[{"data":1,"prerenderedAt":3153},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":122,"cms-navigation":177,"cms-blog-post-template":833,"cms-blog-post-latest":896,"cms-blog-post:hsbc-wire-transfer":937},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyBeforeAndAfterSectionLabel":22,"caseStudyChallengeLabel":23,"caseStudyClientLabel":24,"caseStudyCompanyInfoSectionLabel":25,"caseStudyCompanySizeLabel":26,"caseStudyCountryLabel":27,"caseStudyFocusLabel":28,"caseStudyFoundedLabel":29,"caseStudyFounderLabel":30,"caseStudyIndustryLabel":31,"caseStudySavePerYearSectionLabel":32,"caseStudySearchPlaceholder":15,"caseStudyWebsiteLabel":33,"chartDataTableHideLabel":34,"chartDataTableShowLabel":35,"comingSoonLabel":36,"comparisonSearchPlaceholder":15,"copyLinkLabel":37,"dataProtectionLabel":38,"downloadButtonLabel":39,"downloadSearchPlaceholder":15,"downloadsLabel":40,"emailPlaceholder":41,"errorPageBody":42,"errorPageBusinessAccountLabel":43,"errorPageCorporateCardLabel":44,"errorPageDestinationsHeading":45,"errorPageExpenseManagementLabel":46,"errorPageGlobalPaymentsLabel":47,"errorPageHeading":48,"errorPageHelpCentreLabel":49,"errorPageHomeLabel":50,"errorPageSupportBody":51,"errorPageSupportHeading":52,"errorPageSupportLinkLabel":53,"errorPageYieldLabel":54,"formErrorMessage":55,"formInvalidEmailMessage":56,"formInvalidPhoneMessage":57,"formInvalidUrlMessage":58,"formRequiredFieldMessage":59,"formSubmitLabel":60,"formSuccessMessage":61,"goToSlideLabel":62,"includedLabel":63,"language":64,"languageHeading":65,"latestArticlesLabel":66,"launchpadBusinessLocationLabel":67,"launchpadCompanySizeLabel":68,"launchpadFoundedLabel":69,"launchpadHeadquarterLabel":70,"launchpadIndustryLabel":31,"learnMoreLabel":71,"legalEffectiveFromLabel":72,"legalLastUpdatedLabel":73,"loadMoreLabel":74,"mainNavigationLabel":75,"market":76,"marketNames":77,"mostPopularLabel":93,"nextSlideLabel":94,"notIncludedLabel":95,"optionsLabel":96,"previousSlideLabel":97,"pricingFirstPlanFeaturesLabel":98,"pricingUpgradePlanFeaturesLabel":99,"ratingLabel":100,"readCaseStudyLabel":101,"readingTimeLabel":102,"recommendedLabel":103,"regionHeading":104,"regionSelectorLabel":105,"savedPerYearLabel":106,"shareOnFacebookLabel":107,"shareOnLinkedinLabel":108,"shareOnXLabel":109,"sharePostLabel":110,"supportedByLabel":111,"tableOfContentsLabel":112,"titleBrandSuffix":113,"toggleMenuLabel":114,"videoMuteLabel":115,"videoPauseLabel":116,"videoPlayLabel":117,"videoSeekLabel":118,"videoSoundPrompt":119,"videoUnmuteLabel":120,"viewAllCategoriesLabel":121,"viewAllProductsLabel":121},"2026-08-19T09:49:07Z","uiStrings-HK","N1G5rtOZj8187JlhVHQSZZ","uiStrings","2026-10-06T09:44:32Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to Reports & Insights","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Hide data table","Show data table","Coming soon","Copy link","Data protection:","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Go to slide {index}","Included","en-HK","Language","Latest articles","Business locations","Company Size","Founded in","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","HK",[78,82,85,88,90],{"_key":79,"_type":80,"label":81,"market":79},"SG","marketName","Singapore",{"_key":83,"_type":80,"label":84,"market":83},"US","United States",{"_key":86,"_type":80,"label":87,"market":86},"AU","Australia",{"_key":76,"_type":80,"label":89,"market":76},"Hong Kong",{"_key":91,"_type":80,"label":92,"market":91},"NL","Netherlands","Most popular","Next","Not included","Options","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes} min read","Recommended","Region","Change country\u002Fregion","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Hong Kong","Toggle menu","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":123,"_id":124,"_rev":125,"_type":126,"_updatedAt":127,"announcementBar":128,"baseUrl":137,"defaultSeo":138,"defaultSocialShareImageUrl":143,"footer":148,"footerLegalParagraphsRich":171,"language":64,"market":76,"mobileApp":172,"siteName":175,"studioVersion":176},"2026-08-19T09:49:04Z","siteSettings-HK","1za1AgGXrJWIU5rVtuzGqU","siteSettings","2026-09-30T04:44:27Z",{"enabled":129,"link":130,"text":136},true,{"_type":131,"internal":132,"label":71,"linkType":135},"link",{"_ref":133,"_type":134},"page-HK-aspire-for-startups","reference","internal","🚀 Aspire for Startups: Get up to HK$12,000 in cashback, priority onboarding and dedicated founder community at your fingertips.","https:\u002F\u002Faspireapp.com",{"_type":139,"metaDescription":140,"metaTitle":141,"noIndex":142},"seo","Multi-currency business account for start-ups & SMEs: manage company spend, receivables & payables, invoices, corporate cards & cross-border payments.","All-in-one Finance For Growing Businesses - Aspire Hong Kong",false,{"_type":144,"alternativeText":141,"height":145,"url":146,"width":147},"imageUrl",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F85140fd22c0db3172ae945de0be80088\u002F6a2a1981af5bb2a3932ee5cb_brand-2.0-website-preview-image.webp",1200,{"copyright":149,"legalParagraphs":150,"socialLinks":154},"© 2026 Aspire FT Pte Ltd. All rights reserved.",[151,152,153],"In Hong Kong, AFT HK Limited is registered in Hong Kong (75317450-000) and a money service operators licensed by the Hong Kong Customs and Excise Department.","Yield is being provided by AFT HK Treasury Limited (“AFT Treasury”) in Hong Kong. AFT Treasury is licensed by the SFC (CE number: BWA638) to carry on Type 1 (dealing in securities), Type 4 (advising on securities), and Type 9 (asset management) regulated activities. AFT Treasury is currently only providing Type 1 and Type 4 services to customers but will provide Type 9 services in the future.","^1.2% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.",[155,161,166],{"_key":156,"_type":157,"label":158,"platform":159,"url":160},"social-linkedin","socialLink","Aspire on Linkedin","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":162,"_type":157,"label":163,"platform":164,"url":165},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":167,"_type":157,"label":168,"platform":169,"url":170},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",null,{"rating":173},{"value":174},4.5,"Aspire","2026.10.8",{"_createdAt":178,"_id":179,"_rev":180,"_type":181,"_updatedAt":182,"footerGroups":183,"getStartedLink":432,"header":434,"language":64,"loginLink":454,"market":76,"megaMenu":457},"2026-08-19T09:49:06Z","navigation-HK","h7jyTqsbY1egLREo26ypdZ","navigation","2026-10-07T09:10:31Z",[184,218,278,325,375,406],{"_key":185,"_type":186,"links":187,"title":217},"footer-x","footerGroup",[188,196,203,210],{"_key":189,"_type":131,"internal":190,"internalTarget":192,"label":195,"linkType":135},"f-business-account-0",{"_ref":191,"_type":134},"page-HK-business-account",{"_type":193,"slug":194},"page","business-account","Business Account",{"_key":197,"_type":131,"internal":198,"internalTarget":200,"label":202,"linkType":135},"f-expense-management-1",{"_ref":199,"_type":134},"page-HK-expense-management",{"_type":193,"slug":201},"expense-management","Expense Management",{"_key":204,"_type":131,"internal":205,"internalTarget":207,"label":209,"linkType":135},"f-corporate-card-2",{"_ref":206,"_type":134},"page-HK-corporate-card",{"_type":193,"slug":208},"corporate-card","Corporate Card",{"_key":211,"_type":131,"internal":212,"internalTarget":214,"label":216,"linkType":135},"f-global-payments-3",{"_ref":213,"_type":134},"page-HK-global-payments",{"_type":193,"slug":215},"global-payments","Global Payments","Products",{"_key":219,"_type":186,"links":220,"title":277},"footer-productsbusiness-accountexpe",[221,228,235,242,249,256,263,270],{"_key":222,"_type":131,"internal":223,"internalTarget":225,"label":227,"linkType":135},"f-bulk-payments-0",{"_ref":224,"_type":134},"page-HK-bulk-payments",{"_type":193,"slug":226},"bulk-payments","Bulk Payments",{"_key":229,"_type":131,"internal":230,"internalTarget":232,"label":234,"linkType":135},"f-budgets-1",{"_ref":231,"_type":134},"page-HK-budgets",{"_type":193,"slug":233},"budgets","Budgets",{"_key":236,"_type":131,"internal":237,"internalTarget":239,"label":241,"linkType":135},"f-claims-2",{"_ref":238,"_type":134},"page-HK-employee-claims",{"_type":193,"slug":240},"employee-claims","Claims",{"_key":243,"_type":131,"internal":244,"internalTarget":246,"label":248,"linkType":135},"f-multi-user-access-3",{"_ref":245,"_type":134},"page-HK-multi-user-access",{"_type":193,"slug":247},"multi-user-access","Multi-user Access",{"_key":250,"_type":131,"internal":251,"internalTarget":253,"label":255,"linkType":135},"f-invoice-management-4",{"_ref":252,"_type":134},"page-HK-invoice-management",{"_type":193,"slug":254},"invoice-management","Invoice Management",{"_key":257,"_type":131,"internal":258,"internalTarget":260,"label":262,"linkType":135},"f-receivable-management-5",{"_ref":259,"_type":134},"page-HK-receivable-management",{"_type":193,"slug":261},"receivable-management","Receivable Management",{"_key":264,"_type":131,"internal":265,"internalTarget":267,"label":269,"linkType":135},"f-payable-management-6",{"_ref":266,"_type":134},"page-HK-payable-management",{"_type":193,"slug":268},"payable-management","Payable Management",{"_key":271,"_type":131,"internal":272,"internalTarget":274,"label":276,"linkType":135},"f-send-money-to-china-7",{"_ref":273,"_type":134},"page-HK-send-money-to-china",{"_type":193,"slug":275},"send-money-to-china","Send Money to China","Features",{"_key":279,"_type":186,"links":280,"title":324},"footer-featuresbulk-paymentsbudgets",[281,289,296,303,310,317],{"_key":282,"_type":131,"internal":283,"internalTarget":285,"label":288,"linkType":135},"f-aspire-vs-airwallex-0",{"_ref":284,"_type":134},"comparison-HK-aspire-vs-airwallex",{"_type":286,"slug":287},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":290,"_type":131,"internal":291,"internalTarget":293,"label":295,"linkType":135},"f-aspire-vs-banks-1",{"_ref":292,"_type":134},"comparison-HK-aspire-vs-traditional-banks",{"_type":286,"slug":294},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":297,"_type":131,"internal":298,"internalTarget":300,"label":302,"linkType":135},"f-aspire-vs-hang-seng-2",{"_ref":299,"_type":134},"comparison-HK-aspire-vs-hang-seng",{"_type":286,"slug":301},"aspire-vs-hang-seng","Aspire vs Hang Seng",{"_key":304,"_type":131,"internal":305,"internalTarget":307,"label":309,"linkType":135},"f-aspire-vs-hsbc-3",{"_ref":306,"_type":134},"comparison-HK-aspire-vs-hsbc",{"_type":286,"slug":308},"aspire-vs-hsbc","Aspire vs HSBC",{"_key":311,"_type":131,"internal":312,"internalTarget":314,"label":316,"linkType":135},"f-aspire-vs-statrys-4",{"_ref":313,"_type":134},"comparison-HK-aspire-vs-statrys",{"_type":286,"slug":315},"aspire-vs-statrys","Aspire vs Statrys",{"_key":318,"_type":131,"internal":319,"internalTarget":321,"label":323,"linkType":135},"f-aspire-vs-wise-5",{"_ref":320,"_type":134},"comparison-HK-aspire-vs-wise",{"_type":286,"slug":322},"aspire-vs-wise","Aspire vs Wise","Compare",{"_key":326,"_type":186,"links":327,"title":374},"footer-compareaspire-vs-airwallexas",[328,335,342,348,355,360,367],{"_key":329,"_type":131,"internal":330,"internalTarget":332,"label":334,"linkType":135},"f-blog-0",{"_ref":331,"_type":134},"page-HK-blog",{"_type":193,"slug":333},"blog","Blog",{"_key":336,"_type":131,"internal":337,"internalTarget":339,"label":341,"linkType":135},"f-aspire-launchpad-1",{"_ref":338,"_type":134},"page-HK-launchpad",{"_type":193,"slug":340},"launchpad","Aspire Launchpad",{"_key":343,"_type":131,"internal":344,"internalTarget":345,"label":347,"linkType":135},"f-aspire-for-startups-2",{"_ref":133,"_type":134},{"_type":193,"slug":346},"aspire-for-startups","Aspire for Startups",{"_key":349,"_type":131,"internal":350,"internalTarget":352,"label":354,"linkType":135},"f-case-studies-3",{"_ref":351,"_type":134},"page-HK-case-studies",{"_type":193,"slug":353},"case-studies","Case Studies",{"_key":356,"_type":131,"externalUrl":357,"internalTarget":171,"label":358,"linkType":359},"f-faq-4","https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fen\u002F","FAQ","external",{"_key":361,"_type":131,"internal":362,"internalTarget":364,"label":366,"linkType":135},"f-amazon-fee-calculator-5",{"_ref":363,"_type":134},"page-HK-calculator-amazon-seller-fees-calculator",{"_type":193,"slug":365},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":368,"_type":131,"internal":369,"internalTarget":371,"label":373,"linkType":135},"f-mpf-calculator-6",{"_ref":370,"_type":134},"page-HK-mpf-calculator",{"_type":193,"slug":372},"mpf-calculator","MPF Calculator","Resources",{"_key":376,"_type":186,"links":377,"title":24},"footer-resourcesblogaspire-launchpa",[378,385,392,399],{"_key":379,"_type":131,"internal":380,"internalTarget":382,"label":384,"linkType":135},"f-about-aspire-0",{"_ref":381,"_type":134},"page-HK-about-us",{"_type":193,"slug":383},"about-us","About Aspire",{"_key":386,"_type":131,"internal":387,"internalTarget":389,"label":391,"linkType":135},"f-contact-us-1",{"_ref":388,"_type":134},"page-HK-contact-us",{"_type":193,"slug":390},"contact-us","Contact Us",{"_key":393,"_type":131,"internal":394,"internalTarget":396,"label":398,"linkType":135},"f-newsroom-3",{"_ref":395,"_type":134},"page-HK-newsroom",{"_type":193,"slug":397},"newsroom","Newsroom",{"_key":400,"_type":131,"internal":401,"internalTarget":403,"label":405,"linkType":135},"f-partner-with-aspire-4",{"_ref":402,"_type":134},"page-HK-partners",{"_type":193,"slug":404},"partners","Partner with Aspire",{"_key":407,"_type":186,"isLegal":129,"links":408,"title":431},"footer-legal",[409,417,424],{"_key":410,"_type":131,"internal":411,"internalTarget":413,"label":416,"linkType":135,"openInNewTab":142},"legal-privacy-policy",{"_ref":412,"_type":134},"legalPage-HK-privacy-policy",{"_type":414,"slug":415},"legalPage","privacy-policy","Privacy Policy",{"_key":418,"_type":131,"internal":419,"internalTarget":421,"label":423,"linkType":135,"openInNewTab":142},"legal-master-service-agreement",{"_ref":420,"_type":134},"legalPage-HK-master-service-agreement",{"_type":414,"slug":422},"master-service-agreement","Terms of Service",{"_key":425,"_type":131,"internal":426,"internalTarget":428,"label":430,"linkType":135,"openInNewTab":142},"legal-complaints",{"_ref":427,"_type":134},"page-HK-complaints",{"_type":193,"slug":429},"complaints","Complaints Policy","Legal",{"_type":131,"externalUrl":433,"internalTarget":171,"label":60,"linkType":359,"openInNewTab":129},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[435,439,442,444,451],{"_key":436,"_type":131,"internalTarget":171,"label":437,"linkType":438},"nav-product","Product","none",{"_key":440,"_type":131,"internalTarget":171,"label":441,"linkType":438},"nav-solutions","Solutions",{"_key":443,"_type":131,"internalTarget":171,"label":374,"linkType":438},"nav-resources",{"_key":445,"_type":131,"internal":446,"internalTarget":448,"label":450,"linkType":135},"nav-pricing",{"_ref":447,"_type":134},"page-HK-pricing",{"_type":193,"slug":449},"pricing","Pricing",{"_key":452,"_type":131,"internalTarget":171,"label":453,"linkType":438},"nav-incorporations","Incorporations",{"_type":131,"externalUrl":455,"internalTarget":171,"label":456,"linkType":359,"openInNewTab":129},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",[458,580,734,812],{"_key":459,"_type":460,"columns":461,"featured":569,"label":437},"mm-product","megaMenuPanel",[462,486,516,544],{"_key":463,"_type":464,"links":465,"title":195},"c-business-account-0","megaMenuColumn",[466,473,479],{"_key":467,"_type":468,"link":469},"l-multi-currency-0","megaMenuLink",{"_type":131,"internal":470,"internalTarget":471,"label":472,"linkType":135},{"_ref":191,"_type":134},{"_type":193,"slug":194},"Multi-Currency",{"_key":474,"_type":468,"link":475},"l-smart-cards-1",{"_type":131,"internal":476,"internalTarget":477,"label":478,"linkType":135},{"_ref":206,"_type":134},{"_type":193,"slug":208},"Smart Cards",{"_key":480,"_type":468,"link":481},"l-yield-2",{"_type":131,"internal":482,"internalTarget":484,"label":54,"linkType":135},{"_ref":483,"_type":134},"page-HK-yield",{"_type":193,"slug":485},"yield",{"_key":487,"_type":464,"links":488,"title":515},"c-cfo-suite-1",[489,494,500,506],{"_key":490,"_type":468,"link":491},"l-expense-management-0",{"_type":131,"internal":492,"internalTarget":493,"label":202,"linkType":135},{"_ref":199,"_type":134},{"_type":193,"slug":201},{"_key":495,"_type":468,"link":496},"l-budget-management-1",{"_type":131,"internal":497,"internalTarget":498,"label":499,"linkType":135},{"_ref":231,"_type":134},{"_type":193,"slug":233},"Budget Management",{"_key":501,"_type":468,"link":502},"l-accounts-receivable-2",{"_type":131,"internal":503,"internalTarget":504,"label":505,"linkType":135},{"_ref":252,"_type":134},{"_type":193,"slug":254},"Accounts Receivable",{"_key":507,"_type":468,"badgeLabel":508,"link":509},"l-procure-to-pay-3","NEW",{"_type":131,"internal":510,"internalTarget":512,"label":514,"linkType":135},{"_ref":511,"_type":134},"page-HK-procure-to-pay",{"_type":193,"slug":513},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":517,"_type":464,"links":518,"title":543},"c-payroll-hiring-2",[519,527,535],{"_key":520,"_type":468,"link":521},"l-global-payroll-0",{"_type":131,"internal":522,"internalTarget":524,"label":526,"linkType":135},{"_ref":523,"_type":134},"page-HK-use-case-payroll",{"_type":193,"slug":525},"use-case\u002Fpayroll","Global Payroll",{"_key":528,"_type":468,"link":529},"l-employer-of-record-1",{"_type":131,"internal":530,"internalTarget":532,"label":534,"linkType":135},{"_ref":531,"_type":134},"page-HK-employer-of-record",{"_type":193,"slug":533},"employer-of-record","Employer of Record",{"_key":536,"_type":468,"link":537},"l-contractors-2",{"_type":131,"internal":538,"internalTarget":540,"label":542,"linkType":135},{"_ref":539,"_type":134},"page-HK-contractor-management-product",{"_type":193,"slug":541},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":545,"_type":464,"links":546,"title":568},"c-platform-3",[547,552,560],{"_key":548,"_type":468,"link":549},"l-global-payments-0",{"_type":131,"internal":550,"internalTarget":551,"label":216,"linkType":135},{"_ref":213,"_type":134},{"_type":193,"slug":215},{"_key":553,"_type":468,"link":554},"l-issuance-1",{"_type":131,"internal":555,"internalTarget":557,"label":559,"linkType":135},{"_ref":556,"_type":134},"page-HK-issuance",{"_type":193,"slug":558},"issuance","Issuance",{"_key":561,"_type":468,"link":562},"l-global-accounts-2",{"_type":131,"internal":563,"internalTarget":565,"label":567,"linkType":135},{"_ref":564,"_type":134},"page-HK-global-account",{"_type":193,"slug":566},"global-account","Global Accounts","Platform",{"body":570,"eyebrow":571,"heading":572,"image":573,"link":577},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":144,"decorative":129,"height":574,"url":575,"width":576},300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":131,"internal":578,"internalTarget":579,"label":572,"linkType":135},{"_ref":447,"_type":134},{"_type":193,"slug":449},{"_key":581,"_type":460,"columns":582,"featured":716,"label":441},"mm-solutions",[583,620,646,688],{"_key":584,"_type":464,"links":585,"title":619},"c-by-industry-0",[586,595,603,611],{"_key":587,"_type":468,"link":588},"l-consulting-0",{"_type":131,"internal":589,"internalTarget":591,"label":594,"linkType":135},{"_ref":590,"_type":134},"solution-HK-consulting",{"_type":592,"slug":593},"solution","consulting","Consulting",{"_key":596,"_type":468,"link":597},"l-ecommerce-1",{"_type":131,"internal":598,"internalTarget":600,"label":602,"linkType":135},{"_ref":599,"_type":134},"solution-HK-ecommerce",{"_type":592,"slug":601},"ecommerce","eCommerce",{"_key":604,"_type":468,"link":605},"l-marketing-agencies-2",{"_type":131,"internal":606,"internalTarget":608,"label":610,"linkType":135},{"_ref":607,"_type":134},"solution-HK-marketing-agencies",{"_type":592,"slug":609},"marketing-agencies","Marketing Agencies",{"_key":612,"_type":468,"link":613},"l-vc-investment-firms-3",{"_type":131,"internal":614,"internalTarget":616,"label":618,"linkType":135},{"_ref":615,"_type":134},"solution-HK-vc-funds",{"_type":592,"slug":617},"vc-funds","VC & Investment Firms","By Industry",{"_key":621,"_type":464,"links":622,"title":645},"c-by-company-size-1",[623,629,637],{"_key":624,"_type":468,"link":625},"l-startups-0",{"_type":131,"internal":626,"internalTarget":627,"label":628,"linkType":135},{"_ref":133,"_type":134},{"_type":193,"slug":346},"Startups",{"_key":630,"_type":468,"link":631},"l-sme-1",{"_type":131,"internal":632,"internalTarget":634,"label":636,"linkType":135},{"_ref":633,"_type":134},"solution-HK-sme",{"_type":592,"slug":635},"sme","SME",{"_key":638,"_type":468,"link":639},"l-mid-sized-2",{"_type":131,"internal":640,"internalTarget":642,"label":644,"linkType":135},{"_ref":641,"_type":134},"solution-HK-mid-sized-companies",{"_type":592,"slug":643},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":647,"_type":464,"links":648,"title":687},"c-by-partner-2",[649,657,663,671,679],{"_key":650,"_type":468,"link":651},"l-accountants-0",{"_type":131,"internal":652,"internalTarget":654,"label":656,"linkType":135},{"_ref":653,"_type":134},"page-HK-aspire-for-accountants",{"_type":193,"slug":655},"partners\u002Faccountants","Accountants",{"_key":596,"_type":468,"link":658},{"_type":131,"internal":659,"internalTarget":661,"label":602,"linkType":135},{"_ref":660,"_type":134},"page-HK-partners-ecommerce",{"_type":193,"slug":662},"partners\u002Fecommerce",{"_key":664,"_type":468,"link":665},"l-corpsec-2",{"_type":131,"internal":666,"internalTarget":668,"label":670,"linkType":135},{"_ref":667,"_type":134},"page-HK-partners-corpsec",{"_type":193,"slug":669},"partners\u002Fcorpsec","CorpSec",{"_key":672,"_type":468,"link":673},"l-vc-incubators-3",{"_type":131,"internal":674,"internalTarget":676,"label":678,"linkType":135},{"_ref":675,"_type":134},"page-HK-partners-vc-and-incubators",{"_type":193,"slug":677},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":680,"_type":468,"link":681},"l-affiliates-4",{"_type":131,"internal":682,"internalTarget":684,"label":686,"linkType":135},{"_ref":683,"_type":134},"page-HK-partners-aspire-affiliate-program",{"_type":193,"slug":685},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":689,"_type":464,"links":690,"title":715},"c-connectivity-3",[691,699,707],{"_key":692,"_type":468,"link":693},"l-aspire-connect-0",{"_type":131,"internal":694,"internalTarget":696,"label":698,"linkType":135},{"_ref":695,"_type":134},"page-HK-aspire-connect",{"_type":193,"slug":697},"aspire-connect","Aspire Connect",{"_key":700,"_type":468,"link":701},"l-integrations-1",{"_type":131,"internal":702,"internalTarget":704,"label":706,"linkType":135},{"_ref":703,"_type":134},"page-HK-integrations",{"_type":193,"slug":705},"integrations","Integrations",{"_key":708,"_type":468,"link":709},"l-apis-2",{"_type":131,"internal":710,"internalTarget":712,"label":714,"linkType":135},{"_ref":711,"_type":134},"page-HK-api",{"_type":193,"slug":713},"api","APIs","Connectivity",{"body":717,"eyebrow":718,"link":719,"logo":722,"person":727},"\"Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.\"","Customer Testimonials",{"_type":131,"externalUrl":720,"internalTarget":171,"label":721,"linkType":359},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":144,"alternativeText":723,"height":724,"url":725,"width":726},"Tech In Asia",2645,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F69684e48dddb500cdb790e4d_techinasia.webp",14650,{"image":728,"name":732,"role":733},{"_type":144,"alternativeText":729,"height":730,"url":731,"width":730},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F66f1187b1b8b19ef066879f7_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":735,"_type":460,"columns":736,"featured":798,"label":374},"mm-resources",[737,772,784],{"_key":738,"_type":464,"links":739,"title":771},"c-knowledge-hub-0",[740,746,754,759,768],{"_key":741,"_type":468,"link":742},"l-blogs-0",{"_type":131,"internal":743,"internalTarget":744,"label":745,"linkType":135},{"_ref":331,"_type":134},{"_type":193,"slug":333},"Blogs",{"_key":747,"_type":468,"link":748},"l-reports-insights-1",{"_type":131,"internal":749,"internalTarget":751,"label":753,"linkType":135},{"_ref":750,"_type":134},"page-HK-downloads",{"_type":193,"slug":752},"downloads","Reports & Insights",{"_key":755,"_type":468,"link":756},"l-case-studies-2",{"_type":131,"internal":757,"internalTarget":758,"label":354,"linkType":135},{"_ref":351,"_type":134},{"_type":193,"slug":353},{"_key":760,"_type":468,"link":761},"l-product-updates-3",{"_type":131,"internal":762,"internalTarget":764,"label":767,"linkType":135},{"_ref":763,"_type":134},"blogPost-HK-2024-product-updates",{"_type":765,"slug":766},"blogPost","2024-product-updates","Product Updates",{"_key":769,"_type":468,"link":770},"l-faq-4",{"_type":131,"externalUrl":357,"internalTarget":171,"label":358,"linkType":359},"Knowledge Hub",{"_key":773,"_type":464,"links":774,"title":783},"c-benefits-1",[775],{"_key":776,"_type":468,"link":777},"l-perks-rewards-0",{"_type":131,"internal":778,"internalTarget":780,"label":782,"linkType":135},{"_ref":779,"_type":134},"page-HK-rewards",{"_type":193,"slug":781},"rewards","Perks & Rewards","Benefits",{"_key":785,"_type":464,"links":786,"title":797},"c-about-2",[787,792],{"_key":788,"_type":468,"link":789},"l-about-aspire-0",{"_type":131,"internal":790,"internalTarget":791,"label":384,"linkType":135},{"_ref":381,"_type":134},{"_type":193,"slug":383},{"_key":793,"_type":468,"link":794},"l-partner-with-aspire-2",{"_type":131,"internal":795,"internalTarget":796,"label":405,"linkType":135},{"_ref":402,"_type":134},{"_type":193,"slug":404},"About",{"body":799,"eyebrow":354,"heading":800,"image":801,"link":806},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":144,"alternativeText":802,"height":803,"url":804,"width":805},"Zenyum case study",195,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff664a0a0c4606f12b9b0066e4d03c517\u002F66f1187b1b8b19ef06687cde_zenyum.avif",375,{"_type":131,"internal":807,"internalTarget":809,"label":800,"linkType":135},{"_ref":808,"_type":134},"caseStudy-HK-zenyum",{"_type":810,"slug":811},"caseStudy","zenyum",{"_key":813,"_type":460,"columns":814,"featured":171,"label":453},"mm-incorporations",[815],{"_key":816,"_type":464,"links":817,"title":832},"c-incorporations-0",[818,826],{"_key":819,"_type":468,"link":820},"l-us-business-0",{"_type":131,"internal":821,"internalTarget":823,"label":825,"linkType":135},{"_ref":822,"_type":134},"page-HK-launchpad-usbusiness",{"_type":193,"slug":824},"launchpad\u002Fusbusiness","US Business",{"_key":827,"_type":468,"link":828},"l-hk-business-1",{"_type":131,"internal":829,"internalTarget":830,"label":831,"linkType":135},{"_ref":338,"_type":134},{"_type":193,"slug":340},"HK Business","",{"_createdAt":834,"_id":835,"_rev":836,"_type":837,"_updatedAt":838,"asideCta":839,"bottomCta":847,"disclaimer":853,"language":64,"market":76,"midCta":886},"2026-08-20T08:06:00Z","blogPostTemplate-HK","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":840,"image":841,"link":845},"Open your business account with Aspire",{"_type":144,"alternativeText":175,"height":842,"url":843,"width":844},200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d2b70f17f9bc1009bd08f_Frame-1707480717.png",305,{"_type":131,"externalUrl":433,"label":846,"linkType":359,"openInNewTab":129},"Start now",{"body":848,"heading":849,"link":850},"Open your free account","Start your journey with Aspire",{"_type":131,"externalUrl":851,"label":852,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Ftalk-to-sales","Talk to Sales",[854],{"_key":855,"_type":856,"children":857,"markDefs":879,"style":885},"2a40d95b-925","block",[858,863,867,871,875],{"_key":859,"_type":860,"marks":861,"text":862},"f30e227e-041-0a","span",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":864,"_type":860,"marks":865,"text":423},"f30e227e-041-0b",[866],"disclaimer-link-0",{"_key":868,"_type":860,"marks":869,"text":870},"f30e227e-041-1a",[],"' and '",{"_key":872,"_type":860,"marks":873,"text":450},"f30e227e-041-1b",[874],"disclaimer-link-1",{"_key":876,"_type":860,"marks":877,"text":878},"f30e227e-041-end",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[880,883],{"_key":866,"_type":881,"externalUrl":882,"linkType":359},"linkAnnotation","\u002Ftnc\u002Fmaster-service-agreement",{"_key":874,"_type":881,"externalUrl":884,"linkType":359},"\u002Fpricing","normal",{"body":887,"eyebrow":341,"heading":888,"image":889,"link":893},"From incorporation to venture capital, we connect you with trusted service providers to make your entrpreneurial journey seamless.","Start Your Business with Aspire Launchpad",{"_type":144,"alternativeText":175,"height":890,"url":891,"width":892},1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":131,"externalUrl":894,"label":895,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Fhk\u002Flaunchpad","Start your Journey",[897,908,917,927],{"_id":898,"category":899,"coverImage":900,"description":905,"publishedAt":906,"slug":907,"title":901},"blogPost-HK-aspire-yield-launch",{"slug":397,"title":398},{"_type":144,"alternativeText":901,"height":902,"url":903,"width":904},"Aspire launches Yield in Hong Kong to help businesses earn more from idle cash",628,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F3f9e07b3ff1d0e4f1b8384f838e6c908\u002Faspire-yield-launch_cover.png",1043,"Learn how your business can earn more from idle cash","2026-09-16T00:00:00.000Z","aspire-yield-launch",{"_id":909,"category":910,"coverImage":911,"description":914,"publishedAt":915,"slug":916,"title":912},"blogPost-HK-corporate-banking-vs-commercial-banking",{"slug":194,"title":195},{"_type":144,"alternativeText":912,"height":145,"url":913,"width":147},"Corporate Banking vs Commercial Banking: What's the Difference?","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F20556167699cf9178e3f641755a42f9b\u002Fcorporate-banking-vs-commercial-banking_cover.jpeg","These terms get used inconsistently across banks. Here's what actually separates them, and which one your Hong Kong business fits.","2026-09-03T00:00:00.000Z","corporate-banking-vs-commercial-banking",{"_id":918,"category":919,"coverImage":922,"description":925,"publishedAt":915,"slug":926,"title":923},"blogPost-HK-ecommerce-fulfillment-hong-kong",{"slug":920,"title":921},"e-commerce","E-commerce",{"_type":144,"alternativeText":923,"height":145,"url":924,"width":147},"Ecommerce Fulfillment in HK: Top 5 3PL Providers","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F5d1f56c832e1ed4909537488fb73c2dc\u002Fecommerce-fulfillment-hong-kong_cover.jpeg","Compare HK ecommerce fulfillment & 3PL providers. Evaluate pricing, integrations, and shipping to scale your brand with Aspire.","ecommerce-fulfillment-hong-kong",{"_id":928,"category":929,"coverImage":932,"description":935,"publishedAt":915,"slug":936,"title":933},"blogPost-HK-top-payroll-systems-hong-kong",{"slug":930,"title":931},"guides","Guides",{"_type":144,"alternativeText":933,"height":145,"url":934,"width":147},"Top 8 Local Payroll Systems in Hong Kong","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F47169bc67dcf2063e4ed9dc1276dc15e\u002Ftop-payroll-systems-hong-kong_cover.jpeg","Compare 8 payroll systems widely used in Hong Kong, covering MPF, IR56, and 713 compliance, so you can pick the right fit for your team.","top-payroll-systems-hong-kong",{"data":938,"sourceMap":-1},{"_id":939,"_updatedAt":940,"alternates":941,"areSourcesShown":142,"author":945,"body":952,"category":3121,"coverImage":3122,"excerpt":3125,"faq":171,"intro":3134,"isFaqShown":142,"isSummaryShown":142,"isVideoShown":142,"publishedAt":3149,"reviewer":171,"seo":3150,"slug":3152,"sources":171,"title":3123,"video":171},"blogPost-HK-hsbc-wire-transfer","2026-09-24T08:33:55Z",[942,943],{"canonicalUrl":171,"isNoIndex":171,"language":64,"market":76,"pathPrefix":171},{"canonicalUrl":171,"isNoIndex":171,"language":944,"market":76,"pathPrefix":171},"zh-HK",{"avatar":946,"bio":949,"doesServePage":129,"linkedinUrl":171,"name":947,"role":950,"slug":951,"twitterUrl":171},{"_type":144,"alternativeText":947,"height":842,"url":948,"width":842},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[953,962,971,1024,1063,1071,1103,1135,1143,1199,1239,1247,1271,1279,1474,1482,1592,1600,1648,1671,1679,1708,1739,1766,1802,1829,1851,1875,1883,1908,1950,1969,2002,2022,2056,2064,2093,2120,2147,2175,2195,2203,2215,2227,2246,2265,2300,2308,2327,2346,2371,2404,2443,2451,2482,2514,2526,2538,2583,2734,2745,2774,2802,2810,2970,3001,3009,3040,3060,3086,3113],{"_key":954,"_type":856,"children":955,"markDefs":960,"style":961},"k3",[956],{"_key":957,"_type":860,"marks":958,"text":959},"k2",[],"What Are The Features of HSBC Wire Transfers",[],"h2",{"_key":963,"_type":856,"children":964,"markDefs":969,"style":970},"k7",[965],{"_key":966,"_type":860,"marks":967,"text":968},"k6",[],"Global SWIFT Network Coverage",[],"h3",{"_key":972,"_type":856,"children":973,"markDefs":1023,"style":885},"k33",[974,979,983,987,991,995,999,1003,1007,1011,1015,1019],{"_key":975,"_type":860,"marks":976,"text":978},"k21",[977],"strong","HSBC Hong Kong’s wire transfer service",{"_key":980,"_type":860,"marks":981,"text":982},"k22",[],", through the extensive ",{"_key":984,"_type":860,"marks":985,"text":986},"k23",[977],"SWIFT network",{"_key":988,"_type":860,"marks":989,"text":990},"k24",[],", supports ",{"_key":992,"_type":860,"marks":993,"text":994},"k25",[977],"transferring over 40 currencies",{"_key":996,"_type":860,"marks":997,"text":998},"k26",[]," to more than ",{"_key":1000,"_type":860,"marks":1001,"text":1002},"k27",[977],"200 countries and regions",{"_key":1004,"_type":860,"marks":1005,"text":1006},"k28",[]," worldwide, providing broad international coverage. This service ensures that funds ",{"_key":1008,"_type":860,"marks":1009,"text":1010},"k29",[977],"reach the designated recipient's account safely and reliably",{"_key":1012,"_type":860,"marks":1013,"text":1014},"k30",[],", meeting the cross-border payment needs of both individual and corporate clients. Customers can operate flexibly through ",{"_key":1016,"_type":860,"marks":1017,"text":1018},"k31",[977],"HSBC Online Banking, the mobile app, branches, or phone banking",{"_key":1020,"_type":860,"marks":1021,"text":1022},"k32",[],".",[],{"_key":1025,"_type":856,"children":1026,"markDefs":1062,"style":885},"k53",[1027,1031,1035,1039,1043,1047,1051,1055,1059],{"_key":1028,"_type":860,"marks":1029,"text":1030},"k44",[],"Additionally, the service integrates a ",{"_key":1032,"_type":860,"marks":1033,"text":1034},"k45",[977],"global payment tracking feature",{"_key":1036,"_type":860,"marks":1037,"text":1038},"k46",[],", allowing the sender to monitor ",{"_key":1040,"_type":860,"marks":1041,"text":1042},"k47",[977],"transfer progress",{"_key":1044,"_type":860,"marks":1045,"text":1046},"k48",[]," at any time, enhancing transparency and management efficiency. ",{"_key":1048,"_type":860,"marks":1049,"text":1050},"k49",[977],"HSBC Premier or Global Private Banking clients",{"_key":1052,"_type":860,"marks":1053,"text":1054},"k50",[]," enjoy exclusive support to ensure high-value transactions are completed smoothly. Compared to traditional mail-in remittances, wire transfers significantly shorten processing time, typically arriving within ",{"_key":1056,"_type":860,"marks":1057,"text":1058},"k51",[977],"1 to 5 business days",{"_key":1060,"_type":860,"marks":1061,"text":1022},"k52",[],[],{"_key":1064,"_type":856,"children":1065,"markDefs":1070,"style":970},"k57",[1066],{"_key":1067,"_type":860,"marks":1068,"text":1069},"k56",[],"Global Money Transfers to 50+ Countries",[],{"_key":1072,"_type":856,"children":1073,"markDefs":1102,"style":885},"k73",[1074,1078,1082,1086,1090,1094,1098],{"_key":1075,"_type":860,"marks":1076,"text":1077},"k66",[],"HSBC customers can ",{"_key":1079,"_type":860,"marks":1080,"text":1081},"k67",[977],"send money",{"_key":1083,"_type":860,"marks":1084,"text":1085},"k68",[]," in local currencies to over ",{"_key":1087,"_type":860,"marks":1088,"text":1089},"k69",[977],"50 countries",{"_key":1091,"_type":860,"marks":1092,"text":1093},"k70",[]," via the mobile app or online platform as easily as making a local ",{"_key":1095,"_type":860,"marks":1096,"text":1097},"k71",[977],"transfer",{"_key":1099,"_type":860,"marks":1100,"text":1101},"k72",[],". With just a few clicks, instructions can be completed without visiting a branch, saving time and administrative costs.",[],{"_key":1104,"_type":856,"children":1105,"markDefs":1134,"style":885},"k89",[1106,1110,1114,1118,1122,1126,1130],{"_key":1107,"_type":860,"marks":1108,"text":1109},"k82",[],"The service supports ",{"_key":1111,"_type":860,"marks":1112,"text":1113},"k83",[977],"Chinese character input",{"_key":1115,"_type":860,"marks":1116,"text":1117},"k84",[]," and recipient reference features, ensuring accurate message delivery to overseas recipients. ",{"_key":1119,"_type":860,"marks":1120,"text":1121},"k85",[977],"Real-time foreign exchange rates",{"_key":1123,"_type":860,"marks":1124,"text":1125},"k86",[]," are displayed so customers can evaluate the best timing before submission. The ",{"_key":1127,"_type":860,"marks":1128,"text":1129},"k87",[977],"total daily cross-border transfer limit is as high as HK$3,000,000",{"_key":1131,"_type":860,"marks":1132,"text":1133},"k88",[],", meeting large-scale transaction needs (security limits can be adjusted flexibly).",[],{"_key":1136,"_type":856,"children":1137,"markDefs":1142,"style":970},"k93",[1138],{"_key":1139,"_type":860,"marks":1140,"text":1141},"k92",[],"Transparent Fees and Tracking Protection",[],{"_key":1144,"_type":856,"children":1145,"markDefs":1198,"style":885},"k121",[1146,1150,1154,1158,1162,1166,1170,1174,1178,1182,1186,1190,1194],{"_key":1147,"_type":860,"marks":1148,"text":1149},"k108",[],"HSBC’s fee structure is clear and transparent. The basic ",{"_key":1151,"_type":860,"marks":1152,"text":1153},"k109",[977],"online banking handling fee is only HK$70",{"_key":1155,"_type":860,"marks":1156,"text":1157},"k110",[],", while branch fees range from ",{"_key":1159,"_type":860,"marks":1160,"text":1161},"k111",[977],"HK$145 to HK$260",{"_key":1163,"_type":860,"marks":1164,"text":1165},"k112",[]," (excluding potential overseas intermediary bank fees). Modification, inquiry, or cancellation costs ",{"_key":1167,"_type":860,"marks":1168,"text":1169},"k113",[977],"HK$275 per item",{"_key":1171,"_type":860,"marks":1172,"text":1173},"k114",[],". ",{"_key":1175,"_type":860,"marks":1176,"text":1177},"k115",[977],"Global Private Banking or HSBC Premier Elite",{"_key":1179,"_type":860,"marks":1180,"text":1181},"k116",[]," clients enjoy ",{"_key":1183,"_type":860,"marks":1184,"text":1185},"k117",[977],"fee waivers",{"_key":1187,"_type":860,"marks":1188,"text":1189},"k118",[]," on specific ",{"_key":1191,"_type":860,"marks":1192,"text":1193},"k119",[977],"transfers",{"_key":1195,"_type":860,"marks":1196,"text":1197},"k120",[],", significantly reducing the burden on high-end users.",[],{"_key":1200,"_type":856,"children":1201,"markDefs":1238,"style":885},"k141",[1202,1206,1210,1214,1218,1222,1226,1230,1234],{"_key":1203,"_type":860,"marks":1204,"text":1205},"k132",[],"The ",{"_key":1207,"_type":860,"marks":1208,"text":1209},"k133",[977],"payment tracking service",{"_key":1211,"_type":860,"marks":1212,"text":1213},"k134",[]," is a core protection feature, allowing customers to ",{"_key":1215,"_type":860,"marks":1216,"text":1217},"k135",[977],"monitor progress in real-time",{"_key":1219,"_type":860,"marks":1220,"text":1221},"k136",[]," via the app. When ",{"_key":1223,"_type":860,"marks":1224,"text":1225},"k137",[977],"receiving a wire transfer",{"_key":1227,"_type":860,"marks":1228,"text":1229},"k138",[],", HSBC accounts waive local handling fees, though overseas banks may charge extra. It is recommended that senders choose the ",{"_key":1231,"_type":860,"marks":1232,"text":1233},"k139",[977],"\"Sender Pays (OUR)\"",{"_key":1235,"_type":860,"marks":1236,"text":1237},"k140",[]," option to control costs.",[],{"_key":1240,"_type":856,"children":1241,"markDefs":1246,"style":961},"k145",[1242],{"_key":1243,"_type":860,"marks":1244,"text":1245},"k144",[],"HSBC Wire Transfer: Fees and Charges",[],{"_key":1248,"_type":856,"children":1249,"markDefs":1270,"style":885},"k157",[1250,1254,1258,1262,1266],{"_key":1251,"_type":860,"marks":1252,"text":1253},"k152",[],"HSBC wire transfers involve three main costs: ",{"_key":1255,"_type":860,"marks":1256,"text":1257},"k153",[977],"Handling fees",{"_key":1259,"_type":860,"marks":1260,"text":1261},"k154",[],", and ",{"_key":1263,"_type":860,"marks":1264,"text":1265},"k155",[977],"\"Overseas Bank Fees\"",{"_key":1267,"_type":860,"marks":1268,"text":1269},"k156",[]," charged by intermediary or receiving banks.",[],{"_key":1272,"_type":856,"children":1273,"markDefs":1278,"style":970},"k161",[1274],{"_key":1275,"_type":860,"marks":1276,"text":1277},"k160",[],"Individual Users",[],{"_key":1280,"_type":1281,"columnHeaders":1282,"hasColumnTitles":129,"hasRowTitles":142,"rows":1296},"k162","richTableBlock",[1283,1288,1292],{"_key":1284,"_type":1285,"cellIndex":1286,"title":1287},"k163","columnHeader",0,"Transfer Method",{"_key":1289,"_type":1285,"cellIndex":1290,"title":1291},"k164",1,"HSBC One",{"_key":1293,"_type":1285,"cellIndex":1294,"title":1295},"k165",2,"HSBC Premier \u002F Private Banking",[1297,1334,1369,1405,1439],{"_key":1298,"_type":1299,"cells":1300},"k166","row",[1301,1313,1324],{"_key":1302,"_type":1303,"content":1304},"k167","richTableCell",[1305],{"_key":1306,"_type":856,"children":1307,"markDefs":1312,"style":885},"k218",[1308],{"_key":1309,"_type":860,"marks":1310,"text":1311},"k217",[977],"RMB wire to Mainland HSBC",[],{"_key":1314,"_type":1303,"content":1315},"k170",[1316],{"_key":1317,"_type":856,"children":1318,"markDefs":1323,"style":885},"k221",[1319],{"_key":1320,"_type":860,"marks":1321,"text":1322},"k220",[977],"Waived",[],{"_key":1325,"_type":1303,"content":1326},"k173",[1327],{"_key":1328,"_type":856,"children":1329,"markDefs":1333,"style":885},"k224",[1330],{"_key":1331,"_type":860,"marks":1332,"text":1322},"k223",[977],[],{"_key":1335,"_type":1299,"cells":1336},"k176",[1337,1348,1359],{"_key":1338,"_type":1303,"content":1339},"k177",[1340],{"_key":1341,"_type":856,"children":1342,"markDefs":1347,"style":885},"k227",[1343],{"_key":1344,"_type":860,"marks":1345,"text":1346},"k226",[977],"Local currency to specified destinations",[],{"_key":1349,"_type":1303,"content":1350},"k180",[1351],{"_key":1352,"_type":856,"children":1353,"markDefs":1358,"style":885},"k230",[1354],{"_key":1355,"_type":860,"marks":1356,"text":1357},"k229",[977],"HK$70",[],{"_key":1360,"_type":1303,"content":1361},"k183",[1362],{"_key":1363,"_type":856,"children":1364,"markDefs":1368,"style":885},"k233",[1365],{"_key":1366,"_type":860,"marks":1367,"text":1322},"k232",[977],[],{"_key":1370,"_type":1299,"cells":1371},"k186",[1372,1383,1394],{"_key":1373,"_type":1303,"content":1374},"k187",[1375],{"_key":1376,"_type":856,"children":1377,"markDefs":1382,"style":885},"k236",[1378],{"_key":1379,"_type":860,"marks":1380,"text":1381},"k235",[977],"Wire Transfer (Branch)",[],{"_key":1384,"_type":1303,"content":1385},"k190",[1386],{"_key":1387,"_type":856,"children":1388,"markDefs":1393,"style":885},"k239",[1389],{"_key":1390,"_type":860,"marks":1391,"text":1392},"k238",[977],"HK$230 \u002F per item",[],{"_key":1395,"_type":1303,"content":1396},"k193",[1397],{"_key":1398,"_type":856,"children":1399,"markDefs":1404,"style":885},"k242",[1400],{"_key":1401,"_type":860,"marks":1402,"text":1403},"k241",[977],"HK145−HK210 \u002F per item",[],{"_key":1406,"_type":1299,"cells":1407},"k196",[1408,1419,1429],{"_key":1409,"_type":1303,"content":1410},"k197",[1411],{"_key":1412,"_type":856,"children":1413,"markDefs":1418,"style":885},"k245",[1414],{"_key":1415,"_type":860,"marks":1416,"text":1417},"k244",[977],"Global Transfer to personal\u002F3rd party HSBC",[],{"_key":1420,"_type":1303,"content":1421},"k200",[1422],{"_key":1423,"_type":856,"children":1424,"markDefs":1428,"style":885},"k248",[1425],{"_key":1426,"_type":860,"marks":1427,"text":1322},"k247",[977],[],{"_key":1430,"_type":1303,"content":1431},"k203",[1432],{"_key":1433,"_type":856,"children":1434,"markDefs":1438,"style":885},"k251",[1435],{"_key":1436,"_type":860,"marks":1437,"text":1322},"k250",[977],[],{"_key":1440,"_type":1299,"cells":1441},"k206",[1442,1453,1464],{"_key":1443,"_type":1303,"content":1444},"k207",[1445],{"_key":1446,"_type":856,"children":1447,"markDefs":1452,"style":885},"k254",[1448],{"_key":1449,"_type":860,"marks":1450,"text":1451},"k253",[977],"Amend \u002F Inquire \u002F Cancel \u002F Return",[],{"_key":1454,"_type":1303,"content":1455},"k210",[1456],{"_key":1457,"_type":856,"children":1458,"markDefs":1463,"style":885},"k257",[1459],{"_key":1460,"_type":860,"marks":1461,"text":1462},"k256",[],"HK$275 + overseas bank fees",[],{"_key":1465,"_type":1303,"content":1466},"k213",[1467],{"_key":1468,"_type":856,"children":1469,"markDefs":1473,"style":885},"k260",[1470],{"_key":1471,"_type":860,"marks":1472,"text":1462},"k259",[],[],{"_key":1475,"_type":856,"children":1476,"markDefs":1481,"style":970},"k264",[1477],{"_key":1478,"_type":860,"marks":1479,"text":1480},"k263",[],"Business Users (Via HSBC net \u002F Business Internet Banking)",[],{"_key":1483,"_type":1281,"columnHeaders":1484,"hasColumnTitles":129,"hasRowTitles":142,"rows":1491},"k265",[1485,1488],{"_key":1486,"_type":1285,"cellIndex":1286,"title":1487},"k266","Item",{"_key":1489,"_type":1285,"cellIndex":1290,"title":1490},"k267","Fee",[1492,1517,1542,1567],{"_key":1493,"_type":1299,"cells":1494},"k268",[1495,1506],{"_key":1496,"_type":1303,"content":1497},"k269",[1498],{"_key":1499,"_type":856,"children":1500,"markDefs":1505,"style":885},"k298",[1501],{"_key":1502,"_type":860,"marks":1503,"text":1504},"k297",[977],"To Mainland HSBC Group members",[],{"_key":1507,"_type":1303,"content":1508},"k272",[1509],{"_key":1510,"_type":856,"children":1511,"markDefs":1516,"style":885},"k301",[1512],{"_key":1513,"_type":860,"marks":1514,"text":1515},"k300",[977],"HK$100",[],{"_key":1518,"_type":1299,"cells":1519},"k275",[1520,1531],{"_key":1521,"_type":1303,"content":1522},"k276",[1523],{"_key":1524,"_type":856,"children":1525,"markDefs":1530,"style":885},"k304",[1526],{"_key":1527,"_type":860,"marks":1528,"text":1529},"k303",[977],"Other Outward Wire Transfers",[],{"_key":1532,"_type":1303,"content":1533},"k279",[1534],{"_key":1535,"_type":856,"children":1536,"markDefs":1541,"style":885},"k307",[1537],{"_key":1538,"_type":860,"marks":1539,"text":1540},"k306",[977],"HK$125",[],{"_key":1543,"_type":1299,"cells":1544},"k282",[1545,1556],{"_key":1546,"_type":1303,"content":1547},"k283",[1548],{"_key":1549,"_type":856,"children":1550,"markDefs":1555,"style":885},"k310",[1551],{"_key":1552,"_type":860,"marks":1553,"text":1554},"k309",[977],"Cancellation (via Online Banking)",[],{"_key":1557,"_type":1303,"content":1558},"k286",[1559],{"_key":1560,"_type":856,"children":1561,"markDefs":1566,"style":885},"k313",[1562],{"_key":1563,"_type":860,"marks":1564,"text":1565},"k312",[977],"HK$250 \u002F per item",[],{"_key":1568,"_type":1299,"cells":1569},"k289",[1570,1581],{"_key":1571,"_type":1303,"content":1572},"k290",[1573],{"_key":1574,"_type":856,"children":1575,"markDefs":1580,"style":885},"k316",[1576],{"_key":1577,"_type":860,"marks":1578,"text":1579},"k315",[977],"Cancellation (via Branch Form)",[],{"_key":1582,"_type":1303,"content":1583},"k293",[1584],{"_key":1585,"_type":856,"children":1586,"markDefs":1591,"style":885},"k319",[1587],{"_key":1588,"_type":860,"marks":1589,"text":1590},"k318",[977],"HK$350 \u002F per item",[],{"_key":1593,"_type":856,"children":1594,"markDefs":1599,"style":961},"k323",[1595],{"_key":1596,"_type":860,"marks":1597,"text":1598},"k322",[],"How SMEs Send Money Overseas via HSBC?",[],{"_key":1601,"_type":856,"children":1602,"markDefs":1647,"style":885},"k347",[1603,1607,1611,1615,1619,1623,1627,1631,1635,1639,1643],{"_key":1604,"_type":860,"marks":1605,"text":1606},"k336",[],"Companies typically ",{"_key":1608,"_type":860,"marks":1609,"text":1610},"k337",[977],"set up a beneficiary",{"_key":1612,"_type":860,"marks":1613,"text":1614},"k338",[]," and verify details in ",{"_key":1616,"_type":860,"marks":1617,"text":1618},"k339",[977],"HSBC Business Internet Banking",{"_key":1620,"_type":860,"marks":1621,"text":1622},"k340",[]," or the ",{"_key":1624,"_type":860,"marks":1625,"text":1626},"k341",[977],"Business Express app",{"_key":1628,"_type":860,"marks":1629,"text":1630},"k342",[],", select the currency and source account (using ",{"_key":1632,"_type":860,"marks":1633,"text":1634},"k343",[977],"SWIFT\u002FBIC",{"_key":1636,"_type":860,"marks":1637,"text":1638},"k344",[],"), confirm the fee mode (",{"_key":1640,"_type":860,"marks":1641,"text":1642},"k345",[977],"OUR\u002FSHA\u002FBEN",{"_key":1644,"_type":860,"marks":1645,"text":1646},"k346",[],"), and submit before the cut-off time.",[],{"_key":1649,"_type":856,"children":1650,"markDefs":1670,"style":885},"k359",[1651,1655,1659,1663,1667],{"_key":1652,"_type":860,"marks":1653,"text":1654},"k354",[],"To save on costs, businesses can convert HKD to foreign currency when ",{"_key":1656,"_type":860,"marks":1657,"text":1658},"k355",[977],"market rates are favorable",{"_key":1660,"_type":860,"marks":1661,"text":1662},"k356",[]," before ",{"_key":1664,"_type":860,"marks":1665,"text":1666},"k357",[977],"sending the money",{"_key":1668,"_type":860,"marks":1669,"text":1022},"k358",[],[],{"_key":1672,"_type":856,"children":1673,"markDefs":1678,"style":970},"k363",[1674],{"_key":1675,"_type":860,"marks":1676,"text":1677},"k362",[],"Individual Account: HSBC Online Banking",[],{"_key":1680,"_type":856,"children":1681,"level":1290,"listItem":1706,"markDefs":1707,"style":885},"k377",[1682,1686,1690,1694,1698,1702],{"_key":1683,"_type":860,"marks":1684,"text":1685},"k371",[977],"Login:",{"_key":1687,"_type":860,"marks":1688,"text":1689},"k372",[]," Access ",{"_key":1691,"_type":860,"marks":1692,"text":1693},"k373",[977],"HSBC Online Banking",{"_key":1695,"_type":860,"marks":1696,"text":1697},"k374",[]," and enter your username, password, and ",{"_key":1699,"_type":860,"marks":1700,"text":1701},"k375",[977],"Mobile Security Key",{"_key":1703,"_type":860,"marks":1704,"text":1705},"k376",[]," (or security device).","bullet",[],{"_key":1709,"_type":856,"children":1710,"level":1290,"listItem":1706,"markDefs":1738,"style":885},"k393",[1711,1715,1719,1723,1727,1731,1734],{"_key":1712,"_type":860,"marks":1713,"text":1714},"k386",[977],"Navigate to Transfer Page:",{"_key":1716,"_type":860,"marks":1717,"text":1718},"k387",[]," Select ",{"_key":1720,"_type":860,"marks":1721,"text":1722},"k388",[977],"\"Pay & Transfer\"",{"_key":1724,"_type":860,"marks":1725,"text":1726},"k389",[]," > ",{"_key":1728,"_type":860,"marks":1729,"text":1730},"k390",[977],"\"Overseas Transfer\"",{"_key":1732,"_type":860,"marks":1733,"text":1726},"k391",[],{"_key":1735,"_type":860,"marks":1736,"text":1737},"k392",[977],"\"Global payments to other accounts.\"",[],{"_key":1740,"_type":856,"children":1741,"level":1290,"listItem":1706,"markDefs":1765,"style":885},"k407",[1742,1746,1750,1754,1758,1761],{"_key":1743,"_type":860,"marks":1744,"text":1745},"k401",[977],"Add or Select Recipient:",{"_key":1747,"_type":860,"marks":1748,"text":1749},"k402",[]," Enter or select the ",{"_key":1751,"_type":860,"marks":1752,"text":1753},"k403",[977],"recipient’s details",{"_key":1755,"_type":860,"marks":1756,"text":1757},"k404",[]," (first-time ",{"_key":1759,"_type":860,"marks":1760,"text":1193},"k405",[977],{"_key":1762,"_type":860,"marks":1763,"text":1764},"k406",[]," will require identity verification and potentially additional authentication).",[],{"_key":1767,"_type":856,"children":1768,"level":1290,"listItem":1706,"markDefs":1801,"style":885},"k425",[1769,1773,1777,1781,1785,1789,1793,1797],{"_key":1770,"_type":860,"marks":1771,"text":1772},"k417",[977],"Enter Transfer Details:",{"_key":1774,"_type":860,"marks":1775,"text":1776},"k418",[]," Choose the payment account, ",{"_key":1778,"_type":860,"marks":1779,"text":1780},"k419",[977],"transfer amount",{"_key":1782,"_type":860,"marks":1783,"text":1784},"k420",[],", currency, and ",{"_key":1786,"_type":860,"marks":1787,"text":1788},"k421",[977],"exchange rate",{"_key":1790,"_type":860,"marks":1791,"text":1792},"k422",[]," (real-time rates are viewable), as well as the ",{"_key":1794,"_type":860,"marks":1795,"text":1796},"k423",[977],"transfer date",{"_key":1798,"_type":860,"marks":1799,"text":1800},"k424",[]," and purpose. Confirm the fees and rate.",[],{"_key":1803,"_type":856,"children":1804,"level":1290,"listItem":1706,"markDefs":1828,"style":885},"k439",[1805,1809,1813,1816,1820,1824],{"_key":1806,"_type":860,"marks":1807,"text":1808},"k433",[977],"Verify & Submit:",{"_key":1810,"_type":860,"marks":1811,"text":1812},"k434",[]," Use your ",{"_key":1814,"_type":860,"marks":1815,"text":1701},"k435",[977],{"_key":1817,"_type":860,"marks":1818,"text":1819},"k436",[]," or SMS verification code to confirm the transaction. After submission, a ",{"_key":1821,"_type":860,"marks":1822,"text":1823},"k437",[977],"confirmation email",{"_key":1825,"_type":860,"marks":1826,"text":1827},"k438",[]," will be sent.",[],{"_key":1830,"_type":856,"children":1831,"level":1290,"listItem":1706,"markDefs":1850,"style":885},"k451",[1832,1836,1840,1843,1846],{"_key":1833,"_type":860,"marks":1834,"text":1835},"k446",[977],"Track Status:",{"_key":1837,"_type":860,"marks":1838,"text":1839},"k447",[]," View progress under ",{"_key":1841,"_type":860,"marks":1842,"text":1722},"k448",[977],{"_key":1844,"_type":860,"marks":1845,"text":1726},"k449",[],{"_key":1847,"_type":860,"marks":1848,"text":1849},"k450",[977],"\"Transaction History.\"",[],{"_key":1852,"_type":856,"children":1853,"level":1290,"listItem":1706,"markDefs":1874,"style":885},"k463",[1854,1859,1862,1866,1870],{"_key":1855,"_type":860,"marks":1856,"text":1858},"k458",[1857],"em","Note: For ",{"_key":1860,"_type":860,"marks":1861,"text":1193},"k459",[1857,977],{"_key":1863,"_type":860,"marks":1864,"text":1865},"k460",[1857]," to other HSBC accounts, you can use the free ",{"_key":1867,"_type":860,"marks":1868,"text":1869},"k461",[1857,977],"\"HSBC Global Transfer\"",{"_key":1871,"_type":860,"marks":1872,"text":1873},"k462",[1857]," service.",[],{"_key":1876,"_type":856,"children":1877,"markDefs":1882,"style":970},"k467",[1878],{"_key":1879,"_type":860,"marks":1880,"text":1881},"k466",[],"Individual Account: Mobile Banking",[],{"_key":1884,"_type":856,"children":1885,"level":1290,"listItem":1706,"markDefs":1907,"style":885},"k481",[1886,1889,1893,1897,1901,1904],{"_key":1887,"_type":860,"marks":1888,"text":1685},"k475",[977],{"_key":1890,"_type":860,"marks":1891,"text":1892},"k476",[]," Open the ",{"_key":1894,"_type":860,"marks":1895,"text":1896},"k477",[977],"HSBC HK App",{"_key":1898,"_type":860,"marks":1899,"text":1900},"k478",[]," and log in using your username, password, and ",{"_key":1902,"_type":860,"marks":1903,"text":1701},"k479",[977],{"_key":1905,"_type":860,"marks":1906,"text":1022},"k480",[],[],{"_key":1909,"_type":856,"children":1910,"level":1290,"listItem":1706,"markDefs":1949,"style":885},"k505",[1911,1914,1917,1920,1923,1926,1930,1934,1937,1941,1945],{"_key":1912,"_type":860,"marks":1913,"text":1714},"k494",[977],{"_key":1915,"_type":860,"marks":1916,"text":1718},"k495",[],{"_key":1918,"_type":860,"marks":1919,"text":1722},"k496",[977],{"_key":1921,"_type":860,"marks":1922,"text":1726},"k497",[],{"_key":1924,"_type":860,"marks":1925,"text":1730},"k498",[977],{"_key":1927,"_type":860,"marks":1928,"text":1929},"k499",[]," or ",{"_key":1931,"_type":860,"marks":1932,"text":1933},"k500",[977],"\"Transfer & Pay\"",{"_key":1935,"_type":860,"marks":1936,"text":1726},"k501",[],{"_key":1938,"_type":860,"marks":1939,"text":1940},"k502",[977],"\"Other Global Transfers\"",{"_key":1942,"_type":860,"marks":1943,"text":1944},"k503",[]," \u002F ",{"_key":1946,"_type":860,"marks":1947,"text":1948},"k504",[977],"\"Anywhere globally.\"",[],{"_key":1951,"_type":856,"children":1952,"level":1290,"listItem":1706,"markDefs":1968,"style":885},"k515",[1953,1956,1960,1964],{"_key":1954,"_type":860,"marks":1955,"text":1745},"k511",[977],{"_key":1957,"_type":860,"marks":1958,"text":1959},"k512",[]," Enter recipient details (supports ",{"_key":1961,"_type":860,"marks":1962,"text":1963},"k513",[977],"document scanning",{"_key":1965,"_type":860,"marks":1966,"text":1967},"k514",[]," for entry) or select from your contacts. New recipients require extra verification.",[],{"_key":1970,"_type":856,"children":1971,"level":1290,"listItem":1706,"markDefs":2001,"style":885},"k533",[1972,1975,1979,1983,1987,1990,1994,1998],{"_key":1973,"_type":860,"marks":1974,"text":1772},"k525",[977],{"_key":1976,"_type":860,"marks":1977,"text":1978},"k526",[]," Choose the payment account, amount, currency, and destination. The app will ",{"_key":1980,"_type":860,"marks":1981,"text":1982},"k527",[977],"automatically suggest the best route",{"_key":1984,"_type":860,"marks":1985,"text":1986},"k528",[]," (wire ",{"_key":1988,"_type":860,"marks":1989,"text":1097},"k529",[977],{"_key":1991,"_type":860,"marks":1992,"text":1993},"k530",[]," or local rails) and display the ",{"_key":1995,"_type":860,"marks":1996,"text":1997},"k531",[977],"exchange rate and estimated arrival time",{"_key":1999,"_type":860,"marks":2000,"text":1022},"k532",[],[],{"_key":2003,"_type":856,"children":2004,"level":1290,"listItem":1706,"markDefs":2021,"style":885},"k543",[2005,2009,2013,2017],{"_key":2006,"_type":860,"marks":2007,"text":2008},"k539",[977],"Confirm & Submit:",{"_key":2010,"_type":860,"marks":2011,"text":2012},"k540",[]," Review fees, rates, and purpose; verify using ",{"_key":2014,"_type":860,"marks":2015,"text":2016},"k541",[977],"Biometric Authentication",{"_key":2018,"_type":860,"marks":2019,"text":2020},"k542",[]," (Fingerprint\u002FFace ID) or security code. Instant notification follows submission.",[],{"_key":2023,"_type":856,"children":2024,"level":1290,"listItem":1706,"markDefs":2055,"style":885},"k561",[2025,2028,2032,2036,2040,2044,2048,2052],{"_key":2026,"_type":860,"marks":2027,"text":1835},"k553",[977],{"_key":2029,"_type":860,"marks":2030,"text":2031},"k554",[]," Check ",{"_key":2033,"_type":860,"marks":2034,"text":2035},"k555",[977],"real-time progress",{"_key":2037,"_type":860,"marks":2038,"text":2039},"k556",[]," in the ",{"_key":2041,"_type":860,"marks":2042,"text":2043},"k557",[977],"\"Transactions\"",{"_key":2045,"_type":860,"marks":2046,"text":2047},"k558",[]," tab or set up ",{"_key":2049,"_type":860,"marks":2050,"text":2051},"k559",[977],"push notifications",{"_key":2053,"_type":860,"marks":2054,"text":1022},"k560",[],[],{"_key":2057,"_type":856,"children":2058,"markDefs":2063,"style":970},"k565",[2059],{"_key":2060,"_type":860,"marks":2061,"text":2062},"k564",[],"Business Account: HSBC Business Internet Banking \u002F Business Express App",[],{"_key":2065,"_type":856,"children":2066,"level":1290,"listItem":1706,"markDefs":2092,"style":885},"k581",[2067,2070,2074,2077,2080,2084,2088],{"_key":2068,"_type":860,"marks":2069,"text":1685},"k574",[977],{"_key":2071,"_type":860,"marks":2072,"text":2073},"k575",[]," Sign into ",{"_key":2075,"_type":860,"marks":2076,"text":1618},"k576",[977],{"_key":2078,"_type":860,"marks":2079,"text":1622},"k577",[],{"_key":2081,"_type":860,"marks":2082,"text":2083},"k578",[977],"Business Express App",{"_key":2085,"_type":860,"marks":2086,"text":2087},"k579",[]," and select ",{"_key":2089,"_type":860,"marks":2090,"text":2091},"k580",[977],"\"Wire Transfer.\"",[],{"_key":2094,"_type":856,"children":2095,"level":1290,"listItem":1706,"markDefs":2119,"style":885},"k595",[2096,2100,2104,2108,2112,2116],{"_key":2097,"_type":860,"marks":2098,"text":2099},"k589",[977],"Add or Select Beneficiary:",{"_key":2101,"_type":860,"marks":2102,"text":2103},"k590",[]," Enter the ",{"_key":2105,"_type":860,"marks":2106,"text":2107},"k591",[977],"SWIFT\u002FBIC code",{"_key":2109,"_type":860,"marks":2110,"text":2111},"k592",[],", receiving bank name and address, recipient company name, and ",{"_key":2113,"_type":860,"marks":2114,"text":2115},"k593",[977],"account number or IBAN",{"_key":2117,"_type":860,"marks":2118,"text":1022},"k594",[],[],{"_key":2121,"_type":856,"children":2122,"level":1290,"listItem":1706,"markDefs":2146,"style":885},"k609",[2123,2127,2131,2135,2139,2143],{"_key":2124,"_type":860,"marks":2125,"text":2126},"k603",[977],"Details:",{"_key":2128,"_type":860,"marks":2129,"text":2130},"k604",[]," Choose the ",{"_key":2132,"_type":860,"marks":2133,"text":2134},"k605",[977],"payment currency and account",{"_key":2136,"_type":860,"marks":2137,"text":2138},"k606",[],", and review real-time rates or use your existing ",{"_key":2140,"_type":860,"marks":2141,"text":2142},"k607",[977],"foreign currency balance",{"_key":2144,"_type":860,"marks":2145,"text":1022},"k608",[],[],{"_key":2148,"_type":856,"children":2149,"level":1290,"listItem":1706,"markDefs":2174,"style":885},"k623",[2150,2154,2158,2162,2166,2170],{"_key":2151,"_type":860,"marks":2152,"text":2153},"k617",[977],"Fee Mode:",{"_key":2155,"_type":860,"marks":2156,"text":2157},"k618",[]," Set the ",{"_key":2159,"_type":860,"marks":2160,"text":2161},"k619",[977],"fee payment mode (OUR\u002FSHA\u002FBEN)",{"_key":2163,"_type":860,"marks":2164,"text":2165},"k620",[]," and fill in the ",{"_key":2167,"_type":860,"marks":2168,"text":2169},"k621",[977],"payment purpose",{"_key":2171,"_type":860,"marks":2172,"text":2173},"k622",[]," and invoice\u002Forder reference.",[],{"_key":2176,"_type":856,"children":2177,"level":1290,"listItem":1706,"markDefs":2194,"style":885},"k633",[2178,2182,2186,2190],{"_key":2179,"_type":860,"marks":2180,"text":2181},"k629",[977],"Finalize:",{"_key":2183,"_type":860,"marks":2184,"text":2185},"k630",[]," Verify the amount and ",{"_key":2187,"_type":860,"marks":2188,"text":2189},"k631",[977],"cut-off time",{"_key":2191,"_type":860,"marks":2192,"text":2193},"k632",[],", then confirm for final submission.",[],{"_key":2196,"_type":856,"children":2197,"markDefs":2202,"style":961},"k637",[2198],{"_key":2199,"_type":860,"marks":2200,"text":2201},"k636",[],"Required Information for Sending Money via HSBC",[],{"_key":2204,"_type":856,"children":2205,"level":1290,"listItem":1706,"markDefs":2214,"style":885},"k643",[2206,2210],{"_key":2207,"_type":860,"marks":2208,"text":2209},"k641",[977],"Sender Info:",{"_key":2211,"_type":860,"marks":2212,"text":2213},"k642",[]," Account number, currency, full name, and address.",[],{"_key":2216,"_type":856,"children":2217,"level":1290,"listItem":1706,"markDefs":2226,"style":885},"k649",[2218,2222],{"_key":2219,"_type":860,"marks":2220,"text":2221},"k647",[977],"Recipient Info:",{"_key":2223,"_type":860,"marks":2224,"text":2225},"k648",[]," Full name, address, and contact details.",[],{"_key":2228,"_type":856,"children":2229,"level":1290,"listItem":1706,"markDefs":2245,"style":885},"k659",[2230,2234,2238,2242],{"_key":2231,"_type":860,"marks":2232,"text":2233},"k655",[977],"Bank Info:",{"_key":2235,"_type":860,"marks":2236,"text":2237},"k656",[]," ",{"_key":2239,"_type":860,"marks":2240,"text":2241},"k657",[977],"Bank name, address, and SWIFT\u002FBIC code",{"_key":2243,"_type":860,"marks":2244,"text":1022},"k658",[],[],{"_key":2247,"_type":856,"children":2248,"level":1290,"listItem":1706,"markDefs":2264,"style":885},"k669",[2249,2253,2257,2261],{"_key":2250,"_type":860,"marks":2251,"text":2252},"k665",[977],"Account Details:",{"_key":2254,"_type":860,"marks":2255,"text":2256},"k666",[]," Recipient's account number or ",{"_key":2258,"_type":860,"marks":2259,"text":2260},"k667",[977],"IBAN",{"_key":2262,"_type":860,"marks":2263,"text":1022},"k668",[],[],{"_key":2266,"_type":856,"children":2267,"level":1290,"listItem":1706,"markDefs":2299,"style":885},"k687",[2268,2272,2275,2279,2283,2287,2291,2295],{"_key":2269,"_type":860,"marks":2270,"text":2271},"k679",[977],"Payment Mode:",{"_key":2273,"_type":860,"marks":2274,"text":2237},"k680",[],{"_key":2276,"_type":860,"marks":2277,"text":2278},"k681",[977],"OUR",{"_key":2280,"_type":860,"marks":2281,"text":2282},"k682",[]," (Sender pays all), ",{"_key":2284,"_type":860,"marks":2285,"text":2286},"k683",[977],"SHA",{"_key":2288,"_type":860,"marks":2289,"text":2290},"k684",[]," (Shared), or ",{"_key":2292,"_type":860,"marks":2293,"text":2294},"k685",[977],"BEN",{"_key":2296,"_type":860,"marks":2297,"text":2298},"k686",[]," (Recipient pays all).",[],{"_key":2301,"_type":856,"children":2302,"level":1290,"listItem":1706,"markDefs":2307,"style":885},"k691",[2303],{"_key":2304,"_type":860,"marks":2305,"text":2306},"k690",[977],"Country-Specific Info:",[],{"_key":2309,"_type":856,"children":2310,"level":1290,"listItem":1706,"markDefs":2326,"style":885},"k701",[2311,2315,2319,2323],{"_key":2312,"_type":860,"marks":2313,"text":2314},"k697",[977],"USA:",{"_key":2316,"_type":860,"marks":2317,"text":2318},"k698",[]," 9-digit ",{"_key":2320,"_type":860,"marks":2321,"text":2322},"k699",[977],"Fedwire\u002FABA Routing Number",{"_key":2324,"_type":860,"marks":2325,"text":1022},"k700",[],[],{"_key":2328,"_type":856,"children":2329,"level":1290,"listItem":1706,"markDefs":2345,"style":885},"k711",[2330,2334,2338,2342],{"_key":2331,"_type":860,"marks":2332,"text":2333},"k707",[977],"UK:",{"_key":2335,"_type":860,"marks":2336,"text":2337},"k708",[]," 6-digit ",{"_key":2339,"_type":860,"marks":2340,"text":2341},"k709",[977],"Sort Code",{"_key":2343,"_type":860,"marks":2344,"text":1022},"k710",[],[],{"_key":2347,"_type":856,"children":2348,"level":1290,"listItem":1706,"markDefs":2370,"style":885},"k725",[2349,2353,2356,2359,2363,2367],{"_key":2350,"_type":860,"marks":2351,"text":2352},"k719",[977],"Europe:",{"_key":2354,"_type":860,"marks":2355,"text":2237},"k720",[],{"_key":2357,"_type":860,"marks":2358,"text":2260},"k721",[977],{"_key":2360,"_type":860,"marks":2361,"text":2362},"k722",[]," and ",{"_key":2364,"_type":860,"marks":2365,"text":2366},"k723",[977],"BIC",{"_key":2368,"_type":860,"marks":2369,"text":1022},"k724",[],[],{"_key":2372,"_type":856,"children":2373,"level":1290,"listItem":1706,"markDefs":2403,"style":885},"k743",[2374,2378,2381,2385,2389,2393,2397,2400],{"_key":2375,"_type":860,"marks":2376,"text":2377},"k735",[977],"China:",{"_key":2379,"_type":860,"marks":2380,"text":2237},"k736",[],{"_key":2382,"_type":860,"marks":2383,"text":2384},"k737",[977],"SWIFT",{"_key":2386,"_type":860,"marks":2387,"text":2388},"k738",[]," or 12-digit ",{"_key":2390,"_type":860,"marks":2391,"text":2392},"k739",[977],"CNAPS",{"_key":2394,"_type":860,"marks":2395,"text":2396},"k740",[]," number and purpose of ",{"_key":2398,"_type":860,"marks":2399,"text":1097},"k741",[977],{"_key":2401,"_type":860,"marks":2402,"text":1022},"k742",[],[],{"_key":2405,"_type":856,"children":2406,"markDefs":2442,"style":885},"k763",[2407,2411,2415,2419,2423,2426,2430,2434,2438],{"_key":2408,"_type":860,"marks":2409,"text":2410},"k754",[],"This is a meticulous, line-by-line translation of the ",{"_key":2412,"_type":860,"marks":2413,"text":2414},"k755",[977],"HSBC wire transfer cut-off times",{"_key":2416,"_type":860,"marks":2417,"text":2418},"k756",[],". Per your instructions, I have used ",{"_key":2420,"_type":860,"marks":2421,"text":2422},"k757",[977],"\"send\"",{"_key":2424,"_type":860,"marks":2425,"text":2362},"k758",[],{"_key":2427,"_type":860,"marks":2428,"text":2429},"k759",[977],"\"transfer\"",{"_key":2431,"_type":860,"marks":2432,"text":2433},"k760",[]," throughout and ",{"_key":2435,"_type":860,"marks":2436,"text":2437},"k761",[977],"bolded the key subjects and critical points",{"_key":2439,"_type":860,"marks":2440,"text":2441},"k762",[]," for maximum clarity and scannability.",[],{"_key":2444,"_type":856,"children":2445,"markDefs":2450,"style":961},"k767",[2446],{"_key":2447,"_type":860,"marks":2448,"text":2449},"k766",[],"HSBC Wire Transfer: Cut-off Times",[],{"_key":2452,"_type":856,"children":2453,"markDefs":2481,"style":885},"k783",[2454,2457,2461,2465,2469,2473,2477],{"_key":2455,"_type":860,"marks":2456,"text":1205},"k776",[],{"_key":2458,"_type":860,"marks":2459,"text":2460},"k777",[977],"cut-off times",{"_key":2462,"_type":860,"marks":2463,"text":2464},"k778",[]," for ",{"_key":2466,"_type":860,"marks":2467,"text":2468},"k779",[977],"sending outward wire transfers",{"_key":2470,"_type":860,"marks":2471,"text":2472},"k780",[]," via HSBC vary depending on the ",{"_key":2474,"_type":860,"marks":2475,"text":2476},"k781",[977],"transfer channel",{"_key":2478,"_type":860,"marks":2479,"text":2480},"k782",[]," used.",[],{"_key":2483,"_type":856,"children":2484,"markDefs":2513,"style":885},"k799",[2485,2489,2493,2497,2501,2505,2509],{"_key":2486,"_type":860,"marks":2487,"text":2488},"k792",[],"For ",{"_key":2490,"_type":860,"marks":2491,"text":2492},"k793",[977],"overseas transfers",{"_key":2494,"_type":860,"marks":2495,"text":2496},"k794",[]," submitted through ",{"_key":2498,"_type":860,"marks":2499,"text":2500},"k795",[977],"Personal Online Banking or Mobile Banking",{"_key":2502,"_type":860,"marks":2503,"text":2504},"k796",[],", transactions are only processed during ",{"_key":2506,"_type":860,"marks":2507,"text":2508},"k797",[977],"specified hours",{"_key":2510,"_type":860,"marks":2511,"text":2512},"k798",[],":",[],{"_key":2515,"_type":856,"children":2516,"level":1290,"listItem":1706,"markDefs":2525,"style":885},"k805",[2517,2521],{"_key":2518,"_type":860,"marks":2519,"text":2520},"k803",[977],"Monday to Friday:",{"_key":2522,"_type":860,"marks":2523,"text":2524},"k804",[]," 8:15 AM to 5:55 PM",[],{"_key":2527,"_type":856,"children":2528,"level":1290,"listItem":1706,"markDefs":2537,"style":885},"k811",[2529,2533],{"_key":2530,"_type":860,"marks":2531,"text":2532},"k809",[977],"Saturday:",{"_key":2534,"_type":860,"marks":2535,"text":2536},"k810",[]," 8:15 AM to 11:55 AM",[],{"_key":2539,"_type":856,"children":2540,"markDefs":2582,"style":885},"k835",[2541,2544,2548,2552,2556,2559,2563,2566,2570,2574,2578],{"_key":2542,"_type":860,"marks":2543,"text":2488},"k824",[],{"_key":2545,"_type":860,"marks":2546,"text":2547},"k825",[977],"Business Internet Banking",{"_key":2549,"_type":860,"marks":2550,"text":2551},"k826",[],", ",{"_key":2553,"_type":860,"marks":2554,"text":2555},"k827",[977],"HSBCnet",{"_key":2557,"_type":860,"marks":2558,"text":2551},"k828",[],{"_key":2560,"_type":860,"marks":2561,"text":2562},"k829",[977],"Business Phone Banking",{"_key":2564,"_type":860,"marks":2565,"text":1261},"k830",[],{"_key":2567,"_type":860,"marks":2568,"text":2569},"k831",[977],"Business Customer Service Centers\u002FBranches",{"_key":2571,"_type":860,"marks":2572,"text":2573},"k832",[],", the ",{"_key":2575,"_type":860,"marks":2576,"text":2577},"k833",[977],"wire transfer cut-off times",{"_key":2579,"_type":860,"marks":2580,"text":2581},"k834",[]," are as follows:",[],{"_key":2584,"_type":1281,"columnHeaders":2585,"hasColumnTitles":129,"hasRowTitles":142,"rows":2600},"k836",[2586,2589,2591,2593,2596],{"_key":2587,"_type":1285,"cellIndex":1286,"title":2588},"k837","Business Day",{"_key":2590,"_type":1285,"cellIndex":1290,"title":2547},"k838",{"_key":2592,"_type":1285,"cellIndex":1294,"title":2555},"k839",{"_key":2594,"_type":1285,"cellIndex":2595,"title":2562},"k840",3,{"_key":2597,"_type":1285,"cellIndex":2598,"title":2599},"k841",4,"Business Centers \u002F Branches",[2601,2677],{"_key":2602,"_type":1299,"cells":2603},"k842",[2604,2615,2630,2643,2654],{"_key":2605,"_type":1303,"content":2606},"k843",[2607],{"_key":2608,"_type":856,"children":2609,"markDefs":2614,"style":885},"k881",[2610],{"_key":2611,"_type":860,"marks":2612,"text":2613},"k880",[977],"Monday to Friday",[],{"_key":2616,"_type":1303,"content":2617},"k846",[2618],{"_key":2619,"_type":856,"children":2620,"markDefs":2629,"style":885},"k886",[2621,2625],{"_key":2622,"_type":860,"marks":2623,"text":2624},"k884",[977],"18:00",{"_key":2626,"_type":860,"marks":2627,"text":2628},"k885",[],"*",[],{"_key":2631,"_type":1303,"content":2632},"k850",[2633],{"_key":2634,"_type":856,"children":2635,"markDefs":2642,"style":885},"k891",[2636,2639],{"_key":2637,"_type":860,"marks":2638,"text":2624},"k889",[977],{"_key":2640,"_type":860,"marks":2641,"text":2628},"k890",[],[],{"_key":2644,"_type":1303,"content":2645},"k854",[2646],{"_key":2647,"_type":856,"children":2648,"markDefs":2653,"style":885},"k894",[2649],{"_key":2650,"_type":860,"marks":2651,"text":2652},"k893",[],"Not Applicable",[],{"_key":2655,"_type":1303,"content":2656},"k857",[2657],{"_key":2658,"_type":856,"children":2659,"markDefs":2676,"style":885},"k903",[2660,2664,2668,2672],{"_key":2661,"_type":860,"marks":2662,"text":2663},"k899",[977],"14:00",{"_key":2665,"_type":860,"marks":2666,"text":2667},"k900",[],"(RMB to Mainland China) \u002F",{"_key":2669,"_type":860,"marks":2670,"text":2671},"k901",[977],"16:00",{"_key":2673,"_type":860,"marks":2674,"text":2675},"k902",[],"(Non-RMB)",[],{"_key":2678,"_type":1299,"cells":2679},"k863",[2680,2691,2702,2713,2723],{"_key":2681,"_type":1303,"content":2682},"k864",[2683],{"_key":2684,"_type":856,"children":2685,"markDefs":2690,"style":885},"k906",[2686],{"_key":2687,"_type":860,"marks":2688,"text":2689},"k905",[977],"Saturday",[],{"_key":2692,"_type":1303,"content":2693},"k867",[2694],{"_key":2695,"_type":856,"children":2696,"markDefs":2701,"style":885},"k909",[2697],{"_key":2698,"_type":860,"marks":2699,"text":2700},"k908",[977],"11:55",[],{"_key":2703,"_type":1303,"content":2704},"k870",[2705],{"_key":2706,"_type":856,"children":2707,"markDefs":2712,"style":885},"k912",[2708],{"_key":2709,"_type":860,"marks":2710,"text":2711},"k911",[977],"10:00",[],{"_key":2714,"_type":1303,"content":2715},"k873",[2716],{"_key":2717,"_type":856,"children":2718,"markDefs":2722,"style":885},"k915",[2719],{"_key":2720,"_type":860,"marks":2721,"text":2652},"k914",[],[],{"_key":2724,"_type":1303,"content":2725},"k876",[2726],{"_key":2727,"_type":856,"children":2728,"markDefs":2733,"style":885},"k918",[2729],{"_key":2730,"_type":860,"marks":2731,"text":2732},"k917",[977],"10:30",[],{"_key":2735,"_type":856,"children":2736,"markDefs":2744,"style":885},"k924",[2737,2740],{"_key":2738,"_type":860,"marks":2739,"text":2628},"k922",[],{"_key":2741,"_type":860,"marks":2742,"text":2743},"k923",[977],"Special Notes on Cut-off Times:",[],{"_key":2746,"_type":856,"children":2747,"level":1290,"listItem":1706,"markDefs":2773,"style":885},"k940",[2748,2751,2754,2758,2762,2766,2770],{"_key":2749,"_type":860,"marks":2750,"text":2488},"k933",[],{"_key":2752,"_type":860,"marks":2753,"text":1193},"k934",[977],{"_key":2755,"_type":860,"marks":2756,"text":2757},"k935",[]," to ",{"_key":2759,"_type":860,"marks":2760,"text":2761},"k936",[977],"HSBC accounts in Mainland China and Taiwan",{"_key":2763,"_type":860,"marks":2764,"text":2765},"k937",[],", the service instruction ",{"_key":2767,"_type":860,"marks":2768,"text":2769},"k938",[977],"cut-off time is 16:30",{"_key":2771,"_type":860,"marks":2772,"text":1022},"k939",[],[],{"_key":2775,"_type":856,"children":2776,"level":1290,"listItem":1706,"markDefs":2801,"style":885},"k956",[2777,2780,2783,2786,2790,2794,2798],{"_key":2778,"_type":860,"marks":2779,"text":2488},"k949",[],{"_key":2781,"_type":860,"marks":2782,"text":1193},"k950",[977],{"_key":2784,"_type":860,"marks":2785,"text":2757},"k951",[],{"_key":2787,"_type":860,"marks":2788,"text":2789},"k952",[977],"Bank of Communications accounts",{"_key":2791,"_type":860,"marks":2792,"text":2793},"k953",[]," in designated cities in Mainland China, the service instruction ",{"_key":2795,"_type":860,"marks":2796,"text":2797},"k954",[977],"cut-off time is 16:00",{"_key":2799,"_type":860,"marks":2800,"text":1022},"k955",[],[],{"_key":2803,"_type":856,"children":2804,"markDefs":2809,"style":961},"k960",[2805],{"_key":2806,"_type":860,"marks":2807,"text":2808},"k959",[],"HSBC VS Aspire: Which is Better?",[],{"_key":2811,"_type":1281,"columnHeaders":2812,"hasColumnTitles":129,"hasRowTitles":142,"rows":2821},"k961",[2813,2816,2819],{"_key":2814,"_type":1285,"cellIndex":1286,"title":2815},"k962","Feature",{"_key":2817,"_type":1285,"cellIndex":1290,"title":2818},"k963","HSBC",{"_key":2820,"_type":1285,"cellIndex":1294,"title":175},"k964",[2822,2858,2894,2930],{"_key":2823,"_type":1299,"cells":2824},"k965",[2825,2836,2847],{"_key":2826,"_type":1303,"content":2827},"k966",[2828],{"_key":2829,"_type":856,"children":2830,"markDefs":2835,"style":885},"k1008",[2831],{"_key":2832,"_type":860,"marks":2833,"text":2834},"k1007",[977],"Currencies",[],{"_key":2837,"_type":1303,"content":2838},"k969",[2839],{"_key":2840,"_type":856,"children":2841,"markDefs":2846,"style":885},"k1011",[2842],{"_key":2843,"_type":860,"marks":2844,"text":2845},"k1010",[],"Over 40 types",[],{"_key":2848,"_type":1303,"content":2849},"k972",[2850],{"_key":2851,"_type":856,"children":2852,"markDefs":2857,"style":885},"k1014",[2853],{"_key":2854,"_type":860,"marks":2855,"text":2856},"k1013",[977],"Over 30 types",[],{"_key":2859,"_type":1299,"cells":2860},"k975",[2861,2872,2883],{"_key":2862,"_type":1303,"content":2863},"k976",[2864],{"_key":2865,"_type":856,"children":2866,"markDefs":2871,"style":885},"k1017",[2867],{"_key":2868,"_type":860,"marks":2869,"text":2870},"k1016",[977],"Speed",[],{"_key":2873,"_type":1303,"content":2874},"k979",[2875],{"_key":2876,"_type":856,"children":2877,"markDefs":2882,"style":885},"k1020",[2878],{"_key":2879,"_type":860,"marks":2880,"text":2881},"k1019",[],"1 - 5 Business Days",[],{"_key":2884,"_type":1303,"content":2885},"k982",[2886],{"_key":2887,"_type":856,"children":2888,"markDefs":2893,"style":885},"k1023",[2889],{"_key":2890,"_type":860,"marks":2891,"text":2892},"k1022",[977],"Same-day transfer",[],{"_key":2895,"_type":1299,"cells":2896},"k985",[2897,2908,2919],{"_key":2898,"_type":1303,"content":2899},"k986",[2900],{"_key":2901,"_type":856,"children":2902,"markDefs":2907,"style":885},"k1026",[2903],{"_key":2904,"_type":860,"marks":2905,"text":2906},"k1025",[977],"SWIFT Fees",[],{"_key":2909,"_type":1303,"content":2910},"k989",[2911],{"_key":2912,"_type":856,"children":2913,"markDefs":2918,"style":885},"k1029",[2914],{"_key":2915,"_type":860,"marks":2916,"text":2917},"k1028",[],"HK$70 - $230 + Intermediary fees",[],{"_key":2920,"_type":1303,"content":2921},"k992",[2922],{"_key":2923,"_type":856,"children":2924,"markDefs":2929,"style":885},"k1032",[2925],{"_key":2926,"_type":860,"marks":2927,"text":2928},"k1031",[977],"USD 15 (SHA) \u002F USD 30 (OUR)",[],{"_key":2931,"_type":1299,"cells":2932},"k995",[2933,2944,2959],{"_key":2934,"_type":1303,"content":2935},"k996",[2936],{"_key":2937,"_type":856,"children":2938,"markDefs":2943,"style":885},"k1035",[2939],{"_key":2940,"_type":860,"marks":2941,"text":2942},"k1034",[977],"Exchange Rate",[],{"_key":2945,"_type":1303,"content":2946},"k999",[2947],{"_key":2948,"_type":856,"children":2949,"markDefs":2958,"style":885},"k1040",[2950,2954],{"_key":2951,"_type":860,"marks":2952,"text":2953},"k1038",[],"Bank rate with",{"_key":2955,"_type":860,"marks":2956,"text":2957},"k1039",[977],"markup",[],{"_key":2960,"_type":1303,"content":2961},"k1003",[2962],{"_key":2963,"_type":856,"children":2964,"markDefs":2969,"style":885},"k1043",[2965],{"_key":2966,"_type":860,"marks":2967,"text":2968},"k1042",[977],"Mid-market rate + 0.18% (3x lower than banks)",[],{"_key":2971,"_type":856,"children":2972,"markDefs":3000,"style":885},"k1059",[2973,2977,2981,2984,2988,2992,2996],{"_key":2974,"_type":860,"marks":2975,"text":2976},"k1052",[],"While HSBC has wider currency support, ",{"_key":2978,"_type":860,"marks":2979,"text":2980},"k1053",[977],"Aspire offers faster arrival (same-day)",{"_key":2982,"_type":860,"marks":2983,"text":2362},"k1054",[],{"_key":2985,"_type":860,"marks":2986,"text":2987},"k1055",[977],"more transparent pricing",{"_key":2989,"_type":860,"marks":2990,"text":2991},"k1056",[],", with exchange rates up to ",{"_key":2993,"_type":860,"marks":2994,"text":2995},"k1057",[977],"3 times lower than banks",{"_key":2997,"_type":860,"marks":2998,"text":2999},"k1058",[],", helping businesses manage capital more efficiently.",[],{"_key":3002,"_type":856,"children":3003,"markDefs":3008,"style":961},"k1063",[3004],{"_key":3005,"_type":860,"marks":3006,"text":3007},"k1062",[],"Choose Aspire for Faster and More Economical Global Transfers",[],{"_key":3010,"_type":856,"children":3011,"markDefs":3039,"style":885},"k1079",[3012,3016,3020,3024,3028,3032,3036],{"_key":3013,"_type":860,"marks":3014,"text":3015},"k1072",[],"Say goodbye to traditional bank hassles! With an ",{"_key":3017,"_type":860,"marks":3018,"text":3019},"k1073",[977],"Aspire Multi-currency Business Account",{"_key":3021,"_type":860,"marks":3022,"text":3023},"k1074",[],", enterprises can ",{"_key":3025,"_type":860,"marks":3026,"text":3027},"k1075",[977],"send and receive money",{"_key":3029,"_type":860,"marks":3030,"text":3031},"k1076",[]," without repeated FX conversions, ",{"_key":3033,"_type":860,"marks":3034,"text":3035},"k1077",[977],"saving massive fees",{"_key":3037,"_type":860,"marks":3038,"text":1022},"k1078",[],[],{"_key":3041,"_type":856,"children":3042,"level":1290,"listItem":1706,"markDefs":3059,"style":885},"k1089",[3043,3047,3051,3055],{"_key":3044,"_type":860,"marks":3045,"text":3046},"k1085",[977],"Lower Fees:",{"_key":3048,"_type":860,"marks":3049,"text":3050},"k1086",[]," SWIFT payments starting from ",{"_key":3052,"_type":860,"marks":3053,"text":3054},"k1087",[977],"USD 8",{"_key":3056,"_type":860,"marks":3057,"text":3058},"k1088",[],", saving significantly on international costs.",[],{"_key":3061,"_type":856,"children":3062,"level":1290,"listItem":1706,"markDefs":3085,"style":885},"k1103",[3063,3067,3070,3074,3078,3082],{"_key":3064,"_type":860,"marks":3065,"text":3066},"k1097",[977],"Speed:",{"_key":3068,"_type":860,"marks":3069,"text":2237},"k1098",[],{"_key":3071,"_type":860,"marks":3072,"text":3073},"k1099",[977],"Same-day transfer services",{"_key":3075,"_type":860,"marks":3076,"text":3077},"k1100",[]," covering over ",{"_key":3079,"_type":860,"marks":3080,"text":3081},"k1101",[977],"130 countries",{"_key":3083,"_type":860,"marks":3084,"text":1022},"k1102",[],[],{"_key":3087,"_type":856,"children":3088,"level":1290,"listItem":1706,"markDefs":3112,"style":885},"k1117",[3089,3093,3097,3101,3105,3109],{"_key":3090,"_type":860,"marks":3091,"text":3092},"k1111",[977],"Cashback:",{"_key":3094,"_type":860,"marks":3095,"text":3096},"k1112",[]," Earn up to ",{"_key":3098,"_type":860,"marks":3099,"text":3100},"k1113",[977],"1% Cashback",{"_key":3102,"_type":860,"marks":3103,"text":3104},"k1114",[]," on Marketing and SaaS expenses via the ",{"_key":3106,"_type":860,"marks":3107,"text":3108},"k1115",[977],"Aspire Corporate Card",{"_key":3110,"_type":860,"marks":3111,"text":1022},"k1116",[],[],{"_key":3114,"_type":856,"children":3115,"markDefs":3120,"style":885},"k1121",[3116],{"_key":3117,"_type":860,"marks":3118,"text":3119},"k1120",[977],"Open an account for free now to experience a smarter, more flexible financial solution and accelerate your business growth!",[],{"slug":930,"title":931},{"_type":144,"alternativeText":3123,"height":145,"url":3124,"width":147},"HSBC HK Wire Transfer Guide: Fees, Cut-off Times & Speed","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fa22f56b75e070fbd16b3c30c5b29fcc3\u002Fshared-hk-a22f56b7_cover_shared-cover-business.jpeg",[3126],{"_key":3127,"_type":856,"children":3128,"markDefs":3133,"style":885},"k0",[3129],{"_key":3130,"_type":860,"marks":3131,"text":3132},"k1",[],"Compare HSBC HK wire transfer fees, cut-off times, and limits. See how to save 3x on FX costs with HSBC vs. Aspire for business.",[],[3135,3141],{"_key":957,"_type":856,"children":3136,"markDefs":3140,"style":885},[3137],{"_key":3130,"_type":860,"marks":3138,"text":3139},[],"As one of the world’s leading financial institutions, HSBC Hong Kong provides an unparalleled gateway for international capital movement. Leveraging the Global SWIFT Network, HSBC allows users to send money in over 40 currencies to more than 200 countries.",[],{"_key":3142,"_type":856,"children":3143,"markDefs":3148,"style":885},"k5",[3144],{"_key":3145,"_type":860,"marks":3146,"text":3147},"k4",[],"Whether you are an individual managing personal expenses via the HSBC HK App or an SME optimizing supply chains through Business Internet Banking, understanding the fee structures and strict cut-off times is vital. This guide provides a comprehensive update on HSBC wire transfers, including step-by-step instructions and a comparison with digital-first alternatives like Aspire for maximum cost-efficiency.",[],"2026-03-12T00:00:00.000Z",{"_type":139,"metaDescription":3132,"metaTitle":3123,"socialShareImageUrl":3151},{"_type":144,"alternativeText":3123,"height":145,"url":3124,"width":147},"hsbc-wire-transfer",1791455347162]