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However, the fees charged for each international payment quickly proved unsustainable.",[1412],{"_key":1405,"_type":188,"externalUrl":1413,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcase-studies\u002Fnansen",{"_key":1415,"_type":170,"children":1416,"markDefs":1421,"style":190},"k90",[1417],{"_key":1418,"_type":174,"marks":1419,"text":1420},"k89",[],"After switching to Aspire’s multi-currency account, Nansen can now make FAST and GIRO transactions in USD and SGD, enabling them to pay employees in these currencies without the heavy charges they faced with their previous corporate account. 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Visit one of their branches to open a UOB multi-currency account. Some branches offer online application forms which you have to submit along with an initial deposit and NRIC. ",{"_key":2547,"_type":174,"marks":2548,"text":2450},"k306",[1331],[2550],{"_key":2541,"_type":188,"externalUrl":2551,"linkType":145},"https:\u002F\u002Fwww.uob.com.sg\u002Fbusiness\u002Faccounts\u002Fcorporate-global-currency-account.page",{"_key":2553,"_type":170,"children":2554,"markDefs":2559,"style":1362},"k310",[2555],{"_key":2556,"_type":174,"marks":2557,"text":2558},"k309",[],"Aspire Multi-Currency Business Account",[],{"_key":2561,"_type":170,"children":2562,"markDefs":2570,"style":190},"k315",[2563,2566],{"_key":2564,"_type":174,"marks":2565,"text":2450},"k313",[1331],{"_key":2567,"_type":174,"marks":2568,"text":2569},"k314",[],"Aspire lets you transact 30+ currencies in 130+ countries and allows free local transfer in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND.It offers unique account numbers so you can make payments easily and invoice your global customers in their preferred currencies.Aspire's FX starts from 0.22% on instant conversions, and the Premium plan gives 0% FX on the first SGD $13,000 converted each month.",[],{"_key":2572,"_type":170,"children":2573,"markDefs":2587,"style":190},"k323",[2574,2578,2583],{"_key":2575,"_type":174,"marks":2576,"text":2577},"k320",[],"Unlike many banks, there’s no minimum balance or fall below fees. The best part is, Aspire offers multiple free finance tools like spend management and payment management so you’re always up to date with your expenses. 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You can open a Wise multi-currency account online. You can make payments with the Wise debit card or mobile in Singapore and abroad. Wise offers two free ATM withdrawals of up to S$350 a month. After which, you’re charged 1.75% if you withdraw more than $350 and S$1 if you withdraw more than twice in a month. ",{"_key":2609,"_type":174,"marks":2610,"text":2450},"k332",[1331],[],{"_key":2613,"_type":170,"children":2614,"markDefs":2619,"style":1362},"k336",[2615],{"_key":2616,"_type":174,"marks":2617,"text":2618},"k335",[],"Revolut Standard Multi-Currency Account",[],{"_key":2621,"_type":170,"children":2622,"markDefs":2630,"style":190},"k341",[2623,2626],{"_key":2624,"_type":174,"marks":2625,"text":2450},"k339",[1331],{"_key":2627,"_type":174,"marks":2628,"text":2629},"k340",[],"Revolut Standard multi-currency account comes with additional features like expense management and bill splitting. There’s no monthly subscription fee but Revolut charges 0.5% on major currencies on the weekdays and a 1% markup on the weekends since the market is closed. Also, cash withdrawals from your multi-currency accounts in Singapore are not available.",[],{"_key":2632,"_type":170,"children":2633,"markDefs":2638,"style":1362},"k344",[2634],{"_key":2635,"_type":174,"marks":2636,"text":2637},"k343",[],"Wirex Standard Multi-Currency Account",[],{"_key":2640,"_type":170,"children":2641,"markDefs":2649,"style":190},"k349",[2642,2645],{"_key":2643,"_type":174,"marks":2644,"text":2450},"k347",[1331],{"_key":2646,"_type":174,"marks":2647,"text":2648},"k348",[],"Wirex Standard multi-currency acts as a hybrid between traditional banking and cryptocurrency platforms as it lets you buy, sell and transfer cryptocurrencies. The Wirex standard account supports 12 currencies including AUD, HKD, JPY and CZK. With a card fee of S$5, it charges an additional 2% domestic and international ATM fee above the withdrawal of $400. ATM withdrawal is limited to $400 per month. It also provides instant notifications each time a transaction is made.",[],{"_key":2651,"_type":170,"children":2652,"markDefs":2657,"style":1362},"k352",[2653],{"_key":2654,"_type":174,"marks":2655,"text":2656},"k351",[],"YouBiz Multi-Currency Account",[],{"_key":2659,"_type":170,"children":2660,"markDefs":2665,"style":190},"k355",[2661],{"_key":2662,"_type":174,"marks":2663,"text":2664},"k354",[],"YouBiz (by YouTrip) is the business account from the YouTrip team. It holds 9 currency wallets, gives you local receiving details in 8 currencies plus SGD PayNow, charges SGD $0 a month, and applies 0% FX on card spend at the Mastercard wholesale rate. It suits businesses whose foreign spend is mostly card-based.",[],{"_key":2667,"_type":170,"children":2668,"markDefs":2672,"style":1362},"k358",[2669],{"_key":2670,"_type":174,"marks":2671,"text":1981},"k357",[],[],{"_key":2674,"_type":170,"children":2675,"markDefs":2683,"style":190},"k363",[2676,2679],{"_key":2677,"_type":174,"marks":2678,"text":2450},"k361",[1331],{"_key":2680,"_type":174,"marks":2681,"text":2682},"k362",[],"Airwallex holds 20+ currencies and gives you local receiving accounts across many markets, so overseas clients can pay you locally. Its FX is 0.4% above the interbank rate on major currencies (0.6% on others), and spend management sits on a free Explore plan. It suits businesses with heavy cross-border volume.",[],{"_key":2685,"_type":170,"children":2686,"markDefs":2690,"style":1362},"k366",[2687],{"_key":2688,"_type":174,"marks":2689,"text":2060},"k365",[],[],{"_key":2692,"_type":170,"children":2693,"markDefs":2701,"style":190},"k371",[2694,2697],{"_key":2695,"_type":174,"marks":2696,"text":2450},"k369",[1331],{"_key":2698,"_type":174,"marks":2699,"text":2700},"k370",[],"Statrys holds 11 currencies with FX from 0.10% on major pairs, among the lowest here, and pairs it with dedicated human support. There is no monthly fee or minimum. It works through collection and SWIFT rather than dedicated per-currency local accounts, so confirm receiving rails for your key markets.",[],{"_key":2703,"_type":170,"children":2704,"markDefs":2709,"style":190},"k374",[2705],{"_key":2706,"_type":174,"marks":2707,"text":2708},"k373",[],"In summary, while traditional banks often charge higher fees and require minimum balances, fintech providers such as Aspire offer greater flexibility. However, it’s important to carefully compare different providers to ensure you choose the solution that best meets your business needs.",[],{"_key":2711,"_type":170,"children":2712,"markDefs":2717,"style":1193},"k377",[2713],{"_key":2714,"_type":174,"marks":2715,"text":2716},"k376",[],"Best multi-currency account by use case",[],{"_key":2719,"_type":170,"children":2720,"markDefs":2725,"style":2726},"k380",[2721],{"_key":2722,"_type":174,"marks":2723,"text":2724},"k379",[],"Best overall: Aspire",[],"h4",{"_key":2728,"_type":170,"children":2729,"markDefs":2734,"style":190},"k383",[2730],{"_key":2731,"_type":174,"marks":2732,"text":2733},"k382",[],"SGD $0 monthly fees, no minimum balance, FX from 0.22%, local SGD, USD, EUR, GBP, MYR, PHP, IDR and VND receiving accounts, plus corporate cards and expense management in one platform.",[],{"_key":2736,"_type":170,"children":2737,"markDefs":2742,"style":2726},"k386",[2738],{"_key":2739,"_type":174,"marks":2740,"text":2741},"k385",[],"Best FX rates: Statrys or Wise",[],{"_key":2744,"_type":170,"children":2745,"markDefs":2750,"style":190},"k389",[2746],{"_key":2747,"_type":174,"marks":2748,"text":2749},"k388",[],"Statrys advertises FX from 0.10% on major currencies. Wise is the most transparent, using the mid-market rate with a clearly stated fee from about 0.33%.",[],{"_key":2752,"_type":170,"children":2753,"markDefs":2758,"style":2726},"k392",[2754],{"_key":2755,"_type":174,"marks":2756,"text":2757},"k391",[],"Best traditional bank: DBS",[],{"_key":2760,"_type":170,"children":2761,"markDefs":2766,"style":190},"k395",[2762],{"_key":2763,"_type":174,"marks":2764,"text":2765},"k394",[],"A licensed Singapore bank with SDIC deposit insurance up to SGD $100,000 and a branch network. Watch the SGD $40 monthly service charge unless you keep SGD $10,000 average daily balance, or start on the Starter Bundle at SGD $10\u002Fmo.",[],{"_key":2768,"_type":170,"children":2769,"markDefs":2774,"style":2726},"k398",[2770],{"_key":2771,"_type":174,"marks":2772,"text":2773},"k397",[],"Best free account: YouBiz or Aspire",[],{"_key":2776,"_type":170,"children":2777,"markDefs":2782,"style":190},"k403",[2778],{"_key":2779,"_type":174,"marks":2780,"text":2781},"k402",[],"Both charge SGD $0 a month with no minimum. YouBiz is strongest when your foreign spend is card-led; Aspire adds broader account features.",[],{"_key":2784,"_type":170,"children":2785,"markDefs":2790,"style":1193},"k406",[2786],{"_key":2787,"_type":174,"marks":2788,"text":2789},"k405",[],"What factors should businesses consider when choosing a business account for your foreign exchange needs?",[],{"_key":2792,"_type":170,"children":2793,"markDefs":2798,"style":190},"k409",[2794],{"_key":2795,"_type":174,"marks":2796,"text":2797},"k408",[],"When you're choosing a business account for foreign exchange services, there are several factors you should consider to make an informed decision. Let's break down some of the important factors for you:",[],{"_key":2800,"_type":170,"children":2801,"markDefs":2806,"style":1362},"k412",[2802],{"_key":2803,"_type":174,"marks":2804,"text":2805},"k411",[],"Account features",[],{"_key":2808,"_type":170,"children":2809,"markDefs":2817,"style":190},"k417",[2810,2813],{"_key":2811,"_type":174,"marks":2812,"text":2450},"k415",[1331],{"_key":2814,"_type":174,"marks":2815,"text":2816},"k416",[],"When choosing a business account, assessing the features offered by different providers is important. Low foreign exchange (FX) rates are among the most important considerations. You may look for a provider offering competitive rates to ensure cost-effective currency conversions. Additionally, consider features such as a user-friendly online banking platform, seamless fund transfer capabilities, the ability to hold multiple currencies, and integration with accounting software. Evaluate which features align with your business needs and will effectively facilitate foreign exchange transactions.",[],{"_key":2819,"_type":170,"children":2820,"markDefs":2825,"style":1362},"k420",[2821],{"_key":2822,"_type":174,"marks":2823,"text":2824},"k419",[],"Fees",[],{"_key":2827,"_type":170,"children":2828,"markDefs":2836,"style":190},"k425",[2829,2832],{"_key":2830,"_type":174,"marks":2831,"text":2450},"k423",[1331],{"_key":2833,"_type":174,"marks":2834,"text":2835},"k424",[],"Compare the fee structures of different account providers and ensure transparency in pricing. Look out for transaction fees, currency conversion fees, and account maintenance charges. Be cautious of any hidden costs associated with foreign exchange services. Consider your expected transaction volume and frequency to determine the cost-effectiveness of each provider. Pay attention to maintenance charges, both monthly and annual, as sudden increases can impact your business funds. Before opening a business account, stay informed about the financial institution's pricing plans.",[],{"_key":2838,"_type":170,"children":2839,"markDefs":2844,"style":1362},"k428",[2840],{"_key":2841,"_type":174,"marks":2842,"text":2843},"k427",[],"Transaction limitations",[],{"_key":2846,"_type":170,"children":2847,"markDefs":2855,"style":190},"k433",[2848,2851],{"_key":2849,"_type":174,"marks":2850,"text":2450},"k431",[1331],{"_key":2852,"_type":174,"marks":2853,"text":2854},"k432",[],"When selecting a business account, it's important to consider the transaction limits set by the account provider. Evaluate if these limits align with your business's requirements and the anticipated volume of foreign exchange transactions. Some financial institutions often impose limitations on monthly transactions, and exceeding these limits can result in additional maintenance charges deducted from your account. Additionally, there may be restrictions on how much cash you can deposit each month. These limitations can become significant obstacles as your business grows and engages with more vendors and clients.",[],{"_key":2857,"_type":170,"children":2858,"markDefs":2863,"style":1362},"k436",[2859],{"_key":2860,"_type":174,"marks":2861,"text":2862},"k435",[],"Customer support",[],{"_key":2865,"_type":170,"children":2866,"markDefs":2874,"style":190},"k441",[2867,2870],{"_key":2868,"_type":174,"marks":2869,"text":2450},"k439",[1331],{"_key":2871,"_type":174,"marks":2872,"text":2873},"k440",[],"When selecting a business account, evaluating the support provided by the account provider is crucial. Your accounting and finance team might need help beyond the online banking system. Make sure to seek out dedicated customer support options like phone call support, chat, AI, emergency helplines, 24\u002F7 customer support technicians, or in-person visits. Consider the availability of dedicated relationship managers, the responsiveness of customer service channels, and the provider's reputation for delivering reliable support. Having prompt and dependable customer support is essential for handling foreign exchange transactions and addressing any concerns or questions.",[],{"_key":2876,"_type":170,"children":2877,"markDefs":2882,"style":1362},"k444",[2878],{"_key":2879,"_type":174,"marks":2880,"text":2881},"k443",[],"Security",[],{"_key":2884,"_type":170,"children":2885,"markDefs":2893,"style":190},"k449",[2886,2889],{"_key":2887,"_type":174,"marks":2888,"text":2450},"k447",[1331],{"_key":2890,"_type":174,"marks":2891,"text":2892},"k448",[],"Look for well-established institutions with a strong track record in providing foreign exchange services. Research their regulatory compliance, security measures, and adherence to industry standards to ensure the safety of your funds and data. As you handle your cash flow and deposit your money through the business account, digital security becomes paramount. Choose a provider that offers bank-level encryption technologies to safeguard your information and maintain the reputation of your business.",[],{"_key":2895,"_type":170,"children":2896,"markDefs":2901,"style":1362},"k452",[2897],{"_key":2898,"_type":174,"marks":2899,"text":2900},"k451",[],"Accessibility and convenience",[],{"_key":2903,"_type":170,"children":2904,"markDefs":2912,"style":190},"k457",[2905,2908],{"_key":2906,"_type":174,"marks":2907,"text":2450},"k455",[1331],{"_key":2909,"_type":174,"marks":2910,"text":2911},"k456",[],"When choosing a business account, it's vital to assess the accessibility and convenience provided by the account provider. Consider whether they offer physical branches or digital banking platforms that align with your preferences. Look for user-friendly interfaces that make account opening and management easy and efficient. Opt for a provider that offers convenient access and meets your needs in terms of banking channels.",[],{"_key":2914,"_type":170,"children":2915,"markDefs":2920,"style":1362},"k460",[2916],{"_key":2917,"_type":174,"marks":2918,"text":2919},"k459",[],"Integration simplicity",[],{"_key":2922,"_type":170,"children":2923,"markDefs":2928,"style":190},"k463",[2924],{"_key":2925,"_type":174,"marks":2926,"text":2927},"k462",[],"‍Your accounting team relies on various systems to handle transactions and ensure accurate records. Modern business accounts, therefore, offer automatic reconciliation features that seamlessly update your systems with any changes in your bank account, whether it's a credit or debit. Choose a business account that allows for smooth integration, enhancing the efficiency and accuracy of your financial processes.",[],{"_key":2930,"_type":170,"children":2931,"markDefs":2936,"style":1362},"k466",[2932],{"_key":2933,"_type":174,"marks":2934,"text":2935},"k465",[],"Multi-currency corporate cards",[],{"_key":2938,"_type":170,"children":2939,"markDefs":2947,"style":190},"k471",[2940,2943],{"_key":2941,"_type":174,"marks":2942,"text":2450},"k469",[1331],{"_key":2944,"_type":174,"marks":2945,"text":2946},"k470",[],"As your business expands and your accounts team takes on more responsibilities, it becomes essential to delegate bill and invoice processing. The option to create and assign multi-currency corporate cards for various payment functions is a testament to the banking industry's innovation. With these cards, you can achieve swift and transparent international payments at competitive foreign exchange (FX) rates. Moreover, you gain the ability to efficiently handle various financial obligations, including SaaS-based subscription fees, employee expenses, recurring payments, and more. This feature streamlines financial operations and provides greater control over your business expenses.",[],{"_key":2949,"_type":170,"children":2950,"markDefs":2955,"style":1362},"k474",[2951],{"_key":2952,"_type":174,"marks":2953,"text":2954},"k473",[],"Additional services",[],{"_key":2957,"_type":170,"children":2958,"markDefs":2966,"style":190},"k479",[2959,2962],{"_key":2960,"_type":174,"marks":2961,"text":2450},"k477",[1331],{"_key":2963,"_type":174,"marks":2964,"text":2965},"k478",[],"When choosing an account provider, it's crucial to consider if they offer additional services that cater to your specific business needs. Look for services such as risk management advisory, market insights, trade finance facilities, and other value-added features that can enhance your foreign exchange capabilities and support your international business operations. These additional services can provide valuable support and guidance, helping you navigate the complexities of global markets and make informed decisions.",[],{"_key":2968,"_type":170,"children":2969,"markDefs":2974,"style":190},"k482",[2970],{"_key":2971,"_type":174,"marks":2972,"text":2973},"k481",[],"Take your time and research to find the one that meets your needs, keeps costs low, offers convenience, and provides reliable support. Check out different options, compare them, and don't hesitate to ask for recommendations or read reviews from other businesses. By carefully considering your options, you can make an informed decision that best suits your needs.",[],{"_key":2976,"_type":170,"children":2977,"markDefs":2982,"style":1193},"k485",[2978],{"_key":2979,"_type":174,"marks":2980,"text":2981},"k484",[],"Enjoy low-cost, hassle-free international payments with Aspire",[],{"_key":2984,"_type":170,"children":2985,"markDefs":2998,"style":190},"k493",[2986,2991,2994],{"_key":2987,"_type":174,"marks":2988,"text":2990},"k490",[2989,1331],"k486","Cross-border payments",{"_key":2992,"_type":174,"marks":2993,"text":1336},"k491",[1331],{"_key":2995,"_type":174,"marks":2996,"text":2997},"k492",[],"help you scale your business quickly and efficiently. Don’t let high exchange fees take away from growth. Join Aspire to enjoy borderless payments with the lowest FX fees, unlimited virtual cards, and tools like spend management, and payable management and receivable management so you can manage your business finances more efficiently as you grow.",[2999],{"_key":2989,"_type":188,"externalUrl":3000,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fglobal-payments",{"_key":3002,"_type":170,"children":3003,"markDefs":3013,"style":190},"k499",[3004,3008],{"_key":3005,"_type":174,"marks":3006,"text":3007},"k497",[],"Combine smooth international transactions with effortless financial management to make smarter business decisions. ",{"_key":3009,"_type":174,"marks":3010,"text":3012},"k498",[3011,1331],"k495","Sign up to Aspire today!",[3014],{"_key":3011,"_type":188,"externalUrl":2589,"linkType":145},{"_key":3016,"_type":170,"children":3017,"markDefs":3022,"style":1193},"k502",[3018],{"_key":3019,"_type":174,"marks":3020,"text":3021},"k501",[],"Frequently asked questions",[],{"_key":3024,"_type":170,"children":3025,"markDefs":3030,"style":2726},"k505",[3026],{"_key":3027,"_type":174,"marks":3028,"text":3029},"k504",[],"Do banks really charge $0 FX fees?",[],{"_key":3032,"_type":170,"children":3033,"markDefs":3038,"style":190},"k508",[3034],{"_key":3035,"_type":174,"marks":3036,"text":3037},"k507",[],"The \"$0 FX fee\" that DBS and OCBC advertise generally applies to debit-card spending. When you convert a balance inside the account, the bank uses its own exchange rate, which includes a margin over the mid-market rate.",[],{"_key":3040,"_type":170,"children":3041,"markDefs":3046,"style":2726},"k511",[3042],{"_key":3043,"_type":174,"marks":3044,"text":3045},"k510",[],"Is a fintech multi-currency account safe?",[],{"_key":3048,"_type":170,"children":3049,"markDefs":3054,"style":190},"k514",[3050],{"_key":3051,"_type":174,"marks":3052,"text":3053},"k513",[],"Yes. Fintechs are regulated by the Monetary Authority of Singapore under the Payment Services Act and safeguard customer funds with a partner bank. They aren't banks, so funds are usually not SDIC deposit-insured.",[],{"_key":3056,"_type":170,"children":3057,"markDefs":3062,"style":2726},"k517",[3058],{"_key":3059,"_type":174,"marks":3060,"text":3061},"k516",[],"Is there a minimum balance?",[],{"_key":3064,"_type":170,"children":3065,"markDefs":3070,"style":190},"k520",[3066],{"_key":3067,"_type":174,"marks":3068,"text":3069},"k519",[],"Most fintechs (Aspire, Wise, Statrys, YouBiz) have no minimum balance. DBS charges a SGD $40 monthly service charge unless you keep SGD $10,000 average daily balance, waived on the Starter Bundle. OCBC has no minimum balance or fall-below fee.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3073,"height":1055,"url":3074,"width":1057},"Best multi-currency business account in Singapore (2026)","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6fae83b233652192bd54f3ea7d0cb0c0\u002Fexpand-your-business-with-multi-currency-account_cover.png",[3076,3082,3089,3095,3102,3109,3116],{"_key":1186,"_type":170,"children":3077,"level":1260,"listItem":1261,"markDefs":3081,"style":190},[3078],{"_key":1189,"_type":174,"marks":3079,"text":3080},[],"A multi-currency account allows businesses to send, receive, and hold funds in multiple currencies, reducing exposure to foreign exchange fluctuations",[],{"_key":3083,"_type":170,"children":3084,"level":1260,"listItem":1261,"markDefs":3088,"style":190},"k5",[3085],{"_key":1204,"_type":174,"marks":3086,"text":3087},[],"These accounts streamline cross-border transactions by enabling payments in local currencies without automatic conversions",[],{"_key":1202,"_type":170,"children":3090,"level":1260,"listItem":1261,"markDefs":3094,"style":190},[3091],{"_key":1198,"_type":174,"marks":3092,"text":3093},[],"Benefits include reduced FX costs, faster international payments, easier reconciliation, and improved cash visibility",[],{"_key":3096,"_type":170,"children":3097,"level":1260,"listItem":1261,"markDefs":3101,"style":190},"k11",[3098],{"_key":1195,"_type":174,"marks":3099,"text":3100},[],"Businesses can choose from providers such as DBS, OCBC, UOB, Wise, Revolut, and Aspire, each offering different fee structures and currency coverage",[],{"_key":3103,"_type":170,"children":3104,"level":1260,"listItem":1261,"markDefs":3108,"style":190},"k14",[3105],{"_key":1214,"_type":174,"marks":3106,"text":3107},[],"Common fees include account setup, monthly maintenance, conversion fees, and card-related charges, which vary by provider",[],{"_key":3110,"_type":170,"children":3111,"level":1260,"listItem":1261,"markDefs":3115,"style":190},"k17",[3112],{"_key":1222,"_type":174,"marks":3113,"text":3114},[],"Digital multi-currency accounts offer simpler onboarding processes and features such as accounting integration and multi-entity management",[],{"_key":3117,"_type":170,"children":3118,"level":1260,"listItem":1261,"markDefs":3122,"style":190},"k20",[3119],{"_key":1230,"_type":174,"marks":3120,"text":3121},[],"Most providers require basic business registration and identity verification, with eligibility varying for local and foreign businesses",[],{"heading":15,"items":246},[3125,3140,3146,3152,3158,3176],{"_key":1198,"_type":170,"children":3126,"markDefs":3137,"style":190},[3127,3130,3133],{"_key":1204,"_type":174,"marks":3128,"text":3129},[],"Businesses are expanding beyond borders, and cross-border payments are expected to rise significantly. According to ",{"_key":3083,"_type":174,"marks":3131,"text":3132},[1189],"FXC Intelligence",{"_key":3134,"_type":174,"marks":3135,"text":3136},"k6",[],", the global B2B cross-border payments market is projected to reach USD $320 trillion by 2032, representing a 63% increase from USD $194.6 trillion in 2024. But this comes at a cost.",[3138],{"_key":1189,"_type":188,"externalUrl":3139,"linkType":145},"https:\u002F\u002Fwww.fxcintel.com\u002Fresearch\u002Fpress-releases\u002Fnew-data-cross-border-payments-market-now-worth-over-194tn-and-is-forecast-to-reach-320tn-by-2032",{"_key":1195,"_type":170,"children":3141,"markDefs":3145,"style":190},[3142],{"_key":1207,"_type":174,"marks":3143,"text":3144},[],"You’re always on high alert for exchange rate fluctuations, and local banking guidelines make it harder to buy or sell in different currencies.",[],{"_key":1214,"_type":170,"children":3147,"markDefs":3151,"style":190},[3148],{"_key":1217,"_type":174,"marks":3149,"text":3150},[],"As an entrepreneur, you might try opening multiple bank accounts in different countries, but maintaining a minimum balance in all of them may poke a hole in your pocket and it is inconvenient to manage multiple accounts across locations.",[],{"_key":1222,"_type":170,"children":3153,"markDefs":3157,"style":190},[3154],{"_key":1225,"_type":174,"marks":3155,"text":3156},[],"So, how do you overcome these challenges?",[],{"_key":3159,"_type":170,"children":3160,"markDefs":3173,"style":190},"k26",[3161,3164,3168,3170],{"_key":1238,"_type":174,"marks":3162,"text":3163},[],"A ",{"_key":3165,"_type":174,"marks":3166,"text":3167},"k23",[1233,1331],"multi-currency account",{"_key":1249,"_type":174,"marks":3169,"text":1336},[1331],{"_key":1246,"_type":174,"marks":3171,"text":3172},[],"is a solution. It removes obstacles from cross-border transactions and lets you send and receive payments in your preferred currencies without worrying about conversion rate fluctuations.",[3174],{"_key":1233,"_type":188,"externalUrl":3175,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fmulti-currency-account",{"_key":3177,"_type":170,"children":3178,"markDefs":3182,"style":190},"k29",[3179],{"_key":1254,"_type":174,"marks":3180,"text":3181},[],"Let’s understand what a multi-currency account is and how it works for your business.",[],"2026-07-28T00:00:00.000Z",{"_type":149,"metaDescription":3185,"metaTitle":3186,"socialShareImageUrl":3187},"Compare the best multi-currency business accounts in Singapore for 2026 by FX markup, fees, currencies and local receiving accounts, and find the right fit.","Best Multi-Currency Business Account in Singapore (2026).",{"_type":154,"alternativeText":3073,"height":1055,"url":3074,"width":1057},"expand-your-business-with-multi-currency-account",[3190,3196,3202,3208,3214,3220,3226,3232,3238,3244],{"_key":1186,"_type":170,"children":3191,"level":1260,"listItem":1261,"markDefs":3195,"style":190},[3192],{"_key":1189,"_type":174,"marks":3193,"text":3194},[],"Statista. https:\u002F\u002Fwww.statista.com\u002Fstatistics\u002F609723\u002Fvalue-of-cross-border-payments-by-type\u002F",[],{"_key":3083,"_type":170,"children":3197,"level":1260,"listItem":1261,"markDefs":3201,"style":190},[3198],{"_key":1204,"_type":174,"marks":3199,"text":3200},[],"DBS. https:\u002F\u002Fwww.dbs.com.sg\u002Fsme\u002Fday-to-day\u002Faccounts\u002Fdbs-business-multi-currency-account",[],{"_key":1202,"_type":170,"children":3203,"level":1260,"listItem":1261,"markDefs":3207,"style":190},[3204],{"_key":1198,"_type":174,"marks":3205,"text":3206},[],"OCBC. https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Faccounts\u002Fmulti-currency-business-account",[],{"_key":3096,"_type":170,"children":3209,"level":1260,"listItem":1261,"markDefs":3213,"style":190},[3210],{"_key":1195,"_type":174,"marks":3211,"text":3212},[],"UOB. https:\u002F\u002Fwww.uob.com.sg\u002Fbusiness\u002Faccounts\u002Fcorporate-global-currency-account.page",[],{"_key":3103,"_type":170,"children":3215,"level":1260,"listItem":1261,"markDefs":3219,"style":190},[3216],{"_key":1214,"_type":174,"marks":3217,"text":3218},[],"Wise. https:\u002F\u002Fwise.com\u002Fsg\u002Fbusiness\u002F",[],{"_key":3110,"_type":170,"children":3221,"level":1260,"listItem":1261,"markDefs":3225,"style":190},[3222],{"_key":1222,"_type":174,"marks":3223,"text":3224},[],"Youtrip. https:\u002F\u002Fwww.you.co\u002Fbiz\u002F",[],{"_key":3117,"_type":170,"children":3227,"level":1260,"listItem":1261,"markDefs":3231,"style":190},[3228],{"_key":1230,"_type":174,"marks":3229,"text":3230},[],"Revolut. https:\u002F\u002Fwww.revolut.com\u002Fen-SG\u002Fbusiness\u002F",[],{"_key":3165,"_type":170,"children":3233,"level":1260,"listItem":1261,"markDefs":3237,"style":190},[3234],{"_key":1238,"_type":174,"marks":3235,"text":3236},[],"Aspire pricing: https:\u002F\u002Faspireapp.com\u002Fpricing",[],{"_key":3159,"_type":170,"children":3239,"level":1260,"listItem":1261,"markDefs":3243,"style":190},[3240],{"_key":1246,"_type":174,"marks":3241,"text":3242},[],"Airwallex SG pricing: https:\u002F\u002Fwww.airwallex.com\u002Fsg\u002Fpricing",[],{"_key":3177,"_type":170,"children":3245,"level":1260,"listItem":1261,"markDefs":3249,"style":190},[3246],{"_key":1254,"_type":174,"marks":3247,"text":3248},[],"Statrys SG pricing: https:\u002F\u002Fstatrys.com\u002Fsg\u002Fpricing",[],1790931421669]