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HSBC, your acquirer, will process the payment. You pay a fixed fee to the acquirer and the network every time a payment is processed. The rate of this transaction fee is outlined in the merchant discount rate. 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Banks charge this fee to cover the handling costs and any transaction risks. Interchange fee makes up the most significant part of the transaction charges for your business as it includes a percentage fee plus a fixed fee.",[],{"_key":1339,"_type":170,"children":1340,"markDefs":1345,"style":1329},"k59",[1341],{"_key":1342,"_type":174,"marks":1343,"text":1344},"k58",[1185],"Merchant Account Provider Fee",[],{"_key":1347,"_type":170,"children":1348,"markDefs":1353,"style":190},"k62",[1349],{"_key":1350,"_type":174,"marks":1351,"text":1352},"k61",[],"Your business must link its credit card to a merchant account. It allows you to process e-payments and deposit the money in your bank account. A merchant account is necessary as it doesn't wait for the customer to pay their credit card bills and deposit money into your account immediately after they make the payment.",[],{"_key":1355,"_type":170,"children":1356,"markDefs":1361,"style":190},"k65",[1357],{"_key":1358,"_type":174,"marks":1359,"text":1360},"k64",[],"In exchange, the merchant account provider charges a fee on top of the interchange fee. It involves a monthly statement fee, maintenance fee, and fall-below fee, which varies with the transaction volume and the type of your business.",[],{"_key":1363,"_type":170,"children":1364,"markDefs":1369,"style":1329},"k68",[1365],{"_key":1366,"_type":174,"marks":1367,"text":1368},"k67",[1185],"The way the payment is processed",[],{"_key":1371,"_type":170,"children":1372,"markDefs":1377,"style":190},"k71",[1373],{"_key":1374,"_type":174,"marks":1375,"text":1376},"k70",[],"A customer can pay by swiping a card, over the phone, or via an e-wallet. 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It's the total of a percentage fee and a fixed fee.",[],{"_key":1403,"_type":170,"children":1404,"markDefs":1409,"style":190},"k83",[1405],{"_key":1406,"_type":174,"marks":1407,"text":1408},"k82",[],"For instance, to process a payment of $100, you'll have to pay a processing fee of 1.65% + 10 cents. The interchange rates vary with card companies and the payment methods, such as swiping the card, typing into a terminal, or online payment.",[],{"_key":1411,"_type":170,"children":1412,"markDefs":1417,"style":1320},"k86",[1413],{"_key":1414,"_type":174,"marks":1415,"text":1416},"k85",[1185],"Terminal Fees",[],{"_key":1419,"_type":170,"children":1420,"markDefs":1425,"style":190},"k89",[1421],{"_key":1422,"_type":174,"marks":1423,"text":1424},"k88",[],"Retailers often use point-of-sale systems, which are a group of software designed to accept payments. The companies that provide these terminals charge a fee which is called a terminal fee.",[],{"_key":1427,"_type":170,"children":1428,"markDefs":1433,"style":1320},"k92",[1429],{"_key":1430,"_type":174,"marks":1431,"text":1432},"k91",[1185],"Tiered Fees",[],{"_key":1435,"_type":170,"children":1436,"markDefs":1441,"style":190},"k95",[1437],{"_key":1438,"_type":174,"marks":1439,"text":1440},"k94",[],"In the tiered model, a payment processor divides the interchange cost into three categories, depending on the risk associated with it. 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Some cards also offer zero foreign transaction costs. If you don't already have it, apply for them to save money on international transactions.",[],{"_key":1578,"_type":170,"children":1579,"level":1252,"listItem":1253,"markDefs":1584,"style":190},"k150",[1580],{"_key":1581,"_type":174,"marks":1582,"text":1583},"k149",[],"Opening a local bank account if you have repeated transactions with the same business partner or retailer overseas.",[],{"_key":1586,"_type":170,"children":1587,"level":1252,"listItem":1253,"markDefs":1610,"style":190},"k163",[1588,1592,1597,1601,1606],{"_key":1589,"_type":174,"marks":1590,"text":1591},"k158",[],"Opening a ",{"_key":1593,"_type":174,"marks":1594,"text":1596},"k159",[1595,1185],"k152","multi-currency business account",{"_key":1598,"_type":174,"marks":1599,"text":1600},"k160",[]," to send and receive payments in 30+ currencies with great ",{"_key":1602,"_type":174,"marks":1603,"text":1605},"k161",[1604],"k155","exchange fees",{"_key":1607,"_type":174,"marks":1608,"text":1609},"k162",[],". Companies like Aspire takes care of your invoicing and integrates it with your accounting system so you can focus on business by converting every single payment into your local currency.",[1611,1613],{"_key":1595,"_type":188,"externalUrl":1612,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fmulti-currency-account",{"_key":1604,"_type":188,"externalUrl":1614,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fdecoding-mid-market-rates-in-foreign-currency-exchange",{"_key":1616,"_type":170,"children":1617,"markDefs":1622,"style":1320},"k166",[1618],{"_key":1619,"_type":174,"marks":1620,"text":1621},"k165",[1185],"Acquirer fee",[],{"_key":1624,"_type":170,"children":1625,"markDefs":1630,"style":190},"k170",[1626],{"_key":1627,"_type":174,"marks":1628,"text":1629},"k169",[],"An acquiring bank is registered with card networks. It accepts credit card payments from the merchant on the network's behalf.",[],{"_key":1632,"_type":170,"children":1633,"markDefs":1638,"style":1320},"k173",[1634],{"_key":1635,"_type":174,"marks":1636,"text":1637},"k172",[1185],"Balance Transfer Fee",[],{"_key":1640,"_type":170,"children":1641,"markDefs":1655,"style":190},"k181",[1642,1646,1651],{"_key":1643,"_type":174,"marks":1644,"text":1645},"k178",[],"If you owe your credit card company some money and can't pay the higher interest, you can ",{"_key":1647,"_type":174,"marks":1648,"text":1650},"k179",[1649],"k175","transfer",{"_key":1652,"_type":174,"marks":1653,"text":1654},"k180",[]," that whole debt to a new credit card with a lower interest rate. The new credit card company clears your debt with the older one.",[1656],{"_key":1649,"_type":188,"externalUrl":1657,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Ffast-transfers-in-singapore-for-seamless-fund-transfers",{"_key":1659,"_type":170,"children":1660,"markDefs":1674,"style":190},"k189",[1661,1665,1670],{"_key":1662,"_type":174,"marks":1663,"text":1664},"k186",[],"This",{"_key":1666,"_type":174,"marks":1667,"text":1669},"k187",[1668],"k183"," transfer",{"_key":1671,"_type":174,"marks":1672,"text":1673},"k188",[]," allows you to pay the same debt to a new company for lower interest. But the catch is that the new company will charge a balance transfer fee so you can move over your debt.",[1675],{"_key":1668,"_type":188,"externalUrl":1676,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fwire-transfers-how-do-they-work-and-how-long-do-they-take",{"_key":1678,"_type":170,"children":1679,"markDefs":1684,"style":190},"k192",[1680],{"_key":1681,"_type":174,"marks":1682,"text":1683},"k191",[],"Calculate which amount is more - the previous debt with the given interest rate or the new debt with lower interest plus the balance transfer fee. If the shift is profitable, transfer your debt to the new company in exchange for the balance transfer fee.",[],{"_key":1686,"_type":170,"children":1687,"markDefs":1692,"style":1320},"k195",[1688],{"_key":1689,"_type":174,"marks":1690,"text":1691},"k194",[1185],"Other Types of fees",[],{"_key":1694,"_type":170,"children":1695,"markDefs":1700,"style":190},"k198",[1696],{"_key":1697,"_type":174,"marks":1698,"text":1699},"k197",[],"Other than the types mentioned above, the service provider can charge more credit card transaction fees depending on your activity, such as:",[],{"_key":1702,"_type":170,"children":1703,"level":1252,"listItem":1253,"markDefs":1708,"style":190},"k201",[1704],{"_key":1705,"_type":174,"marks":1706,"text":1707},"k200",[],"Checking account fee",[],{"_key":1710,"_type":170,"children":1711,"level":1252,"listItem":1253,"markDefs":1716,"style":190},"k204",[1712],{"_key":1713,"_type":174,"marks":1714,"text":1715},"k203",[],"Overdraft fee",[],{"_key":1718,"_type":170,"children":1719,"level":1252,"listItem":1253,"markDefs":1724,"style":190},"k207",[1720],{"_key":1721,"_type":174,"marks":1722,"text":1723},"k206",[],"Maintenance fee",[],{"_key":1726,"_type":170,"children":1727,"level":1252,"listItem":1253,"markDefs":1732,"style":190},"k210",[1728],{"_key":1729,"_type":174,"marks":1730,"text":1731},"k209",[],"Statement fee",[],{"_key":1734,"_type":170,"children":1735,"level":1252,"listItem":1253,"markDefs":1740,"style":190},"k213",[1736],{"_key":1737,"_type":174,"marks":1738,"text":1739},"k212",[],"Termination fee",[],{"_key":1742,"_type":170,"children":1743,"markDefs":1748,"style":1188},"k216",[1744],{"_key":1745,"_type":174,"marks":1746,"text":1747},"k215",[],"How to calculate the transaction fee?",[],{"_key":1750,"_type":170,"children":1751,"markDefs":1756,"style":190},"k219",[1752],{"_key":1753,"_type":174,"marks":1754,"text":1755},"k218",[],"Transaction fees are not uniform for all transactions. It depends on your card and account providers' policies. There are various factors in play, such as",[],{"_key":1758,"_type":170,"children":1759,"level":1252,"listItem":1253,"markDefs":1764,"style":190},"k222",[1760],{"_key":1761,"_type":174,"marks":1762,"text":1763},"k221",[],"Risk in the transaction",[],{"_key":1766,"_type":170,"children":1767,"level":1252,"listItem":1253,"markDefs":1772,"style":190},"k225",[1768],{"_key":1769,"_type":174,"marks":1770,"text":1771},"k224",[],"Type of card used",[],{"_key":1774,"_type":170,"children":1775,"level":1252,"listItem":1253,"markDefs":1780,"style":190},"k228",[1776],{"_key":1777,"_type":174,"marks":1778,"text":1779},"k227",[],"Pricing set by the payment processors",[],{"_key":1782,"_type":170,"children":1783,"markDefs":1788,"style":190},"k231",[1784],{"_key":1785,"_type":174,"marks":1786,"text":1787},"k230",[],"Two main criteria involved in transaction fees are:",[],{"_key":1790,"_type":170,"children":1791,"level":1252,"listItem":1253,"markDefs":1800,"style":190},"k236",[1792,1796],{"_key":1793,"_type":174,"marks":1794,"text":1795},"k234",[1185],"Flat fee:",{"_key":1797,"_type":174,"marks":1798,"text":1799},"k235",[]," Your account provider charges a fixed fee of around 20-50 cents per transaction.",[],{"_key":1802,"_type":170,"children":1803,"level":1252,"listItem":1253,"markDefs":1812,"style":190},"k241",[1804,1808],{"_key":1805,"_type":174,"marks":1806,"text":1807},"k239",[1185],"Percentage Fee: ",{"_key":1809,"_type":174,"marks":1810,"text":1811},"k240",[],"Your account provider retains a small percentage - around 3% - of your total transactional value.",[],{"_key":1814,"_type":170,"children":1815,"markDefs":1820,"style":190},"k244",[1816],{"_key":1817,"_type":174,"marks":1818,"text":1819},"k243",[],"Here's an example of processing rates from Elavon, shown on Costco’s website",[],{"_key":1822,"_type":154,"height":1823,"position":1290,"url":1824,"width":158},"k245",490,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F2a4e9216f9b5103ad6a1308fe34d835f\u002Fcomplete-guide-to-transaction-fees_body_complete-guide-to-transaction-fees-body_3.png",{"_key":1826,"_type":170,"children":1827,"markDefs":1832,"style":190},"k248",[1828],{"_key":1829,"_type":174,"marks":1830,"text":1831},"k247",[],"Let's assume a customer uses a Visa debit card issued by Citibank to pay $100 to your business. We'll understand how the transaction fee is divided among all involved parties and what the merchant gets.",[],{"_key":1834,"_type":170,"children":1835,"markDefs":1849,"style":190},"k256",[1836,1840,1845],{"_key":1837,"_type":174,"marks":1838,"text":1839},"k253",[],"You, as a merchant, must have a contract with an acquirer outlining the set ",{"_key":1841,"_type":174,"marks":1842,"text":1844},"k254",[1843],"k250","payment processing",{"_key":1846,"_type":174,"marks":1847,"text":1848},"k255",[]," rates. So, the payment of $100 goes straight to the acquirer, and they debit their fees upfront, which is 1.99% + 25 cents.",[1850],{"_key":1843,"_type":188,"externalUrl":1851,"linkType":145},"\u002Fintegrations",{"_key":1853,"_type":170,"children":1854,"level":1252,"listItem":1253,"markDefs":1859,"style":190},"k259",[1855],{"_key":1856,"_type":174,"marks":1857,"text":1858},"k258",[],"Transaction Value: $100",[],{"_key":1861,"_type":170,"children":1862,"level":1252,"listItem":1253,"markDefs":1867,"style":190},"k262",[1863],{"_key":1864,"_type":174,"marks":1865,"text":1866},"k261",[],"Acquirer’s take (1.99% + 25 cents): $2.24",[],{"_key":1869,"_type":170,"children":1870,"level":1252,"listItem":1253,"markDefs":1875,"style":190},"k265",[1871],{"_key":1872,"_type":174,"marks":1873,"text":1874},"k264",[],"Merchant's share: $97.76",[],{"_key":1877,"_type":170,"children":1878,"markDefs":1883,"style":190},"k268",[1879],{"_key":1880,"_type":174,"marks":1881,"text":1882},"k267",[],"The acquirer must now distribute this money amongst Visa, the issuer, and itself. So, how does each get paid? Let's look at the issuer's perspective.",[],{"_key":1885,"_type":170,"children":1886,"markDefs":1891,"style":190},"k271",[1887],{"_key":1888,"_type":174,"marks":1889,"text":1890},"k270",[],"The issuer is also entitled to interchange fees. The amount depends on the payment method and the risk involved in the transaction. For convenience's sake, we'll assume this was a low-risk transaction. So the issuer is entitled to $1.65% + 15 cents, which is called the interchange fees.",[],{"_key":1893,"_type":170,"children":1894,"level":1252,"listItem":1253,"markDefs":1898,"style":190},"k274",[1895],{"_key":1896,"_type":174,"marks":1897,"text":1858},"k273",[],[],{"_key":1900,"_type":170,"children":1901,"level":1252,"listItem":1253,"markDefs":1906,"style":190},"k277",[1902],{"_key":1903,"_type":174,"marks":1904,"text":1905},"k276",[],"Issuer’s take ($1.65% + 15 cents): $1.80 (Interchange Fees)",[],{"_key":1908,"_type":170,"children":1909,"markDefs":1914,"style":190},"k280",[1910],{"_key":1911,"_type":174,"marks":1912,"text":1913},"k279",[],"The issuer must distribute the remaining $98.20 among the merchant, Visa company, and the acquirer. We already know that the merchant got $97.76 after debiting the merchant discount fee. So, the remaining 44 cents will be distributed between Visa and the acquirer.",[],{"_key":1916,"_type":170,"children":1917,"markDefs":1922,"style":190},"k283",[1918],{"_key":1919,"_type":174,"marks":1920,"text":1921},"k282",[],"Now, Visa's fee is 0.11%, depending on the risk involved but since we've assumed a low-risk situation, let's go with 0.11%",[],{"_key":1924,"_type":170,"children":1925,"level":1252,"listItem":1253,"markDefs":1929,"style":190},"k286",[1926],{"_key":1927,"_type":174,"marks":1928,"text":1858},"k285",[],[],{"_key":1931,"_type":170,"children":1932,"level":1252,"listItem":1253,"markDefs":1937,"style":190},"k289",[1933],{"_key":1934,"_type":174,"marks":1935,"text":1936},"k288",[],"Visa’s take (0.11%): 11 cents",[],{"_key":1939,"_type":170,"children":1940,"level":1252,"listItem":1253,"markDefs":1945,"style":190},"k292",[1941],{"_key":1942,"_type":174,"marks":1943,"text":1944},"k291",[],"Remaining money: $98.09",[],{"_key":1947,"_type":170,"children":1948,"markDefs":1953,"style":190},"k295",[1949],{"_key":1950,"_type":174,"marks":1951,"text":1952},"k294",[],"Again, we know the merchant gets $97.76, so the acquirer's take is 33 cents.",[],{"_key":1955,"_type":170,"children":1956,"level":1252,"listItem":1253,"markDefs":1961,"style":190},"k298",[1957],{"_key":1958,"_type":174,"marks":1959,"text":1960},"k297",[],"Consumer pays: $100",[],{"_key":1963,"_type":170,"children":1964,"level":1252,"listItem":1253,"markDefs":1969,"style":190},"k301",[1965],{"_key":1966,"_type":174,"marks":1967,"text":1968},"k300",[],"The issuer receives: $1.80",[],{"_key":1971,"_type":170,"children":1972,"level":1252,"listItem":1253,"markDefs":1977,"style":190},"k304",[1973],{"_key":1974,"_type":174,"marks":1975,"text":1976},"k303",[],"Visa receives: $0.11",[],{"_key":1979,"_type":170,"children":1980,"level":1252,"listItem":1253,"markDefs":1985,"style":190},"k307",[1981],{"_key":1982,"_type":174,"marks":1983,"text":1984},"k306",[],"Acquirer receives: $0.33",[],{"_key":1987,"_type":170,"children":1988,"level":1252,"listItem":1253,"markDefs":1993,"style":190},"k310",[1989],{"_key":1990,"_type":174,"marks":1991,"text":1992},"k309",[],"Merchant receives: $100 - $2.24 (overall fees)= $97.76",[],{"_key":1995,"_type":170,"children":1996,"markDefs":2001,"style":1188},"k313",[1997],{"_key":1998,"_type":174,"marks":1999,"text":2000},"k312",[1185],"How to save on transaction fees?",[],{"_key":2003,"_type":170,"children":2004,"markDefs":2009,"style":190},"k316",[2005],{"_key":2006,"_type":174,"marks":2007,"text":2008},"k315",[],"Transaction fees are an unavoidable charge. But there are ways to reduce it. Try the tips below to save up on your transaction fees:",[],{"_key":2011,"_type":170,"children":2012,"markDefs":2017,"style":1320},"k319",[2013],{"_key":2014,"_type":174,"marks":2015,"text":2016},"k318",[1185],"Apply either a surcharge or convenience fee",[],{"_key":2019,"_type":170,"children":2020,"markDefs":2025,"style":190},"k322",[2021],{"_key":2022,"_type":174,"marks":2023,"text":2024},"k321",[],"The best way to save transaction fees is to pass them on to the customers. There are two ways to do it:",[],{"_key":2027,"_type":170,"children":2028,"level":1252,"listItem":1253,"markDefs":2033,"style":190},"k325",[2029],{"_key":2030,"_type":174,"marks":2031,"text":2032},"k324",[],"A convenience fee is applied when your customer makes a credit card payment online. It's not applied if the customer swipes the card on the counter.",[],{"_key":2035,"_type":170,"children":2036,"level":1252,"listItem":1253,"markDefs":2041,"style":190},"k328",[2037],{"_key":2038,"_type":174,"marks":2039,"text":2040},"k327",[],"A surcharge applies on all credit card transactions, irrespective of how they're made. You must abide by the state laws on both fees.",[],{"_key":2043,"_type":170,"children":2044,"markDefs":2049,"style":190},"k331",[2045],{"_key":2046,"_type":174,"marks":2047,"text":2048},"k330",[],"Remember to check the state laws about both convenience and surcharge fees.",[],{"_key":2051,"_type":170,"children":2052,"markDefs":2057,"style":1320},"k334",[2053],{"_key":2054,"_type":174,"marks":2055,"text":2056},"k333",[1185],"Encourage customers to swipe cards",[],{"_key":2059,"_type":170,"children":2060,"markDefs":2065,"style":190},"k337",[2061],{"_key":2062,"_type":174,"marks":2063,"text":2064},"k336",[],"Risk is an essential factor in determining your overall transaction fee. So, encourage your customers to swipe cards for over-the-counter transactions as they're safer and invite less interchange fees.",[],{"_key":2067,"_type":154,"height":2068,"position":1290,"url":2069,"width":2068},"k338",480,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F2f2da2ca1bd7284cc5864a9262e37180\u002Fcomplete-guide-to-transaction-fees_body_complete-guide-to-transaction-fees-body_4.gif",{"_key":2071,"_type":170,"children":2072,"markDefs":2077,"style":1320},"k342",[2073],{"_key":2074,"_type":174,"marks":2075,"text":2076},"k341",[1185],"Ask your processor",[],{"_key":2079,"_type":170,"children":2080,"markDefs":2085,"style":190},"k345",[2081],{"_key":2082,"_type":174,"marks":2083,"text":2084},"k344",[],"Consult with your payment processor about the transaction fee. They know minute details of your fee schedule and can offer you a workaround for your transaction fee. 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With Aspire, you scale and save together.",[2132],{"_key":2126,"_type":188,"externalUrl":2133,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcashback",{"_key":2135,"_type":170,"children":2136,"markDefs":2141,"style":1188},"k369",[2137],{"_key":2138,"_type":174,"marks":2139,"text":2140},"k368",[],"Save more with Aspire.",[],{"_key":2143,"_type":170,"children":2144,"markDefs":2149,"style":190},"k372",[2145],{"_key":2146,"_type":174,"marks":2147,"text":2148},"k371",[],"The transaction fee is an unavoidable expense. You can't stop online transactions to save your business from it. But you can choose options that dilute its effect on your business.",[],{"_key":2151,"_type":170,"children":2152,"markDefs":2166,"style":190},"k380",[2153,2157,2162],{"_key":2154,"_type":174,"marks":2155,"text":2156},"k377",[],"Aspire's a multi-currency business account and the Visa card comes with two-time lesser FX rates than banks. 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",{"_key":2177,"_type":174,"marks":2178,"text":2180},"k386",[2179,1185],"k382","Become an Aspire partner today",{"_key":2182,"_type":174,"marks":2183,"text":2184},"k387",[]," and save time and money together.",[2186],{"_key":2179,"_type":188,"externalUrl":2187,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fsg\u002Fregister\u002Fperson?customer_type=director&_gl=1*3te22i*_ga*MTUyMzgzMzg4Ni4xNjUxNDIwNjM5*_ga_HE0W28SHHZ*MTY2MjQwMzM0OS43Ny4wLjE2NjI0MDMzNDkuNjAuMC4w",{"slug":2189,"title":637},"payments",{"_type":154,"alternativeText":2191,"height":1055,"url":2192,"width":1057},"The Complete Guide to Transaction Fees - How does it work?","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F279708a4337e0bc1469a5fcf5a445b96\u002Fcomplete-guide-to-transaction-fees_cover.png",[2194],{"_key":2195,"_type":170,"children":2196,"markDefs":2200,"style":190},"k0",[2197],{"_key":1183,"_type":174,"marks":2198,"text":2199},[],"Transaction fees are paid to platforms and providers that help you process your payments. Learn how they work and how to save money on them.",[],[2202,2208,2214],{"_key":1180,"_type":170,"children":2203,"markDefs":2207,"style":190},[2204],{"_key":1183,"_type":174,"marks":2205,"text":2206},[],"Say you had an excellent quarter for your business with thousands of dollars in sales both in your home country and overseas. But in your income statement, you see money leaking through transaction fees. You have to keep paying the fees as customers continue to use e-payment methods.",[],{"_key":1190,"_type":170,"children":2209,"markDefs":2213,"style":190},[2210],{"_key":1193,"_type":174,"marks":2211,"text":2212},[],"Transaction fees create a hole in your cash flow if it's not monitored correctly. Transaction costs can negatively impact your bottom line. High transaction costs diminish returns, and can cost upto thousands of dollars each year.",[],{"_key":1198,"_type":170,"children":2215,"markDefs":2219,"style":190},[2216],{"_key":1201,"_type":174,"marks":2217,"text":2218},[],"That's why it's crucial to understand how transaction fees work and how you can save on them.",[],"2026-04-13T00:00:00.000Z",{"_type":149,"metaDescription":2199,"metaTitle":2222,"socialShareImageUrl":2223},"The Complete Guide to Transaction Fees",{"_type":154,"alternativeText":2191,"height":1055,"url":2192,"width":1057},"complete-guide-to-transaction-fees",1790926635809]