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Always consult a qualified professional before acting on any information provided.",[1110,1112],{"_key":1096,"_type":188,"externalUrl":1111,"linkType":145},"\u002Ftnc\u002Fmaster-service-agreement",{"_key":1104,"_type":188,"externalUrl":1113,"linkType":145},"\u002Fpricing",{"body":1115,"eyebrow":528,"heading":1116,"image":1117,"link":1122},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Supercharge your finance operations",{"_type":154,"alternativeText":1118,"height":1119,"url":1120,"width":1121},"A person working at a laptop with an open notebook beside them",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":143,"externalUrl":1083,"label":1123,"linkType":145},"Talk to sales",[1125,1134,1145,1155],{"_id":1126,"category":1127,"coverImage":1128,"description":1131,"publishedAt":1132,"slug":1133,"title":1129},"blogPost-SG-6aa81a1539b471392a83d4cd",{"slug":591,"title":592},{"_type":154,"alternativeText":1129,"url":1130},"Aspire Launches Aspire Account-Opening Integration With Osome","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4a31adfeaddefdf9b7f4ef5f566c00ad\u002F6aa81a1339b471392a83d438_Aspire-Osome.jpeg","Aspire and Osome partner to enable faster Business Account opening","2026-09-16T00:00:00.000Z","aspire-osome-account-opening-integration",{"_id":1135,"category":1136,"coverImage":1139,"description":1142,"publishedAt":1143,"slug":1144,"title":1140},"blogPost-SG-6a8c6a9a178cfe861275b350",{"slug":1137,"title":1138},"finance-tools","Finance Tools",{"_type":154,"alternativeText":1140,"url":1141},"Stripe payment processing for Singapore businesses: Setup, fees, and alternatives","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fcb6607760ee020276ebb5087fbf64245\u002F6a8c6a98178cfe861275b2fb_EXPENSE-MGMT-49.jpeg","Learn how Stripe works in Singapore, how to set it up, fees and payouts, accepted payment methods, and options for growing businesses.","2026-09-09T00:00:00.000Z","stripe-payment-processing-singapore-businesses",{"_id":1146,"category":1147,"coverImage":1150,"description":1153,"publishedAt":1143,"slug":1154,"title":1151},"blogPost-SG-6a95a525d8f437f2334d1202",{"slug":1148,"title":1149},"business-advice","Business Advice",{"_type":154,"alternativeText":1151,"url":1152},"Payroll outsourcing in Singapore: What founders need to know","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4ab5f167b1dd7ea6df896c17cf95674e\u002F6a95a521d8f437f2334d113d_PAYMENTS-14.jpeg","Learn about payroll outsourcing, including costs, services, benefits, risks, and how to choose the right provider for your business in Singapore.","payroll-outsourcing-singapore-explained",{"_id":1156,"category":1157,"coverImage":1158,"description":1161,"publishedAt":1143,"slug":1162,"title":1159},"blogPost-SG-6a95a538fb9a05eaf4b9774c",{"slug":1148,"title":1149},{"_type":154,"alternativeText":1159,"url":1160},"Global payroll outsourcing: How it works for Singapore businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fbe849a3e08f8d5d0a5bcbbffb5b2ba7b\u002F6a95a537fb9a05eaf4b97747_PAYMENTS-45.jpeg","Learn how global payroll outsourcing works for Singapore businesses, from local payroll requirements and compliance to EORs and choosing the right provider.","global-payroll-outsourcing",{"data":1164,"sourceMap":-1},{"_id":1165,"_updatedAt":1166,"alternates":1167,"areSourcesShown":152,"author":1169,"body":1178,"category":1372,"coverImage":1373,"excerpt":1378,"faq":246,"intro":1387,"isFaqShown":152,"isSummaryShown":152,"isVideoShown":152,"publishedAt":1394,"reviewer":246,"seo":1395,"slug":1397,"sources":246,"title":1374,"video":246},"blogPost-SG-65a9e9bbd0bdabb429b1e15e","2026-09-24T08:36:37Z",[1168],{"canonicalUrl":246,"isNoIndex":246,"language":246,"market":84,"pathPrefix":246},{"avatar":1170,"bio":1174,"doesServePage":141,"linkedinUrl":1175,"name":1171,"role":1176,"slug":1177,"twitterUrl":246},{"_type":154,"alternativeText":1171,"height":1172,"url":1173,"width":1172},"Marissa Saini",500,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fef51df5d9780524a4e5d1e3f7bd34a8d\u002F64a3e49ca64f590530e7b9f2_Marissa-Saini.jpg","Marissa is a seasoned writer and an avid trendspotter across business finance, personal finance, travel and lifestyle industries. With writing history at SingSaver, INK, and ohmyhome, Marissa leverages her broad range of experiences to simplify finance and make readers financially savvy.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fmarissa-saini-b2b1b713b\u002F","Writer","marissa-saini",[1179,1193,1201,1209,1217,1225,1233,1241,1249,1257,1265,1273,1281,1289,1297,1305,1324,1332,1340,1348,1356,1364],{"_key":1180,"_type":170,"children":1181,"markDefs":1191,"style":1192},"k4",[1182,1186],{"_key":1183,"_type":174,"marks":1184,"text":1185},"k2",[],"1. ",{"_key":1187,"_type":174,"marks":1188,"text":1190},"k3",[1189],"strong","Look for a cheap place to run your business",[],"h2",{"_key":1194,"_type":170,"children":1195,"markDefs":1200,"style":190},"k7",[1196],{"_key":1197,"_type":174,"marks":1198,"text":1199},"k6",[],"Place is one of the determining factors for the success or failure of a business. Many people invest a lot of capital on this one thing. However, we can still start a business and save by choosing a business place with a minimum budget or even no cost at all. For example, we can use the place we live as a place of business, that should almost be free of charge.",[],{"_key":1202,"_type":170,"children":1203,"markDefs":1208,"style":1192},"k10",[1204],{"_key":1205,"_type":174,"marks":1206,"text":1207},"k9",[1189],"2. Make a good budget plan",[],{"_key":1210,"_type":170,"children":1211,"markDefs":1216,"style":190},"k13",[1212],{"_key":1213,"_type":174,"marks":1214,"text":1215},"k12",[],"Budget planning is a very important in starting a business. If we do not make a well-planned budget, there is a high probability that there are wasted funds. Start by determining the amount of capital needed to have all the equipments, tools, marketing, and employees that you need. Then continue by conducting surveys, discussing with more experienced people, learning how to prepare effective budgets, and making detailed budget plans. Pay attention to every single cent that goes out, and properly evaluate all expenses of your business.",[],{"_key":1218,"_type":170,"children":1219,"markDefs":1224,"style":1192},"k16",[1220],{"_key":1221,"_type":174,"marks":1222,"text":1223},"k15",[1189],"3. Buy used equipment",[],{"_key":1226,"_type":170,"children":1227,"markDefs":1232,"style":190},"k19",[1228],{"_key":1229,"_type":174,"marks":1230,"text":1231},"k18",[],"Starting a new business does not mean that you have to use everything that is new. Used equipments that are still functional should also be considered. You can also use equipments that you already own or search for used items on social media or e-commerce. Alternatively, you can look for entrepreneurs who are in the same field because they may own but no longer need certain equipments. If you are lucky, you can get the items you need at a much cheaper price than if you insist on buying  brand new equipments. Of course, you should check the quality of used goods that you buy to ensure that they can still be used for a long period of time.",[],{"_key":1234,"_type":170,"children":1235,"markDefs":1240,"style":1192},"k22",[1236],{"_key":1237,"_type":174,"marks":1238,"text":1239},"k21",[1189],"4. Hire part-time employees",[],{"_key":1242,"_type":170,"children":1243,"markDefs":1248,"style":190},"k25",[1244],{"_key":1245,"_type":174,"marks":1246,"text":1247},"k24",[],"Paying employee salaries is one of the big expenses when you start a business. If you need additional employees in starting a business, consider hiring part-time employees. In addition to the lower wages, part-time employees are usually more effective. In addition, companies are not required to provide health benefits, pension contributions, and so on.",[],{"_key":1250,"_type":170,"children":1251,"markDefs":1256,"style":1192},"k28",[1252],{"_key":1253,"_type":174,"marks":1254,"text":1255},"k27",[1189],"5. Take advantage of social media for marketing",[],{"_key":1258,"_type":170,"children":1259,"markDefs":1264,"style":190},"k31",[1260],{"_key":1261,"_type":174,"marks":1262,"text":1263},"k30",[],"Printing brochures, placing advertisements on newspapers and radios, and installing paid banners certainly cost a lot. In fact, we can choose a marketing tool that is cheaper or even at almost no cost through social media accounts. You can promote your products through Instagram, Facebook, Twitter, YouTube, and other social media accounts. You can also easily market your products through e-commerce websites at no cost. The good news is that these websites often provide promotions, which of course have a good impact on the marketing of your products. Remember, managing social media as a marketing tool requires high consistency.",[],{"_key":1266,"_type":170,"children":1267,"markDefs":1272,"style":1192},"k34",[1268],{"_key":1269,"_type":174,"marks":1270,"text":1271},"k33",[1189],"6. Find suppliers at the lowest price",[],{"_key":1274,"_type":170,"children":1275,"markDefs":1280,"style":190},"k37",[1276],{"_key":1277,"_type":174,"marks":1278,"text":1279},"k36",[],"The next important thing is to find good suppliers at the low prices. Of course, you need to compare suppliers with one another. Choose suppliers that offer the best products, and at the cheapest price. Over time, you will know more people. Do not be afraid to work with new suppliers, if indeed they offer better quality and prices.",[],{"_key":1282,"_type":170,"children":1283,"markDefs":1288,"style":1192},"k40",[1284],{"_key":1285,"_type":174,"marks":1286,"text":1287},"k39",[1189],"7. Buy goods in bulk",[],{"_key":1290,"_type":170,"children":1291,"markDefs":1296,"style":190},"k43",[1292],{"_key":1293,"_type":174,"marks":1294,"text":1295},"k42",[],"It is no secret that if you buy goods in large quantity, you can get a cheaper price, which affects the use of your capital. However, you need to pay attention to whether the goods you buy can last long enough to minimize losses due to damaged items.",[],{"_key":1298,"_type":170,"children":1299,"markDefs":1304,"style":1192},"k46",[1300],{"_key":1301,"_type":174,"marks":1302,"text":1303},"k45",[1189],"8. Choose your bank carefully",[],{"_key":1306,"_type":170,"children":1307,"markDefs":1321,"style":190},"k54",[1308,1312,1317],{"_key":1309,"_type":174,"marks":1310,"text":1311},"k51",[],"Many banks compete to offer the best deals for their customers. You can compare which ",{"_key":1313,"_type":174,"marks":1314,"text":1316},"k52",[1315],"k48","bank account",{"_key":1318,"_type":174,"marks":1319,"text":1320},"k53",[]," is the best for the operational account of your business. Some things to consider: administration fees every month, the number of ATM available in your city, transfer fees to other accounts, as well as interest earned.",[1322],{"_key":1315,"_type":188,"externalUrl":1323,"linkType":145},"https:\u002F\u002Faspireapp.com\u002Fbusiness-account",{"_key":1325,"_type":170,"children":1326,"markDefs":1331,"style":1192},"k57",[1327],{"_key":1328,"_type":174,"marks":1329,"text":1330},"k56",[1189],"9. Take advantage of free software on the internet",[],{"_key":1333,"_type":170,"children":1334,"markDefs":1339,"style":190},"k60",[1335],{"_key":1336,"_type":174,"marks":1337,"text":1338},"k59",[],"There are so many free financial management softwares that you can download at any time. Instead of paying someone to manage your business finances, you can learn how to operate those softwares yourself.",[],{"_key":1341,"_type":170,"children":1342,"markDefs":1347,"style":1192},"k63",[1343],{"_key":1344,"_type":174,"marks":1345,"text":1346},"k62",[1189],"10. Apply for a business loan with the lowest interest",[],{"_key":1349,"_type":170,"children":1350,"markDefs":1355,"style":190},"k66",[1351],{"_key":1352,"_type":174,"marks":1353,"text":1354},"k65",[],"Finally, you usually need additional capital in order to expand your business. Start by finding an unsecured loan with the best interest rate. Do not be lazy to find more information about loans from several institutions. Also, consider the return period and the ability of your business to pay the monthly loan fees.",[],{"_key":1357,"_type":170,"children":1358,"markDefs":1363,"style":190},"k69",[1359],{"_key":1360,"_type":174,"marks":1361,"text":1362},"k68",[],"Now comes the best online funding solution from Aspire for your business. Aspire offers a digital credit card that can disburse loans in less than 24 hours. Application is fast and easy, and can be done completely online.",[],{"_key":1365,"_type":170,"children":1366,"markDefs":1371,"style":190},"k72",[1367],{"_key":1368,"_type":174,"marks":1369,"text":1370},"k71",[],"So, these are the ten ways to save money for those of you who are starting a new business. Of course, careful consideration and business capital are needed to run a business, but do not give up easily. With a little creativity and tenacity, you can definitely grow your business. It all depends on how you see opportunities and use them.",[],{"slug":1148,"title":1149},{"_type":154,"alternativeText":1374,"height":1375,"url":1376,"width":1377},"10 Smart Ways to Save Money When Starting a Business",1494,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F53d6e8f0dd9838c2ee4a624cb1c52027\u002Fways-to-save-money-when-starting-a-business_cover.webp",2520,[1379],{"_key":1380,"_type":170,"children":1381,"markDefs":1386,"style":190},"k0",[1382],{"_key":1383,"_type":174,"marks":1384,"text":1385},"k1",[],"When starting a business, most people have high expectations. You want your business to grow and capture the market quickly. Unfortunately, reality may not match our expectations. If you experience something like this, do you give up?",[],[1388],{"_key":1183,"_type":170,"children":1389,"markDefs":1393,"style":190},[1390],{"_key":1383,"_type":174,"marks":1391,"text":1392},[],"When starting a business, most people have high expectations. You want your business to grow and capture the market quickly. Unfortunately, reality may not match our expectations. If you experience something like this, do you give up? Of course the answer is no, right? What needs to be done is to think for the best business strategy, so we can still get the best results while staying within our budget at the same time. Let's look at some of the things we can do to save money when starting a business.",[],"2025-07-03T00:00:00.000Z",{"_type":149,"metaDescription":1385,"metaTitle":1374,"socialShareImageUrl":1396},{"_type":154,"alternativeText":1374,"height":1375,"url":1376,"width":1377},"ways-to-save-money-when-starting-a-business",1790931405552]