[{"data":1,"prerenderedAt":3175},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":134,"cms-navigation":284,"cms-blog-post-template":1064,"cms-blog-post-latest":1124,"sanity-bBc4Z8OUYx2xu3u8_rVvgmN2IqH_kVObWA62o0upL74":1163},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"backToPartnerCaseStudiesLabel":14,"blogFaqLabel":15,"blogSearchPlaceholder":16,"blogSourcesLabel":17,"blogSummaryLabel":18,"brandHomeLabel":19,"breadcrumbBlogLabel":20,"breadcrumbCompareLabel":21,"breadcrumbHomeLabel":22,"breadcrumbNavigationLabel":23,"caseStudiesLabel":24,"caseStudyApproachLabel":25,"caseStudyBeforeAndAfterSectionLabel":26,"caseStudyChallengeLabel":27,"caseStudyClientLabel":28,"caseStudyCompanyInfoSectionLabel":29,"caseStudyCompanySizeLabel":30,"caseStudyCountryLabel":31,"caseStudyFocusLabel":32,"caseStudyFoundedLabel":33,"caseStudyFounderLabel":34,"caseStudyIndustryLabel":35,"caseStudySavePerYearSectionLabel":36,"caseStudySearchPlaceholder":16,"caseStudyWebsiteLabel":37,"comingSoonLabel":38,"copyLinkLabel":39,"dataProtectionLabel":40,"downloadButtonLabel":41,"downloadSearchPlaceholder":16,"downloadsLabel":42,"emailPlaceholder":43,"errorPageBody":44,"errorPageBusinessAccountLabel":45,"errorPageCorporateCardLabel":46,"errorPageDestinationsHeading":47,"errorPageExpenseManagementLabel":48,"errorPageGlobalPaymentsLabel":49,"errorPageHeading":50,"errorPageHelpCentreLabel":51,"errorPageHomeLabel":52,"errorPageSupportBody":53,"errorPageSupportHeading":54,"errorPageSupportLinkLabel":55,"errorPageYieldLabel":56,"formErrorMessage":57,"formInvalidEmailMessage":58,"formInvalidPhoneMessage":59,"formInvalidUrlMessage":60,"formRequiredFieldMessage":61,"formSubmitLabel":62,"formSuccessMessage":63,"fxCurrencySearchPlaceholder":64,"fxNoConversionLabel":65,"fxNoFeeLabel":66,"fxQuoteErrorMessage":67,"fxSourceCurrencySelectorLabel":68,"fxTargetCurrencySelectorLabel":69,"goToSlideLabel":70,"includedLabel":71,"languageHeading":72,"latestArticlesLabel":73,"launchpadBusinessLocationLabel":74,"launchpadCompanySizeLabel":75,"launchpadFoundedLabel":76,"launchpadGateDismissLabel":77,"launchpadHeadquarterLabel":78,"launchpadIndustryLabel":35,"learnMoreLabel":79,"legalEffectiveFromLabel":80,"legalLastUpdatedLabel":81,"loadMoreLabel":82,"mainNavigationLabel":83,"market":84,"marketNames":85,"mostPopularLabel":101,"nextSlideLabel":102,"notIncludedLabel":103,"openAccountLabel":104,"optionsLabel":105,"partnerCaseStudiesLabel":106,"previousSlideLabel":107,"pricingFirstPlanFeaturesLabel":108,"pricingUpgradePlanFeaturesLabel":109,"ratingLabel":110,"readCaseStudyLabel":111,"readingTimeLabel":112,"recommendedLabel":113,"regionHeading":114,"regionSelectorLabel":115,"rewardExpandLabel":116,"rewardSearchPlaceholder":16,"savedPerYearLabel":117,"shareOnFacebookLabel":118,"shareOnLinkedinLabel":119,"shareOnXLabel":120,"sharePostLabel":121,"supportedByLabel":122,"tableOfContentsLabel":123,"titleBrandSuffix":124,"toggleMenuLabel":125,"vcAmbassadorInvitationLabel":126,"videoMuteLabel":127,"videoPauseLabel":128,"videoPlayLabel":129,"videoSeekLabel":130,"videoSoundPrompt":131,"videoUnmuteLabel":132,"viewAllCategoriesLabel":133,"viewAllProductsLabel":133},"2026-07-29T13:25:51Z","uiStrings-SG","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Back to Partner Stories","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Blog","Compare","Home","Breadcrumb","Customer Stories","After Aspire","Before and after Aspire","Before Aspire","Company","Company info","Company size","Country","Case study focus","Founded","Founder","Industry","Save per year","Website","Coming soon","Copy link","If you wish to discuss data protection matters, please contact our Data Protection Officer at","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get started","Thank you! Your submission has been received!","Search by currency, country or code","No conversion","No fee","We could not get a rate just now. Please try again.","Choose the currency you send","Choose the currency the recipient gets","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Close","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","SG",[86,89,92,95,98],{"_key":84,"_type":87,"label":88,"market":84},"marketName","Singapore",{"_key":90,"_type":87,"label":91,"market":90},"US","United States",{"_key":93,"_type":87,"label":94,"market":93},"AU","Australia",{"_key":96,"_type":87,"label":97,"market":96},"HK","Hong Kong",{"_key":99,"_type":87,"label":100,"market":99},"NL","Netherlands","Most popular","Next","Not included","Open an Account","Options","Partner Stories","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","More","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","Table of contents","Aspire Singapore","Toggle menu","An exclusive invitation from {name}","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":135,"_id":136,"_rev":137,"_type":138,"_updatedAt":139,"announcementBar":140,"baseUrl":147,"defaultSeo":148,"defaultSocialShareImageUrl":153,"footer":159,"footerLegalParagraphsRich":235,"market":84,"mobileApp":276,"siteName":282,"studioVersion":283},"2026-07-23T11:30:06Z","siteSettings-SG","MmHbXlH1BZkVyZmjxHk0Tp","siteSettings","2026-09-28T08:29:52Z",{"enabled":141,"link":142,"text":146},true,{"_type":143,"externalUrl":144,"label":79,"linkType":145},"link","\u002Fcashback","external","🔥 New: Earn 1.2% unlimited cashback on all corporate card spend.","https:\u002F\u002Faspireapp.com",{"_type":149,"metaDescription":150,"metaTitle":151,"noIndex":152},"seo","Multi-currency, multi-market, multi-time zone — Aspire does business like you do. Business accounts, corporate cards, FX, and expense management for 50,000+ businesses.","Aspire — The finance stack for global businesses",false,{"_type":154,"alternativeText":155,"height":156,"url":157,"width":158},"imageUrl","Aspire — the finance stack for global businesses",706,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd1347741472288c47075d1ef60cdcf1d\u002F6a0172ace415cdbc01e0932d_home-01-p-1600.webp",1600,{"copyright":160,"dataProtectionEmail":161,"legalParagraphs":162,"legalParagraphsRich":167},"© 2026 Aspire FT Pte Ltd. All rights reserved.","singapore-dpo@aspireapp.com",[163,164,165,166],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website here.","Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website here.","Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found here.","Yield is being provided by AFT SG 2 Pte Ltd (AFT) in Singapore. AFT is licensed under the Securities and Futures Act in respect of dealing in capital markets products (collective investment schemes) and providing custodial services.",[168,191,208,228],{"_key":169,"_type":170,"children":171,"markDefs":186,"style":190},"legal-0","block",[172,177,182],{"_key":173,"_type":174,"marks":175,"text":176},"legal-0-lead","span",[],"Aspire FT Pte. Ltd. (\"Aspire\") has been granted a temporary exemption from holding a license under the Payment Services Act 2019 (as amended, \"PS Act\") for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. The exemption can be confirmed on the MAS website ",{"_key":178,"_type":174,"marks":179,"text":181},"legal-0-link",[180],"link-0","here",{"_key":183,"_type":174,"marks":184,"text":185},"legal-0-tail",[],".",[187],{"_key":180,"_type":188,"externalUrl":189,"linkType":145},"linkAnnotation","https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-the-ps-esp-r","normal",{"_key":192,"_type":170,"children":193,"markDefs":205,"style":190},"legal-1",[194,198,202],{"_key":195,"_type":174,"marks":196,"text":197},"legal-1-lead",[],"Aspire has also been granted a temporary exemption from holding a license under the PS Act for a specified period for the provision of specified cross-border money transfer service caught under the expanded scope of the regulated activities. The expanded scope of regulated activities relates only to arranging for the transmission of money from any country or territory to another country or territory, where monies are not accepted or received in Singapore. The exemption can be confirmed on the MAS website ",{"_key":199,"_type":174,"marks":200,"text":181},"legal-1-link",[201],"link-1",{"_key":203,"_type":174,"marks":204,"text":185},"legal-1-tail",[],[206],{"_key":201,"_type":188,"externalUrl":207,"linkType":145},"https:\u002F\u002Fwww.mas.gov.sg\u002Fregulation\u002Fpayments\u002Fentities-that-have-notified-mas-pursuant-to-ps-amend-act-2021-stpr",{"_key":209,"_type":170,"children":210,"markDefs":222,"style":190},"legal-2",[211,215,219],{"_key":212,"_type":174,"marks":213,"text":214},"legal-2-lead",[],"Aspire is not licensed, nor exempt, to provide cross-border money transfer service beyond the expanded scope described above, and consequently, this service is provided only by MAS licensed entities partnering with Aspire (\"Partners\"), subject to their own terms and conditions. All Aspire and Partners terms and conditions can be found ",{"_key":216,"_type":174,"marks":217,"text":181},"legal-2-link",[218],"link-2",{"_key":220,"_type":174,"marks":221,"text":185},"legal-2-tail",[],[223],{"_key":218,"_type":188,"internal":224,"linkType":227},{"_ref":225,"_type":226},"legalPage-SG-675927ebdab2bcd62c4742b8","reference","internal",{"_key":229,"_type":170,"children":230,"markDefs":234,"style":190},"legal-3",[231],{"_key":232,"_type":174,"marks":233,"text":166},"legal-3-text",[],[],[236,247,257,271],{"_key":169,"_type":170,"children":237,"markDefs":244,"style":190},[238,240,242],{"_key":173,"_type":174,"marks":239,"text":176},[],{"_key":178,"_type":174,"marks":241,"text":181},[180],{"_key":183,"_type":174,"marks":243,"text":185},[],[245],{"_key":180,"_type":188,"externalUrl":189,"internalTarget":246,"linkType":145},null,{"_key":192,"_type":170,"children":248,"markDefs":255,"style":190},[249,251,253],{"_key":195,"_type":174,"marks":250,"text":197},[],{"_key":199,"_type":174,"marks":252,"text":181},[201],{"_key":203,"_type":174,"marks":254,"text":185},[],[256],{"_key":201,"_type":188,"externalUrl":207,"internalTarget":246,"linkType":145},{"_key":209,"_type":170,"children":258,"markDefs":265,"style":190},[259,261,263],{"_key":212,"_type":174,"marks":260,"text":214},[],{"_key":216,"_type":174,"marks":262,"text":181},[218],{"_key":220,"_type":174,"marks":264,"text":185},[],[266],{"_key":218,"_type":188,"internal":267,"internalTarget":268,"linkType":227},{"_ref":225,"_type":226},{"_type":269,"slug":270},"legalPage","master-service-agreement",{"_key":229,"_type":170,"children":272,"markDefs":275,"style":190},[273],{"_key":232,"_type":174,"marks":274,"text":166},[],[],{"rating":277},{"count":278,"source":279,"sourceUrl":280,"value":281},122,"App Store","https:\u002F\u002Fapps.apple.com\u002Fsg\u002Fapp\u002Faspire-business-account-card\u002Fid1514566206",4.5,"Aspire","2026.10.1",{"_createdAt":285,"_id":286,"_rev":287,"_type":288,"_updatedAt":289,"footerGroups":290,"getStartedLink":662,"header":664,"loginLink":687,"market":84,"megaMenu":688},"2026-07-23T11:30:05Z","navigation-SG","xvArOttZSiiQLe4fJqKyas","navigation","2026-10-01T08:14:51Z",[291,331,363,423,513,555,614,639],{"_key":292,"_type":293,"links":294,"title":330},"footer-products","footerGroup",[295,303,309,316,323],{"_key":296,"_type":143,"internal":297,"internalTarget":299,"label":302,"linkType":227},"fp-1",{"_ref":298,"_type":226},"page-SG-business-account",{"_type":300,"slug":301},"page","business-account","Business Account",{"_key":304,"_type":143,"internal":305,"internalTarget":307,"label":56,"linkType":227},"fp-2",{"_ref":306,"_type":226},"page-SG-yield",{"_type":300,"slug":308},"yield",{"_key":310,"_type":143,"internal":311,"internalTarget":313,"label":315,"linkType":227},"fp-3",{"_ref":312,"_type":226},"page-SG-expense-management",{"_type":300,"slug":314},"expense-management","Expense Management",{"_key":317,"_type":143,"internal":318,"internalTarget":320,"label":322,"linkType":227},"fp-4",{"_ref":319,"_type":226},"page-SG-corporate-card",{"_type":300,"slug":321},"corporate-card","Corporate Card",{"_key":324,"_type":143,"internal":325,"internalTarget":327,"label":329,"linkType":227},"fp-5",{"_ref":326,"_type":226},"page-SG-global-payments",{"_type":300,"slug":328},"global-payments","Global Payments","Products",{"_key":332,"_type":293,"links":333,"title":362},"footer-features",[334,341,348,355],{"_key":335,"_type":143,"internal":336,"internalTarget":338,"label":340,"linkType":227},"ff-2",{"_ref":337,"_type":226},"page-SG-bill-pay",{"_type":300,"slug":339},"bill-pay","Pay Bills",{"_key":342,"_type":143,"internal":343,"internalTarget":345,"label":347,"linkType":227},"ff-3",{"_ref":344,"_type":226},"page-SG-integrations",{"_type":300,"slug":346},"integrations","Automate Accounting",{"_key":349,"_type":143,"internal":350,"internalTarget":352,"label":354,"linkType":227},"ff-5",{"_ref":351,"_type":226},"page-SG-budgets",{"_type":300,"slug":353},"budgets","Budgets",{"_key":356,"_type":143,"internal":357,"internalTarget":359,"label":361,"linkType":227},"ff-8",{"_ref":358,"_type":226},"page-SG-invoice-management",{"_type":300,"slug":360},"invoice-management","Invoice Management","Features",{"_key":364,"_type":293,"links":365,"title":21},"footer-compare",[366,374,381,388,395,402,409,416],{"_key":367,"_type":143,"internal":368,"internalTarget":370,"label":373,"linkType":227},"fc-1",{"_ref":369,"_type":226},"comparison-SG-6a48c2ca930b76bea46e6992",{"_type":371,"slug":372},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":375,"_type":143,"internal":376,"internalTarget":378,"label":380,"linkType":227},"fc-2",{"_ref":377,"_type":226},"comparison-SG-6a48c2bc5c255cd6f776f619",{"_type":371,"slug":379},"aspire-vs-anext","Aspire vs ANEXT",{"_key":382,"_type":143,"internal":383,"internalTarget":385,"label":387,"linkType":227},"fc-3",{"_ref":384,"_type":226},"comparison-SG-aspire-vs-traditional-banks",{"_type":371,"slug":386},"aspire-vs-traditional-banks","Aspire vs Banks",{"_key":389,"_type":143,"internal":390,"internalTarget":392,"label":394,"linkType":227},"fc-4",{"_ref":391,"_type":226},"comparison-SG-6a48c2c27b53afca3f2e5281",{"_type":371,"slug":393},"aspire-business-account-vs-ocbc-business-growth-account-singapore","Aspire vs OCBC",{"_key":396,"_type":143,"internal":397,"internalTarget":399,"label":401,"linkType":227},"fc-5",{"_ref":398,"_type":226},"comparison-SG-6a48c2cef9911194b9b6fd08",{"_type":371,"slug":400},"aspire-vs-revolut","Aspire vs Revolut",{"_key":403,"_type":143,"internal":404,"internalTarget":406,"label":408,"linkType":227},"fc-6",{"_ref":405,"_type":226},"comparison-SG-6a48c2cbf9911194b9b6faa4",{"_type":371,"slug":407},"aspire-vs-wise","Aspire vs Wise",{"_key":410,"_type":143,"internal":411,"internalTarget":413,"label":415,"linkType":227},"fc-7",{"_ref":412,"_type":226},"comparison-SG-6a48c2ccb2f9af9cc29e7ec5",{"_type":371,"slug":414},"aspire-vs-youbiz","Aspire vs Youbiz",{"_key":417,"_type":143,"internal":418,"internalTarget":420,"label":422,"linkType":227},"fc-8",{"_ref":419,"_type":226},"comparison-SG-aspire-yield-vs-others",{"_type":371,"slug":421},"aspire-yield-vs-others","Aspire Yield vs Others",{"_key":424,"_type":293,"links":425,"title":512},"footer-business-tools",[426,433,440,447,454,458,462,469,476,484,491,498,505],{"_key":427,"_type":143,"internal":428,"internalTarget":430,"label":432,"linkType":227},"fr-7",{"_ref":429,"_type":226},"page-SG-calculator-amazon-seller-fees-calculator",{"_type":300,"slug":431},"calculator\u002Famazon-seller-fees-calculator","Amazon Fee Calculator",{"_key":434,"_type":143,"internal":435,"internalTarget":437,"label":439,"linkType":227},"fr-8",{"_ref":436,"_type":226},"page-SG-investor-list-south-east-asia",{"_type":300,"slug":438},"investor-list-south-east-asia","Investor Database",{"_key":441,"_type":143,"internal":442,"internalTarget":444,"label":446,"linkType":227},"fr-9",{"_ref":443,"_type":226},"page-SG-calculator-spend-management-calculator",{"_type":300,"slug":445},"calculator\u002Fspend-management-calculator","Spend Calculator",{"_key":448,"_type":143,"internal":449,"internalTarget":451,"label":453,"linkType":227},"fr-10",{"_ref":450,"_type":226},"page-SG-ssic-code-checker",{"_type":300,"slug":452},"ssic-code-checker","SSIC Code Lookup",{"_key":455,"_type":143,"externalUrl":456,"internalTarget":246,"label":457,"linkType":145},"fr-11","https:\u002F\u002Faspireapp.com\u002Fswift-code-checker","SWIFT Code Checker",{"_key":459,"_type":143,"externalUrl":460,"internalTarget":246,"label":461,"linkType":145},"fr-12","https:\u002F\u002Faspireapp.com\u002Fsme-grant-checker","Grant eligibility checker",{"_key":463,"_type":143,"internal":464,"internalTarget":466,"label":468,"linkType":227},"fr-13",{"_ref":465,"_type":226},"page-SG-calculator-business-loan-calculator-singapore",{"_type":300,"slug":467},"calculator\u002Fbusiness-loan-calculator-singapore","Business Loan Calculator",{"_key":470,"_type":143,"internal":471,"internalTarget":473,"label":475,"linkType":227},"fr-14",{"_ref":472,"_type":226},"page-SG-calculator-margin-calculator",{"_type":300,"slug":474},"calculator\u002Fmargin-calculator","Margin Calculator",{"_key":477,"_type":143,"internal":478,"internalTarget":480,"label":483,"linkType":227},"fr-15",{"_ref":479,"_type":226},"blogPost-SG-694eb114840789269183314e",{"_type":481,"slug":482},"blogPost","understanding-burn-rate","Burn Rate Calculator",{"_key":485,"_type":143,"internal":486,"internalTarget":488,"label":490,"linkType":227},"fbt-1",{"_ref":487,"_type":226},"page-SG-employer-cpf-contribution-calculator",{"_type":300,"slug":489},"employer-cpf-contribution-calculator","CPF Contribution Calculator",{"_key":492,"_type":143,"internal":493,"internalTarget":495,"label":497,"linkType":227},"fbt-2",{"_ref":494,"_type":226},"page-SG-gst-calculator-singapore",{"_type":300,"slug":496},"gst-calculator-singapore","Singapore GST Calculator",{"_key":499,"_type":143,"internal":500,"internalTarget":502,"label":504,"linkType":227},"fbt-3",{"_ref":501,"_type":226},"page-SG-business-budget-calculator",{"_type":300,"slug":503},"business-budget-calculator","Business Budget Calculator",{"_key":506,"_type":143,"internal":507,"internalTarget":509,"label":511,"linkType":227},"fbt-4",{"_ref":508,"_type":226},"page-SG-invoice-generator",{"_type":300,"slug":510},"invoice-generator","Invoice Generator","Business tools",{"_key":514,"_type":293,"links":515,"title":554},"footer-resources",[516,522,529,536,543,550],{"_key":517,"_type":143,"internal":518,"internalTarget":520,"label":20,"linkType":227},"fr-1",{"_ref":519,"_type":226},"page-SG-blog",{"_type":300,"slug":521},"blog",{"_key":523,"_type":143,"internal":524,"internalTarget":526,"label":528,"linkType":227},"fr-2",{"_ref":525,"_type":226},"page-SG-launchpad",{"_type":300,"slug":527},"launchpad","Aspire Launchpad",{"_key":530,"_type":143,"internal":531,"internalTarget":533,"label":535,"linkType":227},"fr-3",{"_ref":532,"_type":226},"page-SG-aspire-for-startups",{"_type":300,"slug":534},"aspire-for-startups","Aspire for Startups",{"_key":537,"_type":143,"internal":538,"internalTarget":540,"label":542,"linkType":227},"fr-4",{"_ref":539,"_type":226},"page-SG-case-studies",{"_type":300,"slug":541},"case-studies","Case Studies",{"_key":544,"_type":143,"internal":545,"internalTarget":547,"label":549,"linkType":227},"fr-5",{"_ref":546,"_type":226},"page-SG-partner-case-study",{"_type":300,"slug":548},"partner-case-study","Partner Case Studies",{"_key":551,"_type":143,"externalUrl":552,"internalTarget":246,"label":553,"linkType":145},"fr-6","https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen\u002F","FAQ","Resources",{"_key":556,"_type":293,"links":557,"title":28},"footer-company",[558,565,572,579,586,593,600,607],{"_key":559,"_type":143,"internal":560,"internalTarget":562,"label":564,"linkType":227},"fco-1",{"_ref":561,"_type":226},"page-SG-about-us",{"_type":300,"slug":563},"about-us","About Aspire",{"_key":566,"_type":143,"internal":567,"internalTarget":569,"label":571,"linkType":227},"fco-2",{"_ref":568,"_type":226},"page-SG-contact-us",{"_type":300,"slug":570},"contact-us","Contact Us",{"_key":573,"_type":143,"internal":574,"internalTarget":576,"label":578,"linkType":227},"fco-3",{"_ref":575,"_type":226},"page-SG-careers",{"_type":300,"slug":577},"careers","Careers",{"_key":580,"_type":143,"internal":581,"internalTarget":583,"label":585,"linkType":227},"fco-5",{"_ref":582,"_type":226},"page-SG-about-fraud-and-scam",{"_type":300,"slug":584},"about-fraud-and-scam","Learn About Fraud and Scams",{"_key":587,"_type":143,"internal":588,"internalTarget":590,"label":592,"linkType":227},"fco-6",{"_ref":589,"_type":226},"page-SG-newsroom",{"_type":300,"slug":591},"newsroom","Newsroom",{"_key":594,"_type":143,"internal":595,"internalTarget":597,"label":599,"linkType":227},"fco-7",{"_ref":596,"_type":226},"page-SG-partners",{"_type":300,"slug":598},"partners","Partner with Aspire",{"_key":601,"_type":143,"internal":602,"internalTarget":604,"label":606,"linkType":227},"fco-8",{"_ref":603,"_type":226},"page-SG-product-updates",{"_type":300,"slug":605},"product-updates","Product Updates",{"_key":608,"_type":143,"internal":609,"internalTarget":611,"label":613,"linkType":227},"fco-9",{"_ref":610,"_type":226},"page-SG-security-and-compliance",{"_type":300,"slug":612},"security-and-compliance","Security and Compliance",{"_key":615,"_type":293,"links":616,"title":638},"footer-use-case",[617,624,631],{"_key":618,"_type":143,"internal":619,"internalTarget":621,"label":623,"linkType":227},"fu-1",{"_ref":620,"_type":226},"page-SG-use-case-receive-revenue",{"_type":300,"slug":622},"use-case\u002Freceive-revenue","Receive Revenue",{"_key":625,"_type":143,"internal":626,"internalTarget":628,"label":630,"linkType":227},"fu-2",{"_ref":627,"_type":226},"page-SG-use-case-payroll",{"_type":300,"slug":629},"use-case\u002Fpayroll","Payroll",{"_key":632,"_type":143,"internal":633,"internalTarget":635,"label":637,"linkType":227},"fu-3",{"_ref":634,"_type":226},"page-SG-use-case-payments",{"_type":300,"slug":636},"use-case\u002Fpayments","Payments","Use Case",{"_key":640,"_type":293,"isLegal":141,"links":641,"title":661},"footer-legal",[642,649,654],{"_key":643,"_type":143,"internal":644,"internalTarget":646,"label":648,"linkType":227},"fl-1",{"_ref":645,"_type":226},"legalPage-SG-65a9e9bbd0bdabb429b1e156",{"_type":269,"slug":647},"privacy-policy","Privacy Policy",{"_key":650,"_type":143,"internal":651,"internalTarget":652,"label":653,"linkType":227},"fl-2",{"_ref":225,"_type":226},{"_type":269,"slug":270},"Terms of Service",{"_key":655,"_type":143,"internal":656,"internalTarget":658,"label":660,"linkType":227},"fl-3",{"_ref":657,"_type":226},"page-SG-complaints",{"_type":300,"slug":659},"complaints","Complaints Policy","Legal",{"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[665,669,672,674,681,685],{"_key":666,"_type":143,"internalTarget":246,"label":667,"linkType":668},"nav-product","Product","none",{"_key":670,"_type":143,"internalTarget":246,"label":671,"linkType":668},"nav-solutions","Solutions",{"_key":673,"_type":143,"internalTarget":246,"label":554,"linkType":668},"nav-resources",{"_key":675,"_type":143,"internal":676,"internalTarget":678,"label":680,"linkType":227},"nav-pricing",{"_ref":677,"_type":226},"page-SG-pricing",{"_type":300,"slug":679},"pricing","Pricing",{"_key":682,"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145,"openInNewTab":141},"nav-login","https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",{"_key":686,"_type":143,"externalUrl":663,"internalTarget":246,"label":62,"linkType":145,"openInNewTab":141},"nav-get-started",{"_type":143,"externalUrl":683,"internalTarget":246,"label":684,"linkType":145},[689,808,977],{"_key":690,"_type":691,"columns":692,"featured":796,"label":667},"mm-product","megaMenuPanel",[693,715,745,771],{"_key":694,"_type":695,"links":696,"title":302},"mm-product-account","megaMenuColumn",[697,704,710],{"_key":698,"_type":699,"link":700},"mm-p-multicurrency","megaMenuLink",{"_type":143,"internal":701,"internalTarget":702,"label":703,"linkType":227},{"_ref":298,"_type":226},{"_type":300,"slug":301},"Multi-Currency",{"_key":705,"_type":699,"link":706},"mm-p-cards",{"_type":143,"internal":707,"internalTarget":708,"label":709,"linkType":227},{"_ref":319,"_type":226},{"_type":300,"slug":321},"Smart Cards",{"_key":711,"_type":699,"link":712},"mm-p-yield",{"_type":143,"internal":713,"internalTarget":714,"label":56,"linkType":227},{"_ref":306,"_type":226},{"_type":300,"slug":308},{"_key":716,"_type":695,"links":717,"title":744},"mm-product-cfo",[718,723,729,735],{"_key":719,"_type":699,"link":720},"mm-p-expense",{"_type":143,"internal":721,"internalTarget":722,"label":315,"linkType":227},{"_ref":312,"_type":226},{"_type":300,"slug":314},{"_key":724,"_type":699,"link":725},"mm-p-budget",{"_type":143,"internal":726,"internalTarget":727,"label":728,"linkType":227},{"_ref":351,"_type":226},{"_type":300,"slug":353},"Budget Management",{"_key":730,"_type":699,"link":731},"mm-p-receivables",{"_type":143,"internal":732,"internalTarget":733,"label":734,"linkType":227},{"_ref":358,"_type":226},{"_type":300,"slug":360},"Accounts Receivable",{"_key":736,"_type":699,"badgeLabel":737,"link":738},"mm-p-procure-to-pay","NEW",{"_type":143,"internal":739,"internalTarget":741,"label":743,"linkType":227},{"_ref":740,"_type":226},"page-SG-procure-to-pay",{"_type":300,"slug":742},"procure-to-pay","Procure-to-pay","CFO Suite",{"_key":746,"_type":695,"badgeLabel":737,"links":747,"title":770},"mm-product-payroll",[748,754,762],{"_key":749,"_type":699,"link":750},"mm-p-payroll",{"_type":143,"internal":751,"internalTarget":752,"label":753,"linkType":227},{"_ref":627,"_type":226},{"_type":300,"slug":629},"Global Payroll",{"_key":755,"_type":699,"link":756},"mm-p-eor",{"_type":143,"internal":757,"internalTarget":759,"label":761,"linkType":227},{"_ref":758,"_type":226},"page-SG-employer-of-record",{"_type":300,"slug":760},"employer-of-record","Employer of Record",{"_key":763,"_type":699,"link":764},"mm-p-contractors",{"_type":143,"internal":765,"internalTarget":767,"label":769,"linkType":227},{"_ref":766,"_type":226},"page-SG-contractor-management-product",{"_type":300,"slug":768},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":772,"_type":695,"links":773,"title":795},"mm-product-platform",[774,779,787],{"_key":775,"_type":699,"link":776},"mm-p-payments",{"_type":143,"internal":777,"internalTarget":778,"label":329,"linkType":227},{"_ref":326,"_type":226},{"_type":300,"slug":328},{"_key":780,"_type":699,"link":781},"mm-p-issuance",{"_type":143,"internal":782,"internalTarget":784,"label":786,"linkType":227},{"_ref":783,"_type":226},"page-SG-issuance",{"_type":300,"slug":785},"issuance","Issuance",{"_key":788,"_type":699,"link":789},"mm-p-accounts",{"_type":143,"internal":790,"internalTarget":792,"label":794,"linkType":227},{"_ref":791,"_type":226},"page-SG-global-account",{"_type":300,"slug":793},"global-account","Global Accounts","Platform",{"body":797,"eyebrow":798,"heading":799,"image":800,"link":805},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":154,"alternativeText":801,"height":802,"url":803,"width":804},"The Aspire team",607,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ff302d0af44c2c170a1f5c58beb11393e\u002F653f1ed2f29fc491d2cd5387_endowus.avif",1080,{"_type":143,"internal":806,"internalTarget":807,"label":799,"linkType":227},{"_ref":677,"_type":226},{"_type":300,"slug":679},{"_key":809,"_type":691,"columns":810,"featured":959,"label":671},"mm-solutions",[811,856,882,925],{"_key":812,"_type":695,"links":813,"title":855},"mm-solutions-industry",[814,823,831,839,847],{"_key":815,"_type":699,"link":816},"mm-s-consulting",{"_type":143,"internal":817,"internalTarget":819,"label":822,"linkType":227},{"_ref":818,"_type":226},"solution-SG-consulting",{"_type":820,"slug":821},"solution","consulting","Consulting",{"_key":824,"_type":699,"link":825},"mm-s-ecommerce",{"_type":143,"internal":826,"internalTarget":828,"label":830,"linkType":227},{"_ref":827,"_type":226},"solution-SG-ecommerce",{"_type":820,"slug":829},"ecommerce","eCommerce",{"_key":832,"_type":699,"link":833},"mm-s-agencies",{"_type":143,"internal":834,"internalTarget":836,"label":838,"linkType":227},{"_ref":835,"_type":226},"solution-SG-marketing-agencies",{"_type":820,"slug":837},"marketing-agencies","Marketing Agencies",{"_key":840,"_type":699,"link":841},"mm-s-vc",{"_type":143,"internal":842,"internalTarget":844,"label":846,"linkType":227},{"_ref":843,"_type":226},"solution-SG-vc-funds",{"_type":820,"slug":845},"vc-funds","VC & Investment Firms",{"_key":848,"_type":699,"link":849},"mm-s-web3",{"_type":143,"internal":850,"internalTarget":852,"label":854,"linkType":227},{"_ref":851,"_type":226},"solution-SG-web3",{"_type":820,"slug":853},"web3","Web3","By Industry",{"_key":857,"_type":695,"links":858,"title":881},"mm-solutions-size",[859,865,873],{"_key":860,"_type":699,"link":861},"mm-s-startups",{"_type":143,"internal":862,"internalTarget":863,"label":864,"linkType":227},{"_ref":532,"_type":226},{"_type":300,"slug":534},"Startups",{"_key":866,"_type":699,"link":867},"mm-s-sme",{"_type":143,"internal":868,"internalTarget":870,"label":872,"linkType":227},{"_ref":869,"_type":226},"solution-SG-sme",{"_type":820,"slug":871},"sme","SMEs",{"_key":874,"_type":699,"link":875},"mm-s-midsized",{"_type":143,"internal":876,"internalTarget":878,"label":880,"linkType":227},{"_ref":877,"_type":226},"solution-SG-mid-sized-companies",{"_type":820,"slug":879},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":883,"_type":695,"links":884,"title":924},"mm-solutions-partner",[885,893,900,908,916],{"_key":886,"_type":699,"link":887},"mm-s-accountants",{"_type":143,"internal":888,"internalTarget":890,"label":892,"linkType":227},{"_ref":889,"_type":226},"page-SG-accountants",{"_type":300,"slug":891},"partners\u002Faccountants","Accountants",{"_key":894,"_type":699,"link":895},"mm-s-partner-ecommerce",{"_type":143,"internal":896,"internalTarget":898,"label":830,"linkType":227},{"_ref":897,"_type":226},"page-SG-ecommerce",{"_type":300,"slug":899},"partners\u002Fecommerce",{"_key":901,"_type":699,"link":902},"mm-s-corpsec",{"_type":143,"internal":903,"internalTarget":905,"label":907,"linkType":227},{"_ref":904,"_type":226},"page-SG-corpsec",{"_type":300,"slug":906},"partners\u002Fcorpsec","CorpSec",{"_key":909,"_type":699,"link":910},"mm-s-incubators",{"_type":143,"internal":911,"internalTarget":913,"label":915,"linkType":227},{"_ref":912,"_type":226},"page-SG-vc-and-incubators",{"_type":300,"slug":914},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":917,"_type":699,"link":918},"mm-s-affiliates",{"_type":143,"internal":919,"internalTarget":921,"label":923,"linkType":227},{"_ref":920,"_type":226},"page-SG-aspire-affiliate-program",{"_type":300,"slug":922},"partners\u002Faspire-affiliate-program","Affiliates","By Partner",{"_key":926,"_type":695,"links":927,"title":958},"mm-solutions-connectivity",[928,936,942,950],{"_key":929,"_type":699,"link":930},"mm-s-connect",{"_type":143,"internal":931,"internalTarget":933,"label":935,"linkType":227},{"_ref":932,"_type":226},"page-SG-aspire-connect",{"_type":300,"slug":934},"aspire-connect","Aspire Connect",{"_key":937,"_type":699,"link":938},"mm-s-integrations",{"_type":143,"internal":939,"internalTarget":940,"label":941,"linkType":227},{"_ref":344,"_type":226},{"_type":300,"slug":346},"Integrations",{"_key":943,"_type":699,"link":944},"mm-s-api",{"_type":143,"internal":945,"internalTarget":947,"label":949,"linkType":227},{"_ref":946,"_type":226},"page-SG-api",{"_type":300,"slug":948},"api","API",{"_key":951,"_type":699,"badgeLabel":737,"link":952},"mm-s-mcp",{"_type":143,"internal":953,"internalTarget":955,"label":957,"linkType":227},{"_ref":954,"_type":226},"page-SG-mcp",{"_type":300,"slug":956},"mcp","MCP","Connectivity & AI",{"body":960,"eyebrow":961,"link":962,"logo":965,"person":970},"“Opening an Aspire account was pretty quick and more importantly painless... I appreciated the excellent service they provided through the whole process. Their online platform is very user-friendly and has some great features.”","Customer Testimonials",{"_type":143,"externalUrl":963,"internalTarget":246,"label":964,"linkType":145},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":154,"alternativeText":966,"height":967,"url":968,"width":969},"Tech In Asia",108,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F6967697bcce642d4aa1d7957_tech-in-asia-logo-600w.webp",600,{"image":971,"name":975,"role":976},{"_type":154,"alternativeText":972,"height":973,"url":974,"width":973},"Latha Natarajan, Finance Director at Tech In Asia",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F65a9ea853128c50ff747dae9_latha-natrajan-small.webp","Latha Natarajan","Finance Director at Tech In Asia",{"_key":978,"_type":691,"columns":979,"featured":1050,"label":554},"mm-resources",[980,1008,1028],{"_key":981,"_type":695,"links":982,"title":1007},"mm-resources-knowledge",[983,989,997,1002],{"_key":984,"_type":699,"link":985},"mm-r-blog",{"_type":143,"internal":986,"internalTarget":987,"label":988,"linkType":227},{"_ref":519,"_type":226},{"_type":300,"slug":521},"Blogs",{"_key":990,"_type":699,"link":991},"mm-r-reports",{"_type":143,"internal":992,"internalTarget":994,"label":996,"linkType":227},{"_ref":993,"_type":226},"page-SG-downloads",{"_type":300,"slug":995},"downloads","Reports & Insights",{"_key":998,"_type":699,"link":999},"mm-r-updates",{"_type":143,"internal":1000,"internalTarget":1001,"label":606,"linkType":227},{"_ref":603,"_type":226},{"_type":300,"slug":605},{"_key":1003,"_type":699,"link":1004},"mm-r-faqs",{"_type":143,"externalUrl":1005,"internalTarget":246,"label":1006,"linkType":145},"https:\u002F\u002Fhelp.aspireapp.com\u002Fsg\u002Fen","FAQs","Knowledge Hub",{"_key":1009,"_type":695,"links":1010,"title":1027},"mm-resources-benefits",[1011,1019],{"_key":1012,"_type":699,"link":1013},"mm-r-cashback",{"_type":143,"internal":1014,"internalTarget":1016,"label":1018,"linkType":227},{"_ref":1015,"_type":226},"page-SG-cashback",{"_type":300,"slug":1017},"cashback","Cashback",{"_key":1020,"_type":699,"link":1021},"mm-r-rewards",{"_type":143,"internal":1022,"internalTarget":1024,"label":1026,"linkType":227},{"_ref":1023,"_type":226},"page-SG-rewards",{"_type":300,"slug":1025},"rewards","Perks & Rewards","Benefits",{"_key":1029,"_type":695,"links":1030,"title":1049},"mm-resources-about",[1031,1036,1044],{"_key":1032,"_type":699,"link":1033},"mm-r-about",{"_type":143,"internal":1034,"internalTarget":1035,"label":564,"linkType":227},{"_ref":561,"_type":226},{"_type":300,"slug":563},{"_key":1037,"_type":699,"link":1038},"mm-r-compare",{"_type":143,"internal":1039,"internalTarget":1041,"label":1043,"linkType":227},{"_ref":1040,"_type":226},"blogPost-SG-65a9e9bbd0bdabb429b1e29f",{"_type":481,"slug":1042},"comparing-the-best-business-bank-accounts-in-singapore","Aspire vs Others",{"_key":1045,"_type":699,"link":1046},"mm-r-partner",{"_type":143,"internal":1047,"internalTarget":1048,"label":599,"linkType":227},{"_ref":596,"_type":226},{"_type":300,"slug":598},"About",{"body":1051,"eyebrow":542,"heading":1052,"image":1053,"link":1058},"How Zenyum mastered employee spending with Aspire Corporate Cards","Zenyum",{"_type":154,"alternativeText":1054,"height":1055,"url":1056,"width":1057},"Zenyum case study",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F8cd9cb36660346c1a7800361ffa23ff2\u002F6a321ee064219f824ac470e4_zenyum.webp",1200,{"_type":143,"internal":1059,"internalTarget":1061,"label":111,"linkType":227},{"_ref":1060,"_type":226},"caseStudy-SG-667910e15a161403019bffeb",{"_type":1062,"slug":1063},"caseStudy","zenyum",{"_createdAt":1065,"_id":1066,"_rev":1067,"_type":1068,"_updatedAt":1069,"asideCta":1070,"bottomCta":1079,"disclaimer":1085,"market":84,"midCta":1114},"2026-08-07T16:36:45Z","blogPostTemplate-SG","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":1071,"image":1072,"link":1077},"Open your business account with Aspire",{"_type":154,"alternativeText":1073,"height":1074,"url":1075,"width":1076},"The Aspire account dashboard open on a laptop",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d107fcd56089dc7cbd4e7_Frame-1707480717.png",305,{"_type":143,"externalUrl":663,"label":1078,"linkType":145},"Start now",{"body":1080,"heading":1081,"link":1082},"Open your free account","Start your journey with Aspire",{"_type":143,"externalUrl":1083,"label":1084,"linkType":145},"\u002Ftalk-to-sales","Talk to Sales",[1086],{"_key":1087,"_type":170,"children":1088,"markDefs":1109,"style":190},"ef8e67a8-f55",[1089,1093,1097,1101,1105],{"_key":1090,"_type":174,"marks":1091,"text":1092},"f3f2e6b0-2af",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our '",{"_key":1094,"_type":174,"marks":1095,"text":653},"3d14a735-e06",[1096],"a6912ed5-4b2",{"_key":1098,"_type":174,"marks":1099,"text":1100},"34cbb81c-fdb",[],"' and '",{"_key":1102,"_type":174,"marks":1103,"text":680},"0dadbe23-634",[1104],"4b7ecead-82d",{"_key":1106,"_type":174,"marks":1107,"text":1108},"05a9a450-8c7",[],"' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":141,"author":1169,"body":1178,"category":3071,"coverImage":3072,"excerpt":3075,"faq":246,"intro":3119,"isFaqShown":152,"isSummaryShown":141,"isVideoShown":152,"publishedAt":1143,"reviewer":246,"seo":3138,"slug":3142,"sources":3143,"title":3073,"video":246},"blogPost-SG-6a99999ee924c86953ff4de0","2026-09-30T08:10:02Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1174,"doesServePage":141,"linkedinUrl":1175,"name":1171,"role":1176,"slug":1177,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1172,"url":1173,"width":1172},"Bintang Lestada",400,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fa6164cd637e0a8e94f3e668ed9c1662f\u002F6a338b8dcdce1a7be82c0d58_bintang-lestada.webp","Bintang is a seasoned writer specialising in fintech, agtech, politics, and pop culture. With a writing history at VICE ASIA, Letterboxd, Whiteboard Journal and other reputable organisations, Bintang leverages their broad range of experiences to resources that educate audiences, build trust, and support business growth.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fbintanglestada\u002F","Writer","bintang-lestada",[1179,1188,1196,1204,1212,1221,1240,1255,1267,1279,1291,1303,1315,1323,1331,1339,1347,1355,1374,1382,1390,1398,1406,1425,1433,1441,1449,1457,1465,1473,1481,1489,1497,1505,1513,1521,1529,1537,1545,1553,1561,1569,1577,1585,1593,1601,1609,1617,1625,1633,1641,1653,1860,1868,1876,1894,1906,1918,1930,1938,1946,1954,1966,1974,1986,1998,2006,2014,2026,2038,2050,2058,2066,2078,2098,2110,2122,2134,2146,2158,2170,2182,2190,2198,2206,2218,2230,2242,2254,2262,2270,2659,2676,2684,2692,2704,2716,2734,2742,2758,2766,2778,2790,2802,2810,2818,2826,2834,2842,2850,2858,2866,2874,2893,2901,2909,2928,2936,2948,2960,2968,2975,2983,2991,2999,3007,3015,3023,3031,3039,3047,3055,3063],{"_key":1180,"_type":170,"children":1181,"markDefs":1186,"style":1187},"k3",[1182],{"_key":1183,"_type":174,"marks":1184,"text":1185},"k2",[],"Understanding IR8A filing in Singapore",[],"h2",{"_key":1189,"_type":170,"children":1190,"markDefs":1195,"style":190},"k7",[1191],{"_key":1192,"_type":174,"marks":1193,"text":1194},"k6",[],"Employers in Singapore generally need to prepare IR8A records for employees whose employment income is reportable to IRAS every year. The IR8A filing covers the income you've paid your employees during the year, including salaries, bonuses, fees, and allowances. Founders are responsible for making sure this information is reported accurately according to the IRAS rules.",[],{"_key":1197,"_type":170,"children":1198,"markDefs":1203,"style":190},"k11",[1199],{"_key":1200,"_type":174,"marks":1201,"text":1202},"k10",[],"For YA 2027, you're reporting your employees' income earned throughout 2026. That's a full year's worth of applicable income you need to account for before submitting the IR8A by 1 March 2027. But if your business is under the Auto-Inclusion Scheme Singapore (AIS), you can submit the information electronically; otherwise, you'll need to manually provide your employees with their completed IR8A forms 2026.",[],{"_key":1205,"_type":170,"children":1206,"markDefs":1211,"style":190},"k15",[1207],{"_key":1208,"_type":174,"marks":1209,"text":1210},"k14",[],"How you complete the form also varies from one employee to another. Their role, residency, and circumstances affect what you need to report. Those details may even change throughout the year. Understanding which information applies to each employee is therefore essential for getting IR8A Singapore requirements right.",[],{"_key":1213,"_type":170,"children":1214,"markDefs":1219,"style":1220},"k19",[1215],{"_key":1216,"_type":174,"marks":1217,"text":1218},"k18",[],"Which employees need an IR8A",[],"h3",{"_key":1222,"_type":170,"children":1223,"markDefs":1237,"style":190},"k28",[1224,1228,1233],{"_key":1225,"_type":174,"marks":1226,"text":1227},"k25",[],"You generally need to prepare an ",{"_key":1229,"_type":174,"marks":1230,"text":1232},"k26",[1231],"k21","IR8A for employees",{"_key":1234,"_type":174,"marks":1235,"text":1236},"k27",[]," who received employment income during the year. This includes:",[1238],{"_key":1231,"_type":188,"externalUrl":1239,"linkType":145},"https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Fauto-inclusion-scheme-(ais)-for-employment-income\u002Freporting-employee-earnings-(ir8a-appendix-8a-appendix-8b)",{"_key":1241,"_type":170,"children":1242,"level":1252,"listItem":1253,"markDefs":1254,"style":190},"k34",[1243,1248],{"_key":1244,"_type":174,"marks":1245,"text":1247},"k32",[1246],"strong","Resident employees:",{"_key":1249,"_type":174,"marks":1250,"text":1251},"k33",[]," Full-time and part-time employees who are Singapore tax residents.",1,"bullet",[],{"_key":1256,"_type":170,"children":1257,"level":1252,"listItem":1253,"markDefs":1266,"style":190},"k40",[1258,1262],{"_key":1259,"_type":174,"marks":1260,"text":1261},"k38",[1246],"Non-resident employees:",{"_key":1263,"_type":174,"marks":1264,"text":1265},"k39",[]," Employees who are not Singapore tax residents but received reportable employment income.",[],{"_key":1268,"_type":170,"children":1269,"level":1252,"listItem":1253,"markDefs":1278,"style":190},"k46",[1270,1274],{"_key":1271,"_type":174,"marks":1272,"text":1273},"k44",[1246],"Company directors:",{"_key":1275,"_type":174,"marks":1276,"text":1277},"k45",[]," Directors who received salary, director's fees or other reportable income.",[],{"_key":1280,"_type":170,"children":1281,"level":1252,"listItem":1253,"markDefs":1290,"style":190},"k52",[1282,1286],{"_key":1283,"_type":174,"marks":1284,"text":1285},"k50",[1246],"Board or committee members:",{"_key":1287,"_type":174,"marks":1288,"text":1289},"k51",[]," Individuals who received fees for serving on a board or committee.",[],{"_key":1292,"_type":170,"children":1293,"level":1252,"listItem":1253,"markDefs":1302,"style":190},"k58",[1294,1298],{"_key":1295,"_type":174,"marks":1296,"text":1297},"k56",[1246],"Pensioners:",{"_key":1299,"_type":174,"marks":1300,"text":1301},"k57",[]," Former employees receiving reportable pension or retirement benefits.",[],{"_key":1304,"_type":170,"children":1305,"level":1252,"listItem":1253,"markDefs":1314,"style":190},"k64",[1306,1310],{"_key":1307,"_type":174,"marks":1308,"text":1309},"k62",[1246],"Former employees:",{"_key":1311,"_type":174,"marks":1312,"text":1313},"k63",[]," Employees who left your organisation but received reportable income during the year, such as gains from employee stock options.",[],{"_key":1316,"_type":170,"children":1317,"markDefs":1322,"style":1220},"k68",[1318],{"_key":1319,"_type":174,"marks":1320,"text":1321},"k67",[],"Who does not need IR8A",[],{"_key":1324,"_type":170,"children":1325,"markDefs":1330,"style":190},"k72",[1326],{"_key":1327,"_type":174,"marks":1328,"text":1329},"k71",[],"Most employees require IR8A, but there are some exceptions:",[],{"_key":1332,"_type":170,"children":1333,"level":1252,"listItem":1253,"markDefs":1338,"style":190},"k76",[1334],{"_key":1335,"_type":174,"marks":1336,"text":1337},"k75",[],"Foreign employees covered by Form IR21 within the required timeframe. Income already reported through IR21 does not need to be reported again in IR8A, although other Singapore-sourced income not covered by IR21 may still need to be reported.",[],{"_key":1340,"_type":170,"children":1341,"level":1252,"listItem":1253,"markDefs":1346,"style":190},"k80",[1342],{"_key":1343,"_type":174,"marks":1344,"text":1345},"k79",[],"Employees based overseas who work wholly outside Singapore for the entire calendar year.",[],{"_key":1348,"_type":170,"children":1349,"markDefs":1354,"style":1187},"k84",[1350],{"_key":1351,"_type":174,"marks":1352,"text":1353},"k83",[],"What is the Auto Inclusion Scheme Singapore",[],{"_key":1356,"_type":170,"children":1357,"markDefs":1371,"style":190},"k93",[1358,1362,1367],{"_key":1359,"_type":174,"marks":1360,"text":1361},"k90",[],"The IRAS introduced the AIS system to make it easier for founders to submit their employees’ income electronically. Once you submit the information, IRAS automatically includes the reported employment income in the employee's tax return. ",{"_key":1363,"_type":174,"marks":1364,"text":1366},"k91",[1365],"k86","Aspire's payroll solution",{"_key":1368,"_type":174,"marks":1369,"text":1370},"k92",[]," organises all income information and simplifies AIS reporting.",[1372],{"_key":1365,"_type":188,"externalUrl":1373,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fuse-case\u002Fpayroll",{"_key":1375,"_type":170,"children":1376,"markDefs":1381,"style":190},"k97",[1377],{"_key":1378,"_type":174,"marks":1379,"text":1380},"k96",[],"Employers with 5 or more relevant employees must participate in AIS, while other employers may also need to join if IRAS notifies them to do so. Once you're registered for AIS, you stay in the scheme even if your employee count later drops below five. You can register through the myTax Portal and submit your employees' employment-income information electronically. This lets you skip the manual IR8A filing paperwork while still meeting your reporting obligations to IRAS.",[],{"_key":1383,"_type":170,"children":1384,"markDefs":1389,"style":1220},"k101",[1385],{"_key":1386,"_type":174,"marks":1387,"text":1388},"k100",[],"IR8A vs AIS: What's the difference",[],{"_key":1391,"_type":170,"children":1392,"markDefs":1397,"style":190},"k105",[1393],{"_key":1394,"_type":174,"marks":1395,"text":1396},"k104",[],"IR8A is the form used to report an employee's employment income, while AIS is the electronic system used to send that information to IRAS. Under AIS, employers submit the income information directly to IRAS. Non-AIS employers instead provide the completed IR8A to their employees.",[],{"_key":1399,"_type":170,"children":1400,"markDefs":1405,"style":1187},"k109",[1401],{"_key":1402,"_type":174,"marks":1403,"text":1404},"k108",[],"What information you need for IR8A IRAS",[],{"_key":1407,"_type":170,"children":1408,"markDefs":1422,"style":190},"k118",[1409,1413,1418],{"_key":1410,"_type":174,"marks":1411,"text":1412},"k115",[],"Before filling in the Form IR8A, you'll need two broad categories of information: employment details and income details. Having both ready makes it easier to complete the form accurately and account for any differences between your employees. Aspire's ",{"_key":1414,"_type":174,"marks":1415,"text":1417},"k116",[1416],"k111","guide to payroll in Singapore ",{"_key":1419,"_type":174,"marks":1420,"text":1421},"k117",[],"covers the broader payroll processes that sit behind this information.",[1423],{"_key":1416,"_type":188,"externalUrl":1424,"linkType":145},"\u002Fuse-case\u002Fpayroll",{"_key":1426,"_type":170,"children":1427,"markDefs":1432,"style":190},"k122",[1428],{"_key":1429,"_type":174,"marks":1430,"text":1431},"k121",[],"Employment information includes:",[],{"_key":1434,"_type":170,"children":1435,"level":1252,"listItem":1253,"markDefs":1440,"style":190},"k126",[1436],{"_key":1437,"_type":174,"marks":1438,"text":1439},"k125",[],"Employer’s tax reference number",[],{"_key":1442,"_type":170,"children":1443,"level":1252,"listItem":1253,"markDefs":1448,"style":190},"k130",[1444],{"_key":1445,"_type":174,"marks":1446,"text":1447},"k129",[],"Employee's name and identification details",[],{"_key":1450,"_type":170,"children":1451,"level":1252,"listItem":1253,"markDefs":1456,"style":190},"k134",[1452],{"_key":1453,"_type":174,"marks":1454,"text":1455},"k133",[],"Employment dates and cessation date, where applicable",[],{"_key":1458,"_type":170,"children":1459,"level":1252,"listItem":1253,"markDefs":1464,"style":190},"k138",[1460],{"_key":1461,"_type":174,"marks":1462,"text":1463},"k137",[],"Designation",[],{"_key":1466,"_type":170,"children":1467,"level":1252,"listItem":1253,"markDefs":1472,"style":190},"k142",[1468],{"_key":1469,"_type":174,"marks":1470,"text":1471},"k141",[],"Residency status",[],{"_key":1474,"_type":170,"children":1475,"level":1252,"listItem":1253,"markDefs":1480,"style":190},"k146",[1476],{"_key":1477,"_type":174,"marks":1478,"text":1479},"k145",[],"Overseas posting details, where applicable",[],{"_key":1482,"_type":170,"children":1483,"markDefs":1488,"style":190},"k150",[1484],{"_key":1485,"_type":174,"marks":1486,"text":1487},"k149",[],"Income information includes:",[],{"_key":1490,"_type":170,"children":1491,"level":1252,"listItem":1253,"markDefs":1496,"style":190},"k154",[1492],{"_key":1493,"_type":174,"marks":1494,"text":1495},"k153",[],"Salary, wages, leave pay and overtime",[],{"_key":1498,"_type":170,"children":1499,"level":1252,"listItem":1253,"markDefs":1504,"style":190},"k158",[1500],{"_key":1501,"_type":174,"marks":1502,"text":1503},"k157",[],"Bonuses",[],{"_key":1506,"_type":170,"children":1507,"level":1252,"listItem":1253,"markDefs":1512,"style":190},"k162",[1508],{"_key":1509,"_type":174,"marks":1510,"text":1511},"k161",[],"Director's fees",[],{"_key":1514,"_type":170,"children":1515,"level":1252,"listItem":1253,"markDefs":1520,"style":190},"k166",[1516],{"_key":1517,"_type":174,"marks":1518,"text":1519},"k165",[],"Allowances",[],{"_key":1522,"_type":170,"children":1523,"level":1252,"listItem":1253,"markDefs":1528,"style":190},"k170",[1524],{"_key":1525,"_type":174,"marks":1526,"text":1527},"k169",[],"Commissions",[],{"_key":1530,"_type":170,"children":1531,"level":1252,"listItem":1253,"markDefs":1536,"style":190},"k174",[1532],{"_key":1533,"_type":174,"marks":1534,"text":1535},"k173",[],"Lump-sum payments",[],{"_key":1538,"_type":170,"children":1539,"level":1252,"listItem":1253,"markDefs":1544,"style":190},"k178",[1540],{"_key":1541,"_type":174,"marks":1542,"text":1543},"k177",[],"Pension and retirement benefits",[],{"_key":1546,"_type":170,"children":1547,"level":1252,"listItem":1253,"markDefs":1552,"style":190},"k182",[1548],{"_key":1549,"_type":174,"marks":1550,"text":1551},"k181",[],"Employee and employer CPF contributions",[],{"_key":1554,"_type":170,"children":1555,"level":1252,"listItem":1253,"markDefs":1560,"style":190},"k186",[1556],{"_key":1557,"_type":174,"marks":1558,"text":1559},"k185",[],"Benefits-in-kind",[],{"_key":1562,"_type":170,"children":1563,"level":1252,"listItem":1253,"markDefs":1568,"style":190},"k190",[1564],{"_key":1565,"_type":174,"marks":1566,"text":1567},"k189",[],"Gains or profits, including applicable gains from employee stock options",[],{"_key":1570,"_type":170,"children":1571,"level":1252,"listItem":1253,"markDefs":1576,"style":190},"k194",[1572],{"_key":1573,"_type":174,"marks":1574,"text":1575},"k193",[],"Other taxable employment income that needs to be reported",[],{"_key":1578,"_type":170,"children":1579,"markDefs":1584,"style":1187},"k198",[1580],{"_key":1581,"_type":174,"marks":1582,"text":1583},"k197",[],"IR8A supporting forms",[],{"_key":1586,"_type":170,"children":1587,"markDefs":1592,"style":190},"k202",[1588],{"_key":1589,"_type":174,"marks":1590,"text":1591},"k201",[],"IR8A filing covers most employment income, but when your employees receive certain benefits or other types of income, you may need to complete additional forms.",[],{"_key":1594,"_type":170,"children":1595,"markDefs":1600,"style":1220},"k206",[1596],{"_key":1597,"_type":174,"marks":1598,"text":1599},"k205",[],"Appendix 8A",[],{"_key":1602,"_type":170,"children":1603,"markDefs":1608,"style":190},"k210",[1604],{"_key":1605,"_type":174,"marks":1606,"text":1607},"k209",[],"Appendix 8A is used when an employee receives taxable benefits-in-kind, such as employer-provided accommodation, a company car or other non-cash benefits. Complete the relevant benefit details in Appendix 8A and include the total value of the benefits-in-kind in field d) 8 of the IR8A filing.",[],{"_key":1610,"_type":170,"children":1611,"markDefs":1616,"style":1220},"k214",[1612],{"_key":1613,"_type":174,"marks":1614,"text":1615},"k213",[],"Appendix 8B",[],{"_key":1618,"_type":170,"children":1619,"markDefs":1624,"style":190},"k218",[1620],{"_key":1621,"_type":174,"marks":1622,"text":1623},"k217",[],"Appendix 8B is used when an employee receives taxable gains or profits from an Employee Stock Option (ESOP) or Employee Share Ownership (ESOW) plan. Complete Appendix 8B with the relevant ESOP\u002FESOW details and report the applicable gains in d) 7(i) or d) 7(ii) of the IR8A, depending on the type of gain.",[],{"_key":1626,"_type":170,"children":1627,"markDefs":1632,"style":1220},"k222",[1628],{"_key":1629,"_type":174,"marks":1630,"text":1631},"k221",[],"IR21",[],{"_key":1634,"_type":170,"children":1635,"markDefs":1640,"style":190},"k226",[1636],{"_key":1637,"_type":174,"marks":1638,"text":1639},"k225",[],"IR21 is used when you need to obtain tax clearance for a foreign employee who is leaving employment or Singapore, such as when a non-citizen employee ceases employment or leaves Singapore for more than three months, including for an overseas posting. File the IR21 with IRAS and withhold the employee's applicable monies for tax clearance.",[],{"_key":1642,"_type":170,"children":1643,"markDefs":1652,"style":190},"k232",[1644,1648],{"_key":1645,"_type":174,"marks":1646,"text":1647},"k230",[1246],"Note: ",{"_key":1649,"_type":174,"marks":1650,"text":1651},"k231",[],"In an IR8A vs IR21 comparison, income already covered by the IR21 should not be reported again on the IR8A.",[],{"_key":1654,"_type":1655,"columnHeaders":1656,"hasColumnTitles":141,"hasRowTitles":152,"rows":1673},"k233","richTableBlock",[1657,1662,1665,1669],{"_key":1658,"_type":1659,"cellIndex":1660,"title":1661},"k234","columnHeader",0,"Form",{"_key":1663,"_type":1659,"cellIndex":1252,"title":1664},"k235","Purpose",{"_key":1666,"_type":1659,"cellIndex":1667,"title":1668},"k236",2,"When it applies",{"_key":1670,"_type":1659,"cellIndex":1671,"title":1672},"k237",3,"What to do",[1674,1723,1768,1814],{"_key":1675,"_type":1676,"cells":1677},"k238","row",[1678,1690,1701,1712],{"_key":1679,"_type":1680,"content":1681},"k239","richTableCell",[1682],{"_key":1683,"_type":170,"children":1684,"markDefs":1689,"style":190},"k292",[1685],{"_key":1686,"_type":174,"marks":1687,"text":1688},"k291",[1246],"IR8A",[],{"_key":1691,"_type":1680,"content":1692},"k242",[1693],{"_key":1694,"_type":170,"children":1695,"markDefs":1700,"style":190},"k295",[1696],{"_key":1697,"_type":174,"marks":1698,"text":1699},"k294",[],"Employment income",[],{"_key":1702,"_type":1680,"content":1703},"k245",[1704],{"_key":1705,"_type":170,"children":1706,"markDefs":1711,"style":190},"k298",[1707],{"_key":1708,"_type":174,"marks":1709,"text":1710},"k297",[],"For employees whose employment income needs to be reported for the year",[],{"_key":1713,"_type":1680,"content":1714},"k248",[1715],{"_key":1716,"_type":170,"children":1717,"markDefs":1722,"style":190},"k301",[1718],{"_key":1719,"_type":174,"marks":1720,"text":1721},"k300",[],"Complete the relevant IR8A fields and submit through AIS, or provide the completed form to the employee if you're not under AIS.",[],{"_key":1724,"_type":1676,"cells":1725},"k251",[1726,1736,1746,1757],{"_key":1727,"_type":1680,"content":1728},"k252",[1729],{"_key":1730,"_type":170,"children":1731,"markDefs":1735,"style":190},"k304",[1732],{"_key":1733,"_type":174,"marks":1734,"text":1599},"k303",[1246],[],{"_key":1737,"_type":1680,"content":1738},"k255",[1739],{"_key":1740,"_type":170,"children":1741,"markDefs":1745,"style":190},"k307",[1742],{"_key":1743,"_type":174,"marks":1744,"text":1559},"k306",[],[],{"_key":1747,"_type":1680,"content":1748},"k258",[1749],{"_key":1750,"_type":170,"children":1751,"markDefs":1756,"style":190},"k310",[1752],{"_key":1753,"_type":174,"marks":1754,"text":1755},"k309",[],"When an employee receives taxable benefits-in-kind, such as employer-provided accommodation or a company car",[],{"_key":1758,"_type":1680,"content":1759},"k261",[1760],{"_key":1761,"_type":170,"children":1762,"markDefs":1767,"style":190},"k313",[1763],{"_key":1764,"_type":174,"marks":1765,"text":1766},"k312",[],"Complete Appendix 8A with the benefit details and report the total value in d) 8 of the IR8A filing.",[],{"_key":1769,"_type":1676,"cells":1770},"k264",[1771,1781,1792,1803],{"_key":1772,"_type":1680,"content":1773},"k265",[1774],{"_key":1775,"_type":170,"children":1776,"markDefs":1780,"style":190},"k316",[1777],{"_key":1778,"_type":174,"marks":1779,"text":1615},"k315",[1246],[],{"_key":1782,"_type":1680,"content":1783},"k268",[1784],{"_key":1785,"_type":170,"children":1786,"markDefs":1791,"style":190},"k319",[1787],{"_key":1788,"_type":174,"marks":1789,"text":1790},"k318",[],"ESOP\u002FESOW gains",[],{"_key":1793,"_type":1680,"content":1794},"k271",[1795],{"_key":1796,"_type":170,"children":1797,"markDefs":1802,"style":190},"k322",[1798],{"_key":1799,"_type":174,"marks":1800,"text":1801},"k321",[],"When an employee receives taxable gains from an Employee Stock Option (ESOP) or Employee Share Ownership (ESOW) plan",[],{"_key":1804,"_type":1680,"content":1805},"k274",[1806],{"_key":1807,"_type":170,"children":1808,"markDefs":1813,"style":190},"k325",[1809],{"_key":1810,"_type":174,"marks":1811,"text":1812},"k324",[],"Complete Appendix 8B with the relevant share-plan details and report the applicable gains in d) 7(i) or d) 7(ii) of the IR8A filing.",[],{"_key":1815,"_type":1676,"cells":1816},"k277",[1817,1827,1838,1849],{"_key":1818,"_type":1680,"content":1819},"k278",[1820],{"_key":1821,"_type":170,"children":1822,"markDefs":1826,"style":190},"k328",[1823],{"_key":1824,"_type":174,"marks":1825,"text":1631},"k327",[1246],[],{"_key":1828,"_type":1680,"content":1829},"k281",[1830],{"_key":1831,"_type":170,"children":1832,"markDefs":1837,"style":190},"k331",[1833],{"_key":1834,"_type":174,"marks":1835,"text":1836},"k330",[],"Tax clearance",[],{"_key":1839,"_type":1680,"content":1840},"k284",[1841],{"_key":1842,"_type":170,"children":1843,"markDefs":1848,"style":190},"k334",[1844],{"_key":1845,"_type":174,"marks":1846,"text":1847},"k333",[],"When a non-Singapore Citizen employee ceases employment, goes on an overseas posting or plans to leave Singapore for more than three months, unless an exception applies",[],{"_key":1850,"_type":1680,"content":1851},"k287",[1852],{"_key":1853,"_type":170,"children":1854,"markDefs":1859,"style":190},"k337",[1855],{"_key":1856,"_type":174,"marks":1857,"text":1858},"k336",[],"File IR21 at least one month before the relevant event and withhold the employee's applicable monies. Don't report income already covered by the IR21 again through IR8A\u002FAIS.",[],{"_key":1861,"_type":170,"children":1862,"markDefs":1867,"style":1187},"k341",[1863],{"_key":1864,"_type":174,"marks":1865,"text":1866},"k340",[],"How to fill the IR8A form for YA 2027",[],{"_key":1869,"_type":170,"children":1870,"markDefs":1875,"style":1220},"k345",[1871],{"_key":1872,"_type":174,"marks":1873,"text":1874},"k344",[],"Step 1: Employment information",[],{"_key":1877,"_type":170,"children":1878,"markDefs":1891,"style":190},"k354",[1879,1883,1888],{"_key":1880,"_type":174,"marks":1881,"text":1882},"k351",[],"Start with the ",{"_key":1884,"_type":174,"marks":1885,"text":1887},"k352",[1886],"k347","employee's basic information",{"_key":1889,"_type":174,"marks":1890,"text":185},"k353",[],[1892],{"_key":1886,"_type":188,"externalUrl":1893,"linkType":145},"https:\u002F\u002Fwww.mom.gov.sg\u002Femployment-practices\u002Femployment-records",{"_key":1895,"_type":170,"children":1896,"level":1252,"listItem":1253,"markDefs":1905,"style":190},"k360",[1897,1901],{"_key":1898,"_type":174,"marks":1899,"text":1900},"k358",[1246],"Employer’s Tax Reference Number: ",{"_key":1902,"_type":174,"marks":1903,"text":1904},"k359",[],"Your tax reference number shown in the company's IRAS records\u002FForm IR8A.",[],{"_key":1907,"_type":170,"children":1908,"level":1252,"listItem":1253,"markDefs":1917,"style":190},"k366",[1909,1913],{"_key":1910,"_type":174,"marks":1911,"text":1912},"k364",[1246],"Employee's Tax Reference Number:",{"_key":1914,"_type":174,"marks":1915,"text":1916},"k365",[]," The employee's NRIC, FIN or passport number, as applicable.",[],{"_key":1919,"_type":170,"children":1920,"level":1252,"listItem":1253,"markDefs":1929,"style":190},"k372",[1921,1925],{"_key":1922,"_type":174,"marks":1923,"text":1924},"k370",[1246],"Name:",{"_key":1926,"_type":174,"marks":1927,"text":1928},"k371",[]," The employee's full name as shown on their identification document.",[],{"_key":1931,"_type":170,"children":1932,"level":1252,"listItem":1253,"markDefs":1937,"style":190},"k376",[1933],{"_key":1934,"_type":174,"marks":1935,"text":1936},"k375",[1246],"Date of Birth",[],{"_key":1939,"_type":170,"children":1940,"level":1252,"listItem":1253,"markDefs":1945,"style":190},"k380",[1941],{"_key":1942,"_type":174,"marks":1943,"text":1944},"k379",[1246],"Sex",[],{"_key":1947,"_type":170,"children":1948,"level":1252,"listItem":1253,"markDefs":1953,"style":190},"k384",[1949],{"_key":1950,"_type":174,"marks":1951,"text":1952},"k383",[1246],"Residential Address",[],{"_key":1955,"_type":170,"children":1956,"level":1252,"listItem":1253,"markDefs":1965,"style":190},"k390",[1957,1961],{"_key":1958,"_type":174,"marks":1959,"text":1960},"k388",[1246],"Designation:",{"_key":1962,"_type":174,"marks":1963,"text":1964},"k389",[]," The employee's job title. For a non-resident director where Section 45 withholding tax applies, add “S45 applied” alongside the designation.",[],{"_key":1967,"_type":170,"children":1968,"level":1252,"listItem":1253,"markDefs":1973,"style":190},"k394",[1969],{"_key":1970,"_type":174,"marks":1971,"text":1972},"k393",[1246],"Name of Bank to which salary is credited",[],{"_key":1975,"_type":170,"children":1976,"level":1252,"listItem":1253,"markDefs":1985,"style":190},"k400",[1977,1981],{"_key":1978,"_type":174,"marks":1979,"text":1980},"k398",[1246],"Date of Commencement:",{"_key":1982,"_type":174,"marks":1983,"text":1984},"k399",[]," If the employee started working in the current year of assessment, enter the date the employee started working.",[],{"_key":1987,"_type":170,"children":1988,"level":1252,"listItem":1253,"markDefs":1997,"style":190},"k406",[1989,1993],{"_key":1990,"_type":174,"marks":1991,"text":1992},"k404",[1246],"Date of Cessation:",{"_key":1994,"_type":174,"marks":1995,"text":1996},"k405",[]," In case the employee ceased working for the organization, enter the date the employee left.",[],{"_key":1999,"_type":170,"children":2000,"markDefs":2005,"style":1220},"k410",[2001],{"_key":2002,"_type":174,"marks":2003,"text":2004},"k409",[],"Step 2: Basic income information",[],{"_key":2007,"_type":170,"children":2008,"markDefs":2013,"style":190},"k414",[2009],{"_key":2010,"_type":174,"marks":2011,"text":2012},"k413",[],"Next, move to the Income section of the Form IR8A and report the employee's main earnings for the year. For most salary payments, this will line up with what you've already paid through payroll, but IR8A follows the amount due for the year, so the payment date isn't always what determines which year's income you report.",[],{"_key":2015,"_type":170,"children":2016,"level":1252,"listItem":1253,"markDefs":2025,"style":190},"k420",[2017,2021],{"_key":2018,"_type":174,"marks":2019,"text":2020},"k418",[1246],"Gross Salary, Fees, Leave Pay, Wages and Overtime Pay:",{"_key":2022,"_type":174,"marks":2023,"text":2024},"k419",[]," Include the employee's salary, wages, leave pay, overtime pay and other applicable fees due for the year.",[],{"_key":2027,"_type":170,"children":2028,"level":1252,"listItem":1253,"markDefs":2037,"style":190},"k426",[2029,2033],{"_key":2030,"_type":174,"marks":2031,"text":2032},"k424",[1246],"Bonus:",{"_key":2034,"_type":174,"marks":2035,"text":2036},"k425",[]," Report the bonus the employee is entitled to. Remember to include everything they're due for the year, not just what was actually paid.",[],{"_key":2039,"_type":170,"children":2040,"level":1252,"listItem":1253,"markDefs":2049,"style":190},"k432",[2041,2045],{"_key":2042,"_type":174,"marks":2043,"text":2044},"k430",[1246],"Director's Fees:",{"_key":2046,"_type":174,"marks":2047,"text":2048},"k431",[]," Report fees paid to a director for their role as a director, such as fees for attending board meetings or serving on the board or its committees. Include the applicable director's fees based on when the director became entitled to them.",[],{"_key":2051,"_type":170,"children":2052,"markDefs":2057,"style":1220},"k436",[2053],{"_key":2054,"_type":174,"marks":2055,"text":2056},"k435",[],"Step 3: Other income",[],{"_key":2059,"_type":170,"children":2060,"markDefs":2065,"style":190},"k440",[2061],{"_key":2062,"_type":174,"marks":2063,"text":2064},"k439",[],"Once you've covered the employee's main earnings, move on to the other income fields. These cover payments that don't fit into the salary, bonus, or director's fee categories.",[],{"_key":2067,"_type":170,"children":2068,"level":1252,"listItem":1253,"markDefs":2077,"style":190},"k446",[2069,2073],{"_key":2070,"_type":174,"marks":2071,"text":2072},"k444",[1246],"Allowances:",{"_key":2074,"_type":174,"marks":2075,"text":2076},"k445",[]," Include taxable allowances paid to the employee, such as housing allowances, staff referral fees, and other cash benefits that need to be reported.",[],{"_key":2079,"_type":170,"children":2080,"level":1252,"listItem":1253,"markDefs":2097,"style":190},"k456",[2081,2085,2089,2093],{"_key":2082,"_type":174,"marks":2083,"text":2084},"k452",[1246],"Gross Commission:",{"_key":2086,"_type":174,"marks":2087,"text":2088},"k453",[]," Report the employee's ",{"_key":2090,"_type":174,"marks":2091,"text":2092},"k454",[1246],"total commission earned before any deductions",{"_key":2094,"_type":174,"marks":2095,"text":2096},"k455",[],". This can include commissions paid for sales, business generated, or other work where the employee's earnings are linked to the transactions or results they generate.",[],{"_key":2099,"_type":170,"children":2100,"level":1252,"listItem":1253,"markDefs":2109,"style":190},"k462",[2101,2105],{"_key":2102,"_type":174,"marks":2103,"text":2104},"k460",[1246],"Lump Sum Payment: Gratuity\u002FNotice Pay\u002FEx-gratia Payment:",{"_key":2106,"_type":174,"marks":2107,"text":2108},"k461",[]," Include applicable taxable lump-sum payments, such as gratuity, notice pay and ex-gratia payments.",[],{"_key":2111,"_type":170,"children":2112,"level":1252,"listItem":1253,"markDefs":2121,"style":190},"k468",[2113,2117],{"_key":2114,"_type":174,"marks":2115,"text":2116},"k466",[1246],"Pension\u002FRetirement Benefits Accrued from 1993 (Other than CPF Benefits):",{"_key":2118,"_type":174,"marks":2119,"text":2120},"k467",[]," Report applicable pension or retirement benefits accrued from 1993, excluding CPF benefits.",[],{"_key":2123,"_type":170,"children":2124,"level":1252,"listItem":1253,"markDefs":2133,"style":190},"k474",[2125,2129],{"_key":2126,"_type":174,"marks":2127,"text":2128},"k472",[1246],"Contributions Made by Employer to any Pension\u002FProvident Fund Constituted Outside Singapore:",{"_key":2130,"_type":174,"marks":2131,"text":2132},"k473",[]," Include applicable employer contributions to overseas pension or provident funds.",[],{"_key":2135,"_type":170,"children":2136,"level":1252,"listItem":1253,"markDefs":2145,"style":190},"k480",[2137,2141],{"_key":2138,"_type":174,"marks":2139,"text":2140},"k478",[1246],"Excess\u002FVoluntary Contribution to CPF by Employer:",{"_key":2142,"_type":174,"marks":2143,"text":2144},"k479",[]," Report taxable employer CPF contributions that go beyond the compulsory contribution requirements.",[],{"_key":2147,"_type":170,"children":2148,"level":1252,"listItem":1253,"markDefs":2157,"style":190},"k486",[2149,2153],{"_key":2150,"_type":174,"marks":2151,"text":2152},"k484",[1246],"Gains or Profits under S10(1)(b):",{"_key":2154,"_type":174,"marks":2155,"text":2156},"k485",[]," Include taxable gains or profits from employment, including applicable gains from employee share options.",[],{"_key":2159,"_type":170,"children":2160,"level":1252,"listItem":1253,"markDefs":2169,"style":190},"k492",[2161,2165],{"_key":2162,"_type":174,"marks":2163,"text":2164},"k490",[1246],"Gains or Profits under S10(1)(g):",{"_key":2166,"_type":174,"marks":2167,"text":2168},"k491",[]," Report applicable gains or profits that fall under this category, including relevant share-option gains.",[],{"_key":2171,"_type":170,"children":2172,"level":1252,"listItem":1253,"markDefs":2181,"style":190},"k498",[2173,2177],{"_key":2174,"_type":174,"marks":2175,"text":2176},"k496",[1246],"Value of Benefits-in-Kind:",{"_key":2178,"_type":174,"marks":2179,"text":2180},"k497",[]," Include the value of taxable non-cash benefits provided to the employee. The detailed breakdown is reported separately in Appendix 8A where applicable.",[],{"_key":2183,"_type":170,"children":2184,"markDefs":2189,"style":190},"k502",[2185],{"_key":2186,"_type":174,"marks":2187,"text":2188},"k501",[],"It’s important to be specific about what each source of income represents rather than grouping everything under salary when filing Form IR8A.",[],{"_key":2191,"_type":170,"children":2192,"markDefs":2197,"style":1220},"k506",[2193],{"_key":2194,"_type":174,"marks":2195,"text":2196},"k505",[],"Step 4: Special reporting fields",[],{"_key":2199,"_type":170,"children":2200,"markDefs":2205,"style":190},"k510",[2201],{"_key":2202,"_type":174,"marks":2203,"text":2204},"k509",[],"These fields cover situations that may change how you report an employee's income:",[],{"_key":2207,"_type":170,"children":2208,"level":1252,"listItem":1253,"markDefs":2217,"style":190},"k516",[2209,2213],{"_key":2210,"_type":174,"marks":2211,"text":2212},"k514",[1246],"Remission: Amount of Income:",{"_key":2214,"_type":174,"marks":2215,"text":2216},"k515",[]," Enter the amount of income covered by an applicable tax remission.",[],{"_key":2219,"_type":170,"children":2220,"level":1252,"listItem":1253,"markDefs":2229,"style":190},"k522",[2221,2225],{"_key":2222,"_type":174,"marks":2223,"text":2224},"k520",[1246],"Overseas Posting:",{"_key":2226,"_type":174,"marks":2227,"text":2228},"k521",[]," If the employee was on an overseas posting not incidental to the Singapore employment, indicate whether it was for the Full Year or Part of the Year.",[],{"_key":2231,"_type":170,"children":2232,"level":1252,"listItem":1253,"markDefs":2241,"style":190},"k528",[2233,2237],{"_key":2234,"_type":174,"marks":2235,"text":2236},"k526",[1246],"Exempt Income:",{"_key":2238,"_type":174,"marks":2239,"text":2240},"k527",[]," Enter any employment income that is exempt from tax.",[],{"_key":2243,"_type":170,"children":2244,"level":1252,"listItem":1253,"markDefs":2253,"style":190},"k534",[2245,2249],{"_key":2246,"_type":174,"marks":2247,"text":2248},"k532",[1246],"Employee's income tax borne by employer:",{"_key":2250,"_type":174,"marks":2251,"text":2252},"k533",[]," Complete this if you paid all or part of the employee's income tax. For AIS, select whether the tax was fully, partially, or not borne by the employer, or whether a fixed amount was borne. Tax reimbursements should instead be reported under d) 1. Allowances.",[],{"_key":2255,"_type":170,"children":2256,"markDefs":2261,"style":1220},"k538",[2257],{"_key":2258,"_type":174,"marks":2259,"text":2260},"k537",[],"Step 5: Check for employee-specific reporting requirements",[],{"_key":2263,"_type":170,"children":2264,"markDefs":2269,"style":190},"k542",[2265],{"_key":2266,"_type":174,"marks":2267,"text":2268},"k541",[],"Different employee situations can affect how you complete the IR8A filing and report their income.",[],{"_key":2271,"_type":1655,"columnHeaders":2272,"hasColumnTitles":141,"hasRowTitles":152,"rows":2285},"k543",[2273,2276,2279,2282],{"_key":2274,"_type":1659,"cellIndex":1660,"title":2275},"k544","Employee type or situation",{"_key":2277,"_type":1659,"cellIndex":1252,"title":2278},"k545","Field(s) to focus on",{"_key":2280,"_type":1659,"cellIndex":1667,"title":2281},"k546","What to enter",{"_key":2283,"_type":1659,"cellIndex":1671,"title":2284},"k547","How to fill",[2286,2333,2378,2425,2472,2519,2565,2612],{"_key":2287,"_type":1676,"cells":2288},"k548",[2289,2300,2311,2322],{"_key":2290,"_type":1680,"content":2291},"k549",[2292],{"_key":2293,"_type":170,"children":2294,"markDefs":2299,"style":190},"k654",[2295],{"_key":2296,"_type":174,"marks":2297,"text":2298},"k653",[],"Full-time resident employee",[],{"_key":2301,"_type":1680,"content":2302},"k552",[2303],{"_key":2304,"_type":170,"children":2305,"markDefs":2310,"style":190},"k657",[2306],{"_key":2307,"_type":174,"marks":2308,"text":2309},"k656",[],"No unique field",[],{"_key":2312,"_type":1680,"content":2313},"k555",[2314],{"_key":2315,"_type":170,"children":2316,"markDefs":2321,"style":190},"k660",[2317],{"_key":2318,"_type":174,"marks":2319,"text":2320},"k659",[],"—",[],{"_key":2323,"_type":1680,"content":2324},"k558",[2325],{"_key":2326,"_type":170,"children":2327,"markDefs":2332,"style":190},"k663",[2328],{"_key":2329,"_type":174,"marks":2330,"text":2331},"k662",[],"Follow the standard IR8A process.",[],{"_key":2334,"_type":1676,"cells":2335},"k561",[2336,2347,2357,2367],{"_key":2337,"_type":1680,"content":2338},"k562",[2339],{"_key":2340,"_type":170,"children":2341,"markDefs":2346,"style":190},"k666",[2342],{"_key":2343,"_type":174,"marks":2344,"text":2345},"k665",[],"Part-time resident employee",[],{"_key":2348,"_type":1680,"content":2349},"k565",[2350],{"_key":2351,"_type":170,"children":2352,"markDefs":2356,"style":190},"k669",[2353],{"_key":2354,"_type":174,"marks":2355,"text":2309},"k668",[],[],{"_key":2358,"_type":1680,"content":2359},"k568",[2360],{"_key":2361,"_type":170,"children":2362,"markDefs":2366,"style":190},"k672",[2363],{"_key":2364,"_type":174,"marks":2365,"text":2320},"k671",[],[],{"_key":2368,"_type":1680,"content":2369},"k571",[2370],{"_key":2371,"_type":170,"children":2372,"markDefs":2377,"style":190},"k675",[2373],{"_key":2374,"_type":174,"marks":2375,"text":2376},"k674",[],"Follow the same relevant fields as a full-time resident employee.",[],{"_key":2379,"_type":1676,"cells":2380},"k574",[2381,2392,2403,2414],{"_key":2382,"_type":1680,"content":2383},"k575",[2384],{"_key":2385,"_type":170,"children":2386,"markDefs":2391,"style":190},"k678",[2387],{"_key":2388,"_type":174,"marks":2389,"text":2390},"k677",[],"Non-resident employee",[],{"_key":2393,"_type":1680,"content":2394},"k578",[2395],{"_key":2396,"_type":170,"children":2397,"markDefs":2402,"style":190},"k681",[2398],{"_key":2399,"_type":174,"marks":2400,"text":2401},"k680",[],"Excess\u002FVoluntary contribution to CPF by employer",[],{"_key":2404,"_type":1680,"content":2405},"k581",[2406],{"_key":2407,"_type":170,"children":2408,"markDefs":2413,"style":190},"k684",[2409],{"_key":2410,"_type":174,"marks":2411,"text":2412},"k683",[],"Amount",[],{"_key":2415,"_type":1680,"content":2416},"k584",[2417],{"_key":2418,"_type":170,"children":2419,"markDefs":2424,"style":190},"k687",[2420],{"_key":2421,"_type":174,"marks":2422,"text":2423},"k686",[],"Enter applicable employer CPF contributions treated as voluntary. If the employee is leaving employment, going on an overseas posting or leaving Singapore for more than three months, check whether IR21 is required. Income covered by IR21 is excluded from the IR8A filing.",[],{"_key":2426,"_type":1676,"cells":2427},"k587",[2428,2439,2450,2461],{"_key":2429,"_type":1680,"content":2430},"k588",[2431],{"_key":2432,"_type":170,"children":2433,"markDefs":2438,"style":190},"k690",[2434],{"_key":2435,"_type":174,"marks":2436,"text":2437},"k689",[],"Overseas employee assigned to work in Singapore for a period of time",[],{"_key":2440,"_type":1680,"content":2441},"k591",[2442],{"_key":2443,"_type":170,"children":2444,"markDefs":2449,"style":190},"k693",[2445],{"_key":2446,"_type":174,"marks":2447,"text":2448},"k692",[],"Income fieldsOverseas PostingEMPLOYEE’S COMPULSORY contribution to *CPF\u002FDesignated Pension or Provident Fund, where applicable",[],{"_key":2451,"_type":1680,"content":2452},"k594",[2453],{"_key":2454,"_type":170,"children":2455,"markDefs":2460,"style":190},"k696",[2456],{"_key":2457,"_type":174,"marks":2458,"text":2459},"k695",[],"Amounts + selection",[],{"_key":2462,"_type":1680,"content":2463},"k597",[2464],{"_key":2465,"_type":170,"children":2466,"markDefs":2471,"style":190},"k699",[2467],{"_key":2468,"_type":174,"marks":2469,"text":2470},"k698",[],"Complete the applicable fields based on whether the overseas posting covers the full year or part of the year.",[],{"_key":2473,"_type":1676,"cells":2474},"k600",[2475,2486,2497,2508],{"_key":2476,"_type":1680,"content":2477},"k601",[2478],{"_key":2479,"_type":170,"children":2480,"markDefs":2485,"style":190},"k702",[2481],{"_key":2482,"_type":174,"marks":2483,"text":2484},"k701",[],"Company director",[],{"_key":2487,"_type":1680,"content":2488},"k604",[2489],{"_key":2490,"_type":170,"children":2491,"markDefs":2496,"style":190},"k705",[2492],{"_key":2493,"_type":174,"marks":2494,"text":2495},"k704",[],"Director's FeesDesignation, where applicable",[],{"_key":2498,"_type":1680,"content":2499},"k607",[2500],{"_key":2501,"_type":170,"children":2502,"markDefs":2507,"style":190},"k708",[2503],{"_key":2504,"_type":174,"marks":2505,"text":2506},"k707",[],"Amount + date + text",[],{"_key":2509,"_type":1680,"content":2510},"k610",[2511],{"_key":2512,"_type":170,"children":2513,"markDefs":2518,"style":190},"k711",[2514],{"_key":2515,"_type":174,"marks":2516,"text":2517},"k710",[],"Enter director's fees and approval date. Where applicable, add “S45 applied” to the designation.",[],{"_key":2520,"_type":1676,"cells":2521},"k613",[2522,2533,2544,2554],{"_key":2523,"_type":1680,"content":2524},"k614",[2525],{"_key":2526,"_type":170,"children":2527,"markDefs":2532,"style":190},"k714",[2528],{"_key":2529,"_type":174,"marks":2530,"text":2531},"k713",[],"Board Member receiving Board\u002FCommittee Member fees",[],{"_key":2534,"_type":1680,"content":2535},"k617",[2536],{"_key":2537,"_type":170,"children":2538,"markDefs":2543,"style":190},"k717",[2539],{"_key":2540,"_type":174,"marks":2541,"text":2542},"k716",[],"Gross Salary, Fees, Leave Pay, Wages and Overtime Pay",[],{"_key":2545,"_type":1680,"content":2546},"k620",[2547],{"_key":2548,"_type":170,"children":2549,"markDefs":2553,"style":190},"k720",[2550],{"_key":2551,"_type":174,"marks":2552,"text":2412},"k719",[],[],{"_key":2555,"_type":1680,"content":2556},"k623",[2557],{"_key":2558,"_type":170,"children":2559,"markDefs":2564,"style":190},"k723",[2560],{"_key":2561,"_type":174,"marks":2562,"text":2563},"k722",[],"Enter fees paid for activities such as attending meetings or providing business advice in this field.",[],{"_key":2566,"_type":1676,"cells":2567},"k626",[2568,2579,2590,2601],{"_key":2569,"_type":1680,"content":2570},"k627",[2571],{"_key":2572,"_type":170,"children":2573,"markDefs":2578,"style":190},"k726",[2574],{"_key":2575,"_type":174,"marks":2576,"text":2577},"k725",[],"Pensioner",[],{"_key":2580,"_type":1680,"content":2581},"k630",[2582],{"_key":2583,"_type":170,"children":2584,"markDefs":2589,"style":190},"k729",[2585],{"_key":2586,"_type":174,"marks":2587,"text":2588},"k728",[],"Pension\u002FRetirement benefits accrued from 1993 (Other than CPF Benefits)",[],{"_key":2591,"_type":1680,"content":2592},"k633",[2593],{"_key":2594,"_type":170,"children":2595,"markDefs":2600,"style":190},"k732",[2596],{"_key":2597,"_type":174,"marks":2598,"text":2599},"k731",[],"Amount + fund information, where applicable",[],{"_key":2602,"_type":1680,"content":2603},"k636",[2604],{"_key":2605,"_type":170,"children":2606,"markDefs":2611,"style":190},"k735",[2607],{"_key":2608,"_type":174,"marks":2609,"text":2610},"k734",[],"Enter the applicable retirement benefits and relevant fund information.",[],{"_key":2613,"_type":1676,"cells":2614},"k639",[2615,2626,2637,2648],{"_key":2616,"_type":1680,"content":2617},"k640",[2618],{"_key":2619,"_type":170,"children":2620,"markDefs":2625,"style":190},"k738",[2621],{"_key":2622,"_type":174,"marks":2623,"text":2624},"k737",[],"Employee who left but received income during the year",[],{"_key":2627,"_type":1680,"content":2628},"k643",[2629],{"_key":2630,"_type":170,"children":2631,"markDefs":2636,"style":190},"k741",[2632],{"_key":2633,"_type":174,"marks":2634,"text":2635},"k740",[],"Date of CessationGains or profits under S10(1)(b), including gains and profits from share options",[],{"_key":2638,"_type":1680,"content":2639},"k646",[2640],{"_key":2641,"_type":170,"children":2642,"markDefs":2647,"style":190},"k744",[2643],{"_key":2644,"_type":174,"marks":2645,"text":2646},"k743",[],"Date + amount",[],{"_key":2649,"_type":1680,"content":2650},"k649",[2651],{"_key":2652,"_type":170,"children":2653,"markDefs":2658,"style":190},"k747",[2654],{"_key":2655,"_type":174,"marks":2656,"text":2657},"k746",[],"Enter the cessation date and applicable post-employment income.",[],{"_key":2660,"_type":170,"children":2661,"markDefs":2675,"style":190},"k755",[2662,2666,2670],{"_key":2663,"_type":174,"marks":2664,"text":2665},"k752",[1246],"Note:",{"_key":2667,"_type":174,"marks":2668,"text":2669},"k753",[]," ",{"_key":2671,"_type":174,"marks":2672,"text":2674},"k754",[2673],"em","“Income fields” refers to fields (a)–(d) under the Income section of IR8A. Only the fields applicable to the employee should be completed.",[],{"_key":2677,"_type":170,"children":2678,"markDefs":2683,"style":1220},"k759",[2679],{"_key":2680,"_type":174,"marks":2681,"text":2682},"k758",[],"Step 6: Check for supporting forms",[],{"_key":2685,"_type":170,"children":2686,"markDefs":2691,"style":190},"k763",[2687],{"_key":2688,"_type":174,"marks":2689,"text":2690},"k762",[],"Under some conditions, you may need to fill in some extra forms in addition to the IR8A filings:",[],{"_key":2693,"_type":170,"children":2694,"level":1252,"listItem":1253,"markDefs":2703,"style":190},"k769",[2695,2699],{"_key":2696,"_type":174,"marks":2697,"text":2698},"k767",[1246],"Appendix 8A:",{"_key":2700,"_type":174,"marks":2701,"text":2702},"k768",[]," Required when an employee receives taxable benefits-in-kind that need to be reported.",[],{"_key":2705,"_type":170,"children":2706,"level":1252,"listItem":1253,"markDefs":2715,"style":190},"k775",[2707,2711],{"_key":2708,"_type":174,"marks":2709,"text":2710},"k773",[1246],"Appendix 8B:",{"_key":2712,"_type":174,"marks":2713,"text":2714},"k774",[]," Required when an employee receives gains from employee stock options or share ownership plans that need to be reported.",[],{"_key":2717,"_type":170,"children":2718,"level":1252,"listItem":1253,"markDefs":2731,"style":190},"k784",[2719,2723,2727],{"_key":2720,"_type":174,"marks":2721,"text":1631},"k781",[2722,1246],"k776",{"_key":2724,"_type":174,"marks":2725,"text":2726},"k782",[1246],":",{"_key":2728,"_type":174,"marks":2729,"text":2730},"k783",[]," Required when tax clearance is applicable, such as when a non-citizen employee ceases employment, goes on an overseas posting, or leaves Singapore for more than three months.",[2732],{"_key":2722,"_type":188,"externalUrl":2733,"linkType":145},"https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Ftax-clearance-for-foreign-spr-employees-(ir21)",{"_key":2735,"_type":170,"children":2736,"markDefs":2741,"style":1187},"k788",[2737],{"_key":2738,"_type":174,"marks":2739,"text":2740},"k787",[],"Form IR8A filing during company restructuring",[],{"_key":2743,"_type":170,"children":2744,"markDefs":2757,"style":190},"k796",[2745,2749,2753],{"_key":2746,"_type":174,"marks":2747,"text":2748},"k793",[],"Businesses often go through internal restructurings or company mergers, moving employees from one entity to another. In this case, you'll need to account for their income earned under both entities when preparing their ",{"_key":2750,"_type":174,"marks":2751,"text":2752},"k794",[1246],"IR8A Singapore",{"_key":2754,"_type":174,"marks":2755,"text":2756},"k795",[]," records. IRAS allows you to either report the income separately under each entity or combine the employee's income under the new entity.",[],{"_key":2759,"_type":170,"children":2760,"markDefs":2765,"style":1220},"k800",[2761],{"_key":2762,"_type":174,"marks":2763,"text":2764},"k799",[],"Worked example",[],{"_key":2767,"_type":170,"children":2768,"markDefs":2777,"style":190},"k806",[2769,2773],{"_key":2770,"_type":174,"marks":2771,"text":2772},"k804",[1246],"Scenario:",{"_key":2774,"_type":174,"marks":2775,"text":2776},"k805",[]," Company A restructures and transfers an employee to Company B on 1 June 2026. The employee earns:",[],{"_key":2779,"_type":170,"children":2780,"level":1252,"listItem":1253,"markDefs":2789,"style":190},"k812",[2781,2785],{"_key":2782,"_type":174,"marks":2783,"text":2784},"k810",[1246],"January to May:",{"_key":2786,"_type":174,"marks":2787,"text":2788},"k811",[]," SGD $5000 × 5 months = SGD $25,000 from Company A",[],{"_key":2791,"_type":170,"children":2792,"level":1252,"listItem":1253,"markDefs":2801,"style":190},"k818",[2793,2797],{"_key":2794,"_type":174,"marks":2795,"text":2796},"k816",[1246],"June to December:",{"_key":2798,"_type":174,"marks":2799,"text":2800},"k817",[]," SGD $6000 × 7 months = SGD $42,000 from Company B",[],{"_key":2803,"_type":170,"children":2804,"markDefs":2809,"style":190},"k822",[2805],{"_key":2806,"_type":174,"marks":2807,"text":2808},"k821",[],"The employee's total employment income for 2026 is therefore:",[],{"_key":2811,"_type":170,"children":2812,"markDefs":2817,"style":190},"k826",[2813],{"_key":2814,"_type":174,"marks":2815,"text":2816},"k825",[],"SGD $25,000 + SGD $42,000 = SGD $67,000",[],{"_key":2819,"_type":170,"children":2820,"markDefs":2825,"style":190},"k830",[2821],{"_key":2822,"_type":174,"marks":2823,"text":2824},"k829",[],"You have two ways to report this:",[],{"_key":2827,"_type":170,"children":2828,"markDefs":2833,"style":190},"k834",[2829],{"_key":2830,"_type":174,"marks":2831,"text":2832},"k833",[1246],"Option 1: Report separately",[],{"_key":2835,"_type":170,"children":2836,"markDefs":2841,"style":190},"k838",[2837],{"_key":2838,"_type":174,"marks":2839,"text":2840},"k837",[],"Company A reports SGD $25,000, while Company B reports SGD $42,000. The employee will receive an IR8A from each entity.",[],{"_key":2843,"_type":170,"children":2844,"markDefs":2849,"style":190},"k842",[2845],{"_key":2846,"_type":174,"marks":2847,"text":2848},"k841",[1246],"Option 2: Combine under Company B",[],{"_key":2851,"_type":170,"children":2852,"markDefs":2857,"style":190},"k846",[2853],{"_key":2854,"_type":174,"marks":2855,"text":2856},"k845",[],"Company B reports the employee's full-year income of SGD $67,000. IRAS permits specific reporting approaches for employee transfers following restructuring, mergers, or business conversions. The employer should follow the applicable IRAS reporting method rather than simply combining payroll figures.",[],{"_key":2859,"_type":170,"children":2860,"markDefs":2865,"style":1187},"k850",[2861],{"_key":2862,"_type":174,"marks":2863,"text":2864},"k849",[],"Errors and late IR8A submissions",[],{"_key":2867,"_type":170,"children":2868,"markDefs":2873,"style":1220},"k854",[2869],{"_key":2870,"_type":174,"marks":2871,"text":2872},"k853",[],"If you file IR8A late",[],{"_key":2875,"_type":170,"children":2876,"markDefs":2890,"style":190},"k863",[2877,2881,2886],{"_key":2878,"_type":174,"marks":2879,"text":2880},"k860",[],"The IR8A and related employment-income returns must be furnished by 1 March 2027. Under Section 94 of the Income Tax Act, employers who fail to comply may, on conviction, be liable to a ",{"_key":2882,"_type":174,"marks":2883,"text":2885},"k861",[2884],"k856","fine not exceeding SGD $5,000",{"_key":2887,"_type":174,"marks":2888,"text":2889},"k862",[]," and, in default of payment, imprisonment for a term not exceeding 6 months.",[2891],{"_key":2884,"_type":188,"externalUrl":2892,"linkType":145},"https:\u002F\u002Fwww.iras.gov.sg\u002Fdocs\u002Fdefault-source\u002Findividual-income-tax\u002Femployers\u002Fexplanatory-notes-on-form-ir8a-and-appendix-8a-for-ya2027.pdf?sfvrsn=7ae73f3a_5",{"_key":2894,"_type":170,"children":2895,"markDefs":2900,"style":190},"k867",[2896],{"_key":2897,"_type":174,"marks":2898,"text":2899},"k866",[],"If you miss the deadline, submit the required information as soon as possible.",[],{"_key":2902,"_type":170,"children":2903,"markDefs":2908,"style":1220},"k871",[2904],{"_key":2905,"_type":174,"marks":2906,"text":2907},"k870",[],"If you submit incorrect information",[],{"_key":2910,"_type":170,"children":2911,"markDefs":2925,"style":190},"k880",[2912,2916,2921],{"_key":2913,"_type":174,"marks":2914,"text":2915},"k877",[],"Employment-income information must be accurate and complete. Under ",{"_key":2917,"_type":174,"marks":2918,"text":2920},"k878",[2919],"k873","Section 95 of the Income Tax Act",{"_key":2922,"_type":174,"marks":2923,"text":2924},"k879",[],", any person who gives “any incorrect information in relation to any matter affecting the tax liability of any other person” may be liable to a penalty of up to two times the amount of tax undercharged, a fine not exceeding SGD $5,000, imprisonment for a term not exceeding 3 years, or both.",[2926],{"_key":2919,"_type":188,"externalUrl":2927,"linkType":145},"https:\u002F\u002Fsso.agc.gov.sg\u002FAct\u002FITA1947?ProvIds=pr95-,pr96-,pr96A-",{"_key":2929,"_type":170,"children":2930,"markDefs":2935,"style":190},"k884",[2931],{"_key":2932,"_type":174,"marks":2933,"text":2934},"k883",[],"If you find an error after your IR8A submission, correct it promptly:",[],{"_key":2937,"_type":170,"children":2938,"level":1252,"listItem":1253,"markDefs":2947,"style":190},"k890",[2939,2943],{"_key":2940,"_type":174,"marks":2941,"text":2942},"k888",[1246],"AIS employers:",{"_key":2944,"_type":174,"marks":2945,"text":2946},"k889",[]," Submit an amendment showing the difference, or a revision with the complete corrected information.",[],{"_key":2949,"_type":170,"children":2950,"level":1252,"listItem":1253,"markDefs":2959,"style":190},"k896",[2951,2955],{"_key":2952,"_type":174,"marks":2953,"text":2954},"k894",[1246],"Non-AIS employers:",{"_key":2956,"_type":174,"marks":2957,"text":2958},"k895",[]," Submit a corrected IR8A and\u002For applicable Appendix, marked “Additional” or “Revised” as appropriate, and provide it to the employee.",[],{"_key":2961,"_type":170,"children":2962,"markDefs":2967,"style":190},"k900",[2963],{"_key":2964,"_type":174,"marks":2965,"text":2966},"k899",[],"Reconcile the corrected figures with your payroll records before submitting the amendment.",[],{"_key":2969,"_type":170,"children":2970,"markDefs":2974,"style":1187},"k904",[2971],{"_key":2972,"_type":174,"marks":2973,"text":1006},"k903",[],[],{"_key":2976,"_type":170,"children":2977,"markDefs":2982,"style":1220},"k908",[2978],{"_key":2979,"_type":174,"marks":2980,"text":2981},"k907",[],"1. When is the IR8A filing due for YA 2027?",[],{"_key":2984,"_type":170,"children":2985,"markDefs":2990,"style":190},"k912",[2986],{"_key":2987,"_type":174,"marks":2988,"text":2989},"k911",[],"The IR8A filing deadline for YA 2027 is 1 March 2027. This covers employment income earned during the 2026 calendar year.",[],{"_key":2992,"_type":170,"children":2993,"markDefs":2998,"style":1220},"k916",[2994],{"_key":2995,"_type":174,"marks":2996,"text":2997},"k915",[],"2. Do all employees need an IR8A?",[],{"_key":3000,"_type":170,"children":3001,"markDefs":3006,"style":190},"k920",[3002],{"_key":3003,"_type":174,"marks":3004,"text":3005},"k919",[],"Not necessarily. The IR8A filing requirements depend on whether the employee has reportable employment income and their circumstances. Resident and non-resident employees, directors, pensioners, and certain former employees may all fall within the reporting requirements.",[],{"_key":3008,"_type":170,"children":3009,"markDefs":3014,"style":1220},"k924",[3010],{"_key":3011,"_type":174,"marks":3012,"text":3013},"k923",[],"3. Can I amend an IR8A filing after submission?",[],{"_key":3016,"_type":170,"children":3017,"markDefs":3022,"style":190},"k928",[3018],{"_key":3019,"_type":174,"marks":3020,"text":3021},"k927",[],"Yes. If you discover an error after submitting the IR8A, you should correct it promptly. AIS employers can submit an amendment or revision through the applicable AIS process, while non-AIS employers should prepare a corrected IR8A and provide it to the employee.",[],{"_key":3024,"_type":170,"children":3025,"markDefs":3030,"style":1220},"k932",[3026],{"_key":3027,"_type":174,"marks":3028,"text":3029},"k931",[],"4. How to get IR8A statement online?",[],{"_key":3032,"_type":170,"children":3033,"markDefs":3038,"style":190},"k936",[3034],{"_key":3035,"_type":174,"marks":3036,"text":3037},"k935",[],"If your employment income was submitted through AIS, you can access your income information through the myTax Portal. If your employer is not under AIS, they should provide you with a completed IR8A instead.",[],{"_key":3040,"_type":170,"children":3041,"markDefs":3046,"style":1220},"k940",[3042],{"_key":3043,"_type":174,"marks":3044,"text":3045},"k939",[],"5. Do I need to complete Appendix 8A or 8B with the IR8A?",[],{"_key":3048,"_type":170,"children":3049,"markDefs":3054,"style":190},"k944",[3050],{"_key":3051,"_type":174,"marks":3052,"text":3053},"k943",[],"Only when the relevant circumstances apply. Appendix 8A is used for taxable benefits-in-kind, while Appendix 8B is used for taxable gains from ESOP or ESOW plans.",[],{"_key":3056,"_type":170,"children":3057,"markDefs":3062,"style":1220},"k948",[3058],{"_key":3059,"_type":174,"marks":3060,"text":3061},"k947",[],"6. What is the difference between IR8A and AIS?",[],{"_key":3064,"_type":170,"children":3065,"markDefs":3070,"style":190},"k952",[3066],{"_key":3067,"_type":174,"marks":3068,"text":3069},"k951",[],"IR8A is the form used to report an employee's employment income, while AIS is the digital system employers use to submit that information to IRAS. AIS employers submit the information electronically, while non-AIS employers provide the completed IR8A to their employees.",[],{"slug":1148,"title":1149},{"_type":154,"alternativeText":3073,"url":3074},"Singapore IR8A filing: A step-by-step employer guide","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fab38a45f1b143f19dcbf8e49409369c1\u002F6a99999ce924c86953ff4d18_BUSINESS-10.jpeg",[3076,3083,3091,3098,3104,3111],{"_key":1183,"_type":170,"children":3077,"level":1252,"listItem":1253,"markDefs":3082,"style":190},[3078],{"_key":3079,"_type":174,"marks":3080,"text":3081},"k1",[],"IR8A filing is an annual employer responsibility for reporting employees’ employment income to IRAS accurately",[],{"_key":3084,"_type":170,"children":3085,"level":1252,"listItem":1253,"markDefs":3090,"style":190},"k5",[3086],{"_key":3087,"_type":174,"marks":3088,"text":3089},"k4",[],"YA 2027 covers income earned during 2026, with the filing deadline set for 1 March 2027",[],{"_key":3092,"_type":170,"children":3093,"level":1252,"listItem":1253,"markDefs":3097,"style":190},"k8",[3094],{"_key":1189,"_type":174,"marks":3095,"text":3096},[],"Employee circumstances matter: different roles, residency statuses and situations can change what you need to report",[],{"_key":1197,"_type":170,"children":3099,"level":1252,"listItem":1253,"markDefs":3103,"style":190},[3100],{"_key":1200,"_type":174,"marks":3101,"text":3102},[],"AIS simplifies reporting by letting eligible employers submit employment-income information electronically to IRAS",[],{"_key":1208,"_type":170,"children":3105,"level":1252,"listItem":1253,"markDefs":3110,"style":190},[3106],{"_key":3107,"_type":174,"marks":3108,"text":3109},"k13",[],"Supporting forms may be required for benefits-in-kind, ESOP\u002FESOW gains or tax clearance situations",[],{"_key":3112,"_type":170,"children":3113,"level":1252,"listItem":1253,"markDefs":3118,"style":190},"k17",[3114],{"_key":3115,"_type":174,"marks":3116,"text":3117},"k16",[],"Errors and late filings have consequences, so reconcile your IR8A figures with payroll records and correct mistakes promptly",[],[3120,3126,3132],{"_key":1183,"_type":170,"children":3121,"markDefs":3125,"style":190},[3122],{"_key":3079,"_type":174,"marks":3123,"text":3124},[],"At first glance, reporting your employee's income may seem pretty straightforward. But when you factor in the different kinds of income, various types of employees, and continuously changing circumstances of a growing business, the complexity gets compounded with each consideration.",[],{"_key":3084,"_type":170,"children":3127,"markDefs":3131,"style":190},[3128],{"_key":3087,"_type":174,"marks":3129,"text":3130},[],"IR8A filing is one of your key responsibilities as a founder. Accurately reporting your employees’ income helps the IRAS determine their taxable income and tax liability.",[],{"_key":3092,"_type":170,"children":3133,"markDefs":3137,"style":190},[3134],{"_key":1189,"_type":174,"marks":3135,"text":3136},[],"From preparing the right information to completing the relevant fields, we’ll break down the IR8A form process step by step and walk you through the key requirements to consider before filing.",[],{"_type":149,"metaDescription":3139,"metaTitle":3140,"socialShareImageUrl":3141},"Learn how Singapore IR8A filings work, who needs to file, what to report, key deadlines, supporting forms, and how to correct filing errors.","IR8A filing Singapore: What is it and how to file | Aspire",{"_type":154,"alternativeText":3073,"url":3074},"singapore-ir8a-filing",[3144,3151,3157,3163,3169],{"_key":1183,"_type":170,"children":3145,"level":1252,"listItem":3149,"markDefs":3150,"style":190},[3146],{"_key":3079,"_type":174,"marks":3147,"text":3148},[],"EXPLANATORY NOTES FOR COMPLETION OF FORM IR8A & APPENDIX 8A FOR THE YEAR ENDED 31 DEC 2026: https:\u002F\u002Fwww.iras.gov.sg\u002Fdocs\u002Fdefault-source\u002Findividual-income-tax\u002Femployers\u002Fexplanatory-notes-on-form-ir8a-and-appendix-8a-for-ya2027.pdf?sfvrsn=7ae73f3a_5","number",[],{"_key":3084,"_type":170,"children":3152,"level":1252,"listItem":3149,"markDefs":3156,"style":190},[3153],{"_key":3087,"_type":174,"marks":3154,"text":3155},[],"Reporting Employee Earnings (IR8A, Appendix 8A, Appendix 8B): https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Fauto-inclusion-scheme-(ais)-for-employment-income\u002Freporting-employee-earnings-(ir8a-appendix-8a-appendix-8b)",[],{"_key":3092,"_type":170,"children":3158,"level":1252,"listItem":3149,"markDefs":3162,"style":190},[3159],{"_key":1189,"_type":174,"marks":3160,"text":3161},[],"Submit employment income records: https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Fauto-inclusion-scheme-(ais)-for-employment-income\u002Fsubmit-employment-income-records",[],{"_key":1197,"_type":170,"children":3164,"level":1252,"listItem":3149,"markDefs":3168,"style":190},[3165],{"_key":1200,"_type":174,"marks":3166,"text":3167},[],"Join the Auto-Inclusion Scheme (AIS) for Employment Income: https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Fauto-inclusion-scheme-(ais)-for-employment-income\u002Fjoin-the-auto-inclusion-scheme-(ais)-for-employment-income",[],{"_key":1208,"_type":170,"children":3170,"level":1252,"listItem":3149,"markDefs":3174,"style":190},[3171],{"_key":3107,"_type":174,"marks":3172,"text":3173},[],"Amend Submitted Records: https:\u002F\u002Fwww.iras.gov.sg\u002Ftaxes\u002Findividual-income-tax\u002Femployers\u002Fauto-inclusion-scheme-%28ais%29-for-employment-income\u002Famend-submitted-records",[],1790926667586]