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You must do this within 14 days from receiving the statement or, in the case of an electronic statement, within 14 days from the date of the statement. If you do not do this, you have accepted your Account statement, electronic statement or transaction record to be correct, final and conclusive.",[],{"_key":1923,"_type":176,"children":1924,"level":1359,"listItem":1360,"markDefs":1929,"style":196},"k276",[1925],{"_key":1926,"_type":180,"marks":1927,"text":1928},"k275",[],"Promptly notify Aspire in writing about any change in your postal address, phone number, fax number or email address that you have provided to Aspire, or any relevant change to any of your information that Aspire has in its records (including your authorised representative and mandate). You must also send us, via Aspire’s Platform, any documents we need to support this change. We will need at least seven business days from receiving this information to change our records, after which the updated change will apply.",[],{"_key":1931,"_type":176,"children":1932,"level":1359,"listItem":1360,"markDefs":1944,"style":196},"k283",[1933,1937,1940],{"_key":1934,"_type":180,"marks":1935,"text":1936},"k280",[],"Take reasonable care and precautions and have adequate internal-control procedures and security arrangements to prevent fraud, forgery or other unauthorised use of payment instructions, withdrawal requests and so on in relation to your Account",{"_key":1938,"_type":180,"marks":1939,"text":1388},"k281",[1262],{"_key":1941,"_type":180,"marks":1942,"text":1943},"k282",[],"or service.",[],{"_key":1946,"_type":176,"children":1947,"level":1359,"listItem":1360,"markDefs":1966,"style":196},"k294",[1948,1952,1955,1959,1962],{"_key":1949,"_type":180,"marks":1950,"text":1951},"k289",[],"Notify us, via Aspire’s Platform, immediately if you become aware of any actual or suspected fraud, forgery or other unauthorised use of your Account",{"_key":1953,"_type":180,"marks":1954,"text":1388},"k290",[1262],{"_key":1956,"_type":180,"marks":1957,"text":1958},"k291",[],"or any other matter concerning your Account",{"_key":1960,"_type":180,"marks":1961,"text":1388},"k292",[1262],{"_key":1963,"_type":180,"marks":1964,"text":1965},"k293",[],"that you think looks suspicious.",[],{"_key":1968,"_type":176,"children":1969,"markDefs":1974,"style":196},"k297",[1970],{"_key":1971,"_type":180,"marks":1972,"text":1973},"k296",[1262],"6.2 Instructions",[],{"_key":1976,"_type":176,"children":1977,"markDefs":1982,"style":196},"k300",[1978],{"_key":1979,"_type":180,"marks":1980,"text":1981},"k299",[],"When you ask us to pay, withdraw or transfer funds, it is your responsibility to make sure that you give us, via Aspire’s Platform, complete, clear and accurate information so we can carry out your request.",[],{"_key":1984,"_type":176,"children":1985,"markDefs":1989,"style":196},"k303",[1986],{"_key":1987,"_type":180,"marks":1988,"text":1283},"k302",[],[],{"_key":1991,"_type":176,"children":1992,"markDefs":1997,"style":1293},"k306",[1993],{"_key":1994,"_type":180,"marks":1995,"text":1996},"k305",[],"7 BALANCE MONIES, NO INTEREST, FEES & CHARGES",[],{"_key":1999,"_type":176,"children":2000,"markDefs":2005,"style":196},"k309",[2001],{"_key":2002,"_type":180,"marks":2003,"text":2004},"k308",[1262],"7.1  Balance Monies",[],{"_key":2007,"_type":176,"children":2008,"markDefs":2013,"style":196},"k312",[2009],{"_key":2010,"_type":180,"marks":2011,"text":2012},"k311",[],"As required under the Payment Services Act, the balance monies in your Account will be held in safeguarded trust account(s) with our safeguarding institution, a Tier-1 bank in Singapore. Your monies in the safeguarded trust account(s) are commingled with other customers’ monies but are kept separate from Liquid’s corporate funds. Liquid will not use the funds held as E-money for its own operating expenses or for any other corporate purposes. If Liquid were to become insolvent, you will be able to make a claim for your funds from the safeguarded trust account(s). Please note that you may not get all your money back if (a) the funds in the safeguarded trust account(s) held by us with the Safeguarding Institution are insufficient to meet the payout instruction; or (b) if the Safeguarding Institution becomes insolvent.",[],{"_key":2015,"_type":176,"children":2016,"markDefs":2028,"style":196},"k319",[2017,2020,2024],{"_key":2018,"_type":180,"marks":2019,"text":1283},"k316",[1262],{"_key":2021,"_type":180,"marks":2022,"text":2023},"k317",[],"\n",{"_key":2025,"_type":180,"marks":2026,"text":2027},"k318",[1262],"7.2  No Interest",[],{"_key":2030,"_type":176,"children":2031,"markDefs":2040,"style":196},"k327",[2032,2036],{"_key":2033,"_type":180,"marks":2034,"text":2035},"k325",[],"You will not receive interest or other earnings on the balance monies. Liquid may receive interest on amounts that we hold on your behalf. You agree to assign your rights to Liquid for any interest derived from your funds.\n",{"_key":2037,"_type":180,"marks":2038,"text":2039},"k326",[1262],"‍\n7.3  Charges, fees, costs, etc",[],{"_key":2042,"_type":176,"children":2043,"markDefs":2048,"style":196},"k332",[2044],{"_key":2045,"_type":180,"marks":2046,"text":2047},"k331",[],"You must pay all fees, charges (including foreign-exchange commission or charges), costs, expenses and commissions in relation to your Account and our services at the rates which apply at that time or as you and we agree.\n‍",[],{"_key":2050,"_type":176,"children":2051,"markDefs":2056,"style":1293},"k335",[2052],{"_key":2053,"_type":180,"marks":2054,"text":2055},"k334",[],"8 ACCOUNT SUSPENSION OR CLOSURE",[],{"_key":2058,"_type":176,"children":2059,"markDefs":2064,"style":196},"k338",[2060],{"_key":2061,"_type":180,"marks":2062,"text":2063},"k337",[1262],"8.1  Account Closure",[],{"_key":2066,"_type":176,"children":2067,"markDefs":2072,"style":196},"k341",[2068],{"_key":2069,"_type":180,"marks":2070,"text":2071},"k340",[],"Either of us may close your Account at any time and the person closing the Account will give notice to the other before they do so. If you choose to close your Account, you should notify us via Aspire’s Platform. When your Account is closed, you must pay us promptly all amounts you owe us, interest, costs, expenses, commission and any other charges you owe on the Account. We will not pay interest on unclaimed balances of closed accounts. This Agreement will continue to apply until you and we have met all of our responsibilities.",[],{"_key":2074,"_type":176,"children":2075,"markDefs":2080,"style":196},"k344",[2076],{"_key":2077,"_type":180,"marks":2078,"text":2079},"k343",[1262],"8.2  Account Suspension",[],{"_key":2082,"_type":176,"children":2083,"markDefs":2088,"style":196},"k347",[2084],{"_key":2085,"_type":180,"marks":2086,"text":2087},"k346",[],"We may immediately suspend, freeze or close any Account at any time without giving you notice or without giving any reason if:",[],{"_key":2090,"_type":176,"children":2091,"level":1359,"listItem":1360,"markDefs":2096,"style":196},"k350",[2092],{"_key":2093,"_type":180,"marks":2094,"text":2095},"k349",[],"any law or regulation which we have to keep to makes it illegal to maintain or allow you to continue to use your Account;",[],{"_key":2098,"_type":176,"children":2099,"level":1359,"listItem":1360,"markDefs":2104,"style":196},"k353",[2100],{"_key":2101,"_type":180,"marks":2102,"text":2103},"k352",[],"we decide or have reason to suspect that the Account is being used for or in connection with any fraudulent or illegal activities or transactions (including gambling, money laundering, funding terrorism, or tax evasion);",[],{"_key":2106,"_type":176,"children":2107,"level":1359,"listItem":1360,"markDefs":2112,"style":196},"k356",[2108],{"_key":2109,"_type":180,"marks":2110,"text":2111},"k355",[],"we receive instructions from your authorised representatives or any of your directors or partners which contradict your instructions; or",[],{"_key":2114,"_type":176,"children":2115,"level":1359,"listItem":1360,"markDefs":2120,"style":196},"k359",[2116],{"_key":2117,"_type":180,"marks":2118,"text":2119},"k358",[],"you fail to keep to any part of this Agreement.",[],{"_key":2122,"_type":176,"children":2123,"markDefs":2128,"style":196},"k363",[2124],{"_key":2125,"_type":180,"marks":2126,"text":2127},"k362",[],"Where we are allowed under relevant laws and regulations, we will tell you, via Aspire’s Platform, we have suspended or closed your Account as soon as we can.",[],{"_key":2130,"_type":176,"children":2131,"markDefs":2136,"style":196},"k366",[2132],{"_key":2133,"_type":180,"marks":2134,"text":2135},"k365",[1262],"8.3  Ending our Services",[],{"_key":2138,"_type":176,"children":2139,"markDefs":2144,"style":196},"k369",[2140],{"_key":2141,"_type":180,"marks":2142,"text":2143},"k368",[],"When your Account is closed or suspended, we will automatically end all services in connection with the Account.",[],{"_key":2146,"_type":176,"children":2147,"markDefs":2151,"style":196},"k372",[2148],{"_key":2149,"_type":180,"marks":2150,"text":1283},"k371",[],[],{"_key":2153,"_type":176,"children":2154,"markDefs":2159,"style":1293},"k375",[2155],{"_key":2156,"_type":180,"marks":2157,"text":2158},"k374",[],"9 TERMS RELATING TO PAYNOW SERVICES",[],{"_key":2161,"_type":176,"children":2162,"markDefs":2167,"style":196},"k378",[2163],{"_key":2164,"_type":180,"marks":2165,"text":2166},"k377",[1262],"9.1  Our right to reject your registration request",[],{"_key":2169,"_type":176,"children":2170,"markDefs":2175,"style":196},"k381",[2171],{"_key":2172,"_type":180,"marks":2173,"text":2174},"k380",[],"We shall be entitled, at our absolute discretion, to reject or cancel any registration request by you to register for PayNow without providing any reason.",[],{"_key":2177,"_type":176,"children":2178,"markDefs":2183,"style":196},"k384",[2179],{"_key":2180,"_type":180,"marks":2181,"text":2182},"k383",[1262],"9.2  Data Disclosure",[],{"_key":2185,"_type":176,"children":2186,"markDefs":2191,"style":196},"k387",[2187],{"_key":2188,"_type":180,"marks":2189,"text":2190},"k386",[],"By registering for PayNow, you consent to us disclosing your data to:",[],{"_key":2193,"_type":176,"children":2194,"level":1359,"listItem":1360,"markDefs":2199,"style":196},"k390",[2195],{"_key":2196,"_type":180,"marks":2197,"text":2198},"k389",[],"the PayNow Service Provider for its use, processing, archival, and disclosure to its service providers;",[],{"_key":2201,"_type":176,"children":2202,"level":1359,"listItem":1360,"markDefs":2207,"style":196},"k393",[2203],{"_key":2204,"_type":180,"marks":2205,"text":2206},"k392",[],"a PayNow Member, its vendors, and its customers, for the purposes of providing, maintaining and enhancing PayNow and related services to the PayNow Members and their customers; and",[],{"_key":2209,"_type":176,"children":2210,"level":1359,"listItem":1360,"markDefs":2215,"style":196},"k396",[2211],{"_key":2212,"_type":180,"marks":2213,"text":2214},"k395",[],"a PayNow Member, its vendors and its customers to determine whether you have completed a PayNow Registration and for its use and processing funds transfers via PayNow..",[],{"_key":2217,"_type":176,"children":2218,"markDefs":2223,"style":196},"k399",[2219],{"_key":2220,"_type":180,"marks":2221,"text":2222},"k398",[1262],"9.3  Corporate PayNow nickname",[],{"_key":2225,"_type":176,"children":2226,"markDefs":2231,"style":196},"k402",[2227],{"_key":2228,"_type":180,"marks":2229,"text":2230},"k401",[],"We will use your business name in our records as your corporate PayNow nickname for PayNow registration. You understand and agree that any user of PayNow may be able to match your Corporate Proxy to your corporate PayNow nickname registered with PayNow. You shall be solely responsible for updating us of any change of your business name associated with your Account in our records.",[],{"_key":2233,"_type":176,"children":2234,"markDefs":2239,"style":196},"k405",[2235],{"_key":2236,"_type":180,"marks":2237,"text":2238},"k404",[1262],"9.4  De-registration from PayNow",[],{"_key":2241,"_type":176,"children":2242,"markDefs":2247,"style":196},"k408",[2243],{"_key":2244,"_type":180,"marks":2245,"text":2246},"k407",[],"You agree that we may de-register you from PayNow and remove your details from the Central Addressing System immediately (without your further consent and without liability to you):",[],{"_key":2249,"_type":176,"children":2250,"level":1359,"listItem":1360,"markDefs":2255,"style":196},"k411",[2251],{"_key":2252,"_type":180,"marks":2253,"text":2254},"k410",[],"if we are required to do so in accordance with any applicable laws, regulations, or to comply with any court order or direction by any regulatory authority;",[],{"_key":2257,"_type":176,"children":2258,"level":1359,"listItem":1360,"markDefs":2263,"style":196},"k414",[2259],{"_key":2260,"_type":180,"marks":2261,"text":2262},"k413",[],"upon the occurrence of any of the events referenced in Clauses 8.1 or 8.2;",[],{"_key":2265,"_type":176,"children":2266,"level":1359,"listItem":1360,"markDefs":2271,"style":196},"k417",[2267],{"_key":2268,"_type":180,"marks":2269,"text":2270},"k416",[],"if your Account (linked to your Corporate Proxy) is closed, frozen or suspended;",[],{"_key":2273,"_type":176,"children":2274,"level":1359,"listItem":1360,"markDefs":2279,"style":196},"k420",[2275],{"_key":2276,"_type":180,"marks":2277,"text":2278},"k419",[],"if in our sole opinion, we have reason to believe that you are in breach of, or have failed to observe or comply, with any of these Terms; and\u002For",[],{"_key":2281,"_type":176,"children":2282,"level":1359,"listItem":1360,"markDefs":2287,"style":196},"k423",[2283],{"_key":2284,"_type":180,"marks":2285,"text":2286},"k422",[],"where in our sole and absolute discretion, we deem it fit to do so.",[],{"_key":2289,"_type":176,"children":2290,"markDefs":2295,"style":196},"k426",[2291],{"_key":2292,"_type":180,"marks":2293,"text":2294},"k425",[1262],"9.5  After de-registration from PayNow",[],{"_key":2297,"_type":176,"children":2298,"markDefs":2303,"style":196},"k429",[2299],{"_key":2300,"_type":180,"marks":2301,"text":2302},"k428",[],"We will notify you, via Aspire’s Platform, after you are de-registered from PayNow. 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In connection with the foregoing, some of these third parties, such as analytics providers, may collect information about your online activities over time and across different websites or online services when you use our services. We are not responsible for the actions or compliance of third parties, nor are we responsible for any additional information you provide directly to any third parties.",[],{"_key":2662,"_type":176,"children":2663,"markDefs":2667,"style":196},"k572",[2664],{"_key":2665,"_type":180,"marks":2666,"text":1283},"k571",[],[],{"_key":2669,"_type":176,"children":2670,"markDefs":2675,"style":1293},"k575",[2671],{"_key":2672,"_type":180,"marks":2673,"text":2674},"k574",[],"14 INTELLECTUAL PROPERTY",[],{"_key":2677,"_type":176,"children":2678,"markDefs":2683,"style":196},"k578",[2679],{"_key":2680,"_type":180,"marks":2681,"text":2682},"k577",[],"“liquidpay.com”, “Liquid Pay”, “liquidpay”, “XNAP” and all other URLs, logos and trademarks related to our services are either trademarks or registered trademarks of Liquid or its licensors. You may not copy, imitate or use them without our prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and\u002For trade dress of Liquid. You may not copy, imitate, or use them without our prior written consent. All right, title and interest in and to the Liquid Pay App, the Liquid website, any content thereon, our services, the technology related to our services, and any and all technology and any content created or derived from any of the foregoing is the exclusive property of Liquid and its licensors.",[],{"_key":2685,"_type":176,"children":2686,"markDefs":2690,"style":196},"k581",[2687],{"_key":2688,"_type":180,"marks":2689,"text":1283},"k580",[],[],{"_key":2692,"_type":176,"children":2693,"markDefs":2698,"style":1293},"k584",[2694],{"_key":2695,"_type":180,"marks":2696,"text":2697},"k583",[],"15 COMMUNICATIONS",[],{"_key":2700,"_type":176,"children":2701,"markDefs":2706,"style":196},"k587",[2702],{"_key":2703,"_type":180,"marks":2704,"text":2705},"k586",[1262],"15.1  Communication from us",[],{"_key":2708,"_type":176,"children":2709,"markDefs":2714,"style":196},"k590",[2710],{"_key":2711,"_type":180,"marks":2712,"text":2713},"k589",[],"We may send any account statement, deposit confirmation or confirmation of any transaction, correspondence, notice or other communication to you, via Aspire’s Platform. 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