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The account suits sole traders, partnerships, companies, and a range of other business structures.",[],{"_key":880,"_type":507,"children":1291,"markDefs":1296,"style":514},[1292],{"_key":1293,"_type":511,"marks":1294,"text":1295},"k88",[],"Specialist accounts have their own criteria. The Farm Management Deposit Account is for primary producers, Real Estate Trust Accounts are only available to real estate agents in Queensland, and some accounts are restricted by state. It is worth checking eligibility directly with BOQ before starting your application.",[],{"_key":888,"_type":507,"children":1298,"markDefs":1302,"style":750},[1299],{"_key":891,"_type":511,"marks":1300,"text":1301},[],"Documents required to open a BOQ business account",[],{"_key":1304,"_type":507,"children":1305,"markDefs":1309,"style":514},"k97",[1306],{"_key":902,"_type":511,"marks":1307,"text":1308},[],"BOQ requires at least 1 primary photographic ID document for all applicants. Accepted forms include:",[],{"_key":926,"_type":507,"children":1311,"level":793,"listItem":1068,"markDefs":1316,"style":514},[1312],{"_key":1313,"_type":511,"marks":1314,"text":1315},"k100",[],"An Australian passport",[],{"_key":934,"_type":507,"children":1318,"level":793,"listItem":1068,"markDefs":1322,"style":514},[1319],{"_key":937,"_type":511,"marks":1320,"text":1321},[],"Another international travel document",[],{"_key":1324,"_type":507,"children":1325,"level":793,"listItem":1068,"markDefs":1329,"style":514},"k109",[1326],{"_key":948,"_type":511,"marks":1327,"text":1328},[],"A National Identity Card",[],{"_key":972,"_type":507,"children":1331,"markDefs":1336,"style":514},[1332],{"_key":1333,"_type":511,"marks":1334,"text":1335},"k112",[],"If primary photographic ID is unavailable, a combination of supporting documents may be accepted. Non-Australian residents also need proof of the right to live and work in Australia, such as a current visa.",[],{"_key":980,"_type":507,"children":1338,"markDefs":1342,"style":514},[1339],{"_key":983,"_type":511,"marks":1340,"text":1341},[],"For the business entity, you will need documents confirming its structure and registration. BOQ provides specific checklists by entity type on its website.",[],{"_key":1344,"_type":507,"children":1345,"markDefs":1349,"style":750},"k121",[1346],{"_key":994,"_type":511,"marks":1347,"text":1348},[],"How to open a BOQ business account (step-by-step)",[],{"_key":1018,"_type":507,"children":1351,"markDefs":1356,"style":514},[1352],{"_key":1353,"_type":511,"marks":1354,"text":1355},"k124",[],"To open a business account with BOQ, download the account opening checklist for your business structure from BOQ's website, then use the branch locator to find your nearest branch. When you're ready to go in, bring your ID and business registration documents. The branch team will process your application, activate your Everyday Business Account, and issue your Business Visa Debit Card.",[],{"_key":1026,"_type":507,"children":1358,"markDefs":1362,"style":514},[1359],{"_key":1029,"_type":511,"marks":1360,"text":1361},[],"Once active, set up BOQ Internet Banking or download the BOQ mobile app to manage your account online. You can then apply for additional products like the Business WebSavings Account or a Term Deposit.",[],{"_key":1364,"_type":507,"children":1365,"markDefs":1370,"style":750},"k133",[1366],{"_key":1367,"_type":511,"marks":1368,"text":1369},"k132",[],"Alternatives to BOQ business accounts",[],{"_key":1372,"_type":507,"children":1373,"markDefs":1387,"style":514},"k142",[1374,1378,1383],{"_key":1375,"_type":511,"marks":1376,"text":1377},"k139",[],"If you're unsure about BOQ, you have other options. ",{"_key":1379,"_type":511,"marks":1380,"text":1382},"k140",[1381],"k135","Aspire is a business finance platform",{"_key":1384,"_type":511,"marks":1385,"text":1386},"k141",[]," built for globally minded founders who need multi-currency payments and digital-first tools without the friction of legacy banking. If your business operates across borders, it is worth comparing what Aspire offers alongside a traditional account like BOQ.",[1388],{"_key":1381,"_type":558,"externalUrl":1389,"linkType":171},"\u002F",{"_key":1391,"_type":507,"children":1392,"markDefs":1397,"style":514},"k146",[1393],{"_key":1394,"_type":511,"marks":1395,"text":1396},"k145",[],"At Aspire, we understand that founders need banking that matches the pace of their businesses. As this BOQ business account review shows, BOQ suits Australian businesses that value relationship banking and predictable flat-fee pricing.",[],{"_key":1399,"_type":507,"children":1400,"markDefs":1405,"style":514},"k150",[1401],{"_key":1402,"_type":511,"marks":1403,"text":1404},"k149",[],"That said, if you are expanding internationally or want a fully digital setup, we built Aspire to give founders the tools to manage their finances across borders, from multi-currency accounts to integrated spend management.",[],{"slug":139,"title":140},{"_type":333,"alternativeText":1408,"height":1409,"url":1410,"width":1411},"BOQ business account review",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F47169bc67dcf2063e4ed9dc1276dc15e\u002Fboq-business-account-review_cover.jpeg",1200,[1413,1419,1425,1432,1438,1445,1452,1458],{"_key":746,"_type":507,"children":1414,"level":793,"listItem":1068,"markDefs":1418,"style":514},[1415],{"_key":788,"_type":511,"marks":1416,"text":1417},[],"Independent from the Big Four with BOQ positioning itself around relationship banking through local owner-managers, rather than competing on scale with Commonwealth Bank, NAB, Westpac, and ANZ.",[],{"_key":804,"_type":507,"children":1420,"level":793,"listItem":1068,"markDefs":1424,"style":514},[1421],{"_key":799,"_type":511,"marks":1422,"text":1423},[],"5 account types available covering everyday transactions, not-for-profit banking, online savings, and fixed-term deposits, with the Everyday Business Account required as the entry point before accessing any other products.",[],{"_key":1426,"_type":507,"children":1427,"level":793,"listItem":1068,"markDefs":1431,"style":514},"k8",[1428],{"_key":752,"_type":511,"marks":1429,"text":1430},[],"Flat AUD $10 monthly fee on the standard Everyday Business Account, waived if you operate an approved overdraft, with unlimited free deposits and withdrawals via BOQ branches and ATMs.",[],{"_key":760,"_type":507,"children":1433,"level":793,"listItem":1068,"markDefs":1437,"style":514},[1434],{"_key":763,"_type":511,"marks":1435,"text":1436},[],"Fee-free account for not-for-profits with all monthly fees and multi-payment charges waived, plus a variable interest rate of 0.15% p.a. on the minimum monthly balance.",[],{"_key":771,"_type":507,"children":1439,"level":793,"listItem":1068,"markDefs":1444,"style":514},[1440],{"_key":1441,"_type":511,"marks":1442,"text":1443},"k13",[],"Visa Commercial Offers add genuine value including AUD $600 in Google Ads credit, 75% off Xero for 6 months, 6 months free MYOB, and 25% off Google Workspace for eligible cardholders.",[],{"_key":1180,"_type":507,"children":1446,"level":793,"listItem":1068,"markDefs":1451,"style":514},[1447],{"_key":1448,"_type":511,"marks":1449,"text":1450},"k16",[],"Branch visit required to open an account which adds friction compared to fully digital alternatives, and the branch network is smaller than the Big Four.",[],{"_key":784,"_type":507,"children":1453,"level":793,"listItem":1068,"markDefs":1457,"style":514},[1454],{"_key":776,"_type":511,"marks":1455,"text":1456},[],"International transaction fees apply making it a less competitive option for businesses with regular overseas spending or cross-border operations.",[],{"_key":1037,"_type":507,"children":1459,"level":793,"listItem":1068,"markDefs":1463,"style":514},[1460],{"_key":863,"_type":511,"marks":1461,"text":1462},[],"Multi-payments carry additional charges at AUD $1.50 for up to 10 payments and AUD $0.19 per additional transaction, which can add up for businesses processing high volumes of supplier payments.",[],[1465,1471],{"_key":746,"_type":507,"children":1466,"markDefs":1470,"style":514},[1467],{"_key":788,"_type":511,"marks":1468,"text":1469},[],"Bank of Queensland is a regional Australian bank that operates independently from the Big Four, offering a focused range of business accounts built around flat-fee pricing and in-person relationship banking.",[],{"_key":804,"_type":507,"children":1472,"markDefs":1476,"style":514},[1473],{"_key":799,"_type":511,"marks":1474,"text":1475},[],"This BOQ business account review covers everything you need to know, from the types of accounts on offer and their key features to fees, eligibility, and how to get started.",[],"2026-06-22T06:15:36.751Z",{"_type":1479,"metaDescription":1480,"metaTitle":1481,"socialShareImageUrl":1482},"seo","A full review of the Bank of Queensland business account, covering fees, features, and eligibility for Australian businesses.","BOQ business account review: fees & features - 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