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The account requires a minimum initial deposit and minimum monthly average balance of SGD $30,000 or USD $30,000. A fall-below fee of SGD $50 or USD $50 applies from the 2nd month of account opening if this balance is not maintained.",[],{"_key":3200,"_type":170,"children":3201,"markDefs":3206,"style":1221},"k1050",[3202],{"_key":3203,"_type":174,"marks":3204,"text":3205},"k1049",[1185],"Can foreign-owned companies open a Standard Chartered BusinessOne Account?",[],{"_key":3208,"_type":170,"children":3209,"markDefs":3214,"style":190},"k1054",[3210],{"_key":3211,"_type":174,"marks":3212,"text":3213},"k1053",[],"Yes. Singapore-incorporated companies with foreign ownership can generally apply, subject to Standard Chartered's onboarding, KYC, and eligibility requirements. Additional documentation may be required depending on the company's ownership structure and business activities.",[],{"_key":3216,"_type":170,"children":3217,"markDefs":3222,"style":1221},"k1058",[3218],{"_key":3219,"_type":174,"marks":3220,"text":3221},"k1057",[1185],"Is the Standard Chartered BusinessOne Account suitable for startups and SMEs?",[],{"_key":3224,"_type":170,"children":3225,"markDefs":3230,"style":190},"k1062",[3226],{"_key":3227,"_type":174,"marks":3228,"text":3229},"k1061",[],"It depends on the business's cash flow consistency. The account is described by Standard Chartered as ideal for businesses that can commit to maintaining minimum balances. Startups or SMEs with variable cash flow may find the fall-below fee a recurring cost and may be better served by accounts with no minimum balance requirement.",[],{"_key":3232,"_type":170,"children":3233,"markDefs":3238,"style":1221},"k1066",[3234],{"_key":3235,"_type":174,"marks":3236,"text":3237},"k1065",[1185],"Can I link a business debit card to the Standard Chartered BusinessOne Account?",[],{"_key":3240,"_type":170,"children":3241,"markDefs":3246,"style":190},"k1070",[3242],{"_key":3243,"_type":174,"marks":3244,"text":3245},"k1069",[],"Yes. The account comes with a Business Debit Card that earns 1% rebate on all qualifying spend, with no cap on the rebate amount.",[],{"_key":3248,"_type":170,"children":3249,"markDefs":3254,"style":1221},"k1074",[3250],{"_key":3251,"_type":174,"marks":3252,"text":3253},"k1073",[1185],"What currencies are supported by the Standard Chartered BusinessOne Account?",[],{"_key":3256,"_type":170,"children":3257,"markDefs":3262,"style":190},"k1078",[3258],{"_key":3259,"_type":174,"marks":3260,"text":3261},"k1077",[],"The BusinessOne Account is available in SGD or USD. It does not support holding multiple foreign currencies within a single account structure.",[],{"slug":301,"title":302},{"_type":154,"alternativeText":3265,"height":1055,"url":3266,"width":1057},"Standard Chartered BusinessOne account review in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F5013be3d1c05f2011fead708ab1a2493\u002Fshared-5013be3d_cover_shared-cover-card.jpeg",[3268,3275,3283,3290],{"_key":1183,"_type":170,"children":3269,"level":1313,"listItem":1984,"markDefs":3274,"style":190},[3270],{"_key":3271,"_type":174,"marks":3272,"text":3273},"k1",[],"The Standard Chartered BusinessOne Account is a non-interest bearing business current account available in SGD and USD, designed to support the day-to-day banking, payment, and cash management needs of established SMEs",[],{"_key":3276,"_type":170,"children":3277,"level":1313,"listItem":1984,"markDefs":3282,"style":190},"k5",[3278],{"_key":3279,"_type":174,"marks":3280,"text":3281},"k4",[],"A fall-below fee of SGD $50 (for SGD accounts) or USD $50 (for USD accounts) applies from the 2nd month of account opening if the minimum monthly average balance of SGD $30,000 (SGD) or USD $30,000 (USD) is not maintained",[],{"_key":3284,"_type":170,"children":3285,"level":1313,"listItem":1984,"markDefs":3289,"style":190},"k8",[3286],{"_key":1189,"_type":174,"marks":3287,"text":3288},[],"The Business Debit Card linked to this account earns 1% rebate on all qualifying spend with no rebate cap",[],{"_key":1197,"_type":170,"children":3291,"level":1313,"listItem":1984,"markDefs":3295,"style":190},[3292],{"_key":1200,"_type":174,"marks":3293,"text":3294},[],"SGD deposits are insured by Singapore Deposit Insurance Corporation (SDIC) up to SGD $100,000 per depositor; foreign currency deposits are not covered",[],[3297,3303],{"_key":1183,"_type":170,"children":3298,"markDefs":3302,"style":190},[3299],{"_key":3271,"_type":174,"marks":3300,"text":3301},[],"Some businesses simply need a business account that covers everyday banking, payments, collections, and cash management without the complexity of managing multiple products. The Standard Chartered BusinessOne Account is designed with this in mind, offering a non-interest bearing SGD or USD current account with preferential pricing on selected banking services, subject to a minimum balance requirement.",[],{"_key":3276,"_type":170,"children":3304,"markDefs":3308,"style":190},[3305],{"_key":3279,"_type":174,"marks":3306,"text":3307},[],"This review examines the account's features, fees, eligibility requirements, and how it compares with other business banking options available to Singapore SMEs in 2026.",[],"2026-07-10T00:00:00.000Z",{"_type":149,"metaDescription":3311,"metaTitle":3312,"socialShareImageUrl":3313},"Detailed review of the Standard Chartered BusinessOne Account in Singapore. 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