[{"data":1,"prerenderedAt":2795},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-JDuM0oMD95tNwWTk3UgfmVndqnNcmag0tlrdCAt4YUE":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1178,"category":2655,"coverImage":2656,"excerpt":2659,"faq":2690,"intro":2692,"isFaqShown":141,"isSummaryShown":141,"isVideoShown":152,"publishedAt":2758,"reviewer":246,"seo":2759,"slug":2763,"sources":2764,"title":2657,"video":246},"blogPost-SG-65a9e9bbd0bdabb429b1e457","2026-09-24T08:38:47Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1174,"doesServePage":141,"linkedinUrl":1175,"name":1171,"role":1176,"slug":1177,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1172,"url":1173,"width":1172},"Marissa Saini",500,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fef51df5d9780524a4e5d1e3f7bd34a8d\u002F64a3e49ca64f590530e7b9f2_Marissa-Saini.jpg","Marissa is a seasoned writer and an avid trendspotter across business finance, personal finance, travel and lifestyle industries. With writing history at SingSaver, INK, and ohmyhome, Marissa leverages her broad range of experiences to simplify finance and make readers financially savvy.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fmarissa-saini-b2b1b713b\u002F","Writer","marissa-saini",[1179,1189,1197,1205,1213,1221,1229,1237,1247,1255,1274,1282,1290,1298,1307,1315,1323,1331,1339,1347,1369,1377,1385,1393,1402,1410,1418,1426,1434,1442,1450,1458,1466,1474,1482,1490,1502,1514,1522,1530,1538,1559,1571,1579,1587,1595,1618,1626,1634,1642,1650,1667,1675,1683,1691,1707,1715,1723,1731,1739,1747,1759,1774,1797,1805,1845,1853,2276,2284,2292,2300,2308,2316,2324,2332,2340,2348,2356,2364,2372,2380,2388,2396,2404,2412,2420,2428,2441,2449,2457,2465,2484,2492,2500,2508,2516,2524,2532,2546,2560,2568,2580,2591,2602,2613,2621,2638],{"_key":1180,"_type":170,"children":1181,"markDefs":1187,"style":1188},"k2",[1182],{"_key":1183,"_type":174,"marks":1184,"text":1186},"k1",[1185],"strong","Why is a USD account critical to businesses in 2026?",[],"h2",{"_key":1190,"_type":170,"children":1191,"markDefs":1196,"style":190},"k5",[1192],{"_key":1193,"_type":174,"marks":1194,"text":1195},"k4",[],"A USD balance proves beneficial for business owners as it allows them to conveniently cover various expenses such as travel, foreign invoices, and online purchases from US-based merchants.",[],{"_key":1198,"_type":170,"children":1199,"markDefs":1204,"style":190},"k8",[1200],{"_key":1201,"_type":174,"marks":1202,"text":1203},"k7",[],"Having this account makes the process smoother for business owners with clients who make payments in US dollars; clients can directly transfer funds into the company's account, eliminating the need for currency conversion or foreign exchange rates.",[],{"_key":1206,"_type":170,"children":1207,"markDefs":1212,"style":190},"k11",[1208],{"_key":1209,"_type":174,"marks":1210,"text":1211},"k10",[],"Companies can easily diversify their portfolio by trading in many currencies. USD assets will give them a business edge over competitors who may not have taken that route yet. Not only will companies make significant savings during repeated transactions, but trading in the same currency will permit them to monitor and analyse their performance with minimal hassle.",[],{"_key":1214,"_type":170,"children":1215,"markDefs":1220,"style":190},"k14",[1216],{"_key":1217,"_type":174,"marks":1218,"text":1219},"k13",[],"In essence, companies can easily request, receive, hold, and send USD payments. Additionally, this approach helps reduce additional expenses and simplifies the management of funds across different currencies.",[],{"_key":1222,"_type":170,"children":1223,"markDefs":1228,"style":1188},"k17",[1224],{"_key":1225,"_type":174,"marks":1226,"text":1227},"k16",[1185],"Who can open a USD account",[],{"_key":1230,"_type":170,"children":1231,"markDefs":1236,"style":190},"k20",[1232],{"_key":1233,"_type":174,"marks":1234,"text":1235},"k19",[],"Before learning how to open a USD account, know which are the valid entities to open a USD bank account in Singapore:",[],{"_key":1238,"_type":170,"children":1239,"level":1244,"listItem":1245,"markDefs":1246,"style":190},"k23",[1240],{"_key":1241,"_type":174,"marks":1242,"text":1243},"k22",[],"Incorporated companies of Singapore and their branch divisions",1,"number",[],{"_key":1248,"_type":170,"children":1249,"level":1244,"listItem":1245,"markDefs":1254,"style":190},"k26",[1250],{"_key":1251,"_type":174,"marks":1252,"text":1253},"k25",[],"Representative offices of offshore companies engaging in business in Singapore",[],{"_key":1256,"_type":170,"children":1257,"markDefs":1271,"style":190},"k34",[1258,1262,1267],{"_key":1259,"_type":174,"marks":1260,"text":1261},"k31",[],"The above types of businesses are eligible to open a USD",{"_key":1263,"_type":174,"marks":1264,"text":1266},"k32",[1265],"k28"," business account in Singapore",{"_key":1268,"_type":174,"marks":1269,"text":1270},"k33",[],". If your business falls under one of the two categories, follow the below-mentioned steps to open the account.",[1272],{"_key":1265,"_type":188,"externalUrl":1273,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbusiness-account",{"_key":1275,"_type":170,"children":1276,"markDefs":1281,"style":1188},"k37",[1277],{"_key":1278,"_type":174,"marks":1279,"text":1280},"k36",[1185],"How to open a USD account in Singapore",[],{"_key":1283,"_type":170,"children":1284,"markDefs":1289,"style":190},"k40",[1285],{"_key":1286,"_type":174,"marks":1287,"text":1288},"k39",[],"Select the best banking or financial institution for your business needs by comparing the benefits of USD accounts offered by various financial institutions in Singapore.",[],{"_key":1291,"_type":170,"children":1292,"markDefs":1297,"style":190},"k43",[1293],{"_key":1294,"_type":174,"marks":1295,"text":1296},"k42",[],"You will need to submit a duly filled and signed application form along with supporting documents, including but not limited to:",[],{"_key":1299,"_type":170,"children":1300,"level":1244,"listItem":1305,"markDefs":1306,"style":190},"k46",[1301],{"_key":1302,"_type":174,"marks":1303,"text":1304},"k45",[],"Incorporation certificate","bullet",[],{"_key":1308,"_type":170,"children":1309,"level":1244,"listItem":1305,"markDefs":1314,"style":190},"k49",[1310],{"_key":1311,"_type":174,"marks":1312,"text":1313},"k48",[],"Business profile",[],{"_key":1316,"_type":170,"children":1317,"level":1244,"listItem":1305,"markDefs":1322,"style":190},"k52",[1318],{"_key":1319,"_type":174,"marks":1320,"text":1321},"k51",[],"Identification documents",[],{"_key":1324,"_type":170,"children":1325,"level":1244,"listItem":1305,"markDefs":1330,"style":190},"k55",[1326],{"_key":1327,"_type":174,"marks":1328,"text":1329},"k54",[],"Self-certification forms",[],{"_key":1332,"_type":170,"children":1333,"level":1244,"listItem":1305,"markDefs":1338,"style":190},"k58",[1334],{"_key":1335,"_type":174,"marks":1336,"text":1337},"k57",[],"Proof of business address",[],{"_key":1340,"_type":170,"children":1341,"markDefs":1346,"style":190},"k61",[1342],{"_key":1343,"_type":174,"marks":1344,"text":1345},"k60",[],"Contact the specific financial institution where you want to open a USD bank account for the document checklist. Note that since the policies change regularly, the staff may request you to provide additional documents if needed.",[],{"_key":1348,"_type":170,"children":1349,"markDefs":1367,"style":190},"k71",[1350,1354,1359,1363],{"_key":1351,"_type":174,"marks":1352,"text":1353},"k67",[1185],"In 2026, digital providers like",{"_key":1355,"_type":174,"marks":1356,"text":1358},"k68",[1357,1185],"k63"," Aspire",{"_key":1360,"_type":174,"marks":1361,"text":1362},"k69",[1185]," offer fully online onboarding with account approval in 24-48 hours",{"_key":1364,"_type":174,"marks":1365,"text":1366},"k70",[],", while traditional banks may require branch visits and 1-2 weeks for processing.",[1368],{"_key":1357,"_type":188,"externalUrl":1273,"linkType":145},{"_key":1370,"_type":170,"children":1371,"markDefs":1376,"style":190},"k74",[1372],{"_key":1373,"_type":174,"marks":1374,"text":1375},"k73",[],"You are good to go once the financial institution gives approval and issues an account number.",[],{"_key":1378,"_type":170,"children":1379,"markDefs":1384,"style":1188},"k77",[1380],{"_key":1381,"_type":174,"marks":1382,"text":1383},"k76",[1185],"Factors to consider when choosing a USD account in Singapore in 2026",[],{"_key":1386,"_type":170,"children":1387,"markDefs":1392,"style":190},"k80",[1388],{"_key":1389,"_type":174,"marks":1390,"text":1391},"k79",[],"To open the best USD account in Singapore, many factors must be considered. However, one can start with the below-mentioned considerations.",[],{"_key":1394,"_type":170,"children":1395,"markDefs":1400,"style":1401},"k83",[1396],{"_key":1397,"_type":174,"marks":1398,"text":1399},"k82",[1185],"1. Currency conversion rates",[],"h3",{"_key":1403,"_type":170,"children":1404,"markDefs":1409,"style":190},"k86",[1405],{"_key":1406,"_type":174,"marks":1407,"text":1408},"k85",[],"The principle is straightforward – minimising the cost of converting USD to SGD or other foreign currencies ultimately benefits a business financially. It becomes essential to assess the complete cost of an international transfer before initiating it. Understanding the comprehensive expenses associated with money transfers enables rational decisions and the selection of the most cost-effective method.",[],{"_key":1411,"_type":170,"children":1412,"markDefs":1417,"style":190},"k89",[1413],{"_key":1414,"_type":174,"marks":1415,"text":1416},"k88",[],"In 2026, traditional banks typically add 1-2% margins to exchange rates, while digital providers offer rates within 0.3-0.5% of the mid-market rate.",[],{"_key":1419,"_type":170,"children":1420,"markDefs":1425,"style":190},"k92",[1421],{"_key":1422,"_type":174,"marks":1423,"text":1424},"k91",[],"Consider selecting a service provider offering exchange rates closer to the mid-market rate and transparent pricing to optimise currency conversion. A business can secure the most favourable terms and minimise unnecessary expenses when conducting international transfers by diligently seeking the best possible exchange rate and carefully examining the associated charges.",[],{"_key":1427,"_type":170,"children":1428,"markDefs":1433,"style":1401},"k95",[1429],{"_key":1430,"_type":174,"marks":1431,"text":1432},"k94",[1185],"2. Fees\u002Fcharges involved",[],{"_key":1435,"_type":170,"children":1436,"markDefs":1441,"style":190},"k98",[1437],{"_key":1438,"_type":174,"marks":1439,"text":1440},"k97",[],"Compare the USD account-related fees and charges associated with each financial institution. Check:",[],{"_key":1443,"_type":170,"children":1444,"level":1244,"listItem":1305,"markDefs":1449,"style":190},"k101",[1445],{"_key":1446,"_type":174,"marks":1447,"text":1448},"k100",[],"Monthly maintenance fees",[],{"_key":1451,"_type":170,"children":1452,"level":1244,"listItem":1305,"markDefs":1457,"style":190},"k104",[1453],{"_key":1454,"_type":174,"marks":1455,"text":1456},"k103",[],"Transaction fees",[],{"_key":1459,"_type":170,"children":1460,"level":1244,"listItem":1305,"markDefs":1465,"style":190},"k107",[1461],{"_key":1462,"_type":174,"marks":1463,"text":1464},"k106",[],"Withdrawal fees",[],{"_key":1467,"_type":170,"children":1468,"level":1244,"listItem":1305,"markDefs":1473,"style":190},"k110",[1469],{"_key":1470,"_type":174,"marks":1471,"text":1472},"k109",[],"Currency exchange fees",[],{"_key":1475,"_type":170,"children":1476,"level":1244,"listItem":1305,"markDefs":1481,"style":190},"k113",[1477],{"_key":1478,"_type":174,"marks":1479,"text":1480},"k112",[],"Minimum balance requirements",[],{"_key":1483,"_type":170,"children":1484,"markDefs":1489,"style":190},"k116",[1485],{"_key":1486,"_type":174,"marks":1487,"text":1488},"k115",[1185],"Fee comparison in 2026:",[],{"_key":1491,"_type":170,"children":1492,"level":1244,"listItem":1305,"markDefs":1501,"style":190},"k121",[1493,1497],{"_key":1494,"_type":174,"marks":1495,"text":1496},"k119",[1185],"Digital providers",{"_key":1498,"_type":174,"marks":1499,"text":1500},"k120",[]," (Aspire, Wise, Airwallex): SGD $0 monthly fees, no minimum balances",[],{"_key":1503,"_type":170,"children":1504,"level":1244,"listItem":1305,"markDefs":1513,"style":190},"k126",[1505,1509],{"_key":1506,"_type":174,"marks":1507,"text":1508},"k124",[1185],"Traditional banks",{"_key":1510,"_type":174,"marks":1511,"text":1512},"k125",[]," (DBS, UOB, OCBC): SGD $10-30\u002Fmonth maintenance fees, $1,000-$20,000 minimum balances",[],{"_key":1515,"_type":170,"children":1516,"markDefs":1521,"style":190},"k129",[1517],{"_key":1518,"_type":174,"marks":1519,"text":1520},"k128",[],"Selecting an account that offers competitive pricing and aligns with your business's projected financial operations is crucial.",[],{"_key":1523,"_type":170,"children":1524,"markDefs":1529,"style":1401},"k132",[1525],{"_key":1526,"_type":174,"marks":1527,"text":1528},"k131",[1185],"3. Hidden charges",[],{"_key":1531,"_type":170,"children":1532,"markDefs":1537,"style":190},"k135",[1533],{"_key":1534,"_type":174,"marks":1535,"text":1536},"k134",[],"USD accounts can be advantageous for businesses conducting transactions in US Dollars. However, be aware of potential hidden charges:",[],{"_key":1539,"_type":170,"children":1540,"markDefs":1557,"style":190},"k145",[1541,1545,1549,1553],{"_key":1542,"_type":174,"marks":1543,"text":1544},"k141",[1185],"Account maintenance fees:",{"_key":1546,"_type":174,"marks":1547,"text":1548},"k142",[]," Some providers impose monthly or annual charges covering account management costs. Digital providers like",{"_key":1550,"_type":174,"marks":1551,"text":1358},"k143",[1552],"k138",{"_key":1554,"_type":174,"marks":1555,"text":1556},"k144",[]," eliminate these entirely.",[1558],{"_key":1552,"_type":188,"externalUrl":1273,"linkType":145},{"_key":1560,"_type":170,"children":1561,"markDefs":1570,"style":190},"k150",[1562,1566],{"_key":1563,"_type":174,"marks":1564,"text":1565},"k148",[1185],"Minimum balance requirements:",{"_key":1567,"_type":174,"marks":1568,"text":1569},"k149",[]," Many institutions require a minimum balance. Failing to meet this can result in SGD $10-25\u002Fmonth fall-below fees in 2026. Learn the policies around minimum balance before opening an account.",[],{"_key":1572,"_type":170,"children":1573,"markDefs":1578,"style":190},"k153",[1574],{"_key":1575,"_type":174,"marks":1576,"text":1577},"k152",[],"Compare offerings to find the ideal fee structure that aligns with your business requirements.",[],{"_key":1580,"_type":170,"children":1581,"markDefs":1586,"style":1401},"k156",[1582],{"_key":1583,"_type":174,"marks":1584,"text":1585},"k155",[1185],"4. Digital banking capabilities",[],{"_key":1588,"_type":170,"children":1589,"markDefs":1594,"style":190},"k159",[1590],{"_key":1591,"_type":174,"marks":1592,"text":1593},"k158",[],"Most financial institutions in Singapore provide digital banking services to USD account holders. English is standard across online banking portals, ensuring user-friendly interfaces.",[],{"_key":1596,"_type":170,"children":1597,"markDefs":1615,"style":190},"k169",[1598,1602,1606,1611],{"_key":1599,"_type":174,"marks":1600,"text":1601},"k165",[1185],"In 2026, look for:",{"_key":1603,"_type":174,"marks":1604,"text":1605},"k166",[]," Mobile app functionality, multi-user access,",{"_key":1607,"_type":174,"marks":1608,"text":1610},"k167",[1609],"k162"," integration with accounting software",{"_key":1612,"_type":174,"marks":1613,"text":1614},"k168",[]," like Xero and QuickBooks, and API access for custom workflows.",[1616],{"_key":1609,"_type":188,"externalUrl":1617,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":1619,"_type":170,"children":1620,"markDefs":1625,"style":1401},"k172",[1621],{"_key":1622,"_type":174,"marks":1623,"text":1624},"k171",[1185],"5. Account opening requirements",[],{"_key":1627,"_type":170,"children":1628,"markDefs":1633,"style":190},"k175",[1629],{"_key":1630,"_type":174,"marks":1631,"text":1632},"k174",[],"Consider the requirements for opening a USD business account. Some may have eligibility criteria like minimum turnover, company size, or industry focus. Ensure you meet the provider's requirements before applying to avoid rejection.",[],{"_key":1635,"_type":170,"children":1636,"markDefs":1641,"style":1401},"k178",[1637],{"_key":1638,"_type":174,"marks":1639,"text":1640},"k177",[1185],"6. Account features and accessibility",[],{"_key":1643,"_type":170,"children":1644,"markDefs":1649,"style":190},"k181",[1645],{"_key":1646,"_type":174,"marks":1647,"text":1648},"k180",[],"Evaluate features offered by various institutions: digital banking, mobile applications, multi-currency support, foreign exchange services, and competitive exchange rates.",[],{"_key":1651,"_type":170,"children":1652,"markDefs":1665,"style":190},"k189",[1653,1657,1661],{"_key":1654,"_type":174,"marks":1655,"text":1656},"k186",[],"Providers like ",{"_key":1658,"_type":174,"marks":1659,"text":282},"k187",[1660],"k183",{"_key":1662,"_type":174,"marks":1663,"text":1664},"k188",[]," now offer local US banking details (routing numbers), enabling payments in as fast as 1 business day vs. 3-5 days via SWIFT networks.",[1666],{"_key":1660,"_type":188,"externalUrl":1273,"linkType":145},{"_key":1668,"_type":170,"children":1669,"markDefs":1674,"style":190},"k192",[1670],{"_key":1671,"_type":174,"marks":1672,"text":1673},"k191",[],"Consider physical branch accessibility if you prefer in-person banking, or ensure robust digital platforms if you prioritise online banking.",[],{"_key":1676,"_type":170,"children":1677,"markDefs":1682,"style":1401},"k195",[1678],{"_key":1679,"_type":174,"marks":1680,"text":1681},"k194",[1185],"7. Customer support & reliability",[],{"_key":1684,"_type":170,"children":1685,"markDefs":1690,"style":190},"k198",[1686],{"_key":1687,"_type":174,"marks":1688,"text":1689},"k197",[],"Consider the availability of customer support channels such as phone, email, chatbot, or live chat to report an issue. Having a designated relationship manager can be beneficial for personalised assistance. Research providers with strong track records, good customer reviews, and regulatory compliance (MAS licensing for 2026).",[],{"_key":1692,"_type":170,"children":1693,"markDefs":1706,"style":190},"k205",[1694,1698,1702],{"_key":1695,"_type":174,"marks":1696,"text":1697},"k202",[],"Choose a provider that offers reliable and responsive customer support to have peace of mind knowing that any issues or concerns regarding the ",{"_key":1699,"_type":174,"marks":1700,"text":1701},"k203",[1185],"USD current account",{"_key":1703,"_type":174,"marks":1704,"text":1705},"k204",[]," will be efficiently addressed. This way, one can focus on their business's financial management with little disruption.",[],{"_key":1708,"_type":170,"children":1709,"markDefs":1714,"style":1401},"k208",[1710],{"_key":1711,"_type":174,"marks":1712,"text":1713},"k207",[1185],"8. Reliability of the institution",[],{"_key":1716,"_type":170,"children":1717,"markDefs":1722,"style":190},"k211",[1718],{"_key":1719,"_type":174,"marks":1720,"text":1721},"k210",[],"Research and identify trusted and reputable financial institutions in Singapore that offer USD or multi-currency corporate accounts. Look for providers with a strong track record, good customer reviews, and comprehensive financial services.",[],{"_key":1724,"_type":170,"children":1725,"markDefs":1730,"style":1401},"k214",[1726],{"_key":1727,"_type":174,"marks":1728,"text":1729},"k213",[1185],"9. Testimonials and recommendations",[],{"_key":1732,"_type":170,"children":1733,"markDefs":1738,"style":190},"k217",[1734],{"_key":1735,"_type":174,"marks":1736,"text":1737},"k216",[],"Seek out client reviews and recommendations, including businesses and professionals having experience with USD corporate accounts in Singapore. They can provide valuable information regarding the quality of service and help you make a more informed decision.",[],{"_key":1740,"_type":170,"children":1741,"markDefs":1746,"style":1401},"k220",[1742],{"_key":1743,"_type":174,"marks":1744,"text":1745},"k219",[1185],"10. Added perks and additional services",[],{"_key":1748,"_type":170,"children":1749,"markDefs":1758,"style":190},"k225",[1750,1754],{"_key":1751,"_type":174,"marks":1752,"text":1753},"k223",[],"Many banks issue international debit cards, credit cards, and cheque books as benefits for opening a USD corporate account with the institutions. ",{"_key":1755,"_type":174,"marks":1756,"text":1757},"k224",[1185],"In 2026, consider:",[],{"_key":1760,"_type":170,"children":1761,"level":1244,"listItem":1305,"markDefs":1771,"style":190},"k231",[1762,1767],{"_key":1763,"_type":174,"marks":1764,"text":1766},"k229",[1765,1185],"k226","1% cashback on business spend",{"_key":1768,"_type":174,"marks":1769,"text":1770},"k230",[]," (Aspire on digital marketing and SaaS)",[1772],{"_key":1765,"_type":188,"externalUrl":1773,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcashback",{"_key":1775,"_type":170,"children":1776,"level":1244,"listItem":1305,"markDefs":1794,"style":190},"k241",[1777,1781,1785,1790],{"_key":1778,"_type":174,"marks":1779,"text":1780},"k237",[1185],"Yield on balances",{"_key":1782,"_type":174,"marks":1783,"text":1784},"k238",[]," –",{"_key":1786,"_type":174,"marks":1787,"text":1789},"k239",[1788],"k234"," Earn up to 3.45% on USD",{"_key":1791,"_type":174,"marks":1792,"text":1793},"k240",[]," with no lock-ins",[1795],{"_key":1788,"_type":188,"externalUrl":1796,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fyield",{"_key":1798,"_type":170,"children":1799,"level":1244,"listItem":1305,"markDefs":1804,"style":190},"k244",[1800],{"_key":1801,"_type":174,"marks":1802,"text":1803},"k243",[],"Partner discounts and exclusive deals",[],{"_key":1806,"_type":170,"children":1807,"markDefs":1839,"style":190},"k262",[1808,1812,1817,1821,1826,1830,1835],{"_key":1809,"_type":174,"marks":1810,"text":1811},"k255",[],"If your business needs",{"_key":1813,"_type":174,"marks":1814,"text":1816},"k256",[1815],"k246"," expense management",{"_key":1818,"_type":174,"marks":1819,"text":1820},"k257",[],", receivable management,",{"_key":1822,"_type":174,"marks":1823,"text":1825},"k258",[1824],"k249"," payable management",{"_key":1827,"_type":174,"marks":1828,"text":1829},"k259",[],", or",{"_key":1831,"_type":174,"marks":1832,"text":1834},"k260",[1833],"k252"," accounting integrations",{"_key":1836,"_type":174,"marks":1837,"text":1838},"k261",[],", consider whether the institution offers those services in a comprehensive suite.",[1840,1842,1844],{"_key":1815,"_type":188,"externalUrl":1841,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":1824,"_type":188,"externalUrl":1843,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbill-pay",{"_key":1833,"_type":188,"externalUrl":1617,"linkType":145},{"_key":1846,"_type":170,"children":1847,"markDefs":1852,"style":1188},"k265",[1848],{"_key":1849,"_type":174,"marks":1850,"text":1851},"k264",[1185],"Top providers of USD accounts in Singapore in 2026",[],{"_key":1854,"_type":1855,"columnHeaders":1856,"hasColumnTitles":141,"hasRowTitles":152,"rows":1877},"k266","richTableBlock",[1857,1862,1865,1869,1873],{"_key":1858,"_type":1859,"cellIndex":1860,"title":1861},"k267","columnHeader",0,"Account",{"_key":1863,"_type":1859,"cellIndex":1244,"title":1864},"k268","Maintenance Fees",{"_key":1866,"_type":1859,"cellIndex":1867,"title":1868},"k269",2,"Min. Balance",{"_key":1870,"_type":1859,"cellIndex":1871,"title":1872},"k270",3,"Account Opening Fee",{"_key":1874,"_type":1859,"cellIndex":1875,"title":1876},"k271",4,"Best For",[1878,1938,1995,2052,2109,2165,2221],{"_key":1879,"_type":1880,"cells":1881},"k272","row",[1882,1894,1905,1916,1927],{"_key":1883,"_type":1884,"content":1885},"k273","richTableCell",[1886],{"_key":1887,"_type":170,"children":1888,"markDefs":1893,"style":190},"k386",[1889],{"_key":1890,"_type":174,"marks":1891,"text":1892},"k385",[],"DBS Foreign Currency Account",[],{"_key":1895,"_type":1884,"content":1896},"k276",[1897],{"_key":1898,"_type":170,"children":1899,"markDefs":1904,"style":190},"k389",[1900],{"_key":1901,"_type":174,"marks":1902,"text":1903},"k388",[],"USD $30 (if monthly balance below USD $7,000)",[],{"_key":1906,"_type":1884,"content":1907},"k279",[1908],{"_key":1909,"_type":170,"children":1910,"markDefs":1915,"style":190},"k392",[1911],{"_key":1912,"_type":174,"marks":1913,"text":1914},"k391",[],"USD $7,000",[],{"_key":1917,"_type":1884,"content":1918},"k282",[1919],{"_key":1920,"_type":170,"children":1921,"markDefs":1926,"style":190},"k395",[1922],{"_key":1923,"_type":174,"marks":1924,"text":1925},"k394",[],"SGD $0",[],{"_key":1928,"_type":1884,"content":1929},"k285",[1930],{"_key":1931,"_type":170,"children":1932,"markDefs":1937,"style":190},"k398",[1933],{"_key":1934,"_type":174,"marks":1935,"text":1936},"k397",[],"Traditional firms with high-volume USD check\u002Fcash needs",[],{"_key":1939,"_type":1880,"cells":1940},"k288",[1941,1952,1963,1974,1984],{"_key":1942,"_type":1884,"content":1943},"k289",[1944],{"_key":1945,"_type":170,"children":1946,"markDefs":1951,"style":190},"k401",[1947],{"_key":1948,"_type":174,"marks":1949,"text":1950},"k400",[],"UOB BizGlobal Account",[],{"_key":1953,"_type":1884,"content":1954},"k292",[1955],{"_key":1956,"_type":170,"children":1957,"markDefs":1962,"style":190},"k404",[1958],{"_key":1959,"_type":174,"marks":1960,"text":1961},"k403",[],"USD $80 (fall-below fee; waived for account opening month)",[],{"_key":1964,"_type":1884,"content":1965},"k295",[1966],{"_key":1967,"_type":170,"children":1968,"markDefs":1973,"style":190},"k407",[1969],{"_key":1970,"_type":174,"marks":1971,"text":1972},"k406",[],"USD $80,000",[],{"_key":1975,"_type":1884,"content":1976},"k298",[1977],{"_key":1978,"_type":170,"children":1979,"markDefs":1983,"style":190},"k410",[1980],{"_key":1981,"_type":174,"marks":1982,"text":1925},"k409",[],[],{"_key":1985,"_type":1884,"content":1986},"k301",[1987],{"_key":1988,"_type":170,"children":1989,"markDefs":1994,"style":190},"k413",[1990],{"_key":1991,"_type":174,"marks":1992,"text":1993},"k412",[],"Mid-to-large SMEs seeking 0.18% p.a. yield on USD cash",[],{"_key":1996,"_type":1880,"cells":1997},"k304",[1998,2009,2020,2031,2041],{"_key":1999,"_type":1884,"content":2000},"k305",[2001],{"_key":2002,"_type":170,"children":2003,"markDefs":2008,"style":190},"k416",[2004],{"_key":2005,"_type":174,"marks":2006,"text":2007},"k415",[],"OCBC USD Business Smart Account",[],{"_key":2010,"_type":1884,"content":2011},"k308",[2012],{"_key":2013,"_type":170,"children":2014,"markDefs":2019,"style":190},"k419",[2015],{"_key":2016,"_type":174,"marks":2017,"text":2018},"k418",[],"USD $15\u002Fmonth (if monthly balance below USD $1,000)",[],{"_key":2021,"_type":1884,"content":2022},"k311",[2023],{"_key":2024,"_type":170,"children":2025,"markDefs":2030,"style":190},"k422",[2026],{"_key":2027,"_type":174,"marks":2028,"text":2029},"k421",[],"USD $1,000",[],{"_key":2032,"_type":1884,"content":2033},"k314",[2034],{"_key":2035,"_type":170,"children":2036,"markDefs":2040,"style":190},"k425",[2037],{"_key":2038,"_type":174,"marks":2039,"text":1925},"k424",[],[],{"_key":2042,"_type":1884,"content":2043},"k317",[2044],{"_key":2045,"_type":170,"children":2046,"markDefs":2051,"style":190},"k428",[2047],{"_key":2048,"_type":174,"marks":2049,"text":2050},"k427",[],"Micro-businesses needing low entry barriers for USD",[],{"_key":2053,"_type":1880,"cells":2054},"k320",[2055,2066,2077,2088,2098],{"_key":2056,"_type":1884,"content":2057},"k321",[2058],{"_key":2059,"_type":170,"children":2060,"markDefs":2065,"style":190},"k431",[2061],{"_key":2062,"_type":174,"marks":2063,"text":2064},"k430",[],"Standard Chartered BusinessOne Account",[],{"_key":2067,"_type":1884,"content":2068},"k324",[2069],{"_key":2070,"_type":170,"children":2071,"markDefs":2076,"style":190},"k434",[2072],{"_key":2073,"_type":174,"marks":2074,"text":2075},"k433",[],"USD $50 (if monthly balance below USD $30,000)",[],{"_key":2078,"_type":1884,"content":2079},"k327",[2080],{"_key":2081,"_type":170,"children":2082,"markDefs":2087,"style":190},"k437",[2083],{"_key":2084,"_type":174,"marks":2085,"text":2086},"k436",[],"USD $30,000",[],{"_key":2089,"_type":1884,"content":2090},"k330",[2091],{"_key":2092,"_type":170,"children":2093,"markDefs":2097,"style":190},"k440",[2094],{"_key":2095,"_type":174,"marks":2096,"text":1925},"k439",[],[],{"_key":2099,"_type":1884,"content":2100},"k333",[2101],{"_key":2102,"_type":170,"children":2103,"markDefs":2108,"style":190},"k443",[2104],{"_key":2105,"_type":174,"marks":2106,"text":2107},"k442",[],"Tech companies using Straight2Bank for bulk global payouts",[],{"_key":2110,"_type":1880,"cells":2111},"k336",[2112,2123,2133,2143,2154],{"_key":2113,"_type":1884,"content":2114},"k337",[2115],{"_key":2116,"_type":170,"children":2117,"markDefs":2122,"style":190},"k446",[2118],{"_key":2119,"_type":174,"marks":2120,"text":2121},"k445",[],"Wise Business Account",[],{"_key":2124,"_type":1884,"content":2125},"k340",[2126],{"_key":2127,"_type":170,"children":2128,"markDefs":2132,"style":190},"k449",[2129],{"_key":2130,"_type":174,"marks":2131,"text":1925},"k448",[],[],{"_key":2134,"_type":1884,"content":2135},"k343",[2136],{"_key":2137,"_type":170,"children":2138,"markDefs":2142,"style":190},"k452",[2139],{"_key":2140,"_type":174,"marks":2141,"text":1925},"k451",[],[],{"_key":2144,"_type":1884,"content":2145},"k346",[2146],{"_key":2147,"_type":170,"children":2148,"markDefs":2153,"style":190},"k455",[2149],{"_key":2150,"_type":174,"marks":2151,"text":2152},"k454",[],"SGD $399 (one-time)",[],{"_key":2155,"_type":1884,"content":2156},"k349",[2157],{"_key":2158,"_type":170,"children":2159,"markDefs":2164,"style":190},"k458",[2160],{"_key":2161,"_type":174,"marks":2162,"text":2163},"k457",[],"Freelancers and micro-SMEs prioritizing mid-market FX rates",[],{"_key":2166,"_type":1880,"cells":2167},"k352",[2168,2179,2190,2200,2210],{"_key":2169,"_type":1884,"content":2170},"k353",[2171],{"_key":2172,"_type":170,"children":2173,"markDefs":2178,"style":190},"k461",[2174],{"_key":2175,"_type":174,"marks":2176,"text":2177},"k460",[],"Airwallex Business Account",[],{"_key":2180,"_type":1884,"content":2181},"k356",[2182],{"_key":2183,"_type":170,"children":2184,"markDefs":2189,"style":190},"k464",[2185],{"_key":2186,"_type":174,"marks":2187,"text":2188},"k463",[],"SGD $0 (base plan)",[],{"_key":2191,"_type":1884,"content":2192},"k359",[2193],{"_key":2194,"_type":170,"children":2195,"markDefs":2199,"style":190},"k467",[2196],{"_key":2197,"_type":174,"marks":2198,"text":1925},"k466",[],[],{"_key":2201,"_type":1884,"content":2202},"k362",[2203],{"_key":2204,"_type":170,"children":2205,"markDefs":2209,"style":190},"k470",[2206],{"_key":2207,"_type":174,"marks":2208,"text":1925},"k469",[],[],{"_key":2211,"_type":1884,"content":2212},"k365",[2213],{"_key":2214,"_type":170,"children":2215,"markDefs":2220,"style":190},"k473",[2216],{"_key":2217,"_type":174,"marks":2218,"text":2219},"k472",[],"E-commerce & SaaS needing local US banking details (ACH)",[],{"_key":2222,"_type":1880,"cells":2223},"k368",[2224,2235,2245,2255,2265],{"_key":2225,"_type":1884,"content":2226},"k369",[2227],{"_key":2228,"_type":170,"children":2229,"markDefs":2234,"style":190},"k476",[2230],{"_key":2231,"_type":174,"marks":2232,"text":2233},"k475",[],"Aspire Business Account",[],{"_key":2236,"_type":1884,"content":2237},"k372",[2238],{"_key":2239,"_type":170,"children":2240,"markDefs":2244,"style":190},"k479",[2241],{"_key":2242,"_type":174,"marks":2243,"text":2188},"k478",[],[],{"_key":2246,"_type":1884,"content":2247},"k375",[2248],{"_key":2249,"_type":170,"children":2250,"markDefs":2254,"style":190},"k482",[2251],{"_key":2252,"_type":174,"marks":2253,"text":1925},"k481",[],[],{"_key":2256,"_type":1884,"content":2257},"k378",[2258],{"_key":2259,"_type":170,"children":2260,"markDefs":2264,"style":190},"k485",[2261],{"_key":2262,"_type":174,"marks":2263,"text":1925},"k484",[],[],{"_key":2266,"_type":1884,"content":2267},"k381",[2268],{"_key":2269,"_type":170,"children":2270,"markDefs":2275,"style":190},"k488",[2271],{"_key":2272,"_type":174,"marks":2273,"text":2274},"k487",[],"Startups wanting integrated accounting & 1% ad\u002FSaaS cashback",[],{"_key":2277,"_type":170,"children":2278,"markDefs":2283,"style":1401},"k491",[2279],{"_key":2280,"_type":174,"marks":2281,"text":2282},"k490",[1185],"1. DBS Bank (DBS Foreign Currency Current Account)",[],{"_key":2285,"_type":170,"children":2286,"markDefs":2291,"style":190},"k494",[2287],{"_key":2288,"_type":174,"marks":2289,"text":2290},"k493",[],"DBS offers a dedicated single-currency USD account designed for businesses that handle high volumes of US dollar transactions. It provides specialised tools such as USD-denominated chequebooks and trade finance integration, making it suitable for companies with complex cross-border trade operations.",[],{"_key":2293,"_type":170,"children":2294,"markDefs":2299,"style":190},"k497",[2295],{"_key":2296,"_type":174,"marks":2297,"text":2298},"k496",[],"This account is best suited for traditional SMEs and trading firms that rely on physical cheques or structured trade documentation.",[],{"_key":2301,"_type":170,"children":2302,"markDefs":2307,"style":1401},"k500",[2303],{"_key":2304,"_type":174,"marks":2305,"text":2306},"k499",[1185],"2. UOB (UOB BizGlobal Account)",[],{"_key":2309,"_type":170,"children":2310,"markDefs":2315,"style":190},"k503",[2311],{"_key":2312,"_type":174,"marks":2313,"text":2314},"k502",[],"The UOB BizGlobal Account is built for “global-first” businesses, offering features such as 0.18% per annum interest on USD balances and waivers on inward telegraphic transfer fees. It’s particularly suitable for businesses with large USD cash reserves and frequent cross-border trade that require access to established banking infrastructure and global credit facilities.",[],{"_key":2317,"_type":170,"children":2318,"markDefs":2323,"style":190},"k506",[2319],{"_key":2320,"_type":174,"marks":2321,"text":2322},"k505",[],"However, the account comes with a high balance requirement, as businesses must maintain a USD $80,000 average daily balance to avoid the USD $80 monthly fall-below fee.",[],{"_key":2325,"_type":170,"children":2326,"markDefs":2331,"style":1401},"k509",[2327],{"_key":2328,"_type":174,"marks":2329,"text":2330},"k508",[1185],"3. OCBC (OCBC USD Business Smart Account)",[],{"_key":2333,"_type":170,"children":2334,"markDefs":2339,"style":190},"k512",[2335],{"_key":2336,"_type":174,"marks":2337,"text":2338},"k511",[],"OCBC’s USD Business Smart Account is one of the most accessible traditional USD accounts in the market, with a low initial deposit requirement of USD $500 and a focus on simplifying USD-specific reporting and payments.",[],{"_key":2341,"_type":170,"children":2342,"markDefs":2347,"style":190},"k515",[2343],{"_key":2344,"_type":174,"marks":2345,"text":2346},"k514",[],"It’s well suited for smaller businesses and exporters that need a standalone USD account without the high balance thresholds typically associated with enterprise banking.",[],{"_key":2349,"_type":170,"children":2350,"markDefs":2355,"style":1401},"k518",[2351],{"_key":2352,"_type":174,"marks":2353,"text":2354},"k517",[1185],"4. Standard Chartered Bank",[],{"_key":2357,"_type":170,"children":2358,"markDefs":2363,"style":190},"k521",[2359],{"_key":2360,"_type":174,"marks":2361,"text":2362},"k520",[],"Standard Chartered’s USD BusinessOne Account is a high-utility business account that includes complimentary access to Straight2Bank (S2B), a professional-grade digital platform for bulk payouts and advanced cash management. This makes it a strong choice for businesses that prioritise sophisticated digital banking tools and secure transaction portals over interest-bearing features.",[],{"_key":2365,"_type":170,"children":2366,"markDefs":2371,"style":190},"k524",[2367],{"_key":2368,"_type":174,"marks":2369,"text":2370},"k523",[],"The account is non-interest bearing and requires a USD 30,000 minimum initial deposit, with a USD 50 fall-below fee if balance requirements are not met.",[],{"_key":2373,"_type":170,"children":2374,"markDefs":2379,"style":1401},"k527",[2375],{"_key":2376,"_type":174,"marks":2377,"text":2378},"k526",[1185],"5. Wise",[],{"_key":2381,"_type":170,"children":2382,"markDefs":2387,"style":190},"k530",[2383],{"_key":2384,"_type":174,"marks":2385,"text":2386},"k529",[],"The Wise Business Account provides local US banking details, including routing and account numbers, and uses the real mid-market exchange rate, often saving businesses 3–4% compared to traditional bank foreign exchange margins. It’s best suited for freelancers, digital agencies, and globally distributed teams that receive USD from international clients and pay overseas contractors while prioritising cost transparency.",[],{"_key":2389,"_type":170,"children":2390,"markDefs":2395,"style":190},"k533",[2391],{"_key":2392,"_type":174,"marks":2393,"text":2394},"k532",[],"The account requires a one-time SGD $99 setup fee, has no monthly fees or minimum balances, but doesn’t offer traditional banking services such as cheques or credit facilities.",[],{"_key":2397,"_type":170,"children":2398,"markDefs":2403,"style":1401},"k536",[2399],{"_key":2400,"_type":174,"marks":2401,"text":2402},"k535",[1185],"6. Airwallex",[],{"_key":2405,"_type":170,"children":2406,"markDefs":2411,"style":190},"k539",[2407],{"_key":2408,"_type":174,"marks":2409,"text":2410},"k538",[],"The Airwallex Business Account offers local USD collections via ACH and routing numbers, zero SWIFT fees, and automated accounting integrations with platforms such as Xero and QuickBooks. It’s particularly well suited for high-growth e-commerce businesses and tech firms that need scalable payment infrastructure and the ability to issue unlimited virtual corporate cards for USD software and operational spend.",[],{"_key":2413,"_type":170,"children":2414,"markDefs":2419,"style":190},"k542",[2415],{"_key":2416,"_type":174,"marks":2417,"text":2418},"k541",[],"There are no account opening or monthly fees, but it operates as a digital payment institution, meaning businesses should ensure their finance teams are comfortable with digital-only statements and workflows.",[],{"_key":2421,"_type":170,"children":2422,"markDefs":2427,"style":1401},"k545",[2423],{"_key":2424,"_type":174,"marks":2425,"text":2426},"k544",[1185],"7. Aspire",[],{"_key":2429,"_type":170,"children":2430,"markDefs":2439,"style":190},"k551",[2431,2435],{"_key":2432,"_type":174,"marks":2433,"text":282},"k549",[2434],"k546",{"_key":2436,"_type":174,"marks":2437,"text":2438},"k550",[]," is a fintech company offering distinguished USD corporate account services in Singapore, ideal for startups and SMEs seeking hassle-free banking solutions. With a user-friendly interface, Aspire allows businesses to manage spending, payables, and receivables all in one place within minutes. As one of the best business account providers in Singapore, Aspire offers powerful reporting tools that enhance financial operations and compliance, empowering modern companies to navigate an evolving business landscape and unlock new growth opportunities with ease.",[2440],{"_key":2434,"_type":188,"externalUrl":1273,"linkType":145},{"_key":2442,"_type":170,"children":2443,"markDefs":2448,"style":1188},"k554",[2444],{"_key":2445,"_type":174,"marks":2446,"text":2447},"k553",[1185],"Aspire USD corporate account features",[],{"_key":2450,"_type":170,"children":2451,"level":1244,"listItem":1305,"markDefs":2456,"style":190},"k557",[2452],{"_key":2453,"_type":174,"marks":2454,"text":2455},"k556",[],"Pay online or in-store globally in USD",[],{"_key":2458,"_type":170,"children":2459,"level":1244,"listItem":1305,"markDefs":2464,"style":190},"k560",[2460],{"_key":2461,"_type":174,"marks":2462,"text":2463},"k559",[],"Free local transfers in USD, SGD, GBP, EUR, MYR, PHP, IDR and VND",[],{"_key":2466,"_type":170,"children":2467,"level":1244,"listItem":1305,"markDefs":2481,"style":190},"k568",[2468,2472,2477],{"_key":2469,"_type":174,"marks":2470,"text":2471},"k565",[],"Competitive forex rates for",{"_key":2473,"_type":174,"marks":2474,"text":2476},"k566",[2475],"k562"," international payments",{"_key":2478,"_type":174,"marks":2479,"text":2480},"k567",[]," in 30+ currencies with great FX rates, making international transfers more cost-effective",[2482],{"_key":2475,"_type":188,"externalUrl":2483,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fglobal-payments",{"_key":2485,"_type":170,"children":2486,"level":1244,"listItem":1305,"markDefs":2491,"style":190},"k571",[2487],{"_key":2488,"_type":174,"marks":2489,"text":2490},"k570",[],"Market exchange rates are shown upfront, so no worries about hidden charges",[],{"_key":2493,"_type":170,"children":2494,"level":1244,"listItem":1305,"markDefs":2499,"style":190},"k574",[2495],{"_key":2496,"_type":174,"marks":2497,"text":2498},"k573",[],"Multi-currency corporate cards for streamlined spending and efficient global transactions",[],{"_key":2501,"_type":170,"children":2502,"level":1244,"listItem":1305,"markDefs":2507,"style":190},"k577",[2503],{"_key":2504,"_type":174,"marks":2505,"text":2506},"k576",[],"Access the account through Apple Pay\u002FGoogle Wallet or physical\u002Fvirtual cards issued",[],{"_key":2509,"_type":170,"children":2510,"level":1244,"listItem":1305,"markDefs":2515,"style":190},"k580",[2511],{"_key":2512,"_type":174,"marks":2513,"text":2514},"k579",[],"A unique business account number allows companies to invoice and accept local and international payments",[],{"_key":2517,"_type":170,"children":2518,"level":1244,"listItem":1305,"markDefs":2523,"style":190},"k583",[2519],{"_key":2520,"_type":174,"marks":2521,"text":2522},"k582",[],"Synchronise with accounting software to close the books really fast and get insights into the company's financial management",[],{"_key":2525,"_type":170,"children":2526,"level":1244,"listItem":1305,"markDefs":2531,"style":190},"k586",[2527],{"_key":2528,"_type":174,"marks":2529,"text":2530},"k585",[],"Fast and easy online account opening with real-time expense tracking and instant credit approvals",[],{"_key":2533,"_type":170,"children":2534,"level":1244,"listItem":1305,"markDefs":2544,"style":190},"k592",[2535,2540],{"_key":2536,"_type":174,"marks":2537,"text":2539},"k590",[2538,1185],"k587","Earn up to 3.45% returns on USD",{"_key":2541,"_type":174,"marks":2542,"text":2543},"k591",[]," – No minimums, no lock-ins, next-business-day liquidity",[2545],{"_key":2538,"_type":188,"externalUrl":1796,"linkType":145},{"_key":2547,"_type":170,"children":2548,"level":1244,"listItem":1305,"markDefs":2558,"style":190},"k598",[2549,2554],{"_key":2550,"_type":174,"marks":2551,"text":2553},"k596",[2552,1185],"k593","1% cashback",{"_key":2555,"_type":174,"marks":2556,"text":2557},"k597",[]," on digital marketing and SaaS spend",[2559],{"_key":2552,"_type":188,"externalUrl":1773,"linkType":145},{"_key":2561,"_type":170,"children":2562,"markDefs":2567,"style":190},"k601",[2563],{"_key":2564,"_type":174,"marks":2565,"text":2566},"k600",[1185],"2026 pricing:",[],{"_key":2569,"_type":170,"children":2570,"level":1244,"listItem":1305,"markDefs":2579,"style":190},"k606",[2571,2575],{"_key":2572,"_type":174,"marks":2573,"text":2574},"k604",[],"Account opening: ",{"_key":2576,"_type":174,"marks":2577,"text":2578},"k605",[1185],"Free",[],{"_key":2581,"_type":170,"children":2582,"level":1244,"listItem":1305,"markDefs":2590,"style":190},"k611",[2583,2587],{"_key":2584,"_type":174,"marks":2585,"text":2586},"k609",[],"Monthly fees: ",{"_key":2588,"_type":174,"marks":2589,"text":1925},"k610",[1185],[],{"_key":2592,"_type":170,"children":2593,"level":1244,"listItem":1305,"markDefs":2601,"style":190},"k616",[2594,2598],{"_key":2595,"_type":174,"marks":2596,"text":2597},"k614",[],"Minimum balance: ",{"_key":2599,"_type":174,"marks":2600,"text":1925},"k615",[1185],[],{"_key":2603,"_type":170,"children":2604,"level":1244,"listItem":1305,"markDefs":2612,"style":190},"k621",[2605,2609],{"_key":2606,"_type":174,"marks":2607,"text":2608},"k619",[],"Local USD transfers: ",{"_key":2610,"_type":174,"marks":2611,"text":2578},"k620",[1185],[],{"_key":2614,"_type":170,"children":2615,"markDefs":2620,"style":1188},"k624",[2616],{"_key":2617,"_type":174,"marks":2618,"text":2619},"k623",[1185],"Conclusion",[],{"_key":2622,"_type":170,"children":2623,"markDefs":2636,"style":190},"k632",[2624,2628,2632],{"_key":2625,"_type":174,"marks":2626,"text":2627},"k629",[],"An efficient USD business account enables seamless global transactions, helps take advantage of favorable currency exchange rates, streamlines",{"_key":2629,"_type":174,"marks":2630,"text":2476},"k630",[2631],"k626",{"_key":2633,"_type":174,"marks":2634,"text":2635},"k631",[],", and delivers significant cost savings through competitive charges in 2026.",[2637],{"_key":2631,"_type":188,"externalUrl":2483,"linkType":145},{"_key":2639,"_type":170,"children":2640,"markDefs":2653,"style":190},"k640",[2641,2645,2649],{"_key":2642,"_type":174,"marks":2643,"text":2644},"k637",[],"For startups and SMEs, digital providers like",{"_key":2646,"_type":174,"marks":2647,"text":1358},"k638",[2648],"k634",{"_key":2650,"_type":174,"marks":2651,"text":2652},"k639",[]," offer the best value with $0 fees and comprehensive financial tools. For established enterprises needing trade finance and relationship banking, traditional banks remain strong options.",[2654],{"_key":2648,"_type":188,"externalUrl":1273,"linkType":145},{"slug":301,"title":302},{"_type":154,"alternativeText":2657,"height":1055,"url":2658,"width":1057},"Choosing the best USD account in Singapore for your business in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fef0e38a908ed75079b55c44c7fdff50d\u002Fshared_cover_shared-cover-how-to-choose-the.png",[2660,2666,2672,2678,2684],{"_key":1180,"_type":170,"children":2661,"level":1244,"listItem":1305,"markDefs":2665,"style":190},[2662],{"_key":1183,"_type":174,"marks":2663,"text":2664},[],"In 2026, a USD business account is no longer optional for companies with international clients, suppliers, or software spend—it enables faster payments, lower FX costs, and smoother cross-border transactions.",[],{"_key":1190,"_type":170,"children":2667,"level":1244,"listItem":1305,"markDefs":2671,"style":190},[2668],{"_key":1193,"_type":174,"marks":2669,"text":2670},[],"Businesses can avoid repeated FX conversions, benefit from better exchange rates, and manage USD spending more efficiently by receiving, holding, and paying directly in US dollars.",[],{"_key":1198,"_type":170,"children":2673,"level":1244,"listItem":1305,"markDefs":2677,"style":190},[2674],{"_key":1201,"_type":174,"marks":2675,"text":2676},[],"Fintech platforms like Aspire, Wise, and Airwallex offer zero monthly fees, fast onboarding (24–48 hours), real-time FX rates, and modern integrations—compared to higher fees and slower processes at traditional banks.",[],{"_key":1206,"_type":170,"children":2679,"level":1244,"listItem":1305,"markDefs":2683,"style":190},[2680],{"_key":1209,"_type":174,"marks":2681,"text":2682},[],"Traditional banks suit enterprises needing trade finance and relationship banking, while startups, SMEs, e-commerce firms, and digital businesses benefit more from digital-first USD accounts with automation and API access.",[],{"_key":1214,"_type":170,"children":2685,"level":1244,"listItem":1305,"markDefs":2689,"style":190},[2686],{"_key":1217,"_type":174,"marks":2687,"text":2688},[],"Modern USD accounts now combine payments, expense management, accounting integration, yield on balances, and corporate cards—turning financial infrastructure into a strategic growth advantage.",[],{"heading":2691,"items":246},"Frequently asked questions",[2693,2715,2731,2744,2751],{"_key":1209,"_type":170,"children":2694,"markDefs":2711,"style":190},[2695,2700,2703,2707],{"_key":2696,"_type":174,"marks":2697,"text":2699},"k6",[2698],"k0","Opening a business account in Singapore",{"_key":1201,"_type":174,"marks":2701,"text":2702},[]," is often the first step to cultivating financial discipline. Making transactions through a dedicated",{"_key":1198,"_type":174,"marks":2704,"text":2706},[2705],"k3"," business account",{"_key":2708,"_type":174,"marks":2709,"text":2710},"k9",[]," can immediately instil trust and security with suppliers and customers.",[2712,2714],{"_key":2698,"_type":188,"externalUrl":2713,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fopen-business-bank-account",{"_key":2705,"_type":188,"externalUrl":1273,"linkType":145},{"_key":2716,"_type":170,"children":2717,"markDefs":2729,"style":190},"k18",[2718,2722,2726],{"_key":2719,"_type":174,"marks":2720,"text":2721},"k15",[],"Most financial institutions require a business",{"_key":1225,"_type":174,"marks":2723,"text":2725},[2724],"k12"," bank account in Singapore",{"_key":1222,"_type":174,"marks":2727,"text":2728},[]," as a prerequisite for availing loans for initial capital or scaling up businesses.",[2730],{"_key":2724,"_type":188,"externalUrl":1273,"linkType":145},{"_key":1251,"_type":170,"children":2732,"markDefs":2743,"style":190},[2733,2736,2739],{"_key":1241,"_type":174,"marks":2734,"text":2735},[],"However, if a business deals with multiple USD transactions, ",{"_key":1238,"_type":174,"marks":2737,"text":2738},[1185],"opening a USD account in Singapore",{"_key":2740,"_type":174,"marks":2741,"text":2742},"k24",[]," would be a better idea. One of the significant advantages is the ability to benefit from favourable currency exchange rates and retain funds until needed.",[],{"_key":1265,"_type":170,"children":2745,"markDefs":2750,"style":190},[2746],{"_key":2747,"_type":174,"marks":2748,"text":2749},"k27",[],"By holding funds in USD, businesses with a global footprint can optimise conversions and access lower conversion rates, while domestic USD transfers can be completely free. This flexibility grants greater control over spending in USD currency, making transactions and financial management more efficient and cost-effective.",[],{"_key":1259,"_type":170,"children":2752,"markDefs":2757,"style":190},[2753],{"_key":2754,"_type":174,"marks":2755,"text":2756},"k30",[],"In this article, we will cover some of the best USD accounts available in Singapore in 2026 and how you can choose the best one for your business.",[],"2026-07-24T00:00:00.000Z",{"_type":149,"metaDescription":2760,"metaTitle":2761,"socialShareImageUrl":2762},"Understand what a USD account is, explore the top USD accounts in Singapore, and discover key tips for choosing the best one to suit your business needs.","Best USD account in Singapore for businesses (2026)",{"_type":154,"alternativeText":2657,"height":1055,"url":2658,"width":1057},"choosing-the-best-usd-account-in-singapore-for-your-business",[2765,2771,2777,2783,2789],{"_key":1180,"_type":170,"children":2766,"level":1244,"listItem":1305,"markDefs":2770,"style":190},[2767],{"_key":1183,"_type":174,"marks":2768,"text":2769},[],"DBS - https:\u002F\u002Fwww.dbs.com.sg\u002Fdocuments\u002F276102\u002F282855\u002Fpricing-guide.pdf\u002F0773e2ea-4475-834e-d328-8aa396d0679b?t=1680505671893",[],{"_key":1190,"_type":170,"children":2772,"level":1244,"listItem":1305,"markDefs":2776,"style":190},[2773],{"_key":1193,"_type":174,"marks":2774,"text":2775},[],"OCBC - https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fhelp-and-support\u002Faccounts-and-services\u002Fbusiness-pricing-guide",[],{"_key":1198,"_type":170,"children":2778,"level":1244,"listItem":1305,"markDefs":2782,"style":190},[2779],{"_key":1201,"_type":174,"marks":2780,"text":2781},[],"UOB - https:\u002F\u002Fwww.uob.com.sg\u002Fbusiness\u002Faccounts\u002Fuob-bizglobal-account.page",[],{"_key":1206,"_type":170,"children":2784,"level":1244,"listItem":1305,"markDefs":2788,"style":190},[2785],{"_key":1209,"_type":174,"marks":2786,"text":2787},[],"Wise - https:\u002F\u002Fwise.com\u002Fsg\u002Fbusiness\u002F",[],{"_key":1214,"_type":170,"children":2790,"level":1244,"listItem":1305,"markDefs":2794,"style":190},[2791],{"_key":1217,"_type":174,"marks":2792,"text":2793},[],"Airwallex - https:\u002F\u002Fwww.airwallex.com\u002Fsg\u002Fbusiness-account",[],1790926639246]