[{"data":1,"prerenderedAt":3689},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-PTjHT1uylCPpA7RxG23I87KhJR5gFPCdheQIs1iXl6o":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1176,"category":3565,"coverImage":3566,"excerpt":3569,"faq":246,"intro":3605,"isFaqShown":152,"isSummaryShown":141,"isVideoShown":152,"publishedAt":3630,"reviewer":246,"seo":3631,"slug":3635,"sources":3636,"title":3567,"video":246},"blogPost-SG-69c40da30d00cc918a548311","2026-09-24T08:41:01Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1173,"doesServePage":141,"linkedinUrl":246,"name":1171,"role":1174,"slug":1175,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1074,"url":1172,"width":1074},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[1177,1186,1202,1212,1220,1228,1240,1248,1256,1268,1276,1284,1292,1300,1308,1316,1324,1332,1340,2452,2460,2468,2476,2484,2493,2501,2509,2517,2525,2533,2541,2549,2557,2565,2577,2585,2593,2600,2608,2616,2624,2632,2640,2648,2656,2664,2672,2680,2687,2695,2703,2710,2718,2725,2733,2741,2749,2757,2765,2773,2781,2789,2796,2808,2816,2824,2832,2839,2847,2854,2862,2870,2878,2886,2894,2902,2917,2925,2932,2940,2948,2956,2964,2972,2979,2987,2995,3003,3011,3019,3027,3035,3043,3051,3059,3067,3075,3083,3091,3099,3107,3115,3123,3131,3138,3146,3154,3162,3170,3178,3186,3194,3202,3210,3218,3226,3234,3242,3250,3258,3266,3274,3282,3290,3298,3306,3314,3322,3330,3338,3346,3354,3362,3370,3378,3386,3394,3402,3410,3418,3426,3434,3495,3509,3517,3525,3533,3541,3549,3557],{"_key":1178,"_type":170,"children":1179,"markDefs":1184,"style":1185},"k3",[1180],{"_key":1181,"_type":174,"marks":1182,"text":1183},"k2",[],"What the Nium global card offers Singapore businesses in 2026",[],"h2",{"_key":1187,"_type":170,"children":1188,"markDefs":1201,"style":190},"k11",[1189,1193,1198],{"_key":1190,"_type":174,"marks":1191,"text":1192},"k8",[],"Nium's global card issuance platform lets Singapore businesses issue and manage virtual and physical cards across 30+ markets through a single platform, making it a strong fit for companies with international operations",{"_key":1194,"_type":174,"marks":1195,"text":1197},"k9",[1196],"sup","1",{"_key":1199,"_type":174,"marks":1200,"text":185},"k10",[],[],{"_key":1203,"_type":170,"children":1204,"level":1209,"listItem":1210,"markDefs":1211,"style":190},"k15",[1205],{"_key":1206,"_type":174,"marks":1207,"text":1208},"k14",[],"Issue and track both virtual and physical cards with no need for a BIN sponsor or local licensing",1,"bullet",[],{"_key":1213,"_type":170,"children":1214,"level":1209,"listItem":1210,"markDefs":1219,"style":190},"k19",[1215],{"_key":1216,"_type":174,"marks":1217,"text":1218},"k18",[],"Supported on Visa and Mastercard networks, maximising acceptance for cardholders travelling or spending internationally",[],{"_key":1221,"_type":170,"children":1222,"level":1209,"listItem":1210,"markDefs":1227,"style":190},"k23",[1223],{"_key":1224,"_type":174,"marks":1225,"text":1226},"k22",[],"Top up multi-currency wallets to control spending behaviour, with flexible funding from your bank, cards, or direct debit",[],{"_key":1229,"_type":170,"children":1230,"level":1209,"listItem":1210,"markDefs":1239,"style":190},"k29",[1231,1235],{"_key":1232,"_type":174,"marks":1233,"text":1234},"k27",[],"Customise card design and branding, with compatibility for both Google Pay and Apple Pay",{"_key":1236,"_type":174,"marks":1237,"text":1238},"k28",[1196],"2",[],{"_key":1241,"_type":170,"children":1242,"level":1209,"listItem":1210,"markDefs":1247,"style":190},"k33",[1243],{"_key":1244,"_type":174,"marks":1245,"text":1246},"k32",[],"Set specific spend limits, rules, and merchant category controls at point of issue to manage team spending at scale",[],{"_key":1249,"_type":170,"children":1250,"level":1209,"listItem":1210,"markDefs":1255,"style":190},"k37",[1251],{"_key":1252,"_type":174,"marks":1253,"text":1254},"k36",[],"Real-time fraud detection with monitoring and pattern analysis to reduce financial risk",[],{"_key":1257,"_type":170,"children":1258,"level":1209,"listItem":1210,"markDefs":1267,"style":190},"k43",[1259,1263],{"_key":1260,"_type":174,"marks":1261,"text":1262},"k41",[],"Access 24\u002F7 customer support and comprehensive reporting to manage card programmes effectively",{"_key":1264,"_type":174,"marks":1265,"text":1266},"k42",[1196],"3",[],{"_key":1269,"_type":170,"children":1270,"markDefs":1275,"style":1185},"k47",[1271],{"_key":1272,"_type":174,"marks":1273,"text":1274},"k46",[],"Why businesses look for alternatives to the Nium global card in 2026",[],{"_key":1277,"_type":170,"children":1278,"markDefs":1283,"style":190},"k51",[1279],{"_key":1280,"_type":174,"marks":1281,"text":1282},"k50",[],"Nium's global card is a powerful infrastructure platform, but its positioning means it is not the right fit for every Singapore business.",[],{"_key":1285,"_type":170,"children":1286,"level":1209,"listItem":1210,"markDefs":1291,"style":190},"k55",[1287],{"_key":1288,"_type":174,"marks":1289,"text":1290},"k54",[],"Nium is built primarily as a B2B infrastructure and API platform, meaning businesses that need a ready-to-use card product out of the box will face a more complex setup process",[],{"_key":1293,"_type":170,"children":1294,"level":1209,"listItem":1210,"markDefs":1299,"style":190},"k59",[1295],{"_key":1296,"_type":174,"marks":1297,"text":1298},"k58",[],"Pricing is not publicly disclosed and requires direct engagement with Nium's sales team, making it difficult for SMEs to evaluate costs upfront",[],{"_key":1301,"_type":170,"children":1302,"level":1209,"listItem":1210,"markDefs":1307,"style":190},"k63",[1303],{"_key":1304,"_type":174,"marks":1305,"text":1306},"k62",[],"The platform is designed for businesses launching their own card programmes, meaning it is better suited to fintechs, enterprises, and platforms rather than SMEs looking for a simple corporate card",[],{"_key":1309,"_type":170,"children":1310,"level":1209,"listItem":1210,"markDefs":1315,"style":190},"k67",[1311],{"_key":1312,"_type":174,"marks":1313,"text":1314},"k66",[],"Features like receipt capture, accounting integrations, approval workflows, and bill payments are not part of the core offering, requiring businesses to build or integrate these separately",[],{"_key":1317,"_type":170,"children":1318,"level":1209,"listItem":1210,"markDefs":1323,"style":190},"k71",[1319],{"_key":1320,"_type":174,"marks":1321,"text":1322},"k70",[],"The level of customisation and technical setup required may be beyond the resources of early-stage or lean finance teams",[],{"_key":1325,"_type":170,"children":1326,"level":1209,"listItem":1210,"markDefs":1331,"style":190},"k75",[1327],{"_key":1328,"_type":174,"marks":1329,"text":1330},"k74",[],"Businesses that need a straightforward card with expense management, reimbursement flows, or accounting sync built in will likely find dedicated spend management platforms a more practical choice",[],{"_key":1333,"_type":170,"children":1334,"markDefs":1339,"style":1185},"k79",[1335],{"_key":1336,"_type":174,"marks":1337,"text":1338},"k78",[],"Quick comparison of Nium global card alternatives in 2026",[],{"_key":1341,"_type":1342,"columnHeaders":1343,"hasColumnTitles":141,"hasRowTitles":152,"rows":1368},"k80","richTableBlock",[1344,1349,1352,1356,1360,1364],{"_key":1345,"_type":1346,"cellIndex":1347,"title":1348},"k81","columnHeader",0,"Feature \u002F Category",{"_key":1350,"_type":1346,"cellIndex":1209,"title":1351},"k82","Nium global card",{"_key":1353,"_type":1346,"cellIndex":1354,"title":1355},"k83",2,"Wise Business card",{"_key":1357,"_type":1346,"cellIndex":1358,"title":1359},"k84",3,"Payoneer corporate card",{"_key":1361,"_type":1346,"cellIndex":1362,"title":1363},"k85",4,"OCBC business debit card",{"_key":1365,"_type":1346,"cellIndex":1366,"title":1367},"k86",5,"Aspire corporate card",[1369,1439,1508,1575,1642,1715,1783,1852,1920,1989,2054,2118,2182,2250,2314,2383],{"_key":1370,"_type":1371,"cells":1372},"k87","row",[1373,1386,1397,1408,1418,1429],{"_key":1374,"_type":1375,"content":1376},"k88","richTableCell",[1377],{"_key":1378,"_type":170,"children":1379,"markDefs":1385,"style":190},"k394",[1380],{"_key":1381,"_type":174,"marks":1382,"text":1384},"k393",[1383],"strong","Type",[],{"_key":1387,"_type":1375,"content":1388},"k91",[1389],{"_key":1390,"_type":170,"children":1391,"markDefs":1396,"style":190},"k397",[1392],{"_key":1393,"_type":174,"marks":1394,"text":1395},"k396",[],"B2B virtual and physical card issuance infrastructure",[],{"_key":1398,"_type":1375,"content":1399},"k94",[1400],{"_key":1401,"_type":170,"children":1402,"markDefs":1407,"style":190},"k400",[1403],{"_key":1404,"_type":174,"marks":1405,"text":1406},"k399",[],"Multi-currency debit card",[],{"_key":1409,"_type":1375,"content":1410},"k97",[1411],{"_key":1412,"_type":170,"children":1413,"markDefs":1417,"style":190},"k403",[1414],{"_key":1415,"_type":174,"marks":1416,"text":1406},"k402",[],[],{"_key":1419,"_type":1375,"content":1420},"k100",[1421],{"_key":1422,"_type":170,"children":1423,"markDefs":1428,"style":190},"k406",[1424],{"_key":1425,"_type":174,"marks":1426,"text":1427},"k405",[],"Corporate debit card",[],{"_key":1430,"_type":1375,"content":1431},"k103",[1432],{"_key":1433,"_type":170,"children":1434,"markDefs":1438,"style":190},"k409",[1435],{"_key":1436,"_type":174,"marks":1437,"text":1406},"k408",[],[],{"_key":1440,"_type":1371,"cells":1441},"k106",[1442,1453,1464,1475,1486,1497],{"_key":1443,"_type":1375,"content":1444},"k107",[1445],{"_key":1446,"_type":170,"children":1447,"markDefs":1452,"style":190},"k412",[1448],{"_key":1449,"_type":174,"marks":1450,"text":1451},"k411",[1383],"Activation fee",[],{"_key":1454,"_type":1375,"content":1455},"k110",[1456],{"_key":1457,"_type":170,"children":1458,"markDefs":1463,"style":190},"k415",[1459],{"_key":1460,"_type":174,"marks":1461,"text":1462},"k414",[],"Pricing via direct sales",[],{"_key":1465,"_type":1375,"content":1466},"k113",[1467],{"_key":1468,"_type":170,"children":1469,"markDefs":1474,"style":190},"k418",[1470],{"_key":1471,"_type":174,"marks":1472,"text":1473},"k417",[],"One-time fee of SGD $99",[],{"_key":1476,"_type":1375,"content":1477},"k116",[1478],{"_key":1479,"_type":170,"children":1480,"markDefs":1485,"style":190},"k421",[1481],{"_key":1482,"_type":174,"marks":1483,"text":1484},"k420",[],"None if USD $2,000+ received annually. USD$29.95\u002Fyear if received lower",[],{"_key":1487,"_type":1375,"content":1488},"k119",[1489],{"_key":1490,"_type":170,"children":1491,"markDefs":1496,"style":190},"k424",[1492],{"_key":1493,"_type":174,"marks":1494,"text":1495},"k423",[],"Requires OCBC Business Account with minimum deposit of SGD $1,000 and monthly account fee of SGD $10",[],{"_key":1498,"_type":1375,"content":1499},"k122",[1500],{"_key":1501,"_type":170,"children":1502,"markDefs":1507,"style":190},"k427",[1503],{"_key":1504,"_type":174,"marks":1505,"text":1506},"k426",[],"SGD $0 (Basic); SGD $15\u002Fmonth (Premium)",[],{"_key":1509,"_type":1371,"cells":1510},"k125",[1511,1522,1532,1543,1553,1564],{"_key":1512,"_type":1375,"content":1513},"k126",[1514],{"_key":1515,"_type":170,"children":1516,"markDefs":1521,"style":190},"k430",[1517],{"_key":1518,"_type":174,"marks":1519,"text":1520},"k429",[1383],"Pricing model",[],{"_key":1523,"_type":1375,"content":1524},"k129",[1525],{"_key":1526,"_type":170,"children":1527,"markDefs":1531,"style":190},"k433",[1528],{"_key":1529,"_type":174,"marks":1530,"text":1462},"k432",[],[],{"_key":1533,"_type":1375,"content":1534},"k132",[1535],{"_key":1536,"_type":170,"children":1537,"markDefs":1542,"style":190},"k436",[1538],{"_key":1539,"_type":174,"marks":1540,"text":1541},"k435",[],"Pay per use",[],{"_key":1544,"_type":1375,"content":1545},"k135",[1546],{"_key":1547,"_type":170,"children":1548,"markDefs":1552,"style":190},"k439",[1549],{"_key":1550,"_type":174,"marks":1551,"text":1541},"k438",[],[],{"_key":1554,"_type":1375,"content":1555},"k138",[1556],{"_key":1557,"_type":170,"children":1558,"markDefs":1563,"style":190},"k442",[1559],{"_key":1560,"_type":174,"marks":1561,"text":1562},"k441",[],"Monthly account fee",[],{"_key":1565,"_type":1375,"content":1566},"k141",[1567],{"_key":1568,"_type":170,"children":1569,"markDefs":1574,"style":190},"k445",[1570],{"_key":1571,"_type":174,"marks":1572,"text":1573},"k444",[],"Subscription tiers",[],{"_key":1576,"_type":1371,"cells":1577},"k144",[1578,1589,1600,1610,1621,1631],{"_key":1579,"_type":1375,"content":1580},"k145",[1581],{"_key":1582,"_type":170,"children":1583,"markDefs":1588,"style":190},"k448",[1584],{"_key":1585,"_type":174,"marks":1586,"text":1587},"k447",[1383],"Network",[],{"_key":1590,"_type":1375,"content":1591},"k148",[1592],{"_key":1593,"_type":170,"children":1594,"markDefs":1599,"style":190},"k451",[1595],{"_key":1596,"_type":174,"marks":1597,"text":1598},"k450",[],"Visa \u002F Mastercard",[],{"_key":1601,"_type":1375,"content":1602},"k151",[1603],{"_key":1604,"_type":170,"children":1605,"markDefs":1609,"style":190},"k454",[1606],{"_key":1607,"_type":174,"marks":1608,"text":1598},"k453",[],[],{"_key":1611,"_type":1375,"content":1612},"k154",[1613],{"_key":1614,"_type":170,"children":1615,"markDefs":1620,"style":190},"k457",[1616],{"_key":1617,"_type":174,"marks":1618,"text":1619},"k456",[],"Mastercard",[],{"_key":1622,"_type":1375,"content":1623},"k157",[1624],{"_key":1625,"_type":170,"children":1626,"markDefs":1630,"style":190},"k460",[1627],{"_key":1628,"_type":174,"marks":1629,"text":1619},"k459",[],[],{"_key":1632,"_type":1375,"content":1633},"k160",[1634],{"_key":1635,"_type":170,"children":1636,"markDefs":1641,"style":190},"k463",[1637],{"_key":1638,"_type":174,"marks":1639,"text":1640},"k462",[],"Visa",[],{"_key":1643,"_type":1371,"cells":1644},"k163",[1645,1656,1667,1682,1693,1704],{"_key":1646,"_type":1375,"content":1647},"k164",[1648],{"_key":1649,"_type":170,"children":1650,"markDefs":1655,"style":190},"k466",[1651],{"_key":1652,"_type":174,"marks":1653,"text":1654},"k465",[1383],"Virtual cards",[],{"_key":1657,"_type":1375,"content":1658},"k167",[1659],{"_key":1660,"_type":170,"children":1661,"markDefs":1666,"style":190},"k469",[1662],{"_key":1663,"_type":174,"marks":1664,"text":1665},"k468",[],"Yes (count and pricing via direct sales)",[],{"_key":1668,"_type":1375,"content":1669},"k170",[1670],{"_key":1671,"_type":170,"children":1672,"markDefs":1681,"style":190},"k474",[1673,1677],{"_key":1674,"_type":174,"marks":1675,"text":1676},"k472",[],"Up to 3 at a time",{"_key":1678,"_type":174,"marks":1679,"text":1680},"k473",[1196],"9",[],{"_key":1683,"_type":1375,"content":1684},"k174",[1685],{"_key":1686,"_type":170,"children":1687,"markDefs":1692,"style":190},"k477",[1688],{"_key":1689,"_type":174,"marks":1690,"text":1691},"k476",[],"Up to 600 virtual cards",[],{"_key":1694,"_type":1375,"content":1695},"k177",[1696],{"_key":1697,"_type":170,"children":1698,"markDefs":1703,"style":190},"k480",[1699],{"_key":1700,"_type":174,"marks":1701,"text":1702},"k479",[],"Yes (digital card via app)",[],{"_key":1705,"_type":1375,"content":1706},"k180",[1707],{"_key":1708,"_type":170,"children":1709,"markDefs":1714,"style":190},"k483",[1710],{"_key":1711,"_type":174,"marks":1712,"text":1713},"k482",[],"Up to 200 per user",[],{"_key":1716,"_type":1371,"cells":1717},"k183",[1718,1729,1739,1750,1761,1772],{"_key":1719,"_type":1375,"content":1720},"k184",[1721],{"_key":1722,"_type":170,"children":1723,"markDefs":1728,"style":190},"k486",[1724],{"_key":1725,"_type":174,"marks":1726,"text":1727},"k485",[1383],"Physical cards",[],{"_key":1730,"_type":1375,"content":1731},"k187",[1732],{"_key":1733,"_type":170,"children":1734,"markDefs":1738,"style":190},"k489",[1735],{"_key":1736,"_type":174,"marks":1737,"text":1665},"k488",[],[],{"_key":1740,"_type":1375,"content":1741},"k190",[1742],{"_key":1743,"_type":170,"children":1744,"markDefs":1749,"style":190},"k492",[1745],{"_key":1746,"_type":174,"marks":1747,"text":1748},"k491",[],"Yes, free first card, SGD $4\u002Fadditional",[],{"_key":1751,"_type":1375,"content":1752},"k193",[1753],{"_key":1754,"_type":170,"children":1755,"markDefs":1760,"style":190},"k495",[1756],{"_key":1757,"_type":174,"marks":1758,"text":1759},"k494",[],"Yes, at USD $29.95 per year",[],{"_key":1762,"_type":1375,"content":1763},"k196",[1764],{"_key":1765,"_type":170,"children":1766,"markDefs":1771,"style":190},"k498",[1767],{"_key":1768,"_type":174,"marks":1769,"text":1770},"k497",[],"Yes, free first card",[],{"_key":1773,"_type":1375,"content":1774},"k199",[1775],{"_key":1776,"_type":170,"children":1777,"markDefs":1782,"style":190},"k501",[1778],{"_key":1779,"_type":174,"marks":1780,"text":1781},"k500",[],"Yes, free first card, SGD $15\u002Fadditional",[],{"_key":1784,"_type":1371,"cells":1785},"k202",[1786,1797,1808,1819,1830,1841],{"_key":1787,"_type":1375,"content":1788},"k203",[1789],{"_key":1790,"_type":170,"children":1791,"markDefs":1796,"style":190},"k504",[1792],{"_key":1793,"_type":174,"marks":1794,"text":1795},"k503",[1383],"Card spend currencies",[],{"_key":1798,"_type":1375,"content":1799},"k206",[1800],{"_key":1801,"_type":170,"children":1802,"markDefs":1807,"style":190},"k507",[1803],{"_key":1804,"_type":174,"marks":1805,"text":1806},"k506",[],"30+ markets",[],{"_key":1809,"_type":1375,"content":1810},"k209",[1811],{"_key":1812,"_type":170,"children":1813,"markDefs":1818,"style":190},"k510",[1814],{"_key":1815,"_type":174,"marks":1816,"text":1817},"k509",[],"40+ currencies across 160+ countries (auto-converts if currency not held)",[],{"_key":1820,"_type":1375,"content":1821},"k212",[1822],{"_key":1823,"_type":170,"children":1824,"markDefs":1829,"style":190},"k513",[1825],{"_key":1826,"_type":174,"marks":1827,"text":1828},"k512",[],"70+ currencies across 190+ countries (0% FX on USD, EUR, GBP, CAD; FX fee on others)",[],{"_key":1831,"_type":1375,"content":1832},"k215",[1833],{"_key":1834,"_type":170,"children":1835,"markDefs":1840,"style":190},"k516",[1836],{"_key":1837,"_type":174,"marks":1838,"text":1839},"k515",[],"SGD primary; overseas spend supported (standardbank FX rates apply)",[],{"_key":1842,"_type":1375,"content":1843},"k218",[1844],{"_key":1845,"_type":170,"children":1846,"markDefs":1851,"style":190},"k519",[1847],{"_key":1848,"_type":174,"marks":1849,"text":1850},"k518",[],"30+ currencies across 130+ countries (0% FX onUSD, SGD)",[],{"_key":1853,"_type":1371,"cells":1854},"k221",[1855,1865,1876,1887,1898,1909],{"_key":1856,"_type":1375,"content":1857},"k222",[1858],{"_key":1859,"_type":170,"children":1860,"markDefs":1864,"style":190},"k522",[1861],{"_key":1862,"_type":174,"marks":1863,"text":1018},"k521",[1383],[],{"_key":1866,"_type":1375,"content":1867},"k225",[1868],{"_key":1869,"_type":170,"children":1870,"markDefs":1875,"style":190},"k525",[1871],{"_key":1872,"_type":174,"marks":1873,"text":1874},"k524",[],"Not disclosed",[],{"_key":1877,"_type":1375,"content":1878},"k228",[1879],{"_key":1880,"_type":170,"children":1881,"markDefs":1886,"style":190},"k528",[1882],{"_key":1883,"_type":174,"marks":1884,"text":1885},"k527",[],"No",[],{"_key":1888,"_type":1375,"content":1889},"k231",[1890],{"_key":1891,"_type":170,"children":1892,"markDefs":1897,"style":190},"k531",[1893],{"_key":1894,"_type":174,"marks":1895,"text":1896},"k530",[],"Only if opted",[],{"_key":1899,"_type":1375,"content":1900},"k234",[1901],{"_key":1902,"_type":170,"children":1903,"markDefs":1908,"style":190},"k534",[1904],{"_key":1905,"_type":174,"marks":1906,"text":1907},"k533",[],"1% on digital marketing, software, online retail & travel; 0.2% on all other spending",[],{"_key":1910,"_type":1375,"content":1911},"k237",[1912],{"_key":1913,"_type":170,"children":1914,"markDefs":1919,"style":190},"k537",[1915],{"_key":1916,"_type":174,"marks":1917,"text":1918},"k536",[],"1% on marketing & SaaS spend",[],{"_key":1921,"_type":1371,"cells":1922},"k240",[1923,1934,1945,1956,1967,1978],{"_key":1924,"_type":1375,"content":1925},"k241",[1926],{"_key":1927,"_type":170,"children":1928,"markDefs":1933,"style":190},"k540",[1929],{"_key":1930,"_type":174,"marks":1931,"text":1932},"k539",[1383],"Spend limit controls",[],{"_key":1935,"_type":1375,"content":1936},"k244",[1937],{"_key":1938,"_type":170,"children":1939,"markDefs":1944,"style":190},"k543",[1940],{"_key":1941,"_type":174,"marks":1942,"text":1943},"k542",[],"Card level, client level, merchant level",[],{"_key":1946,"_type":1375,"content":1947},"k247",[1948],{"_key":1949,"_type":170,"children":1950,"markDefs":1955,"style":190},"k546",[1951],{"_key":1952,"_type":174,"marks":1953,"text":1954},"k545",[],"Card level, user level",[],{"_key":1957,"_type":1375,"content":1958},"k250",[1959],{"_key":1960,"_type":170,"children":1961,"markDefs":1966,"style":190},"k549",[1962],{"_key":1963,"_type":174,"marks":1964,"text":1965},"k548",[],"Card level",[],{"_key":1968,"_type":1375,"content":1969},"k253",[1970],{"_key":1971,"_type":170,"children":1972,"markDefs":1977,"style":190},"k552",[1973],{"_key":1974,"_type":174,"marks":1975,"text":1976},"k551",[],"Card level (daily\u002Fmonthly limits)",[],{"_key":1979,"_type":1375,"content":1980},"k256",[1981],{"_key":1982,"_type":170,"children":1983,"markDefs":1988,"style":190},"k555",[1984],{"_key":1985,"_type":174,"marks":1986,"text":1987},"k554",[],"Card level, team level, project level, client level, merchant level",[],{"_key":1990,"_type":1371,"cells":1991},"k259",[1992,2003,2013,2023,2033,2043],{"_key":1993,"_type":1375,"content":1994},"k260",[1995],{"_key":1996,"_type":170,"children":1997,"markDefs":2002,"style":190},"k558",[1998],{"_key":1999,"_type":174,"marks":2000,"text":2001},"k557",[1383],"Approval workflows",[],{"_key":2004,"_type":1375,"content":2005},"k263",[2006],{"_key":2007,"_type":170,"children":2008,"markDefs":2012,"style":190},"k561",[2009],{"_key":2010,"_type":174,"marks":2011,"text":1885},"k560",[],[],{"_key":2014,"_type":1375,"content":2015},"k266",[2016],{"_key":2017,"_type":170,"children":2018,"markDefs":2022,"style":190},"k564",[2019],{"_key":2020,"_type":174,"marks":2021,"text":1885},"k563",[],[],{"_key":2024,"_type":1375,"content":2025},"k269",[2026],{"_key":2027,"_type":170,"children":2028,"markDefs":2032,"style":190},"k567",[2029],{"_key":2030,"_type":174,"marks":2031,"text":1885},"k566",[],[],{"_key":2034,"_type":1375,"content":2035},"k272",[2036],{"_key":2037,"_type":170,"children":2038,"markDefs":2042,"style":190},"k570",[2039],{"_key":2040,"_type":174,"marks":2041,"text":1885},"k569",[],[],{"_key":2044,"_type":1375,"content":2045},"k275",[2046],{"_key":2047,"_type":170,"children":2048,"markDefs":2053,"style":190},"k573",[2049],{"_key":2050,"_type":174,"marks":2051,"text":2052},"k572",[],"Yes",[],{"_key":2055,"_type":1371,"cells":2056},"k278",[2057,2068,2078,2088,2098,2108],{"_key":2058,"_type":1375,"content":2059},"k279",[2060],{"_key":2061,"_type":170,"children":2062,"markDefs":2067,"style":190},"k576",[2063],{"_key":2064,"_type":174,"marks":2065,"text":2066},"k575",[1383],"Receipt capture",[],{"_key":2069,"_type":1375,"content":2070},"k282",[2071],{"_key":2072,"_type":170,"children":2073,"markDefs":2077,"style":190},"k579",[2074],{"_key":2075,"_type":174,"marks":2076,"text":1885},"k578",[],[],{"_key":2079,"_type":1375,"content":2080},"k285",[2081],{"_key":2082,"_type":170,"children":2083,"markDefs":2087,"style":190},"k582",[2084],{"_key":2085,"_type":174,"marks":2086,"text":1885},"k581",[],[],{"_key":2089,"_type":1375,"content":2090},"k288",[2091],{"_key":2092,"_type":170,"children":2093,"markDefs":2097,"style":190},"k585",[2094],{"_key":2095,"_type":174,"marks":2096,"text":1885},"k584",[],[],{"_key":2099,"_type":1375,"content":2100},"k291",[2101],{"_key":2102,"_type":170,"children":2103,"markDefs":2107,"style":190},"k588",[2104],{"_key":2105,"_type":174,"marks":2106,"text":1885},"k587",[],[],{"_key":2109,"_type":1375,"content":2110},"k294",[2111],{"_key":2112,"_type":170,"children":2113,"markDefs":2117,"style":190},"k591",[2114],{"_key":2115,"_type":174,"marks":2116,"text":2052},"k590",[],[],{"_key":2119,"_type":1371,"cells":2120},"k297",[2121,2132,2142,2152,2162,2172],{"_key":2122,"_type":1375,"content":2123},"k298",[2124],{"_key":2125,"_type":170,"children":2126,"markDefs":2131,"style":190},"k594",[2127],{"_key":2128,"_type":174,"marks":2129,"text":2130},"k593",[1383],"Auto transaction match",[],{"_key":2133,"_type":1375,"content":2134},"k301",[2135],{"_key":2136,"_type":170,"children":2137,"markDefs":2141,"style":190},"k597",[2138],{"_key":2139,"_type":174,"marks":2140,"text":1885},"k596",[],[],{"_key":2143,"_type":1375,"content":2144},"k304",[2145],{"_key":2146,"_type":170,"children":2147,"markDefs":2151,"style":190},"k600",[2148],{"_key":2149,"_type":174,"marks":2150,"text":1885},"k599",[],[],{"_key":2153,"_type":1375,"content":2154},"k307",[2155],{"_key":2156,"_type":170,"children":2157,"markDefs":2161,"style":190},"k603",[2158],{"_key":2159,"_type":174,"marks":2160,"text":1885},"k602",[],[],{"_key":2163,"_type":1375,"content":2164},"k310",[2165],{"_key":2166,"_type":170,"children":2167,"markDefs":2171,"style":190},"k606",[2168],{"_key":2169,"_type":174,"marks":2170,"text":1885},"k605",[],[],{"_key":2173,"_type":1375,"content":2174},"k313",[2175],{"_key":2176,"_type":170,"children":2177,"markDefs":2181,"style":190},"k609",[2178],{"_key":2179,"_type":174,"marks":2180,"text":2052},"k608",[],[],{"_key":2183,"_type":1371,"cells":2184},"k316",[2185,2196,2207,2218,2229,2239],{"_key":2186,"_type":1375,"content":2187},"k317",[2188],{"_key":2189,"_type":170,"children":2190,"markDefs":2195,"style":190},"k612",[2191],{"_key":2192,"_type":174,"marks":2193,"text":2194},"k611",[1383],"Accounting integrations",[],{"_key":2197,"_type":1375,"content":2198},"k320",[2199],{"_key":2200,"_type":170,"children":2201,"markDefs":2206,"style":190},"k615",[2202],{"_key":2203,"_type":174,"marks":2204,"text":2205},"k614",[],"None",[],{"_key":2208,"_type":1375,"content":2209},"k323",[2210],{"_key":2211,"_type":170,"children":2212,"markDefs":2217,"style":190},"k618",[2213],{"_key":2214,"_type":174,"marks":2215,"text":2216},"k617",[],"17 (including Xero, QuickBooks, FreeAgent, FreshBooks, Sage)",[],{"_key":2219,"_type":1375,"content":2220},"k326",[2221],{"_key":2222,"_type":170,"children":2223,"markDefs":2228,"style":190},"k621",[2224],{"_key":2225,"_type":174,"marks":2226,"text":2227},"k620",[],"2 (QuickBooks and Xero)",[],{"_key":2230,"_type":1375,"content":2231},"k329",[2232],{"_key":2233,"_type":170,"children":2234,"markDefs":2238,"style":190},"k624",[2235],{"_key":2236,"_type":174,"marks":2237,"text":2205},"k623",[],[],{"_key":2240,"_type":1375,"content":2241},"k332",[2242],{"_key":2243,"_type":170,"children":2244,"markDefs":2249,"style":190},"k627",[2245],{"_key":2246,"_type":174,"marks":2247,"text":2248},"k626",[],"11 (including Xero, QuickBooks, Netsuite, Osome FreshBooks, Deskera)",[],{"_key":2251,"_type":1371,"cells":2252},"k335",[2253,2264,2274,2284,2294,2304],{"_key":2254,"_type":1375,"content":2255},"k336",[2256],{"_key":2257,"_type":170,"children":2258,"markDefs":2263,"style":190},"k630",[2259],{"_key":2260,"_type":174,"marks":2261,"text":2262},"k629",[1383],"Bill payments",[],{"_key":2265,"_type":1375,"content":2266},"k339",[2267],{"_key":2268,"_type":170,"children":2269,"markDefs":2273,"style":190},"k633",[2270],{"_key":2271,"_type":174,"marks":2272,"text":2052},"k632",[],[],{"_key":2275,"_type":1375,"content":2276},"k342",[2277],{"_key":2278,"_type":170,"children":2279,"markDefs":2283,"style":190},"k636",[2280],{"_key":2281,"_type":174,"marks":2282,"text":1885},"k635",[],[],{"_key":2285,"_type":1375,"content":2286},"k345",[2287],{"_key":2288,"_type":170,"children":2289,"markDefs":2293,"style":190},"k639",[2290],{"_key":2291,"_type":174,"marks":2292,"text":1885},"k638",[],[],{"_key":2295,"_type":1375,"content":2296},"k348",[2297],{"_key":2298,"_type":170,"children":2299,"markDefs":2303,"style":190},"k642",[2300],{"_key":2301,"_type":174,"marks":2302,"text":1885},"k641",[],[],{"_key":2305,"_type":1375,"content":2306},"k351",[2307],{"_key":2308,"_type":170,"children":2309,"markDefs":2313,"style":190},"k645",[2310],{"_key":2311,"_type":174,"marks":2312,"text":2052},"k644",[],[],{"_key":2315,"_type":1371,"cells":2316},"k354",[2317,2328,2339,2350,2361,2372],{"_key":2318,"_type":1375,"content":2319},"k355",[2320],{"_key":2321,"_type":170,"children":2322,"markDefs":2327,"style":190},"k648",[2323],{"_key":2324,"_type":174,"marks":2325,"text":2326},"k647",[1383],"Overseas ATM withdrawals",[],{"_key":2329,"_type":1375,"content":2330},"k358",[2331],{"_key":2332,"_type":170,"children":2333,"markDefs":2338,"style":190},"k651",[2334],{"_key":2335,"_type":174,"marks":2336,"text":2337},"k650",[],"Yes (fees not disclosed)",[],{"_key":2340,"_type":1375,"content":2341},"k361",[2342],{"_key":2343,"_type":170,"children":2344,"markDefs":2349,"style":190},"k654",[2345],{"_key":2346,"_type":174,"marks":2347,"text":2348},"k653",[],"Yes, 2 free\u002Fmonth up to SGD $350 total; 1.75% onexcess; SGD $1.50\u002Fwithdrawal after 2nd",[],{"_key":2351,"_type":1375,"content":2352},"k364",[2353],{"_key":2354,"_type":170,"children":2355,"markDefs":2360,"style":190},"k657",[2356],{"_key":2357,"_type":174,"marks":2358,"text":2359},"k656",[],"Yes, USD $3.15 \u002F EUR €2.50 per withdrawal",[],{"_key":2362,"_type":1375,"content":2363},"k367",[2364],{"_key":2365,"_type":170,"children":2366,"markDefs":2371,"style":190},"k660",[2367],{"_key":2368,"_type":174,"marks":2369,"text":2370},"k659",[],"Yes, via Mastercard\u002FMEPS ATMs worldwide (feesnot disclosed)",[],{"_key":2373,"_type":1375,"content":2374},"k370",[2375],{"_key":2376,"_type":170,"children":2377,"markDefs":2382,"style":190},"k663",[2378],{"_key":2379,"_type":174,"marks":2380,"text":2381},"k662",[],"Yes, SGD $5 per withdrawal",[],{"_key":2384,"_type":1371,"cells":2385},"k373",[2386,2397,2408,2419,2430,2441],{"_key":2387,"_type":1375,"content":2388},"k374",[2389],{"_key":2390,"_type":170,"children":2391,"markDefs":2396,"style":190},"k666",[2392],{"_key":2393,"_type":174,"marks":2394,"text":2395},"k665",[1383],"Card security",[],{"_key":2398,"_type":1375,"content":2399},"k377",[2400],{"_key":2401,"_type":170,"children":2402,"markDefs":2407,"style":190},"k669",[2403],{"_key":2404,"_type":174,"marks":2405,"text":2406},"k668",[],"Instant freeze, spending controls, Merchant Category Code (MCC)",[],{"_key":2409,"_type":1375,"content":2410},"k380",[2411],{"_key":2412,"_type":170,"children":2413,"markDefs":2418,"style":190},"k672",[2414],{"_key":2415,"_type":174,"marks":2416,"text":2417},"k671",[],"3D Secure, 6-digit SMS\u002Femail verification,instant freeze",[],{"_key":2420,"_type":1375,"content":2421},"k383",[2422],{"_key":2423,"_type":170,"children":2424,"markDefs":2429,"style":190},"k675",[2425],{"_key":2426,"_type":174,"marks":2427,"text":2428},"k674",[],"3D Secure, daily\u002Fmonthly spend limits",[],{"_key":2431,"_type":1375,"content":2432},"k386",[2433],{"_key":2434,"_type":170,"children":2435,"markDefs":2440,"style":190},"k678",[2436],{"_key":2437,"_type":174,"marks":2438,"text":2439},"k677",[],"3D Secure, instant freeze, spending controls",[],{"_key":2442,"_type":1375,"content":2443},"k389",[2444],{"_key":2445,"_type":170,"children":2446,"markDefs":2451,"style":190},"k681",[2447],{"_key":2448,"_type":174,"marks":2449,"text":2450},"k680",[],"3D Secure, instant freeze, spend limits, merchant locks",[],{"_key":2453,"_type":170,"children":2454,"markDefs":2459,"style":190},"k685",[2455],{"_key":2456,"_type":174,"marks":2457,"text":2458},"k684",[],"Data as of March 2026. Note: Fees and features are subject to change. Confirm current rates directly with each provider before committing.",[],{"_key":2461,"_type":170,"children":2462,"markDefs":2467,"style":1185},"k689",[2463],{"_key":2464,"_type":174,"marks":2465,"text":2466},"k688",[],"Best Nium global Card alternatives for Singapore businesses in 2026",[],{"_key":2469,"_type":170,"children":2470,"markDefs":2474,"style":2475},"k693",[2471],{"_key":2472,"_type":174,"marks":2473,"text":1355},"k692",[],[],"h3",{"_key":2477,"_type":170,"children":2478,"markDefs":2483,"style":190},"k697",[2479],{"_key":2480,"_type":174,"marks":2481,"text":2482},"k696",[],"Wise Business is designed for companies that prioritise transparent foreign exchange pricing and smooth international payments, rather than a comprehensive expense management system.",[],{"_key":2485,"_type":170,"children":2486,"markDefs":2491,"style":2492},"k701",[2487],{"_key":2488,"_type":174,"marks":2489,"text":2490},"k700",[],"Key features of the Wise Business card:",[],"h4",{"_key":2494,"_type":170,"children":2495,"level":1209,"listItem":1210,"markDefs":2500,"style":190},"k705",[2496],{"_key":2497,"_type":174,"marks":2498,"text":2499},"k704",[],"Instant issuance of virtual cards for quick and easy onboarding",[],{"_key":2502,"_type":170,"children":2503,"level":1209,"listItem":1210,"markDefs":2508,"style":190},"k709",[2504],{"_key":2505,"_type":174,"marks":2506,"text":2507},"k708",[],"Affordable physical cards for team usage",[],{"_key":2510,"_type":170,"children":2511,"level":1209,"listItem":1210,"markDefs":2516,"style":190},"k713",[2512],{"_key":2513,"_type":174,"marks":2514,"text":2515},"k712",[],"Ability to set spending limits at both card and user levels",[],{"_key":2518,"_type":170,"children":2519,"level":1209,"listItem":1210,"markDefs":2524,"style":190},"k717",[2520],{"_key":2521,"_type":174,"marks":2522,"text":2523},"k716",[],"Access to the mid-market exchange rate with low and transparent fees (typically around 0.25%)",[],{"_key":2526,"_type":170,"children":2527,"level":1209,"listItem":1210,"markDefs":2532,"style":190},"k721",[2528],{"_key":2529,"_type":174,"marks":2530,"text":2531},"k720",[],"Integrations with popular accounting tools such as Xero, FreeAgent, NetSuite, Odoo, QuickBooks, Zoho Books, FreshBooks, and more",[],{"_key":2534,"_type":170,"children":2535,"level":1209,"listItem":1210,"markDefs":2540,"style":190},"k725",[2536],{"_key":2537,"_type":174,"marks":2538,"text":2539},"k724",[],"Strong security features, including 3D Secure and multi-layer verification",[],{"_key":2542,"_type":170,"children":2543,"markDefs":2548,"style":2492},"k729",[2544],{"_key":2545,"_type":174,"marks":2546,"text":2547},"k728",[],"Pricing:",[],{"_key":2550,"_type":170,"children":2551,"level":1209,"listItem":1210,"markDefs":2556,"style":190},"k733",[2552],{"_key":2553,"_type":174,"marks":2554,"text":2555},"k732",[],"No monthly subscription fee",[],{"_key":2558,"_type":170,"children":2559,"level":1209,"listItem":1210,"markDefs":2564,"style":190},"k737",[2560],{"_key":2561,"_type":174,"marks":2562,"text":2563},"k736",[],"Pay-per-use model for transactions, including currency conversions and transfers",[],{"_key":2566,"_type":170,"children":2567,"level":1209,"listItem":1210,"markDefs":2576,"style":190},"k743",[2568,2572],{"_key":2569,"_type":174,"marks":2570,"text":2571},"k741",[],"One-time setup fee of SGD $99",{"_key":2573,"_type":174,"marks":2574,"text":2575},"k742",[1196],"7",[],{"_key":2578,"_type":170,"children":2579,"markDefs":2584,"style":2492},"k747",[2580],{"_key":2581,"_type":174,"marks":2582,"text":2583},"k746",[],"Considerations:",[],{"_key":2586,"_type":170,"children":2587,"markDefs":2592,"style":190},"k751",[2588],{"_key":2589,"_type":174,"marks":2590,"text":2591},"k750",[],"Wise Business is not built as a full expense management solution. It does not include features such as approval workflows, receipt capture, or automated reconciliation. It also does not support bill payments or local payment systems, which may limit its ability to handle end-to-end financial operations. As these are debit cards, there are no credit or financing options available.",[],{"_key":2594,"_type":170,"children":2595,"markDefs":2599,"style":2475},"k755",[2596],{"_key":2597,"_type":174,"marks":2598,"text":1359},"k754",[],[],{"_key":2601,"_type":170,"children":2602,"markDefs":2607,"style":190},"k759",[2603],{"_key":2604,"_type":174,"marks":2605,"text":2606},"k758",[],"The Payoneer corporate card is a debit card built for businesses that receive and manage cross-border payments. It focuses on enabling global spending with multi-currency support, rather than offering a complete expense management solution.",[],{"_key":2609,"_type":170,"children":2610,"markDefs":2615,"style":2492},"k763",[2611],{"_key":2612,"_type":174,"marks":2613,"text":2614},"k762",[],"Key features of the Payoneer corporate card:",[],{"_key":2617,"_type":170,"children":2618,"level":1209,"listItem":1210,"markDefs":2623,"style":190},"k767",[2619],{"_key":2620,"_type":174,"marks":2621,"text":2622},"k766",[],"Spend in 70+ currencies, with 0% FX on select currencies such as USD, EUR, GBP, and CAD",[],{"_key":2625,"_type":170,"children":2626,"level":1209,"listItem":1210,"markDefs":2631,"style":190},"k771",[2627],{"_key":2628,"_type":174,"marks":2629,"text":2630},"k770",[],"Issue a large number of virtual cards (up to 600), along with physical cards for teams",[],{"_key":2633,"_type":170,"children":2634,"level":1209,"listItem":1210,"markDefs":2639,"style":190},"k775",[2635],{"_key":2636,"_type":174,"marks":2637,"text":2638},"k774",[],"Pay-as-you-go model with no upfront setup fee",[],{"_key":2641,"_type":170,"children":2642,"level":1209,"listItem":1210,"markDefs":2647,"style":190},"k779",[2643],{"_key":2644,"_type":174,"marks":2645,"text":2646},"k778",[],"Supports international ATM withdrawals with fixed per withdrawal charges",[],{"_key":2649,"_type":170,"children":2650,"level":1209,"listItem":1210,"markDefs":2655,"style":190},"k783",[2651],{"_key":2652,"_type":174,"marks":2653,"text":2654},"k782",[],"Ability to set daily or monthly spending limits at the card level",[],{"_key":2657,"_type":170,"children":2658,"level":1209,"listItem":1210,"markDefs":2663,"style":190},"k787",[2659],{"_key":2660,"_type":174,"marks":2661,"text":2662},"k786",[],"Cashback benefits available in select regions, based on eligibility",[],{"_key":2665,"_type":170,"children":2666,"level":1209,"listItem":1210,"markDefs":2671,"style":190},"k791",[2667],{"_key":2668,"_type":174,"marks":2669,"text":2670},"k790",[],"Integrations with accounting tools such as QuickBooks and NetSuite",[],{"_key":2673,"_type":170,"children":2674,"level":1209,"listItem":1210,"markDefs":2679,"style":190},"k795",[2675],{"_key":2676,"_type":174,"marks":2677,"text":2678},"k794",[],"Security features, including 3D Secure and spend controls",[],{"_key":2681,"_type":170,"children":2682,"markDefs":2686,"style":2492},"k799",[2683],{"_key":2684,"_type":174,"marks":2685,"text":2547},"k798",[],[],{"_key":2688,"_type":170,"children":2689,"level":1209,"listItem":1210,"markDefs":2694,"style":190},"k803",[2690],{"_key":2691,"_type":174,"marks":2692,"text":2693},"k802",[],"No activation fee, but an annual fee of USD $29.95 applies if the minimum receiving threshold of USD $2,000 over a 12 month period is not met",[],{"_key":2696,"_type":170,"children":2697,"level":1209,"listItem":1210,"markDefs":2702,"style":190},"k807",[2698],{"_key":2699,"_type":174,"marks":2700,"text":2701},"k806",[],"FX fees typically start from around 1% above mid-market rates, with higher charges for certain currency conversions",[],{"_key":2704,"_type":170,"children":2705,"markDefs":2709,"style":2492},"k811",[2706],{"_key":2707,"_type":174,"marks":2708,"text":2583},"k810",[],[],{"_key":2711,"_type":170,"children":2712,"markDefs":2717,"style":190},"k815",[2713],{"_key":2714,"_type":174,"marks":2715,"text":2716},"k814",[],"Payoneer is primarily designed for payments and international transfers, not as a full expense management platform. It does not offer features such as approval workflows, receipt capture, or automated reconciliation. Accounting integrations are limited in scope, and bill payment functionality is not supported, which may restrict its use for end to end financial operations.",[],{"_key":2719,"_type":170,"children":2720,"markDefs":2724,"style":2475},"k819",[2721],{"_key":2722,"_type":174,"marks":2723,"text":1363},"k818",[],[],{"_key":2726,"_type":170,"children":2727,"markDefs":2732,"style":190},"k823",[2728],{"_key":2729,"_type":174,"marks":2730,"text":2731},"k822",[],"The OCBC business debit card is a Mastercard debit card designed for Singapore-based SMEs that want a simple, no fee card with cashback on everyday business expenses, backed by a well-established local bank.",[],{"_key":2734,"_type":170,"children":2735,"markDefs":2740,"style":2492},"k827",[2736],{"_key":2737,"_type":174,"marks":2738,"text":2739},"k826",[],"Key features of the OCBC business debit card:",[],{"_key":2742,"_type":170,"children":2743,"level":1209,"listItem":1210,"markDefs":2748,"style":190},"k831",[2744],{"_key":2745,"_type":174,"marks":2746,"text":2747},"k830",[],"Earn 1% cashback on categories such as digital marketing, software services, online retail, and travel (capped at SGD $80 per month as bonus rebate)",[],{"_key":2750,"_type":170,"children":2751,"level":1209,"listItem":1210,"markDefs":2756,"style":190},"k835",[2752],{"_key":2753,"_type":174,"marks":2754,"text":2755},"k834",[],"Earn unlimited 0.2% cashback on all other spend, with no cap",[],{"_key":2758,"_type":170,"children":2759,"level":1209,"listItem":1210,"markDefs":2764,"style":190},"k839",[2760],{"_key":2761,"_type":174,"marks":2762,"text":2763},"k838",[],"No annual fee and no minimum spend requirement",[],{"_key":2766,"_type":170,"children":2767,"level":1209,"listItem":1210,"markDefs":2772,"style":190},"k843",[2768],{"_key":2769,"_type":174,"marks":2770,"text":2771},"k842",[],"Available as both a physical and digital card, with instant access via the OCBC Business Mobile App or OCBC Velocity",[],{"_key":2774,"_type":170,"children":2775,"level":1209,"listItem":1210,"markDefs":2780,"style":190},"k847",[2776],{"_key":2777,"_type":174,"marks":2778,"text":2779},"k846",[],"Access to over 1,200 ATMs across Singapore via Mastercard or NETS, along with global ATM access",[],{"_key":2782,"_type":170,"children":2783,"level":1209,"listItem":1210,"markDefs":2788,"style":190},"k851",[2784],{"_key":2785,"_type":174,"marks":2786,"text":2787},"k850",[],"All transactions are directly debited from your business account, with a single consolidated statement",[],{"_key":2790,"_type":170,"children":2791,"markDefs":2795,"style":2492},"k855",[2792],{"_key":2793,"_type":174,"marks":2794,"text":2547},"k854",[],[],{"_key":2797,"_type":170,"children":2798,"level":1209,"listItem":1210,"markDefs":2807,"style":190},"k861",[2799,2803],{"_key":2800,"_type":174,"marks":2801,"text":2802},"k859",[],"No annual or activation fee",{"_key":2804,"_type":174,"marks":2805,"text":2806},"k860",[1196],"8",[],{"_key":2809,"_type":170,"children":2810,"level":1209,"listItem":1210,"markDefs":2815,"style":190},"k865",[2811],{"_key":2812,"_type":174,"marks":2813,"text":2814},"k864",[],"No minimum spend requirement",[],{"_key":2817,"_type":170,"children":2818,"level":1209,"listItem":1210,"markDefs":2823,"style":190},"k869",[2819],{"_key":2820,"_type":174,"marks":2821,"text":2822},"k868",[],"Standard bank foreign exchange rates apply for overseas transactions",[],{"_key":2825,"_type":170,"children":2826,"level":1209,"listItem":1210,"markDefs":2831,"style":190},"k873",[2827],{"_key":2828,"_type":174,"marks":2829,"text":2830},"k872",[],"Exact FX rates are not publicly disclosed",[],{"_key":2833,"_type":170,"children":2834,"markDefs":2838,"style":2492},"k877",[2835],{"_key":2836,"_type":174,"marks":2837,"text":2583},"k876",[],[],{"_key":2840,"_type":170,"children":2841,"markDefs":2846,"style":190},"k881",[2842],{"_key":2843,"_type":174,"marks":2844,"text":2845},"k880",[],"The OCBC business debit card is primarily suited for local SGD spending and does not offer a multi-currency wallet, which may limit its usefulness for businesses with frequent international transactions. It also lacks built-in expense management features such as approval workflows, receipt capture, and accounting integrations. Additionally, capabilities like spend controls, virtual card issuance, and team-level budgeting are not available.",[],{"_key":2848,"_type":170,"children":2849,"markDefs":2853,"style":2475},"k885",[2850],{"_key":2851,"_type":174,"marks":2852,"text":1367},"k884",[],[],{"_key":2855,"_type":170,"children":2856,"markDefs":2861,"style":190},"k889",[2857],{"_key":2858,"_type":174,"marks":2859,"text":2860},"k888",[],"Aspire is a comprehensive finance platform designed for growing businesses. It brings together corporate cards, expense management, bill payments, and accounts payable into a single system, reducing the need for multiple tools to manage company spending.",[],{"_key":2863,"_type":170,"children":2864,"markDefs":2869,"style":2492},"k893",[2865],{"_key":2866,"_type":174,"marks":2867,"text":2868},"k892",[],"Key features of the Aspire corporate card:",[],{"_key":2871,"_type":170,"children":2872,"level":1209,"listItem":1210,"markDefs":2877,"style":190},"k897",[2873],{"_key":2874,"_type":174,"marks":2875,"text":2876},"k896",[],"Issue up to 200 virtual cards per user, with higher limits available on premium plans at an added cost",[],{"_key":2879,"_type":170,"children":2880,"level":1209,"listItem":1210,"markDefs":2885,"style":190},"k901",[2881],{"_key":2882,"_type":174,"marks":2883,"text":2884},"k900",[],"FX fees start from 0.22% on the Basic plan, while the Premium plan offers 0% FX on the first SGD 13,000 converted each month",[],{"_key":2887,"_type":170,"children":2888,"level":1209,"listItem":1210,"markDefs":2893,"style":190},"k905",[2889],{"_key":2890,"_type":174,"marks":2891,"text":2892},"k904",[],"Multi-level approval workflows and budget tracking by client, project, or team, directly linked to card usage",[],{"_key":2895,"_type":170,"children":2896,"level":1209,"listItem":1210,"markDefs":2901,"style":190},"k909",[2897],{"_key":2898,"_type":174,"marks":2899,"text":2900},"k908",[],"Automated receipt capture with hourly sync to Xero, along with integrations with QuickBooks, Osome, NetSuite, FreshBooks, Zoho, Deskera, Jurnal, Sage 50, Wave, and Zahir",[],{"_key":2903,"_type":170,"children":2904,"level":1209,"listItem":1210,"markDefs":2914,"style":190},"k916",[2905,2910],{"_key":2906,"_type":174,"marks":2907,"text":2909},"k914",[2908],"k910","Earn 1% cashback",{"_key":2911,"_type":174,"marks":2912,"text":2913},"k915",[]," on marketing and SaaS spend",[2915],{"_key":2908,"_type":188,"externalUrl":2916,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcashback",{"_key":2918,"_type":170,"children":2919,"level":1209,"listItem":1210,"markDefs":2924,"style":190},"k920",[2920],{"_key":2921,"_type":174,"marks":2922,"text":2923},"k919",[],"Built-in security features such as 3D Secure authentication, instant card freeze, spend limits, merchant locks, and real-time monitoring",[],{"_key":2926,"_type":170,"children":2927,"markDefs":2931,"style":2492},"k924",[2928],{"_key":2929,"_type":174,"marks":2930,"text":2547},"k923",[],[],{"_key":2933,"_type":170,"children":2934,"level":1209,"listItem":1210,"markDefs":2939,"style":190},"k928",[2935],{"_key":2936,"_type":174,"marks":2937,"text":2938},"k927",[],"No annual card fee across all plans",[],{"_key":2941,"_type":170,"children":2942,"level":1209,"listItem":1210,"markDefs":2947,"style":190},"k932",[2943],{"_key":2944,"_type":174,"marks":2945,"text":2946},"k931",[],"First physical card is free, with additional cards priced at SGD $15 each",[],{"_key":2949,"_type":170,"children":2950,"level":1209,"listItem":1210,"markDefs":2955,"style":190},"k936",[2951],{"_key":2952,"_type":174,"marks":2953,"text":2954},"k935",[],"Virtual cards are issued at no cost",[],{"_key":2957,"_type":170,"children":2958,"level":1209,"listItem":1210,"markDefs":2963,"style":190},"k940",[2959],{"_key":2960,"_type":174,"marks":2961,"text":2962},"k939",[],"Overseas ATM withdrawals cost SGD $5 per transaction, excluding operator charges",[],{"_key":2965,"_type":170,"children":2966,"level":1209,"listItem":1210,"markDefs":2971,"style":190},"k944",[2967],{"_key":2968,"_type":174,"marks":2969,"text":2970},"k943",[],"FX fees start from 0.22%, with Premium users benefiting from 0% FX on the first SGD $13,000 converted each month",[],{"_key":2973,"_type":170,"children":2974,"markDefs":2978,"style":2492},"k948",[2975],{"_key":2976,"_type":174,"marks":2977,"text":2583},"k947",[],[],{"_key":2980,"_type":170,"children":2981,"markDefs":2986,"style":190},"k952",[2982],{"_key":2983,"_type":174,"marks":2984,"text":2985},"k951",[],"Some advanced capabilities are available only on higher-tier plans. These are debit cards and do not provide any credit or financing facility.",[],{"_key":2988,"_type":170,"children":2989,"markDefs":2994,"style":1185},"k956",[2990],{"_key":2991,"_type":174,"marks":2992,"text":2993},"k955",[],"Key factors to evaluate when choosing a corporate card in 2026",[],{"_key":2996,"_type":170,"children":2997,"markDefs":3002,"style":190},"k960",[2998],{"_key":2999,"_type":174,"marks":3000,"text":3001},"k959",[],"Choosing a corporate card today is not just about enabling payments. It is about how well the card fits into your workflows, supports business growth, and gives you clear control over spending.",[],{"_key":3004,"_type":170,"children":3005,"markDefs":3010,"style":190},"k964",[3006],{"_key":3007,"_type":174,"marks":3008,"text":3009},"k963",[],"Here are the key factors to consider:",[],{"_key":3012,"_type":170,"children":3013,"markDefs":3018,"style":2475},"k968",[3014],{"_key":3015,"_type":174,"marks":3016,"text":3017},"k967",[],"1. Look at total cost, not just fees",[],{"_key":3020,"_type":170,"children":3021,"markDefs":3026,"style":190},"k972",[3022],{"_key":3023,"_type":174,"marks":3024,"text":3025},"k971",[],"Do not stop at the annual fee. Evaluate the full cost of usage, including:",[],{"_key":3028,"_type":170,"children":3029,"level":1209,"listItem":1210,"markDefs":3034,"style":190},"k976",[3030],{"_key":3031,"_type":174,"marks":3032,"text":3033},"k975",[],"Interest rates for credit cards",[],{"_key":3036,"_type":170,"children":3037,"level":1209,"listItem":1210,"markDefs":3042,"style":190},"k980",[3038],{"_key":3039,"_type":174,"marks":3040,"text":3041},"k979",[],"Foreign exchange markups",[],{"_key":3044,"_type":170,"children":3045,"level":1209,"listItem":1210,"markDefs":3050,"style":190},"k984",[3046],{"_key":3047,"_type":174,"marks":3048,"text":3049},"k983",[],"Hidden or platform charges",[],{"_key":3052,"_type":170,"children":3053,"level":1209,"listItem":1210,"markDefs":3058,"style":190},"k988",[3054],{"_key":3055,"_type":174,"marks":3056,"text":3057},"k987",[],"ATM withdrawal fees",[],{"_key":3060,"_type":170,"children":3061,"markDefs":3066,"style":2475},"k992",[3062],{"_key":3063,"_type":174,"marks":3064,"text":3065},"k991",[],"2. Prioritise expense visibility",[],{"_key":3068,"_type":170,"children":3069,"markDefs":3074,"style":190},"k996",[3070],{"_key":3071,"_type":174,"marks":3072,"text":3073},"k995",[],"A good corporate card should help you track and manage spend, not just process it. Look for:",[],{"_key":3076,"_type":170,"children":3077,"level":1209,"listItem":1210,"markDefs":3082,"style":190},"k1000",[3078],{"_key":3079,"_type":174,"marks":3080,"text":3081},"k999",[],"Real-time expense tracking",[],{"_key":3084,"_type":170,"children":3085,"level":1209,"listItem":1210,"markDefs":3090,"style":190},"k1004",[3086],{"_key":3087,"_type":174,"marks":3088,"text":3089},"k1003",[],"Automated reports",[],{"_key":3092,"_type":170,"children":3093,"level":1209,"listItem":1210,"markDefs":3098,"style":190},"k1008",[3094],{"_key":3095,"_type":174,"marks":3096,"text":3097},"k1007",[],"Centralised dashboards",[],{"_key":3100,"_type":170,"children":3101,"markDefs":3106,"style":2475},"k1012",[3102],{"_key":3103,"_type":174,"marks":3104,"text":3105},"k1011",[],"3. Ensure strong spend controls",[],{"_key":3108,"_type":170,"children":3109,"markDefs":3114,"style":190},"k1016",[3110],{"_key":3111,"_type":174,"marks":3112,"text":3113},"k1015",[],"As your team grows, managing spend becomes more important. Choose cards that offer:",[],{"_key":3116,"_type":170,"children":3117,"level":1209,"listItem":1210,"markDefs":3122,"style":190},"k1020",[3118],{"_key":3119,"_type":174,"marks":3120,"text":3121},"k1019",[],"Per-user spending limits",[],{"_key":3124,"_type":170,"children":3125,"level":1209,"listItem":1210,"markDefs":3130,"style":190},"k1024",[3126],{"_key":3127,"_type":174,"marks":3128,"text":3129},"k1023",[],"Merchant or category restrictions",[],{"_key":3132,"_type":170,"children":3133,"level":1209,"listItem":1210,"markDefs":3137,"style":190},"k1028",[3134],{"_key":3135,"_type":174,"marks":3136,"text":2001},"k1027",[],[],{"_key":3139,"_type":170,"children":3140,"markDefs":3145,"style":2475},"k1032",[3141],{"_key":3142,"_type":174,"marks":3143,"text":3144},"k1031",[],"4. Check global usability",[],{"_key":3147,"_type":170,"children":3148,"markDefs":3153,"style":190},"k1036",[3149],{"_key":3150,"_type":174,"marks":3151,"text":3152},"k1035",[],"For businesses with international exposure, the card should support:",[],{"_key":3155,"_type":170,"children":3156,"level":1209,"listItem":1210,"markDefs":3161,"style":190},"k1040",[3157],{"_key":3158,"_type":174,"marks":3159,"text":3160},"k1039",[],"Multi-currency usage or wallets",[],{"_key":3163,"_type":170,"children":3164,"level":1209,"listItem":1210,"markDefs":3169,"style":190},"k1044",[3165],{"_key":3166,"_type":174,"marks":3167,"text":3168},"k1043",[],"Competitive FX rates",[],{"_key":3171,"_type":170,"children":3172,"level":1209,"listItem":1210,"markDefs":3177,"style":190},"k1048",[3173],{"_key":3174,"_type":174,"marks":3175,"text":3176},"k1047",[],"Wide global acceptance",[],{"_key":3179,"_type":170,"children":3180,"markDefs":3185,"style":2475},"k1052",[3181],{"_key":3182,"_type":174,"marks":3183,"text":3184},"k1051",[],"5. Look for accounting integrations",[],{"_key":3187,"_type":170,"children":3188,"markDefs":3193,"style":190},"k1056",[3189],{"_key":3190,"_type":174,"marks":3191,"text":3192},"k1055",[],"The card should fit into your existing financial stack. Consider:",[],{"_key":3195,"_type":170,"children":3196,"level":1209,"listItem":1210,"markDefs":3201,"style":190},"k1060",[3197],{"_key":3198,"_type":174,"marks":3199,"text":3200},"k1059",[],"Integrations with accounting tools",[],{"_key":3203,"_type":170,"children":3204,"level":1209,"listItem":1210,"markDefs":3209,"style":190},"k1064",[3205],{"_key":3206,"_type":174,"marks":3207,"text":3208},"k1063",[],"Automated reconciliation",[],{"_key":3211,"_type":170,"children":3212,"level":1209,"listItem":1210,"markDefs":3217,"style":190},"k1068",[3213],{"_key":3214,"_type":174,"marks":3215,"text":3216},"k1067",[],"Easy data exports",[],{"_key":3219,"_type":170,"children":3220,"markDefs":3225,"style":2475},"k1072",[3221],{"_key":3222,"_type":174,"marks":3223,"text":3224},"k1071",[],"6. Evaluate card flexibility",[],{"_key":3227,"_type":170,"children":3228,"markDefs":3233,"style":190},"k1076",[3229],{"_key":3230,"_type":174,"marks":3231,"text":3232},"k1075",[],"Managing cards across teams should be simple. Look for:",[],{"_key":3235,"_type":170,"children":3236,"level":1209,"listItem":1210,"markDefs":3241,"style":190},"k1080",[3237],{"_key":3238,"_type":174,"marks":3239,"text":3240},"k1079",[],"Both virtual and physical card options",[],{"_key":3243,"_type":170,"children":3244,"level":1209,"listItem":1210,"markDefs":3249,"style":190},"k1084",[3245],{"_key":3246,"_type":174,"marks":3247,"text":3248},"k1083",[],"Instant issuance for employees",[],{"_key":3251,"_type":170,"children":3252,"level":1209,"listItem":1210,"markDefs":3257,"style":190},"k1088",[3253],{"_key":3254,"_type":174,"marks":3255,"text":3256},"k1087",[],"Easy onboarding and deactivation",[],{"_key":3259,"_type":170,"children":3260,"markDefs":3265,"style":2475},"k1092",[3261],{"_key":3262,"_type":174,"marks":3263,"text":3264},"k1091",[],"7. Understand the credit structure",[],{"_key":3267,"_type":170,"children":3268,"markDefs":3273,"style":190},"k1096",[3269],{"_key":3270,"_type":174,"marks":3271,"text":3272},"k1095",[],"Different cards serve different purposes. Choose based on your cash flow needs:",[],{"_key":3275,"_type":170,"children":3276,"level":1209,"listItem":1210,"markDefs":3281,"style":190},"k1100",[3277],{"_key":3278,"_type":174,"marks":3279,"text":3280},"k1099",[],"Credit cards with interest-free periods",[],{"_key":3283,"_type":170,"children":3284,"level":1209,"listItem":1210,"markDefs":3289,"style":190},"k1104",[3285],{"_key":3286,"_type":174,"marks":3287,"text":3288},"k1103",[],"Charge cards with full repayment cycles",[],{"_key":3291,"_type":170,"children":3292,"level":1209,"listItem":1210,"markDefs":3297,"style":190},"k1108",[3293],{"_key":3294,"_type":174,"marks":3295,"text":3296},"k1107",[],"Debit or prepaid cards for tighter control",[],{"_key":3299,"_type":170,"children":3300,"markDefs":3305,"style":2475},"k1112",[3301],{"_key":3302,"_type":174,"marks":3303,"text":3304},"k1111",[],"8. Match rewards to your spend",[],{"_key":3307,"_type":170,"children":3308,"markDefs":3313,"style":190},"k1116",[3309],{"_key":3310,"_type":174,"marks":3311,"text":3312},"k1115",[],"Rewards should reflect how your business spends. Evaluate:",[],{"_key":3315,"_type":170,"children":3316,"level":1209,"listItem":1210,"markDefs":3321,"style":190},"k1120",[3317],{"_key":3318,"_type":174,"marks":3319,"text":3320},"k1119",[],"Cashback on categories like SaaS or marketing",[],{"_key":3323,"_type":170,"children":3324,"level":1209,"listItem":1210,"markDefs":3329,"style":190},"k1124",[3325],{"_key":3326,"_type":174,"marks":3327,"text":3328},"k1123",[],"Redemption flexibility",[],{"_key":3331,"_type":170,"children":3332,"level":1209,"listItem":1210,"markDefs":3337,"style":190},"k1128",[3333],{"_key":3334,"_type":174,"marks":3335,"text":3336},"k1127",[],"Any caps or limits",[],{"_key":3339,"_type":170,"children":3340,"markDefs":3345,"style":2475},"k1132",[3341],{"_key":3342,"_type":174,"marks":3343,"text":3344},"k1131",[],"9. Check security features",[],{"_key":3347,"_type":170,"children":3348,"markDefs":3353,"style":190},"k1136",[3349],{"_key":3350,"_type":174,"marks":3351,"text":3352},"k1135",[],"Security is non-negotiable. Make sure the card includes:",[],{"_key":3355,"_type":170,"children":3356,"level":1209,"listItem":1210,"markDefs":3361,"style":190},"k1140",[3357],{"_key":3358,"_type":174,"marks":3359,"text":3360},"k1139",[],"Instant transaction alerts",[],{"_key":3363,"_type":170,"children":3364,"level":1209,"listItem":1210,"markDefs":3369,"style":190},"k1144",[3365],{"_key":3366,"_type":174,"marks":3367,"text":3368},"k1143",[],"Card controls like freeze or block",[],{"_key":3371,"_type":170,"children":3372,"level":1209,"listItem":1210,"markDefs":3377,"style":190},"k1148",[3373],{"_key":3374,"_type":174,"marks":3375,"text":3376},"k1147",[],"Fraud monitoring systems",[],{"_key":3379,"_type":170,"children":3380,"markDefs":3385,"style":2475},"k1152",[3381],{"_key":3382,"_type":174,"marks":3383,"text":3384},"k1151",[],"10. Plan for scalability",[],{"_key":3387,"_type":170,"children":3388,"markDefs":3393,"style":190},"k1156",[3389],{"_key":3390,"_type":174,"marks":3391,"text":3392},"k1155",[],"Think long term. The right card should:",[],{"_key":3395,"_type":170,"children":3396,"level":1209,"listItem":1210,"markDefs":3401,"style":190},"k1160",[3397],{"_key":3398,"_type":174,"marks":3399,"text":3400},"k1159",[],"Grow with your business limits and usage",[],{"_key":3403,"_type":170,"children":3404,"level":1209,"listItem":1210,"markDefs":3409,"style":190},"k1164",[3405],{"_key":3406,"_type":174,"marks":3407,"text":3408},"k1163",[],"Support multi-entity or global operations",[],{"_key":3411,"_type":170,"children":3412,"level":1209,"listItem":1210,"markDefs":3417,"style":190},"k1168",[3413],{"_key":3414,"_type":174,"marks":3415,"text":3416},"k1167",[],"Offer advanced capabilities like automation or insights",[],{"_key":3419,"_type":170,"children":3420,"markDefs":3425,"style":1185},"k1172",[3421],{"_key":3422,"_type":174,"marks":3423,"text":3424},"k1171",[],"Conclusion",[],{"_key":3427,"_type":170,"children":3428,"markDefs":3433,"style":190},"k1176",[3429],{"_key":3430,"_type":174,"marks":3431,"text":3432},"k1175",[],"The Nium global card works well for businesses that need to build and manage their own card programmes across multiple markets, with a high degree of flexibility and control.",[],{"_key":3435,"_type":170,"children":3436,"markDefs":3484,"style":190},"k1205",[3437,3441,3446,3450,3455,3459,3464,3467,3472,3475,3480],{"_key":3438,"_type":174,"marks":3439,"text":3440},"k1194",[],"For businesses that need a ready-to-use solution for day-to-day spending, Aspire offers a more complete setup, along with an ",{"_key":3442,"_type":174,"marks":3443,"text":3445},"k1195",[3444],"k1178","integrated business account",{"_key":3447,"_type":174,"marks":3448,"text":3449},"k1196",[],". It includes built-in",{"_key":3451,"_type":174,"marks":3452,"text":3454},"k1197",[3453],"k1181"," expense management",{"_key":3456,"_type":174,"marks":3457,"text":3458},"k1198",[],", ",{"_key":3460,"_type":174,"marks":3461,"text":3463},"k1199",[3462],"k1184","invoice management",{"_key":3465,"_type":174,"marks":3466,"text":3458},"k1200",[],{"_key":3468,"_type":174,"marks":3469,"text":3471},"k1201",[3470],"k1187","approvals flows",{"_key":3473,"_type":174,"marks":3474,"text":3458},"k1202",[],{"_key":3476,"_type":174,"marks":3477,"text":3479},"k1203",[3478],"k1190","accounting integrations",{"_key":3481,"_type":174,"marks":3482,"text":3483},"k1204",[],", and local payment capabilities, helping you manage finances more efficiently as your business scales.",[3485,3487,3489,3491,3493],{"_key":3444,"_type":188,"externalUrl":3486,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbusiness-account",{"_key":3453,"_type":188,"externalUrl":3488,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":3462,"_type":188,"externalUrl":3490,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Finvoice-management",{"_key":3470,"_type":188,"externalUrl":3492,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fmulti-user-access",{"_key":3478,"_type":188,"externalUrl":3494,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":3496,"_type":170,"children":3497,"markDefs":3507,"style":190},"k1212",[3498,3503],{"_key":3499,"_type":174,"marks":3500,"text":3502},"k1210",[3501],"k1206","Open an Aspire business account",{"_key":3504,"_type":174,"marks":3505,"text":3506},"k1211",[]," to get started.",[3508],{"_key":3501,"_type":188,"externalUrl":663,"linkType":145},{"_key":3510,"_type":170,"children":3511,"markDefs":3516,"style":1185},"k1216",[3512],{"_key":3513,"_type":174,"marks":3514,"text":3515},"k1215",[],"Frequently asked questions",[],{"_key":3518,"_type":170,"children":3519,"markDefs":3524,"style":2475},"k1220",[3520],{"_key":3521,"_type":174,"marks":3522,"text":3523},"k1219",[],"Who is the Nium global card best suited for?",[],{"_key":3526,"_type":170,"children":3527,"markDefs":3532,"style":190},"k1224",[3528],{"_key":3529,"_type":174,"marks":3530,"text":3531},"k1223",[],"It is best suited for fintechs, enterprises, and platforms that want to launch their own card programmes or manage payments across multiple markets at scale.",[],{"_key":3534,"_type":170,"children":3535,"markDefs":3540,"style":2475},"k1228",[3536],{"_key":3537,"_type":174,"marks":3538,"text":3539},"k1227",[],"How is Nium different from corporate cards like Aspire or Wise?",[],{"_key":3542,"_type":170,"children":3543,"markDefs":3548,"style":190},"k1232",[3544],{"_key":3545,"_type":174,"marks":3546,"text":3547},"k1231",[],"Nium is an infrastructure platform that enables businesses to issue their own cards, while options like Aspire or Wise provide ready-to-use corporate cards with built-in features for managing business spend.",[],{"_key":3550,"_type":170,"children":3551,"markDefs":3556,"style":2475},"k1236",[3552],{"_key":3553,"_type":174,"marks":3554,"text":3555},"k1235",[],"Are Nium’s pricing and fees transparent?",[],{"_key":3558,"_type":170,"children":3559,"markDefs":3564,"style":190},"k1240",[3560],{"_key":3561,"_type":174,"marks":3562,"text":3563},"k1239",[],"Pricing is not publicly disclosed and typically requires direct engagement with Nium’s sales team, which can make it harder for businesses to compare costs upfront.",[],{"slug":321,"title":322},{"_type":154,"alternativeText":3567,"height":1055,"url":3568,"width":1057},"Nium global card: Best alternatives in Singapore for 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6135703fceace705c82672ff48b44363\u002Fshared_cover_shared-cover-best-debit-card-comparison.png",[3570,3577,3585,3592,3598],{"_key":1181,"_type":170,"children":3571,"level":1209,"listItem":1210,"markDefs":3576,"style":190},[3572],{"_key":3573,"_type":174,"marks":3574,"text":3575},"k1",[],"Alternatives to the Nium global card include the Wise Business card, Payoneer corporate card, OCBC business debit card, and Aspire corporate card",[],{"_key":3578,"_type":170,"children":3579,"level":1209,"listItem":1210,"markDefs":3584,"style":190},"k5",[3580],{"_key":3581,"_type":174,"marks":3582,"text":3583},"k4",[],"Choose the Wise Business card if your priority is low-cost international spending, as it offers transparent FX pricing and strong accounting integrations for multi-currency businesses",[],{"_key":1190,"_type":170,"children":3586,"level":1209,"listItem":1210,"markDefs":3591,"style":190},[3587],{"_key":3588,"_type":174,"marks":3589,"text":3590},"k7",[],"Pick the Payoneer corporate card if your business receives global payments, as it supports 70+ currencies and large-scale virtual card issuance, though it lacks expense management features",[],{"_key":1187,"_type":170,"children":3593,"level":1209,"listItem":1210,"markDefs":3597,"style":190},[3594],{"_key":1199,"_type":174,"marks":3595,"text":3596},[],"Use the OCBC business debit card if your focus is on local SGD spending, as it offers simple cashback and no fees, but is limited for international use",[],{"_key":1206,"_type":170,"children":3599,"level":1209,"listItem":1210,"markDefs":3604,"style":190},[3600],{"_key":3601,"_type":174,"marks":3602,"text":3603},"k13",[],"Choose the Aspire corporate card if you want an all-in-one solution, as it combines cards, expense management, approvals, accounting integrations, and cashback in a single platform",[],[3606,3612,3618,3624],{"_key":1181,"_type":170,"children":3607,"markDefs":3611,"style":190},[3608],{"_key":3573,"_type":174,"marks":3609,"text":3610},[],"As businesses expand across markets, managing payments, cards, and spend across multiple countries can quickly become complex. This is where platforms like Nium take a different approach.",[],{"_key":3578,"_type":170,"children":3613,"markDefs":3617,"style":190},[3614],{"_key":3581,"_type":174,"marks":3615,"text":3616},[],"The Nium global card is not a traditional corporate card. It is a card issuance and payments infrastructure platform that allows businesses to create, customise, and manage their own card programmes across multiple markets from a single system.",[],{"_key":1190,"_type":170,"children":3619,"markDefs":3623,"style":190},[3620],{"_key":3588,"_type":174,"marks":3621,"text":3622},[],"For companies operating internationally, this means greater control over how cards are issued, funded, and used across regions, without needing separate banking relationships or local licences in each country. At the same time, this level of flexibility and customisation also means that Nium is built more for scale and infrastructure, rather than as a ready-to-use expense management solution.",[],{"_key":1187,"_type":170,"children":3625,"markDefs":3629,"style":190},[3626],{"_key":1199,"_type":174,"marks":3627,"text":3628},[],"In this article, we break down what the Nium global card offers, where it works well, and why many SMEs explore simpler, more integrated alternatives for managing day-to-day business spending.",[],"2026-03-26T00:00:00.000Z",{"_type":149,"metaDescription":3632,"metaTitle":3633,"socialShareImageUrl":3634},"Compare Nium global card alternatives in Singapore for 2026. Explore fees, FX rates, rewards, & features to find the right fit for your business.","Best Nium global card alternatives (2026)",{"_type":154,"alternativeText":3567,"height":1055,"url":3568,"width":1057},"nium-global-card-alternatives",[3637,3644,3650,3656,3662,3668,3676,3683],{"_key":1181,"_type":170,"children":3638,"level":1209,"listItem":3642,"markDefs":3643,"style":190},[3639],{"_key":3573,"_type":174,"marks":3640,"text":3641},[],"Nium, Virtual cards - https:\u002F\u002Fdocs.nium.com\u002Ftravel\u002Fdocs\u002Fvirtual-cards-management","number",[],{"_key":3578,"_type":170,"children":3645,"level":1209,"listItem":3642,"markDefs":3649,"style":190},[3646],{"_key":3581,"_type":174,"marks":3647,"text":3648},[],"Nium, Fees - https:\u002F\u002Fdocs.nium.com\u002Fdocs\u002Ffees",[],{"_key":1190,"_type":170,"children":3651,"level":1209,"listItem":3642,"markDefs":3655,"style":190},[3652],{"_key":3588,"_type":174,"marks":3653,"text":3654},[],"Nium, Card issuing - https:\u002F\u002Fwww.nium.com\u002Flegal\u002Fcard-issuing-terms-conditions",[],{"_key":1187,"_type":170,"children":3657,"level":1209,"listItem":3642,"markDefs":3661,"style":190},[3658],{"_key":1199,"_type":174,"marks":3659,"text":3660},[],"Nium, Card management - https:\u002F\u002Fdocs.nium.com\u002Fdocs\u002Fcard-management",[],{"_key":1206,"_type":170,"children":3663,"level":1209,"listItem":3642,"markDefs":3667,"style":190},[3664],{"_key":3601,"_type":174,"marks":3665,"text":3666},[],"Payoneer, Commercial cards - https:\u002F\u002Fpages.payoneer.com\u002Fcommercial-card\u002F",[],{"_key":3669,"_type":170,"children":3670,"level":1209,"listItem":3642,"markDefs":3675,"style":190},"k17",[3671],{"_key":3672,"_type":174,"marks":3673,"text":3674},"k16",[],"Payoneer, Pricing - https:\u002F\u002Fwww.payoneer.com\u002Fen-in\u002Fabout\u002Fpricing\u002F",[],{"_key":3677,"_type":170,"children":3678,"level":1209,"listItem":3642,"markDefs":3682,"style":190},"k20",[3679],{"_key":1213,"_type":174,"marks":3680,"text":3681},[],"Wise Business - https:\u002F\u002Fwise.com\u002Fsg\u002Fpricing\u002F",[],{"_key":1221,"_type":170,"children":3684,"level":1209,"listItem":3642,"markDefs":3688,"style":190},[3685],{"_key":1224,"_type":174,"marks":3686,"text":3687},[],"OCBC business debit card - https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Ftransactions\u002Fbusiness-debit-card",[],1790926659737]