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Businesses that do not maintain this balance may incur a monthly fall-below fee of SGD $35.",[],{"_key":3009,"_type":170,"children":3010,"markDefs":3015,"style":1221},"k944",[3011],{"_key":3012,"_type":174,"marks":3013,"text":3014},"k943",[1185],"Does the CIMB SGD Business Interest Transaction Account earn interest?",[],{"_key":3017,"_type":170,"children":3018,"markDefs":3023,"style":190},"k948",[3019],{"_key":3020,"_type":174,"marks":3021,"text":3022},"k947",[],"Yes. The account is designed to pay interest on eligible Singapore dollar balances. The applicable interest rate is preferential and determined by CIMB and may change from time to time.",[],{"_key":3025,"_type":170,"children":3026,"markDefs":3031,"style":1221},"k952",[3027],{"_key":3028,"_type":174,"marks":3029,"text":3030},"k951",[1185],"Can I hold foreign currencies in this account?",[],{"_key":3033,"_type":170,"children":3034,"markDefs":3039,"style":190},"k956",[3035],{"_key":3036,"_type":174,"marks":3037,"text":3038},"k955",[],"No. The CIMB SGD Business Interest Transaction Account is a Singapore dollar current account. Businesses requiring multi-currency banking will need a separate solution.",[],{"_key":3041,"_type":170,"children":3042,"markDefs":3047,"style":1221},"k960",[3043],{"_key":3044,"_type":174,"marks":3045,"text":3046},"k959",[1185],"Does the account support online banking?",[],{"_key":3049,"_type":170,"children":3050,"markDefs":3055,"style":190},"k964",[3051],{"_key":3052,"_type":174,"marks":3053,"text":3054},"k963",[],"Yes. Businesses receive access to BizChannel@CIMB, which allows them to manage payments, transfers, approvals and account administration online.",[],{"_key":3057,"_type":170,"children":3058,"markDefs":3063,"style":1221},"k968",[3059],{"_key":3060,"_type":174,"marks":3061,"text":3062},"k967",[1185],"Is the account suitable for startups?",[],{"_key":3065,"_type":170,"children":3066,"markDefs":3071,"style":190},"k972",[3067],{"_key":3068,"_type":174,"marks":3069,"text":3070},"k971",[],"It depends. Businesses able to maintain the SGD $8,000 minimum balance may benefit from earning interest. However, startups looking for lower entry requirements, free transfers or integrated finance tools may find entry-level business accounts or digital banking platforms more suitable.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3074,"height":1055,"url":3075,"width":1057},"CIMB SGD Business Interest Transaction account review in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fa0342550fcb8fb519bd319b0846d831d\u002Fshared-hk-a0342550_cover_shared-cover-bank.jpeg",[3077,3084,3092,3099,3105],{"_key":1183,"_type":170,"children":3078,"level":1305,"listItem":1640,"markDefs":3083,"style":190},[3079],{"_key":3080,"_type":174,"marks":3081,"text":3082},"k1",[],"An SGD current account with preferential interest rates that’s ideal for SMEs and businesses with higher operating balances",[],{"_key":3085,"_type":170,"children":3086,"level":1305,"listItem":1640,"markDefs":3091,"style":190},"k5",[3087],{"_key":3088,"_type":174,"marks":3089,"text":3090},"k4",[],"The minimum monthly average balance is SGD $8,000 and the fall-below fee is SGD $35",[],{"_key":3093,"_type":170,"children":3094,"level":1305,"listItem":1640,"markDefs":3098,"style":190},"k8",[3095],{"_key":1190,"_type":174,"marks":3096,"text":3097},[],"There’s no account opening or monthly fee but an inactivity fee of SGD $50 per month is applicable when the account stays dormant",[],{"_key":1198,"_type":170,"children":3100,"level":1305,"listItem":1640,"markDefs":3104,"style":190},[3101],{"_key":1201,"_type":174,"marks":3102,"text":3103},[],"Offers digital banking through BizChannel@CIMB and other essential banking functions such as PayNow, FAST, telegraphic transfers, and cheque facilities",[],{"_key":1209,"_type":170,"children":3106,"level":1305,"listItem":1640,"markDefs":3111,"style":190},[3107],{"_key":3108,"_type":174,"marks":3109,"text":3110},"k13",[],"Supports overseas payments but does not include multi-currency functionality or dedicated cross-border payment features",[],[3113,3119],{"_key":1183,"_type":170,"children":3114,"markDefs":3118,"style":190},[3115],{"_key":3080,"_type":174,"marks":3116,"text":3117},[],"Businesses typically keep operating funds in their current accounts to cover payroll, supplier payments, taxes, and other day-to-day expenses. Rather than leaving these balances idle, the CIMB SGD Business Interest Transaction Account allows businesses to earn interest on eligible SGD balances while maintaining the flexibility and accessibility of a current account. This makes it suitable for businesses that want to keep cash readily available without foregoing potential returns.",[],{"_key":3085,"_type":170,"children":3120,"markDefs":3124,"style":190},[3121],{"_key":3088,"_type":174,"marks":3122,"text":3123},[],"This CIMB SGD Business Interest Transaction Account review examines the key features, fees, eligibility requirements, and interest rates, and compares it with other business banking solutions in Singapore to help determine whether it is the right fit for your business.",[],"2026-07-10T00:00:00.000Z",{"_type":149,"metaDescription":3127,"metaTitle":3128,"socialShareImageUrl":3129},"Discover the CIMB SGD Business Interest Transaction Account and explore its interest rates, fees, eligibility, and banking features.","CIMB SGD Business Interest Transaction Account review 2026",{"_type":154,"alternativeText":3074,"height":1055,"url":3075,"width":1057},"cimb-sgd-business-interest-transaction-account-review",[3132,3139,3145,3151,3157,3163,3171],{"_key":1183,"_type":170,"children":3133,"level":1305,"listItem":3137,"markDefs":3138,"style":190},[3134],{"_key":3080,"_type":174,"marks":3135,"text":3136},[],"Business banking, CIMB -","number",[],{"_key":3085,"_type":170,"children":3140,"level":1305,"listItem":3137,"markDefs":3144,"style":190},[3141],{"_key":3088,"_type":174,"marks":3142,"text":3143},[],"https:\u002F\u002Fwww.cimb.com.sg\u002Fen\u002Fbusiness\u002Fsolutions-products\u002Fcash-management\u002Fcommercial-current-accounts\u002Fsgd-business-interest-transaction-account.html",[],{"_key":3093,"_type":170,"children":3146,"level":1305,"listItem":3137,"markDefs":3150,"style":190},[3147],{"_key":1190,"_type":174,"marks":3148,"text":3149},[],"Pricing guide, CIMB -",[],{"_key":1198,"_type":170,"children":3152,"level":1305,"listItem":3137,"markDefs":3156,"style":190},[3153],{"_key":1201,"_type":174,"marks":3154,"text":3155},[],"https:\u002F\u002Fwww.cimb.com.sg\u002Fen\u002Fbusiness\u002Fhelp-support\u002Frates-charges\u002Ffees-charges\u002Fcorporate-pricing-guide\u002Faccount-services.html",[],{"_key":1209,"_type":170,"children":3158,"level":1305,"listItem":3137,"markDefs":3162,"style":190},[3159],{"_key":3108,"_type":174,"marks":3160,"text":3161},[],"Features, UOB - https:\u002F\u002Fwww.uob.com.sg\u002Fbusiness\u002Faccounts\u002Fuob-ebusiness-account.page",[],{"_key":3164,"_type":170,"children":3165,"level":1305,"listItem":3137,"markDefs":3170,"style":190},"k17",[3166],{"_key":3167,"_type":174,"marks":3168,"text":3169},"k16",[],"Business banking, OCBC -",[],{"_key":3172,"_type":170,"children":3173,"level":1305,"listItem":3137,"markDefs":3177,"style":190},"k20",[3174],{"_key":1214,"_type":174,"marks":3175,"text":3176},[],"https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Faccounts\u002Fbusiness-growth-account",[],1790926664647]