[{"data":1,"prerenderedAt":3394},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-a_yiJWfbD7ONzIiVT6bzoDHxZ4MbYs46IgHRw1vL9xQ":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1176,"category":3295,"coverImage":3296,"excerpt":3299,"faq":246,"intro":3343,"isFaqShown":152,"isSummaryShown":141,"isVideoShown":152,"publishedAt":3356,"reviewer":246,"seo":3357,"slug":3361,"sources":3362,"title":3297,"video":246},"blogPost-SG-69c414d0638e004dfcd27234","2026-09-24T08:41:03Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1173,"doesServePage":141,"linkedinUrl":246,"name":1171,"role":1174,"slug":1175,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1074,"url":1172,"width":1074},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[1177,1186,1195,1203,1211,1219,1227,1235,1243,1251,1259,1267,1275,1283,1539,1547,1555,1563,1571,1579,1588,1596,1604,1612,1620,1636,1644,1652,1660,1668,1676,1684,1692,1700,1708,1716,1724,1732,1740,1748,1756,1764,1772,1780,1788,1796,1804,1812,1820,1828,1836,1844,1852,1860,1868,1876,1884,1892,1900,1908,1916,1924,1932,1940,1948,1956,1964,1972,1980,1988,1996,2004,2012,2020,2028,2036,2044,2052,2463,2471,3056,3064,3072,3087,3095,3111,3119,3127,3135,3143,3151,3209,3223,3231,3239,3247,3255,3263,3271,3279,3287],{"_key":1178,"_type":170,"children":1179,"markDefs":1184,"style":1185},"k3",[1180],{"_key":1181,"_type":174,"marks":1182,"text":1183},"k2",[],"Rating",[],"h2",{"_key":1187,"_type":170,"children":1188,"markDefs":1193,"style":1194},"k7",[1189],{"_key":1190,"_type":174,"marks":1191,"text":1192},"k6",[],"Overall rating: 3.8\u002F5",[],"h3",{"_key":1196,"_type":170,"children":1197,"markDefs":1202,"style":1185},"k11",[1198],{"_key":1199,"_type":174,"marks":1200,"text":1201},"k10",[],"Methodology",[],{"_key":1204,"_type":170,"children":1205,"markDefs":1210,"style":1194},"k15",[1206],{"_key":1207,"_type":174,"marks":1208,"text":1209},"k14",[],"Arithmetic mean approach",[],{"_key":1212,"_type":170,"children":1213,"markDefs":1218,"style":190},"k19",[1214],{"_key":1215,"_type":174,"marks":1216,"text":1217},"k18",[],"The final score is calculated by averaging all category scores to provide a balanced assessment.",[],{"_key":1220,"_type":170,"children":1221,"markDefs":1226,"style":1194},"k23",[1222],{"_key":1223,"_type":174,"marks":1224,"text":1225},"k22",[],"Equal weighting with relevance adjustment",[],{"_key":1228,"_type":170,"children":1229,"markDefs":1234,"style":190},"k27",[1230],{"_key":1231,"_type":174,"marks":1232,"text":1233},"k26",[],"Each pillar is assigned weightage based on its practical importance. Core areas such as pricing clarity, usability, and spend controls carry relatively higher importance, while supplementary features such as rewards have lower impact.",[],{"_key":1236,"_type":170,"children":1237,"markDefs":1242,"style":1194},"k31",[1238],{"_key":1239,"_type":174,"marks":1240,"text":1241},"k30",[],"Data sources",[],{"_key":1244,"_type":170,"children":1245,"markDefs":1250,"style":190},"k35",[1246],{"_key":1247,"_type":174,"marks":1248,"text":1249},"k34",[],"This evaluation is based on official OCBC product information and publicly available details. Where information such as fees or FX markups is not fully disclosed, scores reflect this limitation.",[],{"_key":1252,"_type":170,"children":1253,"markDefs":1258,"style":1194},"k39",[1254],{"_key":1255,"_type":174,"marks":1256,"text":1257},"k38",[],"Interpretation caveat",[],{"_key":1260,"_type":170,"children":1261,"markDefs":1266,"style":190},"k43",[1262],{"_key":1263,"_type":174,"marks":1264,"text":1265},"k42",[],"The rating reflects a generalised business use case and may vary depending on transaction patterns, international usage, and operational requirements.",[],{"_key":1268,"_type":170,"children":1269,"markDefs":1274,"style":1194},"k47",[1270],{"_key":1271,"_type":174,"marks":1272,"text":1273},"k46",[],"Intended use",[],{"_key":1276,"_type":170,"children":1277,"markDefs":1282,"style":190},"k51",[1278],{"_key":1279,"_type":174,"marks":1280,"text":1281},"k50",[],"This rating is intended as a directional comparison tool, not as a definitive recommendation.",[],{"_key":1284,"_type":1285,"columnHeaders":1286,"hasColumnTitles":141,"hasRowTitles":152,"rows":1304},"k52","richTableBlock",[1287,1292,1296,1300],{"_key":1288,"_type":1289,"cellIndex":1290,"title":1291},"k53","columnHeader",0,"Pillar",{"_key":1293,"_type":1289,"cellIndex":1294,"title":1295},"k54",1,"Weightage",{"_key":1297,"_type":1289,"cellIndex":1298,"title":1299},"k55",2,"Score",{"_key":1301,"_type":1289,"cellIndex":1302,"title":1303},"k56",3,"Rationale",[1305,1355,1401,1447,1493],{"_key":1306,"_type":1307,"cells":1308},"k57","row",[1309,1322,1333,1344],{"_key":1310,"_type":1311,"content":1312},"k58","richTableCell",[1313],{"_key":1314,"_type":170,"children":1315,"markDefs":1321,"style":190},"k124",[1316],{"_key":1317,"_type":174,"marks":1318,"text":1320},"k123",[1319],"strong","Feature",[],{"_key":1323,"_type":1311,"content":1324},"k61",[1325],{"_key":1326,"_type":170,"children":1327,"markDefs":1332,"style":190},"k127",[1328],{"_key":1329,"_type":174,"marks":1330,"text":1331},"k126",[],"20%",[],{"_key":1334,"_type":1311,"content":1335},"k64",[1336],{"_key":1337,"_type":170,"children":1338,"markDefs":1343,"style":190},"k130",[1339],{"_key":1340,"_type":174,"marks":1341,"text":1342},"k129",[],"3.6",[],{"_key":1345,"_type":1311,"content":1346},"k67",[1347],{"_key":1348,"_type":170,"children":1349,"markDefs":1354,"style":190},"k133",[1350],{"_key":1351,"_type":174,"marks":1352,"text":1353},"k132",[],"The card provides core functionality, including cashback, global payments, and basic controls. However, it does not include built-in expense management features such as receipt capture, accounting integrations, or approval workflows.",[],{"_key":1356,"_type":1307,"cells":1357},"k70",[1358,1369,1379,1390],{"_key":1359,"_type":1311,"content":1360},"k71",[1361],{"_key":1362,"_type":170,"children":1363,"markDefs":1368,"style":190},"k136",[1364],{"_key":1365,"_type":174,"marks":1366,"text":1367},"k135",[1319],"Pricing transparency & FX",[],{"_key":1370,"_type":1311,"content":1371},"k74",[1372],{"_key":1373,"_type":170,"children":1374,"markDefs":1378,"style":190},"k139",[1375],{"_key":1376,"_type":174,"marks":1377,"text":1331},"k138",[],[],{"_key":1380,"_type":1311,"content":1381},"k77",[1382],{"_key":1383,"_type":170,"children":1384,"markDefs":1389,"style":190},"k142",[1385],{"_key":1386,"_type":174,"marks":1387,"text":1388},"k141",[],"3.7",[],{"_key":1391,"_type":1311,"content":1392},"k80",[1393],{"_key":1394,"_type":170,"children":1395,"markDefs":1400,"style":190},"k145",[1396],{"_key":1397,"_type":174,"marks":1398,"text":1399},"k144",[],"The pricing structure is relatively clear at the account level, with a fixed monthly fee. However, foreign exchange rates and ATM-related fees are not fully disclosed, which limits visibility into costs for international usage.",[],{"_key":1402,"_type":1307,"cells":1403},"k83",[1404,1415,1425,1436],{"_key":1405,"_type":1311,"content":1406},"k84",[1407],{"_key":1408,"_type":170,"children":1409,"markDefs":1414,"style":190},"k148",[1410],{"_key":1411,"_type":174,"marks":1412,"text":1413},"k147",[1319],"Global spend capability",[],{"_key":1416,"_type":1311,"content":1417},"k87",[1418],{"_key":1419,"_type":170,"children":1420,"markDefs":1424,"style":190},"k151",[1421],{"_key":1422,"_type":174,"marks":1423,"text":1331},"k150",[],[],{"_key":1426,"_type":1311,"content":1427},"k90",[1428],{"_key":1429,"_type":170,"children":1430,"markDefs":1435,"style":190},"k154",[1431],{"_key":1432,"_type":174,"marks":1433,"text":1434},"k153",[],"4.1",[],{"_key":1437,"_type":1311,"content":1438},"k93",[1439],{"_key":1440,"_type":170,"children":1441,"markDefs":1446,"style":190},"k157",[1442],{"_key":1443,"_type":174,"marks":1444,"text":1445},"k156",[],"Supported on the Mastercard network, the card enables international payments and ATM withdrawals. While global acceptance is broad, the card primarily operates in SGD without multi-currency wallet functionality.",[],{"_key":1448,"_type":1307,"cells":1449},"k96",[1450,1461,1471,1482],{"_key":1451,"_type":1311,"content":1452},"k97",[1453],{"_key":1454,"_type":170,"children":1455,"markDefs":1460,"style":190},"k160",[1456],{"_key":1457,"_type":174,"marks":1458,"text":1459},"k159",[1319],"Ease of use",[],{"_key":1462,"_type":1311,"content":1463},"k100",[1464],{"_key":1465,"_type":170,"children":1466,"markDefs":1470,"style":190},"k163",[1467],{"_key":1468,"_type":174,"marks":1469,"text":1331},"k162",[],[],{"_key":1472,"_type":1311,"content":1473},"k103",[1474],{"_key":1475,"_type":170,"children":1476,"markDefs":1481,"style":190},"k166",[1477],{"_key":1478,"_type":174,"marks":1479,"text":1480},"k165",[],"4.2",[],{"_key":1483,"_type":1311,"content":1484},"k106",[1485],{"_key":1486,"_type":170,"children":1487,"markDefs":1492,"style":190},"k169",[1488],{"_key":1489,"_type":174,"marks":1490,"text":1491},"k168",[],"The card is integrated directly with the OCBC Business Account, enabling straightforward use, consolidated statements, and digital access via the app and web platforms. The absence of complex setup or integration requirements makes adoption easier.",[],{"_key":1494,"_type":1307,"cells":1495},"k109",[1496,1507,1517,1528],{"_key":1497,"_type":1311,"content":1498},"k110",[1499],{"_key":1500,"_type":170,"children":1501,"markDefs":1506,"style":190},"k172",[1502],{"_key":1503,"_type":174,"marks":1504,"text":1505},"k171",[1319],"Card security & expense management",[],{"_key":1508,"_type":1311,"content":1509},"k113",[1510],{"_key":1511,"_type":170,"children":1512,"markDefs":1516,"style":190},"k175",[1513],{"_key":1514,"_type":174,"marks":1515,"text":1331},"k174",[],[],{"_key":1518,"_type":1311,"content":1519},"k116",[1520],{"_key":1521,"_type":170,"children":1522,"markDefs":1527,"style":190},"k178",[1523],{"_key":1524,"_type":174,"marks":1525,"text":1526},"k177",[],"3.4",[],{"_key":1529,"_type":1311,"content":1530},"k119",[1531],{"_key":1532,"_type":170,"children":1533,"markDefs":1538,"style":190},"k181",[1534],{"_key":1535,"_type":174,"marks":1536,"text":1537},"k180",[],"Includes standard security features such as 3D Secure, card freezing, and spend limits. However, expense management capabilities are limited, with no advanced controls, automated workflows, or built-in reconciliation tools.",[],{"_key":1540,"_type":170,"children":1541,"markDefs":1546,"style":1185},"k185",[1542],{"_key":1543,"_type":174,"marks":1544,"text":1545},"k184",[],"Key features of the OCBC business debit card",[],{"_key":1548,"_type":170,"children":1549,"markDefs":1554,"style":1194},"k189",[1550],{"_key":1551,"_type":174,"marks":1552,"text":1553},"k188",[],"Eligibility dependent on the business account",[],{"_key":1556,"_type":170,"children":1557,"markDefs":1562,"style":190},"k193",[1558],{"_key":1559,"_type":174,"marks":1560,"text":1561},"k192",[],"The card is available with an OCBC Business Account, which requires a minimum deposit of SGD $1,000 and carries a monthly fee of SGD $10. The business debit card is issued with no annual fee and no recurring maintenance costs.",[],{"_key":1564,"_type":170,"children":1565,"markDefs":1570,"style":1194},"k197",[1566],{"_key":1567,"_type":174,"marks":1568,"text":1569},"k196",[],"Cashback structure across spending categories",[],{"_key":1572,"_type":170,"children":1573,"markDefs":1578,"style":190},"k201",[1574],{"_key":1575,"_type":174,"marks":1576,"text":1577},"k200",[],"The debit card offers a tiered cashback system:",[],{"_key":1580,"_type":170,"children":1581,"level":1294,"listItem":1586,"markDefs":1587,"style":190},"k205",[1582],{"_key":1583,"_type":174,"marks":1584,"text":1585},"k204",[],"1% cashback on selected business categories, including:","bullet",[],{"_key":1589,"_type":170,"children":1590,"level":1294,"listItem":1586,"markDefs":1595,"style":190},"k209",[1591],{"_key":1592,"_type":174,"marks":1593,"text":1594},"k208",[],"Digital marketing (e.g. Facebook, Google, LinkedIn)",[],{"_key":1597,"_type":170,"children":1598,"level":1294,"listItem":1586,"markDefs":1603,"style":190},"k213",[1599],{"_key":1600,"_type":174,"marks":1601,"text":1602},"k212",[],"Software services (e.g. Adobe, Microsoft, Xero)",[],{"_key":1605,"_type":170,"children":1606,"level":1294,"listItem":1586,"markDefs":1611,"style":190},"k217",[1607],{"_key":1608,"_type":174,"marks":1609,"text":1610},"k216",[],"Online retail (e.g. Amazon, Lazada, Shopee)",[],{"_key":1613,"_type":170,"children":1614,"level":1294,"listItem":1586,"markDefs":1619,"style":190},"k221",[1615],{"_key":1616,"_type":174,"marks":1617,"text":1618},"k220",[],"Travel (airlines, hotels, tour operators)",[],{"_key":1621,"_type":170,"children":1622,"level":1294,"listItem":1586,"markDefs":1635,"style":190},"k229",[1623,1627,1632],{"_key":1624,"_type":174,"marks":1625,"text":1626},"k226",[],"0.2% cashback on all other eligible transactionsThe additional 0.8% cashback (on top of the base 0.2%) is capped at SGD $80 per month, while the base 0.2% cashback remains uncapped",{"_key":1628,"_type":174,"marks":1629,"text":1631},"k227",[1630],"sup","1",{"_key":1633,"_type":174,"marks":1634,"text":185},"k228",[],[],{"_key":1637,"_type":170,"children":1638,"markDefs":1643,"style":1194},"k233",[1639],{"_key":1640,"_type":174,"marks":1641,"text":1642},"k232",[],"No minimum spend requirement",[],{"_key":1645,"_type":170,"children":1646,"markDefs":1651,"style":190},"k237",[1647],{"_key":1648,"_type":174,"marks":1649,"text":1650},"k236",[],"Cashback is earned without any minimum spend threshold, allowing businesses to receive rebates regardless of transaction volume.",[],{"_key":1653,"_type":170,"children":1654,"markDefs":1659,"style":1194},"k241",[1655],{"_key":1656,"_type":174,"marks":1657,"text":1658},"k240",[],"Direct debit from business account",[],{"_key":1661,"_type":170,"children":1662,"markDefs":1667,"style":190},"k245",[1663],{"_key":1664,"_type":174,"marks":1665,"text":1666},"k244",[],"All transactions are automatically deducted from the linked OCBC business account, removing the need for credit cycles or repayments.",[],{"_key":1669,"_type":170,"children":1670,"markDefs":1675,"style":1194},"k249",[1671],{"_key":1672,"_type":174,"marks":1673,"text":1674},"k248",[],"Consolidated transaction tracking",[],{"_key":1677,"_type":170,"children":1678,"markDefs":1683,"style":190},"k253",[1679],{"_key":1680,"_type":174,"marks":1681,"text":1682},"k252",[],"Card spending is reflected within the same business account statement, enabling simplified tracking and reconciliation without separate card billing.",[],{"_key":1685,"_type":170,"children":1686,"markDefs":1691,"style":1194},"k257",[1687],{"_key":1688,"_type":174,"marks":1689,"text":1690},"k256",[],"Mobile wallet compatibility",[],{"_key":1693,"_type":170,"children":1694,"markDefs":1699,"style":190},"k261",[1695],{"_key":1696,"_type":174,"marks":1697,"text":1698},"k260",[],"The card can be added to Apple Pay, Google Pay, and Samsung Pay, supporting contactless and online payments.",[],{"_key":1701,"_type":170,"children":1702,"markDefs":1707,"style":1194},"k265",[1703],{"_key":1704,"_type":174,"marks":1705,"text":1706},"k264",[],"Access to card details via digital platforms",[],{"_key":1709,"_type":170,"children":1710,"markDefs":1715,"style":190},"k269",[1711],{"_key":1712,"_type":174,"marks":1713,"text":1714},"k268",[],"Card information, including number and transaction history, can be accessed through:",[],{"_key":1717,"_type":170,"children":1718,"level":1294,"listItem":1586,"markDefs":1723,"style":190},"k273",[1719],{"_key":1720,"_type":174,"marks":1721,"text":1722},"k272",[],"OCBC Business Banking app",[],{"_key":1725,"_type":170,"children":1726,"level":1294,"listItem":1586,"markDefs":1731,"style":190},"k277",[1727],{"_key":1728,"_type":174,"marks":1729,"text":1730},"k276",[],"OCBC Velocity (online banking platform)",[],{"_key":1733,"_type":170,"children":1734,"markDefs":1739,"style":1194},"k281",[1735],{"_key":1736,"_type":174,"marks":1737,"text":1738},"k280",[],"Mastercard and NETS network support",[],{"_key":1741,"_type":170,"children":1742,"markDefs":1747,"style":190},"k285",[1743],{"_key":1744,"_type":174,"marks":1745,"text":1746},"k284",[],"The card operates on Mastercard and NETS networks, enabling:",[],{"_key":1749,"_type":170,"children":1750,"level":1294,"listItem":1586,"markDefs":1755,"style":190},"k289",[1751],{"_key":1752,"_type":174,"marks":1753,"text":1754},"k288",[],"Local payments across Singapore",[],{"_key":1757,"_type":170,"children":1758,"level":1294,"listItem":1586,"markDefs":1763,"style":190},"k293",[1759],{"_key":1760,"_type":174,"marks":1761,"text":1762},"k292",[],"International payments where Mastercard is accepted",[],{"_key":1765,"_type":170,"children":1766,"markDefs":1771,"style":1194},"k297",[1767],{"_key":1768,"_type":174,"marks":1769,"text":1770},"k296",[],"ATM access locally and globally",[],{"_key":1773,"_type":170,"children":1774,"markDefs":1779,"style":190},"k301",[1775],{"_key":1776,"_type":174,"marks":1777,"text":1778},"k300",[],"Cash withdrawals are supported at:",[],{"_key":1781,"_type":170,"children":1782,"level":1294,"listItem":1586,"markDefs":1787,"style":190},"k305",[1783],{"_key":1784,"_type":174,"marks":1785,"text":1786},"k304",[],"Over 1,200 ATMs in Singapore",[],{"_key":1789,"_type":170,"children":1790,"level":1294,"listItem":1586,"markDefs":1795,"style":190},"k309",[1791],{"_key":1792,"_type":174,"marks":1793,"text":1794},"k308",[],"International ATMs displaying Mastercard or MEPS logos",[],{"_key":1797,"_type":170,"children":1798,"markDefs":1803,"style":1194},"k313",[1799],{"_key":1800,"_type":174,"marks":1801,"text":1802},"k312",[],"Promotions and partner offers",[],{"_key":1805,"_type":170,"children":1806,"markDefs":1811,"style":190},"k317",[1807],{"_key":1808,"_type":174,"marks":1809,"text":1810},"k316",[],"Cardholders can access various ongoing programmes, including:",[],{"_key":1813,"_type":170,"children":1814,"level":1294,"listItem":1586,"markDefs":1819,"style":190},"k321",[1815],{"_key":1816,"_type":174,"marks":1817,"text":1818},"k320",[],"OCBC card promotions (e.g. dining, travel, lifestyle offers)",[],{"_key":1821,"_type":170,"children":1822,"level":1294,"listItem":1586,"markDefs":1827,"style":190},"k325",[1823],{"_key":1824,"_type":174,"marks":1825,"text":1826},"k324",[],"Mastercard Easy Savings Specials",[],{"_key":1829,"_type":170,"children":1830,"level":1294,"listItem":1586,"markDefs":1835,"style":190},"k329",[1831],{"_key":1832,"_type":174,"marks":1833,"text":1834},"k328",[],"Mastercard Priceless Specials",[],{"_key":1837,"_type":170,"children":1838,"level":1294,"listItem":1586,"markDefs":1843,"style":190},"k333",[1839],{"_key":1840,"_type":174,"marks":1841,"text":1842},"k332",[],"Mastercard Travel Rewards (cashback on selected global brands)",[],{"_key":1845,"_type":170,"children":1846,"markDefs":1851,"style":1185},"k337",[1847],{"_key":1848,"_type":174,"marks":1849,"text":1850},"k336",[],"How to get an OCBC business debit card in Singapore",[],{"_key":1853,"_type":170,"children":1854,"markDefs":1859,"style":1194},"k341",[1855],{"_key":1856,"_type":174,"marks":1857,"text":1858},"k340",[],"Step 1: Open an OCBC Business Account",[],{"_key":1861,"_type":170,"children":1862,"markDefs":1867,"style":190},"k345",[1863],{"_key":1864,"_type":174,"marks":1865,"text":1866},"k344",[],"To get the debit card, businesses must first have an OCBC Business Account, as the card is issued and linked to this account. The account can be opened online by providing business details such as your UEN (Unique Entity Number) and verifying identity through Singpass or relevant documentation.",[],{"_key":1869,"_type":170,"children":1870,"markDefs":1875,"style":1194},"k349",[1871],{"_key":1872,"_type":174,"marks":1873,"text":1874},"k348",[],"Step 2: Apply for the debit card",[],{"_key":1877,"_type":170,"children":1878,"markDefs":1883,"style":190},"k353",[1879],{"_key":1880,"_type":174,"marks":1881,"text":1882},"k352",[],"Once the business account is active, the debit card can be requested through one of the following methods:",[],{"_key":1885,"_type":170,"children":1886,"level":1294,"listItem":1586,"markDefs":1891,"style":190},"k357",[1887],{"_key":1888,"_type":174,"marks":1889,"text":1890},"k356",[],"Online or account onboarding flow when opening the business account",[],{"_key":1893,"_type":170,"children":1894,"level":1294,"listItem":1586,"markDefs":1899,"style":190},"k361",[1895],{"_key":1896,"_type":174,"marks":1897,"text":1898},"k360",[],"Download and complete the application form",[],{"_key":1901,"_type":170,"children":1902,"level":1294,"listItem":1586,"markDefs":1907,"style":190},"k365",[1903],{"_key":1904,"_type":174,"marks":1905,"text":1906},"k364",[],"Submit the form via mail or at an OCBC branch",[],{"_key":1909,"_type":170,"children":1910,"markDefs":1915,"style":190},"k369",[1911],{"_key":1912,"_type":174,"marks":1913,"text":1914},"k368",[],"The application typically requires:",[],{"_key":1917,"_type":170,"children":1918,"level":1294,"listItem":1586,"markDefs":1923,"style":190},"k373",[1919],{"_key":1920,"_type":174,"marks":1921,"text":1922},"k372",[],"Business account details",[],{"_key":1925,"_type":170,"children":1926,"level":1294,"listItem":1586,"markDefs":1931,"style":190},"k377",[1927],{"_key":1928,"_type":174,"marks":1929,"text":1930},"k376",[],"Authorised signatory or director approval",[],{"_key":1933,"_type":170,"children":1934,"level":1294,"listItem":1586,"markDefs":1939,"style":190},"k381",[1935],{"_key":1936,"_type":174,"marks":1937,"text":1938},"k380",[],"Cardholder details",[],{"_key":1941,"_type":170,"children":1942,"markDefs":1947,"style":1194},"k385",[1943],{"_key":1944,"_type":174,"marks":1945,"text":1946},"k384",[],"Step 3: Approval and issuance",[],{"_key":1949,"_type":170,"children":1950,"markDefs":1955,"style":190},"k389",[1951],{"_key":1952,"_type":174,"marks":1953,"text":1954},"k388",[],"After submission, the application is reviewed by the bank. Once approved:",[],{"_key":1957,"_type":170,"children":1958,"level":1294,"listItem":1586,"markDefs":1963,"style":190},"k393",[1959],{"_key":1960,"_type":174,"marks":1961,"text":1962},"k392",[],"A digital card is issued first, allowing immediate use for online transactions",[],{"_key":1965,"_type":170,"children":1966,"level":1294,"listItem":1586,"markDefs":1971,"style":190},"k397",[1967],{"_key":1968,"_type":174,"marks":1969,"text":1970},"k396",[],"A physical card is mailed to the registered business address",[],{"_key":1973,"_type":170,"children":1974,"markDefs":1979,"style":1194},"k401",[1975],{"_key":1976,"_type":174,"marks":1977,"text":1978},"k400",[],"Step 4: Activate the card",[],{"_key":1981,"_type":170,"children":1982,"markDefs":1987,"style":190},"k405",[1983],{"_key":1984,"_type":174,"marks":1985,"text":1986},"k404",[],"The physical card needs to be activated before use. This can be done through:",[],{"_key":1989,"_type":170,"children":1990,"level":1294,"listItem":1586,"markDefs":1995,"style":190},"k409",[1991],{"_key":1992,"_type":174,"marks":1993,"text":1994},"k408",[],"OCBC Velocity (business internet banking)",[],{"_key":1997,"_type":170,"children":1998,"level":1294,"listItem":1586,"markDefs":2003,"style":190},"k413",[1999],{"_key":2000,"_type":174,"marks":2001,"text":2002},"k412",[],"OCBC Business mobile app",[],{"_key":2005,"_type":170,"children":2006,"markDefs":2011,"style":1194},"k417",[2007],{"_key":2008,"_type":174,"marks":2009,"text":2010},"k416",[],"Step 5: Start using the card",[],{"_key":2013,"_type":170,"children":2014,"markDefs":2019,"style":190},"k421",[2015],{"_key":2016,"_type":174,"marks":2017,"text":2018},"k420",[],"After activation, the card can be used for:",[],{"_key":2021,"_type":170,"children":2022,"level":1294,"listItem":1586,"markDefs":2027,"style":190},"k425",[2023],{"_key":2024,"_type":174,"marks":2025,"text":2026},"k424",[],"Business payments (online and offline)",[],{"_key":2029,"_type":170,"children":2030,"level":1294,"listItem":1586,"markDefs":2035,"style":190},"k429",[2031],{"_key":2032,"_type":174,"marks":2033,"text":2034},"k428",[],"ATM withdrawals (local and overseas)",[],{"_key":2037,"_type":170,"children":2038,"level":1294,"listItem":1586,"markDefs":2043,"style":190},"k433",[2039],{"_key":2040,"_type":174,"marks":2041,"text":2042},"k432",[],"Adding to mobile wallets for digital payments",[],{"_key":2045,"_type":170,"children":2046,"markDefs":2051,"style":1185},"k437",[2047],{"_key":2048,"_type":174,"marks":2049,"text":2050},"k436",[],"Pros and cons of the OCBC business debit card",[],{"_key":2053,"_type":1285,"columnHeaders":2054,"hasColumnTitles":141,"hasRowTitles":152,"rows":2064},"k438",[2055,2058,2061],{"_key":2056,"_type":1289,"cellIndex":1290,"title":2057},"k439","Category",{"_key":2059,"_type":1289,"cellIndex":1294,"title":2060},"k440","Pros",{"_key":2062,"_type":1289,"cellIndex":1298,"title":2063},"k441","Cons",[2065,2101,2137,2165,2201,2237,2265,2301,2336,2371,2407,2435],{"_key":2066,"_type":1307,"cells":2067},"k442",[2068,2079,2090],{"_key":2069,"_type":1311,"content":2070},"k443",[2071],{"_key":2072,"_type":170,"children":2073,"markDefs":2078,"style":190},"k564",[2074],{"_key":2075,"_type":174,"marks":2076,"text":2077},"k563",[1319],"Account access",[],{"_key":2080,"_type":1311,"content":2081},"k446",[2082],{"_key":2083,"_type":170,"children":2084,"markDefs":2089,"style":190},"k567",[2085],{"_key":2086,"_type":174,"marks":2087,"text":2088},"k566",[],"Fully integrated with OCBC business banking for seamless account management",[],{"_key":2091,"_type":1311,"content":2092},"k449",[2093],{"_key":2094,"_type":170,"children":2095,"markDefs":2100,"style":190},"k570",[2096],{"_key":2097,"_type":174,"marks":2098,"text":2099},"k569",[],"Requires an OCBC Business Account; not available as a standalone product",[],{"_key":2102,"_type":1307,"cells":2103},"k452",[2104,2115,2126],{"_key":2105,"_type":1311,"content":2106},"k453",[2107],{"_key":2108,"_type":170,"children":2109,"markDefs":2114,"style":190},"k573",[2110],{"_key":2111,"_type":174,"marks":2112,"text":2113},"k572",[1319],"Account fees",[],{"_key":2116,"_type":1311,"content":2117},"k456",[2118],{"_key":2119,"_type":170,"children":2120,"markDefs":2125,"style":190},"k576",[2121],{"_key":2122,"_type":174,"marks":2123,"text":2124},"k575",[],"No annual fee and no minimum spend requirement",[],{"_key":2127,"_type":1311,"content":2128},"k459",[2129],{"_key":2130,"_type":170,"children":2131,"markDefs":2136,"style":190},"k579",[2132],{"_key":2133,"_type":174,"marks":2134,"text":2135},"k578",[],"Limited feature set despite being free",[],{"_key":2138,"_type":1307,"cells":2139},"k462",[2140,2151,2162],{"_key":2141,"_type":1311,"content":2142},"k463",[2143],{"_key":2144,"_type":170,"children":2145,"markDefs":2150,"style":190},"k582",[2146],{"_key":2147,"_type":174,"marks":2148,"text":2149},"k581",[1319],"Rewards",[],{"_key":2152,"_type":1311,"content":2153},"k466",[2154],{"_key":2155,"_type":170,"children":2156,"markDefs":2161,"style":190},"k585",[2157],{"_key":2158,"_type":174,"marks":2159,"text":2160},"k584",[],"1% cashback on digital marketing, software, online retail, and travel; 0.2% unlimited cashback on other spend",[],{"_key":2163,"_type":1311,"content":2164},"k469",[],{"_key":2166,"_type":1307,"cells":2167},"k472",[2168,2179,2190],{"_key":2169,"_type":1311,"content":2170},"k473",[2171],{"_key":2172,"_type":170,"children":2173,"markDefs":2178,"style":190},"k588",[2174],{"_key":2175,"_type":174,"marks":2176,"text":2177},"k587",[1319],"Card access",[],{"_key":2180,"_type":1311,"content":2181},"k476",[2182],{"_key":2183,"_type":170,"children":2184,"markDefs":2189,"style":190},"k591",[2185],{"_key":2186,"_type":174,"marks":2187,"text":2188},"k590",[],"Instant digital card via OCBC Business Banking app or OCBC Velocity",[],{"_key":2191,"_type":1311,"content":2192},"k479",[2193],{"_key":2194,"_type":170,"children":2195,"markDefs":2200,"style":190},"k594",[2196],{"_key":2197,"_type":174,"marks":2198,"text":2199},"k593",[],"Only one card per account, limiting scalability for teams",[],{"_key":2202,"_type":1307,"cells":2203},"k482",[2204,2215,2226],{"_key":2205,"_type":1311,"content":2206},"k483",[2207],{"_key":2208,"_type":170,"children":2209,"markDefs":2214,"style":190},"k597",[2210],{"_key":2211,"_type":174,"marks":2212,"text":2213},"k596",[1319],"Global spend",[],{"_key":2216,"_type":1311,"content":2217},"k486",[2218],{"_key":2219,"_type":170,"children":2220,"markDefs":2225,"style":190},"k600",[2221],{"_key":2222,"_type":174,"marks":2223,"text":2224},"k599",[],"Accepted worldwide via Mastercard network; access to global ATM network",[],{"_key":2227,"_type":1311,"content":2228},"k489",[2229],{"_key":2230,"_type":170,"children":2231,"markDefs":2236,"style":190},"k603",[2232],{"_key":2233,"_type":174,"marks":2234,"text":2235},"k602",[],"Overseas transactions are subject to standard bank FX rates, increasing costs",[],{"_key":2238,"_type":1307,"cells":2239},"k492",[2240,2251,2262],{"_key":2241,"_type":1311,"content":2242},"k493",[2243],{"_key":2244,"_type":170,"children":2245,"markDefs":2250,"style":190},"k606",[2246],{"_key":2247,"_type":174,"marks":2248,"text":2249},"k605",[1319],"Mobile payments",[],{"_key":2252,"_type":1311,"content":2253},"k496",[2254],{"_key":2255,"_type":170,"children":2256,"markDefs":2261,"style":190},"k609",[2257],{"_key":2258,"_type":174,"marks":2259,"text":2260},"k608",[],"Supports Apple Pay, Google Pay, and Samsung Pay",[],{"_key":2263,"_type":1311,"content":2264},"k499",[],{"_key":2266,"_type":1307,"cells":2267},"k502",[2268,2279,2290],{"_key":2269,"_type":1311,"content":2270},"k503",[2271],{"_key":2272,"_type":170,"children":2273,"markDefs":2278,"style":190},"k612",[2274],{"_key":2275,"_type":174,"marks":2276,"text":2277},"k611",[1319],"Expense tracking",[],{"_key":2280,"_type":1311,"content":2281},"k506",[2282],{"_key":2283,"_type":170,"children":2284,"markDefs":2289,"style":190},"k615",[2285],{"_key":2286,"_type":174,"marks":2287,"text":2288},"k614",[],"Transactions consolidated into a single account statement with no separate card bill",[],{"_key":2291,"_type":1311,"content":2292},"k509",[2293],{"_key":2294,"_type":170,"children":2295,"markDefs":2300,"style":190},"k618",[2296],{"_key":2297,"_type":174,"marks":2298,"text":2299},"k617",[],"No receipt capture or automated expense categorisation",[],{"_key":2302,"_type":1307,"cells":2303},"k512",[2304,2314,2325],{"_key":2305,"_type":1311,"content":2306},"k513",[2307],{"_key":2308,"_type":170,"children":2309,"markDefs":2313,"style":190},"k621",[2310],{"_key":2311,"_type":174,"marks":2312,"text":48},"k620",[1319],[],{"_key":2315,"_type":1311,"content":2316},"k516",[2317],{"_key":2318,"_type":170,"children":2319,"markDefs":2324,"style":190},"k624",[2320],{"_key":2321,"_type":174,"marks":2322,"text":2323},"k623",[],"Simple to use for basic business spending",[],{"_key":2326,"_type":1311,"content":2327},"k519",[2328],{"_key":2329,"_type":170,"children":2330,"markDefs":2335,"style":190},"k627",[2331],{"_key":2332,"_type":174,"marks":2333,"text":2334},"k626",[],"No approval workflows or spend controls for teams",[],{"_key":2337,"_type":1307,"cells":2338},"k522",[2339,2349,2360],{"_key":2340,"_type":1311,"content":2341},"k523",[2342],{"_key":2343,"_type":170,"children":2344,"markDefs":2348,"style":190},"k630",[2345],{"_key":2346,"_type":174,"marks":2347,"text":941},"k629",[1319],[],{"_key":2350,"_type":1311,"content":2351},"k526",[2352],{"_key":2353,"_type":170,"children":2354,"markDefs":2359,"style":190},"k633",[2355],{"_key":2356,"_type":174,"marks":2357,"text":2358},"k632",[],"Works within OCBC's ecosystem for banking and payments",[],{"_key":2361,"_type":1311,"content":2362},"k529",[2363],{"_key":2364,"_type":170,"children":2365,"markDefs":2370,"style":190},"k636",[2366],{"_key":2367,"_type":174,"marks":2368,"text":2369},"k635",[],"No direct integrations with accounting tools like Xero or QuickBooks",[],{"_key":2372,"_type":1307,"cells":2373},"k532",[2374,2385,2396],{"_key":2375,"_type":1311,"content":2376},"k533",[2377],{"_key":2378,"_type":170,"children":2379,"markDefs":2384,"style":190},"k639",[2380],{"_key":2381,"_type":174,"marks":2382,"text":2383},"k638",[1319],"Bill payments",[],{"_key":2386,"_type":1311,"content":2387},"k536",[2388],{"_key":2389,"_type":170,"children":2390,"markDefs":2395,"style":190},"k642",[2391],{"_key":2392,"_type":174,"marks":2393,"text":2394},"k641",[],"Suitable for everyday card-based transactions",[],{"_key":2397,"_type":1311,"content":2398},"k539",[2399],{"_key":2400,"_type":170,"children":2401,"markDefs":2406,"style":190},"k645",[2402],{"_key":2403,"_type":174,"marks":2404,"text":2405},"k644",[],"No built-in bill payment or vendor management capability",[],{"_key":2408,"_type":1307,"cells":2409},"k542",[2410,2421,2432],{"_key":2411,"_type":1311,"content":2412},"k543",[2413],{"_key":2414,"_type":170,"children":2415,"markDefs":2420,"style":190},"k648",[2416],{"_key":2417,"_type":174,"marks":2418,"text":2419},"k647",[1319],"ATM access",[],{"_key":2422,"_type":1311,"content":2423},"k546",[2424],{"_key":2425,"_type":170,"children":2426,"markDefs":2431,"style":190},"k651",[2427],{"_key":2428,"_type":174,"marks":2429,"text":2430},"k650",[],"Widely accepted across 1,200+ ATMs in Singapore and globally via Mastercard\u002FMEPS",[],{"_key":2433,"_type":1311,"content":2434},"k549",[],{"_key":2436,"_type":1307,"cells":2437},"k552",[2438,2449,2460],{"_key":2439,"_type":1311,"content":2440},"k553",[2441],{"_key":2442,"_type":170,"children":2443,"markDefs":2448,"style":190},"k654",[2444],{"_key":2445,"_type":174,"marks":2446,"text":2447},"k653",[1319],"Promotions & perks",[],{"_key":2450,"_type":1311,"content":2451},"k556",[2452],{"_key":2453,"_type":170,"children":2454,"markDefs":2459,"style":190},"k657",[2455],{"_key":2456,"_type":174,"marks":2457,"text":2458},"k656",[],"Access to OCBC deals and Mastercard Priceless Specials",[],{"_key":2461,"_type":1311,"content":2462},"k559",[],{"_key":2464,"_type":170,"children":2465,"markDefs":2470,"style":1185},"k661",[2466],{"_key":2467,"_type":174,"marks":2468,"text":2469},"k660",[],"OCBC business debit card vs Aspire corporate card",[],{"_key":2472,"_type":1285,"columnHeaders":2473,"hasColumnTitles":141,"hasRowTitles":152,"rows":2483},"k662",[2474,2477,2480],{"_key":2475,"_type":1289,"cellIndex":1290,"title":2476},"k663","Feature \u002F Category",{"_key":2478,"_type":1289,"cellIndex":1294,"title":2479},"k664","OCBC business debit card",{"_key":2481,"_type":1289,"cellIndex":1298,"title":2482},"k665","Aspire corporate card",[2484,2520,2560,2596,2632,2668,2704,2740,2775,2811,2847,2881,2915,2951,2984,3020],{"_key":2485,"_type":1307,"cells":2486},"k666",[2487,2498,2509],{"_key":2488,"_type":1311,"content":2489},"k667",[2490],{"_key":2491,"_type":170,"children":2492,"markDefs":2497,"style":190},"k829",[2493],{"_key":2494,"_type":174,"marks":2495,"text":2496},"k828",[1319],"Type",[],{"_key":2499,"_type":1311,"content":2500},"k670",[2501],{"_key":2502,"_type":170,"children":2503,"markDefs":2508,"style":190},"k832",[2504],{"_key":2505,"_type":174,"marks":2506,"text":2507},"k831",[],"Corporate debit card",[],{"_key":2510,"_type":1311,"content":2511},"k673",[2512],{"_key":2513,"_type":170,"children":2514,"markDefs":2519,"style":190},"k835",[2515],{"_key":2516,"_type":174,"marks":2517,"text":2518},"k834",[],"Multi-currency debit card",[],{"_key":2521,"_type":1307,"cells":2522},"k676",[2523,2534,2549],{"_key":2524,"_type":1311,"content":2525},"k677",[2526],{"_key":2527,"_type":170,"children":2528,"markDefs":2533,"style":190},"k838",[2529],{"_key":2530,"_type":174,"marks":2531,"text":2532},"k837",[1319],"Activation fee",[],{"_key":2535,"_type":1311,"content":2536},"k680",[2537],{"_key":2538,"_type":170,"children":2539,"markDefs":2548,"style":190},"k843",[2540,2544],{"_key":2541,"_type":174,"marks":2542,"text":2543},"k841",[],"Requires an OCBC Business Account with a minimum deposit of SGD $1,000 and a monthly account fee of SGD $10",{"_key":2545,"_type":174,"marks":2546,"text":2547},"k842",[1630],"5",[],{"_key":2550,"_type":1311,"content":2551},"k684",[2552],{"_key":2553,"_type":170,"children":2554,"markDefs":2559,"style":190},"k846",[2555],{"_key":2556,"_type":174,"marks":2557,"text":2558},"k845",[],"SGD $0 (Basic); SGD $15\u002Fmonth (Premium)",[],{"_key":2561,"_type":1307,"cells":2562},"k687",[2563,2574,2585],{"_key":2564,"_type":1311,"content":2565},"k688",[2566],{"_key":2567,"_type":170,"children":2568,"markDefs":2573,"style":190},"k849",[2569],{"_key":2570,"_type":174,"marks":2571,"text":2572},"k848",[1319],"Pricing model",[],{"_key":2575,"_type":1311,"content":2576},"k691",[2577],{"_key":2578,"_type":170,"children":2579,"markDefs":2584,"style":190},"k852",[2580],{"_key":2581,"_type":174,"marks":2582,"text":2583},"k851",[],"Monthly account fee",[],{"_key":2586,"_type":1311,"content":2587},"k694",[2588],{"_key":2589,"_type":170,"children":2590,"markDefs":2595,"style":190},"k855",[2591],{"_key":2592,"_type":174,"marks":2593,"text":2594},"k854",[],"Subscription tiers",[],{"_key":2597,"_type":1307,"cells":2598},"k697",[2599,2610,2621],{"_key":2600,"_type":1311,"content":2601},"k698",[2602],{"_key":2603,"_type":170,"children":2604,"markDefs":2609,"style":190},"k858",[2605],{"_key":2606,"_type":174,"marks":2607,"text":2608},"k857",[1319],"Network",[],{"_key":2611,"_type":1311,"content":2612},"k701",[2613],{"_key":2614,"_type":170,"children":2615,"markDefs":2620,"style":190},"k861",[2616],{"_key":2617,"_type":174,"marks":2618,"text":2619},"k860",[],"Mastercard",[],{"_key":2622,"_type":1311,"content":2623},"k704",[2624],{"_key":2625,"_type":170,"children":2626,"markDefs":2631,"style":190},"k864",[2627],{"_key":2628,"_type":174,"marks":2629,"text":2630},"k863",[],"Visa",[],{"_key":2633,"_type":1307,"cells":2634},"k707",[2635,2646,2657],{"_key":2636,"_type":1311,"content":2637},"k708",[2638],{"_key":2639,"_type":170,"children":2640,"markDefs":2645,"style":190},"k867",[2641],{"_key":2642,"_type":174,"marks":2643,"text":2644},"k866",[1319],"Virtual cards",[],{"_key":2647,"_type":1311,"content":2648},"k711",[2649],{"_key":2650,"_type":170,"children":2651,"markDefs":2656,"style":190},"k870",[2652],{"_key":2653,"_type":174,"marks":2654,"text":2655},"k869",[],"Yes (digital card via app)",[],{"_key":2658,"_type":1311,"content":2659},"k714",[2660],{"_key":2661,"_type":170,"children":2662,"markDefs":2667,"style":190},"k873",[2663],{"_key":2664,"_type":174,"marks":2665,"text":2666},"k872",[],"Up to 200 per user for basic plan and up to 300 for premium plan",[],{"_key":2669,"_type":1307,"cells":2670},"k717",[2671,2682,2693],{"_key":2672,"_type":1311,"content":2673},"k718",[2674],{"_key":2675,"_type":170,"children":2676,"markDefs":2681,"style":190},"k876",[2677],{"_key":2678,"_type":174,"marks":2679,"text":2680},"k875",[1319],"Physical cards",[],{"_key":2683,"_type":1311,"content":2684},"k721",[2685],{"_key":2686,"_type":170,"children":2687,"markDefs":2692,"style":190},"k879",[2688],{"_key":2689,"_type":174,"marks":2690,"text":2691},"k878",[],"Yes, free first card",[],{"_key":2694,"_type":1311,"content":2695},"k724",[2696],{"_key":2697,"_type":170,"children":2698,"markDefs":2703,"style":190},"k882",[2699],{"_key":2700,"_type":174,"marks":2701,"text":2702},"k881",[],"Yes, free first card, SGD $15\u002Fadditional",[],{"_key":2705,"_type":1307,"cells":2706},"k727",[2707,2718,2729],{"_key":2708,"_type":1311,"content":2709},"k728",[2710],{"_key":2711,"_type":170,"children":2712,"markDefs":2717,"style":190},"k885",[2713],{"_key":2714,"_type":174,"marks":2715,"text":2716},"k884",[1319],"Card spend currencies",[],{"_key":2719,"_type":1311,"content":2720},"k731",[2721],{"_key":2722,"_type":170,"children":2723,"markDefs":2728,"style":190},"k888",[2724],{"_key":2725,"_type":174,"marks":2726,"text":2727},"k887",[],"SGD primary; overseas spend supported (standardbank FX rates apply)",[],{"_key":2730,"_type":1311,"content":2731},"k734",[2732],{"_key":2733,"_type":170,"children":2734,"markDefs":2739,"style":190},"k891",[2735],{"_key":2736,"_type":174,"marks":2737,"text":2738},"k890",[],"30+ currencies across 130+ countries (0% FX onUSD, SGD)",[],{"_key":2741,"_type":1307,"cells":2742},"k737",[2743,2753,2764],{"_key":2744,"_type":1311,"content":2745},"k738",[2746],{"_key":2747,"_type":170,"children":2748,"markDefs":2752,"style":190},"k894",[2749],{"_key":2750,"_type":174,"marks":2751,"text":1018},"k893",[1319],[],{"_key":2754,"_type":1311,"content":2755},"k741",[2756],{"_key":2757,"_type":170,"children":2758,"markDefs":2763,"style":190},"k897",[2759],{"_key":2760,"_type":174,"marks":2761,"text":2762},"k896",[],"1% on digital marketing, software, online retail & travel; 0.2% on all other spending",[],{"_key":2765,"_type":1311,"content":2766},"k744",[2767],{"_key":2768,"_type":170,"children":2769,"markDefs":2774,"style":190},"k900",[2770],{"_key":2771,"_type":174,"marks":2772,"text":2773},"k899",[],"1% on marketing & SaaS spend",[],{"_key":2776,"_type":1307,"cells":2777},"k747",[2778,2789,2800],{"_key":2779,"_type":1311,"content":2780},"k748",[2781],{"_key":2782,"_type":170,"children":2783,"markDefs":2788,"style":190},"k903",[2784],{"_key":2785,"_type":174,"marks":2786,"text":2787},"k902",[1319],"Spend limit controls",[],{"_key":2790,"_type":1311,"content":2791},"k751",[2792],{"_key":2793,"_type":170,"children":2794,"markDefs":2799,"style":190},"k906",[2795],{"_key":2796,"_type":174,"marks":2797,"text":2798},"k905",[],"Card level (daily\u002Fmonthly limits)",[],{"_key":2801,"_type":1311,"content":2802},"k754",[2803],{"_key":2804,"_type":170,"children":2805,"markDefs":2810,"style":190},"k909",[2806],{"_key":2807,"_type":174,"marks":2808,"text":2809},"k908",[],"Card level, team level, project level, client level, and merchant level",[],{"_key":2812,"_type":1307,"cells":2813},"k757",[2814,2825,2836],{"_key":2815,"_type":1311,"content":2816},"k758",[2817],{"_key":2818,"_type":170,"children":2819,"markDefs":2824,"style":190},"k912",[2820],{"_key":2821,"_type":174,"marks":2822,"text":2823},"k911",[1319],"Approval workflows",[],{"_key":2826,"_type":1311,"content":2827},"k761",[2828],{"_key":2829,"_type":170,"children":2830,"markDefs":2835,"style":190},"k915",[2831],{"_key":2832,"_type":174,"marks":2833,"text":2834},"k914",[],"No",[],{"_key":2837,"_type":1311,"content":2838},"k764",[2839],{"_key":2840,"_type":170,"children":2841,"markDefs":2846,"style":190},"k918",[2842],{"_key":2843,"_type":174,"marks":2844,"text":2845},"k917",[],"Yes",[],{"_key":2848,"_type":1307,"cells":2849},"k767",[2850,2861,2871],{"_key":2851,"_type":1311,"content":2852},"k768",[2853],{"_key":2854,"_type":170,"children":2855,"markDefs":2860,"style":190},"k921",[2856],{"_key":2857,"_type":174,"marks":2858,"text":2859},"k920",[1319],"Receipt capture",[],{"_key":2862,"_type":1311,"content":2863},"k771",[2864],{"_key":2865,"_type":170,"children":2866,"markDefs":2870,"style":190},"k924",[2867],{"_key":2868,"_type":174,"marks":2869,"text":2834},"k923",[],[],{"_key":2872,"_type":1311,"content":2873},"k774",[2874],{"_key":2875,"_type":170,"children":2876,"markDefs":2880,"style":190},"k927",[2877],{"_key":2878,"_type":174,"marks":2879,"text":2845},"k926",[],[],{"_key":2882,"_type":1307,"cells":2883},"k777",[2884,2895,2905],{"_key":2885,"_type":1311,"content":2886},"k778",[2887],{"_key":2888,"_type":170,"children":2889,"markDefs":2894,"style":190},"k930",[2890],{"_key":2891,"_type":174,"marks":2892,"text":2893},"k929",[1319],"Auto transaction match",[],{"_key":2896,"_type":1311,"content":2897},"k781",[2898],{"_key":2899,"_type":170,"children":2900,"markDefs":2904,"style":190},"k933",[2901],{"_key":2902,"_type":174,"marks":2903,"text":2834},"k932",[],[],{"_key":2906,"_type":1311,"content":2907},"k784",[2908],{"_key":2909,"_type":170,"children":2910,"markDefs":2914,"style":190},"k936",[2911],{"_key":2912,"_type":174,"marks":2913,"text":2845},"k935",[],[],{"_key":2916,"_type":1307,"cells":2917},"k787",[2918,2929,2940],{"_key":2919,"_type":1311,"content":2920},"k788",[2921],{"_key":2922,"_type":170,"children":2923,"markDefs":2928,"style":190},"k939",[2924],{"_key":2925,"_type":174,"marks":2926,"text":2927},"k938",[1319],"Accounting integrations",[],{"_key":2930,"_type":1311,"content":2931},"k791",[2932],{"_key":2933,"_type":170,"children":2934,"markDefs":2939,"style":190},"k942",[2935],{"_key":2936,"_type":174,"marks":2937,"text":2938},"k941",[],"None",[],{"_key":2941,"_type":1311,"content":2942},"k794",[2943],{"_key":2944,"_type":170,"children":2945,"markDefs":2950,"style":190},"k945",[2946],{"_key":2947,"_type":174,"marks":2948,"text":2949},"k944",[],"11 (including Xero, QuickBooks, Netsuite, Osome FreshBooks, Deskera)",[],{"_key":2952,"_type":1307,"cells":2953},"k797",[2954,2964,2974],{"_key":2955,"_type":1311,"content":2956},"k798",[2957],{"_key":2958,"_type":170,"children":2959,"markDefs":2963,"style":190},"k948",[2960],{"_key":2961,"_type":174,"marks":2962,"text":2383},"k947",[1319],[],{"_key":2965,"_type":1311,"content":2966},"k801",[2967],{"_key":2968,"_type":170,"children":2969,"markDefs":2973,"style":190},"k951",[2970],{"_key":2971,"_type":174,"marks":2972,"text":2834},"k950",[],[],{"_key":2975,"_type":1311,"content":2976},"k804",[2977],{"_key":2978,"_type":170,"children":2979,"markDefs":2983,"style":190},"k954",[2980],{"_key":2981,"_type":174,"marks":2982,"text":2845},"k953",[],[],{"_key":2985,"_type":1307,"cells":2986},"k807",[2987,2998,3009],{"_key":2988,"_type":1311,"content":2989},"k808",[2990],{"_key":2991,"_type":170,"children":2992,"markDefs":2997,"style":190},"k957",[2993],{"_key":2994,"_type":174,"marks":2995,"text":2996},"k956",[1319],"Overseas ATM withdrawals",[],{"_key":2999,"_type":1311,"content":3000},"k811",[3001],{"_key":3002,"_type":170,"children":3003,"markDefs":3008,"style":190},"k960",[3004],{"_key":3005,"_type":174,"marks":3006,"text":3007},"k959",[],"Yes, via Mastercard\u002FMEPS ATMs worldwide (feesnot disclosed)",[],{"_key":3010,"_type":1311,"content":3011},"k814",[3012],{"_key":3013,"_type":170,"children":3014,"markDefs":3019,"style":190},"k963",[3015],{"_key":3016,"_type":174,"marks":3017,"text":3018},"k962",[],"Yes, SGD $5 per withdrawal",[],{"_key":3021,"_type":1307,"cells":3022},"k817",[3023,3034,3045],{"_key":3024,"_type":1311,"content":3025},"k818",[3026],{"_key":3027,"_type":170,"children":3028,"markDefs":3033,"style":190},"k966",[3029],{"_key":3030,"_type":174,"marks":3031,"text":3032},"k965",[1319],"Card security",[],{"_key":3035,"_type":1311,"content":3036},"k821",[3037],{"_key":3038,"_type":170,"children":3039,"markDefs":3044,"style":190},"k969",[3040],{"_key":3041,"_type":174,"marks":3042,"text":3043},"k968",[],"3D Secure, instant freeze, spending controls",[],{"_key":3046,"_type":1311,"content":3047},"k824",[3048],{"_key":3049,"_type":170,"children":3050,"markDefs":3055,"style":190},"k972",[3051],{"_key":3052,"_type":174,"marks":3053,"text":3054},"k971",[],"3D Secure, instant freeze, spend limits, merchant locks",[],{"_key":3057,"_type":170,"children":3058,"markDefs":3063,"style":1185},"k976",[3059],{"_key":3060,"_type":174,"marks":3061,"text":3062},"k975",[],"Other alternatives to the OCBC business debit card in Singapore",[],{"_key":3065,"_type":170,"children":3066,"markDefs":3071,"style":1194},"k980",[3067],{"_key":3068,"_type":174,"marks":3069,"text":3070},"k979",[],"Wise Business card",[],{"_key":3073,"_type":170,"children":3074,"markDefs":3086,"style":190},"k988",[3075,3079,3083],{"_key":3076,"_type":174,"marks":3077,"text":3078},"k985",[],"Wise Business offers a multi-currency debit card for international payments with transparent pricing. It supports instant virtual card issuance, low-cost physical cards, and spend controls at card and user levels. Transactions use the mid-market exchange rate with low fees, and the card integrates with tools like Xero, QuickBooks, and NetSuite. Pricing is pay-as-you-go with no monthly fee and a one-time setup fee of SGD $99",{"_key":3080,"_type":174,"marks":3081,"text":3082},"k986",[1630],"2",{"_key":3084,"_type":174,"marks":3085,"text":185},"k987",[],[],{"_key":3088,"_type":170,"children":3089,"markDefs":3094,"style":1194},"k992",[3090],{"_key":3091,"_type":174,"marks":3092,"text":3093},"k991",[],"Revolut Business card",[],{"_key":3096,"_type":170,"children":3097,"markDefs":3110,"style":190},"k1000",[3098,3102,3106],{"_key":3099,"_type":174,"marks":3100,"text":3101},"k997",[],"Revolut Business offers a multi-currency debit card with support for up to 50 virtual cards per user and both standard and premium physical cards",{"_key":3103,"_type":174,"marks":3104,"text":3105},"k998",[1630],"4",{"_key":3107,"_type":174,"marks":3108,"text":3109},"k999",[],". It includes spend controls, expense tracking with receipt capture, and accounting integrations. Pricing is based on tiered plans, with higher plans offering greater FX allowances and additional features.",[],{"_key":3112,"_type":170,"children":3113,"markDefs":3118,"style":1194},"k1004",[3114],{"_key":3115,"_type":174,"marks":3116,"text":3117},"k1003",[],"WorldFirst World card",[],{"_key":3120,"_type":170,"children":3121,"markDefs":3126,"style":190},"k1008",[3122],{"_key":3123,"_type":174,"marks":3124,"text":3125},"k1007",[],"WorldFirst provides a virtual corporate card for cross-border payments, supporting 150+ currencies. It allows businesses to issue up to 25 virtual cards, set basic spend limits, and earn up to 1.2% cashback on eligible online spend. It offers 0% FX on selected currencies when using held balances and follows a pay-as-you-go pricing model with no setup or monthly fees.",[],{"_key":3128,"_type":170,"children":3129,"markDefs":3134,"style":1185},"k1012",[3130],{"_key":3131,"_type":174,"marks":3132,"text":3133},"k1011",[],"Conclusion",[],{"_key":3136,"_type":170,"children":3137,"markDefs":3142,"style":190},"k1016",[3138],{"_key":3139,"_type":174,"marks":3140,"text":3141},"k1015",[],"The OCBC Business Debit Card is a practical option for Singapore businesses seeking a bank-backed card for everyday transactions, with support for local payments and basic expense controls. Its integration with OCBC's business banking ecosystem makes it suitable for companies that prefer to manage finances within a traditional banking setup.",[],{"_key":3144,"_type":170,"children":3145,"markDefs":3150,"style":190},"k1020",[3146],{"_key":3147,"_type":174,"marks":3148,"text":3149},"k1019",[],"However, as a standard debit card, it offers limited features beyond payments, with no built-in expense management tools or advanced spend controls.",[],{"_key":3152,"_type":170,"children":3153,"markDefs":3198,"style":190},"k1048",[3154,3158,3163,3167,3172,3176,3181,3184,3189,3193],{"_key":3155,"_type":174,"marks":3156,"text":3157},"k1038",[],"For businesses looking for a more integrated solution, Aspire combines ",{"_key":3159,"_type":174,"marks":3160,"text":3162},"k1039",[3161],"k1022","corporate cards",{"_key":3164,"_type":174,"marks":3165,"text":3166},"k1040",[]," with ",{"_key":3168,"_type":174,"marks":3169,"text":3171},"k1041",[3170],"k1025","expense management",{"_key":3173,"_type":174,"marks":3174,"text":3175},"k1042",[],", ",{"_key":3177,"_type":174,"marks":3178,"text":3180},"k1043",[3179],"k1028","accounting integrations",{"_key":3182,"_type":174,"marks":3183,"text":3175},"k1044",[],{"_key":3185,"_type":174,"marks":3186,"text":3188},"k1045",[3187],"k1031","payroll",{"_key":3190,"_type":174,"marks":3191,"text":3192},"k1046",[],", and ",{"_key":3194,"_type":174,"marks":3195,"text":3197},"k1047",[3196],"k1034","invoice management.",[3199,3201,3203,3205,3207],{"_key":3161,"_type":188,"externalUrl":3200,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcorporate-card",{"_key":3170,"_type":188,"externalUrl":3202,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":3179,"_type":188,"externalUrl":3204,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":3187,"_type":188,"externalUrl":3206,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fuse-case\u002Fpayroll",{"_key":3196,"_type":188,"externalUrl":3208,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Finvoice-management",{"_key":3210,"_type":170,"children":3211,"markDefs":3221,"style":190},"k1055",[3212,3217],{"_key":3213,"_type":174,"marks":3214,"text":3216},"k1053",[3215],"k1049","Open an Aspire business account ",{"_key":3218,"_type":174,"marks":3219,"text":3220},"k1054",[],"to manage your business finances in one place.",[3222],{"_key":3215,"_type":188,"externalUrl":663,"linkType":145},{"_key":3224,"_type":170,"children":3225,"markDefs":3230,"style":1185},"k1059",[3226],{"_key":3227,"_type":174,"marks":3228,"text":3229},"k1058",[],"Frequently asked questions",[],{"_key":3232,"_type":170,"children":3233,"markDefs":3238,"style":1194},"k1063",[3234],{"_key":3235,"_type":174,"marks":3236,"text":3237},"k1062",[],"What are the fees associated with the OCBC Business Debit Card?",[],{"_key":3240,"_type":170,"children":3241,"markDefs":3246,"style":190},"k1067",[3242],{"_key":3243,"_type":174,"marks":3244,"text":3245},"k1066",[],"The debit card itself has no annual fee. However, the linked OCBC Business Account requires a minimum deposit of SGD $1,000 and a monthly fee of SGD $10. Other charges, such as FX or ATM fees, are not fully disclosed.",[],{"_key":3248,"_type":170,"children":3249,"markDefs":3254,"style":1194},"k1071",[3250],{"_key":3251,"_type":174,"marks":3252,"text":3253},"k1070",[],"Can businesses issue multiple cards for teams?",[],{"_key":3256,"_type":170,"children":3257,"markDefs":3262,"style":190},"k1075",[3258],{"_key":3259,"_type":174,"marks":3260,"text":3261},"k1074",[],"No, the OCBC Business Debit Card is typically limited to one card per account, which may restrict usage for teams or larger businesses. However, you can opt for an OCBC Virtual Purchasing Card via the Visa Commercial Pay app, which allows you to issue multiple virtual cards.",[],{"_key":3264,"_type":170,"children":3265,"markDefs":3270,"style":1194},"k1079",[3266],{"_key":3267,"_type":174,"marks":3268,"text":3269},"k1078",[],"Does the card support multi-currency spending or wallets?",[],{"_key":3272,"_type":170,"children":3273,"markDefs":3278,"style":190},"k1083",[3274],{"_key":3275,"_type":174,"marks":3276,"text":3277},"k1082",[],"No, the card primarily operates in SGD. While international payments are supported, there is no multi-currency wallet, and FX conversions are based on standard bank rates.",[],{"_key":3280,"_type":170,"children":3281,"markDefs":3286,"style":1194},"k1087",[3282],{"_key":3283,"_type":174,"marks":3284,"text":3285},"k1086",[],"Is expense tracking automated with this card?",[],{"_key":3288,"_type":170,"children":3289,"markDefs":3294,"style":190},"k1091",[3290],{"_key":3291,"_type":174,"marks":3292,"text":3293},"k1090",[],"No, transactions are visible in the account statement, but there are no built-in tools for receipt capture, categorisation, or auto-reconciliation.",[],{"slug":321,"title":322},{"_type":154,"alternativeText":3297,"height":1055,"url":3298,"width":1057},"OCBC business debit card review 2026: Features, fees, and benefits","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Feee694dd97ff5ebc3c38989a3a92ccf4\u002Fshared-eee694dd_cover_shared-cover-card.jpeg",[3300,3307,3315,3322,3328,3335],{"_key":1181,"_type":170,"children":3301,"level":1294,"listItem":1586,"markDefs":3306,"style":190},[3302],{"_key":3303,"_type":174,"marks":3304,"text":3305},"k1",[],"The OCBC business debit card is issued with an OCBC business account and operates as a bank-backed debit card with no annual fee, though the account requires a minimum deposit and a monthly fee",[],{"_key":3308,"_type":170,"children":3309,"level":1294,"listItem":1586,"markDefs":3314,"style":190},"k5",[3310],{"_key":3311,"_type":174,"marks":3312,"text":3313},"k4",[],"It offers a tiered cashback structure: 1% on selected categories such as digital marketing, software, online retail, and travel, and 0.2% on all other eligible transactions, with no minimum spend requirement",[],{"_key":3316,"_type":170,"children":3317,"level":1294,"listItem":1586,"markDefs":3321,"style":190},"k8",[3318],{"_key":1187,"_type":174,"marks":3319,"text":3320},[],"The card supports global payments via the Mastercard network and allows ATM withdrawals locally and internationally, but operates primarily in SGD and lacks a multi-currency wallet",[],{"_key":1196,"_type":170,"children":3323,"level":1294,"listItem":1586,"markDefs":3327,"style":190},[3324],{"_key":1199,"_type":174,"marks":3325,"text":3326},[],"Transactions are directly deducted from the linked business account and consolidated into a single statement, making it easy to track spending within the OCBC banking ecosystem",[],{"_key":1207,"_type":170,"children":3329,"level":1294,"listItem":1586,"markDefs":3334,"style":190},[3330],{"_key":3331,"_type":174,"marks":3332,"text":3333},"k13",[],"Expense management capabilities are limited, with no built-in features such as receipt capture, approval workflows, or accounting integrations, making it less suitable for businesses with structured spend management needs",[],{"_key":3336,"_type":170,"children":3337,"level":1294,"listItem":1586,"markDefs":3342,"style":190},"k17",[3338],{"_key":3339,"_type":174,"marks":3340,"text":3341},"k16",[],"Businesses evaluating similar solutions may also consider providers such as Wise Business card, Aspire corporate card, or Revolut Business card, which offer stronger multi-currency support, expense management features, and scalability",[],[3344,3350],{"_key":1181,"_type":170,"children":3345,"markDefs":3349,"style":190},[3346],{"_key":3303,"_type":174,"marks":3347,"text":3348},[],"The OCBC business debit card is issued with an OCBC business account and operates as a bank-backed debit card with no annual fee, though the account requires a minimum deposit and a monthly fee.",[],{"_key":3308,"_type":170,"children":3351,"markDefs":3355,"style":190},[3352],{"_key":3311,"_type":174,"marks":3353,"text":3354},[],"In this guide, we break down OCBC business debit card features, fees, benefits and alternatives.",[],"2026-03-26T00:00:00.000Z",{"_type":149,"metaDescription":3358,"metaTitle":3359,"socialShareImageUrl":3360},"OCBC business debit card Singapore review covering features, fees and alternatives. Learn pricing, spend controls, multi-currency use and charges","OCBC business debit card Singapore review 2026",{"_type":154,"alternativeText":3297,"height":1055,"url":3298,"width":1057},"ocbc-business-debit-card-review-singapore",[3363,3370,3376,3382,3388],{"_key":1181,"_type":170,"children":3364,"level":1294,"listItem":3368,"markDefs":3369,"style":190},[3365],{"_key":3303,"_type":174,"marks":3366,"text":3367},[],"OCBC, Business debit - https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Ftransactions\u002Fbusiness-debit-card","number",[],{"_key":3308,"_type":170,"children":3371,"level":1294,"listItem":3368,"markDefs":3375,"style":190},[3372],{"_key":3311,"_type":174,"marks":3373,"text":3374},[],"Wise Business - https:\u002F\u002Fwise.com\u002Fsg\u002Fpricing\u002F",[],{"_key":3316,"_type":170,"children":3377,"level":1294,"listItem":3368,"markDefs":3381,"style":190},[3378],{"_key":1187,"_type":174,"marks":3379,"text":3380},[],"Revolut, Corporate cards - https:\u002F\u002Fwww.revolut.com\u002Fen-SG\u002Fbusiness\u002Fcards\u002F",[],{"_key":1196,"_type":170,"children":3383,"level":1294,"listItem":3368,"markDefs":3387,"style":190},[3384],{"_key":1199,"_type":174,"marks":3385,"text":3386},[],"Aspire, Pricing - http:\u002F\u002Faspireapp.com\u002Fpricing",[],{"_key":1207,"_type":170,"children":3389,"level":1294,"listItem":3368,"markDefs":3393,"style":190},[3390],{"_key":3331,"_type":174,"marks":3391,"text":3392},[],"OCBC, Business banking pricing - https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fhelp-and-support\u002Faccounts-and-services\u002Fbusiness-pricing-guide",[],1790926660249]