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A Recall is initiated after Aspire has processed the payout and the funds have left Aspire's system.",[],{"_key":1389,"_type":971,"children":1390,"markDefs":1417,"style":988},"k207",[1391,1394,1398,1402,1405,1409,1414],{"_key":1392,"_type":975,"marks":1393,"text":1046},"k200",[],{"_key":1395,"_type":975,"marks":1396,"text":1397},"k201",[981],"Supported Currency",{"_key":1399,"_type":975,"marks":1400,"text":1401},"k202",[],"” means the currencies in which Aspire allows you to hold, convert, send, or receive funds through the Multi Currency Account, as specified on the Platform which can be discontinued or updated from time to time by Aspire.“Supported Jurisdictions” the jurisdictions in or to which Aspire allows you to collect or pay out funds from your Multi-currency Account.“",{"_key":1403,"_type":975,"marks":1404,"text":902},"k203",[981],{"_key":1406,"_type":975,"marks":1407,"text":1408},"k204",[],"” means the general terms and conditions that govern your use of Aspire's services, platform, and website, as published at ",{"_key":1410,"_type":975,"marks":1411,"text":1413},"k205",[1412],"k197","https:\u002F\u002Faspireapp.com\u002Ftnc\u002Fterms-of-use",{"_key":1415,"_type":975,"marks":1416,"text":1062},"k206",[],[1418],{"_key":1412,"_type":1065,"externalUrl":1413,"internalTarget":1419,"linkType":359},{"_type":171,"slug":171},{"_key":1421,"_type":971,"children":1422,"markDefs":1427,"style":988},"k210",[1423],{"_key":1424,"_type":975,"marks":1425,"text":1426},"k209",[981],"3. 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The Multi Currency Account can support multiple currencies that are a Supported Currency.",[],{"_key":1458,"_type":971,"children":1459,"markDefs":1486,"style":988},"k239",[1460,1464,1467,1471,1474,1478,1482],{"_key":1461,"_type":975,"marks":1462,"text":1463},"k232",[],"3.2 ",{"_key":1465,"_type":975,"marks":1466,"text":1322},"k233",[981],{"_key":1468,"_type":975,"marks":1469,"text":1470},"k234",[],". Collection is a collection service where Aspire will provide you with virtual account details for the purpose of collecting or receiving funds in the Supported Currencies from payers in the Supported Jurisdictions  (“",{"_key":1472,"_type":975,"marks":1473,"text":1164},"k235",[981],{"_key":1475,"_type":975,"marks":1476,"text":1477},"k236",[],"”). The Account Details are for collection purposes only and do not represent separate bank or payment accounts held in your name with Aspire’s affiliates, banks or other third party financial service institutions (“",{"_key":1479,"_type":975,"marks":1480,"text":1481},"k237",[981],"Service Providers",{"_key":1483,"_type":975,"marks":1484,"text":1485},"k238",[],"”), with which Aspire may work with to provide the Collection services.",[],{"_key":1488,"_type":971,"children":1489,"markDefs":1508,"style":988},"k250",[1490,1494,1497,1501,1504],{"_key":1491,"_type":975,"marks":1492,"text":1493},"k245",[],"3.3. ",{"_key":1495,"_type":975,"marks":1496,"text":1337},"k246",[981],{"_key":1498,"_type":975,"marks":1499,"text":1500},"k247",[],". You may instruct Aspire to transfer funds from your Multi-currency Account to a third party payee (“",{"_key":1502,"_type":975,"marks":1503,"text":1337},"k248",[981],{"_key":1505,"_type":975,"marks":1506,"text":1507},"k249",[],"”). Aspire may work with Service Providers to make Payout. You agree to comply with the requirements of Service Providers as well as terms and conditions of the Service Agreement.",[],{"_key":1510,"_type":971,"children":1511,"markDefs":1524,"style":988},"k257",[1512,1516,1520],{"_key":1513,"_type":975,"marks":1514,"text":1515},"k254",[],"3.4. ",{"_key":1517,"_type":975,"marks":1518,"text":1519},"k255",[981],"FX Conversion. ",{"_key":1521,"_type":975,"marks":1522,"text":1523},"k256",[],"The FX Conversion service is a service to convert one currency to another currency at an agreed FX rate and may be used in connection with Collection or Payout services.",[],{"_key":1526,"_type":971,"children":1527,"markDefs":1539,"style":988},"k264",[1528,1531,1535],{"_key":1529,"_type":975,"marks":1530,"text":986},"k261",[],{"_key":1532,"_type":975,"marks":1533,"text":1534},"k262",[981],"4. Multi Currency Account ",{"_key":1536,"_type":975,"marks":1537,"text":1538},"k263",[],"some text",[],{"_key":1541,"_type":971,"children":1542,"markDefs":1547,"style":988},"k267",[1543],{"_key":1544,"_type":975,"marks":1545,"text":1546},"k266",[],"4.1. The Multi-currency Account is a virtual payment account provided by Aspire to the Customer for the purpose of collecting monies from any party. Each Customer may have one or more Account Details that are linked to the Customer’s Multi Currency Account as requested by the Customer and subject to the sole direction of Aspire to grant such additional Account Details. Aspire may impose additional control to limit the issuance of multiple Account Details to the Customer.",[],{"_key":1549,"_type":971,"children":1550,"markDefs":1555,"style":988},"k270",[1551],{"_key":1552,"_type":975,"marks":1553,"text":1554},"k269",[],"4.2. Your Multi Currency Account can hold balances in multiple Supported Currencies as offered by Aspire, which may change from time to time at our discretion. Upon account creation, you'll be assigned a default currency based on your region. You may request to add other Supported Currencies, subject to Aspire's approval. Please note that some Supported Currencies may not be available in your region due to regulatory requirements or operational considerations. The availability and use of currencies in your Multi Currency Account are subject to this Agreement and any applicable laws or regulations.",[],{"_key":1557,"_type":971,"children":1558,"markDefs":1563,"style":988},"k273",[1559],{"_key":1560,"_type":975,"marks":1561,"text":1562},"k272",[],"4.3. The Multi Currency Account can be topped up by way of a bank transfer to the designated Account Details of the Multi Currency Account. Furthermore, you can receive funds to your Multi Currency Account from a third party who initiates a transfer through the Collection service in accordance with Clause 8 below.",[],{"_key":1565,"_type":971,"children":1566,"markDefs":1571,"style":988},"k276",[1567],{"_key":1568,"_type":975,"marks":1569,"text":1570},"k275",[],"4.4. When transferring monies to your Multi Currency Account, such transfer of funds is a service provided by a third party and Aspire has no control over the time it may take for clearing and settlement. Any delay on reflecting the balance in your Multi Currency Account during the fund in transit process is outside of Aspire’s control. Aspire shall only credit and reflect the balance to your Multi Currency Account after duly receipt and sight of funds into Aspire.",[],{"_key":1573,"_type":971,"children":1574,"markDefs":1579,"style":988},"k279",[1575],{"_key":1576,"_type":975,"marks":1577,"text":1578},"k278",[],"4.5. Aspire may need to reverse a transaction, which may involve either deducting funds previously credited to your Multi Currency Account or returning funds previously debited from your Multi Currency Account. Such reversals may occur in the following situations:",[],{"_key":1581,"_type":971,"children":1582,"level":1587,"listItem":1588,"markDefs":1589,"style":988},"k282",[1583],{"_key":1584,"_type":975,"marks":1585,"text":1586},"k281",[],"When the original sender or their payment service provider initiates or is likely to initiate a reversal of the transaction.",1,"number",[],{"_key":1591,"_type":971,"children":1592,"level":1587,"listItem":1588,"markDefs":1597,"style":988},"k285",[1593],{"_key":1594,"_type":975,"marks":1595,"text":1596},"k284",[],"If funds have been transferred to you erroneously or your Multi Currency Account has been credited by mistake.",[],{"_key":1599,"_type":971,"children":1600,"level":1587,"listItem":1588,"markDefs":1605,"style":988},"k288",[1601],{"_key":1602,"_type":975,"marks":1603,"text":1604},"k287",[],"In cases where you have provided Aspire with inaccurate or incorrect transaction instructions.",[],{"_key":1607,"_type":971,"children":1608,"level":1587,"listItem":1588,"markDefs":1613,"style":988},"k291",[1609],{"_key":1610,"_type":975,"marks":1611,"text":1612},"k290",[],"If Aspire has reasonable grounds to suspect that a transaction is fraudulent or violates this Agreement, our Acceptable Use Policy, or any applicable laws and regulations.",[],{"_key":1615,"_type":971,"children":1616,"level":1587,"listItem":1588,"markDefs":1621,"style":988},"k294",[1617],{"_key":1618,"_type":975,"marks":1619,"text":1620},"k293",[],"When a payment provider or financial institution involved in the transaction requests a reversal for any reason.",[],{"_key":1623,"_type":971,"children":1624,"level":1587,"listItem":1588,"markDefs":1629,"style":988},"k297",[1625],{"_key":1626,"_type":975,"marks":1627,"text":1628},"k296",[],"If the transaction appears to be related to activities that contravene any agreement between you and Aspire, or any applicable laws.",[],{"_key":1631,"_type":971,"children":1632,"level":1587,"listItem":1588,"markDefs":1637,"style":988},"k300",[1633],{"_key":1634,"_type":975,"marks":1635,"text":1636},"k299",[],"If the transaction was made as a result of a technical error or system malfunction.",[],{"_key":1639,"_type":971,"children":1640,"level":1587,"listItem":1588,"markDefs":1645,"style":988},"k303",[1641],{"_key":1642,"_type":975,"marks":1643,"text":1644},"k302",[],"If we need to correct a misapplied or erroneously processed transaction.",[],{"_key":1647,"_type":971,"children":1648,"markDefs":1653,"style":988},"k306",[1649],{"_key":1650,"_type":975,"marks":1651,"text":1652},"k305",[],"Pursuant to Clause 18 of this Agreement, in addition to deducting or returning funds to your Multi Currency Account, we have the right to combine and consolidate all or any of your Aspire Account, and to set off and deduct from any of your Multi Currency Accounts the amount owed.",[],{"_key":1655,"_type":971,"children":1656,"markDefs":1661,"style":988},"k309",[1657],{"_key":1658,"_type":975,"marks":1659,"text":1660},"k308",[],"4.6. Aspire reserves the right to deduct the reversed amount from your Multi Currency Account balance. If your Multi Currency Account has insufficient funds to cover the reversal, you are obligated to reimburse Aspire for the deficit immediately upon our request. Aspire may, at its discretion, reverse transactions in the original transaction currency or convert the reversal amount to a different currency at the prevailing exchange rate.",[],{"_key":1663,"_type":971,"children":1664,"markDefs":1669,"style":988},"k312",[1665],{"_key":1666,"_type":975,"marks":1667,"text":1668},"k311",[],"4.7. You agree that if funds are credited to your Multi Currency Account by mistake, we may, once we are aware of the mistake, immediately deduct the funds from your Multi Currency Account. You further agree that you have no claim, rights or interest to funds credited to your Multi Currency Account by mistake. We will tell you about the mistake and the amount we have deducted. If you have used or transferred the funds from your Multi Currency Account, you must return the funds to us as soon as we have told you about the mistake.",[],{"_key":1671,"_type":971,"children":1672,"markDefs":1677,"style":988},"k315",[1673],{"_key":1674,"_type":975,"marks":1675,"text":1676},"k314",[981],"5. [reserved]",[],{"_key":1679,"_type":971,"children":1680,"markDefs":1685,"style":988},"k318",[1681],{"_key":1682,"_type":975,"marks":1683,"text":1684},"k317",[981],"6. Security and Acceptable Use of Your Account",[],{"_key":1687,"_type":971,"children":1688,"markDefs":1693,"style":988},"k321",[1689],{"_key":1690,"_type":975,"marks":1691,"text":1692},"k320",[],"6.1. You are responsible for ensuring that the username and password to your Aspire Account are kept securely and that all Instructions, notices and documents provided to us are complete, accurate and properly initiated by your representatives.",[],{"_key":1695,"_type":971,"children":1696,"markDefs":1701,"style":988},"k324",[1697],{"_key":1698,"_type":975,"marks":1699,"text":1700},"k323",[],"6.2. We may decide to change your Account Details(s) number(s) if we have to do so based on the requirements of our financial partners or prevailing laws and regulations. However, we will tell you before we do this and shall provide you with a reasonable timeline beforehand to assist in the transition to the new Account Details(s) number(s).",[],{"_key":1703,"_type":971,"children":1704,"markDefs":1709,"style":988},"k327",[1705],{"_key":1706,"_type":975,"marks":1707,"text":1708},"k326",[],"6.3. You acknowledge and accept that any limitation or impairment in your ability to use, access and operate the Aspire Account or any Aspire Account Services may be due to factors outside the control of Aspire. This includes acts of third parties who are not acting on behalf of Aspire (including third party service providers or any other Aspire Group Companies), technical conditions of the internet that cannot be influenced by Aspire, and Force Majeure Events. The hardware, software and any other technical infrastructure that you use can also influence your ability to use, access and operate the Aspire Account or any Aspire Account Services. You acknowledge and accept that your usage of any such hardware, software and any other technical infrastructure shall be at your own risk.",[],{"_key":1711,"_type":971,"children":1712,"markDefs":1717,"style":988},"k330",[1713],{"_key":1714,"_type":975,"marks":1715,"text":1716},"k329",[],"6.4. You shall, under no circumstances and whether with or without your knowledge, use or allow the use of the Aspire Account to effect any transaction which would contravene the laws of any jurisdiction. You also agree not to use funds or authorise the use of funds in the Multi Currency Account in relation to prohibited or restricted activities or industries listed in our Acceptable Use Policy, or in countries subject to sanctions (which mean any economic sanctions, laws, regulations, embargoes or restrictive measures administered, enacted or enforced from time to time including by (i) the Monetary Authority of Singapore; (ii) the European Union; (iii) the United Nations; (iv) the United States of America; or (v) any other relevant sanctions authorities).",[],{"_key":1719,"_type":971,"children":1720,"markDefs":1725,"style":988},"k333",[1721],{"_key":1722,"_type":975,"marks":1723,"text":1724},"k332",[],"6.5. You are fully responsible for ensuring that you only authorise or make payments from your Aspire Account to persons or entities in connection with commercial transactions in compliance with applicable laws and regulations. At no time and under no circumstances shall you or any of your representatives use the Aspire Account or any Aspire Account Service in connection with any illegal activities including but not limited to sanctions, money-laundering, fraud and the funding of terrorist organisations. If you are in doubt as to the legality of a supply or purchase or the legality of any funds, you should not continue with, permit or facilitate such transaction.",[],{"_key":1727,"_type":971,"children":1728,"markDefs":1733,"style":988},"k336",[1729],{"_key":1730,"_type":975,"marks":1731,"text":1732},"k335",[],"6.6. We reserve the right to terminate, freeze, suspend or restrict your Aspire Account without any reason or notice. We may immediately terminate, freeze, suspend or restrict your Aspire Account at any time without giving you notice or without giving any reason if:",[],{"_key":1735,"_type":971,"children":1736,"level":1587,"listItem":1588,"markDefs":1741,"style":988},"k339",[1737],{"_key":1738,"_type":975,"marks":1739,"text":1740},"k338",[],"any law or regulation which we, or any Affiliate have to keep to makes it illegal to maintain or allow you to continue to use your Aspire Account;",[],{"_key":1743,"_type":971,"children":1744,"level":1587,"listItem":1588,"markDefs":1749,"style":988},"k342",[1745],{"_key":1746,"_type":975,"marks":1747,"text":1748},"k341",[],"we decide or have reason to suspect that the Aspire Account is being used in breach of our Acceptable Use Policy.",[],{"_key":1751,"_type":971,"children":1752,"level":1587,"listItem":1588,"markDefs":1757,"style":988},"k345",[1753],{"_key":1754,"_type":975,"marks":1755,"text":1756},"k344",[],"we find out about a continuing or potential dispute or any allegation of fraud or wrongdoing in your organisation or your management team or between your directors, shareholders, authorised signatories or your partners;",[],{"_key":1759,"_type":971,"children":1760,"level":1587,"listItem":1588,"markDefs":1765,"style":988},"k348",[1761],{"_key":1762,"_type":975,"marks":1763,"text":1764},"k347",[],"we receive a lawful notification and request to do so from law enforcement, regulators, governmental bodies, or Aspire Group Companies’ financial partners.",[],{"_key":1767,"_type":971,"children":1768,"level":1587,"listItem":1588,"markDefs":1773,"style":988},"k351",[1769],{"_key":1770,"_type":975,"marks":1771,"text":1772},"k350",[],"we receive Instructions from your representatives or any of your directors or partners (whether or not the director or partner is an authorised representative or user) which contradict your Instructions; or",[],{"_key":1775,"_type":971,"children":1776,"level":1587,"listItem":1588,"markDefs":1781,"style":988},"k354",[1777],{"_key":1778,"_type":975,"marks":1779,"text":1780},"k353",[],"you fail to keep to any part of this Agreement.",[],{"_key":1783,"_type":971,"children":1784,"markDefs":1789,"style":988},"k357",[1785],{"_key":1786,"_type":975,"marks":1787,"text":1788},"k356",[],"Where we are allowed under relevant laws and regulations, we will tell you we have terminated, frozen, suspended or restricted your Aspire Account as soon as we can.",[],{"_key":1791,"_type":971,"children":1792,"markDefs":1797,"style":988},"k360",[1793],{"_key":1794,"_type":975,"marks":1795,"text":1796},"k359",[],"6.7. We may immediately terminate your Aspire Account at any time without giving you notice or without giving any reason if:",[],{"_key":1799,"_type":971,"children":1800,"level":1587,"listItem":1588,"markDefs":1805,"style":988},"k363",[1801],{"_key":1802,"_type":975,"marks":1803,"text":1804},"k362",[],"you have committed a material breach of this Agreement, and in the case of a breach that can be corrected, you have failed to correct such breach within thirty (30) days after we have notified you in writing to do so;",[],{"_key":1807,"_type":971,"children":1808,"level":1587,"listItem":1588,"markDefs":1813,"style":988},"k366",[1809],{"_key":1810,"_type":975,"marks":1811,"text":1812},"k365",[],"you have committed multiple breaches of this Agreement which, when considered together, amount to a material breach;",[],{"_key":1815,"_type":971,"children":1816,"level":1587,"listItem":1588,"markDefs":1821,"style":988},"k369",[1817],{"_key":1818,"_type":975,"marks":1819,"text":1820},"k368",[],"you become subject to an Insolvency Event;",[],{"_key":1823,"_type":971,"children":1824,"level":1587,"listItem":1588,"markDefs":1829,"style":988},"k372",[1825],{"_key":1826,"_type":975,"marks":1827,"text":1828},"k371",[],"we determine that it has become unlawful for us to provide the Aspire Account or any Aspire Account Services to you;",[],{"_key":1831,"_type":971,"children":1832,"level":1587,"listItem":1588,"markDefs":1837,"style":988},"k375",[1833],{"_key":1834,"_type":975,"marks":1835,"text":1836},"k374",[],"a Force Majeure Event occurs that prevents you from performing any of your obligations under this Agreement for a period exceeding one (1) month.",[],{"_key":1839,"_type":971,"children":1840,"markDefs":1845,"style":988},"k378",[1841],{"_key":1842,"_type":975,"marks":1843,"text":1844},"k377",[],"We will not be liable for any loss, damage, expense, cost, claim or proceeding, whether direct, indirect or consequential, which you or any other person may suffer or face due to us exercising any of our rights in this Clause 6.7.",[],{"_key":1847,"_type":971,"children":1848,"markDefs":1853,"style":988},"k381",[1849],{"_key":1850,"_type":975,"marks":1851,"text":1852},"k380",[],"6.8. When your Aspire Account is terminated or suspended, we may at our discretion end all Aspire Account Services in connection with your Aspire Account.",[],{"_key":1855,"_type":971,"children":1856,"markDefs":1864,"style":988},"k386",[1857,1860],{"_key":1858,"_type":975,"marks":1859,"text":986},"k384",[],{"_key":1861,"_type":975,"marks":1862,"text":1863},"k385",[981],"7. Instructions",[],{"_key":1866,"_type":971,"children":1867,"markDefs":1872,"style":988},"k389",[1868],{"_key":1869,"_type":975,"marks":1870,"text":1871},"k388",[],"7.1. Any Instruction relating to the operation of your Aspire Account (including any Instructions for the debiting and crediting of your Multi Currency Account) must be directed to or via Aspire unless otherwise notified to you.",[],{"_key":1874,"_type":971,"children":1875,"markDefs":1880,"style":988},"k392",[1876],{"_key":1877,"_type":975,"marks":1878,"text":1879},"k391",[],"7.2. When you use your Aspire Account, you are authorising Aspire to act as your intermediary only with respect to holding, sending, or receiving funds.",[],{"_key":1882,"_type":971,"children":1883,"markDefs":1888,"style":988},"k395",[1884],{"_key":1885,"_type":975,"marks":1886,"text":1887},"k394",[],"7.3. You may, subject to the terms and conditions of this Agreement, give Instructions to Aspire to:",[],{"_key":1890,"_type":971,"children":1891,"level":1587,"listItem":1588,"markDefs":1896,"style":988},"k398",[1892],{"_key":1893,"_type":975,"marks":1894,"text":1895},"k397",[],"receive payments into or make payments out of your Aspire Account using such channels, payment gateways and methods as may be available on the Platform from time to time;",[],{"_key":1898,"_type":971,"children":1899,"level":1587,"listItem":1588,"markDefs":1904,"style":988},"k401",[1900],{"_key":1901,"_type":975,"marks":1902,"text":1903},"k400",[],"effect foreign currency transactions (including FX Conversions) on your Aspire Account by means of the use of channels, payment gateways and methods as may be available to you from time to time; and",[],{"_key":1906,"_type":971,"children":1907,"level":1587,"listItem":1588,"markDefs":1912,"style":988},"k404",[1908],{"_key":1909,"_type":975,"marks":1910,"text":1911},"k403",[],"accept and act on Instructions from your authorised representative, whether or not related to or employed by your company or business, relating to the operation of your Aspire Account.",[],{"_key":1914,"_type":971,"children":1915,"markDefs":1920,"style":988},"k407",[1916],{"_key":1917,"_type":975,"marks":1918,"text":1919},"k406",[],"7.4. In relation to the foregoing, you authorise and agree that Aspire shall be entitled to send and disclose such Instructions from you to such other Affiliate(s) or party(ies) for the purposes of effecting your Instructions.",[],{"_key":1922,"_type":971,"children":1923,"markDefs":1935,"style":988},"k414",[1924,1928,1931],{"_key":1925,"_type":975,"marks":1926,"text":1927},"k411",[],"7.5. You acknowledge and agree that Aspire may work with its Affiliates to effect FX Conversion Instructions. The indicative FX Exchange Rate in respect of a proposed FX Conversion (“",{"_key":1929,"_type":975,"marks":1930,"text":1262},"k412",[981],{"_key":1932,"_type":975,"marks":1933,"text":1934},"k413",[],"”) will be made available to you via the Platform or otherwise before you make such an Instruction. We will use reasonable efforts to ensure that the FX Exchange Rate applied is as similar as possible to the Indicative FX Exchange Rate quoted to you. You acknowledge and agree that such differences, if any, will come into effect immediately without notice to you.",[],{"_key":1937,"_type":971,"children":1938,"markDefs":1952,"style":988},"k422",[1939,1943,1948],{"_key":1940,"_type":975,"marks":1941,"text":1942},"k419",[],"7.6. You acknowledge that cross-border money transfers you wish to make from, or receive into, your Multi Currency Account, are subject to the applicable terms and conditions of the relevant Affiliate or third party service provider providing the cross-border money transfer service as set out on the Platform or otherwise notified to you. You are advised to read the applicable terms and conditions carefully before performing any cross-border money transfer. You can find the third party service providers terms ",{"_key":1944,"_type":975,"marks":1945,"text":1947},"k420",[1946],"k416","here",{"_key":1949,"_type":975,"marks":1950,"text":1951},"k421",[],".",[1953],{"_key":1946,"_type":1065,"externalUrl":1954,"internalTarget":1955,"linkType":359},"https:\u002F\u002Faspireapp.com\u002Ftnc\u002Fterms-and-conditions",{"_type":171,"slug":171},{"_key":1957,"_type":971,"children":1958,"markDefs":1963,"style":988},"k425",[1959],{"_key":1960,"_type":975,"marks":1961,"text":1962},"k424",[],"7.7. Aspire shall be entitled to rely on any Instruction, notice, certificate, report or document believed by it to be genuine and correct, and shall be under no duty to inquire into or investigate the validity, accuracy or content of any such Instruction, notice, certificate, report or document.",[],{"_key":1965,"_type":971,"children":1966,"markDefs":1971,"style":988},"k428",[1967],{"_key":1968,"_type":975,"marks":1969,"text":1970},"k427",[],"7.8. Notwithstanding anything else herein contained, Aspire may refrain without liability from doing anything that would or might in its opinion be contrary to any law of any state or jurisdiction or any directive or regulation of any agency of any such state or jurisdiction and may without liability do anything which is, in its opinion, necessary to comply with any such law, directive or regulation. In the event that Aspire receives Instructions which, in its opinion, are unclear or conflicting or which conflict with any of the provisions of this Agreement, it shall be entitled to refrain from taking any action until it receives such confirmations and clarification from the Customer to its satisfaction.",[],{"_key":1973,"_type":971,"children":1974,"markDefs":1979,"style":988},"k431",[1975],{"_key":1976,"_type":975,"marks":1977,"text":1978},"k430",[],"7.9. We shall have the right to determine the order of priority in effecting the Instructions and any other existing arrangements which you have made with us.",[],{"_key":1981,"_type":971,"children":1982,"markDefs":1987,"style":988},"k434",[1983],{"_key":1984,"_type":975,"marks":1985,"text":1986},"k433",[],"7.10. Unless otherwise expressly provided, all Instructions shall continue in full force and effect until cancelled or superseded. Instructions may be reversed, amended, cancelled or revoked by you only with Aspire’s consent. If you have given us Instructions to transfer funds from your Multi Currency Account in error, we will use reasonable efforts to recover the sum for you. An Instruction may not be reversed, amended, cancelled or revoked if Aspire reasonably determines that it would not be possible to give effect to any reversal, amendment or revocation (such determination may take into account factors relating to the Affiliate(s) involved in the transaction, if applicable).",[],{"_key":1989,"_type":971,"children":1990,"markDefs":1998,"style":988},"k439",[1991,1994],{"_key":1992,"_type":975,"marks":1993,"text":986},"k437",[],{"_key":1995,"_type":975,"marks":1996,"text":1997},"k438",[981],"8. Collection Service",[],{"_key":2000,"_type":971,"children":2001,"markDefs":2006,"style":988},"k442",[2002],{"_key":2003,"_type":975,"marks":2004,"text":2005},"k441",[],"8.1. You may receive funds into your Multi Currency Account using the provided Account Details. Funds received will be credited to your Multi Currency Account in the currency of the Account Details used. If the transferor of the funds to the Multi Currency Account is not a Supported Currencies, then Aspire shall convert such funds into the Supported Currencies with the prevailing market rate. The receipt of funds is subject to compliance with all applicable laws and regulations. Aspire reserves the right to reject or return any incoming funds that do not comply with our policies or applicable regulations.",[],{"_key":2008,"_type":971,"children":2009,"markDefs":2014,"style":988},"k445",[2010],{"_key":2011,"_type":975,"marks":2012,"text":2013},"k444",[],"8.2. When funds are transferred to your Account Details in a currency different from the currency you have assigned to those Account Details, and where such Account Details are associated with multiple currencies, the received funds will be automatically converted to the primary currency you have designated for that Account Detail. This conversion will be executed at the Indicative FX Exchange Rate.",[],{"_key":2016,"_type":971,"children":2017,"markDefs":2022,"style":988},"k448",[2018],{"_key":2019,"_type":975,"marks":2020,"text":2021},"k447",[],"8.3. You are responsible for providing correct Account Details to any third parties sending you funds. Aspire is not responsible for any delays or errors resulting from incorrect Account Details provided to third parties. You must not impose any surcharge or fee for accepting payments to the Account Details provided by Aspire.",[],{"_key":2024,"_type":971,"children":2025,"markDefs":2030,"style":988},"k451",[2026],{"_key":2027,"_type":975,"marks":2028,"text":2029},"k450",[],"8.4. If payment into your Multi Currency  Account is made by any method which needs clearing and settlement, or through domestic or international transfer of funds, we do not have to credit your Multi Currency Account before we actually receive the funds. You shall not have any right to or interest in any incoming funds into your Multi Currency Account until we receive them in cleared funds.",[],{"_key":2032,"_type":971,"children":2033,"markDefs":2038,"style":988},"k454",[2034],{"_key":2035,"_type":975,"marks":2036,"text":2037},"k453",[],"8.5. If Aspire credits your Multi Currency Account in contemplation of receiving funds for your credit and those funds are not actually received by Aspire, or on the faith of a transaction which is subsequently set aside or revoked, or if Aspire does not receive funds for your credit for value on the date advised by or on your behalf, Aspire shall be entitled to debit your Multi Currency Account with the amount previously credited together with any other charges and fees as Aspire may impose.",[],{"_key":2040,"_type":971,"children":2041,"markDefs":2046,"style":988},"k457",[2042],{"_key":2043,"_type":975,"marks":2044,"text":2045},"k456",[],"8.6. Aspire reserves the right not to accept, and to return without interest to the remitter of funds, the amounts received for transfer to you, if the aggregate amount of such funds exceeds any statutorily allowed amounts or to comply with such laws, regulations, orders or guidelines issued by any Authority.",[],{"_key":2048,"_type":971,"children":2049,"markDefs":2057,"style":988},"k462",[2050,2053],{"_key":2051,"_type":975,"marks":2052,"text":986},"k460",[],{"_key":2054,"_type":975,"marks":2055,"text":2056},"k461",[981],"9. Payouts Services",[],{"_key":2059,"_type":971,"children":2060,"markDefs":2065,"style":988},"k465",[2061],{"_key":2062,"_type":975,"marks":2063,"text":2064},"k464",[],"9.1. You can initiate payouts from your Multi Currency Account or Advance Account through the Aspire Platform. To set up a payout, you must provide all necessary information as prompted, including but not limited to the recipient's full name, bank account details, and the amount and currency of the payout. You are responsible for ensuring the accuracy of all information provided for payouts.",[],{"_key":2067,"_type":971,"children":2068,"markDefs":2073,"style":988},"k468",[2069],{"_key":2070,"_type":975,"marks":2071,"text":2072},"k467",[],"9.2. If you wish to initiate payouts from your Advance Account, subject to our due diligence towards you to grant the Advance Line, you agree to adhere and shall be subject to the terms and conditions under the  Advance Product Schedule.",[],{"_key":2075,"_type":971,"children":2076,"markDefs":2081,"style":988},"k471",[2077],{"_key":2078,"_type":975,"marks":2079,"text":2080},"k470",[],"9.3. Aspire supports various payout methods, which may include bank transfers, internal transfers to other Aspire accounts, and other methods as specified on the Platform. Available payout methods and currencies may vary depending on the recipient's location and other factors. Aspire reserves the right to add, modify, or remove payout methods at any time without prior notice.",[],{"_key":2083,"_type":971,"children":2084,"markDefs":2089,"style":988},"k474",[2085],{"_key":2086,"_type":975,"marks":2087,"text":2088},"k473",[],"9.4. If a payout requires currency conversion, Aspire will display the Indicative FX Rate before you confirm the transaction. Exchange rates are determined by Aspire based on prevailing market rates and may include a margin. The FX services terms and conditions as stipulated in Clause 10 shall apply here.",[],{"_key":2091,"_type":971,"children":2092,"markDefs":2097,"style":988},"k477",[2093],{"_key":2094,"_type":975,"marks":2095,"text":2096},"k476",[],"9.5. Fees for payouts will be clearly displayed before you confirm the transaction. Fees may vary based on the payout method, destination country, currency, and other factors and such fees is inclusive and shall be deducted from your payout amount directly.",[],{"_key":2099,"_type":971,"children":2100,"markDefs":2105,"style":988},"k480",[2101],{"_key":2102,"_type":975,"marks":2103,"text":2104},"k479",[],"9.6. Aspire may impose limits on payout amounts, frequency, or cumulative value over a period. Limits may be based on factors such as your account status, verification level, and regulatory requirements. Aspire reserves the right to delay or refuse any payout that exceeds these limits or raises compliance concerns.",[],{"_key":2107,"_type":971,"children":2108,"markDefs":2113,"style":988},"k483",[2109],{"_key":2110,"_type":975,"marks":2111,"text":2112},"k482",[],"9.7. The time it takes for the recipient to receive funds may vary depending on the recipient's bank or payment service provider. Aspire is not responsible for any delays caused by the recipient's financial institution or any intermediary banks involved in the payout process.",[],{"_key":2115,"_type":971,"children":2116,"markDefs":2121,"style":988},"k486",[2117],{"_key":2118,"_type":975,"marks":2119,"text":2120},"k485",[],"9.8. You may request to Aspire for Cancellation of a payout transaction before it has been processed by Aspire. Once a payout has been processed, it may not be possible to Cancel the transaction. If Cancellation is possible after processing, it may be subject to fees and currency exchange rate fluctuations.",[],{"_key":2123,"_type":971,"children":2124,"markDefs":2129,"style":988},"k489",[2125],{"_key":2126,"_type":975,"marks":2127,"text":2128},"k488",[],"9.9. If a payout fails or is rejected, Aspire will make reasonable efforts to notify you promptly.  Funds from failed or rejected payouts will be returned to your Multi Currency Account. Any fees incurred for the failed payout may not be refundable, and additional fees may apply for returning the funds.",[],{"_key":2131,"_type":971,"children":2132,"markDefs":2137,"style":988},"k492",[2133],{"_key":2134,"_type":975,"marks":2135,"text":2136},"k491",[],"9.10. Aspire may require additional verification or information for certain payouts as part of our compliance and security procedures. Aspire reserves the right to delay, block, or refuse any payout that we reasonably believe may violate applicable laws, regulations, or our Acceptable Use Policy.",[],{"_key":2139,"_type":971,"children":2140,"markDefs":2145,"style":988},"k495",[2141],{"_key":2142,"_type":975,"marks":2143,"text":2144},"k494",[],"9.11. You are responsible for providing accurate and complete recipient information for all payouts. Aspire is not liable for any loss or delay resulting from you providing incorrect or incomplete payout instructions. You agree to cooperate with any inquiries related to payouts and to provide any additional information or documentation that Aspire may reasonably require.",[],{"_key":2147,"_type":971,"children":2148,"markDefs":2153,"style":988},"k498",[2149],{"_key":2150,"_type":975,"marks":2151,"text":2152},"k497",[],"If you request Aspire to conduct a Recall, we will make reasonable efforts to do so, but cannot guarantee success. Any costs incurred in recalling or tracing a payout will be borne by you and may be deducted from your Multi Currency Account. If a recall is successful, the returned amount may be less than the original payout amounts due to fees and exchange rate fluctuations.",[],{"_key":2155,"_type":971,"children":2156,"markDefs":2161,"style":988},"k501",[2157],{"_key":2158,"_type":975,"marks":2159,"text":2160},"k500",[981],"10. FX Conversion",[],{"_key":2163,"_type":971,"children":2164,"markDefs":2169,"style":988},"k504",[2165],{"_key":2166,"_type":975,"marks":2167,"text":2168},"k503",[],"10.1. Aspire offers currency conversion services allowing you to exchange funds between Supported Currencies within your Multi Currency Account. FX Conversions can be executed immediately, subject to availability. You may convert currency as part of a transfer to a third party, within your Multi Currency Account, or when receiving funds in a different currency.",[],{"_key":2171,"_type":971,"children":2172,"markDefs":2177,"style":988},"k507",[2173],{"_key":2174,"_type":975,"marks":2175,"text":2176},"k506",[],"10.2. A list of Supported Currencies for FX Conversions is available on the Platform.  Aspire reserves the right to add or remove Supported Currencies at any time, with reasonable notice provided to users.",[],{"_key":2179,"_type":971,"children":2180,"markDefs":2185,"style":988},"k510",[2181],{"_key":2182,"_type":975,"marks":2183,"text":2184},"k509",[],"10.3. FX Conversion rates are provided in real-time through the Platform when you initiate a conversion. Exchange rates are subject to change rapidly due to market conditions, and the rate applied will be the rate in effect at the time of executing the conversion and displayed to the Customer before confirmation of the FX Order.",[],{"_key":2187,"_type":971,"children":2188,"markDefs":2193,"style":988},"k513",[2189],{"_key":2190,"_type":975,"marks":2191,"text":2192},"k512",[],"10.4. Aspire may impose minimum and maximum limits on FX Conversion amounts. Limits may vary based on factors such as currencies involved, your account status, and market conditions. Aspire reserves the right to adjust these limits at any time, with notice provided where possible.",[],{"_key":2195,"_type":971,"children":2196,"markDefs":2201,"style":988},"k516",[2197],{"_key":2198,"_type":975,"marks":2199,"text":2200},"k515",[],"10.5. You must have sufficient funds in your Multi Currency Account to cover the full amount of any FX Conversion (including fees). Aspire may decline your instructions if you have insufficient funds or if you exceed any applicable limits. The amount specified in the FX Conversion confirmation becomes due and payable to Aspire on the date specified in the confirmation.",[],{"_key":2203,"_type":971,"children":2204,"markDefs":2209,"style":988},"k519",[2205],{"_key":2206,"_type":975,"marks":2207,"text":2208},"k518",[],"10.6. In the event of market disruption, Aspire may revise or suspend FX Conversions for affected currency pairs. If an FX Conversion is executed at a rate that clearly and materially deviates from the market price due to a technical error, Aspire may declare the conversion void and process it at the correct rate.",[],{"_key":2211,"_type":971,"children":2212,"markDefs":2217,"style":988},"k522",[2213],{"_key":2214,"_type":975,"marks":2215,"text":2216},"k521",[],"10.7. FX Conversions involve risks due to exchange rate fluctuations. Aspire does not provide any guarantee of profits or against losses from FX Conversions. You are responsible for assessing the suitability of any FX Conversion for your needs and financial situation.",[],{"_key":2219,"_type":971,"children":2220,"markDefs":2225,"style":988},"k525",[2221],{"_key":2222,"_type":975,"marks":2223,"text":2224},"k524",[],"10.8. Aspire may monitor FX Conversion activities to ensure compliance with applicable laws and our policies. We may request additional information or documentation to support your FX Conversion activities. 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Any transaction screening and verification check that we (and, if applicable, any other Affiliate) perform may increase the time it takes to process your Instruction. You agree and accept that Aspire shall not be responsible or liable to you or any party for any losses, claims, damages, fees, costs, expenses or delays that may arise in connection with any such transaction screenings and verification checks.",[],{"_key":2329,"_type":971,"children":2330,"markDefs":2338,"style":988},"k570",[2331,2334],{"_key":2332,"_type":975,"marks":2333,"text":986},"k568",[],{"_key":2335,"_type":975,"marks":2336,"text":2337},"k569",[981],"13. Representations, Warranties and Undertakings",[],{"_key":2340,"_type":971,"children":2341,"markDefs":2346,"style":988},"k573",[2342],{"_key":2343,"_type":975,"marks":2344,"text":2345},"k572",[],"13.1. By applying for and using the Aspire Account, you represent, warrant and undertake to us that:",[],{"_key":2348,"_type":971,"children":2349,"level":1587,"listItem":1588,"markDefs":2354,"style":988},"k576",[2350],{"_key":2351,"_type":975,"marks":2352,"text":2353},"k575",[],"you have all necessary rights, authority and capacity to accept and agree to this Agreement and to use and access the Aspire Account and any related Aspire Account Services;",[],{"_key":2356,"_type":971,"children":2357,"level":1587,"listItem":1588,"markDefs":2362,"style":988},"k579",[2358],{"_key":2359,"_type":975,"marks":2360,"text":2361},"k578",[],"all information provided by you is true, accurate and complete and that we may rely on such information;",[],{"_key":2364,"_type":971,"children":2365,"level":1587,"listItem":1588,"markDefs":2370,"style":988},"k582",[2366],{"_key":2367,"_type":975,"marks":2368,"text":2369},"k581",[],"you will provide us with such KYC Information, certificate and document as we may reasonably request from time to time, and provide us with written notice of any changes to any KYC Information, certificate and document provided promptly upon knowledge of any such changes;",[],{"_key":2372,"_type":971,"children":2373,"level":1587,"listItem":1588,"markDefs":2378,"style":988},"k585",[2374],{"_key":2375,"_type":975,"marks":2376,"text":2377},"k584",[],"you will only use the Aspire Account and Aspire Account Services for lawful purposes;",[],{"_key":2380,"_type":971,"children":2381,"level":1587,"listItem":1588,"markDefs":2386,"style":988},"k588",[2382],{"_key":2383,"_type":975,"marks":2384,"text":2385},"k587",[],"you will not do anything that could impair the proper operation of the Platform and the Platform’s systems;",[],{"_key":2388,"_type":971,"children":2389,"level":1587,"listItem":1588,"markDefs":2394,"style":988},"k591",[2390],{"_key":2391,"_type":975,"marks":2392,"text":2393},"k590",[],"you will keep secure and confidential your password or any identification we provide you which allows access to the Aspire Account and any related Aspire Account Services;",[],{"_key":2396,"_type":971,"children":2397,"level":1587,"listItem":1588,"markDefs":2402,"style":988},"k594",[2398],{"_key":2399,"_type":975,"marks":2400,"text":2401},"k593",[],"you will keep your device’s browser, operating systems and anti-virus software (where applicable) up-to-date in order to ensure that your access to the Aspire Account is secure;",[],{"_key":2404,"_type":971,"children":2405,"level":1587,"listItem":1588,"markDefs":2410,"style":988},"k597",[2406],{"_key":2407,"_type":975,"marks":2408,"text":2409},"k596",[],"you will only use an access point or device which you are authorised to use to access the Aspire Account and any related Aspire Account Services.",[],{"_key":2412,"_type":971,"children":2413,"markDefs":2418,"style":988},"k600",[2414],{"_key":2415,"_type":975,"marks":2416,"text":2417},"k599",[],"13.2. It is your responsibility to do the following:",[],{"_key":2420,"_type":971,"children":2421,"level":1587,"listItem":1588,"markDefs":2426,"style":988},"k603",[2422],{"_key":2423,"_type":975,"marks":2424,"text":2425},"k602",[],"monitor your Aspire Account and promptly report to us any unauthorised payments or transfers from your Aspire Account or of any suspicious matter to do with your Aspire Account;",[],{"_key":2428,"_type":971,"children":2429,"level":1587,"listItem":1588,"markDefs":2434,"style":988},"k606",[2430],{"_key":2431,"_type":975,"marks":2432,"text":2433},"k605",[],"promptly tell us in writing about any change in your postal address, phone number, fax number or email address that we use to communicate with you, or any relevant change to any of your information we have in our records (including the identities of your authorised users and their respective scope of authority in relation to your Aspire Account). You must also send us any documents we need to support this change. 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Termination and Suspension of Your Account",[],{"_key":2474,"_type":971,"children":2475,"markDefs":2480,"style":988},"k625",[2476],{"_key":2477,"_type":975,"marks":2478,"text":2479},"k624",[],"14.1. This Agreement and your Aspire Business Account shall remain valid until terminated by Aspire or you in accordance with the terms of this Agreement.",[],{"_key":2482,"_type":971,"children":2483,"markDefs":2488,"style":988},"k628",[2484],{"_key":2485,"_type":975,"marks":2486,"text":2487},"k627",[],"14.2. Aspire may terminate or suspend your Aspire Account at any time without having to give any reason or notice to you. Without prejudice to the generality of the foregoing, Aspire may terminate or suspend your Aspire Account without notice in any of the following circumstances:",[],{"_key":2490,"_type":971,"children":2491,"level":1587,"listItem":1588,"markDefs":2496,"style":988},"k631",[2492],{"_key":2493,"_type":975,"marks":2494,"text":2495},"k630",[],"where we have reason to believe that you are engaged in fraud, money laundering, terrorist financing or other illicit activity;",[],{"_key":2498,"_type":971,"children":2499,"level":1587,"listItem":1588,"markDefs":2504,"style":988},"k634",[2500],{"_key":2501,"_type":975,"marks":2502,"text":2503},"k633",[],"where we have reason to believe that you may cause us to breach our internal risk appetite policy;",[],{"_key":2506,"_type":971,"children":2507,"level":1587,"listItem":1588,"markDefs":2512,"style":988},"k637",[2508],{"_key":2509,"_type":975,"marks":2510,"text":2511},"k636",[],"where a licensed partner of ours requests that we terminate services\u002Frestrict use of the account;",[],{"_key":2514,"_type":971,"children":2515,"level":1587,"listItem":1588,"markDefs":2535,"style":988},"k648",[2516,2520,2524,2528,2531],{"_key":2517,"_type":975,"marks":2518,"text":2519},"k643",[],"your activities and\u002For use of the Aspire Account and\u002For relevant Aspire Account Services are reasonably suspected by us to be in breach of the ‘",{"_key":2521,"_type":975,"marks":2522,"text":902},"k644",[2523],"em",{"_key":2525,"_type":975,"marks":2526,"text":2527},"k645",[],"’ or ‘",{"_key":2529,"_type":975,"marks":2530,"text":856},"k646",[2523],{"_key":2532,"_type":975,"marks":2533,"text":2534},"k647",[],"’ as set out on the Platform or otherwise notified to you, or any law, regulation, guideline, notice, judgement or order of any court or Authority;",[],{"_key":2537,"_type":971,"children":2538,"level":1587,"listItem":1588,"markDefs":2543,"style":988},"k651",[2539],{"_key":2540,"_type":975,"marks":2541,"text":2542},"k650",[],"if any information, certificate or document you provide to us is not true, accurate and complete in any respect;",[],{"_key":2545,"_type":971,"children":2546,"level":1587,"listItem":1588,"markDefs":2551,"style":988},"k654",[2547],{"_key":2548,"_type":975,"marks":2549,"text":2550},"k653",[],"in order for Aspire to comply with applicable law, regulation, guideline, notice, judgement or order of any court or Authority or any undertaking or agreement to which Aspire or any member of the Aspire Group is party or subject to; and\u002For",[],{"_key":2553,"_type":971,"children":2554,"level":1587,"listItem":1588,"markDefs":2559,"style":988},"k657",[2555],{"_key":2556,"_type":975,"marks":2557,"text":2558},"k656",[],"if you have breached any term of this Agreement.",[],{"_key":2561,"_type":971,"children":2562,"markDefs":2567,"style":988},"k660",[2563],{"_key":2564,"_type":975,"marks":2565,"text":2566},"k659",[],"We will not be liable for any loss, damage, expense, cost, claim or proceeding, whether direct, indirect or consequential, which you or any other person may suffer or face due to us exercising any of our rights in this Clause 17.2.",[],{"_key":2569,"_type":971,"children":2570,"markDefs":2575,"style":988},"k663",[2571],{"_key":2572,"_type":975,"marks":2573,"text":2574},"k662",[],"14.3. You may terminate your Aspire Account at any time by giving us Instructions to do so.",[],{"_key":2577,"_type":971,"children":2578,"markDefs":2583,"style":988},"k666",[2579],{"_key":2580,"_type":975,"marks":2581,"text":2582},"k665",[],"14.4. Upon the termination of your Aspire Account, any accrued liabilities and all obligations under this Agreement will remain continuing and we shall remain entitled to debit from your Aspire Account any amount outstanding and owing to us, including any overdrawn amounts (if any), costs, expenses, fees, commission, charges and payments owing from transactions carried out before the termination of your Aspire Account, and any other charges you owe on your Aspire Account.",[],{"_key":2585,"_type":971,"children":2586,"markDefs":2591,"style":988},"k669",[2587],{"_key":2588,"_type":975,"marks":2589,"text":2590},"k668",[],"14.5. The rights conferred on Aspire under this Clause 17 (Termination and Suspension of your Business Account) shall survive termination.",[],{"_key":2593,"_type":971,"children":2594,"markDefs":2602,"style":988},"k674",[2595,2598],{"_key":2596,"_type":975,"marks":2597,"text":986},"k672",[],{"_key":2599,"_type":975,"marks":2600,"text":2601},"k673",[981],"15. Limitation of Liability",[],{"_key":2604,"_type":971,"children":2605,"markDefs":2610,"style":988},"k677",[2606],{"_key":2607,"_type":975,"marks":2608,"text":2609},"k676",[],"15.1. Aspire shall not be responsible or liable in any way to you for any inconvenience, loss, damage, claim, cost or expense of any nature or embarrassment or injury suffered or incurred by you or any third party, in each case whether foreseeable or not, resulting from, arising out of or in connection with any of the following:",[],{"_key":2612,"_type":971,"children":2613,"level":1587,"listItem":1588,"markDefs":2618,"style":988},"k680",[2614],{"_key":2615,"_type":975,"marks":2616,"text":2617},"k679",[],"any act, omissions or delay of any Affiliate or any other third party;",[],{"_key":2620,"_type":971,"children":2621,"level":1587,"listItem":1588,"markDefs":2626,"style":988},"k683",[2622],{"_key":2623,"_type":975,"marks":2624,"text":2625},"k682",[],"any refusal or delay by any Affiliate or any other third party to authorise, process, facilitate or approve any transaction, funds transfer or reversal you wish to effect in connection with your Aspire Account or any Aspire Account Service;",[],{"_key":2628,"_type":971,"children":2629,"level":1587,"listItem":1588,"markDefs":2634,"style":988},"k686",[2630],{"_key":2631,"_type":975,"marks":2632,"text":2633},"k685",[],"if you are deprived of the use of any goods, services, machinery, equipment, products and\u002For systems (whether electronic, telecommunicative or otherwise) as a consequence of any action, omission or delay by any Affiliate or any other third party;",[],{"_key":2636,"_type":971,"children":2637,"level":1587,"listItem":1588,"markDefs":2650,"style":988},"k693",[2638,2642,2646],{"_key":2639,"_type":975,"marks":2640,"text":2641},"k690",[],"Aspire is unable to perform its obligations under this Agreement due, directly or indirectly, to the failure, defect or malfunction of any machine, system of authorisation, data processing or communication system, transmission link, or any industrial dispute, war, act of God, fire, flood, civil or labour disturbance, terrorism, pandemic, act of any governmental authority or any other act or threat of any authority (",{"_key":2643,"_type":975,"marks":2644,"text":2645},"k691",[2523],"de jure or de facto",{"_key":2647,"_type":975,"marks":2648,"text":2649},"k692",[],"), fraud or forgery (other than on the part of Aspire), legal constraint, or anything outside the control of Aspire;",[],{"_key":2652,"_type":971,"children":2653,"level":1587,"listItem":1588,"markDefs":2658,"style":988},"k696",[2654],{"_key":2655,"_type":975,"marks":2656,"text":2657},"k695",[],"any damage to or loss of or inability to retrieve any data or information that may be stored in any microchip or circuit howsoever caused or any failure in the performance or function or breakdown or disruption of any of the Aspire's computers (whether hardware or software), machinery, equipment, products and\u002For systems (whether electronic, telecommunicative or otherwise) maintained by, used for, by Aspire or in connection with Aspire's business or otherwise whatsoever, including but not limited to the failure or inability of such computers, machinery, equipment, products and systems or any one or more of them to accept, recognise, store, process and\u002For transmit dates or data with respect to dates;",[],{"_key":2660,"_type":971,"children":2661,"level":1587,"listItem":1588,"markDefs":2666,"style":988},"k699",[2662],{"_key":2663,"_type":975,"marks":2664,"text":2665},"k698",[],"the unauthorised use of the Aspire Account or any Aspire Account Service, or any transaction effected by an unauthorised person; or",[],{"_key":2668,"_type":971,"children":2669,"level":1587,"listItem":1588,"markDefs":2674,"style":988},"k702",[2670],{"_key":2671,"_type":975,"marks":2672,"text":2673},"k701",[],"you failing to keep to the terms of this Agreement or in any way being involved in fraud, forgery or other unauthorised use of your Aspire Account or any Aspire Account Service.",[],{"_key":2676,"_type":971,"children":2677,"markDefs":2682,"style":988},"k705",[2678],{"_key":2679,"_type":975,"marks":2680,"text":2681},"k704",[],"15.2. Without prejudice to the generality of the provisions of this Clause 18 (Limitation of Liability), Aspire is not liable in any way to you for any loss, damage, cost or expense of any nature arising out of or in connection with your use of the Aspire Account, any Aspire Account Service and\u002For this Agreement except where (and only to the extent that) you have conclusively established in the courts of Hong Kong that the aforesaid has occurred as a direct result of fraud, gross negligence or willful default on our part.",[],{"_key":2684,"_type":971,"children":2685,"markDefs":2690,"style":988},"k708",[2686],{"_key":2687,"_type":975,"marks":2688,"text":2689},"k707",[],"15.3. Notwithstanding any provision of this Agreement to the contrary, Aspire shall not in any event be liable under any circumstances for any special, indirect, punitive or consequential loss or damages of any kind whatsoever (including but not limited to lost profits, business, goodwill, reputation or opportunity), in each howsoever caused or arising and whether arising directly or indirectly and whether or not foreseeable, even if Aspire is actually aware of or has been advised of the likelihood of such loss or damage.",[],{"_key":2692,"_type":971,"children":2693,"markDefs":2698,"style":988},"k711",[2694],{"_key":2695,"_type":975,"marks":2696,"text":2697},"k710",[],"15.4. The provisions of this Clause 18 (Limitation of Liability) shall survive the termination or expiry of this Agreement.",[],{"_key":2700,"_type":971,"children":2701,"markDefs":2709,"style":988},"k716",[2702,2705],{"_key":2703,"_type":975,"marks":2704,"text":986},"k714",[],{"_key":2706,"_type":975,"marks":2707,"text":2708},"k715",[981],"16. Set Off and Consolidation",[],{"_key":2711,"_type":971,"children":2712,"markDefs":2717,"style":988},"k719",[2713],{"_key":2714,"_type":975,"marks":2715,"text":2716},"k718",[],"16.1. If you owe us any money, fees, interest, commission, costs, tax, charges or other amounts (whether due immediately or later, whether liquidated or unliquidated), or if we for any reason deem any transfer to be fraudulent, or if we need to reverse any transactions, we have the right, at any time, without giving you notice, to set off and deduct from any of your Multi Currency Accounts the amount owed, even if this would make your Multi Currency Account(s) overdrawn. To do this, we may also combine or consolidate all or any of your Aspire  Accounts with us, whether your Aspire Accounts are held in your name only or jointly with others. If we need to convert currency, we will do so using our currency exchange rate in force at the time at our discretion.",[],{"_key":2719,"_type":971,"children":2720,"markDefs":2725,"style":988},"k722",[2721],{"_key":2722,"_type":975,"marks":2723,"text":2724},"k721",[],"16.2. Aspire is entitled to apply any and all payments it receives from or for your Aspire Account in such manner and order and to such transaction as it may determine or select regardless of any specific appropriation made by you or any person making such payment(s).",[],{"_key":2727,"_type":971,"children":2728,"markDefs":2736,"style":988},"k727",[2729,2732],{"_key":2730,"_type":975,"marks":2731,"text":986},"k725",[],{"_key":2733,"_type":975,"marks":2734,"text":2735},"k726",[981],"17. Assignment and Encumbrance",[],{"_key":2738,"_type":971,"children":2739,"markDefs":2744,"style":988},"k730",[2740],{"_key":2741,"_type":975,"marks":2742,"text":2743},"k729",[],"17.1. You may not assign, transfer or otherwise dispose of any of your rights, benefits or obligations under this Agreement or the Aspire Account.  You may not create any security, charge or any other form of encumbrance over your Multi Currency Account.",[],{"_key":2746,"_type":971,"children":2747,"markDefs":2752,"style":988},"k733",[2748],{"_key":2749,"_type":975,"marks":2750,"text":2751},"k732",[],"17.2. We may assign or transfer to any third party (including, without limitation, to any other corporation within the Aspire Group) any of our rights, benefits and obligations under this Agreement and\u002For the Aspire Account without your consent or the need to provide you with any prior notice of such assignment or transfer, and you irrevocably consent to any such assignment or transfer by us.",[],{"_key":2754,"_type":971,"children":2755,"markDefs":2763,"style":988},"k745",[2756,2760],{"_key":2757,"_type":975,"marks":2758,"text":2759},"k743",[981],"EXHIBIT A - JURISDICTION-SPECIFIC TERMS FOR HONG KONG ",{"_key":2761,"_type":975,"marks":2762,"text":986},"k744",[],[],{"_key":2765,"_type":971,"children":2766,"level":1587,"listItem":1588,"markDefs":2771,"style":988},"k748",[2767],{"_key":2768,"_type":975,"marks":2769,"text":2770},"k747",[],"The following clauses shall be added to Clause 1:",[],{"_key":2773,"_type":971,"children":2774,"markDefs":2779,"style":988},"k751",[2775],{"_key":2776,"_type":975,"marks":2777,"text":2778},"k750",[],"“1.3  Aspire is a technology service provider and provides, either directly or through intermediaries, various services to facilitate the Customer’s use of its Aspire Account on the Platform. Aspire does not conduct any banking business and does not provide any regulated banking services in Hong Kong that are regulated by the Hong Kong Monetary Authority.1.4  Consumer advisory: AFT HK Limited has obtained a Money Service Operator (MSO) License issued by the Hong Kong Customs and Excise Department.”",[],{"_key":2781,"_type":971,"children":2782,"level":1587,"listItem":1588,"markDefs":2787,"style":988},"k754",[2783],{"_key":2784,"_type":975,"marks":2785,"text":2786},"k753",[],"The following definition shall be added:",[],{"_key":2789,"_type":971,"children":2790,"markDefs":2795,"style":988},"k757",[2791],{"_key":2792,"_type":975,"marks":2793,"text":2794},"k756",[],"“Beneficiary Account” means your local beneficiary bank account into which you wish to receive distributions from your Aspire Account balance through the Aspire Account Services, as instructed by you to us through your Aspire Account.",[],{"_key":2797,"_type":971,"children":2798,"level":1587,"listItem":1588,"markDefs":2803,"style":988},"k760",[2799],{"_key":2800,"_type":975,"marks":2801,"text":2802},"k759",[],"The following clause shall be added as Clause 5:",[],{"_key":2805,"_type":971,"children":2806,"markDefs":2818,"style":988},"k767",[2807,2810,2814],{"_key":2808,"_type":975,"marks":2809,"text":1046},"k764",[],{"_key":2811,"_type":975,"marks":2812,"text":2813},"k765",[981],"5.  Minimal Account Activity",{"_key":2815,"_type":975,"marks":2816,"text":2817},"k766",[],"Your Aspire Account(s) should remain active. If any of your your Aspire Account has no activity for a certain period of time specified by Aspire in accordance with Applicable Law, and that Aspire has not received any Instruction(s) initiated by you of any withdrawal, transfer, top-up, card transactions or any other transactions related to the Aspire Account Services during such time, Aspire may, at its sole and absolute discretion, settle part of all of your Aspire Account balance to your Beneficiary Account.”",[],{"_key":2820,"_type":971,"children":2821,"level":1587,"listItem":1588,"markDefs":2826,"style":988},"k770",[2822],{"_key":2823,"_type":975,"marks":2824,"text":2825},"k769",[],"The following Clause 9.13 shall be added to Clause 9:",[],{"_key":2828,"_type":971,"children":2829,"markDefs":2834,"style":988},"k773",[2830],{"_key":2831,"_type":975,"marks":2832,"text":2833},"k772",[],"“9.13  You may need to deposit immediately available funds into your Multi Currency Account to ensure that you have sufficient account balance for us to execute payouts Instructions initiated by you. Subject to Clause 5, if you have a series of payout Instructions which will be executed within a specific period of time (which shall in no event exceed [90] days), and if you wish to prefund such funds to your Multi Currency Account, you may make such arrangements provided always that such funds shall in no event be considered as deposit or stored value under Applicable Law. If the funds (or any part thereof) are not used within a period of [180] days from the date of deposit, we may handle such funds (or any part thereof) in accordance with Clause 5.”",[],{"_key":2836,"_type":971,"children":2837,"level":1587,"listItem":1588,"markDefs":2842,"style":988},"k776",[2838],{"_key":2839,"_type":975,"marks":2840,"text":2841},"k775",[],"The following item (i)shall be added to Clause 13.1:",[],{"_key":2844,"_type":971,"children":2845,"markDefs":2850,"style":988},"k779",[2846],{"_key":2847,"_type":975,"marks":2848,"text":2849},"k778",[],"“(i) you acknowledge that Aspire will merely be acting upon your Instructions, and Aspire is not providing any undertaking in respect of whether any person will be accepting any payouts initiated by you.”",[],{"_type":2852,"current":879},"slug",1791455361776]