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Based out of Indonesia, they empower the next generation of fintech companies with Open Finance and Payments technology infrastructure that is easy to integrate, cost-effective, and inclusive.",[1169],{"_key":1162,"_type":188,"externalUrl":1170,"linkType":145},"https:\u002F\u002Fwww.onebrick.io\u002F",{"_key":1172,"_type":170,"children":1173,"markDefs":1178,"style":1151},"k13",[1174],{"_key":1175,"_type":174,"marks":1176,"text":1177},"k12",[],"The Challenges: Growth Hindered by Inefficiencies",[],{"_key":1180,"_type":170,"children":1181,"markDefs":1194,"style":190},"k21",[1182,1186,1190],{"_key":1183,"_type":174,"marks":1184,"text":1185},"k18",[],"In order to maintain their status as a ",{"_key":1187,"_type":174,"marks":1188,"text":1189},"k19",[],"fast-growing",{"_key":1191,"_type":174,"marks":1192,"text":1193},"k20",[]," tech startup in the region, Brick needed to ensure that their internal finance processes were agile enough to support their growth momentum. This meant empowering their employees to make smart decisions and building lean processes that would help their team focus on priorities that make maximum impact on the business. While this was already possible in most aspects of the business, they had so far fallen short when it came to managing expenses.",[],{"_key":1196,"_type":170,"children":1197,"markDefs":1202,"style":1203},"k24",[1198],{"_key":1199,"_type":174,"marks":1200,"text":1201},"k23",[],"#1 Sluggish Centralized Processing of all kinds of payments",[],"h3",{"_key":1205,"_type":170,"children":1206,"markDefs":1211,"style":190},"k27",[1207],{"_key":1208,"_type":174,"marks":1209,"text":1210},"k26",[],"As Brick relied on only a few shared corporate cards reserved for specific purposes, most employees were forced to raise purchase orders (POs) whenever they needed to purchase any goods or services for the company.",[],{"_key":1213,"_type":170,"children":1214,"markDefs":1227,"style":190},"k35",[1215,1219,1223],{"_key":1216,"_type":174,"marks":1217,"text":1218},"k32",[],"Not only did the Purchase Order process require complex documentation and multiple quotes justifying the ",{"_key":1220,"_type":174,"marks":1221,"text":1222},"k33",[],"expenses",{"_key":1224,"_type":174,"marks":1225,"text":1226},"k34",[],", but also needed to be centrally approved by management. Employees lacked the empowerment to make purchase decisions in a timely manner, severely delaying the implementation of vital solutions.",[],{"_key":1229,"_type":170,"children":1230,"markDefs":1235,"style":1203},"k38",[1231],{"_key":1232,"_type":174,"marks":1233,"text":1234},"k37",[],"#2 Difficulty Scaling with their Current Corporate Cards",[],{"_key":1237,"_type":170,"children":1238,"markDefs":1243,"style":190},"k41",[1239],{"_key":1240,"_type":174,"marks":1241,"text":1242},"k40",[],"With the ultimate goal of scaling their operations, Brick was hampered by their reliance on their existing corporate card solution. Due to the time-consuming application process and high fees their bank required, Brick was not able to issue new corporate cards swiftly enough to new employees. This limited supply posed some critical issues:",[],{"_key":1245,"_type":170,"children":1246,"level":1115,"listItem":1116,"markDefs":1251,"style":190},"k44",[1247],{"_key":1248,"_type":174,"marks":1249,"text":1250},"k43",[],"Dependency on the few cardholders to make any purchase decision always resulted in delays",[],{"_key":1253,"_type":170,"children":1254,"level":1115,"listItem":1116,"markDefs":1259,"style":190},"k47",[1255],{"_key":1256,"_type":174,"marks":1257,"text":1258},"k46",[],"Card details were often shared in an insecure manner, posing a high risk of abuse.",[],{"_key":1261,"_type":170,"children":1262,"level":1115,"listItem":1116,"markDefs":1267,"style":190},"k50",[1263],{"_key":1264,"_type":174,"marks":1265,"text":1266},"k49",[],"Every card issued to Brick came with hidden charges and additional fees, which severely hampered their liquidity deterred Brick from issuing more Corporate cards",[],{"_key":1269,"_type":170,"children":1270,"level":1115,"listItem":1116,"markDefs":1275,"style":190},"k53",[1271],{"_key":1272,"_type":174,"marks":1273,"text":1274},"k52",[],"Card Users had very limited control, being unable to set spend or credit limits to each card.",[],{"_key":1277,"_type":170,"children":1278,"level":1115,"listItem":1116,"markDefs":1283,"style":190},"k56",[1279],{"_key":1280,"_type":174,"marks":1281,"text":1282},"k55",[],"Brick received poor customer service from their existing corporate card provider, who were often unresponsive to Brick’s requests and queries.",[],{"_key":1285,"_type":170,"children":1286,"markDefs":1299,"style":190},"k64",[1287,1291,1295],{"_key":1288,"_type":174,"marks":1289,"text":1290},"k61",[],"As these were locally issued Corporate Cards in Indonesia, they could only be used for purchases made in Indonesian Rupiahs (IDR). 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Resorting to either of these alternatives caused a severe lack of real-time visibility to spends being made vis a vis the ",{"_key":1316,"_type":174,"marks":1317,"text":353},"k73",[],{"_key":1319,"_type":174,"marks":1320,"text":1321},"k74",[],". 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Manually track budgets vs actual spends",[],{"_key":1511,"_type":170,"children":1512,"level":1115,"listItem":1116,"markDefs":1517,"style":190},"k214",[1513],{"_key":1514,"_type":174,"marks":1515,"text":1516},"k213",[],"Large workload for finance team to process each receipt manually. Took hours to manually process and reconcile invoices",[],{"_type":154,"alternativeText":1519,"height":1520,"url":1521,"width":1522},"Brick logo",224,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F30b1c6e2b7d1e0613e4620699c0f5383\u002F66793cff4dc97ece4ebfa437_633aba486bae8869830fe7b2_brick-logo.webp",1056,"51-200","Indonesia",{"_type":154,"alternativeText":1526,"height":1055,"url":1527,"width":1057},"How Brick Powers The Next Generation of Fintech Companies with Aspire’s Corporate Cards","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fafc8c03142b4c35b7da599129c30d942\u002F667940cb0564a2bb2e8048c4_robot-handshake-human-background-futuristic-digital-age-1-4-.webp","Gavin Tan, Deepak Malhotra","$60,000",8,"2025-12-16T04:50:24.055Z",7,[1534,1539],{"_key":1535,"_type":1536,"label":1537,"metric":1538},"result-time-saved","result","Time saved per year","400hrs",{"_key":1540,"_type":1536,"label":1541,"metric":1542},"result-money-saved","Money saved per year","$ 60,000.00",{"_type":149,"metaDescription":1544,"socialShareImageUrl":1545},"As a leading finance API platform in Indonesia, Brick needed an all-in-one solution to supercharge their expense management and invoicing workflows. 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We are able to set limits, assign budgets and design automated approval flows with a single click giving us complete control while at the same time empowering our teams to make quick decisions. The entire expense management process is automated and seamless. It’s a delight not having me or my team get involved in day-to-day manual reconciliation processes or buying decisions.",[],"2020",1790926671266]