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Employee expenses were not restricted and purchases would often be made on personal cards.",[],{"_key":1189,"_type":170,"children":1190,"markDefs":1195,"style":190},"k22",[1191],{"_key":1192,"_type":174,"marks":1193,"text":1194},"k21",[],"This made it challenging to keep an eye on overall spending as a company. In addition, as expenses could only be consolidated at the end of each month, there was a lack of information needed to make adjustments to the budget in real-time.",[],{"_key":1197,"_type":170,"children":1198,"markDefs":1203,"style":1179},"k25",[1199],{"_key":1200,"_type":174,"marks":1201,"text":1202},"k24",[],"#2 Leveraging credit",[],{"_key":1205,"_type":170,"children":1206,"markDefs":1211,"style":190},"k28",[1207],{"_key":1208,"_type":174,"marks":1209,"text":1210},"k27",[],"Fast growing companies like Grain need that extra financial push to keep up with their growing pipeline of customer orders. Enjoying economies of scale from ordering in bulk or making other long-term commitments with suppliers often require more than cash reserves一this is where Aspire comes in to help businesses do better.",[],{"_key":1213,"_type":170,"children":1214,"markDefs":1219,"style":1179},"k31",[1215],{"_key":1216,"_type":174,"marks":1217,"text":1218},"k30",[],"#3 Managing multiple apps impacted efficiency",[],{"_key":1221,"_type":170,"children":1222,"markDefs":1227,"style":190},"k34",[1223],{"_key":1224,"_type":174,"marks":1225,"text":1226},"k33",[],"Grain’s finance team had to maintain accurate records of each payment that comes through their payment gateway, Stripe. While Stripe allowed payouts to their local bank account, the bank account could not be integrated with their accounting software, Xero. Consequently, in order to keep Xero updated, extra steps had to be taken to ensure each transaction was accounted for through manual processes.",[],{"_key":1229,"_type":170,"children":1230,"markDefs":1235,"style":190},"k37",[1231],{"_key":1232,"_type":174,"marks":1233,"text":1234},"k36",[],"This proved to be a big undertaking for the finance team as they had to juggle two different apps at the same time. Moreover, the extra man-hours consumed due to manual processes further impacted the agility that’s essential for fast-growing businesses like Grain.",[],{"_key":1237,"_type":154,"alternativeText":1238,"caption":1239,"height":1247,"url":1248,"width":1247},"k38","On top of being an online restaurant, Grain also provides food delivery",[1240],{"_key":1241,"_type":170,"children":1242,"markDefs":1246,"style":190},"cap-caseStudySG65a9e9bbd0bdabb429b1e3fb-body-11",[1243],{"_key":1244,"_type":174,"marks":1245,"text":1238},"cap-caseStudySG65a9e9bbd0bdabb429b1e3fb-body-11-s",[],[],3443,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F7849ab93499ebc1b9c7b5f4085929d27\u002F631ee5665a9eea470a99c024_grain-food-delivery.jpg",{"_key":1250,"_type":170,"children":1251,"markDefs":1256,"style":1143},"k41",[1252],{"_key":1253,"_type":174,"marks":1254,"text":1255},"k40",[],"The Solution: Unlocking New Opportunities and Optimising Spending",[],{"_key":1258,"_type":170,"children":1259,"markDefs":1264,"style":190},"k44",[1260],{"_key":1261,"_type":174,"marks":1262,"text":1263},"k43",[],"The Grain team was limited by a lack of credit access and blindspots when tracking spending and bookkeeping. These issues were foremost on their minds when the team implemented Aspire’s all-in-one OS.",[],{"_key":1266,"_type":170,"children":1267,"markDefs":1272,"style":190},"k47",[1268],{"_key":1269,"_type":174,"marks":1270,"text":1271},"k46",[],"Here’s how they did it.",[],{"_key":1274,"_type":170,"children":1275,"markDefs":1280,"style":1179},"k50",[1276],{"_key":1277,"_type":174,"marks":1278,"text":1279},"k49",[],"#1 Unlimited virtual cards for different spend categories",[],{"_key":1282,"_type":170,"children":1283,"markDefs":1296,"style":190},"k58",[1284,1288,1292],{"_key":1285,"_type":174,"marks":1286,"text":1287},"k55",[],"Using Aspire, Grain was able to keep track of their spending at a scalable rate. They achieved this by issuing a total of >10 ",{"_key":1289,"_type":174,"marks":1290,"text":1291},"k56",[],"virtual cards",{"_key":1293,"_type":174,"marks":1294,"text":1295},"k57",[],"一 linked to their Advance limit and debit account.",[],{"_key":1298,"_type":170,"children":1299,"markDefs":1312,"style":190},"k66",[1300,1304,1308],{"_key":1301,"_type":174,"marks":1302,"text":1303},"k63",[],"The combination of the two gave the ",{"_key":1305,"_type":174,"marks":1306,"text":1307},"k64",[],"finance team",{"_key":1309,"_type":174,"marks":1310,"text":1311},"k65",[]," the control they needed to delegate spending without draining the main debit account. 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This also proved useful for the department heads delegated as approvers for the above categories.",[],{"_key":1362,"_type":170,"children":1363,"markDefs":1368,"style":190},"k87",[1364],{"_key":1365,"_type":174,"marks":1366,"text":1367},"k86",[],"To ensure that everything was smooth sailing, the team turned to Aspire’s all-in-one dashboard. Approvers now had the bird’s eye view they needed for maximum clarity on spend. They would also be promptly notified if a certain card was nearing its spend limit.",[],{"_key":1370,"_type":170,"children":1371,"markDefs":1376,"style":1179},"k90",[1372],{"_key":1373,"_type":174,"marks":1374,"text":1375},"k89",[],"#2 Pain-free supplier payments with Advance cards",[],{"_key":1378,"_type":170,"children":1379,"markDefs":1392,"style":190},"k98",[1380,1384,1388],{"_key":1381,"_type":174,"marks":1382,"text":1383},"k95",[],"As a fast growing company, suppliers were key to maintaining operations. 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Best of all, with Advance cards Grain never had to worry about payment delays as credit would always be available.",[],{"_key":1402,"_type":170,"children":1403,"markDefs":1408,"style":1179},"k104",[1404],{"_key":1405,"_type":174,"marks":1406,"text":1407},"k103",[],"#3 Seamless Xero integration",[],{"_key":1410,"_type":170,"children":1411,"markDefs":1432,"style":190},"k117",[1412,1416,1420,1424,1428],{"_key":1413,"_type":174,"marks":1414,"text":1415},"k112",[],"Achieving efficiencies was another highlight since onboarding Aspire. Fortunately, Aspire has the capabilities to sync with ",{"_key":1417,"_type":174,"marks":1418,"text":1419},"k113",[],"Xero",{"_key":1421,"_type":174,"marks":1422,"text":1423},"k114",[],", saving the team hundreds of hours (as well as eliminating human error). ",{"_key":1425,"_type":174,"marks":1426,"text":1427},"k115",[],"Bookkeeping",{"_key":1429,"_type":174,"marks":1430,"text":1431},"k116",[]," is no longer a chore that required opening two different apps as customer payments were automatically updated on Xero.",[],{"_key":1434,"_type":170,"children":1435,"markDefs":1440,"style":190},"k120",[1436],{"_key":1437,"_type":174,"marks":1438,"text":1439},"k119",[],"This handy integration also gave Grain a boost as they could now access revenue to fund spends on their Aspire debit cards一right at their fingertips. At the same time, they utilize Aspire to keep tabs on spending patterns to ensure every dollar spent was accounted for.",[],{"_key":1442,"_type":170,"children":1443,"markDefs":1456,"style":190},"k128",[1444,1448,1452],{"_key":1445,"_type":174,"marks":1446,"text":1447},"k125",[],"Overall, the team couldn’t be happier since implementing Aspire as their main finance OS. 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If we could invest in Aspire, we would!",[],"2013",1790926671064]