#1 Digital business account designed for

SMEs and Startups

Easy, fast, transparent.

Sign up in 5 minutes.

Business banking doesn't have to be hard

Easy

Stay on top of your business finances in real-time, while on the go.

Fast

Open an account in minutes. Get credit approved in hours.

Transparent

Low, transparent fees. Spend at the mid-market exchange rate with 4x lower fees.

Built for modern businesses

Find out why over 10,000 businesses and startups use Aspire to manage their finances.
As digital as you are. Manage the money you earn even when you're asleep
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Ideal for
Ecommerce

Save time and money, and get access to capital for growth
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Ideal for
Startups

The business account for entrepreneurs, by entrepreneurs
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Ideal for
SMEs

Simple, intuitive, and free
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Ideal for
Freelancers

Manage your invoices, get paid on time, and empower your team spend - all in one place
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Ideal for
Professional services

Easy for your clients, easy for you
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Ideal for
Accountants

Hands down the best account for new businesses
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Ideal for
New businesses

100% online account opening
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Ideal for
Foreign directors

Our products

The business account that just works, so you can too

Aspire Business Account

Enable seamless teamwork for your team with custom permission roles

Be productive with hourly sync with Xero accounting

Schedule payments for later, get notified on real time and access cashflow analytics

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Send and receive money from any bank account

Have your own unique account number just like any bank

Smart features and integrations

Hourly syncs with Xero, auto-spend categorisation, scheduled and bulk payments, and more..

Invite multiple users

Assign various permission levels to your team

Available on desktop and mobile

Maximum convenience to manage your money on the go

The smartest corporate card

Aspire Visa Card

Enable seamless teamwork for your team with custom permission roles

Be productive with hourly sync with Xero accounting

Schedule payments for later, get notified on real time and access cashflow analytics

Learn more

Advanced card management

Real-time notifications, spending auto-categorization, and manage access right from the Aspire app

Earn as you spend

Earn 1% cashback on marketing and SaaS spend

Save on international payments

Spend at the Visa exchange rate with low, transparent fees of 0.7%

Manage team expenses with virtual cards

Assign budgets and empower your team. No more expense claims

Credit that grows with your business

Aspire Line of Credit

Enable seamless teamwork for your team with custom permission roles

Be productive with hourly sync with Xero accounting

Schedule payments for later, get notified on real time and access cashflow analytics

Learn more

Fast & simple, up to S$300k

Get approved as quickly as 48 hours. Drawdown immediately

Low interest from 1%

No monthly or non-utilisation fees

Always stay in control

Pay only for what you use with no obligations to draw

Repay early and save

No early repayment fees with us. Instead, enjoy early repayment discounts

Top features

In-app support

With personalized customer service

Save on FX rates

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience

Maker-checker

Payment approval process

Expense management

With multiple employee cards
Coming soon

Bulk Payments

Send multiple transfers with ease
Coming soon

Already trusted by 10,000+ SMEs and Startups

Thousands of business owners like you have chosen Aspire over traditional banks

Who knew that managing business finances could be fun. We've saved a significant amount on foreign transfers and earned cashback on our marketing spend - all synced with Xero to boot!

Shobhit Datta

Co-Founder, Hipvan

Aspire gives us the confidence to run our business while on the go. With real-time notifications we know who paid and when, and can make faster and smarter decisions.

Gerald Tan

CEO & Co-Founder, Yummy Bros

We love that we only pay for what we use with Aspire’s flexible line of credit. It gave us full control and allowed us to invest on-demand and boosted our sales just when we needed it.

James

Owner of Enjoy Eating
House & Bar

Aspire gives businesses their time and money back

So they can focus on what’s most important

We're here to help - reach us directly

Chat with us in-app, or via call or email

No branch visits, long waits, or answering machines

We're passionate and invested in growing your business

Do business with confidence

Your funds are safeguarded in trust

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same

Secure and private

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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