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Similarly, the transaction fee is 3.20% + USD $0.49 for receiving money via credit card payment, 1%, to accept payments via ACH bank debit (US only), and 3.99% + USD $0.49 via PayPal (US only). To receive international payments from supported marketplaces, you will be subject to the individual costs set by each marketplace.",[],{"_key":1782,"_type":170,"children":1783,"level":1307,"listItem":1727,"markDefs":1792,"style":190},"k180",[1784,1788],{"_key":1785,"_type":174,"marks":1786,"text":1787},"k178",[1183],"For making payments: ",{"_key":1789,"_type":174,"marks":1790,"text":1791},"k179",[],"There is no charge for transferring funds from your Payoneer account balance to other Payoneer users. Payments to non-Payoneer bank accounts carry a fee of 2% with the possibility of additional third-party fees. Payments in the same currency as your Payoneer Balance invite a flat fee of USD $1.5 or its equivalent while batch payments carry a 2% charge. Meanwhile, non-Payoneer users sending funds to Payoneer accounts pay a transaction fee of 1% if they are paying by local bank transfer, 3.20% plus USD $0.49 by credit card, 1% by ACH bank debit (US only), 3.99% plus USD $0.49 by PayPal (US only), and 1% by direct bank transfer (UK only).",[],{"_key":1794,"_type":170,"children":1795,"level":1307,"listItem":1727,"markDefs":1804,"style":190},"k186",[1796,1800],{"_key":1797,"_type":174,"marks":1798,"text":1799},"k184",[1183],"For withdrawing money: ",{"_key":1801,"_type":174,"marks":1802,"text":1803},"k185",[],"You can withdraw money from your Payoneer account to your local account for a fee of 2% of the withdrawal amount (plus third-party fees, if any) or a flat rate of USD $1.5 or its equivalent, depending on whether the withdrawal is in the same currency as your Payoneer Balance. 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Plus, you can receive unlimited funds in USD, GBP, EUR, and CHF. The business account comes with automated batch payment facility, physical and virtual corporate cards, expense management tools, and accounting integrations. For those prioritising affordability, Revolut has a free Standard plan",[],{"_key":2732,"_type":170,"children":2733,"level":1307,"listItem":1727,"markDefs":2742,"style":190},"k421",[2734,2738],{"_key":2735,"_type":174,"marks":2736,"text":2737},"k419",[1183],"YouBiz: ",{"_key":2739,"_type":174,"marks":2740,"text":2741},"k420",[],"The YouBiz business account is another good option for SMEs with multi-currency accounts in 9 currencies and global payments to 150 countries. It offers competitive FX rates with the facility to lock-in rates. It also comes with virtual cards (unlimited) and physical cards, cash back on business spend, real-time expense tracking, and zero account fees",[],{"_key":2744,"_type":170,"children":2745,"level":1307,"listItem":1727,"markDefs":2754,"style":190},"k427",[2746,2750],{"_key":2747,"_type":174,"marks":2748,"text":2749},"k425",[1183],"Wise: ",{"_key":2751,"_type":174,"marks":2752,"text":2753},"k426",[],"The Wise business account supports receiving accounts in 8 currencies and transactions in 40+ currencies across 70+ countries. It also offers highly competitive FX rates and charges no annual fee. On the flip side, its account opening process is longer",[],{"_key":2756,"_type":170,"children":2757,"markDefs":2762,"style":1186},"k431",[2758],{"_key":2759,"_type":174,"marks":2760,"text":2761},"k430",[1183],"Conclusion",[],{"_key":2764,"_type":170,"children":2765,"markDefs":2859,"style":190},"k491",[2766,2770,2774,2778,2782,2786,2791,2795,2799,2804,2808,2812,2817,2821,2825,2830,2834,2838,2843,2847,2851,2856],{"_key":2767,"_type":174,"marks":2768,"text":2769},"k469",[],"While Payoneer has an established global footprint with 5 million customers in 190 countries, its transaction fees can go up considerably when servicing non-Payoneer accounts. 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By facilitating international payments in 30+ currencies across more than 130 countries and",{"_key":2809,"_type":174,"marks":2810,"text":2697},"k479",[2811],"k448",{"_key":2813,"_type":174,"marks":2814,"text":2816},"k480",[2815],"k450","same-day global payments in 15+ currencies",{"_key":2818,"_type":174,"marks":2819,"text":2820},"k481",[],", Aspire is a clear winner in the global payment service industry. Our business account holders also benefit from our extensive",{"_key":2822,"_type":174,"marks":2823,"text":2697},"k482",[2824],"k453",{"_key":2826,"_type":174,"marks":2827,"text":2829},"k483",[2828],"k455","expense management",{"_key":2831,"_type":174,"marks":2832,"text":2833},"k484",[]," and",{"_key":2835,"_type":174,"marks":2836,"text":2697},"k485",[2837],"k458",{"_key":2839,"_type":174,"marks":2840,"text":2842},"k486",[2841],"k460","involvement management",{"_key":2844,"_type":174,"marks":2845,"text":2846},"k487",[]," tools and",{"_key":2848,"_type":174,"marks":2849,"text":2697},"k488",[2850],"k463",{"_key":2852,"_type":174,"marks":2853,"text":2855},"k489",[2854],"k465","accounting integrations",{"_key":2857,"_type":174,"marks":2858,"text":185},"k490",[],[2860,2861,2862,2864,2865,2867,2868,2869,2870,2872,2873,2875,2876,2878],{"_key":2773,"_type":188,"externalUrl":147,"linkType":145},{"_key":2777,"_type":188,"externalUrl":147,"linkType":145},{"_key":2785,"_type":188,"externalUrl":2863,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fglobal-payments",{"_key":2789,"_type":188,"externalUrl":2863,"linkType":145},{"_key":2798,"_type":188,"externalUrl":2866,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fcorporate-card",{"_key":2802,"_type":188,"externalUrl":2866,"linkType":145},{"_key":2811,"_type":188,"externalUrl":2863,"linkType":145},{"_key":2815,"_type":188,"externalUrl":2863,"linkType":145},{"_key":2824,"_type":188,"externalUrl":2871,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fexpense-management",{"_key":2828,"_type":188,"externalUrl":2871,"linkType":145},{"_key":2837,"_type":188,"externalUrl":2874,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Finvoice-management",{"_key":2841,"_type":188,"externalUrl":2874,"linkType":145},{"_key":2850,"_type":188,"externalUrl":2877,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fintegrations",{"_key":2854,"_type":188,"externalUrl":2877,"linkType":145},{"_key":2880,"_type":170,"children":2881,"markDefs":2885,"style":1186},"k495",[2882],{"_key":2883,"_type":174,"marks":2884,"text":1006},"k494",[1183],[],{"_key":2887,"_type":170,"children":2888,"markDefs":2893,"style":1223},"k499",[2889],{"_key":2890,"_type":174,"marks":2891,"text":2892},"k498",[1183],"Is Payoneer safe and legit?",[],{"_key":2895,"_type":170,"children":2896,"markDefs":2901,"style":190},"k503",[2897],{"_key":2898,"_type":174,"marks":2899,"text":2900},"k502",[],"Yes, Payoneer is safe. It holds a licence from the Monetary Authority of Singapore and holds customer funds in segregated accounts attached to top-tier banks. Payoneer safeguards account access through the use of two-factor authentication and captcha tech, uses encryption to keep your data safe, and deploys RSA adaptive authentication for risk monitoring. It also maintains strict regulatory compliance in all the countries it operates in.",[],{"_key":2903,"_type":170,"children":2904,"markDefs":2909,"style":1223},"k507",[2905],{"_key":2906,"_type":174,"marks":2907,"text":2908},"k506",[1183],"Does Payoneer have a business account?",[],{"_key":2911,"_type":170,"children":2912,"markDefs":2917,"style":190},"k511",[2913],{"_key":2914,"_type":174,"marks":2915,"text":2916},"k510",[],"Yes, Payoneer offers customers a multi-currency business account.",[],{"_key":2919,"_type":170,"children":2920,"markDefs":2925,"style":1223},"k515",[2921],{"_key":2922,"_type":174,"marks":2923,"text":2924},"k514",[1183],"What is the disadvantage of Payoneer?",[],{"_key":2927,"_type":170,"children":2928,"markDefs":2933,"style":190},"k519",[2929],{"_key":2930,"_type":174,"marks":2931,"text":2932},"k518",[],"The disadvantages of using Payoneer are its limited currency support, multi-layered and complex pricing model, comparatively higher FX rates especially on card transactions, and imposition of annual account fees and card fees.",[],{"_key":2935,"_type":170,"children":2936,"markDefs":2941,"style":1223},"k523",[2937],{"_key":2938,"_type":174,"marks":2939,"text":2940},"k522",[1183],"Can I withdraw money from Payoneer?",[],{"_key":2943,"_type":170,"children":2944,"markDefs":2949,"style":190},"k527",[2945],{"_key":2946,"_type":174,"marks":2947,"text":2948},"k526",[],"Yes, you can withdraw funds from your Payoneer account into a local bank account or make an ATM withdrawal, the former being the more cost-effective option.",[],{"_key":2951,"_type":170,"children":2952,"markDefs":2957,"style":1223},"k531",[2953],{"_key":2954,"_type":174,"marks":2955,"text":2956},"k530",[1183],"Can I transfer money from Payoneer to my bank account?",[],{"_key":2959,"_type":170,"children":2960,"markDefs":2965,"style":190},"k535",[2961],{"_key":2962,"_type":174,"marks":2963,"text":2964},"k534",[],"Yes you can, by clicking on the 'Withdraw to bank' option.",[],{"_key":2967,"_type":170,"children":2968,"markDefs":2973,"style":1223},"k539",[2969],{"_key":2970,"_type":174,"marks":2971,"text":2972},"k538",[1183],"Which countries accept Payoneer?",[],{"_key":2975,"_type":170,"children":2976,"markDefs":2981,"style":190},"k543",[2977],{"_key":2978,"_type":174,"marks":2979,"text":2980},"k542",[],"Payoneer is accepted in 190 countries and territories.",[],{"_key":2983,"_type":170,"children":2984,"markDefs":2989,"style":1223},"k547",[2985],{"_key":2986,"_type":174,"marks":2987,"text":2988},"k546",[1183],"How much is the Payoneer annual fee?",[],{"_key":2991,"_type":170,"children":2992,"markDefs":2997,"style":190},"k551",[2993],{"_key":2994,"_type":174,"marks":2995,"text":2996},"k550",[],"The Payoneer annual fee is USD $29.95 or its equivalent (approximately SGD $40). It kicks in if your account fails to receive USD $6,000 or more across a 12-month period.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3000,"height":1055,"url":3001,"width":1057},"Payoneer Singapore review: Business account features, fees, and benefits","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F4499ea354053d138bd83a615b10c47b5\u002Fpayoneer-business-account-singapore-review_cover.jpeg",[3003,3010,3018,3024,3032,3039,3045],{"_key":1181,"_type":170,"children":3004,"level":1307,"listItem":1727,"markDefs":3009,"style":190},[3005],{"_key":3006,"_type":174,"marks":3007,"text":3008},"k1",[],"Payoneer Singapore's multi-currency business account functions like a local bank account, allowing holders to receive international payments locally in 9 major currencies",[],{"_key":3011,"_type":170,"children":3012,"level":1307,"listItem":1727,"markDefs":3017,"style":190},"k5",[3013],{"_key":3014,"_type":174,"marks":3015,"text":3016},"k4",[],"It also supports cross-border payments – including batch payments – in 70 currencies across 190 countries",[],{"_key":1195,"_type":170,"children":3019,"level":1307,"listItem":1727,"markDefs":3023,"style":190},[3020],{"_key":1191,"_type":174,"marks":3021,"text":3022},[],"Transfers from one Payoneer account to another are free",[],{"_key":3025,"_type":170,"children":3026,"level":1307,"listItem":1727,"markDefs":3031,"style":190},"k11",[3027],{"_key":3028,"_type":174,"marks":3029,"text":3030},"k10",[],"For payments involving non-Payoneer accounts, transaction fees vary by transaction type",[],{"_key":3033,"_type":170,"children":3034,"level":1307,"listItem":1727,"markDefs":3038,"style":190},"k14",[3035],{"_key":1200,"_type":174,"marks":3036,"text":3037},[],"The funds held in a Payoneer account can to withdrawn to a local bank account or from an ATM",[],{"_key":1208,"_type":170,"children":3040,"level":1307,"listItem":1727,"markDefs":3044,"style":190},[3041],{"_key":1211,"_type":174,"marks":3042,"text":3043},[],"Account holders are entitled to a Payoneer Mastercard prepaid card with multi-currency capabilities across multiple jurisdictions",[],{"_key":1219,"_type":170,"children":3046,"level":1307,"listItem":1727,"markDefs":3051,"style":190},[3047],{"_key":3048,"_type":174,"marks":3049,"text":3050},"k19",[],"Payoneer's FX rates are in the range of 0.5% to 3.5%",[],[3053],{"_key":1181,"_type":170,"children":3054,"markDefs":3058,"style":190},[3055],{"_key":3006,"_type":174,"marks":3056,"text":3057},[],"Payoneer is yet another player in Singapore's rapidly growing financial services sector that is giving traditional banks a run for their money. It is an online payment processing platform that specifically caters to small and medium-sized businesses, e-commerce platforms, marketplace sellers, and freelancers, helping them make and receive global payments with the same ease as local payments. Payoneer offers its clients a robust multi-currency business account – which is the subject of this review.",[],"2026-03-26T00:00:00.000Z",{"_type":149,"metaDescription":3061,"metaTitle":3062,"socialShareImageUrl":3063},"Payoneer business account review for Singapore businesses, exploring business account features, fees, payment capabilities, pros and cons.","Payoneer Singapore review: Features and pricing (2026)",{"_type":154,"alternativeText":3000,"height":1055,"url":3001,"width":1057},"payoneer-business-account-singapore-review",[3066,3073,3079,3085,3091,3097,3103,3109],{"_key":1181,"_type":170,"children":3067,"level":1307,"listItem":3071,"markDefs":3072,"style":190},[3068],{"_key":3006,"_type":174,"marks":3069,"text":3070},[],"Payoneer CEO conversation, McKinsey & Co – https:\u002F\u002Fwww.mckinsey.com\u002Findustries\u002Ffinancial-services\u002Four-insights\u002Fenabling-global-commerce-a-conversation-with-payoneer-ceo-scott-galit","number",[],{"_key":3011,"_type":170,"children":3074,"level":1307,"listItem":3071,"markDefs":3078,"style":190},[3075],{"_key":3014,"_type":174,"marks":3076,"text":3077},[],"Payoneer Singapore MPI licence, Business Wire – https:\u002F\u002Fwww.businesswire.com\u002Fnews\u002Fhome\u002F20230815365436\u002Fen\u002FPayoneer-Singapore-Secures-Major-Payment-Institution-License-to-Empower-SMEs",[],{"_key":1195,"_type":170,"children":3080,"level":1307,"listItem":3071,"markDefs":3084,"style":190},[3081],{"_key":1191,"_type":174,"marks":3082,"text":3083},[],"Payoneer fees, Payoneer – https:\u002F\u002Fwww.payoneer.com\u002Fen-in\u002Fabout\u002Fpricing\u002F",[],{"_key":3025,"_type":170,"children":3086,"level":1307,"listItem":3071,"markDefs":3090,"style":190},[3087],{"_key":3028,"_type":174,"marks":3088,"text":3089},[],"Who are our customers? 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