[{"data":1,"prerenderedAt":2938},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-5xX4zTTcfS1gkmHJgtROoHAkwD-4yupdvt7DNZTgRQ4":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1176,"category":2847,"coverImage":2848,"excerpt":2851,"faq":246,"intro":2894,"isFaqShown":152,"isSummaryShown":141,"isVideoShown":152,"publishedAt":2901,"reviewer":246,"seo":2902,"slug":2906,"sources":2907,"title":2849,"video":246},"blogPost-SG-69a5c24f5d23b8319328b07f","2026-09-24T08:40:47Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1173,"doesServePage":141,"linkedinUrl":246,"name":1171,"role":1174,"slug":1175,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1074,"url":1172,"width":1074},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[1177,1187,1199,1207,1215,1224,1232,1240,1248,1256,1264,1272,1280,1288,1296,1550,1558,1566,1574,1582,1590,1598,1606,1614,1622,1630,1638,1646,1654,1662,1670,1678,1686,1694,1702,1710,1718,1726,1734,1742,1750,1758,1766,1774,1782,1791,1799,1807,1815,1823,1831,1839,1847,1855,1863,1871,1879,1887,1895,1903,1911,1919,1927,1935,1943,1951,1959,1967,1975,1983,1991,1999,2007,2015,2023,2031,2039,2047,2055,2063,2071,2079,2087,2095,2103,2111,2119,2174,2182,2612,2620,2628,2640,2652,2660,2744,2751,2759,2767,2775,2783,2791,2799,2807,2815,2823,2831,2839],{"_key":1178,"_type":170,"children":1179,"markDefs":1185,"style":1186},"k3",[1180],{"_key":1181,"_type":174,"marks":1182,"text":1184},"k2",[1183],"strong","Rating",[],"h2",{"_key":1188,"_type":170,"children":1189,"markDefs":1198,"style":190},"k9",[1190,1194],{"_key":1191,"_type":174,"marks":1192,"text":1193},"k7",[1183],"Overall rating:",{"_key":1195,"_type":174,"marks":1196,"text":1197},"k8",[]," 3.4\u002F5",[],{"_key":1200,"_type":170,"children":1201,"markDefs":1206,"style":1186},"k13",[1202],{"_key":1203,"_type":174,"marks":1204,"text":1205},"k12",[1183],"Methodology",[],{"_key":1208,"_type":170,"children":1209,"markDefs":1214,"style":190},"k17",[1210],{"_key":1211,"_type":174,"marks":1212,"text":1213},"k16",[],"Our evaluation of GXS Bank is based on a clear and transparent rating framework designed to provide an objective overview of the product's overall quality and performance. This is how we calculate the final score:",[],{"_key":1216,"_type":170,"children":1217,"markDefs":1222,"style":1223},"k21",[1218],{"_key":1219,"_type":174,"marks":1220,"text":1221},"k20",[1183],"Arithmetic mean approach",[],"h3",{"_key":1225,"_type":170,"children":1226,"markDefs":1231,"style":190},"k25",[1227],{"_key":1228,"_type":174,"marks":1229,"text":1230},"k24",[],"To arrive at the final score, we calculate the arithmetic mean by adding the scores from each of the five individual categories and dividing the result by the number of categories.",[],{"_key":1233,"_type":170,"children":1234,"markDefs":1239,"style":1223},"k29",[1235],{"_key":1236,"_type":174,"marks":1237,"text":1238},"k28",[1183],"Equal weighting",[],{"_key":1241,"_type":170,"children":1242,"markDefs":1247,"style":190},"k33",[1243],{"_key":1244,"_type":174,"marks":1245,"text":1246},"k32",[],"Each of the five categories – Features, Pricing Transparency and FX, Global Payments, Ease of Onboarding, and Support and Ecosystem – is given equal weightage for a balanced and unbiased score.",[],{"_key":1249,"_type":170,"children":1250,"markDefs":1255,"style":1223},"k37",[1251],{"_key":1252,"_type":174,"marks":1253,"text":1254},"k36",[1183],"Data sources",[],{"_key":1257,"_type":170,"children":1258,"markDefs":1263,"style":190},"k41",[1259],{"_key":1260,"_type":174,"marks":1261,"text":1262},"k40",[],"Our scores are based on official documentation, publicly available pricing and feature details, third-party reviews, and verified user feedback.",[],{"_key":1265,"_type":170,"children":1266,"markDefs":1271,"style":1223},"k45",[1267],{"_key":1268,"_type":174,"marks":1269,"text":1270},"k44",[1183],"Interpretation caveat",[],{"_key":1273,"_type":170,"children":1274,"markDefs":1279,"style":190},"k49",[1275],{"_key":1276,"_type":174,"marks":1277,"text":1278},"k48",[],"While our final score represents a fair and objective benchmark, it must be noted that it does not reflect individual business priorities.",[],{"_key":1281,"_type":170,"children":1282,"markDefs":1287,"style":1223},"k53",[1283],{"_key":1284,"_type":174,"marks":1285,"text":1286},"k52",[1183],"Intended use",[],{"_key":1289,"_type":170,"children":1290,"markDefs":1295,"style":190},"k57",[1291],{"_key":1292,"_type":174,"marks":1293,"text":1294},"k56",[],"The final rating should be taken as a general performance indicator, useful in making comparisons and informing financial decisions. But it should be appraised alongside your business’ specific needs and priorities.",[],{"_key":1297,"_type":1298,"columnHeaders":1299,"hasColumnTitles":141,"hasRowTitles":152,"rows":1317},"k58","richTableBlock",[1300,1305,1309,1313],{"_key":1301,"_type":1302,"cellIndex":1303,"title":1304},"k59","columnHeader",0,"Pillar",{"_key":1306,"_type":1302,"cellIndex":1307,"title":1308},"k60",1,"Weightage",{"_key":1310,"_type":1302,"cellIndex":1311,"title":1312},"k61",2,"Score",{"_key":1314,"_type":1302,"cellIndex":1315,"title":1316},"k62",3,"Rationale",[1318,1366,1412,1458,1504],{"_key":1319,"_type":1320,"cells":1321},"k63","row",[1322,1333,1344,1355],{"_key":1323,"_type":1324,"content":1325},"k64","richTableCell",[1326],{"_key":1327,"_type":170,"children":1328,"markDefs":1332,"style":190},"k130",[1329],{"_key":1330,"_type":174,"marks":1331,"text":362},"k129",[],[],{"_key":1334,"_type":1324,"content":1335},"k67",[1336],{"_key":1337,"_type":170,"children":1338,"markDefs":1343,"style":190},"k133",[1339],{"_key":1340,"_type":174,"marks":1341,"text":1342},"k132",[],"20%",[],{"_key":1345,"_type":1324,"content":1346},"k70",[1347],{"_key":1348,"_type":170,"children":1349,"markDefs":1354,"style":190},"k136",[1350],{"_key":1351,"_type":174,"marks":1352,"text":1353},"k135",[],"3.3",[],{"_key":1356,"_type":1324,"content":1357},"k73",[1358],{"_key":1359,"_type":170,"children":1360,"markDefs":1365,"style":190},"k139",[1361],{"_key":1362,"_type":174,"marks":1363,"text":1364},"k138",[],"The GXS Biz Account is an SGD account aimed at sole proprietors and select private limited companies. Highlights include zero fees, no hidden charges, free domestic transfers, and daily interest on account balance. Its main drawbacks is that it doesn't support cross-border payments in multiple currencies.",[],{"_key":1367,"_type":1320,"cells":1368},"k76",[1369,1380,1390,1401],{"_key":1370,"_type":1324,"content":1371},"k77",[1372],{"_key":1373,"_type":170,"children":1374,"markDefs":1379,"style":190},"k142",[1375],{"_key":1376,"_type":174,"marks":1377,"text":1378},"k141",[],"Pricing transparency & FX",[],{"_key":1381,"_type":1324,"content":1382},"k80",[1383],{"_key":1384,"_type":170,"children":1385,"markDefs":1389,"style":190},"k145",[1386],{"_key":1387,"_type":174,"marks":1388,"text":1342},"k144",[],[],{"_key":1391,"_type":1324,"content":1392},"k83",[1393],{"_key":1394,"_type":170,"children":1395,"markDefs":1400,"style":190},"k148",[1396],{"_key":1397,"_type":174,"marks":1398,"text":1399},"k147",[],"3.5",[],{"_key":1402,"_type":1324,"content":1403},"k86",[1404],{"_key":1405,"_type":170,"children":1406,"markDefs":1411,"style":190},"k151",[1407],{"_key":1408,"_type":174,"marks":1409,"text":1410},"k150",[],"The account is highly affordable with no account fee, fall below charges, or transaction fees. No minimum deposit required either.FX rates not applicable as there is no facility to send or receive money from abroad.",[],{"_key":1413,"_type":1320,"cells":1414},"k89",[1415,1426,1436,1447],{"_key":1416,"_type":1324,"content":1417},"k90",[1418],{"_key":1419,"_type":170,"children":1420,"markDefs":1425,"style":190},"k154",[1421],{"_key":1422,"_type":174,"marks":1423,"text":1424},"k153",[],"Global payments",[],{"_key":1427,"_type":1324,"content":1428},"k93",[1429],{"_key":1430,"_type":170,"children":1431,"markDefs":1435,"style":190},"k157",[1432],{"_key":1433,"_type":174,"marks":1434,"text":1342},"k156",[],[],{"_key":1437,"_type":1324,"content":1438},"k96",[1439],{"_key":1440,"_type":170,"children":1441,"markDefs":1446,"style":190},"k160",[1442],{"_key":1443,"_type":174,"marks":1444,"text":1445},"k159",[],"1.0",[],{"_key":1448,"_type":1324,"content":1449},"k99",[1450],{"_key":1451,"_type":170,"children":1452,"markDefs":1457,"style":190},"k163",[1453],{"_key":1454,"_type":174,"marks":1455,"text":1456},"k162",[],"There is no support.",[],{"_key":1459,"_type":1320,"cells":1460},"k102",[1461,1472,1482,1493],{"_key":1462,"_type":1324,"content":1463},"k103",[1464],{"_key":1465,"_type":170,"children":1466,"markDefs":1471,"style":190},"k166",[1467],{"_key":1468,"_type":174,"marks":1469,"text":1470},"k165",[],"Ease of onboarding",[],{"_key":1473,"_type":1324,"content":1474},"k106",[1475],{"_key":1476,"_type":170,"children":1477,"markDefs":1481,"style":190},"k169",[1478],{"_key":1479,"_type":174,"marks":1480,"text":1342},"k168",[],[],{"_key":1483,"_type":1324,"content":1484},"k109",[1485],{"_key":1486,"_type":170,"children":1487,"markDefs":1492,"style":190},"k172",[1488],{"_key":1489,"_type":174,"marks":1490,"text":1491},"k171",[],"4.7",[],{"_key":1494,"_type":1324,"content":1495},"k112",[1496],{"_key":1497,"_type":170,"children":1498,"markDefs":1503,"style":190},"k175",[1499],{"_key":1500,"_type":174,"marks":1501,"text":1502},"k174",[],"Fully digital account opening with zero documentation (although applicants might be required to supply support documents via email). Sign-up takes less than 4 minutes while approval is instant. Strict eligibility criteria makes the account's scope limited.",[],{"_key":1505,"_type":1320,"cells":1506},"k115",[1507,1518,1528,1539],{"_key":1508,"_type":1324,"content":1509},"k116",[1510],{"_key":1511,"_type":170,"children":1512,"markDefs":1517,"style":190},"k178",[1513],{"_key":1514,"_type":174,"marks":1515,"text":1516},"k177",[],"Support & ecosystem",[],{"_key":1519,"_type":1324,"content":1520},"k119",[1521],{"_key":1522,"_type":170,"children":1523,"markDefs":1527,"style":190},"k181",[1524],{"_key":1525,"_type":174,"marks":1526,"text":1342},"k180",[],[],{"_key":1529,"_type":1324,"content":1530},"k122",[1531],{"_key":1532,"_type":170,"children":1533,"markDefs":1538,"style":190},"k184",[1534],{"_key":1535,"_type":174,"marks":1536,"text":1537},"k183",[],"4.5",[],{"_key":1540,"_type":1324,"content":1541},"k125",[1542],{"_key":1543,"_type":170,"children":1544,"markDefs":1549,"style":190},"k187",[1545],{"_key":1546,"_type":174,"marks":1547,"text":1548},"k186",[],"Customers can get in touch via GXS Chat or by leaving an enquiry on the bank app. They can also call the hotline or email the bank. Customer support is available round the clock.The business account comes with a Grab integration. Plus, Grab Merchants and Singtel users win rebates, discounts, and cashbacks through their business account.",[],{"_key":1551,"_type":170,"children":1552,"markDefs":1557,"style":1186},"k191",[1553],{"_key":1554,"_type":174,"marks":1555,"text":1556},"k190",[1183],"GXS Bank key features",[],{"_key":1559,"_type":170,"children":1560,"markDefs":1565,"style":190},"k195",[1561],{"_key":1562,"_type":174,"marks":1563,"text":1564},"k194",[],"GXS Bank is a digital bank with no physical branches. It was one of the first to receive a digital bank licence from the Monetary Authority of Singapore in 2020. It is backed by a consortium comprising Grab Holdings Inc, developer of the Grab super app, and communications firm Singtel.",[],{"_key":1567,"_type":170,"children":1568,"markDefs":1573,"style":190},"k199",[1569],{"_key":1570,"_type":174,"marks":1571,"text":1572},"k198",[],"This digital bank serves both consumers and small businesses. Its personal banking offerings include the GXS Savings Account, GXS Debit Card, GXS FlexiCard (a credit card), GXS FlexiLoan, and GXS Invest, a wealth management service. The GXS Savings Account, especially, is known for its high yield capabilities thanks to its Boost Pocket and Savings Pocket features that are designed to optimise savings and earn bonus interest.",[],{"_key":1575,"_type":170,"children":1576,"markDefs":1581,"style":190},"k203",[1577],{"_key":1578,"_type":174,"marks":1579,"text":1580},"k202",[],"The GXS business banking portfolio is made up of the GXS Biz Account, a business account for SMEs, and the GXS FlexiLoan Biz.",[],{"_key":1583,"_type":170,"children":1584,"markDefs":1589,"style":190},"k207",[1585],{"_key":1586,"_type":174,"marks":1587,"text":1588},"k206",[],"We start off the GXS business account review by listing its key features:",[],{"_key":1591,"_type":170,"children":1592,"markDefs":1597,"style":1223},"k211",[1593],{"_key":1594,"_type":174,"marks":1595,"text":1596},"k210",[1183],"App-only current account",[],{"_key":1599,"_type":170,"children":1600,"markDefs":1605,"style":190},"k215",[1601],{"_key":1602,"_type":174,"marks":1603,"text":1604},"k214",[],"The GXS Biz Account is an interest-bearing current account aimed at sole proprietors and select private limited companies, according to the bank's website. It is a fully digital account accessible only on the GXS app.",[],{"_key":1607,"_type":170,"children":1608,"markDefs":1613,"style":1223},"k219",[1609],{"_key":1610,"_type":174,"marks":1611,"text":1612},"k218",[1183],"Instant, fuss-free onboarding",[],{"_key":1615,"_type":170,"children":1616,"markDefs":1621,"style":190},"k223",[1617],{"_key":1618,"_type":174,"marks":1619,"text":1620},"k222",[],"The account opening process is completely digital and paperless with sign-up under four minutes and instant approval.",[],{"_key":1623,"_type":170,"children":1624,"markDefs":1629,"style":1223},"k227",[1625],{"_key":1626,"_type":174,"marks":1627,"text":1628},"k226",[1183],"Zero account fees",[],{"_key":1631,"_type":170,"children":1632,"markDefs":1637,"style":190},"k231",[1633],{"_key":1634,"_type":174,"marks":1635,"text":1636},"k230",[],"There are no charges for opening or maintaining an account. The bank also states that it has no hidden charges.",[],{"_key":1639,"_type":170,"children":1640,"markDefs":1645,"style":1223},"k235",[1641],{"_key":1642,"_type":174,"marks":1643,"text":1644},"k234",[1183],"Free local transfers",[],{"_key":1647,"_type":170,"children":1648,"markDefs":1653,"style":190},"k239",[1649],{"_key":1650,"_type":174,"marks":1651,"text":1652},"k238",[],"All fund transfers within Singapore are free. Corporate customers can use their GXS Biz Account to pay their suppliers and clients using the FAST and PayNow services and to receive funds via PayNow within Singapore free of charge. There is no cap on the number of times money can be transferred.",[],{"_key":1655,"_type":170,"children":1656,"markDefs":1661,"style":1223},"k243",[1657],{"_key":1658,"_type":174,"marks":1659,"text":1660},"k242",[1183],"Interest on balance",[],{"_key":1663,"_type":170,"children":1664,"markDefs":1669,"style":190},"k247",[1665],{"_key":1666,"_type":174,"marks":1667,"text":1668},"k246",[],"A key feature of this bank account is that the holder earns interest on the balance. The interest rate is 1.08% p.a., credited daily and insured by the Singapore Deposit Insurance Corporation (SDIC).",[],{"_key":1671,"_type":170,"children":1672,"markDefs":1677,"style":1223},"k251",[1673],{"_key":1674,"_type":174,"marks":1675,"text":1676},"k250",[1183],"Grab integration",[],{"_key":1679,"_type":170,"children":1680,"markDefs":1685,"style":190},"k255",[1681],{"_key":1682,"_type":174,"marks":1683,"text":1684},"k254",[],"The business account offers seamless integration with the Grab Merchant app, enabling swift daily settlements and exclusive rewards in the form of fee waivers, rebates, and cashback.",[],{"_key":1687,"_type":170,"children":1688,"markDefs":1693,"style":1223},"k259",[1689],{"_key":1690,"_type":174,"marks":1691,"text":1692},"k258",[1183],"No cash withdrawals",[],{"_key":1695,"_type":170,"children":1696,"markDefs":1701,"style":190},"k263",[1697],{"_key":1698,"_type":174,"marks":1699,"text":1700},"k262",[],"Physical money withdrawals are not allowed as it is a fully digital bank with no physical branches. Money can only be moved via direct transfer.",[],{"_key":1703,"_type":170,"children":1704,"markDefs":1709,"style":1186},"k267",[1705],{"_key":1706,"_type":174,"marks":1707,"text":1708},"k266",[1183],"GXS Bank fees",[],{"_key":1711,"_type":170,"children":1712,"markDefs":1717,"style":190},"k271",[1713],{"_key":1714,"_type":174,"marks":1715,"text":1716},"k270",[],"The fees and charges associated with the GXS Biz Account are as such:",[],{"_key":1719,"_type":170,"children":1720,"markDefs":1725,"style":1223},"k275",[1721],{"_key":1722,"_type":174,"marks":1723,"text":1724},"k274",[1183],"Account fees",[],{"_key":1727,"_type":170,"children":1728,"markDefs":1733,"style":190},"k279",[1729],{"_key":1730,"_type":174,"marks":1731,"text":1732},"k278",[],"There are no annual or monthly charges and no fall below fees.",[],{"_key":1735,"_type":170,"children":1736,"markDefs":1741,"style":1223},"k283",[1737],{"_key":1738,"_type":174,"marks":1739,"text":1740},"k282",[1183],"Transfer fees",[],{"_key":1743,"_type":170,"children":1744,"markDefs":1749,"style":190},"k287",[1745],{"_key":1746,"_type":174,"marks":1747,"text":1748},"k286",[],"Moving funds locally via FAST and PayNow is free.",[],{"_key":1751,"_type":170,"children":1752,"markDefs":1757,"style":1186},"k291",[1753],{"_key":1754,"_type":174,"marks":1755,"text":1756},"k290",[1183],"How to open a GXS Biz Account",[],{"_key":1759,"_type":170,"children":1760,"markDefs":1765,"style":190},"k295",[1761],{"_key":1762,"_type":174,"marks":1763,"text":1764},"k294",[],"Here are the eligibility requirements and procedure for opening a GXS Biz Account:",[],{"_key":1767,"_type":170,"children":1768,"markDefs":1773,"style":1223},"k299",[1769],{"_key":1770,"_type":174,"marks":1771,"text":1772},"k298",[1183],"Eligibility",[],{"_key":1775,"_type":170,"children":1776,"markDefs":1781,"style":190},"k303",[1777],{"_key":1778,"_type":174,"marks":1779,"text":1780},"k302",[],"This bank account is currently available only to sole proprietors and select private limited companies. To be eligible, candidates must fulfil additional criteria:",[],{"_key":1783,"_type":170,"children":1784,"level":1307,"listItem":1789,"markDefs":1790,"style":190},"k307",[1785],{"_key":1786,"_type":174,"marks":1787,"text":1788},"k306",[],"They must be at least 18 years old","bullet",[],{"_key":1792,"_type":170,"children":1793,"level":1307,"listItem":1789,"markDefs":1798,"style":190},"k311",[1794],{"_key":1795,"_type":174,"marks":1796,"text":1797},"k310",[],"They must be a citizen or permanent resident of Singapore",[],{"_key":1800,"_type":170,"children":1801,"level":1307,"listItem":1789,"markDefs":1806,"style":190},"k315",[1802],{"_key":1803,"_type":174,"marks":1804,"text":1805},"k314",[],"They must have a Singapore residential address",[],{"_key":1808,"_type":170,"children":1809,"level":1307,"listItem":1789,"markDefs":1814,"style":190},"k319",[1810],{"_key":1811,"_type":174,"marks":1812,"text":1813},"k318",[],"They must hold a Singpass MyInfo account",[],{"_key":1816,"_type":170,"children":1817,"level":1307,"listItem":1789,"markDefs":1822,"style":190},"k323",[1818],{"_key":1819,"_type":174,"marks":1820,"text":1821},"k322",[],"They must have an active Accounting and Corporate Regulatory Authority (ACRA) registration account",[],{"_key":1824,"_type":170,"children":1825,"level":1307,"listItem":1789,"markDefs":1830,"style":190},"k327",[1826],{"_key":1827,"_type":174,"marks":1828,"text":1829},"k326",[],"They must not have held a GXS Savings Account, GXS FlexiLoan account, or GXS FlexiCard",[],{"_key":1832,"_type":170,"children":1833,"level":1307,"listItem":1789,"markDefs":1838,"style":190},"k331",[1834],{"_key":1835,"_type":174,"marks":1836,"text":1837},"k330",[],"They must not have held a GXS Biz Account or GXS FlexiLoan Biz so far.",[],{"_key":1840,"_type":170,"children":1841,"markDefs":1846,"style":190},"k335",[1842],{"_key":1843,"_type":174,"marks":1844,"text":1845},"k334",[],"At present, applications from US citizens and residents are not accepted.",[],{"_key":1848,"_type":170,"children":1849,"markDefs":1854,"style":1223},"k339",[1850],{"_key":1851,"_type":174,"marks":1852,"text":1853},"k338",[1183],"Documentats required",[],{"_key":1856,"_type":170,"children":1857,"markDefs":1862,"style":190},"k343",[1858],{"_key":1859,"_type":174,"marks":1860,"text":1861},"k342",[],"The application process is paperless as the bank uses Singpass MyInfo and ACRA to retrieve and verify applicant details. If additional documents are required, a request is sent to the applicant's email or they are notified via the bank app.",[],{"_key":1864,"_type":170,"children":1865,"markDefs":1870,"style":1223},"k347",[1866],{"_key":1867,"_type":174,"marks":1868,"text":1869},"k346",[1183],"Account opening – Step-by-step guide",[],{"_key":1872,"_type":170,"children":1873,"level":1307,"listItem":1789,"markDefs":1878,"style":190},"k351",[1874],{"_key":1875,"_type":174,"marks":1876,"text":1877},"k350",[],"Download the GXS Bank app via Apple App Store or Google Play Store",[],{"_key":1880,"_type":170,"children":1881,"level":1307,"listItem":1789,"markDefs":1886,"style":190},"k355",[1882],{"_key":1883,"_type":174,"marks":1884,"text":1885},"k354",[],"On the app, select 'Business Banking'",[],{"_key":1888,"_type":170,"children":1889,"level":1307,"listItem":1789,"markDefs":1894,"style":190},"k359",[1890],{"_key":1891,"_type":174,"marks":1892,"text":1893},"k358",[],"Next, tap on 'Sign Up'",[],{"_key":1896,"_type":170,"children":1897,"level":1307,"listItem":1789,"markDefs":1902,"style":190},"k363",[1898],{"_key":1899,"_type":174,"marks":1900,"text":1901},"k362",[],"Follow the onscreen prompts to complete your account opening.",[],{"_key":1904,"_type":170,"children":1905,"markDefs":1910,"style":190},"k367",[1906],{"_key":1907,"_type":174,"marks":1908,"text":1909},"k366",[],"The entire process takes less than four minutes and approval is instant. Once the account is opened, the customer receives a welcome message and email and is also notified on the GXS app.",[],{"_key":1912,"_type":170,"children":1913,"markDefs":1918,"style":1186},"k371",[1914],{"_key":1915,"_type":174,"marks":1916,"text":1917},"k370",[1183],"Who is GXS Biz Account Singapore best suited for?",[],{"_key":1920,"_type":170,"children":1921,"markDefs":1926,"style":190},"k375",[1922],{"_key":1923,"_type":174,"marks":1924,"text":1925},"k374",[],"This business account is geared towards sole proprietors and small private limited companies. For example, contractors, freelancers, and micro businesses with lean financial operations and transactions restricted to Singapore. The account offers good basic facilities without the high costs associated with legacy banks.",[],{"_key":1928,"_type":170,"children":1929,"markDefs":1934,"style":1223},"k379",[1930],{"_key":1931,"_type":174,"marks":1932,"text":1933},"k378",[1183],"GXS Biz Account is not a good fit for:",[],{"_key":1936,"_type":170,"children":1937,"markDefs":1942,"style":190},"k383",[1938],{"_key":1939,"_type":174,"marks":1940,"text":1941},"k382",[],"Large corporations with complex financial operations and regular international transactions in multiple currencies. The GXS Biz Account can only be used for domestic money transfers through the FAST and PayNow services. It is not designed for moving funds directly across borders in foreign currencies. By some accounts, the business account is capable of receiving foreign funds, which it then converts into SGD. However, there is little clarity on this facility or on the exchange rates used. Therefore, it is advised to reach out to the bank directly for clarity.",[],{"_key":1944,"_type":170,"children":1945,"markDefs":1950,"style":190},"k387",[1946],{"_key":1947,"_type":174,"marks":1948,"text":1949},"k386",[],"The GXS Biz Account is also unsuitable if you are looking for a non-digital bank with a physical branch network, or if you need a business account that comes with corporate cards or extended financial tools such as expense management and accounting integrations.",[],{"_key":1952,"_type":170,"children":1953,"markDefs":1958,"style":1186},"k391",[1954],{"_key":1955,"_type":174,"marks":1956,"text":1957},"k390",[1183],"GXS Bank pros and cons",[],{"_key":1960,"_type":170,"children":1961,"markDefs":1966,"style":190},"k395",[1962],{"_key":1963,"_type":174,"marks":1964,"text":1965},"k394",[1183],"The advantages of having a GXS Biz Account include:",[],{"_key":1968,"_type":170,"children":1969,"level":1307,"listItem":1789,"markDefs":1974,"style":190},"k399",[1970],{"_key":1971,"_type":174,"marks":1972,"text":1973},"k398",[],"Zero account and fall below fees",[],{"_key":1976,"_type":170,"children":1977,"level":1307,"listItem":1789,"markDefs":1982,"style":190},"k403",[1978],{"_key":1979,"_type":174,"marks":1980,"text":1981},"k402",[],"No minimum balance or minimum deposit",[],{"_key":1984,"_type":170,"children":1985,"level":1307,"listItem":1789,"markDefs":1990,"style":190},"k407",[1986],{"_key":1987,"_type":174,"marks":1988,"text":1989},"k406",[],"No hidden costs",[],{"_key":1992,"_type":170,"children":1993,"level":1307,"listItem":1789,"markDefs":1998,"style":190},"k411",[1994],{"_key":1995,"_type":174,"marks":1996,"text":1997},"k410",[],"Daily interest on the balance",[],{"_key":2000,"_type":170,"children":2001,"level":1307,"listItem":1789,"markDefs":2006,"style":190},"k415",[2002],{"_key":2003,"_type":174,"marks":2004,"text":2005},"k414",[],"Free local payments",[],{"_key":2008,"_type":170,"children":2009,"level":1307,"listItem":1789,"markDefs":2014,"style":190},"k419",[2010],{"_key":2011,"_type":174,"marks":2012,"text":2013},"k418",[],"Instant and paperless account opening",[],{"_key":2016,"_type":170,"children":2017,"level":1307,"listItem":1789,"markDefs":2022,"style":190},"k423",[2018],{"_key":2019,"_type":174,"marks":2020,"text":2021},"k422",[],"Funds up to SGD $100,000 insured",[],{"_key":2024,"_type":170,"children":2025,"level":1307,"listItem":1789,"markDefs":2030,"style":190},"k427",[2026],{"_key":2027,"_type":174,"marks":2028,"text":2029},"k426",[],"Multi-layer security with malware protection, biometric access, and fraud monitoring",[],{"_key":2032,"_type":170,"children":2033,"level":1307,"listItem":1789,"markDefs":2038,"style":190},"k431",[2034],{"_key":2035,"_type":174,"marks":2036,"text":2037},"k430",[],"Ecosystem benefits and rewards for Grab merchants and Singtel users.",[],{"_key":2040,"_type":170,"children":2041,"markDefs":2046,"style":190},"k435",[2042],{"_key":2043,"_type":174,"marks":2044,"text":2045},"k434",[1183],"The disadvantages include:",[],{"_key":2048,"_type":170,"children":2049,"level":1307,"listItem":1789,"markDefs":2054,"style":190},"k439",[2050],{"_key":2051,"_type":174,"marks":2052,"text":2053},"k438",[],"Limited scope (only sole proprietors and some private limited companies are eligible for the business account)",[],{"_key":2056,"_type":170,"children":2057,"level":1307,"listItem":1789,"markDefs":2062,"style":190},"k443",[2058],{"_key":2059,"_type":174,"marks":2060,"text":2061},"k442",[],"Not a multi-currency account",[],{"_key":2064,"_type":170,"children":2065,"level":1307,"listItem":1789,"markDefs":2070,"style":190},"k447",[2066],{"_key":2067,"_type":174,"marks":2068,"text":2069},"k446",[],"Not capable of moving funds across borders",[],{"_key":2072,"_type":170,"children":2073,"level":1307,"listItem":1789,"markDefs":2078,"style":190},"k451",[2074],{"_key":2075,"_type":174,"marks":2076,"text":2077},"k450",[],"Local transactions capped at the maximum daily limit of SGD $100,000",[],{"_key":2080,"_type":170,"children":2081,"level":1307,"listItem":1789,"markDefs":2086,"style":190},"k455",[2082],{"_key":2083,"_type":174,"marks":2084,"text":2085},"k454",[],"No corporate cards",[],{"_key":2088,"_type":170,"children":2089,"level":1307,"listItem":1789,"markDefs":2094,"style":190},"k459",[2090],{"_key":2091,"_type":174,"marks":2092,"text":2093},"k458",[],"No cash withdrawal facility.",[],{"_key":2096,"_type":170,"children":2097,"markDefs":2102,"style":1186},"k463",[2098],{"_key":2099,"_type":174,"marks":2100,"text":2101},"k462",[1183],"GXS Bank rating on Google Play",[],{"_key":2104,"_type":170,"children":2105,"markDefs":2110,"style":190},"k467",[2106],{"_key":2107,"_type":174,"marks":2108,"text":2109},"k466",[],"It scores 4.5 out of 5, with some negative reviews about the bank's mobile app and its customer service.²",[],{"_key":2112,"_type":170,"children":2113,"markDefs":2118,"style":1186},"k471",[2114],{"_key":2115,"_type":174,"marks":2116,"text":2117},"k470",[1183],"GXS Bank vs Aspire: A comparison",[],{"_key":2120,"_type":170,"children":2121,"markDefs":2165,"style":190},"k499",[2122,2126,2131,2135,2139,2143,2148,2152,2156,2161],{"_key":2123,"_type":174,"marks":2124,"text":2125},"k489",[],"The GXS business account's biggest drawback is that it doesn't support direct international money transfers. As a result, businesses transacting across borders might find",{"_key":2127,"_type":174,"marks":2128,"text":2130},"k490",[2129],"k473"," ",{"_key":2132,"_type":174,"marks":2133,"text":282},"k491",[2134],"k475",{"_key":2136,"_type":174,"marks":2137,"text":2138},"k492",[]," to be a more versatile alternative with its",{"_key":2140,"_type":174,"marks":2141,"text":2130},"k493",[2142],"k478",{"_key":2144,"_type":174,"marks":2145,"text":2147},"k494",[2146],"k480","multi-currency business account",{"_key":2149,"_type":174,"marks":2150,"text":2151},"k495",[]," and extensive",{"_key":2153,"_type":174,"marks":2154,"text":2130},"k496",[2155],"k483",{"_key":2157,"_type":174,"marks":2158,"text":2160},"k497",[2159],"k485","global payments",{"_key":2162,"_type":174,"marks":2163,"text":2164},"k498",[]," coverage.",[2166,2167,2168,2170,2171,2173],{"_key":2129,"_type":188,"externalUrl":147,"linkType":145},{"_key":2134,"_type":188,"externalUrl":147,"linkType":145},{"_key":2142,"_type":188,"externalUrl":2169,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbusiness-account",{"_key":2146,"_type":188,"externalUrl":2169,"linkType":145},{"_key":2155,"_type":188,"externalUrl":2172,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fglobal-payments",{"_key":2159,"_type":188,"externalUrl":2172,"linkType":145},{"_key":2175,"_type":170,"children":2176,"markDefs":2181,"style":190},"k503",[2177],{"_key":2178,"_type":174,"marks":2179,"text":2180},"k502",[],"Here's a quick comparison:",[],{"_key":2183,"_type":1298,"columnHeaders":2184,"hasColumnTitles":141,"hasRowTitles":152,"rows":2192},"k504",[2185,2187,2189],{"_key":2186,"_type":1302,"cellIndex":1303,"title":362},"k505",{"_key":2188,"_type":1302,"cellIndex":1307,"title":282},"k506",{"_key":2190,"_type":1302,"cellIndex":1311,"title":2191},"k507","GXS Bank",[2193,2229,2265,2300,2336,2369,2404,2440,2474,2509,2544,2578],{"_key":2194,"_type":1320,"cells":2195},"k508",[2196,2207,2218],{"_key":2197,"_type":1324,"content":2198},"k509",[2199],{"_key":2200,"_type":170,"children":2201,"markDefs":2206,"style":190},"k630",[2202],{"_key":2203,"_type":174,"marks":2204,"text":2205},"k629",[],"Business account",[],{"_key":2208,"_type":1324,"content":2209},"k512",[2210],{"_key":2211,"_type":170,"children":2212,"markDefs":2217,"style":190},"k633",[2213],{"_key":2214,"_type":174,"marks":2215,"text":2216},"k632",[],"Multi-currency account that can hold, send, and receive foreign funds",[],{"_key":2219,"_type":1324,"content":2220},"k515",[2221],{"_key":2222,"_type":170,"children":2223,"markDefs":2228,"style":190},"k636",[2224],{"_key":2225,"_type":174,"marks":2226,"text":2227},"k635",[],"SGD account",[],{"_key":2230,"_type":1320,"cells":2231},"k518",[2232,2243,2254],{"_key":2233,"_type":1324,"content":2234},"k519",[2235],{"_key":2236,"_type":170,"children":2237,"markDefs":2242,"style":190},"k639",[2238],{"_key":2239,"_type":174,"marks":2240,"text":2241},"k638",[],"Foreign currency support",[],{"_key":2244,"_type":1324,"content":2245},"k522",[2246],{"_key":2247,"_type":170,"children":2248,"markDefs":2253,"style":190},"k642",[2249],{"_key":2250,"_type":174,"marks":2251,"text":2252},"k641",[],"30+ currencies",[],{"_key":2255,"_type":1324,"content":2256},"k525",[2257],{"_key":2258,"_type":170,"children":2259,"markDefs":2264,"style":190},"k645",[2260],{"_key":2261,"_type":174,"marks":2262,"text":2263},"k644",[],"None",[],{"_key":2266,"_type":1320,"cells":2267},"k528",[2268,2279,2290],{"_key":2269,"_type":1324,"content":2270},"k529",[2271],{"_key":2272,"_type":170,"children":2273,"markDefs":2278,"style":190},"k648",[2274],{"_key":2275,"_type":174,"marks":2276,"text":2277},"k647",[],"Global coverage",[],{"_key":2280,"_type":1324,"content":2281},"k532",[2282],{"_key":2283,"_type":170,"children":2284,"markDefs":2289,"style":190},"k651",[2285],{"_key":2286,"_type":174,"marks":2287,"text":2288},"k650",[],"130+ countries",[],{"_key":2291,"_type":1324,"content":2292},"k535",[2293],{"_key":2294,"_type":170,"children":2295,"markDefs":2299,"style":190},"k654",[2296],{"_key":2297,"_type":174,"marks":2298,"text":2263},"k653",[],[],{"_key":2301,"_type":1320,"cells":2302},"k538",[2303,2314,2325],{"_key":2304,"_type":1324,"content":2305},"k539",[2306],{"_key":2307,"_type":170,"children":2308,"markDefs":2313,"style":190},"k657",[2309],{"_key":2310,"_type":174,"marks":2311,"text":2312},"k656",[],"FX rates",[],{"_key":2315,"_type":1324,"content":2316},"k542",[2317],{"_key":2318,"_type":170,"children":2319,"markDefs":2324,"style":190},"k660",[2320],{"_key":2321,"_type":174,"marks":2322,"text":2323},"k659",[],"From 0.22%",[],{"_key":2326,"_type":1324,"content":2327},"k545",[2328],{"_key":2329,"_type":170,"children":2330,"markDefs":2335,"style":190},"k663",[2331],{"_key":2332,"_type":174,"marks":2333,"text":2334},"k662",[],"Not applicable",[],{"_key":2337,"_type":1320,"cells":2338},"k548",[2339,2349,2359],{"_key":2340,"_type":1324,"content":2341},"k549",[2342],{"_key":2343,"_type":170,"children":2344,"markDefs":2348,"style":190},"k666",[2345],{"_key":2346,"_type":174,"marks":2347,"text":1724},"k665",[],[],{"_key":2350,"_type":1324,"content":2351},"k552",[2352],{"_key":2353,"_type":170,"children":2354,"markDefs":2358,"style":190},"k669",[2355],{"_key":2356,"_type":174,"marks":2357,"text":2263},"k668",[],[],{"_key":2360,"_type":1324,"content":2361},"k555",[2362],{"_key":2363,"_type":170,"children":2364,"markDefs":2368,"style":190},"k672",[2365],{"_key":2366,"_type":174,"marks":2367,"text":2263},"k671",[],[],{"_key":2370,"_type":1320,"cells":2371},"k558",[2372,2383,2394],{"_key":2373,"_type":1324,"content":2374},"k559",[2375],{"_key":2376,"_type":170,"children":2377,"markDefs":2382,"style":190},"k675",[2378],{"_key":2379,"_type":174,"marks":2380,"text":2381},"k674",[],"Account opening",[],{"_key":2384,"_type":1324,"content":2385},"k562",[2386],{"_key":2387,"_type":170,"children":2388,"markDefs":2393,"style":190},"k678",[2389],{"_key":2390,"_type":174,"marks":2391,"text":2392},"k677",[],"100% online",[],{"_key":2395,"_type":1324,"content":2396},"k565",[2397],{"_key":2398,"_type":170,"children":2399,"markDefs":2403,"style":190},"k681",[2400],{"_key":2401,"_type":174,"marks":2402,"text":2392},"k680",[],[],{"_key":2405,"_type":1320,"cells":2406},"k568",[2407,2418,2429],{"_key":2408,"_type":1324,"content":2409},"k569",[2410],{"_key":2411,"_type":170,"children":2412,"markDefs":2417,"style":190},"k684",[2413],{"_key":2414,"_type":174,"marks":2415,"text":2416},"k683",[],"Time to open an account",[],{"_key":2419,"_type":1324,"content":2420},"k572",[2421],{"_key":2422,"_type":170,"children":2423,"markDefs":2428,"style":190},"k687",[2424],{"_key":2425,"_type":174,"marks":2426,"text":2427},"k686",[],"1-2 days",[],{"_key":2430,"_type":1324,"content":2431},"k575",[2432],{"_key":2433,"_type":170,"children":2434,"markDefs":2439,"style":190},"k690",[2435],{"_key":2436,"_type":174,"marks":2437,"text":2438},"k689",[],"Instant account opening, sign-up under 4 minutes",[],{"_key":2441,"_type":1320,"cells":2442},"k578",[2443,2453,2464],{"_key":2444,"_type":1324,"content":2445},"k579",[2446],{"_key":2447,"_type":170,"children":2448,"markDefs":2452,"style":190},"k693",[2449],{"_key":2450,"_type":174,"marks":2451,"text":46},"k692",[],[],{"_key":2454,"_type":1324,"content":2455},"k582",[2456],{"_key":2457,"_type":170,"children":2458,"markDefs":2463,"style":190},"k696",[2459],{"_key":2460,"_type":174,"marks":2461,"text":2462},"k695",[],"Unlimited virtual corporate cards",[],{"_key":2465,"_type":1324,"content":2466},"k585",[2467],{"_key":2468,"_type":170,"children":2469,"markDefs":2473,"style":190},"k699",[2470],{"_key":2471,"_type":174,"marks":2472,"text":2263},"k698",[],[],{"_key":2475,"_type":1320,"cells":2476},"k588",[2477,2488,2499],{"_key":2478,"_type":1324,"content":2479},"k589",[2480],{"_key":2481,"_type":170,"children":2482,"markDefs":2487,"style":190},"k702",[2483],{"_key":2484,"_type":174,"marks":2485,"text":2486},"k701",[],"Local transfers",[],{"_key":2489,"_type":1324,"content":2490},"k592",[2491],{"_key":2492,"_type":170,"children":2493,"markDefs":2498,"style":190},"k705",[2494],{"_key":2495,"_type":174,"marks":2496,"text":2497},"k704",[],"Free",[],{"_key":2500,"_type":1324,"content":2501},"k595",[2502],{"_key":2503,"_type":170,"children":2504,"markDefs":2508,"style":190},"k708",[2505],{"_key":2506,"_type":174,"marks":2507,"text":2497},"k707",[],[],{"_key":2510,"_type":1320,"cells":2511},"k598",[2512,2522,2533],{"_key":2513,"_type":1324,"content":2514},"k599",[2515],{"_key":2516,"_type":170,"children":2517,"markDefs":2521,"style":190},"k711",[2518],{"_key":2519,"_type":174,"marks":2520,"text":48},"k710",[],[],{"_key":2523,"_type":1324,"content":2524},"k602",[2525],{"_key":2526,"_type":170,"children":2527,"markDefs":2532,"style":190},"k714",[2528],{"_key":2529,"_type":174,"marks":2530,"text":2531},"k713",[],"Yes",[],{"_key":2534,"_type":1324,"content":2535},"k605",[2536],{"_key":2537,"_type":170,"children":2538,"markDefs":2543,"style":190},"k717",[2539],{"_key":2540,"_type":174,"marks":2541,"text":2542},"k716",[],"No",[],{"_key":2545,"_type":1320,"cells":2546},"k608",[2547,2558,2568],{"_key":2548,"_type":1324,"content":2549},"k609",[2550],{"_key":2551,"_type":170,"children":2552,"markDefs":2557,"style":190},"k720",[2553],{"_key":2554,"_type":174,"marks":2555,"text":2556},"k719",[],"Accounting integrations",[],{"_key":2559,"_type":1324,"content":2560},"k612",[2561],{"_key":2562,"_type":170,"children":2563,"markDefs":2567,"style":190},"k723",[2564],{"_key":2565,"_type":174,"marks":2566,"text":2531},"k722",[],[],{"_key":2569,"_type":1324,"content":2570},"k615",[2571],{"_key":2572,"_type":170,"children":2573,"markDefs":2577,"style":190},"k726",[2574],{"_key":2575,"_type":174,"marks":2576,"text":2542},"k725",[],[],{"_key":2579,"_type":1320,"cells":2580},"k618",[2581,2592,2602],{"_key":2582,"_type":1324,"content":2583},"k619",[2584],{"_key":2585,"_type":170,"children":2586,"markDefs":2591,"style":190},"k729",[2587],{"_key":2588,"_type":174,"marks":2589,"text":2590},"k728",[],"Bulk and automated payments",[],{"_key":2593,"_type":1324,"content":2594},"k622",[2595],{"_key":2596,"_type":170,"children":2597,"markDefs":2601,"style":190},"k732",[2598],{"_key":2599,"_type":174,"marks":2600,"text":2531},"k731",[],[],{"_key":2603,"_type":1324,"content":2604},"k625",[2605],{"_key":2606,"_type":170,"children":2607,"markDefs":2611,"style":190},"k735",[2608],{"_key":2609,"_type":174,"marks":2610,"text":2542},"k734",[],[],{"_key":2613,"_type":170,"children":2614,"markDefs":2619,"style":1186},"k739",[2615],{"_key":2616,"_type":174,"marks":2617,"text":2618},"k738",[1183],"Other alternatives to GXS Bank",[],{"_key":2621,"_type":170,"children":2622,"markDefs":2627,"style":190},"k743",[2623],{"_key":2624,"_type":174,"marks":2625,"text":2626},"k742",[],"Here are some other banks and financial service providers businesses can consider:",[],{"_key":2629,"_type":170,"children":2630,"level":1307,"listItem":1789,"markDefs":2639,"style":190},"k749",[2631,2635],{"_key":2632,"_type":174,"marks":2633,"text":2634},"k747",[1183],"MariBank: ",{"_key":2636,"_type":174,"marks":2637,"text":2638},"k748",[],"MariBank is also a Singapore digital bank that supports free domestic transfers, provides daily interest on account balance at the rate of 1%, and is targeted at Singapore start-ups and SMEs. It has a similar pricing structure with zero account and fall below fees. A key difference is that the MariBank business account facilitates international transfers in 20 currencies.",[],{"_key":2641,"_type":170,"children":2642,"level":1307,"listItem":1789,"markDefs":2651,"style":190},"k755",[2643,2647],{"_key":2644,"_type":174,"marks":2645,"text":2646},"k753",[1183],"Wise: ",{"_key":2648,"_type":174,"marks":2649,"text":2650},"k754",[],"Fintech company Wise offers a wider range of corporate banking services than most digital banks in Singapore. Its business account and business debit card support 40+ currencies across 70 countries, while customers can spend in 200+ currencies using the Wise card. Customers benefit from competitive prices and mid-market exchange rates with no mark-ups. Additional services include batch transactions, accounting and e-commerce integrations.³",[],{"_key":2653,"_type":170,"children":2654,"markDefs":2659,"style":1186},"k759",[2655],{"_key":2656,"_type":174,"marks":2657,"text":2658},"k758",[1183],"Conclusion",[],{"_key":2661,"_type":170,"children":2662,"markDefs":2730,"style":190},"k803",[2663,2667,2671,2676,2680,2684,2688,2692,2696,2701,2705,2709,2714,2718,2722,2727],{"_key":2664,"_type":174,"marks":2665,"text":2666},"k787",[],"While GXS Bank remains a trusted name in banking, especially among sole proprietorships, its limited scope makes it unsuitable for businesses increasing their global footprint through regular overseas transactions. As an all-in-one fintech stack, Aspire provides a wider array of useful services – starting with a multi-currency business account that comes with unlimited virtual",{"_key":2668,"_type":174,"marks":2669,"text":2130},"k788",[2670],"k761",{"_key":2672,"_type":174,"marks":2673,"text":2675},"k789",[2674],"k763","corporate cards",{"_key":2677,"_type":174,"marks":2678,"text":2679},"k790",[],", market-leading",{"_key":2681,"_type":174,"marks":2682,"text":2130},"k791",[2683],"k766",{"_key":2685,"_type":174,"marks":2686,"text":2312},"k792",[2687],"k768",{"_key":2689,"_type":174,"marks":2690,"text":2691},"k793",[],", and transparent pricing. With Aspire, your business can send and receive money to and from 130+ countries in 30+ currencies. Our same-day transfers in 15+ currencies ensure you never miss a payment deadline. On the Aspire platform, you'll also have access to our",{"_key":2693,"_type":174,"marks":2694,"text":2130},"k794",[2695],"k771",{"_key":2697,"_type":174,"marks":2698,"text":2700},"k795",[2699],"k773","expense management",{"_key":2702,"_type":174,"marks":2703,"text":2704},"k796",[]," and",{"_key":2706,"_type":174,"marks":2707,"text":2130},"k797",[2708],"k776",{"_key":2710,"_type":174,"marks":2711,"text":2713},"k798",[2712],"k778","smarter invoicing",{"_key":2715,"_type":174,"marks":2716,"text":2717},"k799",[]," tools and",{"_key":2719,"_type":174,"marks":2720,"text":2130},"k800",[2721],"k781",{"_key":2723,"_type":174,"marks":2724,"text":2726},"k801",[2725],"k783","accounting integrations",{"_key":2728,"_type":174,"marks":2729,"text":185},"k802",[],[2731,2733,2734,2735,2736,2738,2739,2741,2742,2743],{"_key":2670,"_type":188,"externalUrl":2732,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcorporate-card",{"_key":2674,"_type":188,"externalUrl":2732,"linkType":145},{"_key":2683,"_type":188,"externalUrl":2172,"linkType":145},{"_key":2687,"_type":188,"externalUrl":2172,"linkType":145},{"_key":2695,"_type":188,"externalUrl":2737,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":2699,"_type":188,"externalUrl":2737,"linkType":145},{"_key":2708,"_type":188,"externalUrl":2740,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Finvoice-management",{"_key":2712,"_type":188,"externalUrl":2740,"linkType":145},{"_key":2721,"_type":188,"externalUrl":2740,"linkType":145},{"_key":2725,"_type":188,"externalUrl":2740,"linkType":145},{"_key":2745,"_type":170,"children":2746,"markDefs":2750,"style":1186},"k807",[2747],{"_key":2748,"_type":174,"marks":2749,"text":1006},"k806",[1183],[],{"_key":2752,"_type":170,"children":2753,"markDefs":2758,"style":1223},"k811",[2754],{"_key":2755,"_type":174,"marks":2756,"text":2757},"k810",[1183],"What is a GXS Biz Account?",[],{"_key":2760,"_type":170,"children":2761,"markDefs":2766,"style":190},"k815",[2762],{"_key":2763,"_type":174,"marks":2764,"text":2765},"k814",[],"It is an interest-bearing current account targeted at sole proprietorships and select private limited companies in Singapore.",[],{"_key":2768,"_type":170,"children":2769,"markDefs":2774,"style":1223},"k819",[2770],{"_key":2771,"_type":174,"marks":2772,"text":2773},"k818",[1183],"Can I withdraw from GXS?",[],{"_key":2776,"_type":170,"children":2777,"markDefs":2782,"style":190},"k823",[2778],{"_key":2779,"_type":174,"marks":2780,"text":2781},"k822",[],"The GXS business account doesn't permit physical cash withdrawals. Funds can only be moved via direct transfers.",[],{"_key":2784,"_type":170,"children":2785,"markDefs":2790,"style":1223},"k827",[2786],{"_key":2787,"_type":174,"marks":2788,"text":2789},"k826",[1183],"Is a GXS account safe?",[],{"_key":2792,"_type":170,"children":2793,"markDefs":2798,"style":190},"k831",[2794],{"_key":2795,"_type":174,"marks":2796,"text":2797},"k830",[],"Yes, a GXS account is considered safe as the bank is licensed and regulated by the Monetary Authority of Singapore and funds to the extent of SGD $100,000 are insured by the Singapore Deposit Insurance Corporation. It also has robust security and fraud monitoring capabilities such as biometric access, as stated on its website.⁴",[],{"_key":2800,"_type":170,"children":2801,"markDefs":2806,"style":1223},"k835",[2802],{"_key":2803,"_type":174,"marks":2804,"text":2805},"k834",[1183],"Is GXS trusted?",[],{"_key":2808,"_type":170,"children":2809,"markDefs":2814,"style":190},"k839",[2810],{"_key":2811,"_type":174,"marks":2812,"text":2813},"k838",[],"While the bank is considered to be safe, negative experiences surrounding system glitches, customer service, and accessibility found on Reddit forums have resulted in some lack of trust among users.⁵",[],{"_key":2816,"_type":170,"children":2817,"markDefs":2822,"style":1223},"k843",[2818],{"_key":2819,"_type":174,"marks":2820,"text":2821},"k842",[1183],"What is the annual fee for GXS?",[],{"_key":2824,"_type":170,"children":2825,"markDefs":2830,"style":190},"k847",[2826],{"_key":2827,"_type":174,"marks":2828,"text":2829},"k846",[],"There is no annual fee for the business account or GXS savings account.",[],{"_key":2832,"_type":170,"children":2833,"markDefs":2838,"style":1223},"k851",[2834],{"_key":2835,"_type":174,"marks":2836,"text":2837},"k850",[1183],"Which bank is good for a business account in Singapore?",[],{"_key":2840,"_type":170,"children":2841,"markDefs":2846,"style":190},"k855",[2842],{"_key":2843,"_type":174,"marks":2844,"text":2845},"k854",[],"Singapore businesses have access to a wide variety of business accounts from multiple providers. Traditional banks are known for their full-service business accounts, while digital banks and fintech companies are popular for their competitively priced and small business-friendly business accounts, many of them with multi-currency features. The choice ultimately comes down to a company's specific and unique business needs as well as affordability.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":2849,"height":1055,"url":2850,"width":1057},"GXS Bank Singapore review: Business account features, fees, and benefits","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fbd1d1da304e6eaaaa5e988fcd519c38d\u002Fshared-sg-bd1d1da3_cover_shared-cover.jpeg",[2852,2859,2867,2873,2881,2888],{"_key":1181,"_type":170,"children":2853,"level":1307,"listItem":1789,"markDefs":2858,"style":190},[2854],{"_key":2855,"_type":174,"marks":2856,"text":2857},"k1",[],"GXS Bank is a Singapore digital bank aimed at both consumers and businesses with a savings account, business account, debit card, credit card, and various investment and loan products in its portfolio",[],{"_key":2860,"_type":170,"children":2861,"level":1307,"listItem":1789,"markDefs":2866,"style":190},"k5",[2862],{"_key":2863,"_type":174,"marks":2864,"text":2865},"k4",[],"The GXS Biz Account – the focus of this review – is an SGD account designed specifically for sole proprietors and select private limited companies",[],{"_key":1195,"_type":170,"children":2868,"level":1307,"listItem":1789,"markDefs":2872,"style":190},[2869],{"_key":1191,"_type":174,"marks":2870,"text":2871},[],"It is a zero-fee account with no minimum balance or minimum deposit requirement",[],{"_key":2874,"_type":170,"children":2875,"level":1307,"listItem":1789,"markDefs":2880,"style":190},"k11",[2876],{"_key":2877,"_type":174,"marks":2878,"text":2879},"k10",[],"Local fund transfers are free but there is no facility for international payments",[],{"_key":2882,"_type":170,"children":2883,"level":1307,"listItem":1789,"markDefs":2887,"style":190},"k14",[2884],{"_key":1200,"_type":174,"marks":2885,"text":2886},[],"It offers a special reward in the from of daily interest on account balance. The interest rate is 1.08% p.a",[],{"_key":1208,"_type":170,"children":2889,"level":1307,"listItem":1789,"markDefs":2893,"style":190},[2890],{"_key":1211,"_type":174,"marks":2891,"text":2892},[],"This business account can only be opened and accessed on the GXS Bank app",[],[2895],{"_key":1181,"_type":170,"children":2896,"markDefs":2900,"style":190},[2897],{"_key":2855,"_type":174,"marks":2898,"text":2899},[],"GXS Bank and its business account cater to a niche and often under-served corporate section – sole proprietorships and select micro businesses. The GXS Biz Account is a highly affordable SGD account with zero account fees, no minimum balance or minimum deposit requirements, free transfers within Singapore, and daily interest crediting – especially in comparison to what traditional banks offer. In this comprehensive GXS business account review, we detail its highlights and shortcomings and list out some alternatives so that interested businesses can make their banking plans based on informed decisions.",[],"2026-03-26T00:00:00.000Z",{"_type":149,"metaDescription":2903,"metaTitle":2904,"socialShareImageUrl":2905},"GXS bank review for Singapore businesses, exploring business account features, fees, payment capabilities, pros and cons.","GXS Bank Singapore review: Features and pricing (2026)",{"_type":154,"alternativeText":2849,"height":1055,"url":2850,"width":1057},"gxs-bank-singapore-review",[2908,2914,2920,2926,2932],{"_key":1181,"_type":170,"children":2909,"level":1307,"listItem":1789,"markDefs":2913,"style":190},[2910],{"_key":2855,"_type":174,"marks":2911,"text":2912},[],"Eligibility requirements, GXS - https:\u002F\u002Fwww.business.gxs.com.sg\u002Fbiz-account",[],{"_key":2860,"_type":170,"children":2915,"level":1307,"listItem":1789,"markDefs":2919,"style":190},[2916],{"_key":2863,"_type":174,"marks":2917,"text":2918},[],"GXS Bank review, Google Play - https:\u002F\u002Fplay.google.com\u002Fstore\u002Fapps\u002Fdetails?id=sg.com.gxs.app&hl=en_SG",[],{"_key":1195,"_type":170,"children":2921,"level":1307,"listItem":1789,"markDefs":2925,"style":190},[2922],{"_key":1191,"_type":174,"marks":2923,"text":2924},[],"Wise business account and debit card review, Aspire - https:\u002F\u002Faspireapp.com\u002Fblog\u002Freview-wise-business-account-singapore",[],{"_key":2874,"_type":170,"children":2927,"level":1307,"listItem":1789,"markDefs":2931,"style":190},[2928],{"_key":2877,"_type":174,"marks":2929,"text":2930},[],"Security, GXS - https:\u002F\u002Fwww.gxs.com.sg\u002Fsecurity",[],{"_key":2882,"_type":170,"children":2933,"level":1307,"listItem":1789,"markDefs":2937,"style":190},[2934],{"_key":1200,"_type":174,"marks":2935,"text":2936},[],"GXS Bank safety, Reddit - https:\u002F\u002Fwww.reddit.com\u002Fanswers\u002F5673e2db-097e-4188-846c-b7bf4b9de163\u002F",[],1790926656410]