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Companies that require broader capabilities such as ",{"_key":3394,"_type":174,"marks":3395,"text":3397},"k1172",[3396],"k1152","multi-currency accounts",{"_key":3399,"_type":174,"marks":3400,"text":3401},"k1173",[],", ",{"_key":3403,"_type":174,"marks":3404,"text":3406},"k1174",[3405],"k1155","expense management",{"_key":3408,"_type":174,"marks":3409,"text":3410},"k1175",[]," tools, corporate cards, or accounting software integrations, may find greater value in alternatives such as ",{"_key":3412,"_type":174,"marks":3413,"text":282},"k1176",[3414],"k1158",{"_key":3416,"_type":174,"marks":3417,"text":3418},"k1177",[],", which combines support for 30+ currencies with built-in ",{"_key":3420,"_type":174,"marks":3421,"text":3423},"k1178",[3422],"k1161","spend management",{"_key":3425,"_type":174,"marks":3426,"text":3401},"k1179",[],{"_key":3428,"_type":174,"marks":3429,"text":3431},"k1180",[3430],"k1164","corporate cards",{"_key":3433,"_type":174,"marks":3434,"text":3435},"k1181",[],", and ",{"_key":3437,"_type":174,"marks":3438,"text":346},"k1182",[3439],"k1167",{"_key":3441,"_type":174,"marks":3442,"text":3443},"k1183",[]," with platforms including Xero, QuickBooks, and NetSuite.",[3445,3447,3449,3451,3453,3455],{"_key":3396,"_type":188,"externalUrl":3446,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbusiness-account",{"_key":3405,"_type":188,"externalUrl":3448,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":3414,"_type":188,"externalUrl":3450,"linkType":145},"https:\u002F\u002Faspireapp.com\u002F",{"_key":3422,"_type":188,"externalUrl":3452,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fsolutions\u002Fglobal-spend",{"_key":3430,"_type":188,"externalUrl":3454,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcorporate-card",{"_key":3439,"_type":188,"externalUrl":3456,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":3458,"_type":170,"children":3459,"markDefs":3463,"style":1188},"k1188",[3460],{"_key":3461,"_type":174,"marks":3462,"text":1006},"k1187",[1185],[],{"_key":3465,"_type":170,"children":3466,"markDefs":3471,"style":1221},"k1192",[3467],{"_key":3468,"_type":174,"marks":3469,"text":3470},"k1191",[1185],"How much interest does the CIMB BusinessGo Account pay?",[],{"_key":3473,"_type":170,"children":3474,"markDefs":3479,"style":190},"k1196",[3475],{"_key":3476,"_type":174,"marks":3477,"text":3478},"k1195",[],"The CIMB BusinessGo Account offers a base interest rate of up to 0.23% p.a. on balances above SGD $30,000. New customers who open an account by 30 November 2026 can earn a promotional rate of 1.68% p.a. on balances of up to SGD $1,000,000 until 31 December 2026, after which the standard interest structure applies.",[],{"_key":3481,"_type":170,"children":3482,"markDefs":3487,"style":1221},"k1200",[3483],{"_key":3484,"_type":174,"marks":3485,"text":3486},"k1199",[1185],"What is the minimum balance requirement for a CIMB BusinessGo Account?",[],{"_key":3489,"_type":170,"children":3490,"markDefs":3495,"style":190},"k1204",[3491],{"_key":3492,"_type":174,"marks":3493,"text":3494},"k1203",[],"The standard account requires a minimum balance of SGD $30,000, failing which a SGD $88 monthly fall-below fee applies. For new customers who open an account by 30 November 2026, both the minimum balance requirement and fall-below fee are waived until 31 December 2026.",[],{"_key":3497,"_type":170,"children":3498,"markDefs":3503,"style":1221},"k1208",[3499],{"_key":3500,"_type":174,"marks":3501,"text":3502},"k1207",[1185],"Are FAST and GIRO transfers free?",[],{"_key":3505,"_type":170,"children":3506,"markDefs":3511,"style":190},"k1212",[3507],{"_key":3508,"_type":174,"marks":3509,"text":3510},"k1211",[],"Yes. Unlimited FAST, GIRO, and payroll transactions (single and bulk) via BizChannel@CIMB are free with no per-transaction charge.",[],{"_key":3513,"_type":170,"children":3514,"markDefs":3519,"style":1221},"k1216",[3515],{"_key":3516,"_type":174,"marks":3517,"text":3518},"k1215",[1185],"Is the CIMB BusinessGo Account suitable for startups?",[],{"_key":3521,"_type":170,"children":3522,"markDefs":3527,"style":190},"k1220",[3523],{"_key":3524,"_type":174,"marks":3525,"text":3526},"k1219",[],"During the promotional period, yes: no minimum balance, no account fees, and 1.68% p.a. interest from the first dollar make it an accessible option for new businesses. After the promotion, the SGD $30,000 minimum balance and SGD $88 fall-below fee make it more suited to businesses with stable, larger cash positions.",[],{"_key":3529,"_type":170,"children":3530,"markDefs":3535,"style":1221},"k1224",[3531],{"_key":3532,"_type":174,"marks":3533,"text":3534},"k1223",[1185],"Is the CIMB BusinessGo Account worth it for Singapore SMEs?",[],{"_key":3537,"_type":170,"children":3538,"markDefs":3543,"style":190},"k1228",[3539],{"_key":3540,"_type":174,"marks":3541,"text":3542},"k1227",[],"It depends on the stage and cash position of the business. For SMEs that can maintain SGD $30,000 or more and benefit from high-volume local transfers, the account offers genuine value, especially during the promotional period. For businesses that need multi-currency support, expense management tools, or accounting integrations, alternatives like Aspire may be a better fit.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3546,"height":1055,"url":3547,"width":1057},"CIMB BusinessGo account review in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6135703fceace705c82672ff48b44363\u002Fshared_cover_shared-cover-best-debit-card-comparison.png",[3549,3556,3564,3571,3577,3584],{"_key":1183,"_type":170,"children":3550,"level":1313,"listItem":2071,"markDefs":3555,"style":190},[3551],{"_key":3552,"_type":174,"marks":3553,"text":3554},"k1",[],"The CIMB BusinessGo Account is an SGD interest-bearing current account suitable for startups and SMEs seeking a low-cost business account",[],{"_key":3557,"_type":170,"children":3558,"level":1313,"listItem":2071,"markDefs":3563,"style":190},"k5",[3559],{"_key":3560,"_type":174,"marks":3561,"text":3562},"k4",[],"Unlimited free FAST, GIRO, PayNow, and payroll transactions (single and bulk) via BizChannel@CIMB",[],{"_key":3565,"_type":170,"children":3566,"level":1313,"listItem":2071,"markDefs":3570,"style":190},"k8",[3567],{"_key":1190,"_type":174,"marks":3568,"text":3569},[],"Outward telegraphic transfers (TTs) are charged at a flat SGD $18.88 per transaction via BizChannel@CIMB",[],{"_key":1198,"_type":170,"children":3572,"level":1313,"listItem":2071,"markDefs":3576,"style":190},[3573],{"_key":1201,"_type":174,"marks":3574,"text":3575},[],"The SGD $30,000 minimum balance and SGD $88 fall-below fee are waived until 31 Dec 2026; thereafter, balances below SGD $30,000 earn no interest and may incur fees",[],{"_key":1209,"_type":170,"children":3578,"level":1313,"listItem":2071,"markDefs":3583,"style":190},[3579],{"_key":3580,"_type":174,"marks":3581,"text":3582},"k13",[],"Singapore-registered businesses can apply online, while overseas-registered businesses must contact CIMB directly for account opening assistance",[],{"_key":3585,"_type":170,"children":3586,"level":1313,"listItem":2071,"markDefs":3591,"style":190},"k17",[3587],{"_key":3588,"_type":174,"marks":3589,"text":3590},"k16",[],"SGD deposits are insured by SDIC up to SGD $100,000 per depositor per scheme member by law",[],[3593,3599],{"_key":1183,"_type":170,"children":3594,"markDefs":3598,"style":190},[3595],{"_key":3552,"_type":174,"marks":3596,"text":3597},[],"Most SGD business current accounts in Singapore pay minimal interest on operating balances. The CIMB BusinessGo Account differentiates itself as an interest-bearing SGD current account, combining unlimited free local transfers with a straightforward telegraphic transfer (TT) fee structure. At the time of writing, new customers can earn a promotional interest rate of up to 1.68% p.a. through 2026.",[],{"_key":3557,"_type":170,"children":3600,"markDefs":3604,"style":190},[3601],{"_key":3560,"_type":174,"marks":3602,"text":3603},[],"This CIMB BusinessGo Account review examines the account's key features, fees, eligibility requirements, and interest rates. It also considers how the account performs once the promotional benefits expire and compares it with alternative business accounts available in Singapore.",[],"2026-07-10T00:00:00.000Z",{"_type":149,"metaDescription":3607,"metaTitle":3608,"socialShareImageUrl":3609},"Thinking of opening a CIMB BusinessGo Account? 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