[{"data":1,"prerenderedAt":2262},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":122,"cms-navigation":177,"cms-blog-post-template":833,"cms-blog-post-latest":896,"cms-blog-post:how-to-open-a-dah-sing-business-account":937},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyBeforeAndAfterSectionLabel":22,"caseStudyChallengeLabel":23,"caseStudyClientLabel":24,"caseStudyCompanyInfoSectionLabel":25,"caseStudyCompanySizeLabel":26,"caseStudyCountryLabel":27,"caseStudyFocusLabel":28,"caseStudyFoundedLabel":29,"caseStudyFounderLabel":30,"caseStudyIndustryLabel":31,"caseStudySavePerYearSectionLabel":32,"caseStudySearchPlaceholder":15,"caseStudyWebsiteLabel":33,"chartDataTableHideLabel":34,"chartDataTableShowLabel":35,"comingSoonLabel":36,"comparisonSearchPlaceholder":15,"copyLinkLabel":37,"dataProtectionLabel":38,"downloadButtonLabel":39,"downloadSearchPlaceholder":15,"downloadsLabel":40,"emailPlaceholder":41,"errorPageBody":42,"errorPageBusinessAccountLabel":43,"errorPageCorporateCardLabel":44,"errorPageDestinationsHeading":45,"errorPageExpenseManagementLabel":46,"errorPageGlobalPaymentsLabel":47,"errorPageHeading":48,"errorPageHelpCentreLabel":49,"errorPageHomeLabel":50,"errorPageSupportBody":51,"errorPageSupportHeading":52,"errorPageSupportLinkLabel":53,"errorPageYieldLabel":54,"formErrorMessage":55,"formInvalidEmailMessage":56,"formInvalidPhoneMessage":57,"formInvalidUrlMessage":58,"formRequiredFieldMessage":59,"formSubmitLabel":60,"formSuccessMessage":61,"goToSlideLabel":62,"includedLabel":63,"language":64,"languageHeading":65,"latestArticlesLabel":66,"launchpadBusinessLocationLabel":67,"launchpadCompanySizeLabel":68,"launchpadFoundedLabel":69,"launchpadHeadquarterLabel":70,"launchpadIndustryLabel":31,"learnMoreLabel":71,"legalEffectiveFromLabel":72,"legalLastUpdatedLabel":73,"loadMoreLabel":74,"mainNavigationLabel":75,"market":76,"marketNames":77,"mostPopularLabel":93,"nextSlideLabel":94,"notIncludedLabel":95,"optionsLabel":96,"previousSlideLabel":97,"pricingFirstPlanFeaturesLabel":98,"pricingUpgradePlanFeaturesLabel":99,"ratingLabel":100,"readCaseStudyLabel":101,"readingTimeLabel":102,"recommendedLabel":103,"regionHeading":104,"regionSelectorLabel":105,"savedPerYearLabel":106,"shareOnFacebookLabel":107,"shareOnLinkedinLabel":108,"shareOnXLabel":109,"sharePostLabel":110,"supportedByLabel":111,"tableOfContentsLabel":112,"titleBrandSuffix":113,"toggleMenuLabel":114,"videoMuteLabel":115,"videoPauseLabel":116,"videoPlayLabel":117,"videoSeekLabel":118,"videoSoundPrompt":119,"videoUnmuteLabel":120,"viewAllCategoriesLabel":121,"viewAllProductsLabel":121},"2026-08-19T09:49:07Z","uiStrings-HK","N1G5rtOZj8187JlhVHQSZZ","uiStrings","2026-10-06T09:44:32Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to Reports & Insights","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Hide data table","Show data table","Coming soon","Copy link","Data protection:","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Go to slide {index}","Included","en-HK","Language","Latest articles","Business locations","Company Size","Founded in","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","HK",[78,82,85,88,90],{"_key":79,"_type":80,"label":81,"market":79},"SG","marketName","Singapore",{"_key":83,"_type":80,"label":84,"market":83},"US","United States",{"_key":86,"_type":80,"label":87,"market":86},"AU","Australia",{"_key":76,"_type":80,"label":89,"market":76},"Hong Kong",{"_key":91,"_type":80,"label":92,"market":91},"NL","Netherlands","Most popular","Next","Not included","Options","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes} min read","Recommended","Region","Change country\u002Fregion","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Hong Kong","Toggle menu","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":123,"_id":124,"_rev":125,"_type":126,"_updatedAt":127,"announcementBar":128,"baseUrl":137,"defaultSeo":138,"defaultSocialShareImageUrl":143,"footer":148,"footerLegalParagraphsRich":171,"language":64,"market":76,"mobileApp":172,"siteName":175,"studioVersion":176},"2026-08-19T09:49:04Z","siteSettings-HK","1za1AgGXrJWIU5rVtuzGqU","siteSettings","2026-09-30T04:44:27Z",{"enabled":129,"link":130,"text":136},true,{"_type":131,"internal":132,"label":71,"linkType":135},"link",{"_ref":133,"_type":134},"page-HK-aspire-for-startups","reference","internal","🚀 Aspire for Startups: Get up to HK$12,000 in cashback, priority onboarding and dedicated founder community at your fingertips.","https:\u002F\u002Faspireapp.com",{"_type":139,"metaDescription":140,"metaTitle":141,"noIndex":142},"seo","Multi-currency business account for start-ups & SMEs: manage company spend, receivables & payables, invoices, corporate cards & cross-border payments.","All-in-one Finance For Growing Businesses - Aspire Hong Kong",false,{"_type":144,"alternativeText":141,"height":145,"url":146,"width":147},"imageUrl",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F85140fd22c0db3172ae945de0be80088\u002F6a2a1981af5bb2a3932ee5cb_brand-2.0-website-preview-image.webp",1200,{"copyright":149,"legalParagraphs":150,"socialLinks":154},"© 2026 Aspire FT Pte Ltd. All rights reserved.",[151,152,153],"In Hong Kong, AFT HK Limited is registered in Hong Kong (75317450-000) and a money service operators licensed by the Hong Kong Customs and Excise Department.","Yield is being provided by AFT HK Treasury Limited (“AFT Treasury”) in Hong Kong. AFT Treasury is licensed by the SFC (CE number: BWA638) to carry on Type 1 (dealing in securities), Type 4 (advising on securities), and Type 9 (asset management) regulated activities. AFT Treasury is currently only providing Type 1 and Type 4 services to customers but will provide Type 9 services in the future.","^1.2% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.",[155,161,166],{"_key":156,"_type":157,"label":158,"platform":159,"url":160},"social-linkedin","socialLink","Aspire on Linkedin","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":162,"_type":157,"label":163,"platform":164,"url":165},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":167,"_type":157,"label":168,"platform":169,"url":170},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",null,{"rating":173},{"value":174},4.5,"Aspire","2026.10.8",{"_createdAt":178,"_id":179,"_rev":180,"_type":181,"_updatedAt":182,"footerGroups":183,"getStartedLink":432,"header":434,"language":64,"loginLink":454,"market":76,"megaMenu":457},"2026-08-19T09:49:06Z","navigation-HK","h7jyTqsbY1egLREo26ypdZ","navigation","2026-10-07T09:10:31Z",[184,218,278,325,375,406],{"_key":185,"_type":186,"links":187,"title":217},"footer-x","footerGroup",[188,196,203,210],{"_key":189,"_type":131,"internal":190,"internalTarget":192,"label":195,"linkType":135},"f-business-account-0",{"_ref":191,"_type":134},"page-HK-business-account",{"_type":193,"slug":194},"page","business-account","Business Account",{"_key":197,"_type":131,"internal":198,"internalTarget":200,"label":202,"linkType":135},"f-expense-management-1",{"_ref":199,"_type":134},"page-HK-expense-management",{"_type":193,"slug":201},"expense-management","Expense Management",{"_key":204,"_type":131,"internal":205,"internalTarget":207,"label":209,"linkType":135},"f-corporate-card-2",{"_ref":206,"_type":134},"page-HK-corporate-card",{"_type":193,"slug":208},"corporate-card","Corporate Card",{"_key":211,"_type":131,"internal":212,"internalTarget":214,"label":216,"linkType":135},"f-global-payments-3",{"_ref":213,"_type":134},"page-HK-global-payments",{"_type":193,"slug":215},"global-payments","Global Payments","Products",{"_key":219,"_type":186,"links":220,"title":277},"footer-productsbusiness-accountexpe",[221,228,235,242,249,256,263,270],{"_key":222,"_type":131,"internal":223,"internalTarget":225,"label":227,"linkType":135},"f-bulk-payments-0",{"_ref":224,"_type":134},"page-HK-bulk-payments",{"_type":193,"slug":226},"bulk-payments","Bulk Payments",{"_key":229,"_type":131,"internal":230,"internalTarget":232,"label":234,"linkType":135},"f-budgets-1",{"_ref":231,"_type":134},"page-HK-budgets",{"_type":193,"slug":233},"budgets","Budgets",{"_key":236,"_type":131,"internal":237,"internalTarget":239,"label":241,"linkType":135},"f-claims-2",{"_ref":238,"_type":134},"page-HK-employee-claims",{"_type":193,"slug":240},"employee-claims","Claims",{"_key":243,"_type":131,"internal":244,"internalTarget":246,"label":248,"linkType":135},"f-multi-user-access-3",{"_ref":245,"_type":134},"page-HK-multi-user-access",{"_type":193,"slug":247},"multi-user-access","Multi-user Access",{"_key":250,"_type":131,"internal":251,"internalTarget":253,"label":255,"linkType":135},"f-invoice-management-4",{"_ref":252,"_type":134},"page-HK-invoice-management",{"_type":193,"slug":254},"invoice-management","Invoice Management",{"_key":257,"_type":131,"internal":258,"internalTarget":260,"label":262,"linkType":135},"f-receivable-management-5",{"_ref":259,"_type":134},"page-HK-receivable-management",{"_type":193,"slug":261},"receivable-management","Receivable Management",{"_key":264,"_type":131,"internal":265,"internalTarget":267,"label":269,"linkType":135},"f-payable-management-6",{"_ref":266,"_type":134},"page-HK-payable-management",{"_type":193,"slug":268},"payable-management","Payable Management",{"_key":271,"_type":131,"internal":272,"internalTarget":274,"label":276,"linkType":135},"f-send-money-to-china-7",{"_ref":273,"_type":134},"page-HK-send-money-to-china",{"_type":193,"slug":275},"send-money-to-china","Send Money to China","Features",{"_key":279,"_type":186,"links":280,"title":324},"footer-featuresbulk-paymentsbudgets",[281,289,296,303,310,317],{"_key":282,"_type":131,"internal":283,"internalTarget":285,"label":288,"linkType":135},"f-aspire-vs-airwallex-0",{"_ref":284,"_type":134},"comparison-HK-aspire-vs-airwallex",{"_type":286,"slug":287},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":290,"_type":131,"internal":291,"internalTarget":293,"label":295,"linkType":135},"f-aspire-vs-banks-1",{"_ref":292,"_type":134},"comparison-HK-aspire-vs-traditional-banks",{"_type":286,"slug":294},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":297,"_type":131,"internal":298,"internalTarget":300,"label":302,"linkType":135},"f-aspire-vs-hang-seng-2",{"_ref":299,"_type":134},"comparison-HK-aspire-vs-hang-seng",{"_type":286,"slug":301},"aspire-vs-hang-seng","Aspire vs Hang Seng",{"_key":304,"_type":131,"internal":305,"internalTarget":307,"label":309,"linkType":135},"f-aspire-vs-hsbc-3",{"_ref":306,"_type":134},"comparison-HK-aspire-vs-hsbc",{"_type":286,"slug":308},"aspire-vs-hsbc","Aspire vs HSBC",{"_key":311,"_type":131,"internal":312,"internalTarget":314,"label":316,"linkType":135},"f-aspire-vs-statrys-4",{"_ref":313,"_type":134},"comparison-HK-aspire-vs-statrys",{"_type":286,"slug":315},"aspire-vs-statrys","Aspire vs Statrys",{"_key":318,"_type":131,"internal":319,"internalTarget":321,"label":323,"linkType":135},"f-aspire-vs-wise-5",{"_ref":320,"_type":134},"comparison-HK-aspire-vs-wise",{"_type":286,"slug":322},"aspire-vs-wise","Aspire vs Wise","Compare",{"_key":326,"_type":186,"links":327,"title":374},"footer-compareaspire-vs-airwallexas",[328,335,342,348,355,360,367],{"_key":329,"_type":131,"internal":330,"internalTarget":332,"label":334,"linkType":135},"f-blog-0",{"_ref":331,"_type":134},"page-HK-blog",{"_type":193,"slug":333},"blog","Blog",{"_key":336,"_type":131,"internal":337,"internalTarget":339,"label":341,"linkType":135},"f-aspire-launchpad-1",{"_ref":338,"_type":134},"page-HK-launchpad",{"_type":193,"slug":340},"launchpad","Aspire Launchpad",{"_key":343,"_type":131,"internal":344,"internalTarget":345,"label":347,"linkType":135},"f-aspire-for-startups-2",{"_ref":133,"_type":134},{"_type":193,"slug":346},"aspire-for-startups","Aspire for Startups",{"_key":349,"_type":131,"internal":350,"internalTarget":352,"label":354,"linkType":135},"f-case-studies-3",{"_ref":351,"_type":134},"page-HK-case-studies",{"_type":193,"slug":353},"case-studies","Case Studies",{"_key":356,"_type":131,"externalUrl":357,"internalTarget":171,"label":358,"linkType":359},"f-faq-4","https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fen\u002F","FAQ","external",{"_key":361,"_type":131,"internal":362,"internalTarget":364,"label":366,"linkType":135},"f-amazon-fee-calculator-5",{"_ref":363,"_type":134},"page-HK-calculator-amazon-seller-fees-calculator",{"_type":193,"slug":365},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":368,"_type":131,"internal":369,"internalTarget":371,"label":373,"linkType":135},"f-mpf-calculator-6",{"_ref":370,"_type":134},"page-HK-mpf-calculator",{"_type":193,"slug":372},"mpf-calculator","MPF Calculator","Resources",{"_key":376,"_type":186,"links":377,"title":24},"footer-resourcesblogaspire-launchpa",[378,385,392,399],{"_key":379,"_type":131,"internal":380,"internalTarget":382,"label":384,"linkType":135},"f-about-aspire-0",{"_ref":381,"_type":134},"page-HK-about-us",{"_type":193,"slug":383},"about-us","About Aspire",{"_key":386,"_type":131,"internal":387,"internalTarget":389,"label":391,"linkType":135},"f-contact-us-1",{"_ref":388,"_type":134},"page-HK-contact-us",{"_type":193,"slug":390},"contact-us","Contact Us",{"_key":393,"_type":131,"internal":394,"internalTarget":396,"label":398,"linkType":135},"f-newsroom-3",{"_ref":395,"_type":134},"page-HK-newsroom",{"_type":193,"slug":397},"newsroom","Newsroom",{"_key":400,"_type":131,"internal":401,"internalTarget":403,"label":405,"linkType":135},"f-partner-with-aspire-4",{"_ref":402,"_type":134},"page-HK-partners",{"_type":193,"slug":404},"partners","Partner with Aspire",{"_key":407,"_type":186,"isLegal":129,"links":408,"title":431},"footer-legal",[409,417,424],{"_key":410,"_type":131,"internal":411,"internalTarget":413,"label":416,"linkType":135,"openInNewTab":142},"legal-privacy-policy",{"_ref":412,"_type":134},"legalPage-HK-privacy-policy",{"_type":414,"slug":415},"legalPage","privacy-policy","Privacy Policy",{"_key":418,"_type":131,"internal":419,"internalTarget":421,"label":423,"linkType":135,"openInNewTab":142},"legal-master-service-agreement",{"_ref":420,"_type":134},"legalPage-HK-master-service-agreement",{"_type":414,"slug":422},"master-service-agreement","Terms of Service",{"_key":425,"_type":131,"internal":426,"internalTarget":428,"label":430,"linkType":135,"openInNewTab":142},"legal-complaints",{"_ref":427,"_type":134},"page-HK-complaints",{"_type":193,"slug":429},"complaints","Complaints Policy","Legal",{"_type":131,"externalUrl":433,"internalTarget":171,"label":60,"linkType":359,"openInNewTab":129},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[435,439,442,444,451],{"_key":436,"_type":131,"internalTarget":171,"label":437,"linkType":438},"nav-product","Product","none",{"_key":440,"_type":131,"internalTarget":171,"label":441,"linkType":438},"nav-solutions","Solutions",{"_key":443,"_type":131,"internalTarget":171,"label":374,"linkType":438},"nav-resources",{"_key":445,"_type":131,"internal":446,"internalTarget":448,"label":450,"linkType":135},"nav-pricing",{"_ref":447,"_type":134},"page-HK-pricing",{"_type":193,"slug":449},"pricing","Pricing",{"_key":452,"_type":131,"internalTarget":171,"label":453,"linkType":438},"nav-incorporations","Incorporations",{"_type":131,"externalUrl":455,"internalTarget":171,"label":456,"linkType":359,"openInNewTab":129},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",[458,580,734,812],{"_key":459,"_type":460,"columns":461,"featured":569,"label":437},"mm-product","megaMenuPanel",[462,486,516,544],{"_key":463,"_type":464,"links":465,"title":195},"c-business-account-0","megaMenuColumn",[466,473,479],{"_key":467,"_type":468,"link":469},"l-multi-currency-0","megaMenuLink",{"_type":131,"internal":470,"internalTarget":471,"label":472,"linkType":135},{"_ref":191,"_type":134},{"_type":193,"slug":194},"Multi-Currency",{"_key":474,"_type":468,"link":475},"l-smart-cards-1",{"_type":131,"internal":476,"internalTarget":477,"label":478,"linkType":135},{"_ref":206,"_type":134},{"_type":193,"slug":208},"Smart Cards",{"_key":480,"_type":468,"link":481},"l-yield-2",{"_type":131,"internal":482,"internalTarget":484,"label":54,"linkType":135},{"_ref":483,"_type":134},"page-HK-yield",{"_type":193,"slug":485},"yield",{"_key":487,"_type":464,"links":488,"title":515},"c-cfo-suite-1",[489,494,500,506],{"_key":490,"_type":468,"link":491},"l-expense-management-0",{"_type":131,"internal":492,"internalTarget":493,"label":202,"linkType":135},{"_ref":199,"_type":134},{"_type":193,"slug":201},{"_key":495,"_type":468,"link":496},"l-budget-management-1",{"_type":131,"internal":497,"internalTarget":498,"label":499,"linkType":135},{"_ref":231,"_type":134},{"_type":193,"slug":233},"Budget Management",{"_key":501,"_type":468,"link":502},"l-accounts-receivable-2",{"_type":131,"internal":503,"internalTarget":504,"label":505,"linkType":135},{"_ref":252,"_type":134},{"_type":193,"slug":254},"Accounts Receivable",{"_key":507,"_type":468,"badgeLabel":508,"link":509},"l-procure-to-pay-3","NEW",{"_type":131,"internal":510,"internalTarget":512,"label":514,"linkType":135},{"_ref":511,"_type":134},"page-HK-procure-to-pay",{"_type":193,"slug":513},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":517,"_type":464,"links":518,"title":543},"c-payroll-hiring-2",[519,527,535],{"_key":520,"_type":468,"link":521},"l-global-payroll-0",{"_type":131,"internal":522,"internalTarget":524,"label":526,"linkType":135},{"_ref":523,"_type":134},"page-HK-use-case-payroll",{"_type":193,"slug":525},"use-case\u002Fpayroll","Global Payroll",{"_key":528,"_type":468,"link":529},"l-employer-of-record-1",{"_type":131,"internal":530,"internalTarget":532,"label":534,"linkType":135},{"_ref":531,"_type":134},"page-HK-employer-of-record",{"_type":193,"slug":533},"employer-of-record","Employer of Record",{"_key":536,"_type":468,"link":537},"l-contractors-2",{"_type":131,"internal":538,"internalTarget":540,"label":542,"linkType":135},{"_ref":539,"_type":134},"page-HK-contractor-management-product",{"_type":193,"slug":541},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":545,"_type":464,"links":546,"title":568},"c-platform-3",[547,552,560],{"_key":548,"_type":468,"link":549},"l-global-payments-0",{"_type":131,"internal":550,"internalTarget":551,"label":216,"linkType":135},{"_ref":213,"_type":134},{"_type":193,"slug":215},{"_key":553,"_type":468,"link":554},"l-issuance-1",{"_type":131,"internal":555,"internalTarget":557,"label":559,"linkType":135},{"_ref":556,"_type":134},"page-HK-issuance",{"_type":193,"slug":558},"issuance","Issuance",{"_key":561,"_type":468,"link":562},"l-global-accounts-2",{"_type":131,"internal":563,"internalTarget":565,"label":567,"linkType":135},{"_ref":564,"_type":134},"page-HK-global-account",{"_type":193,"slug":566},"global-account","Global Accounts","Platform",{"body":570,"eyebrow":571,"heading":572,"image":573,"link":577},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":144,"decorative":129,"height":574,"url":575,"width":576},300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":131,"internal":578,"internalTarget":579,"label":572,"linkType":135},{"_ref":447,"_type":134},{"_type":193,"slug":449},{"_key":581,"_type":460,"columns":582,"featured":716,"label":441},"mm-solutions",[583,620,646,688],{"_key":584,"_type":464,"links":585,"title":619},"c-by-industry-0",[586,595,603,611],{"_key":587,"_type":468,"link":588},"l-consulting-0",{"_type":131,"internal":589,"internalTarget":591,"label":594,"linkType":135},{"_ref":590,"_type":134},"solution-HK-consulting",{"_type":592,"slug":593},"solution","consulting","Consulting",{"_key":596,"_type":468,"link":597},"l-ecommerce-1",{"_type":131,"internal":598,"internalTarget":600,"label":602,"linkType":135},{"_ref":599,"_type":134},"solution-HK-ecommerce",{"_type":592,"slug":601},"ecommerce","eCommerce",{"_key":604,"_type":468,"link":605},"l-marketing-agencies-2",{"_type":131,"internal":606,"internalTarget":608,"label":610,"linkType":135},{"_ref":607,"_type":134},"solution-HK-marketing-agencies",{"_type":592,"slug":609},"marketing-agencies","Marketing Agencies",{"_key":612,"_type":468,"link":613},"l-vc-investment-firms-3",{"_type":131,"internal":614,"internalTarget":616,"label":618,"linkType":135},{"_ref":615,"_type":134},"solution-HK-vc-funds",{"_type":592,"slug":617},"vc-funds","VC & Investment Firms","By Industry",{"_key":621,"_type":464,"links":622,"title":645},"c-by-company-size-1",[623,629,637],{"_key":624,"_type":468,"link":625},"l-startups-0",{"_type":131,"internal":626,"internalTarget":627,"label":628,"linkType":135},{"_ref":133,"_type":134},{"_type":193,"slug":346},"Startups",{"_key":630,"_type":468,"link":631},"l-sme-1",{"_type":131,"internal":632,"internalTarget":634,"label":636,"linkType":135},{"_ref":633,"_type":134},"solution-HK-sme",{"_type":592,"slug":635},"sme","SME",{"_key":638,"_type":468,"link":639},"l-mid-sized-2",{"_type":131,"internal":640,"internalTarget":642,"label":644,"linkType":135},{"_ref":641,"_type":134},"solution-HK-mid-sized-companies",{"_type":592,"slug":643},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":647,"_type":464,"links":648,"title":687},"c-by-partner-2",[649,657,663,671,679],{"_key":650,"_type":468,"link":651},"l-accountants-0",{"_type":131,"internal":652,"internalTarget":654,"label":656,"linkType":135},{"_ref":653,"_type":134},"page-HK-aspire-for-accountants",{"_type":193,"slug":655},"partners\u002Faccountants","Accountants",{"_key":596,"_type":468,"link":658},{"_type":131,"internal":659,"internalTarget":661,"label":602,"linkType":135},{"_ref":660,"_type":134},"page-HK-partners-ecommerce",{"_type":193,"slug":662},"partners\u002Fecommerce",{"_key":664,"_type":468,"link":665},"l-corpsec-2",{"_type":131,"internal":666,"internalTarget":668,"label":670,"linkType":135},{"_ref":667,"_type":134},"page-HK-partners-corpsec",{"_type":193,"slug":669},"partners\u002Fcorpsec","CorpSec",{"_key":672,"_type":468,"link":673},"l-vc-incubators-3",{"_type":131,"internal":674,"internalTarget":676,"label":678,"linkType":135},{"_ref":675,"_type":134},"page-HK-partners-vc-and-incubators",{"_type":193,"slug":677},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":680,"_type":468,"link":681},"l-affiliates-4",{"_type":131,"internal":682,"internalTarget":684,"label":686,"linkType":135},{"_ref":683,"_type":134},"page-HK-partners-aspire-affiliate-program",{"_type":193,"slug":685},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":689,"_type":464,"links":690,"title":715},"c-connectivity-3",[691,699,707],{"_key":692,"_type":468,"link":693},"l-aspire-connect-0",{"_type":131,"internal":694,"internalTarget":696,"label":698,"linkType":135},{"_ref":695,"_type":134},"page-HK-aspire-connect",{"_type":193,"slug":697},"aspire-connect","Aspire Connect",{"_key":700,"_type":468,"link":701},"l-integrations-1",{"_type":131,"internal":702,"internalTarget":704,"label":706,"linkType":135},{"_ref":703,"_type":134},"page-HK-integrations",{"_type":193,"slug":705},"integrations","Integrations",{"_key":708,"_type":468,"link":709},"l-apis-2",{"_type":131,"internal":710,"internalTarget":712,"label":714,"linkType":135},{"_ref":711,"_type":134},"page-HK-api",{"_type":193,"slug":713},"api","APIs","Connectivity",{"body":717,"eyebrow":718,"link":719,"logo":722,"person":727},"\"Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.\"","Customer Testimonials",{"_type":131,"externalUrl":720,"internalTarget":171,"label":721,"linkType":359},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":144,"alternativeText":723,"height":724,"url":725,"width":726},"Tech In Asia",2645,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F69684e48dddb500cdb790e4d_techinasia.webp",14650,{"image":728,"name":732,"role":733},{"_type":144,"alternativeText":729,"height":730,"url":731,"width":730},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F66f1187b1b8b19ef066879f7_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":735,"_type":460,"columns":736,"featured":798,"label":374},"mm-resources",[737,772,784],{"_key":738,"_type":464,"links":739,"title":771},"c-knowledge-hub-0",[740,746,754,759,768],{"_key":741,"_type":468,"link":742},"l-blogs-0",{"_type":131,"internal":743,"internalTarget":744,"label":745,"linkType":135},{"_ref":331,"_type":134},{"_type":193,"slug":333},"Blogs",{"_key":747,"_type":468,"link":748},"l-reports-insights-1",{"_type":131,"internal":749,"internalTarget":751,"label":753,"linkType":135},{"_ref":750,"_type":134},"page-HK-downloads",{"_type":193,"slug":752},"downloads","Reports & Insights",{"_key":755,"_type":468,"link":756},"l-case-studies-2",{"_type":131,"internal":757,"internalTarget":758,"label":354,"linkType":135},{"_ref":351,"_type":134},{"_type":193,"slug":353},{"_key":760,"_type":468,"link":761},"l-product-updates-3",{"_type":131,"internal":762,"internalTarget":764,"label":767,"linkType":135},{"_ref":763,"_type":134},"blogPost-HK-2024-product-updates",{"_type":765,"slug":766},"blogPost","2024-product-updates","Product Updates",{"_key":769,"_type":468,"link":770},"l-faq-4",{"_type":131,"externalUrl":357,"internalTarget":171,"label":358,"linkType":359},"Knowledge Hub",{"_key":773,"_type":464,"links":774,"title":783},"c-benefits-1",[775],{"_key":776,"_type":468,"link":777},"l-perks-rewards-0",{"_type":131,"internal":778,"internalTarget":780,"label":782,"linkType":135},{"_ref":779,"_type":134},"page-HK-rewards",{"_type":193,"slug":781},"rewards","Perks & Rewards","Benefits",{"_key":785,"_type":464,"links":786,"title":797},"c-about-2",[787,792],{"_key":788,"_type":468,"link":789},"l-about-aspire-0",{"_type":131,"internal":790,"internalTarget":791,"label":384,"linkType":135},{"_ref":381,"_type":134},{"_type":193,"slug":383},{"_key":793,"_type":468,"link":794},"l-partner-with-aspire-2",{"_type":131,"internal":795,"internalTarget":796,"label":405,"linkType":135},{"_ref":402,"_type":134},{"_type":193,"slug":404},"About",{"body":799,"eyebrow":354,"heading":800,"image":801,"link":806},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":144,"alternativeText":802,"height":803,"url":804,"width":805},"Zenyum case study",195,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff664a0a0c4606f12b9b0066e4d03c517\u002F66f1187b1b8b19ef06687cde_zenyum.avif",375,{"_type":131,"internal":807,"internalTarget":809,"label":800,"linkType":135},{"_ref":808,"_type":134},"caseStudy-HK-zenyum",{"_type":810,"slug":811},"caseStudy","zenyum",{"_key":813,"_type":460,"columns":814,"featured":171,"label":453},"mm-incorporations",[815],{"_key":816,"_type":464,"links":817,"title":832},"c-incorporations-0",[818,826],{"_key":819,"_type":468,"link":820},"l-us-business-0",{"_type":131,"internal":821,"internalTarget":823,"label":825,"linkType":135},{"_ref":822,"_type":134},"page-HK-launchpad-usbusiness",{"_type":193,"slug":824},"launchpad\u002Fusbusiness","US Business",{"_key":827,"_type":468,"link":828},"l-hk-business-1",{"_type":131,"internal":829,"internalTarget":830,"label":831,"linkType":135},{"_ref":338,"_type":134},{"_type":193,"slug":340},"HK Business","",{"_createdAt":834,"_id":835,"_rev":836,"_type":837,"_updatedAt":838,"asideCta":839,"bottomCta":847,"disclaimer":853,"language":64,"market":76,"midCta":886},"2026-08-20T08:06:00Z","blogPostTemplate-HK","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":840,"image":841,"link":845},"Open your business account with Aspire",{"_type":144,"alternativeText":175,"height":842,"url":843,"width":844},200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d2b70f17f9bc1009bd08f_Frame-1707480717.png",305,{"_type":131,"externalUrl":433,"label":846,"linkType":359,"openInNewTab":129},"Start now",{"body":848,"heading":849,"link":850},"Open your free account","Start your journey with Aspire",{"_type":131,"externalUrl":851,"label":852,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Ftalk-to-sales","Talk to Sales",[854],{"_key":855,"_type":856,"children":857,"markDefs":879,"style":885},"2a40d95b-925","block",[858,863,867,871,875],{"_key":859,"_type":860,"marks":861,"text":862},"f30e227e-041-0a","span",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":864,"_type":860,"marks":865,"text":423},"f30e227e-041-0b",[866],"disclaimer-link-0",{"_key":868,"_type":860,"marks":869,"text":870},"f30e227e-041-1a",[],"' and '",{"_key":872,"_type":860,"marks":873,"text":450},"f30e227e-041-1b",[874],"disclaimer-link-1",{"_key":876,"_type":860,"marks":877,"text":878},"f30e227e-041-end",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[880,883],{"_key":866,"_type":881,"externalUrl":882,"linkType":359},"linkAnnotation","\u002Ftnc\u002Fmaster-service-agreement",{"_key":874,"_type":881,"externalUrl":884,"linkType":359},"\u002Fpricing","normal",{"body":887,"eyebrow":341,"heading":888,"image":889,"link":893},"From incorporation to venture capital, we connect you with trusted service providers to make your entrpreneurial journey seamless.","Start Your Business with Aspire Launchpad",{"_type":144,"alternativeText":175,"height":890,"url":891,"width":892},1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":131,"externalUrl":894,"label":895,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Flaunchpad","Start your Journey",[897,908,917,927],{"_id":898,"category":899,"coverImage":900,"description":905,"publishedAt":906,"slug":907,"title":901},"blogPost-HK-aspire-yield-launch",{"slug":397,"title":398},{"_type":144,"alternativeText":901,"height":902,"url":903,"width":904},"Aspire launches Yield in Hong Kong to help businesses earn more from idle cash",628,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F3f9e07b3ff1d0e4f1b8384f838e6c908\u002Faspire-yield-launch_cover.png",1043,"Learn how your business can earn more from idle cash","2026-09-16T00:00:00.000Z","aspire-yield-launch",{"_id":909,"category":910,"coverImage":911,"description":914,"publishedAt":915,"slug":916,"title":912},"blogPost-HK-corporate-banking-vs-commercial-banking",{"slug":194,"title":195},{"_type":144,"alternativeText":912,"height":145,"url":913,"width":147},"Corporate Banking vs Commercial Banking: What's the Difference?","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F20556167699cf9178e3f641755a42f9b\u002Fcorporate-banking-vs-commercial-banking_cover.jpeg","These terms get used inconsistently across banks. Here's what actually separates them, and which one your Hong Kong business fits.","2026-09-03T00:00:00.000Z","corporate-banking-vs-commercial-banking",{"_id":918,"category":919,"coverImage":922,"description":925,"publishedAt":915,"slug":926,"title":923},"blogPost-HK-ecommerce-fulfillment-hong-kong",{"slug":920,"title":921},"e-commerce","E-commerce",{"_type":144,"alternativeText":923,"height":145,"url":924,"width":147},"Ecommerce Fulfillment in HK: Top 5 3PL Providers","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F5d1f56c832e1ed4909537488fb73c2dc\u002Fecommerce-fulfillment-hong-kong_cover.jpeg","Compare HK ecommerce fulfillment & 3PL providers. Evaluate pricing, integrations, and shipping to scale your brand with Aspire.","ecommerce-fulfillment-hong-kong",{"_id":928,"category":929,"coverImage":932,"description":935,"publishedAt":915,"slug":936,"title":933},"blogPost-HK-top-payroll-systems-hong-kong",{"slug":930,"title":931},"guides","Guides",{"_type":144,"alternativeText":933,"height":145,"url":934,"width":147},"Top 8 Local Payroll Systems in Hong Kong","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F47169bc67dcf2063e4ed9dc1276dc15e\u002Ftop-payroll-systems-hong-kong_cover.jpeg","Compare 8 payroll systems widely used in Hong Kong, covering MPF, IR56, and 713 compliance, so you can pick the right fit for your team.","top-payroll-systems-hong-kong",{"data":938,"sourceMap":-1},{"_id":939,"_updatedAt":940,"alternates":941,"areSourcesShown":142,"author":945,"body":952,"category":2238,"coverImage":2239,"excerpt":2242,"faq":171,"intro":2251,"isFaqShown":142,"isSummaryShown":142,"isVideoShown":142,"publishedAt":2258,"reviewer":171,"seo":2259,"slug":2261,"sources":171,"title":2240,"video":171},"blogPost-HK-how-to-open-a-dah-sing-business-account","2026-09-24T08:33:31Z",[942,943],{"canonicalUrl":171,"isNoIndex":171,"language":64,"market":76,"pathPrefix":171},{"canonicalUrl":171,"isNoIndex":171,"language":944,"market":76,"pathPrefix":171},"zh-HK",{"avatar":946,"bio":949,"doesServePage":129,"linkedinUrl":171,"name":947,"role":950,"slug":951,"twitterUrl":171},{"_type":144,"alternativeText":947,"height":842,"url":948,"width":842},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[953,963,983,999,1014,1024,1032,1040,1048,1056,1064,1080,1088,1279,1288,1296,1335,1350,1358,1366,1374,1386,1398,1418,1430,1442,1450,1458,1490,1498,1514,1523,1531,1543,1555,1567,1575,1619,1654,1662,1694,1887,1895,1903,1915,1927,1939,1959,1971,1979,2028,2072,2147,2194,2230],{"_key":954,"_type":856,"children":955,"markDefs":961,"style":962},"k3",[956],{"_key":957,"_type":860,"marks":958,"text":960},"k2",[959],"strong","What Services Does a Dah Sing Bank Business Account Provide?",[],"h2",{"_key":964,"_type":856,"children":965,"markDefs":982,"style":885},"k13",[966,970,974,978],{"_key":967,"_type":860,"marks":968,"text":969},"k9",[],"Dah Sing Bank offers two primary account services for Hong Kong SMEs: the ",{"_key":971,"_type":860,"marks":972,"text":973},"k10",[959],"\"328 Business Banking Account\"",{"_key":975,"_type":860,"marks":976,"text":977},"k11",[]," and the ",{"_key":979,"_type":860,"marks":980,"text":981},"k12",[959],"\"328 Business Banking Quick Start Account.\"",[],{"_key":984,"_type":856,"children":985,"markDefs":998,"style":885},"k21",[986,990,994],{"_key":987,"_type":860,"marks":988,"text":989},"k18",[],"The main difference lies in their scope: the ",{"_key":991,"_type":860,"marks":992,"text":993},"k19",[959],"\"328 Business Banking Quick Start Account\"",{"_key":995,"_type":860,"marks":996,"text":997},"k20",[]," is a fast-track option designed for startups and SMEs, but it only provides basic banking services and excludes local and telegraphic transfers involving cross-border fund flows. If an enterprise requires these services, they must submit an additional application to the bank.",[],{"_key":1000,"_type":856,"children":1001,"markDefs":1013,"style":885},"k29",[1002,1006,1009],{"_key":1003,"_type":860,"marks":1004,"text":1005},"k26",[],"The standard ",{"_key":1007,"_type":860,"marks":1008,"text":973},"k27",[959],{"_key":1010,"_type":860,"marks":1011,"text":1012},"k28",[]," provides comprehensive banking services, including:",[],{"_key":1015,"_type":856,"children":1016,"level":1021,"listItem":1022,"markDefs":1023,"style":885},"k33",[1017],{"_key":1018,"_type":860,"marks":1019,"text":1020},"k32",[],"Multi-currency current accounts.",1,"bullet",[],{"_key":1025,"_type":856,"children":1026,"level":1021,"listItem":1022,"markDefs":1031,"style":885},"k37",[1027],{"_key":1028,"_type":860,"marks":1029,"text":1030},"k36",[],"Multi-currency savings accounts covering 14 foreign currencies.",[],{"_key":1033,"_type":856,"children":1034,"level":1021,"listItem":1022,"markDefs":1039,"style":885},"k41",[1035],{"_key":1036,"_type":860,"marks":1037,"text":1038},"k40",[],"FPS (Faster Payment System) transfers.",[],{"_key":1041,"_type":856,"children":1042,"level":1021,"listItem":1022,"markDefs":1047,"style":885},"k45",[1043],{"_key":1044,"_type":860,"marks":1045,"text":1046},"k44",[],"\"Easy Pay\" payroll services and other commercial banking functions.",[],{"_key":1049,"_type":856,"children":1050,"level":1021,"listItem":1022,"markDefs":1055,"style":885},"k49",[1051],{"_key":1052,"_type":860,"marks":1053,"text":1054},"k48",[],"Real-time management of account balances and transaction records.",[],{"_key":1057,"_type":856,"children":1058,"markDefs":1063,"style":962},"k53",[1059],{"_key":1060,"_type":860,"marks":1061,"text":1062},"k52",[959],"Dah Sing Business Account: Required Documents",[],{"_key":1065,"_type":856,"children":1066,"markDefs":1079,"style":885},"k61",[1067,1071,1075],{"_key":1068,"_type":860,"marks":1069,"text":1070},"k58",[],"Required documents for a \"328 Business Banking Account\" depend on the company type. Generally, documents such as a ",{"_key":1072,"_type":860,"marks":1073,"text":1074},"k59",[959],"Business Registration Certificate, shareholder identification, and Articles of Association ",{"_key":1076,"_type":860,"marks":1077,"text":1078},"k60",[],"are required to comply with the Hong Kong Monetary Authority’s (HKMA) Anti-Money Laundering regulations and internal bank approval requirements.",[],{"_key":1081,"_type":856,"children":1082,"markDefs":1087,"style":885},"k65",[1083],{"_key":1084,"_type":860,"marks":1085,"text":1086},"k64",[959],"Documentation Checklist:",[],{"_key":1089,"_type":1090,"columnHeaders":1091,"hasColumnTitles":129,"hasRowTitles":142,"rows":1104},"k66","richTableBlock",[1092,1097,1100],{"_key":1093,"_type":1094,"cellIndex":1095,"title":1096},"k67","columnHeader",0,"Required Documents",{"_key":1098,"_type":1094,"cellIndex":1021,"title":1099},"k68","Sole Proprietorship or Partnership",{"_key":1101,"_type":1094,"cellIndex":1102,"title":1103},"k69",2,"HK Incorporated Limited Company",[1105,1142,1176,1210,1245],{"_key":1106,"_type":1107,"cells":1108},"k70","row",[1109,1121,1132],{"_key":1110,"_type":1111,"content":1112},"k71","richTableCell",[1113],{"_key":1114,"_type":856,"children":1115,"markDefs":1120,"style":885},"k122",[1116],{"_key":1117,"_type":860,"marks":1118,"text":1119},"k121",[],"Business Registration Certificate (BR)",[],{"_key":1122,"_type":1111,"content":1123},"k74",[1124],{"_key":1125,"_type":856,"children":1126,"markDefs":1131,"style":885},"k125",[1127],{"_key":1128,"_type":860,"marks":1129,"text":1130},"k124",[],"✅",[],{"_key":1133,"_type":1111,"content":1134},"k77",[1135],{"_key":1136,"_type":856,"children":1137,"markDefs":1141,"style":885},"k128",[1138],{"_key":1139,"_type":860,"marks":1140,"text":1130},"k127",[],[],{"_key":1143,"_type":1107,"cells":1144},"k80",[1145,1156,1166],{"_key":1146,"_type":1111,"content":1147},"k81",[1148],{"_key":1149,"_type":856,"children":1150,"markDefs":1155,"style":885},"k131",[1151],{"_key":1152,"_type":860,"marks":1153,"text":1154},"k130",[],"ID Proof for Shareholders\u002FDirectors, etc.",[],{"_key":1157,"_type":1111,"content":1158},"k84",[1159],{"_key":1160,"_type":856,"children":1161,"markDefs":1165,"style":885},"k134",[1162],{"_key":1163,"_type":860,"marks":1164,"text":1130},"k133",[],[],{"_key":1167,"_type":1111,"content":1168},"k87",[1169],{"_key":1170,"_type":856,"children":1171,"markDefs":1175,"style":885},"k137",[1172],{"_key":1173,"_type":860,"marks":1174,"text":1130},"k136",[],[],{"_key":1177,"_type":1107,"cells":1178},"k90",[1179,1190,1200],{"_key":1180,"_type":1111,"content":1181},"k91",[1182],{"_key":1183,"_type":856,"children":1184,"markDefs":1189,"style":885},"k140",[1185],{"_key":1186,"_type":860,"marks":1187,"text":1188},"k139",[],"Account Opening Authorization",[],{"_key":1191,"_type":1111,"content":1192},"k94",[1193],{"_key":1194,"_type":856,"children":1195,"markDefs":1199,"style":885},"k143",[1196],{"_key":1197,"_type":860,"marks":1198,"text":1130},"k142",[],[],{"_key":1201,"_type":1111,"content":1202},"k97",[1203],{"_key":1204,"_type":856,"children":1205,"markDefs":1209,"style":885},"k146",[1206],{"_key":1207,"_type":860,"marks":1208,"text":1130},"k145",[],[],{"_key":1211,"_type":1107,"cells":1212},"k100",[1213,1224,1235],{"_key":1214,"_type":1111,"content":1215},"k101",[1216],{"_key":1217,"_type":856,"children":1218,"markDefs":1223,"style":885},"k149",[1219],{"_key":1220,"_type":860,"marks":1221,"text":1222},"k148",[],"Certificate of Incorporation (CI)",[],{"_key":1225,"_type":1111,"content":1226},"k104",[1227],{"_key":1228,"_type":856,"children":1229,"markDefs":1234,"style":885},"k152",[1230],{"_key":1231,"_type":860,"marks":1232,"text":1233},"k151",[],"❌",[],{"_key":1236,"_type":1111,"content":1237},"k107",[1238],{"_key":1239,"_type":856,"children":1240,"markDefs":1244,"style":885},"k155",[1241],{"_key":1242,"_type":860,"marks":1243,"text":1130},"k154",[],[],{"_key":1246,"_type":1107,"cells":1247},"k110",[1248,1259,1269],{"_key":1249,"_type":1111,"content":1250},"k111",[1251],{"_key":1252,"_type":856,"children":1253,"markDefs":1258,"style":885},"k158",[1254],{"_key":1255,"_type":860,"marks":1256,"text":1257},"k157",[],"Articles of Association or Partnership Agreement",[],{"_key":1260,"_type":1111,"content":1261},"k114",[1262],{"_key":1263,"_type":856,"children":1264,"markDefs":1268,"style":885},"k161",[1265],{"_key":1266,"_type":860,"marks":1267,"text":1233},"k160",[],[],{"_key":1270,"_type":1111,"content":1271},"k117",[1272],{"_key":1273,"_type":856,"children":1274,"markDefs":1278,"style":885},"k164",[1275],{"_key":1276,"_type":860,"marks":1277,"text":1130},"k163",[],[],{"_key":1280,"_type":856,"children":1281,"markDefs":1287,"style":885},"k168",[1282],{"_key":1283,"_type":860,"marks":1284,"text":1286},"k167",[1285],"em","Note: After submitting all documents, enterprises should be aware that the bank may request supplementary proof of recent business activity to verify operational authenticity. Missing documents may extend the approval timeline.",[],{"_key":1289,"_type":856,"children":1290,"markDefs":1295,"style":962},"k172",[1291],{"_key":1292,"_type":860,"marks":1293,"text":1294},"k171",[959],"Dah Sing Business Account: Opening Fees",[],{"_key":1297,"_type":856,"children":1298,"markDefs":1334,"style":885},"k192",[1299,1303,1307,1311,1315,1319,1322,1326,1330],{"_key":1300,"_type":860,"marks":1301,"text":1302},"k183",[],"Hong Kong-registered companies opening an account at Dah Sing Bank must pay an account opening fee of ",{"_key":1304,"_type":860,"marks":1305,"text":1306},"k184",[959],"HK$1,200",{"_key":1308,"_type":860,"marks":1309,"text":1310},"k185",[],". If a company is classified as a \"Special Company\" after a search, an additional fee of ",{"_key":1312,"_type":860,"marks":1313,"text":1314},"k186",[959],"HK$10,000",{"_key":1316,"_type":860,"marks":1317,"text":1318},"k187",[]," is required. For overseas-registered companies, the account opening fee is ",{"_key":1320,"_type":860,"marks":1321,"text":1314},"k188",[959],{"_key":1323,"_type":860,"marks":1324,"text":1325},"k189",[],". Additionally, the Business Registration or Limited Company search fee is ",{"_key":1327,"_type":860,"marks":1328,"text":1329},"k190",[959],"HK$200",{"_key":1331,"_type":860,"marks":1332,"text":1333},"k191",[]," per item.",[],{"_key":1336,"_type":856,"children":1337,"markDefs":1349,"style":885},"k200",[1338,1342,1345],{"_key":1339,"_type":860,"marks":1340,"text":1341},"k197",[],"While these are one-time charges, they can increase initial operational pressure for Hong Kong SMEs, especially startups, when combined with other hidden service costs. In contrast, emerging financial platforms like ",{"_key":1343,"_type":860,"marks":1344,"text":175},"k198",[959],{"_key":1346,"_type":860,"marks":1347,"text":1348},"k199",[]," offer a one-stop business account with zero opening fees and no search fees, helping to reduce the burden during the startup phase.",[],{"_key":1351,"_type":856,"children":1352,"markDefs":1357,"style":962},"k204",[1353],{"_key":1354,"_type":860,"marks":1355,"text":1356},"k203",[959],"Dah Sing Business Account: Opening Process",[],{"_key":1359,"_type":856,"children":1360,"markDefs":1365,"style":885},"k208",[1361],{"_key":1362,"_type":860,"marks":1363,"text":1364},"k207",[],"Eligible SMEs can open a business account online by uploading documents, completing identity verification, and submitting an electronic signature—all without visiting a branch. However, in certain cases, physical confirmation at a designated Business Banking Centre may be required.",[],{"_key":1367,"_type":856,"children":1368,"markDefs":1373,"style":885},"k212",[1369],{"_key":1370,"_type":860,"marks":1371,"text":1372},"k211",[959],"General Online Application Steps:",[],{"_key":1375,"_type":856,"children":1376,"level":1021,"listItem":1022,"markDefs":1385,"style":885},"k218",[1377,1381],{"_key":1378,"_type":860,"marks":1379,"text":1380},"k216",[959],"Prepare Documents:",{"_key":1382,"_type":860,"marks":1383,"text":1384},"k217",[]," Gather necessary info based on company type (e.g., BR, ID proof).",[],{"_key":1387,"_type":856,"children":1388,"level":1021,"listItem":1022,"markDefs":1397,"style":885},"k224",[1389,1393],{"_key":1390,"_type":860,"marks":1391,"text":1392},"k222",[959],"Create File:",{"_key":1394,"_type":860,"marks":1395,"text":1396},"k223",[]," Fill in preliminary details in the online application form.",[],{"_key":1399,"_type":856,"children":1400,"level":1021,"listItem":1022,"markDefs":1417,"style":885},"k234",[1401,1405,1409,1413],{"_key":1402,"_type":860,"marks":1403,"text":1404},"k230",[959],"Identity Verification:",{"_key":1406,"_type":860,"marks":1407,"text":1408},"k231",[]," Use the ",{"_key":1410,"_type":860,"marks":1411,"text":1412},"k232",[959],"328 Business Mobile App",{"_key":1414,"_type":860,"marks":1415,"text":1416},"k233",[]," to scan your HKID and take a selfie for verification.",[],{"_key":1419,"_type":856,"children":1420,"level":1021,"listItem":1022,"markDefs":1429,"style":885},"k240",[1421,1425],{"_key":1422,"_type":860,"marks":1423,"text":1424},"k238",[959],"Data Verification:",{"_key":1426,"_type":860,"marks":1427,"text":1428},"k239",[]," A Dah Sing staff member will call to verify application details.",[],{"_key":1431,"_type":856,"children":1432,"level":1021,"listItem":1022,"markDefs":1441,"style":885},"k246",[1433,1437],{"_key":1434,"_type":860,"marks":1435,"text":1436},"k244",[959],"Electronic Signature:",{"_key":1438,"_type":860,"marks":1439,"text":1440},"k245",[]," Sign the online application form to confirm the account opening.",[],{"_key":1443,"_type":856,"children":1444,"markDefs":1449,"style":885},"k250",[1445],{"_key":1446,"_type":860,"marks":1447,"text":1448},"k249",[1285],"*Eligible online applicants must not currently hold a 328 Business Banking Account, must possess a valid mobile number and email, and must be a Hong Kong-registered Sole Proprietorship, Partnership, Limited Company, Organization, Society, or Trust.",[],{"_key":1451,"_type":856,"children":1452,"markDefs":1457,"style":962},"k254",[1453],{"_key":1454,"_type":860,"marks":1455,"text":1456},"k253",[959],"Dah Sing Business Account: Minimum Balance",[],{"_key":1459,"_type":856,"children":1460,"markDefs":1489,"style":885},"k270",[1461,1465,1469,1473,1477,1481,1485],{"_key":1462,"_type":860,"marks":1463,"text":1464},"k263",[],"Dah Sing’s 328 Business Banking Account has no mandatory minimum deposit. However, if the ",{"_key":1466,"_type":860,"marks":1467,"text":1468},"k264",[959],"Average Daily Total Relationship Balance",{"_key":1470,"_type":860,"marks":1471,"text":1472},"k265",[]," for any calendar month is less than ",{"_key":1474,"_type":860,"marks":1475,"text":1476},"k266",[959],"HK$30,000",{"_key":1478,"_type":860,"marks":1479,"text":1480},"k267",[],", a ",{"_key":1482,"_type":860,"marks":1483,"text":1484},"k268",[959],"Low Balance Service Fee of HK$100",{"_key":1486,"_type":860,"marks":1487,"text":1488},"k269",[]," per month will be charged. This aligns Dah Sing with other traditional banks, where a monthly service fee is applied if the minimum balance is not maintained.",[],{"_key":1491,"_type":856,"children":1492,"markDefs":1497,"style":962},"k274",[1493],{"_key":1494,"_type":860,"marks":1495,"text":1496},"k273",[959],"Dah Sing Business Account: Fees and Charges",[],{"_key":1499,"_type":856,"children":1500,"markDefs":1513,"style":885},"k282",[1501,1505,1509],{"_key":1502,"_type":860,"marks":1503,"text":1504},"k279",[],"Beyond the opening fee, Dah Sing Bank business accounts involve numerous common charges, including the ",{"_key":1506,"_type":860,"marks":1507,"text":1508},"k280",[959],"HK$100",{"_key":1510,"_type":860,"marks":1511,"text":1512},"k281",[]," low balance fee and various costs related to inward and outward remittances in different currencies. These cumulative fees increase the pressure on Hong Kong SMEs, especially during economic volatility when stable balances are hard to maintain, thereby eroding profit margins.",[],{"_key":1515,"_type":856,"children":1516,"markDefs":1521,"style":1522},"k286",[1517],{"_key":1518,"_type":860,"marks":1519,"text":1520},"k285",[959],"Common Fee Items",[],"h3",{"_key":1524,"_type":856,"children":1525,"markDefs":1530,"style":885},"k290",[1526],{"_key":1527,"_type":860,"marks":1528,"text":1529},"k289",[],"Dah Sing Bank generally charges more for common items for \"328 Business Banking (Elite)\" customers, such as:",[],{"_key":1532,"_type":856,"children":1533,"level":1021,"listItem":1022,"markDefs":1542,"style":885},"k296",[1534,1538],{"_key":1535,"_type":860,"marks":1536,"text":1537},"k294",[959],"Issuance of HKD Cashier's Order:",{"_key":1539,"_type":860,"marks":1540,"text":1541},"k295",[]," HK$25 per copy.",[],{"_key":1544,"_type":856,"children":1545,"level":1021,"listItem":1022,"markDefs":1554,"style":885},"k302",[1546,1550],{"_key":1547,"_type":860,"marks":1548,"text":1549},"k300",[959],"Loss Reporting of HKD Cashier's Order:",{"_key":1551,"_type":860,"marks":1552,"text":1553},"k301",[]," HK$400 per copy.",[],{"_key":1556,"_type":856,"children":1557,"level":1021,"listItem":1022,"markDefs":1566,"style":885},"k308",[1558,1562],{"_key":1559,"_type":860,"marks":1560,"text":1561},"k306",[959],"Bulk Cash Deposit:",{"_key":1563,"_type":860,"marks":1564,"text":1565},"k307",[]," 0.25% of the total amount (Minimum HK$75).",[],{"_key":1568,"_type":856,"children":1569,"markDefs":1574,"style":1522},"k312",[1570],{"_key":1571,"_type":860,"marks":1572,"text":1573},"k311",[959],"Remittance Fees",[],{"_key":1576,"_type":856,"children":1577,"level":1021,"listItem":1022,"markDefs":1618,"style":885},"k334",[1578,1582,1586,1590,1594,1598,1602,1606,1610,1614],{"_key":1579,"_type":860,"marks":1580,"text":1581},"k324",[959],"Outward Remittance (Telegraphic Transfer):",{"_key":1583,"_type":860,"marks":1584,"text":1585},"k325",[]," Standard customers pay ",{"_key":1587,"_type":860,"marks":1588,"text":1589},"k326",[959],"HK$120",{"_key":1591,"_type":860,"marks":1592,"text":1593},"k327",[]," per item plus a ",{"_key":1595,"_type":860,"marks":1596,"text":1597},"k328",[959],"HK$130",{"_key":1599,"_type":860,"marks":1600,"text":1601},"k329",[]," cable charge. For ",{"_key":1603,"_type":860,"marks":1604,"text":1605},"k330",[959],"328 Business Banking (Elite)",{"_key":1607,"_type":860,"marks":1608,"text":1609},"k331",[]," customers performing HKD\u002FUSD transfers, the fee is ",{"_key":1611,"_type":860,"marks":1612,"text":1613},"k332",[959],"HK$60",{"_key":1615,"_type":860,"marks":1616,"text":1617},"k333",[]," plus the same cable charge.",[],{"_key":1620,"_type":856,"children":1621,"level":1021,"listItem":1022,"markDefs":1653,"style":885},"k352",[1622,1626,1630,1634,1638,1641,1645,1649],{"_key":1623,"_type":860,"marks":1624,"text":1625},"k344",[959],"Inward Remittance (HKD):",{"_key":1627,"_type":860,"marks":1628,"text":1629},"k345",[]," Standard customers are charged ",{"_key":1631,"_type":860,"marks":1632,"text":1633},"k346",[959],"HK$70",{"_key":1635,"_type":860,"marks":1636,"text":1637},"k347",[],", while ",{"_key":1639,"_type":860,"marks":1640,"text":1605},"k348",[959],{"_key":1642,"_type":860,"marks":1643,"text":1644},"k349",[]," customers are charged ",{"_key":1646,"_type":860,"marks":1647,"text":1648},"k350",[959],"HK$35",{"_key":1650,"_type":860,"marks":1651,"text":1652},"k351",[],".",[],{"_key":1655,"_type":856,"children":1656,"markDefs":1661,"style":962},"k356",[1657],{"_key":1658,"_type":860,"marks":1659,"text":1660},"k355",[959],"Dah Sing VS Aspire: Which is Better?",[],{"_key":1663,"_type":856,"children":1664,"markDefs":1693,"style":885},"k372",[1665,1669,1673,1677,1681,1685,1689],{"_key":1666,"_type":860,"marks":1667,"text":1668},"k365",[],"Compared to traditional banks with cumbersome procedures and endless fees, Aspire's highlight is that it charges ",{"_key":1670,"_type":860,"marks":1671,"text":1672},"k366",[959],"no account opening fees",{"_key":1674,"_type":860,"marks":1675,"text":1676},"k367",[],", has ",{"_key":1678,"_type":860,"marks":1679,"text":1680},"k368",[959],"no minimum balance requirements",{"_key":1682,"_type":860,"marks":1683,"text":1684},"k369",[],", and ",{"_key":1686,"_type":860,"marks":1687,"text":1688},"k370",[959],"waives monthly fees",{"_key":1690,"_type":860,"marks":1691,"text":1692},"k371",[],", allowing you to invest every cent into your business growth.",[],{"_key":1695,"_type":1090,"columnHeaders":1696,"hasColumnTitles":129,"hasRowTitles":142,"rows":1705},"k373",[1697,1700,1703],{"_key":1698,"_type":1094,"cellIndex":1095,"title":1699},"k374","Account Feature",{"_key":1701,"_type":1094,"cellIndex":1021,"title":1702},"k375","Dah Sing Bank",{"_key":1704,"_type":1094,"cellIndex":1102,"title":175},"k376",[1706,1741,1781,1816,1851],{"_key":1707,"_type":1107,"cells":1708},"k377",[1709,1720,1730],{"_key":1710,"_type":1111,"content":1711},"k378",[1712],{"_key":1713,"_type":856,"children":1714,"markDefs":1719,"style":885},"k430",[1715],{"_key":1716,"_type":860,"marks":1717,"text":1718},"k429",[959],"Opening Fee",[],{"_key":1721,"_type":1111,"content":1722},"k381",[1723],{"_key":1724,"_type":856,"children":1725,"markDefs":1729,"style":885},"k433",[1726],{"_key":1727,"_type":860,"marks":1728,"text":1306},"k432",[],[],{"_key":1731,"_type":1111,"content":1732},"k384",[1733],{"_key":1734,"_type":856,"children":1735,"markDefs":1740,"style":885},"k436",[1736],{"_key":1737,"_type":860,"marks":1738,"text":1739},"k435",[959],"Free",[],{"_key":1742,"_type":1107,"cells":1743},"k387",[1744,1755,1766],{"_key":1745,"_type":1111,"content":1746},"k388",[1747],{"_key":1748,"_type":856,"children":1749,"markDefs":1754,"style":885},"k439",[1750],{"_key":1751,"_type":860,"marks":1752,"text":1753},"k438",[959],"Opening Time",[],{"_key":1756,"_type":1111,"content":1757},"k391",[1758],{"_key":1759,"_type":856,"children":1760,"markDefs":1765,"style":885},"k442",[1761],{"_key":1762,"_type":860,"marks":1763,"text":1764},"k441",[],"Min. 2 Working Days",[],{"_key":1767,"_type":1111,"content":1768},"k394",[1769],{"_key":1770,"_type":856,"children":1771,"markDefs":1780,"style":885},"k447",[1772,1776],{"_key":1773,"_type":860,"marks":1774,"text":1775},"k445",[959],"Same-day approval",{"_key":1777,"_type":860,"marks":1778,"text":1779},"k446",[],"possible",[],{"_key":1782,"_type":1107,"cells":1783},"k398",[1784,1795,1805],{"_key":1785,"_type":1111,"content":1786},"k399",[1787],{"_key":1788,"_type":856,"children":1789,"markDefs":1794,"style":885},"k450",[1790],{"_key":1791,"_type":860,"marks":1792,"text":1793},"k449",[959],"Minimum Deposit",[],{"_key":1796,"_type":1111,"content":1797},"k402",[1798],{"_key":1799,"_type":856,"children":1800,"markDefs":1804,"style":885},"k453",[1801],{"_key":1802,"_type":860,"marks":1803,"text":1476},"k452",[],[],{"_key":1806,"_type":1111,"content":1807},"k405",[1808],{"_key":1809,"_type":856,"children":1810,"markDefs":1815,"style":885},"k456",[1811],{"_key":1812,"_type":860,"marks":1813,"text":1814},"k455",[959],"None",[],{"_key":1817,"_type":1107,"cells":1818},"k408",[1819,1830,1841],{"_key":1820,"_type":1111,"content":1821},"k409",[1822],{"_key":1823,"_type":856,"children":1824,"markDefs":1829,"style":885},"k459",[1825],{"_key":1826,"_type":860,"marks":1827,"text":1828},"k458",[959],"Monthly Fee",[],{"_key":1831,"_type":1111,"content":1832},"k412",[1833],{"_key":1834,"_type":856,"children":1835,"markDefs":1840,"style":885},"k462",[1836],{"_key":1837,"_type":860,"marks":1838,"text":1839},"k461",[],"HK$100 (if below min)",[],{"_key":1842,"_type":1111,"content":1843},"k415",[1844],{"_key":1845,"_type":856,"children":1846,"markDefs":1850,"style":885},"k465",[1847],{"_key":1848,"_type":860,"marks":1849,"text":1814},"k464",[959],[],{"_key":1852,"_type":1107,"cells":1853},"k418",[1854,1865,1876],{"_key":1855,"_type":1111,"content":1856},"k419",[1857],{"_key":1858,"_type":856,"children":1859,"markDefs":1864,"style":885},"k468",[1860],{"_key":1861,"_type":860,"marks":1862,"text":1863},"k467",[959],"Exchange Rate",[],{"_key":1866,"_type":1111,"content":1867},"k422",[1868],{"_key":1869,"_type":856,"children":1870,"markDefs":1875,"style":885},"k471",[1871],{"_key":1872,"_type":860,"marks":1873,"text":1874},"k470",[],"Mid-market + Bank Spread",[],{"_key":1877,"_type":1111,"content":1878},"k425",[1879],{"_key":1880,"_type":856,"children":1881,"markDefs":1886,"style":885},"k474",[1882],{"_key":1883,"_type":860,"marks":1884,"text":1885},"k473",[959],"Spreads as low as 0.18%",[],{"_key":1888,"_type":856,"children":1889,"markDefs":1894,"style":885},"k478",[1890],{"_key":1891,"_type":860,"marks":1892,"text":1893},"k477",[959],"Aspire vs. Traditional Banks: Key Differences",[],{"_key":1896,"_type":856,"children":1897,"markDefs":1902,"style":885},"k482",[1898],{"_key":1899,"_type":860,"marks":1900,"text":1901},"k481",[],"The core difference lies in operational efficiency and service depth.",[],{"_key":1904,"_type":856,"children":1905,"markDefs":1914,"style":885},"k488",[1906,1910],{"_key":1907,"_type":860,"marks":1908,"text":1909},"k486",[959],"Traditional Banks:",{"_key":1911,"_type":860,"marks":1912,"text":1913},"k487",[]," Excellent for offline support, handling physical cash, cheques, and eDDA. However, they have high entry barriers and lengthy processes. For startups without an operating track record or overseas directors, the process is unfriendly, often requiring in-person interviews and weeks of auditing. Cross-border fees and monthly maintenance become hidden costs.",[],{"_key":1916,"_type":856,"children":1917,"markDefs":1926,"style":885},"k494",[1918,1922],{"_key":1919,"_type":860,"marks":1920,"text":1921},"k492",[959],"Aspire:",{"_key":1923,"_type":860,"marks":1924,"text":1925},"k493",[]," Perfectly complements these shortcomings:",[],{"_key":1928,"_type":856,"children":1929,"level":1021,"listItem":1022,"markDefs":1938,"style":885},"k500",[1930,1934],{"_key":1931,"_type":860,"marks":1932,"text":1933},"k498",[959],"Simple Procedures:",{"_key":1935,"_type":860,"marks":1936,"text":1937},"k499",[]," All-digital process with no in-person interviews. Same-day approval is possible.",[],{"_key":1940,"_type":856,"children":1941,"level":1021,"listItem":1022,"markDefs":1958,"style":885},"k510",[1942,1946,1950,1954],{"_key":1943,"_type":860,"marks":1944,"text":1945},"k506",[959],"Lower Transaction Costs:",{"_key":1947,"_type":860,"marks":1948,"text":1949},"k507",[]," FX costs up to ",{"_key":1951,"_type":860,"marks":1952,"text":1953},"k508",[959],"3x lower",{"_key":1955,"_type":860,"marks":1956,"text":1957},"k509",[]," than banks (spreads from 0.18%). Using multi-currency accounts to pay\u002Freceive locally can result in zero remittance costs.",[],{"_key":1960,"_type":856,"children":1961,"level":1021,"listItem":1022,"markDefs":1970,"style":885},"k516",[1962,1966],{"_key":1963,"_type":860,"marks":1964,"text":1965},"k514",[959],"Instant Expense Management:",{"_key":1967,"_type":860,"marks":1968,"text":1969},"k515",[]," Issue unlimited corporate cards instantly with real-time category and limit controls.",[],{"_key":1972,"_type":856,"children":1973,"markDefs":1978,"style":962},"k520",[1974],{"_key":1975,"_type":860,"marks":1976,"text":1977},"k519",[],"Beyond Banking: Scaling Your HK Business with Aspire’s All-in-One Finance OS",[],{"_key":1980,"_type":856,"children":1981,"markDefs":2023,"style":885},"k544",[1982,1985,1989,1993,1997,2002,2006,2011,2015,2019],{"_key":1983,"_type":860,"marks":1984,"text":175},"k534",[959],{"_key":1986,"_type":860,"marks":1987,"text":1988},"k535",[]," provides a one-stop solution for ",{"_key":1990,"_type":860,"marks":1991,"text":1992},"k536",[959],"Hong Kong enterprises",{"_key":1994,"_type":860,"marks":1995,"text":1996},"k537",[],", perfectly integrating ",{"_key":1998,"_type":860,"marks":1999,"text":2001},"k538",[2000,959],"k525","global transfers",{"_key":2003,"_type":860,"marks":2004,"text":2005},"k539",[],", ",{"_key":2007,"_type":860,"marks":2008,"text":2010},"k540",[2009],"k528","expense management",{"_key":2012,"_type":860,"marks":2013,"text":2014},"k541",[],", and accounting automation into a single platform. With just one ",{"_key":2016,"_type":860,"marks":2017,"text":2018},"k542",[959],"Aspire business account",{"_key":2020,"_type":860,"marks":2021,"text":2022},"k543",[],", you can fully control your corporate finances:",[2024,2026],{"_key":2000,"_type":881,"externalUrl":2025,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Fglobal-payments",{"_key":2009,"_type":881,"externalUrl":2027,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Fexpense-management",{"_key":2029,"_type":856,"children":2030,"level":1021,"listItem":1022,"markDefs":2071,"style":885},"k566",[2031,2035,2039,2043,2047,2051,2055,2059,2063,2067],{"_key":2032,"_type":860,"marks":2033,"text":2034},"k556",[959],"Global Payment:",{"_key":2036,"_type":860,"marks":2037,"text":2038},"k557",[]," Fully digital account opening with approval as fast as the ",{"_key":2040,"_type":860,"marks":2041,"text":2042},"k558",[959],"same day",{"_key":2044,"_type":860,"marks":2045,"text":2046},"k559",[],". Supports ",{"_key":2048,"_type":860,"marks":2049,"text":2050},"k560",[959],"130+ countries and 40+ currencies",{"_key":2052,"_type":860,"marks":2053,"text":2054},"k561",[],", with FX spreads as low as ",{"_key":2056,"_type":860,"marks":2057,"text":2058},"k562",[959],"0.18%",{"_key":2060,"_type":860,"marks":2061,"text":2062},"k563",[]," (costs are up to ",{"_key":2064,"_type":860,"marks":2065,"text":2066},"k564",[959],"3x lower than banks",{"_key":2068,"_type":860,"marks":2069,"text":2070},"k565",[],").",[],{"_key":2073,"_type":856,"children":2074,"level":1021,"listItem":1022,"markDefs":2146,"style":885},"k604",[2075,2079,2083,2087,2091,2095,2099,2103,2107,2111,2115,2119,2123,2127,2130,2134,2138,2142],{"_key":2076,"_type":860,"marks":2077,"text":2078},"k586",[959],"Transfer Network:",{"_key":2080,"_type":860,"marks":2081,"text":2082},"k587",[]," In addition to built-in ",{"_key":2084,"_type":860,"marks":2085,"text":2086},"k588",[959],"FPS (Free)",{"_key":2088,"_type":860,"marks":2089,"text":2090},"k589",[]," and ",{"_key":2092,"_type":860,"marks":2093,"text":2094},"k590",[959],"CHATS",{"_key":2096,"_type":860,"marks":2097,"text":2098},"k591",[]," to ensure local payments and ",{"_key":2100,"_type":860,"marks":2101,"text":2102},"k592",[959],"payroll",{"_key":2104,"_type":860,"marks":2105,"text":2106},"k593",[]," arrive on time, Aspire features a powerful ",{"_key":2108,"_type":860,"marks":2109,"text":2110},"k594",[959],"local transfer network",{"_key":2112,"_type":860,"marks":2113,"text":2114},"k595",[],"—allowing you to directly receive and ",{"_key":2116,"_type":860,"marks":2117,"text":2118},"k596",[959],"send money",{"_key":2120,"_type":860,"marks":2121,"text":2122},"k597",[]," overseas like a local. Compared to traditional ",{"_key":2124,"_type":860,"marks":2125,"text":2126},"k598",[959],"SWIFT wire transfers",{"_key":2128,"_type":860,"marks":2129,"text":2005},"k599",[],{"_key":2131,"_type":860,"marks":2132,"text":2133},"k600",[959],"local transfers",{"_key":2135,"_type":860,"marks":2136,"text":2137},"k601",[]," eliminate layers of intermediary bank fees and significantly shorten arrival times, helping you save on ",{"_key":2139,"_type":860,"marks":2140,"text":2141},"k602",[959],"transfer",{"_key":2143,"_type":860,"marks":2144,"text":2145},"k603",[]," expenses at the source.",[],{"_key":2148,"_type":856,"children":2149,"level":1021,"listItem":1022,"markDefs":2191,"style":885},"k627",[2150,2154,2158,2162,2166,2170,2174,2179,2183,2187],{"_key":2151,"_type":860,"marks":2152,"text":2153},"k617",[959],"Spending Control:",{"_key":2155,"_type":860,"marks":2156,"text":2157},"k618",[]," From ",{"_key":2159,"_type":860,"marks":2160,"text":2161},"k619",[959],"Invoicing",{"_key":2163,"_type":860,"marks":2164,"text":2165},"k620",[]," to paying ",{"_key":2167,"_type":860,"marks":2168,"text":2169},"k621",[959],"Bills",{"_key":2171,"_type":860,"marks":2172,"text":2173},"k622",[],", the process is fully automated. You can instantly issue ",{"_key":2175,"_type":860,"marks":2176,"text":2178},"k623",[2177,959],"k611","controllable corporate cards",{"_key":2180,"_type":860,"marks":2181,"text":2182},"k624",[]," and pair them with \"snap-and-claim\" features to automatically categorize employee expenses. All transaction data syncs seamlessly with ",{"_key":2184,"_type":860,"marks":2185,"text":2186},"k625",[959],"Xero, QuickBooks, and NetSuite",{"_key":2188,"_type":860,"marks":2189,"text":2190},"k626",[],", solving all administrative pain points from payroll to reconciliation on one platform.",[2192],{"_key":2177,"_type":881,"externalUrl":2193,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Fcorporate-card",{"_key":2195,"_type":856,"children":2196,"level":1021,"listItem":1022,"markDefs":2229,"style":885},"k645",[2197,2201,2205,2209,2213,2217,2221,2225],{"_key":2198,"_type":860,"marks":2199,"text":2200},"k637",[959],"Operational Rewards:",{"_key":2202,"_type":860,"marks":2203,"text":2204},"k638",[]," Turn your spending into returns! Earn ",{"_key":2206,"_type":860,"marks":2207,"text":2208},"k639",[959],"1.2% unlimited cashback",{"_key":2210,"_type":860,"marks":2211,"text":2212},"k640",[]," on major business expenses, e.g. marketing and SaaS subscriptions. Your account also comes with over ",{"_key":2214,"_type":860,"marks":2215,"text":2216},"k641",[959],"USD 500,000 in business rewards",{"_key":2218,"_type":860,"marks":2219,"text":2220},"k642",[],", covering tools like ",{"_key":2222,"_type":860,"marks":2223,"text":2224},"k643",[959],"Google Workspace and Slack",{"_key":2226,"_type":860,"marks":2227,"text":2228},"k644",[],", rebating your operating costs from the start.",[],{"_key":2231,"_type":856,"children":2232,"markDefs":2237,"style":885},"k649",[2233],{"_key":2234,"_type":860,"marks":2235,"text":2236},"k648",[959],"Open an account for free now to experience a smarter, more flexible business financial solution and accelerate your business growth!",[],{"slug":194,"title":195},{"_type":144,"alternativeText":2240,"height":145,"url":2241,"width":147},"How to Open a Dah Sing Business Account in HK","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fdd29f86479b84e1d5b703586b6bad9c3\u002Fshared-dd29f864_cover_shared-cover-business.png",[2243],{"_key":2244,"_type":856,"children":2245,"markDefs":2250,"style":885},"k0",[2246],{"_key":2247,"_type":860,"marks":2248,"text":2249},"k1",[],"Choosing the right banking partner is a critical step for any Hong Kong enterprise.",[],[2252],{"_key":957,"_type":856,"children":2253,"markDefs":2257,"style":885},[2254],{"_key":2247,"_type":860,"marks":2255,"text":2256},[],"Choosing the right banking partner is a critical step for any Hong Kong enterprise. A Dah Sing Bank Business Account offers a robust blend of traditional stability and digital convenience, featuring a 2-day remote approval process for local firms. However, for many SMEs, the challenge lies in navigating the HK$30,000 minimum balance and the multi-layered fee structure for global transfers. In this guide, we break down the current fee schedule, mandatory document checklists, and how Dah Sing’s \"328 Business Banking\" compares to agile, digital-first alternatives like Aspire.",[],"2026-04-27T00:00:00.000Z",{"_type":139,"metaTitle":2240,"socialShareImageUrl":2260},{"_type":144,"alternativeText":2240,"height":145,"url":2241,"width":147},"how-to-open-a-dah-sing-business-account",1791455345910]