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Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":152,"author":1169,"body":1179,"category":2321,"coverImage":2322,"excerpt":2325,"faq":246,"intro":2333,"isFaqShown":152,"isSummaryShown":152,"isVideoShown":152,"publishedAt":2381,"reviewer":246,"seo":2382,"slug":2384,"sources":246,"title":2323,"video":246},"blogPost-SG-66f23c5c6083657a11c756d6","2026-09-30T08:10:02Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1175,"doesServePage":141,"linkedinUrl":1176,"name":1171,"role":1177,"slug":1178,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1172,"url":1173,"width":1174},"Aaron Oh",531,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fe9dd13f054f96ed8109919914ded7706\u002F656ee6448fe54a42218817dc_DSC_0048.jpg",413,"Aaron is a seasoned content writer specialising in finance, insurance and tech industries. With a writing history at S&P Global, EdgeProp, Indeed, Prudential, and others, Aaron leverages finance knowledge and business insights to help businesses improve productivity and performance.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Faaron-oh","Writer","aaron-oh",[1180,1189,1197,1205,1215,1223,1231,1239,1245,1253,1261,1275,1287,1299,1311,1319,1331,1343,1355,1367,1379,1391,1403,1411,1419,1427,1436,1444,1452,1460,1468,1476,1484,1492,1500,1504,1512,1520,1528,1536,1544,1552,1560,1568,1577,1738,1746,1754,1762,1916,1924,1932,1940,1948,1956,1964,1972,1991,1994,2002,2032,2040,2070,2074,2082,2090,2098,2106,2114,2122,2130,2138,2146,2154,2162,2170,2178,2186,2194,2202,2210,2218,2237,2245,2253,2261,2291],{"_key":1181,"_type":170,"children":1182,"markDefs":1187,"style":1188},"k2",[1183],{"_key":1184,"_type":174,"marks":1185,"text":1186},"k1",[],"What is API?",[],"h2",{"_key":1190,"_type":170,"children":1191,"markDefs":1196,"style":190},"k5",[1192],{"_key":1193,"_type":174,"marks":1194,"text":1195},"k4",[],"The acronym API stands for application programming interface. Application Programming Interface (API) is essentially a mechanism that allows two software components to communicate via set commands and protocols. APIs operate within a client-server architecture, facilitating communication between clients and servers. Thanks to APIs, two unrelated apps can exchange data or carry out a function with ease. An example of a common workplace API is the Slack API, which allows individuals and teams within a Slack workspace to communicate remotely and seamlessly.",[],{"_key":1198,"_type":170,"children":1199,"markDefs":1204,"style":190},"k8",[1200],{"_key":1201,"_type":174,"marks":1202,"text":1203},"k7",[],"What are APIs' main functions? They include:",[],{"_key":1206,"_type":170,"children":1207,"level":1212,"listItem":1213,"markDefs":1214,"style":190},"k11",[1208],{"_key":1209,"_type":174,"marks":1210,"text":1211},"k10",[],"Data sharing – such as a travel booking site compiling flight timings and latest fares from airlines.",1,"number",[],{"_key":1216,"_type":170,"children":1217,"level":1212,"listItem":1213,"markDefs":1222,"style":190},"k14",[1218],{"_key":1219,"_type":174,"marks":1220,"text":1221},"k13",[],"Integrations – for example, a cross-platform messaging integration between Slack and Microsoft Teams.",[],{"_key":1224,"_type":170,"children":1225,"level":1212,"listItem":1213,"markDefs":1230,"style":190},"k17",[1226],{"_key":1227,"_type":174,"marks":1228,"text":1229},"k16",[],"Content embedding – such as an e-commerce company embedding a video from YouTube on its app.",[],{"_key":1232,"_type":170,"children":1233,"level":1212,"listItem":1213,"markDefs":1238,"style":190},"k20",[1234],{"_key":1235,"_type":174,"marks":1236,"text":1237},"k19",[],"Internal systems – for example, a company integrating its customer relationship management system with its marketing system.",[],{"_key":1240,"_type":154,"height":1241,"position":1242,"url":1243,"width":1244},"k21",270,"center","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Faa73c0c437dcbec3e3b1758349a6d437\u002Fapplication-programming-interface-api-and-its-role-in_body_1.webp",480,{"_key":1246,"_type":170,"children":1247,"markDefs":1252,"style":190},"k24",[1248],{"_key":1249,"_type":174,"marks":1250,"text":1251},"k23",[],"While APIs appear most suited for digital companies, they are in fact used across industries – by financial institutions and manufacturing companies to government organisations and healthcare providers. In Singapore, for example, a national map provider shares its APIs with the public, businesses, researchers, and government agencies allowing them to be repurposed. This Singapore API server accepts queries and requests for data structures for both commercial and non-commercial purposes.",[],{"_key":1254,"_type":170,"children":1255,"markDefs":1260,"style":1188},"k27",[1256],{"_key":1257,"_type":174,"marks":1258,"text":1259},"k26",[],"API types",[],{"_key":1262,"_type":170,"children":1263,"level":1212,"listItem":1273,"markDefs":1274,"style":190},"k32",[1264,1269],{"_key":1265,"_type":174,"marks":1266,"text":1268},"k30",[1267],"strong","Public APIs: ",{"_key":1270,"_type":174,"marks":1271,"text":1272},"k31",[],"So called because they are accessible to all. Businesses using public APIs allow open access to their data and services. Public APIs are also called open APIs or external APIs. Some public APIs are free while others charge a fee.","bullet",[],{"_key":1276,"_type":170,"children":1277,"level":1212,"listItem":1273,"markDefs":1286,"style":190},"k37",[1278,1282],{"_key":1279,"_type":174,"marks":1280,"text":1281},"k35",[1267],"Private APIs: ",{"_key":1283,"_type":174,"marks":1284,"text":1285},"k36",[],"They connect different software modules and systems within a single organisation, which is why they are also called internal APIs.",[],{"_key":1288,"_type":170,"children":1289,"level":1212,"listItem":1273,"markDefs":1298,"style":190},"k42",[1290,1294],{"_key":1291,"_type":174,"marks":1292,"text":1293},"k40",[1267],"Partner APIs: ",{"_key":1295,"_type":174,"marks":1296,"text":1297},"k41",[],"They form connections between companies to facilitate business-to-business activities. Such APIs are only accessible to authorised partners.",[],{"_key":1300,"_type":170,"children":1301,"level":1212,"listItem":1273,"markDefs":1310,"style":190},"k47",[1302,1306],{"_key":1303,"_type":174,"marks":1304,"text":1305},"k45",[1267],"Composite APIs: ",{"_key":1307,"_type":174,"marks":1308,"text":1309},"k46",[],"These are a combination of two or more APIs. A composite API comes into play when, say, a single function requires multiple information sources.",[],{"_key":1312,"_type":170,"children":1313,"markDefs":1318,"style":190},"k50",[1314],{"_key":1315,"_type":174,"marks":1316,"text":1317},"k49",[],"Another way to categorise APIs is by functionality:",[],{"_key":1320,"_type":170,"children":1321,"level":1212,"listItem":1273,"markDefs":1330,"style":190},"k55",[1322,1326],{"_key":1323,"_type":174,"marks":1324,"text":1325},"k53",[1267],"Web APIs: ",{"_key":1327,"_type":174,"marks":1328,"text":1329},"k54",[],"As the name suggests, a web API faciliates communication between web-based systems such as web browsers and web servers. Some popular web APIs use HTTP, HTTPS, and XML formats to perform functions such as retreiving data or updating it. Web APIs are widely used in the social media, payments, and healthcare space.",[],{"_key":1332,"_type":170,"children":1333,"level":1212,"listItem":1273,"markDefs":1342,"style":190},"k60",[1334,1338],{"_key":1335,"_type":174,"marks":1336,"text":1337},"k58",[1267],"Remote APIs: ",{"_key":1339,"_type":174,"marks":1340,"text":1341},"k59",[],"A remote API links two or more separate systems or devices. Remote APIs work by allowing the client to access a resource outside of the device from where the request is made – for example, a remote employee accessing workplace resources through a home computer.",[],{"_key":1344,"_type":170,"children":1345,"level":1212,"listItem":1273,"markDefs":1354,"style":190},"k65",[1346,1350],{"_key":1347,"_type":174,"marks":1348,"text":1349},"k63",[1267],"Database APIs: ",{"_key":1351,"_type":174,"marks":1352,"text":1353},"k64",[],"These allow applications to access information held in databases and manipulate that data.",[],{"_key":1356,"_type":170,"children":1357,"level":1212,"listItem":1273,"markDefs":1366,"style":190},"k70",[1358,1362],{"_key":1359,"_type":174,"marks":1360,"text":1361},"k68",[1267],"Operating system APIs:",{"_key":1363,"_type":174,"marks":1364,"text":1365},"k69",[]," An operating system API allows apps to interact with a computer's operating system (OS) and essentially operate the computer through access to resources such as its memory, storage, processor, etc. The Windows, Google, and AWS APIs are well-known operating system APIs.",[],{"_key":1368,"_type":170,"children":1369,"level":1212,"listItem":1273,"markDefs":1378,"style":190},"k75",[1370,1374],{"_key":1371,"_type":174,"marks":1372,"text":1373},"k73",[1267],"Browser APIs: ",{"_key":1375,"_type":174,"marks":1376,"text":1377},"k74",[],"These APIs are built into browsers. They are be used to extend the browser's functionality and perform complicated functions using the browser's data resources.",[],{"_key":1380,"_type":170,"children":1381,"level":1212,"listItem":1273,"markDefs":1390,"style":190},"k80",[1382,1386],{"_key":1383,"_type":174,"marks":1384,"text":1385},"k78",[1267],"Third-party APIs: ",{"_key":1387,"_type":174,"marks":1388,"text":1389},"k79",[],"These APIs are not built into your browser but provided by third-party platforms such as YouTube, Facebook, X, and Google. Third-party APIs are created externally and incorporated into your apps to enhance them.",[],{"_key":1392,"_type":170,"children":1393,"level":1212,"listItem":1273,"markDefs":1402,"style":190},"k85",[1394,1398],{"_key":1395,"_type":174,"marks":1396,"text":1397},"k83",[1267],"Server APIs:",{"_key":1399,"_type":174,"marks":1400,"text":1401},"k84",[]," These APIs extend the functionality of web servers.",[],{"_key":1404,"_type":170,"children":1405,"markDefs":1410,"style":1188},"k88",[1406],{"_key":1407,"_type":174,"marks":1408,"text":1409},"k87",[],"How does API work?",[],{"_key":1412,"_type":170,"children":1413,"markDefs":1418,"style":190},"k91",[1414],{"_key":1415,"_type":174,"marks":1416,"text":1417},"k90",[],"All APIs follow a request-and-response format between a client and server. The app making the request is the client while the one that responds is the server with the API acting as the bridge between the two. 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For example, Company A gives Company B full access to its APIs and data resources in exchange for Company B integrating its business with Company A.",[2066,2068],{"_key":2050,"_type":188,"externalUrl":2067,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fwhat-is-revenue-types-and-formula",{"_key":2059,"_type":188,"externalUrl":2069,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fhow-to-start-selling-online-in-singapore",{"_key":2071,"_type":154,"height":2072,"position":1242,"url":2073,"width":1244},"k381",362,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F1bdb736d986c3e1481057bdbf7e312b9\u002Fshared-sg_body_shared-body_1.webp",{"_key":2075,"_type":170,"children":2076,"markDefs":2081,"style":1188},"k384",[2077],{"_key":2078,"_type":174,"marks":2079,"text":2080},"k383",[],"Challenges of using API",[],{"_key":2083,"_type":170,"children":2084,"markDefs":2089,"style":190},"k387",[2085],{"_key":2086,"_type":174,"marks":2087,"text":2088},"k386",[],"While the benefits of APIs are numerous, businesses must be careful in their use. 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