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Without multiple cards to manage spends, employees had to use their personal funds and make a claim later on, adding to the finance team’s workload.",[],{"_key":1197,"_type":170,"children":1198,"markDefs":1203,"style":1179},"k30",[1199],{"_key":1200,"_type":174,"marks":1201,"text":1202},"k29",[],"#2 Difficulty assigning and managing Budgets across departments",[],{"_key":1205,"_type":170,"children":1206,"markDefs":1219,"style":190},"k38",[1207,1211,1215],{"_key":1208,"_type":174,"marks":1209,"text":1210},"k35",[],"One of the common growing pains of managing the business finance of a rapidly growing team is having to oversee budgets for each department. Based on Schoters’s unique business model, their ",{"_key":1212,"_type":174,"marks":1213,"text":1214},"k36",[],"marketing",{"_key":1216,"_type":174,"marks":1217,"text":1218},"k37",[]," and operations teams are the biggest spenders.",[],{"_key":1221,"_type":170,"children":1222,"markDefs":1227,"style":190},"k41",[1223],{"_key":1224,"_type":174,"marks":1225,"text":1226},"k40",[],"However, there is little visibility on how much both teams were spending due to their manual claim workflows. On top of that, there was a distinct lack of control. The finance team was notable to catch or prevent overspending until after it had happened.",[],{"_key":1229,"_type":170,"children":1230,"markDefs":1235,"style":1179},"k44",[1231],{"_key":1232,"_type":174,"marks":1233,"text":1234},"k43",[],"#3 Racked up expensive FX fees",[],{"_key":1237,"_type":170,"children":1238,"markDefs":1250,"style":190},"k52",[1239,1243,1247],{"_key":1240,"_type":174,"marks":1241,"text":1242},"k49",[],"Part of Schoters’s business model is to make regular payments with student housing providers abroad to arrange accommodation for their students. Due to the high volume of FX transactions made, Schoters soon felt the pinch of accumulating rising FX fees. The team needed a cost-saving alternative that would enable them to make international payments without the high fees in order to protect their ",{"_key":1244,"_type":174,"marks":1245,"text":1246},"k50",[],"bottom line",{"_key":1248,"_type":174,"marks":1249,"text":185},"k51",[],[],[1252,1260,1268],{"_key":1253,"_type":170,"children":1254,"level":1115,"listItem":1116,"markDefs":1259,"style":190},"k115",[1255],{"_key":1256,"_type":174,"marks":1257,"text":1258},"k114",[],"Used a corporate card with limited features that did not scale with them",[],{"_key":1261,"_type":170,"children":1262,"level":1115,"listItem":1116,"markDefs":1267,"style":190},"k118",[1263],{"_key":1264,"_type":174,"marks":1265,"text":1266},"k117",[],"Difficult to assign and keep track of budgets across their remote teams",[],{"_key":1269,"_type":170,"children":1270,"level":1115,"listItem":1116,"markDefs":1275,"style":190},"k121",[1271],{"_key":1272,"_type":174,"marks":1273,"text":1274},"k120",[],"Racked up hefty FX fees due to high volume of forex transactions to universities abroad",[],{"_type":154,"alternativeText":1277,"height":1278,"url":1279,"width":1280},"Schoters logo",84,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2a5138438f64d5656315c7cb8b50db70\u002F66793d037598879fd55737ff_633519ab146dcd2f1b3d4e39_schoters-logo.png",340,"500+","Indonesia",{"_type":154,"alternativeText":1284,"height":1055,"url":1285,"width":1057},"How Schoters Gets Indonesian Students Accepted In Top Universities, Powered By Aspire’s Multi-Currency Account","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fe733ef825d242144badab4891a00314b\u002F66793d037598879fd5573806_633516d698632321932a2e7b_schoters-team.webp","Radyum Ikono, M Dzarnuji Aziz",7,"2025-12-16T04:50:24.055Z",5,{"_type":149,"metaDescription":1291,"socialShareImageUrl":1292},"An ed-tech company with global goals, Schoters was poised for rapid growth but were hampered by limiting finance tools. Armed with Aspire cards, Budget features and multi-currency capabilities, they found cost-saving solutions to facilitate international transactions with the world's top universities.",{"_type":154,"alternativeText":1284,"height":1293,"url":1294,"width":1295},448,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fa5af3a8fb76314b19760ecb8c9629150\u002F66793f643a84c48acaf5e048_Mask-group-61-.webp",820,{"_type":1297,"current":1298},"slug","schoters",[1300,1303,1306],{"_key":1301,"_ref":1302,"_type":226},"sub-product-tag-65a9e9bbd0bdabb429b1e467","caseStudySubProductTag-65a9e9bbd0bdabb429b1e467",{"_key":1304,"_ref":1305,"_type":226},"sub-product-tag-65a9e9bbd0bdabb429b1e46b","caseStudySubProductTag-65a9e9bbd0bdabb429b1e46b",{"_key":1307,"_ref":1308,"_type":226},"sub-product-tag-65a9e9bbd0bdabb429b1e466","caseStudySubProductTag-65a9e9bbd0bdabb429b1e466",[1310],{"_key":1311,"_ref":1312,"_type":226},"tag-65a9e9bbd0bdabb429b1d90d","caseStudyTag-65a9e9bbd0bdabb429b1d90d",{"authorName":1314,"authorTitle":1315,"quote":1316},"Rizki Nugraha Saputra","Finance Officer at Schoters",[1317],{"_key":1318,"_type":170,"children":1319,"markDefs":1324,"style":190},"quote-0",[1320],{"_key":1321,"_type":174,"marks":1322,"text":1323},"quote-0-0",[],"A very helpful feature of Aspire is the availability of virtual credit cards that can be accessed at any time with large limits. A web portal that is user-friendly and easily accessible by anyone. The ease of payment with the 21-day tenor scheme greatly eased us in managing the allocation of funds. Our business conditions are greatly helped by the presence of Aspire. All domestic and foreign financial transactions become easier and more transparent.",[],"2017",1790926671355]