[{"data":1,"prerenderedAt":3487},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-jhRZYlW0A-sZHN9hyjBHVDDdoa5UT6goatxL_6cfRkg":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1176,"category":3343,"coverImage":3344,"excerpt":3347,"faq":246,"intro":3391,"isFaqShown":152,"isSummaryShown":141,"isVideoShown":152,"publishedAt":3410,"reviewer":246,"seo":3411,"slug":3415,"sources":3416,"title":3345,"video":246},"blogPost-SG-6a2c2d4f18daa1993e3b94e2","2026-09-24T08:41:11Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1173,"doesServePage":141,"linkedinUrl":246,"name":1171,"role":1174,"slug":1175,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1074,"url":1172,"width":1074},"Content Team","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[1177,1187,1195,1203,1211,1220,1228,1236,1244,1252,1260,1268,1276,1284,1292,1543,1551,1559,1567,1575,1583,1591,1599,1607,1615,1624,1632,1640,1648,1656,1664,1672,1680,1699,1707,1986,1994,2002,2010,2019,2027,2035,2043,2051,2059,2067,2075,2083,2091,2099,2107,2115,2123,2131,2139,2147,2339,2347,2359,2371,2383,2391,2399,3066,3074,3082,3090,3098,3106,3114,3122,3130,3137,3145,3153,3161,3169,3208,3215,3223,3231,3239,3247,3255,3263,3271,3279,3287,3295,3303,3311,3319,3327,3335],{"_key":1178,"_type":170,"children":1179,"markDefs":1185,"style":1186},"k3",[1180],{"_key":1181,"_type":174,"marks":1182,"text":1184},"k2",[1183],"strong","Rating",[],"h2",{"_key":1188,"_type":170,"children":1189,"markDefs":1194,"style":190},"k7",[1190],{"_key":1191,"_type":174,"marks":1192,"text":1193},"k6",[1183],"Overall Rating: 3.3\u002F5",[],{"_key":1196,"_type":170,"children":1197,"markDefs":1202,"style":1186},"k11",[1198],{"_key":1199,"_type":174,"marks":1200,"text":1201},"k10",[1183],"Methodology",[],{"_key":1204,"_type":170,"children":1205,"markDefs":1210,"style":190},"k15",[1206],{"_key":1207,"_type":174,"marks":1208,"text":1209},"k14",[],"Our evaluation of the OCBC Multi-Currency Business Account uses a transparent rating framework designed to give an objective read on overall performance.",[],{"_key":1212,"_type":170,"children":1213,"markDefs":1218,"style":1219},"k20",[1214],{"_key":1215,"_type":174,"marks":1216,"text":1217},"k19",[1183],"Arithmetic mean approach:",[],"h3",{"_key":1221,"_type":170,"children":1222,"markDefs":1227,"style":190},"k24",[1223],{"_key":1224,"_type":174,"marks":1225,"text":1226},"k23",[],"We calculate the arithmetic mean by adding up individual category scores and dividing by the total number of categories.",[],{"_key":1229,"_type":170,"children":1230,"markDefs":1235,"style":1219},"k29",[1231],{"_key":1232,"_type":174,"marks":1233,"text":1234},"k28",[1183],"Equal weighting:",[],{"_key":1237,"_type":170,"children":1238,"markDefs":1243,"style":190},"k33",[1239],{"_key":1240,"_type":174,"marks":1241,"text":1242},"k32",[],"Each category, Features, Pricing, FX, Global Payments, Ease of Onboarding, Support, and Ecosystem, carries equal weight, which keeps the final score balanced and unbiased.",[],{"_key":1245,"_type":170,"children":1246,"markDefs":1251,"style":1219},"k38",[1247],{"_key":1248,"_type":174,"marks":1249,"text":1250},"k37",[1183],"Data sources:",[],{"_key":1253,"_type":170,"children":1254,"markDefs":1259,"style":190},"k42",[1255],{"_key":1256,"_type":174,"marks":1257,"text":1258},"k41",[],"Ratings draw from official documentation, publicly available pricing and feature details, third-party reviews, and verified user feedback.",[],{"_key":1261,"_type":170,"children":1262,"markDefs":1267,"style":1219},"k47",[1263],{"_key":1264,"_type":174,"marks":1265,"text":1266},"k46",[1183],"Interpretation caveat:",[],{"_key":1269,"_type":170,"children":1270,"markDefs":1275,"style":190},"k51",[1271],{"_key":1272,"_type":174,"marks":1273,"text":1274},"k50",[],"This method provides a fair general benchmark, but it won't reflect every business's specific priorities.",[],{"_key":1277,"_type":170,"children":1278,"markDefs":1283,"style":1219},"k55",[1279],{"_key":1280,"_type":174,"marks":1281,"text":1282},"k54",[1183],"Intended use:",[],{"_key":1285,"_type":170,"children":1286,"markDefs":1291,"style":190},"k59",[1287],{"_key":1288,"_type":174,"marks":1289,"text":1290},"k58",[],"The score is a general performance indicator; useful for comparison, but best considered alongside your own operational needs.",[],{"_key":1293,"_type":1294,"columnHeaders":1295,"hasColumnTitles":141,"hasRowTitles":152,"rows":1313},"k60","richTableBlock",[1296,1301,1305,1309],{"_key":1297,"_type":1298,"cellIndex":1299,"title":1300},"k61","columnHeader",0,"Pillar",{"_key":1302,"_type":1298,"cellIndex":1303,"title":1304},"k62",1,"Weightage",{"_key":1306,"_type":1298,"cellIndex":1307,"title":1308},"k63",2,"Score (out of 5)",{"_key":1310,"_type":1298,"cellIndex":1311,"title":1312},"k64",3,"Rationale",[1314,1362,1408,1453,1498],{"_key":1315,"_type":1316,"cells":1317},"k65","row",[1318,1329,1340,1351],{"_key":1319,"_type":1320,"content":1321},"k66","richTableCell",[1322],{"_key":1323,"_type":170,"children":1324,"markDefs":1328,"style":190},"k132",[1325],{"_key":1326,"_type":174,"marks":1327,"text":362},"k131",[],[],{"_key":1330,"_type":1320,"content":1331},"k69",[1332],{"_key":1333,"_type":170,"children":1334,"markDefs":1339,"style":190},"k135",[1335],{"_key":1336,"_type":174,"marks":1337,"text":1338},"k134",[],"20%",[],{"_key":1341,"_type":1320,"content":1342},"k72",[1343],{"_key":1344,"_type":170,"children":1345,"markDefs":1350,"style":190},"k138",[1346],{"_key":1347,"_type":174,"marks":1348,"text":1349},"k137",[],"3.5",[],{"_key":1352,"_type":1320,"content":1353},"k75",[1354],{"_key":1355,"_type":170,"children":1356,"markDefs":1361,"style":190},"k141",[1357],{"_key":1358,"_type":174,"marks":1359,"text":1360},"k140",[],"13 currencies with no minimum balance or fall-below fee. Eligible SGD and USD balances can earn tiered interest, with higher rates applying to larger deposits. Interest rates range from 0.30% to 0.50% p.a. for SGD balances and 0.50% to 0.80% p.a. for USD balances, subject to balance thresholds and caps. Automatic currency enablement on inbound transfers. Xero and InvoiceNow at no extra cost. No expense management or corporate cards built in",[],{"_key":1363,"_type":1316,"cells":1364},"k78",[1365,1376,1386,1397],{"_key":1366,"_type":1320,"content":1367},"k79",[1368],{"_key":1369,"_type":170,"children":1370,"markDefs":1375,"style":190},"k144",[1371],{"_key":1372,"_type":174,"marks":1373,"text":1374},"k143",[],"Pricing and FX",[],{"_key":1377,"_type":1320,"content":1378},"k82",[1379],{"_key":1380,"_type":170,"children":1381,"markDefs":1385,"style":190},"k147",[1382],{"_key":1383,"_type":174,"marks":1384,"text":1338},"k146",[],[],{"_key":1387,"_type":1320,"content":1388},"k85",[1389],{"_key":1390,"_type":170,"children":1391,"markDefs":1396,"style":190},"k150",[1392],{"_key":1393,"_type":174,"marks":1394,"text":1395},"k149",[],"3",[],{"_key":1398,"_type":1320,"content":1399},"k88",[1400],{"_key":1401,"_type":170,"children":1402,"markDefs":1407,"style":190},"k153",[1403],{"_key":1404,"_type":174,"marks":1405,"text":1406},"k152",[],"No setup fee, no initial deposit, and nofall-below fees are positives. SGD $10 monthly fee is waivable if bundled with the OCBC Business Growth account. OCBC foreign exchange rate is not publicly disclosed, a real gap for a multi-currency account built around cross-border transactions",[],{"_key":1409,"_type":1316,"cells":1410},"k91",[1411,1422,1432,1442],{"_key":1412,"_type":1320,"content":1413},"k92",[1414],{"_key":1415,"_type":170,"children":1416,"markDefs":1421,"style":190},"k156",[1417],{"_key":1418,"_type":174,"marks":1419,"text":1420},"k155",[],"Global payments",[],{"_key":1423,"_type":1320,"content":1424},"k95",[1425],{"_key":1426,"_type":170,"children":1427,"markDefs":1431,"style":190},"k159",[1428],{"_key":1429,"_type":174,"marks":1430,"text":1338},"k158",[],[],{"_key":1433,"_type":1320,"content":1434},"k98",[1435],{"_key":1436,"_type":170,"children":1437,"markDefs":1441,"style":190},"k162",[1438],{"_key":1439,"_type":174,"marks":1440,"text":1395},"k161",[],[],{"_key":1443,"_type":1320,"content":1444},"k101",[1445],{"_key":1446,"_type":170,"children":1447,"markDefs":1452,"style":190},"k165",[1448],{"_key":1449,"_type":174,"marks":1450,"text":1451},"k164",[],"OCBC overseas transfer available across 60+currencies via OCBC Velocity. Automatic currency enablement is practical. 13currencies is fewer than fintech alternatives, and FX conversion rate transparency is limited",[],{"_key":1454,"_type":1316,"cells":1455},"k104",[1456,1467,1477,1487],{"_key":1457,"_type":1320,"content":1458},"k105",[1459],{"_key":1460,"_type":170,"children":1461,"markDefs":1466,"style":190},"k168",[1462],{"_key":1463,"_type":174,"marks":1464,"text":1465},"k167",[],"Ease of onboarding",[],{"_key":1468,"_type":1320,"content":1469},"k108",[1470],{"_key":1471,"_type":170,"children":1472,"markDefs":1476,"style":190},"k171",[1473],{"_key":1474,"_type":174,"marks":1475,"text":1338},"k170",[],[],{"_key":1478,"_type":1320,"content":1479},"k111",[1480],{"_key":1481,"_type":170,"children":1482,"markDefs":1486,"style":190},"k174",[1483],{"_key":1484,"_type":174,"marks":1485,"text":1349},"k173",[],[],{"_key":1488,"_type":1320,"content":1489},"k114",[1490],{"_key":1491,"_type":170,"children":1492,"markDefs":1497,"style":190},"k177",[1493],{"_key":1494,"_type":174,"marks":1495,"text":1496},"k176",[],"Fully online application via Singpass withinstant account opening for eligible businesses. Existing OCBC business banking customers can open subsequent accounts via OCBC Velocity with no fresh application. Not available to foreign-incorporated companies",[],{"_key":1499,"_type":1316,"cells":1500},"k117",[1501,1512,1522,1532],{"_key":1502,"_type":1320,"content":1503},"k118",[1504],{"_key":1505,"_type":170,"children":1506,"markDefs":1511,"style":190},"k180",[1507],{"_key":1508,"_type":174,"marks":1509,"text":1510},"k179",[],"Support and ecosystem",[],{"_key":1513,"_type":1320,"content":1514},"k121",[1515],{"_key":1516,"_type":170,"children":1517,"markDefs":1521,"style":190},"k183",[1518],{"_key":1519,"_type":174,"marks":1520,"text":1338},"k182",[],[],{"_key":1523,"_type":1320,"content":1524},"k124",[1525],{"_key":1526,"_type":170,"children":1527,"markDefs":1531,"style":190},"k186",[1528],{"_key":1529,"_type":174,"marks":1530,"text":1349},"k185",[],[],{"_key":1533,"_type":1320,"content":1534},"k127",[1535],{"_key":1536,"_type":170,"children":1537,"markDefs":1542,"style":190},"k189",[1538],{"_key":1539,"_type":174,"marks":1540,"text":1541},"k188",[],"MAS-regulated with 400+ branches across 19 countries. OCBC business mobile banking via OCBC Velocity and the OCBCBusiness app. Xero and InvoiceNow integration. No QuickBooks, NetSuite, orother accounting integrations",[],{"_key":1544,"_type":170,"children":1545,"markDefs":1550,"style":1186},"k193",[1546],{"_key":1547,"_type":174,"marks":1548,"text":1549},"k192",[1183],"Key features of the OCBC Multi-Currency Business Account",[],{"_key":1552,"_type":170,"children":1553,"markDefs":1558,"style":190},"k197",[1554],{"_key":1555,"_type":174,"marks":1556,"text":1557},"k196",[],"At its core, the OCBC Multi-Currency Business Account is a no-frills product, and that's not necessarily a criticism. Unlike most other OCBC business accounts, this account has no minimum balance requirement, no initial deposit, and no penalties for low balance.",[],{"_key":1560,"_type":170,"children":1561,"markDefs":1566,"style":190},"k201",[1562],{"_key":1563,"_type":174,"marks":1564,"text":1565},"k200",[],"Here's what you actually get with the account:",[],{"_key":1568,"_type":170,"children":1569,"markDefs":1574,"style":1219},"k205",[1570],{"_key":1571,"_type":174,"marks":1572,"text":1573},"k204",[1183],"13 currencies in one account",[],{"_key":1576,"_type":170,"children":1577,"markDefs":1582,"style":190},"k209",[1578],{"_key":1579,"_type":174,"marks":1580,"text":1581},"k208",[],"The OCBC multi-currency account business supports 13 major currencies: USD, EUR, AUD, JPY, GBP, CNH, HKD, CAD, NZD, CHF, SEK, DKK, and NOK. Businesses can hold, send, and receive in any of these without triggering a conversion to SGD first, which is useful when you're managing invoices or supplier payments across different markets.",[],{"_key":1584,"_type":170,"children":1585,"markDefs":1590,"style":1219},"k213",[1586],{"_key":1587,"_type":174,"marks":1588,"text":1589},"k212",[1183],"No initial deposit, no minimum balance, no fall-below fee",[],{"_key":1592,"_type":170,"children":1593,"markDefs":1598,"style":190},"k217",[1594],{"_key":1595,"_type":174,"marks":1596,"text":1597},"k216",[],"The OCBC multi-currency account doesn’t require an initial deposit, there is no minimum balance or fall-below fee. The only ongoing cost is the OCBC Multi-Currency Business Account monthly fee of SGD $10, and even that gets nullified if you bundle the account with the OCBC Business Growth Account.",[],{"_key":1600,"_type":170,"children":1601,"markDefs":1606,"style":1219},"k221",[1602],{"_key":1603,"_type":174,"marks":1604,"text":1605},"k220",[1183],"Optional interest-earning feature",[],{"_key":1608,"_type":170,"children":1609,"markDefs":1614,"style":190},"k225",[1610],{"_key":1611,"_type":174,"marks":1612,"text":1613},"k224",[],"Account holders can opt for interest-earning during application. Rates are tiered and apply as follows:",[],{"_key":1616,"_type":170,"children":1617,"level":1303,"listItem":1622,"markDefs":1623,"style":190},"k229",[1618],{"_key":1619,"_type":174,"marks":1620,"text":1621},"k228",[],"USD balance: 0.50% p.a. above USD $150,000 up to USD $500,000; 0.80% p.a. on balances above USD $500,000 (capped at USD $1 million)","bullet",[],{"_key":1625,"_type":170,"children":1626,"level":1303,"listItem":1622,"markDefs":1631,"style":190},"k233",[1627],{"_key":1628,"_type":174,"marks":1629,"text":1630},"k232",[],"SGD balance: 0.30% p.a. above SGD $50,000 up to SGD $150,000; 0.50% p.a. on balances above SGD $150,000 (capped at SGD $1 million)",[],{"_key":1633,"_type":170,"children":1634,"markDefs":1639,"style":190},"k237",[1635],{"_key":1636,"_type":174,"marks":1637,"text":1638},"k236",[],"Interest is calculated only on the portion of funds within each tier, not on the entire account balance. This means each segment of your balance earns its own rate, rather than the full deposit earning the highest applicable rate.",[],{"_key":1641,"_type":170,"children":1642,"markDefs":1647,"style":1219},"k241",[1643],{"_key":1644,"_type":174,"marks":1645,"text":1646},"k240",[1183],"Automatic currency enablement",[],{"_key":1649,"_type":170,"children":1650,"markDefs":1655,"style":190},"k245",[1651],{"_key":1652,"_type":174,"marks":1653,"text":1654},"k244",[],"When an inbound transfer occurs in a currency that isn't yet active on your account, OCBC enables it automatically within trade date + 2 days (T+2). No forms, no manual request, no back-and-forth with your relationship manager. Payments in currencies outside the 13 supported ones are deposited as USD, with USD auto-enabled if it isn't already.",[],{"_key":1657,"_type":170,"children":1658,"markDefs":1663,"style":1219},"k249",[1659],{"_key":1660,"_type":174,"marks":1661,"text":1662},"k248",[1183],"Xero integration and InvoiceNow",[],{"_key":1665,"_type":170,"children":1666,"markDefs":1671,"style":190},"k253",[1667],{"_key":1668,"_type":174,"marks":1669,"text":1670},"k252",[],"The account connects to Xero through OCBC Velocity at no additional charge. Transactions and balances sync automatically, which saves manual reconciliation. InvoiceNow e-invoicing is supported for sending and receiving e-invoices directly through the platform.",[],{"_key":1673,"_type":170,"children":1674,"markDefs":1679,"style":1219},"k257",[1675],{"_key":1676,"_type":174,"marks":1677,"text":1678},"k256",[1183],"OCBC Velocity and OCBC business mobile banking",[],{"_key":1681,"_type":170,"children":1682,"markDefs":1696,"style":190},"k266",[1683,1687,1692],{"_key":1684,"_type":174,"marks":1685,"text":1686},"k263",[],"Day-to-day management functionality happens on the OCBC Velocity on desktop and the OCBC Business Mobile App on mobile. Both cover payments, collections, trade portfolio management, live FX conversion rate monitoring, OCBC overseas transfer initiation, QR payments, and a ",{"_key":1688,"_type":174,"marks":1689,"text":1691},"k264",[1690],"k259","cash flow analytics",{"_key":1693,"_type":174,"marks":1694,"text":1695},"k265",[]," dashboard.",[1697],{"_key":1690,"_type":188,"externalUrl":1698,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fblog\u002F7-tips-for-analyzing-cash-flow",{"_key":1700,"_type":170,"children":1701,"markDefs":1706,"style":1186},"k270",[1702],{"_key":1703,"_type":174,"marks":1704,"text":1705},"k269",[1183],"OCBC Multi-Currency Business Account fees and charges",[],{"_key":1708,"_type":1294,"columnHeaders":1709,"hasColumnTitles":141,"hasRowTitles":152,"rows":1716},"k271",[1710,1713],{"_key":1711,"_type":1298,"cellIndex":1299,"title":1712},"k272","Fee",{"_key":1714,"_type":1298,"cellIndex":1303,"title":1715},"k273","Amount",[1717,1742,1766,1790,1815,1840,1864,1888,1913,1937,1961],{"_key":1718,"_type":1316,"cells":1719},"k274",[1720,1731],{"_key":1721,"_type":1320,"content":1722},"k275",[1723],{"_key":1724,"_type":170,"children":1725,"markDefs":1730,"style":190},"k355",[1726],{"_key":1727,"_type":174,"marks":1728,"text":1729},"k354",[1183],"Initial deposit",[],{"_key":1732,"_type":1320,"content":1733},"k278",[1734],{"_key":1735,"_type":170,"children":1736,"markDefs":1741,"style":190},"k358",[1737],{"_key":1738,"_type":174,"marks":1739,"text":1740},"k357",[],"None",[],{"_key":1743,"_type":1316,"cells":1744},"k281",[1745,1756],{"_key":1746,"_type":1320,"content":1747},"k282",[1748],{"_key":1749,"_type":170,"children":1750,"markDefs":1755,"style":190},"k361",[1751],{"_key":1752,"_type":174,"marks":1753,"text":1754},"k360",[1183],"Minimum balance",[],{"_key":1757,"_type":1320,"content":1758},"k285",[1759],{"_key":1760,"_type":170,"children":1761,"markDefs":1765,"style":190},"k364",[1762],{"_key":1763,"_type":174,"marks":1764,"text":1740},"k363",[],[],{"_key":1767,"_type":1316,"cells":1768},"k288",[1769,1780],{"_key":1770,"_type":1320,"content":1771},"k289",[1772],{"_key":1773,"_type":170,"children":1774,"markDefs":1779,"style":190},"k367",[1775],{"_key":1776,"_type":174,"marks":1777,"text":1778},"k366",[1183],"Fall-below fee",[],{"_key":1781,"_type":1320,"content":1782},"k292",[1783],{"_key":1784,"_type":170,"children":1785,"markDefs":1789,"style":190},"k370",[1786],{"_key":1787,"_type":174,"marks":1788,"text":1740},"k369",[],[],{"_key":1791,"_type":1316,"cells":1792},"k295",[1793,1804],{"_key":1794,"_type":1320,"content":1795},"k296",[1796],{"_key":1797,"_type":170,"children":1798,"markDefs":1803,"style":190},"k373",[1799],{"_key":1800,"_type":174,"marks":1801,"text":1802},"k372",[1183],"Monthly fee",[],{"_key":1805,"_type":1320,"content":1806},"k299",[1807],{"_key":1808,"_type":170,"children":1809,"markDefs":1814,"style":190},"k376",[1810],{"_key":1811,"_type":174,"marks":1812,"text":1813},"k375",[],"SGD $10 (waived permanently when bundled withOCBC Business Growth Account)",[],{"_key":1816,"_type":1316,"cells":1817},"k302",[1818,1829],{"_key":1819,"_type":1320,"content":1820},"k303",[1821],{"_key":1822,"_type":170,"children":1823,"markDefs":1828,"style":190},"k379",[1824],{"_key":1825,"_type":174,"marks":1826,"text":1827},"k378",[1183],"Currencies",[],{"_key":1830,"_type":1320,"content":1831},"k306",[1832],{"_key":1833,"_type":170,"children":1834,"markDefs":1839,"style":190},"k382",[1835],{"_key":1836,"_type":174,"marks":1837,"text":1838},"k381",[],"13 (USD, EUR, AUD, JPY, GBP, CNH, HKD, CAD, NZD, CHF, SEK, DKK, NOK)",[],{"_key":1841,"_type":1316,"cells":1842},"k309",[1843,1854],{"_key":1844,"_type":1320,"content":1845},"k310",[1846],{"_key":1847,"_type":170,"children":1848,"markDefs":1853,"style":190},"k385",[1849],{"_key":1850,"_type":174,"marks":1851,"text":1852},"k384",[1183],"Early account closure fee",[],{"_key":1855,"_type":1320,"content":1856},"k313",[1857],{"_key":1858,"_type":170,"children":1859,"markDefs":1863,"style":190},"k388",[1860],{"_key":1861,"_type":174,"marks":1862,"text":1740},"k387",[],[],{"_key":1865,"_type":1316,"cells":1866},"k316",[1867,1878],{"_key":1868,"_type":1320,"content":1869},"k317",[1870],{"_key":1871,"_type":170,"children":1872,"markDefs":1877,"style":190},"k391",[1873],{"_key":1874,"_type":174,"marks":1875,"text":1876},"k390",[1183],"Setup fee",[],{"_key":1879,"_type":1320,"content":1880},"k320",[1881],{"_key":1882,"_type":170,"children":1883,"markDefs":1887,"style":190},"k394",[1884],{"_key":1885,"_type":174,"marks":1886,"text":1740},"k393",[],[],{"_key":1889,"_type":1316,"cells":1890},"k323",[1891,1902],{"_key":1892,"_type":1320,"content":1893},"k324",[1894],{"_key":1895,"_type":170,"children":1896,"markDefs":1901,"style":190},"k397",[1897],{"_key":1898,"_type":174,"marks":1899,"text":1900},"k396",[1183],"Transaction fee",[],{"_key":1903,"_type":1320,"content":1904},"k327",[1905],{"_key":1906,"_type":170,"children":1907,"markDefs":1912,"style":190},"k400",[1908],{"_key":1909,"_type":174,"marks":1910,"text":1911},"k399",[],"Not publicly disclosed",[],{"_key":1914,"_type":1316,"cells":1915},"k330",[1916,1927],{"_key":1917,"_type":1320,"content":1918},"k331",[1919],{"_key":1920,"_type":170,"children":1921,"markDefs":1926,"style":190},"k403",[1922],{"_key":1923,"_type":174,"marks":1924,"text":1925},"k402",[1183],"FX fees",[],{"_key":1928,"_type":1320,"content":1929},"k334",[1930],{"_key":1931,"_type":170,"children":1932,"markDefs":1936,"style":190},"k406",[1933],{"_key":1934,"_type":174,"marks":1935,"text":1911},"k405",[],[],{"_key":1938,"_type":1316,"cells":1939},"k337",[1940,1951],{"_key":1941,"_type":1320,"content":1942},"k338",[1943],{"_key":1944,"_type":170,"children":1945,"markDefs":1950,"style":190},"k410",[1946],{"_key":1947,"_type":174,"marks":1948,"text":1949},"k409",[1183],"Foreign exchange rate \u002F FXmarkup",[],{"_key":1952,"_type":1320,"content":1953},"k342",[1954],{"_key":1955,"_type":170,"children":1956,"markDefs":1960,"style":190},"k413",[1957],{"_key":1958,"_type":174,"marks":1959,"text":1911},"k412",[],[],{"_key":1962,"_type":1316,"cells":1963},"k345",[1964,1975],{"_key":1965,"_type":1320,"content":1966},"k346",[1967],{"_key":1968,"_type":170,"children":1969,"markDefs":1974,"style":190},"k417",[1970],{"_key":1971,"_type":174,"marks":1972,"text":1973},"k416",[1183],"Interest on USD balance(optional, tiered)",[],{"_key":1976,"_type":1320,"content":1977},"k350",[1978],{"_key":1979,"_type":170,"children":1980,"markDefs":1985,"style":190},"k420",[1981],{"_key":1982,"_type":174,"marks":1983,"text":1984},"k419",[],"0.50% p.a. above USD $150,000; 0.80% p.a. aboveUSD $500,000 (capped at USD $1 million)",[],{"_key":1987,"_type":170,"children":1988,"markDefs":1993,"style":1186},"k424",[1989],{"_key":1990,"_type":174,"marks":1991,"text":1992},"k423",[1183],"How to open the OCBC Multi-Currency Business Account",[],{"_key":1995,"_type":170,"children":1996,"markDefs":2001,"style":190},"k428",[1997],{"_key":1998,"_type":174,"marks":1999,"text":2000},"k427",[],"Only Singapore-registered businesses can open a multi-currency business account with OCBC. Foreign-incorporated companies are not eligible for this account and would need to apply for a different account type instead, such as the OCBC Business Foreign Account.",[],{"_key":2003,"_type":170,"children":2004,"markDefs":2009,"style":1219},"k432",[2005],{"_key":2006,"_type":174,"marks":2007,"text":2008},"k431",[1183],"Online application:",[],{"_key":2011,"_type":170,"children":2012,"level":1303,"listItem":2017,"markDefs":2018,"style":190},"k436",[2013],{"_key":2014,"_type":174,"marks":2015,"text":2016},"k435",[],"Go to the OCBC Multi-Currency Business Account page","number",[],{"_key":2020,"_type":170,"children":2021,"level":1303,"listItem":2017,"markDefs":2026,"style":190},"k440",[2022],{"_key":2023,"_type":174,"marks":2024,"text":2025},"k439",[],"Log in via Singpass or submit passport authentication details",[],{"_key":2028,"_type":170,"children":2029,"level":1303,"listItem":2017,"markDefs":2034,"style":190},"k444",[2030],{"_key":2031,"_type":174,"marks":2032,"text":2033},"k443",[],"Confirm your business details and upload your signature",[],{"_key":2036,"_type":170,"children":2037,"level":1303,"listItem":2017,"markDefs":2042,"style":190},"k448",[2038],{"_key":2039,"_type":174,"marks":2040,"text":2041},"k447",[],"Eligible businesses receive their account number instantly; others are contacted within 3 working days",[],{"_key":2044,"_type":170,"children":2045,"markDefs":2050,"style":190},"k452",[2046],{"_key":2047,"_type":174,"marks":2048,"text":2049},"k451",[],"Existing OCBC business banking customers can open subsequent accounts directly via OCBC Velocity; no fresh application is needed.",[],{"_key":2052,"_type":170,"children":2053,"markDefs":2058,"style":1186},"k456",[2054],{"_key":2055,"_type":174,"marks":2056,"text":2057},"k455",[1183],"Who is the OCBC Multi-Currency Business Account best suited for?",[],{"_key":2060,"_type":170,"children":2061,"markDefs":2066,"style":1219},"k460",[2062],{"_key":2063,"_type":174,"marks":2064,"text":2065},"k459",[1183],"It works well for:",[],{"_key":2068,"_type":170,"children":2069,"level":1303,"listItem":1622,"markDefs":2074,"style":190},"k464",[2070],{"_key":2071,"_type":174,"marks":2072,"text":2073},"k463",[],"Singapore-registered businesses that regularly invoice or pay in major currencies and want to hold those balances without converting to SGD",[],{"_key":2076,"_type":170,"children":2077,"level":1303,"listItem":1622,"markDefs":2082,"style":190},"k468",[2078],{"_key":2079,"_type":174,"marks":2080,"text":2081},"k467",[],"Companies that want a multi-currency account with zero balance requirements, no minimum fee or no fall-below and setup fees",[],{"_key":2084,"_type":170,"children":2085,"level":1303,"listItem":1622,"markDefs":2090,"style":190},"k472",[2086],{"_key":2087,"_type":174,"marks":2088,"text":2089},"k471",[],"Businesses already on the OCBC Business Growth Account, where the SGD $10 OCBC Multi-Currency Business Account monthly fee is waived permanently",[],{"_key":2092,"_type":170,"children":2093,"level":1303,"listItem":1622,"markDefs":2098,"style":190},"k476",[2094],{"_key":2095,"_type":174,"marks":2096,"text":2097},"k475",[],"SMEs that use Xero and want automatic transaction syncing without a separate integration tool",[],{"_key":2100,"_type":170,"children":2101,"markDefs":2106,"style":1219},"k480",[2102],{"_key":2103,"_type":174,"marks":2104,"text":2105},"k479",[1183],"It is less suitable for:",[],{"_key":2108,"_type":170,"children":2109,"level":1303,"listItem":1622,"markDefs":2114,"style":190},"k484",[2110],{"_key":2111,"_type":174,"marks":2112,"text":2113},"k483",[],"Businesses that need more than 13 currencies or regularly deal in emerging market currencies",[],{"_key":2116,"_type":170,"children":2117,"level":1303,"listItem":1622,"markDefs":2122,"style":190},"k488",[2118],{"_key":2119,"_type":174,"marks":2120,"text":2121},"k487",[],"Founders who need upfront visibility on the OCBC foreign exchange rate and OCBC overseas transfer fees before committing",[],{"_key":2124,"_type":170,"children":2125,"level":1303,"listItem":1622,"markDefs":2130,"style":190},"k492",[2126],{"_key":2127,"_type":174,"marks":2128,"text":2129},"k491",[],"Companies that need expense management, corporate cards, or accounting integrations beyond Xero",[],{"_key":2132,"_type":170,"children":2133,"level":1303,"listItem":1622,"markDefs":2138,"style":190},"k496",[2134],{"_key":2135,"_type":174,"marks":2136,"text":2137},"k495",[],"Foreign-incorporated companies, as this account is not available to them",[],{"_key":2140,"_type":170,"children":2141,"markDefs":2146,"style":1186},"k500",[2142],{"_key":2143,"_type":174,"marks":2144,"text":2145},"k499",[1183],"Pros and cons of the OCBC Multi-Currency Business Account",[],{"_key":2148,"_type":1294,"columnHeaders":2149,"hasColumnTitles":141,"hasRowTitles":152,"rows":2156},"k501",[2150,2153],{"_key":2151,"_type":1298,"cellIndex":1299,"title":2152},"k502","Pros",{"_key":2154,"_type":1298,"cellIndex":1303,"title":2155},"k503","Cons",[2157,2182,2207,2232,2257,2282,2314],{"_key":2158,"_type":1316,"cells":2159},"k504",[2160,2171],{"_key":2161,"_type":1320,"content":2162},"k505",[2163],{"_key":2164,"_type":170,"children":2165,"markDefs":2170,"style":190},"k556",[2166],{"_key":2167,"_type":174,"marks":2168,"text":2169},"k555",[],"No initial deposit, no OCBCmulti-currency account minimum balance, and no fall-below fee",[],{"_key":2172,"_type":1320,"content":2173},"k508",[2174],{"_key":2175,"_type":170,"children":2176,"markDefs":2181,"style":190},"k559",[2177],{"_key":2178,"_type":174,"marks":2179,"text":2180},"k558",[],"Foreign exchange rate not disclosed upfront",[],{"_key":2183,"_type":1316,"cells":2184},"k511",[2185,2196],{"_key":2186,"_type":1320,"content":2187},"k512",[2188],{"_key":2189,"_type":170,"children":2190,"markDefs":2195,"style":190},"k562",[2191],{"_key":2192,"_type":174,"marks":2193,"text":2194},"k561",[],"OCBC Multi-Currency Business Account monthly fee of SGD $10 is waived permanently when bundled with OCBCBusiness Growth Account",[],{"_key":2197,"_type":1320,"content":2198},"k515",[2199],{"_key":2200,"_type":170,"children":2201,"markDefs":2206,"style":190},"k565",[2202],{"_key":2203,"_type":174,"marks":2204,"text":2205},"k564",[],"Only 13 currencies, fewer than fintech alternatives",[],{"_key":2208,"_type":1316,"cells":2209},"k518",[2210,2221],{"_key":2211,"_type":1320,"content":2212},"k519",[2213],{"_key":2214,"_type":170,"children":2215,"markDefs":2220,"style":190},"k568",[2216],{"_key":2217,"_type":174,"marks":2218,"text":2219},"k567",[],"Optional tiered interest on USD and SGD balances",[],{"_key":2222,"_type":1320,"content":2223},"k522",[2224],{"_key":2225,"_type":170,"children":2226,"markDefs":2231,"style":190},"k571",[2227],{"_key":2228,"_type":174,"marks":2229,"text":2230},"k570",[],"No expense management or corporate cards built- in",[],{"_key":2233,"_type":1316,"cells":2234},"k525",[2235,2246],{"_key":2236,"_type":1320,"content":2237},"k526",[2238],{"_key":2239,"_type":170,"children":2240,"markDefs":2245,"style":190},"k574",[2241],{"_key":2242,"_type":174,"marks":2243,"text":2244},"k573",[],"Automatic currency enablement on inbound transfers, no paperwork needed",[],{"_key":2247,"_type":1320,"content":2248},"k529",[2249],{"_key":2250,"_type":170,"children":2251,"markDefs":2256,"style":190},"k577",[2252],{"_key":2253,"_type":174,"marks":2254,"text":2255},"k576",[],"No cashback or rewards on business spending",[],{"_key":2258,"_type":1316,"cells":2259},"k532",[2260,2271],{"_key":2261,"_type":1320,"content":2262},"k533",[2263],{"_key":2264,"_type":170,"children":2265,"markDefs":2270,"style":190},"k580",[2266],{"_key":2267,"_type":174,"marks":2268,"text":2269},"k579",[],"Xero integration and InvoiceNow at no extra cost",[],{"_key":2272,"_type":1320,"content":2273},"k536",[2274],{"_key":2275,"_type":170,"children":2276,"markDefs":2281,"style":190},"k583",[2277],{"_key":2278,"_type":174,"marks":2279,"text":2280},"k582",[],"Restricted to Singapore-registered businesses",[],{"_key":2283,"_type":1316,"cells":2284},"k539",[2285,2303],{"_key":2286,"_type":1320,"content":2287},"k540",[2288],{"_key":2289,"_type":170,"children":2290,"markDefs":2300,"style":190},"k589",[2291,2295],{"_key":2292,"_type":174,"marks":2293,"text":2294},"k587",[],"Fully online application via",{"_key":2296,"_type":174,"marks":2297,"text":2299},"k588",[2298],"k585","Singpass",[2301],{"_key":2298,"_type":143,"href":2302},"https:\u002F\u002Fportal.singpass.gov.sg\u002Fhome\u002Fui\u002Flogin",{"_key":2304,"_type":1320,"content":2305},"k544",[2306],{"_key":2307,"_type":170,"children":2308,"markDefs":2313,"style":190},"k592",[2309],{"_key":2310,"_type":174,"marks":2311,"text":2312},"k591",[],"No QuickBooks, NetSuite, or other accountingintegrations",[],{"_key":2315,"_type":1316,"cells":2316},"k547",[2317,2328],{"_key":2318,"_type":1320,"content":2319},"k548",[2320],{"_key":2321,"_type":170,"children":2322,"markDefs":2327,"style":190},"k595",[2323],{"_key":2324,"_type":174,"marks":2325,"text":2326},"k594",[],"Access to OCBC Velocity and OCBC business mobile banking",[],{"_key":2329,"_type":1320,"content":2330},"k551",[2331],{"_key":2332,"_type":170,"children":2333,"markDefs":2338,"style":190},"k598",[2334],{"_key":2335,"_type":174,"marks":2336,"text":2337},"k597",[],"True cost of OCBC foreign exchange is harder toassess without disclosed FX rates",[],{"_key":2340,"_type":170,"children":2341,"markDefs":2346,"style":1186},"k602",[2342],{"_key":2343,"_type":174,"marks":2344,"text":2345},"k601",[1183],"Ratings across platforms",[],{"_key":2348,"_type":170,"children":2349,"level":1303,"listItem":1622,"markDefs":2358,"style":190},"k608",[2350,2354],{"_key":2351,"_type":174,"marks":2352,"text":2353},"k606",[1183],"App Store (iOS)",{"_key":2355,"_type":174,"marks":2356,"text":2357},"k607",[],": Rated 4.6 out of 5, based on over 8,500 reviews. A significant number of recent reviews flag recurring login issues and app stability problems following updates.",[],{"_key":2360,"_type":170,"children":2361,"level":1303,"listItem":1622,"markDefs":2370,"style":190},"k614",[2362,2366],{"_key":2363,"_type":174,"marks":2364,"text":2365},"k612",[1183],"Google Play",{"_key":2367,"_type":174,"marks":2368,"text":2369},"k613",[],": Rated 4.7 out of 5 from over 4,150 reviews. Recent feedback is related to concerns around installation difficulties, device compatibility, and post-update bugs.",[],{"_key":2372,"_type":170,"children":2373,"level":1303,"listItem":1622,"markDefs":2382,"style":190},"k620",[2374,2378],{"_key":2375,"_type":174,"marks":2376,"text":2377},"k618",[1183],"Trustpilot",{"_key":2379,"_type":174,"marks":2380,"text":2381},"k619",[],": Rated 1.6 out of 5, with a very limited review count. Recurring themes in negative reviews include difficulties with basic banking functions, unresponsive support, and friction around account access and cross-border transfers.",[],{"_key":2384,"_type":170,"children":2385,"markDefs":2390,"style":1186},"k624",[2386],{"_key":2387,"_type":174,"marks":2388,"text":2389},"k623",[1183],"OCBC Multi-Currency Business Account vs competitors in Singapore",[],{"_key":2392,"_type":170,"children":2393,"markDefs":2398,"style":190},"k628",[2394],{"_key":2395,"_type":174,"marks":2396,"text":2397},"k627",[],"The OCBC Multi-Currency Business Account is a no-minimum-balance multi-currency account. Here's how it compares against the main alternatives.",[],{"_key":2400,"_type":1294,"columnHeaders":2401,"hasColumnTitles":141,"hasRowTitles":152,"rows":2429},"k629",[2402,2404,2406,2408,2411,2414,2418,2421,2425],{"_key":2403,"_type":1298,"cellIndex":1299,"title":795},"k630",{"_key":2405,"_type":1298,"cellIndex":1303,"title":1802},"k631",{"_key":2407,"_type":1298,"cellIndex":1307,"title":1925},"k632",{"_key":2409,"_type":1298,"cellIndex":1311,"title":2410},"k633","Currencies held",{"_key":2412,"_type":1298,"cellIndex":2413,"title":1754},"k634",4,{"_key":2415,"_type":1298,"cellIndex":2416,"title":2417},"k635",5,"Free local transfers",{"_key":2419,"_type":1298,"cellIndex":2420,"title":48},"k636",6,{"_key":2422,"_type":1298,"cellIndex":2423,"title":2424},"k637",7,"Accounting integrations",{"_key":2426,"_type":1298,"cellIndex":2427,"title":2428},"k638",8,"Best for",[2430,2530,2669,2770,2868,2969],{"_key":2431,"_type":1316,"cells":2432},"k639",[2433,2444,2455,2465,2476,2486,2497,2508,2519],{"_key":2434,"_type":1320,"content":2435},"k640",[2436],{"_key":2437,"_type":170,"children":2438,"markDefs":2443,"style":190},"k816",[2439],{"_key":2440,"_type":174,"marks":2441,"text":2442},"k815",[],"OCBC Multi-Currency BusinessAccount",[],{"_key":2445,"_type":1320,"content":2446},"k643",[2447],{"_key":2448,"_type":170,"children":2449,"markDefs":2454,"style":190},"k819",[2450],{"_key":2451,"_type":174,"marks":2452,"text":2453},"k818",[],"SGD $10 (waived if bundled with Business GrowthAccount)",[],{"_key":2456,"_type":1320,"content":2457},"k646",[2458],{"_key":2459,"_type":170,"children":2460,"markDefs":2464,"style":190},"k822",[2461],{"_key":2462,"_type":174,"marks":2463,"text":1911},"k821",[],[],{"_key":2466,"_type":1320,"content":2467},"k649",[2468],{"_key":2469,"_type":170,"children":2470,"markDefs":2475,"style":190},"k825",[2471],{"_key":2472,"_type":174,"marks":2473,"text":2474},"k824",[],"13",[],{"_key":2477,"_type":1320,"content":2478},"k652",[2479],{"_key":2480,"_type":170,"children":2481,"markDefs":2485,"style":190},"k828",[2482],{"_key":2483,"_type":174,"marks":2484,"text":1740},"k827",[],[],{"_key":2487,"_type":1320,"content":2488},"k655",[2489],{"_key":2490,"_type":170,"children":2491,"markDefs":2496,"style":190},"k831",[2492],{"_key":2493,"_type":174,"marks":2494,"text":2495},"k830",[],"Yes (via OCBC Velocity)",[],{"_key":2498,"_type":1320,"content":2499},"k658",[2500],{"_key":2501,"_type":170,"children":2502,"markDefs":2507,"style":190},"k834",[2503],{"_key":2504,"_type":174,"marks":2505,"text":2506},"k833",[],"Not available",[],{"_key":2509,"_type":1320,"content":2510},"k661",[2511],{"_key":2512,"_type":170,"children":2513,"markDefs":2518,"style":190},"k837",[2514],{"_key":2515,"_type":174,"marks":2516,"text":2517},"k836",[],"Xero, InvoiceNow",[],{"_key":2520,"_type":1320,"content":2521},"k664",[2522],{"_key":2523,"_type":170,"children":2524,"markDefs":2529,"style":190},"k840",[2525],{"_key":2526,"_type":174,"marks":2527,"text":2528},"k839",[],"Singapore businesses wanting low-cost multi-currency account Singapore banking with institutional backing",[],{"_key":2531,"_type":1316,"cells":2532},"k667",[2533,2543,2553,2564,2575,2585,2618,2629,2647],{"_key":2534,"_type":1320,"content":2535},"k668",[2536],{"_key":2537,"_type":170,"children":2538,"markDefs":2542,"style":190},"k843",[2539],{"_key":2540,"_type":174,"marks":2541,"text":282},"k842",[],[],{"_key":2544,"_type":1320,"content":2545},"k671",[2546],{"_key":2547,"_type":170,"children":2548,"markDefs":2552,"style":190},"k846",[2549],{"_key":2550,"_type":174,"marks":2551,"text":1740},"k845",[],[],{"_key":2554,"_type":1320,"content":2555},"k674",[2556],{"_key":2557,"_type":170,"children":2558,"markDefs":2563,"style":190},"k849",[2559],{"_key":2560,"_type":174,"marks":2561,"text":2562},"k848",[],"From 0.22%; shown upfront before each transaction",[],{"_key":2565,"_type":1320,"content":2566},"k677",[2567],{"_key":2568,"_type":170,"children":2569,"markDefs":2574,"style":190},"k852",[2570],{"_key":2571,"_type":174,"marks":2572,"text":2573},"k851",[],"30+",[],{"_key":2576,"_type":1320,"content":2577},"k680",[2578],{"_key":2579,"_type":170,"children":2580,"markDefs":2584,"style":190},"k855",[2581],{"_key":2582,"_type":174,"marks":2583,"text":1740},"k854",[],[],{"_key":2586,"_type":1320,"content":2587},"k683",[2588],{"_key":2589,"_type":170,"children":2590,"markDefs":2613,"style":190},"k868",[2591,2595,2600,2604,2609],{"_key":2592,"_type":174,"marks":2593,"text":2594},"k863",[],"Free (",{"_key":2596,"_type":174,"marks":2597,"text":2599},"k864",[2598],"k857","FAST",{"_key":2601,"_type":174,"marks":2602,"text":2603},"k865",[],"+",{"_key":2605,"_type":174,"marks":2606,"text":2608},"k866",[2607],"k860","GIRO",{"_key":2610,"_type":174,"marks":2611,"text":2612},"k867",[],")",[2614,2616],{"_key":2598,"_type":143,"href":2615},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Ffast-transfers-in-singapore-for-seamless-fund-transfers",{"_key":2607,"_type":143,"href":2617},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fa-comprehensive-guide-to-giro-payments-and-transfers-in-singapore",{"_key":2619,"_type":1320,"content":2620},"k690",[2621],{"_key":2622,"_type":170,"children":2623,"markDefs":2628,"style":190},"k871",[2624],{"_key":2625,"_type":174,"marks":2626,"text":2627},"k870",[],"Built-in",[],{"_key":2630,"_type":1320,"content":2631},"k693",[2632],{"_key":2633,"_type":170,"children":2634,"markDefs":2644,"style":190},"k877",[2635,2640],{"_key":2636,"_type":174,"marks":2637,"text":2639},"k875",[2638],"k872","Integration",{"_key":2641,"_type":174,"marks":2642,"text":2643},"k876",[],"to Xero, QuickBooks, NetSuite, Deskera, SAP",[2645],{"_key":2638,"_type":143,"href":2646},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":2648,"_type":1320,"content":2649},"k697",[2650],{"_key":2651,"_type":170,"children":2652,"markDefs":2666,"style":190},"k885",[2653,2657,2662],{"_key":2654,"_type":174,"marks":2655,"text":2656},"k882",[],"Businesses needing full FX transparency,",{"_key":2658,"_type":174,"marks":2659,"text":2661},"k883",[2660],"k879","expense management",{"_key":2663,"_type":174,"marks":2664,"text":2665},"k884",[],", and a broader financial stack",[2667],{"_key":2660,"_type":143,"href":2668},"https:\u002F\u002Faspireapp.com\u002Fblog\u002Fbusiness-expense-management-everything-to-know",{"_key":2670,"_type":1316,"cells":2671},"k702",[2672,2683,2694,2705,2715,2726,2737,2748,2759],{"_key":2673,"_type":1320,"content":2674},"k703",[2675],{"_key":2676,"_type":170,"children":2677,"markDefs":2682,"style":190},"k888",[2678],{"_key":2679,"_type":174,"marks":2680,"text":2681},"k887",[],"DBS Business Multi-Currency",[],{"_key":2684,"_type":1320,"content":2685},"k706",[2686],{"_key":2687,"_type":170,"children":2688,"markDefs":2693,"style":190},"k891",[2689],{"_key":2690,"_type":174,"marks":2691,"text":2692},"k890",[],"SGD $10–SGD $40\u002Fmonth",[],{"_key":2695,"_type":1320,"content":2696},"k709",[2697],{"_key":2698,"_type":170,"children":2699,"markDefs":2704,"style":190},"k894",[2700],{"_key":2701,"_type":174,"marks":2702,"text":2703},"k893",[],"Standard bank spreads; ~1–3%",[],{"_key":2706,"_type":1320,"content":2707},"k712",[2708],{"_key":2709,"_type":170,"children":2710,"markDefs":2714,"style":190},"k897",[2711],{"_key":2712,"_type":174,"marks":2713,"text":2474},"k896",[],[],{"_key":2716,"_type":1320,"content":2717},"k715",[2718],{"_key":2719,"_type":170,"children":2720,"markDefs":2725,"style":190},"k900",[2721],{"_key":2722,"_type":174,"marks":2723,"text":2724},"k899",[],"SGD $10,000 (Standard) \u002F None (Starter Bundle)",[],{"_key":2727,"_type":1320,"content":2728},"k718",[2729],{"_key":2730,"_type":170,"children":2731,"markDefs":2736,"style":190},"k903",[2732],{"_key":2733,"_type":174,"marks":2734,"text":2735},"k902",[],"Unlimited (Starter Bundle) \u002F varies",[],{"_key":2738,"_type":1320,"content":2739},"k721",[2740],{"_key":2741,"_type":170,"children":2742,"markDefs":2747,"style":190},"k906",[2743],{"_key":2744,"_type":174,"marks":2745,"text":2746},"k905",[],"Limited",[],{"_key":2749,"_type":1320,"content":2750},"k724",[2751],{"_key":2752,"_type":170,"children":2753,"markDefs":2758,"style":190},"k909",[2754],{"_key":2755,"_type":174,"marks":2756,"text":2757},"k908",[],"Xero, QuickBooks, Financio",[],{"_key":2760,"_type":1320,"content":2761},"k727",[2762],{"_key":2763,"_type":170,"children":2764,"markDefs":2769,"style":190},"k912",[2765],{"_key":2766,"_type":174,"marks":2767,"text":2768},"k911",[],"Businesses wanting multi-currency banking from a traditional bank with clearer fee visibility",[],{"_key":2771,"_type":1316,"cells":2772},"k730",[2773,2784,2795,2805,2816,2826,2837,2847,2857],{"_key":2774,"_type":1320,"content":2775},"k731",[2776],{"_key":2777,"_type":170,"children":2778,"markDefs":2783,"style":190},"k915",[2779],{"_key":2780,"_type":174,"marks":2781,"text":2782},"k914",[],"UOB Corporate Global CurrencyAccount",[],{"_key":2785,"_type":1320,"content":2786},"k734",[2787],{"_key":2788,"_type":170,"children":2789,"markDefs":2794,"style":190},"k918",[2790],{"_key":2791,"_type":174,"marks":2792,"text":2793},"k917",[],"Varies by currency",[],{"_key":2796,"_type":1320,"content":2797},"k737",[2798],{"_key":2799,"_type":170,"children":2800,"markDefs":2804,"style":190},"k921",[2801],{"_key":2802,"_type":174,"marks":2803,"text":1911},"k920",[],[],{"_key":2806,"_type":1320,"content":2807},"k740",[2808],{"_key":2809,"_type":170,"children":2810,"markDefs":2815,"style":190},"k924",[2811],{"_key":2812,"_type":174,"marks":2813,"text":2814},"k923",[],"10",[],{"_key":2817,"_type":1320,"content":2818},"k743",[2819],{"_key":2820,"_type":170,"children":2821,"markDefs":2825,"style":190},"k927",[2822],{"_key":2823,"_type":174,"marks":2824,"text":2793},"k926",[],[],{"_key":2827,"_type":1320,"content":2828},"k746",[2829],{"_key":2830,"_type":170,"children":2831,"markDefs":2836,"style":190},"k930",[2832],{"_key":2833,"_type":174,"marks":2834,"text":2835},"k929",[],"Standard fees apply",[],{"_key":2838,"_type":1320,"content":2839},"k749",[2840],{"_key":2841,"_type":170,"children":2842,"markDefs":2846,"style":190},"k933",[2843],{"_key":2844,"_type":174,"marks":2845,"text":2506},"k932",[],[],{"_key":2848,"_type":1320,"content":2849},"k752",[2850],{"_key":2851,"_type":170,"children":2852,"markDefs":2856,"style":190},"k936",[2853],{"_key":2854,"_type":174,"marks":2855,"text":2506},"k935",[],[],{"_key":2858,"_type":1320,"content":2859},"k755",[2860],{"_key":2861,"_type":170,"children":2862,"markDefs":2867,"style":190},"k939",[2863],{"_key":2864,"_type":174,"marks":2865,"text":2866},"k938",[],"Established businesses with predictable FX volumes needing daily interest on currency balances",[],{"_key":2869,"_type":1316,"cells":2870},"k758",[2871,2882,2893,2904,2915,2925,2936,2947,2958],{"_key":2872,"_type":1320,"content":2873},"k759",[2874],{"_key":2875,"_type":170,"children":2876,"markDefs":2881,"style":190},"k942",[2877],{"_key":2878,"_type":174,"marks":2879,"text":2880},"k941",[],"Wise Business",[],{"_key":2883,"_type":1320,"content":2884},"k762",[2885],{"_key":2886,"_type":170,"children":2887,"markDefs":2892,"style":190},"k945",[2888],{"_key":2889,"_type":174,"marks":2890,"text":2891},"k944",[],"None (one-time SGD $99 setup)",[],{"_key":2894,"_type":1320,"content":2895},"k765",[2896],{"_key":2897,"_type":170,"children":2898,"markDefs":2903,"style":190},"k948",[2899],{"_key":2900,"_type":174,"marks":2901,"text":2902},"k947",[],"~0.25% average; mid-market rate",[],{"_key":2905,"_type":1320,"content":2906},"k768",[2907],{"_key":2908,"_type":170,"children":2909,"markDefs":2914,"style":190},"k951",[2910],{"_key":2911,"_type":174,"marks":2912,"text":2913},"k950",[],"40+",[],{"_key":2916,"_type":1320,"content":2917},"k771",[2918],{"_key":2919,"_type":170,"children":2920,"markDefs":2924,"style":190},"k954",[2921],{"_key":2922,"_type":174,"marks":2923,"text":1740},"k953",[],[],{"_key":2926,"_type":1320,"content":2927},"k774",[2928],{"_key":2929,"_type":170,"children":2930,"markDefs":2935,"style":190},"k957",[2931],{"_key":2932,"_type":174,"marks":2933,"text":2934},"k956",[],"Yes",[],{"_key":2937,"_type":1320,"content":2938},"k777",[2939],{"_key":2940,"_type":170,"children":2941,"markDefs":2946,"style":190},"k960",[2942],{"_key":2943,"_type":174,"marks":2944,"text":2945},"k959",[],"Basic",[],{"_key":2948,"_type":1320,"content":2949},"k780",[2950],{"_key":2951,"_type":170,"children":2952,"markDefs":2957,"style":190},"k963",[2953],{"_key":2954,"_type":174,"marks":2955,"text":2956},"k962",[],"Xero, QuickBooks",[],{"_key":2959,"_type":1320,"content":2960},"k783",[2961],{"_key":2962,"_type":170,"children":2963,"markDefs":2968,"style":190},"k966",[2964],{"_key":2965,"_type":174,"marks":2966,"text":2967},"k965",[],"Businesses prioritising transparent FX conversion rates and fast international settlement",[],{"_key":2970,"_type":1316,"cells":2971},"k786",[2972,2983,2993,3004,3015,3025,3035,3045,3055],{"_key":2973,"_type":1320,"content":2974},"k787",[2975],{"_key":2976,"_type":170,"children":2977,"markDefs":2982,"style":190},"k969",[2978],{"_key":2979,"_type":174,"marks":2980,"text":2981},"k968",[],"WorldFirst",[],{"_key":2984,"_type":1320,"content":2985},"k790",[2986],{"_key":2987,"_type":170,"children":2988,"markDefs":2992,"style":190},"k972",[2989],{"_key":2990,"_type":174,"marks":2991,"text":1740},"k971",[],[],{"_key":2994,"_type":1320,"content":2995},"k793",[2996],{"_key":2997,"_type":170,"children":2998,"markDefs":3003,"style":190},"k975",[2999],{"_key":3000,"_type":174,"marks":3001,"text":3002},"k974",[],"Competitive with markup",[],{"_key":3005,"_type":1320,"content":3006},"k796",[3007],{"_key":3008,"_type":170,"children":3009,"markDefs":3014,"style":190},"k978",[3010],{"_key":3011,"_type":174,"marks":3012,"text":3013},"k977",[],"20+",[],{"_key":3016,"_type":1320,"content":3017},"k799",[3018],{"_key":3019,"_type":170,"children":3020,"markDefs":3024,"style":190},"k981",[3021],{"_key":3022,"_type":174,"marks":3023,"text":1740},"k980",[],[],{"_key":3026,"_type":1320,"content":3027},"k802",[3028],{"_key":3029,"_type":170,"children":3030,"markDefs":3034,"style":190},"k984",[3031],{"_key":3032,"_type":174,"marks":3033,"text":2746},"k983",[],[],{"_key":3036,"_type":1320,"content":3037},"k805",[3038],{"_key":3039,"_type":170,"children":3040,"markDefs":3044,"style":190},"k987",[3041],{"_key":3042,"_type":174,"marks":3043,"text":2506},"k986",[],[],{"_key":3046,"_type":1320,"content":3047},"k808",[3048],{"_key":3049,"_type":170,"children":3050,"markDefs":3054,"style":190},"k990",[3051],{"_key":3052,"_type":174,"marks":3053,"text":2506},"k989",[],[],{"_key":3056,"_type":1320,"content":3057},"k811",[3058],{"_key":3059,"_type":170,"children":3060,"markDefs":3065,"style":190},"k993",[3061],{"_key":3062,"_type":174,"marks":3063,"text":3064},"k992",[],"E-commerce and marketplace sellers collecting cross-border revenue",[],{"_key":3067,"_type":170,"children":3068,"markDefs":3073,"style":1186},"k997",[3069],{"_key":3070,"_type":174,"marks":3071,"text":3072},"k996",[1183],"Other alternatives to OCBC Multi-Currency Account",[],{"_key":3075,"_type":170,"children":3076,"markDefs":3081,"style":190},"k1001",[3077],{"_key":3078,"_type":174,"marks":3079,"text":3080},"k1000",[],"If you're looking for a multi-currency business account in Singapore, here are some popular alternatives:",[],{"_key":3083,"_type":170,"children":3084,"markDefs":3089,"style":1219},"k1005",[3085],{"_key":3086,"_type":174,"marks":3087,"text":3088},"k1004",[1183],"DBS Business Multi-Currency Account",[],{"_key":3091,"_type":170,"children":3092,"markDefs":3097,"style":190},"k1009",[3093],{"_key":3094,"_type":174,"marks":3095,"text":3096},"k1008",[],"Supports 13 currencies and is open to all Singapore-registered companies, including foreign-owned entities subject to additional onboarding. Two account tiers are available: a Starter Bundle at SGD $10\u002Fmonth for businesses under three years old, and a Standard account with a SGD $40 monthly fee (waived at a SGD $10,000 average daily balance) plus a SGD $50 annual fee. Outward telegraphic transfers cost SGD $30 per transaction, excluding agent bank fees. Key strengths include an extensive branch network, access to lending and trade finance, and integration with DBS IDEAL, its corporate internet banking platform.",[],{"_key":3099,"_type":170,"children":3100,"markDefs":3105,"style":1219},"k1013",[3101],{"_key":3102,"_type":174,"marks":3103,"text":3104},"k1012",[1183],"UOB Multi-Currency Business Account",[],{"_key":3107,"_type":170,"children":3108,"markDefs":3113,"style":190},"k1017",[3109],{"_key":3110,"_type":174,"marks":3111,"text":3112},"k1016",[],"Built for businesses with deep ASEAN trade ties, UOB's multi-currency account supports 10 foreign currencies and is particularly strong for cross-border supplier payments and regional distribution across Southeast Asia. A minimum initial deposit applies, with a monthly fall-below fee if balances drop below the required threshold. Foreign-incorporated companies pay a minimum SGD $500 setup fee. For businesses operating across Singapore, Malaysia, Thailand, Indonesia, and Vietnam, UOB's regional footprint remains a tangible advantage over most fintech alternatives.",[],{"_key":3115,"_type":170,"children":3116,"markDefs":3121,"style":1219},"k1021",[3117],{"_key":3118,"_type":174,"marks":3119,"text":3120},"k1020",[1183],"Wise business",[],{"_key":3123,"_type":170,"children":3124,"markDefs":3129,"style":190},"k1025",[3125],{"_key":3126,"_type":174,"marks":3127,"text":3128},"k1024",[],"Supports 40+ currencies with mid-market FX rates and fees from 0.26%, and provides local account details in 9 currencies, including SGD, USD, GBP, EUR, and AUD. No monthly fees; just a one-time SGD $99 setup fee. It is not a full-service business account and lacks CPF services, FX hedging, lending, and trade finance, making it best suited to early-stage or digital-first businesses with straightforward cross-border payment needs.",[],{"_key":3131,"_type":170,"children":3132,"markDefs":3136,"style":1219},"k1029",[3133],{"_key":3134,"_type":174,"marks":3135,"text":2981},"k1028",[1183],[],{"_key":3138,"_type":170,"children":3139,"markDefs":3144,"style":190},"k1033",[3140],{"_key":3141,"_type":174,"marks":3142,"text":3143},"k1032",[],"WorldFirst bank is designed for cross-border commerce, and it helps businesses hold 20+ currencies and make payments across 210+ countries and regions. It integrates directly with major marketplaces and e-commerce platforms, including Amazon, Shopify, TikTok Shop, Shopee, and Etsy. With no account opening or monthly fees and transparent FX pricing, it is particularly well-suited to online sellers managing international sales and supplier payments. For businesses focused on marketplace-driven growth, it offers a more specialised alternative to traditional banking solutions.",[],{"_key":3146,"_type":170,"children":3147,"markDefs":3152,"style":1186},"k1037",[3148],{"_key":3149,"_type":174,"marks":3150,"text":3151},"k1036",[1183],"Conclusion",[],{"_key":3154,"_type":170,"children":3155,"markDefs":3160,"style":190},"k1041",[3156],{"_key":3157,"_type":174,"marks":3158,"text":3159},"k1040",[],"This OCBC Multi-Currency Business Account review examines a business banking solution that strips away many of the traditional hurdles of multi-currency banking in Singapore. There are no setup fees, no minimum balance requirements, and no fall-below penalties. Better yet, the monthly fee is permanently waived when the account is paired with the OCBC Business Growth Account.",[],{"_key":3162,"_type":170,"children":3163,"markDefs":3168,"style":190},"k1045",[3164],{"_key":3165,"_type":174,"marks":3166,"text":3167},"k1044",[],"The biggest disadvantage is a lack of transparency regarding foreign exchange prices. While OCBC discloses its external transfer fees, it does not provide a normal FX spread or markup compared to the mid-market rate. As a result, businesses cannot simply assess the overall cost of currency translations prior to logging in or requesting a quote. In contrast, many fintech providers disclose their exchange rate and conversion fee up front, making it easier to estimate the total cost of foreign payments.",[],{"_key":3170,"_type":170,"children":3171,"markDefs":3202,"style":190},"k1064",[3172,3176,3181,3185,3190,3194,3198],{"_key":3173,"_type":174,"marks":3174,"text":3175},"k1057",[],"Aspire is an ideal alternative to this account, as it works with more than 30 currencies, much higher than OCBC’s 13. It shows you the exact costs of currency exchange up front, and there is no monthly fee. It bundles in ",{"_key":3177,"_type":174,"marks":3178,"text":3180},"k1058",[3179],"k1047","expense management ",{"_key":3182,"_type":174,"marks":3183,"text":3184},"k1059",[],"tools, multi-currency ",{"_key":3186,"_type":174,"marks":3187,"text":3189},"k1060",[3188],"k1050","corporate cards",{"_key":3191,"_type":174,"marks":3192,"text":3193},"k1061",[],", and ",{"_key":3195,"_type":174,"marks":3196,"text":346},"k1062",[3197],"k1053",{"_key":3199,"_type":174,"marks":3200,"text":3201},"k1063",[]," with financial software like Xero, QuickBooks, and NetSuite. Aspire has more features for cost-transparent and flexible businesses. However, the OCBC Multi-Currency Business Account may still be a good choice if you want a traditional banking experience, branch access, and support.",[3203,3205,3207],{"_key":3179,"_type":188,"externalUrl":3204,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":3188,"_type":188,"externalUrl":3206,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcorporate-card",{"_key":3197,"_type":188,"externalUrl":2646,"linkType":145},{"_key":3209,"_type":170,"children":3210,"markDefs":3214,"style":1186},"k1068",[3211],{"_key":3212,"_type":174,"marks":3213,"text":1006},"k1067",[1183],[],{"_key":3216,"_type":170,"children":3217,"markDefs":3222,"style":1219},"k1073",[3218],{"_key":3219,"_type":174,"marks":3220,"text":3221},"k1072",[1183],"What currencies does the OCBC Multi-Currency Business Account support?",[],{"_key":3224,"_type":170,"children":3225,"markDefs":3230,"style":190},"k1077",[3226],{"_key":3227,"_type":174,"marks":3228,"text":3229},"k1076",[],"The OCBC Multi-Currency Business Account supports 13 currencies: USD, EUR, AUD, JPY, GBP, CNH, HKD, CAD, NZD, CHF, SEK, DKK, and NOK.",[],{"_key":3232,"_type":170,"children":3233,"markDefs":3238,"style":1219},"k1082",[3234],{"_key":3235,"_type":174,"marks":3236,"text":3237},"k1081",[1183],"What is the minimum balance for the OCBC Multi-Currency Business Account?",[],{"_key":3240,"_type":170,"children":3241,"markDefs":3246,"style":190},"k1086",[3242],{"_key":3243,"_type":174,"marks":3244,"text":3245},"k1085",[],"There is no OCBC multi-currency account minimum balance and no fall-below fee. The only ongoing cost is the SGD $10 OCBC Multi-Currency Business Account monthly fee, which is waived permanently when bundled with the OCBC Business Growth Account.",[],{"_key":3248,"_type":170,"children":3249,"markDefs":3254,"style":1219},"k1090",[3250],{"_key":3251,"_type":174,"marks":3252,"text":3253},"k1089",[1183],"What is the OCBC Multi-Currency Business Account monthly fee?",[],{"_key":3256,"_type":170,"children":3257,"markDefs":3262,"style":190},"k1094",[3258],{"_key":3259,"_type":174,"marks":3260,"text":3261},"k1093",[],"OCBC Multi-Currency Business Account monthly fee is SGD $10 per month. Waived permanently if you open a business account alongside the OCBC Business Growth Account.",[],{"_key":3264,"_type":170,"children":3265,"markDefs":3270,"style":1219},"k1099",[3266],{"_key":3267,"_type":174,"marks":3268,"text":3269},"k1098",[1183],"Can I receive foreign currency payments automatically into my OCBC account?",[],{"_key":3272,"_type":170,"children":3273,"markDefs":3278,"style":190},"k1103",[3274],{"_key":3275,"_type":174,"marks":3276,"text":3277},"k1102",[],"Yes. Currencies that are already enabled on your account reflect immediately. For any of the 13 supported currencies that are not yet active, OCBC will automatically enable them within 2 business days (T+2). Payments made in non-supported currencies are deposited as USD.",[],{"_key":3280,"_type":170,"children":3281,"markDefs":3286,"style":1219},"k1108",[3282],{"_key":3283,"_type":174,"marks":3284,"text":3285},"k1107",[1183],"Does the OCBC Multi-Currency Business Account integrate with Xero?",[],{"_key":3288,"_type":170,"children":3289,"markDefs":3294,"style":190},"k1112",[3290],{"_key":3291,"_type":174,"marks":3292,"text":3293},"k1111",[],"Yes. Xero integration is available at no additional cost via OCBC Velocity. Transactions and balances sync automatically. InvoiceNow e-invoicing is also supported.",[],{"_key":3296,"_type":170,"children":3297,"markDefs":3302,"style":1219},"k1117",[3298],{"_key":3299,"_type":174,"marks":3300,"text":3301},"k1116",[1183],"Is the OCBC Multi-Currency Business Account ideal for e-commerce businesses?",[],{"_key":3304,"_type":170,"children":3305,"markDefs":3310,"style":190},"k1121",[3306],{"_key":3307,"_type":174,"marks":3308,"text":3309},"k1120",[],"It can work for e-commerce businesses operating within the 13 supported currencies, but it lacks marketplace integrations and expense management tools.",[],{"_key":3312,"_type":170,"children":3313,"markDefs":3318,"style":1219},"k1126",[3314],{"_key":3315,"_type":174,"marks":3316,"text":3317},"k1125",[1183],"Can I bundle the OCBC Multi-Currency account with the Business Growth Account?",[],{"_key":3320,"_type":170,"children":3321,"markDefs":3326,"style":190},"k1130",[3322],{"_key":3323,"_type":174,"marks":3324,"text":3325},"k1129",[],"Yes. Bundling permanently waives the SGD $10 OCBC Multi-Currency Business Account monthly fee. You pay only the SGD $10 monthly fee for the Business Growth Account, effectively two accounts for the cost of one.",[],{"_key":3328,"_type":170,"children":3329,"markDefs":3334,"style":1219},"k1135",[3330],{"_key":3331,"_type":174,"marks":3332,"text":3333},"k1134",[1183],"What is the OCBC overseas transfer fee?",[],{"_key":3336,"_type":170,"children":3337,"markDefs":3342,"style":190},"k1139",[3338],{"_key":3339,"_type":174,"marks":3340,"text":3341},"k1138",[],"OCBC does not publicly disclose the OCBC overseas transfer fee or FX conversion rate. Refer to the OCBC Business Banking Pricing Guide or contact OCBC Business Banking directly for the current overseas transfer fee structure.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3345,"height":1055,"url":3346,"width":1057},"OCBC Multi-Currency Business Account review in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fc4ae3f83a54f38b0b046fada61b5492b\u002Focbc-multi-currency-business-account-review_cover.jpeg",[3348,3355,3363,3370,3376,3383],{"_key":1181,"_type":170,"children":3349,"level":1303,"listItem":1622,"markDefs":3354,"style":190},[3350],{"_key":3351,"_type":174,"marks":3352,"text":3353},"k1",[],"The OCBC Multi-Currency Business Account supports 13 currencies with no initial deposit, no OCBC multi-currency account minimum balance, and no fall-below fee",[],{"_key":3356,"_type":170,"children":3357,"level":1303,"listItem":1622,"markDefs":3362,"style":190},"k5",[3358],{"_key":3359,"_type":174,"marks":3360,"text":3361},"k4",[],"The OCBC Multi-Currency Business Account monthly fee is SGD $10, waived permanently when bundled with the OCBC Business Growth Account",[],{"_key":3364,"_type":170,"children":3365,"level":1303,"listItem":1622,"markDefs":3369,"style":190},"k8",[3366],{"_key":1188,"_type":174,"marks":3367,"text":3368},[],"Optional interest-earning feature: up to 0.8% p.a. on USD balances above USD $500,000; up to 0.50% p.a. on SGD balances above SGD $150,000",[],{"_key":1196,"_type":170,"children":3371,"level":1303,"listItem":1622,"markDefs":3375,"style":190},[3372],{"_key":1199,"_type":174,"marks":3373,"text":3374},[],"Xero integration and InvoiceNow e-invoicing are supported at no additional cost",[],{"_key":1207,"_type":170,"children":3377,"level":1303,"listItem":1622,"markDefs":3382,"style":190},[3378],{"_key":3379,"_type":174,"marks":3380,"text":3381},"k13",[],"A practical solution for businesses with cross-border cash flows, helping streamline international transactions and foreign currency management",[],{"_key":3384,"_type":170,"children":3385,"level":1303,"listItem":1622,"markDefs":3390,"style":190},"k17",[3386],{"_key":3387,"_type":174,"marks":3388,"text":3389},"k16",[],"Available to Singapore-registered businesses only; foreign-incorporated companies are redirected to the OCBC Business Foreign Account",[],[3392,3398,3404],{"_key":1181,"_type":170,"children":3393,"markDefs":3397,"style":190},[3394],{"_key":3351,"_type":174,"marks":3395,"text":3396},[],"If you're running a Singapore business that deals in multiple currencies, OCBC is probably already on your radar. As one of Singapore's three major banks, regulated by the Monetary Authority of Singapore (MAS) and consistently ranked among the world's top 50 safest banks by Global Finance, it carries a level of institutional credibility.",[],{"_key":3356,"_type":170,"children":3399,"markDefs":3403,"style":190},[3400],{"_key":3359,"_type":174,"marks":3401,"text":3402},[],"The OCBC Multi-Currency Business Account is built for businesses that want to hold, send, and receive in up to 13 major currencies without juggling multiple accounts or converting everything back to SGD. There's no minimum balance, no setup fee, and the account structure is straightforward.",[],{"_key":3364,"_type":170,"children":3405,"markDefs":3409,"style":190},[3406],{"_key":1188,"_type":174,"marks":3407,"text":3408},[],"That said, there's a noticeable gap: OCBC doesn't publish its OCBC foreign exchange rate or OCBC overseas transfer fees anywhere on its public-facing pages. For a multi-currency account built around cross-border transactions, that matters quite a bit. This OCBC Multi-Currency Business Account review breaks down exactly what the account offers, what it costs, and how it holds up against other multi-currency account Singapore options currently available.",[],"2026-06-13T00:00:00.000Z",{"_type":149,"metaDescription":3412,"metaTitle":3413,"socialShareImageUrl":3414},"Review the OCBC Multi-Currency Business Account in Singapore. Explore its features, fees, supported currencies, eligibility, and alternatives for businesses.","OCBC Multi-Currency Business Account review 2026",{"_type":154,"alternativeText":3345,"height":1055,"url":3346,"width":1057},"ocbc-multi-currency-business-account-review",[3417,3423,3429,3435,3441,3447,3453,3459,3466,3474,3480],{"_key":1181,"_type":170,"children":3418,"level":1303,"listItem":2017,"markDefs":3422,"style":190},[3419],{"_key":3351,"_type":174,"marks":3420,"text":3421},[],"Account features, OCBC -",[],{"_key":3356,"_type":170,"children":3424,"level":1303,"listItem":2017,"markDefs":3428,"style":190},[3425],{"_key":3359,"_type":174,"marks":3426,"text":3427},[],"https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Faccounts\u002Fbusiness-growth-account",[],{"_key":3364,"_type":170,"children":3430,"level":1303,"listItem":2017,"markDefs":3434,"style":190},[3431],{"_key":1188,"_type":174,"marks":3432,"text":3433},[],"Business banking, OCBC",[],{"_key":1196,"_type":170,"children":3436,"level":1303,"listItem":2017,"markDefs":3440,"style":190},[3437],{"_key":1199,"_type":174,"marks":3438,"text":3439},[],"https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fsmes\u002Faccounts\u002Fmulti-currency-business-account",[],{"_key":1207,"_type":170,"children":3442,"level":1303,"listItem":2017,"markDefs":3446,"style":190},[3443],{"_key":3379,"_type":174,"marks":3444,"text":3445},[],"Pricing Guide, OCBC -",[],{"_key":3384,"_type":170,"children":3448,"level":1303,"listItem":2017,"markDefs":3452,"style":190},[3449],{"_key":3387,"_type":174,"marks":3450,"text":3451},[],"https:\u002F\u002Fwww.ocbc.com\u002Fbusiness-banking\u002Fhelp-and-support\u002Faccounts-and-services\u002Fbusiness-pricing-guide",[],{"_key":1212,"_type":170,"children":3454,"level":1303,"listItem":2017,"markDefs":3458,"style":190},[3455],{"_key":1215,"_type":174,"marks":3456,"text":3457},[],"Features, Standard Chartered - https:\u002F\u002Fwww.sc.com\u002Fsg\u002Fbusiness-accounts\u002Fbusinessone\u002F",[],{"_key":1224,"_type":170,"children":3460,"level":1303,"listItem":2017,"markDefs":3465,"style":190},[3461],{"_key":3462,"_type":174,"marks":3463,"text":3464},"k22",[],"Business banking, Wise - https:\u002F\u002Fwise.com\u002Fsg\u002Fbusiness\u002F",[],{"_key":3467,"_type":170,"children":3468,"level":1303,"listItem":2017,"markDefs":3473,"style":190},"k26",[3469],{"_key":3470,"_type":174,"marks":3471,"text":3472},"k25",[],"Business account, DBS - https:\u002F\u002Fwww.dbs.bank.in\u002Fin\u002Fsme\u002Fdefault.page",[],{"_key":1229,"_type":170,"children":3475,"level":1303,"listItem":2017,"markDefs":3479,"style":190},[3476],{"_key":1232,"_type":174,"marks":3477,"text":3478},[],"Pricing and Features, DBS -",[],{"_key":1240,"_type":170,"children":3481,"level":1303,"listItem":2017,"markDefs":3486,"style":190},[3482],{"_key":3483,"_type":174,"marks":3484,"text":3485},"k31",[],"https:\u002F\u002Fwww.dbs.com.sg\u002Fsme\u002Fday-to-day\u002Faccounts\u002Fdbs-business-multi-currency-account",[],1790926661658]