[{"data":1,"prerenderedAt":3708},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":113,"cms-navigation":482,"cms-blog-post-template":1063,"cms-blog-post-latest":1120,"sanity-TdQAZP3aeWmkyfQfzJOOKvaYyihc4r6wTfTPxZerGXs":1157},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyChallengeLabel":22,"caseStudyClientLabel":23,"caseStudyCompanySizeLabel":24,"caseStudyCountryLabel":25,"caseStudyFoundedLabel":26,"caseStudyIndustryLabel":27,"caseStudySearchPlaceholder":15,"comingSoonLabel":28,"copyLinkLabel":29,"dataProtectionLabel":30,"downloadButtonLabel":31,"downloadSearchPlaceholder":15,"downloadsLabel":32,"emailPlaceholder":33,"errorPageBody":34,"errorPageBusinessAccountLabel":35,"errorPageCorporateCardLabel":36,"errorPageDestinationsHeading":37,"errorPageExpenseManagementLabel":38,"errorPageGlobalPaymentsLabel":39,"errorPageHeading":40,"errorPageHelpCentreLabel":41,"errorPageHomeLabel":42,"errorPageSupportBody":43,"errorPageSupportHeading":44,"errorPageSupportLinkLabel":45,"errorPageYieldLabel":46,"formErrorMessage":47,"formInvalidEmailMessage":48,"formInvalidPhoneMessage":49,"formInvalidUrlMessage":50,"formRequiredFieldMessage":51,"formSubmitLabel":52,"formSuccessMessage":53,"goToSlideLabel":54,"includedLabel":55,"languageHeading":56,"latestArticlesLabel":57,"launchpadBusinessLocationLabel":58,"launchpadCompanySizeLabel":59,"launchpadFoundedLabel":60,"launchpadHeadquarterLabel":61,"launchpadIndustryLabel":27,"learnMoreLabel":62,"legalEffectiveFromLabel":63,"legalLastUpdatedLabel":64,"loadMoreLabel":65,"mainNavigationLabel":66,"market":67,"marketNames":68,"mostPopularLabel":84,"nextSlideLabel":85,"notIncludedLabel":86,"optionsLabel":87,"previousSlideLabel":88,"pricingFirstPlanFeaturesLabel":89,"pricingUpgradePlanFeaturesLabel":90,"ratingLabel":91,"readCaseStudyLabel":92,"readingTimeLabel":93,"recommendedLabel":94,"regionHeading":95,"regionSelectorLabel":96,"savedPerYearLabel":97,"shareOnFacebookLabel":98,"shareOnLinkedinLabel":99,"shareOnXLabel":100,"sharePostLabel":101,"supportedByLabel":102,"tableOfContentsLabel":103,"titleBrandSuffix":104,"toggleMenuLabel":105,"videoMuteLabel":106,"videoPauseLabel":107,"videoPlayLabel":108,"videoSeekLabel":109,"videoSoundPrompt":110,"videoUnmuteLabel":111,"viewAllCategoriesLabel":112,"viewAllProductsLabel":112},"2026-08-14T19:39:43Z","uiStrings-US","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Breadcrumb","Customer Stories","After Aspire","Before Aspire","Company","Company size","Country","Founded","Industry","Coming soon","Copy link","Data protection:","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get Started","Redirecting...","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","US",[69,73,75,78,81],{"_key":70,"_type":71,"label":72,"market":70},"SG","marketName","Singapore",{"_key":67,"_type":71,"label":74,"market":67},"United States",{"_key":76,"_type":71,"label":77,"market":76},"AU","Australia",{"_key":79,"_type":71,"label":80,"market":79},"HK","Hong Kong",{"_key":82,"_type":71,"label":83,"market":82},"NL","Netherlands","Most popular","Next","Not included","Options","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","On this page","Aspire US","Toggle menu","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":4,"_id":114,"_rev":115,"_type":116,"_updatedAt":117,"announcementBar":118,"baseUrl":120,"defaultSeo":121,"footer":124,"footerLegalParagraphsRich":358,"market":67,"mobileApp":477,"siteName":480,"studioVersion":481},"siteSettings-US","N289tHSSyaNaoa1vsfjVjk","siteSettings","2026-09-30T08:04:34Z",{"enabled":119},false,"https:\u002F\u002Faspireapp.com",{"_type":122,"metaDescription":123},"seo","Multi currency business account, for start-ups & SMEs, to manage your company spends & expenses, accounts receivables & payables, invoices, bills, corporate cards & cross-border payments.",{"copyright":125,"legalParagraphs":126,"legalParagraphsRich":140,"socialLinks":341},"© 2026 AFT US LLC. All rights reserved.",[127,128,129,130,131,132,133,134,135,136,137,138,139],"1. AFT US LLC, d\u002Fb\u002Fa Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.","2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.","3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.67% annually on invested cash. Net yield numbers are as of Jun 10, 2026, and assumes invested balance greater than $500,000.","Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA \u002F SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.","The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.","Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.","This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.","Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.","Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.","Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.","1. Tax services are provided by KMK Ventures and not related to Column N.A.","^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.","*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.",[141,165,172,179,253,260,267,274,281,288,295,302,323],{"_key":142,"_type":143,"children":144,"markDefs":159,"style":164},"legal-0","block",[145,150,155],{"_key":146,"_type":147,"marks":148,"text":149},"legal-0-text-0","span",[],"1. AFT US LLC, d\u002Fb\u002Fa Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and ",{"_key":151,"_type":147,"marks":152,"text":154},"legal-0-link-0",[153],"legal-0-mark-0","Column's Sweep Program Network Banks",{"_key":156,"_type":147,"marks":157,"text":158},"legal-0-text-tail",[],". Certain conditions must be satisfied for pass-through FDIC insurance to apply.",[160],{"_key":153,"_type":161,"externalUrl":162,"linkType":163},"linkAnnotation","https:\u002F\u002Fcolumn.com\u002Flegal\u002Fsweep-program-network-banks","external","normal",{"_key":166,"_type":143,"children":167,"markDefs":171,"style":164},"legal-1",[168],{"_key":169,"_type":147,"marks":170,"text":128},"legal-1-text",[],[],{"_key":173,"_type":143,"children":174,"markDefs":178,"style":164},"legal-2",[175],{"_key":176,"_type":147,"marks":177,"text":129},"legal-2-text",[],[],{"_key":180,"_type":143,"children":181,"markDefs":240,"style":164},"legal-3",[182,186,191,195,200,204,209,213,218,222,227,231,236],{"_key":183,"_type":147,"marks":184,"text":185},"legal-3-text-0",[],"Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA \u002F SIPC. By opening an Aspire Treasury account, you agree to the ",{"_key":187,"_type":147,"marks":188,"text":190},"legal-3-link-0",[189],"legal-3-mark-0","AFT US Capital LLC Advisory Agreement",{"_key":192,"_type":147,"marks":193,"text":194},"legal-3-text-1",[],", ",{"_key":196,"_type":147,"marks":197,"text":199},"legal-3-link-1",[198],"legal-3-mark-1","Atomic Brokerage Account Agreement",{"_key":201,"_type":147,"marks":202,"text":203},"legal-3-text-2",[]," and ",{"_key":205,"_type":147,"marks":206,"text":208},"legal-3-link-2",[207],"legal-3-mark-2","Atomic Brokerage General Disclosures",{"_key":210,"_type":147,"marks":211,"text":212},"legal-3-text-3",[],", and acknowledge receipt of the ",{"_key":214,"_type":147,"marks":215,"text":217},"legal-3-link-3",[216],"legal-3-mark-3","Atomic Brokerage CRS",{"_key":219,"_type":147,"marks":220,"text":221},"legal-3-text-4",[]," and the ",{"_key":223,"_type":147,"marks":224,"text":226},"legal-3-link-4",[225],"legal-3-mark-4","Atomic Privacy Policy",{"_key":228,"_type":147,"marks":229,"text":230},"legal-3-text-5",[],". Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ",{"_key":232,"_type":147,"marks":233,"text":235},"legal-3-link-5",[234],"legal-3-mark-5","ADV Wrap Fee Brochure",{"_key":237,"_type":147,"marks":238,"text":239},"legal-3-text-tail",[],".",[241,243,245,247,249,251],{"_key":189,"_type":161,"externalUrl":242,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1g4nlExPqjPkT-gDT9g9eJhtG_jbMHtDp\u002Fview",{"_key":198,"_type":161,"externalUrl":244,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1rq9a7NMhhgUwKnBTM4_0fRFgFtzu7okh\u002Fview",{"_key":207,"_type":161,"externalUrl":246,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1b3eXz0ETTKiRKLEjDzGCLZX0WG6obm8G\u002Fview",{"_key":216,"_type":161,"externalUrl":248,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1m7MUVaHDdm_rjg7upCMbfeHU34cY52eS\u002Fview",{"_key":225,"_type":161,"externalUrl":250,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1VcARrLpEGqr8MUon6e8IiwwYq7OONIDe\u002Fview",{"_key":234,"_type":161,"externalUrl":252,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1LGJTN61Lw-ibnV2-RVusrorgPxOwbZtU\u002Fview",{"_key":254,"_type":143,"children":255,"markDefs":259,"style":164},"legal-4",[256],{"_key":257,"_type":147,"marks":258,"text":131},"legal-4-text",[],[],{"_key":261,"_type":143,"children":262,"markDefs":266,"style":164},"legal-5",[263],{"_key":264,"_type":147,"marks":265,"text":132},"legal-5-text",[],[],{"_key":268,"_type":143,"children":269,"markDefs":273,"style":164},"legal-6",[270],{"_key":271,"_type":147,"marks":272,"text":133},"legal-6-text",[],[],{"_key":275,"_type":143,"children":276,"markDefs":280,"style":164},"legal-7",[277],{"_key":278,"_type":147,"marks":279,"text":134},"legal-7-text",[],[],{"_key":282,"_type":143,"children":283,"markDefs":287,"style":164},"legal-8",[284],{"_key":285,"_type":147,"marks":286,"text":135},"legal-8-text",[],[],{"_key":289,"_type":143,"children":290,"markDefs":294,"style":164},"legal-9",[291],{"_key":292,"_type":147,"marks":293,"text":136},"legal-9-text",[],[],{"_key":296,"_type":143,"children":297,"markDefs":301,"style":164},"legal-10",[298],{"_key":299,"_type":147,"marks":300,"text":137},"legal-10-text",[],[],{"_key":303,"_type":143,"children":304,"markDefs":317,"style":164},"legal-11",[305,309,314],{"_key":306,"_type":147,"marks":307,"text":308},"legal-11-text-0",[],"^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy ",{"_key":310,"_type":147,"marks":311,"text":313},"legal-11-link-0",[312],"legal-11-mark-0","here",{"_key":315,"_type":147,"marks":316,"text":239},"legal-11-text-tail",[],[318],{"_key":312,"_type":161,"internal":319,"linkType":322},{"_ref":320,"_type":321},"legalPage-US-cashback-terms","reference","internal",{"_key":324,"_type":143,"children":325,"markDefs":337,"style":164},"legal-12",[326,330,334],{"_key":327,"_type":147,"marks":328,"text":329},"legal-12-text-0",[],"*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found ",{"_key":331,"_type":147,"marks":332,"text":313},"legal-12-link-0",[333],"legal-12-mark-0",{"_key":335,"_type":147,"marks":336,"text":239},"legal-12-text-tail",[],[338],{"_key":333,"_type":161,"internal":339,"linkType":322},{"_ref":340,"_type":321},"legalPage-US-aft-hk-limited-master-service-agreement",[342,348,353],{"_key":343,"_type":344,"label":345,"platform":346,"url":347},"social-linkedin","socialLink","Aspire on LinkedIn","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":349,"_type":344,"label":350,"platform":351,"url":352},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":354,"_type":344,"label":355,"platform":356,"url":357},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",[359,370,375,380,415,420,425,430,435,440,445,450,464],{"_key":142,"_type":143,"children":360,"markDefs":367,"style":164},[361,363,365],{"_key":146,"_type":147,"marks":362,"text":149},[],{"_key":151,"_type":147,"marks":364,"text":154},[153],{"_key":156,"_type":147,"marks":366,"text":158},[],[368],{"_key":153,"_type":161,"externalUrl":162,"internalTarget":369,"linkType":163},null,{"_key":166,"_type":143,"children":371,"markDefs":374,"style":164},[372],{"_key":169,"_type":147,"marks":373,"text":128},[],[],{"_key":173,"_type":143,"children":376,"markDefs":379,"style":164},[377],{"_key":176,"_type":147,"marks":378,"text":129},[],[],{"_key":180,"_type":143,"children":381,"markDefs":408,"style":164},[382,384,386,388,390,392,394,396,398,400,402,404,406],{"_key":183,"_type":147,"marks":383,"text":185},[],{"_key":187,"_type":147,"marks":385,"text":190},[189],{"_key":192,"_type":147,"marks":387,"text":194},[],{"_key":196,"_type":147,"marks":389,"text":199},[198],{"_key":201,"_type":147,"marks":391,"text":203},[],{"_key":205,"_type":147,"marks":393,"text":208},[207],{"_key":210,"_type":147,"marks":395,"text":212},[],{"_key":214,"_type":147,"marks":397,"text":217},[216],{"_key":219,"_type":147,"marks":399,"text":221},[],{"_key":223,"_type":147,"marks":401,"text":226},[225],{"_key":228,"_type":147,"marks":403,"text":230},[],{"_key":232,"_type":147,"marks":405,"text":235},[234],{"_key":237,"_type":147,"marks":407,"text":239},[],[409,410,411,412,413,414],{"_key":189,"_type":161,"externalUrl":242,"internalTarget":369,"linkType":163},{"_key":198,"_type":161,"externalUrl":244,"internalTarget":369,"linkType":163},{"_key":207,"_type":161,"externalUrl":246,"internalTarget":369,"linkType":163},{"_key":216,"_type":161,"externalUrl":248,"internalTarget":369,"linkType":163},{"_key":225,"_type":161,"externalUrl":250,"internalTarget":369,"linkType":163},{"_key":234,"_type":161,"externalUrl":252,"internalTarget":369,"linkType":163},{"_key":254,"_type":143,"children":416,"markDefs":419,"style":164},[417],{"_key":257,"_type":147,"marks":418,"text":131},[],[],{"_key":261,"_type":143,"children":421,"markDefs":424,"style":164},[422],{"_key":264,"_type":147,"marks":423,"text":132},[],[],{"_key":268,"_type":143,"children":426,"markDefs":429,"style":164},[427],{"_key":271,"_type":147,"marks":428,"text":133},[],[],{"_key":275,"_type":143,"children":431,"markDefs":434,"style":164},[432],{"_key":278,"_type":147,"marks":433,"text":134},[],[],{"_key":282,"_type":143,"children":436,"markDefs":439,"style":164},[437],{"_key":285,"_type":147,"marks":438,"text":135},[],[],{"_key":289,"_type":143,"children":441,"markDefs":444,"style":164},[442],{"_key":292,"_type":147,"marks":443,"text":136},[],[],{"_key":296,"_type":143,"children":446,"markDefs":449,"style":164},[447],{"_key":299,"_type":147,"marks":448,"text":137},[],[],{"_key":303,"_type":143,"children":451,"markDefs":458,"style":164},[452,454,456],{"_key":306,"_type":147,"marks":453,"text":308},[],{"_key":310,"_type":147,"marks":455,"text":313},[312],{"_key":315,"_type":147,"marks":457,"text":239},[],[459],{"_key":312,"_type":161,"internal":460,"internalTarget":461,"linkType":322},{"_ref":320,"_type":321},{"_type":462,"slug":463},"legalPage","cashback-terms",{"_key":324,"_type":143,"children":465,"markDefs":472,"style":164},[466,468,470],{"_key":327,"_type":147,"marks":467,"text":329},[],{"_key":331,"_type":147,"marks":469,"text":313},[333],{"_key":335,"_type":147,"marks":471,"text":239},[],[473],{"_key":333,"_type":161,"internal":474,"internalTarget":475,"linkType":322},{"_ref":340,"_type":321},{"_type":462,"slug":476},"aft-hk-limited-master-service-agreement",{"rating":478},{"value":479},4.5,"Aspire","2026.10.1",{"_createdAt":4,"_id":483,"_rev":484,"_type":485,"_updatedAt":486,"footerGroups":487,"getStartedLink":687,"header":690,"loginLink":714,"market":67,"megaMenu":717},"navigation-US","s8k3pIFJmZrTtV5XljWRgT","navigation","2026-10-01T04:56:31Z",[488,534,581,631,662],{"_key":489,"_type":490,"links":491,"title":533},"footer-products","footerGroup",[492,501,508,515,522,529],{"_key":493,"_type":494,"internal":495,"internalTarget":497,"label":500,"linkType":322},"fp-1","link",{"_ref":496,"_type":321},"page-US-business-account",{"_type":498,"slug":499},"page","business-account","Business Account",{"_key":502,"_type":494,"internal":503,"internalTarget":505,"label":507,"linkType":322},"fp-2",{"_ref":504,"_type":321},"page-US-corporate-card",{"_type":498,"slug":506},"corporate-card","Corporate Card",{"_key":509,"_type":494,"internal":510,"internalTarget":512,"label":514,"linkType":322},"fp-3",{"_ref":511,"_type":321},"page-US-global-payments",{"_type":498,"slug":513},"global-payments","Global Payments",{"_key":516,"_type":494,"internal":517,"internalTarget":519,"label":521,"linkType":322},"fp-4",{"_ref":518,"_type":321},"page-US-expense-management",{"_type":498,"slug":520},"expense-management","Expense Management",{"_key":523,"_type":494,"internal":524,"internalTarget":526,"label":528,"linkType":322},"fp-5",{"_ref":525,"_type":321},"page-US-integrations",{"_type":498,"slug":527},"integrations","Integrations",{"_key":530,"_type":494,"externalUrl":531,"internalTarget":369,"label":532,"linkType":163},"fp-6","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Ftreasury","Treasury & Yield","Products",{"_key":535,"_type":490,"links":536,"title":580},"footer-compare",[537,545,552,559,566,573],{"_key":538,"_type":494,"internal":539,"internalTarget":541,"label":544,"linkType":322},"fcm-1",{"_ref":540,"_type":321},"comparison-US-6a5a635f03d2067fe39a3801",{"_type":542,"slug":543},"comparison","aspire-business-account-vs-airwallex-business-account","Aspire vs Airwallex",{"_key":546,"_type":494,"internal":547,"internalTarget":549,"label":551,"linkType":322},"fcm-2",{"_ref":548,"_type":321},"comparison-US-6a5a61c87e9fb7715ab1e104",{"_type":542,"slug":550},"aspire-business-account-vs-brex-business-account","Aspire vs Brex",{"_key":553,"_type":494,"internal":554,"internalTarget":556,"label":558,"linkType":322},"fcm-3",{"_ref":555,"_type":321},"comparison-US-6a5a61bca9af5f2ce1a89e2f",{"_type":542,"slug":557},"aspire-business-account-vs-mercury-business-account","Aspire vs Mercury",{"_key":560,"_type":494,"internal":561,"internalTarget":563,"label":565,"linkType":322},"fcm-4",{"_ref":562,"_type":321},"comparison-US-6a5a61d7a9af5f2ce1a8a4c4",{"_type":542,"slug":564},"aspire-business-account-vs-rho-business-account","Aspire vs Rho",{"_key":567,"_type":494,"internal":568,"internalTarget":570,"label":572,"linkType":322},"fcm-5",{"_ref":569,"_type":321},"comparison-US-6a5a61e6f012a7dd306640cb",{"_type":542,"slug":571},"aspire-business-account-vs-relay-business-checking-account","Aspire vs Relay",{"_key":574,"_type":494,"internal":575,"internalTarget":577,"label":579,"linkType":322},"fcm-6",{"_ref":576,"_type":321},"comparison-US-6a5a61f44f45ffea5c6caff2",{"_type":542,"slug":578},"aspire-business-account-vs-novo-business-checking-account","Aspire vs Novo","Compare",{"_key":582,"_type":490,"links":583,"title":630},"footer-resources",[584,591,598,603,607,611,615,619,623],{"_key":585,"_type":494,"internal":586,"internalTarget":588,"label":590,"linkType":322},"fr-1",{"_ref":587,"_type":321},"page-US-blog",{"_type":498,"slug":589},"blog","Blog",{"_key":592,"_type":494,"internal":593,"internalTarget":595,"label":597,"linkType":322},"fr-2",{"_ref":594,"_type":321},"page-US-aspire-for-startups",{"_type":498,"slug":596},"aspire-for-startups","Aspire for Startups",{"_key":599,"_type":494,"externalUrl":600,"internalTarget":369,"label":601,"linkType":163,"openInNewTab":602},"fr-3","https:\u002F\u002Fhelp.aspireapp.com\u002Fus\u002Fen","FAQ",true,{"_key":604,"_type":494,"externalUrl":605,"internalTarget":369,"label":606,"linkType":163},"fr-4","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fbusiness-loan-calculator","Business Loan Calculator",{"_key":608,"_type":494,"externalUrl":609,"internalTarget":369,"label":610,"linkType":163},"fr-5","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fprofit-margin-calculator","Profit Margin Calculator",{"_key":612,"_type":494,"externalUrl":613,"internalTarget":369,"label":614,"linkType":163},"fr-6","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fburn-rate-calculator","Burn Rate Calculator",{"_key":616,"_type":494,"externalUrl":617,"internalTarget":369,"label":618,"linkType":163},"fr-7","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fstripe-fee-calculator","Stripe Fee Calculator",{"_key":620,"_type":494,"externalUrl":621,"internalTarget":369,"label":622,"linkType":163},"fr-8","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fbreak-even-point-calculator","Break-even Calculator",{"_key":624,"_type":494,"internal":625,"internalTarget":627,"label":629,"linkType":322},"fr-9",{"_ref":626,"_type":321},"page-US-calculators-amazon-fee-calculator",{"_type":498,"slug":628},"calculators\u002Famazon-fee-calculator","Amazon Fee Calculator","Resources",{"_key":632,"_type":490,"links":633,"title":23},"footer-company",[634,641,648,655],{"_key":635,"_type":494,"internal":636,"internalTarget":638,"label":640,"linkType":322},"fc-1",{"_ref":637,"_type":321},"page-US-about-us",{"_type":498,"slug":639},"about-us","About Aspire",{"_key":642,"_type":494,"internal":643,"internalTarget":645,"label":647,"linkType":322},"fc-2",{"_ref":644,"_type":321},"page-US-contact-us",{"_type":498,"slug":646},"contact-us","Contact Us",{"_key":649,"_type":494,"internal":650,"internalTarget":652,"label":654,"linkType":322},"fc-3",{"_ref":651,"_type":321},"page-US-careers",{"_type":498,"slug":653},"careers","Careers",{"_key":656,"_type":494,"internal":657,"internalTarget":659,"label":661,"linkType":322},"fc-4",{"_ref":658,"_type":321},"page-US-partners",{"_type":498,"slug":660},"partners","Partner with Aspire",{"_key":663,"_type":490,"isLegal":602,"links":664,"title":686},"footer-legal",[665,672,679],{"_key":666,"_type":494,"internal":667,"internalTarget":669,"label":671,"linkType":322},"fl-1",{"_ref":668,"_type":321},"legalPage-US-privacy-policy",{"_type":462,"slug":670},"privacy-policy","Privacy Policy",{"_key":673,"_type":494,"internal":674,"internalTarget":676,"label":678,"linkType":322},"fl-2",{"_ref":675,"_type":321},"legalPage-US-terms-of-service",{"_type":462,"slug":677},"terms-of-service","Terms of Service",{"_key":680,"_type":494,"internal":681,"internalTarget":683,"label":685,"linkType":322},"fl-3",{"_ref":682,"_type":321},"page-US-complaints",{"_type":498,"slug":684},"complaints","Complaints Policy","Legal",{"_type":494,"externalUrl":688,"internalTarget":369,"label":689,"linkType":163,"openInNewTab":602},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson","Get started",[691,695,698,700,707],{"_key":692,"_type":494,"internalTarget":369,"label":693,"linkType":694},"nav-product","Product","none",{"_key":696,"_type":494,"internalTarget":369,"label":697,"linkType":694},"nav-solutions","Solutions",{"_key":699,"_type":494,"internalTarget":369,"label":630,"linkType":694},"nav-resources",{"_key":701,"_type":494,"internal":702,"internalTarget":704,"label":706,"linkType":322},"nav-pricing",{"_ref":703,"_type":321},"page-US-pricing",{"_type":498,"slug":705},"pricing","Pricing",{"_key":708,"_type":494,"internal":709,"internalTarget":711,"label":713,"linkType":322},"nav-incorporations",{"_ref":710,"_type":321},"page-US-launchpad",{"_type":498,"slug":712},"launchpad","Incorporations",{"_type":494,"externalUrl":715,"internalTarget":369,"label":716,"linkType":163,"openInNewTab":602},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",[718,847,1007],{"_key":719,"_type":720,"columns":721,"featured":834,"label":693},"mm-product","megaMenuPanel",[722,747,781,809],{"_key":723,"_type":724,"links":725,"title":500},"mm-product-account","megaMenuColumn",[726,733,739],{"_key":727,"_type":728,"link":729},"mm-p-multicurrency","megaMenuLink",{"_type":494,"internal":730,"internalTarget":731,"label":732,"linkType":322},{"_ref":496,"_type":321},{"_type":498,"slug":499},"Multi-Currency",{"_key":734,"_type":728,"link":735},"mm-p-cards",{"_type":494,"internal":736,"internalTarget":737,"label":738,"linkType":322},{"_ref":504,"_type":321},{"_type":498,"slug":506},"Smart Cards",{"_key":740,"_type":728,"link":741},"mm-p-yield",{"_type":494,"internal":742,"internalTarget":744,"label":746,"linkType":322},{"_ref":743,"_type":321},"page-US-yield",{"_type":498,"slug":745},"yield","Yield\u002FTreasury",{"_key":748,"_type":724,"links":749,"title":780},"mm-product-cfo",[750,755,763,771],{"_key":751,"_type":728,"link":752},"mm-p-expense",{"_type":494,"internal":753,"internalTarget":754,"label":521,"linkType":322},{"_ref":518,"_type":321},{"_type":498,"slug":520},{"_key":756,"_type":728,"link":757},"mm-p-budgets",{"_type":494,"internal":758,"internalTarget":760,"label":762,"linkType":322},{"_ref":759,"_type":321},"page-US-budgets",{"_type":498,"slug":761},"budgets","Budget Management",{"_key":764,"_type":728,"link":765},"mm-p-receivable",{"_type":494,"internal":766,"internalTarget":768,"label":770,"linkType":322},{"_ref":767,"_type":321},"page-US-invoice-management",{"_type":498,"slug":769},"invoice-management","Accounts Receivable",{"_key":772,"_type":728,"badgeLabel":773,"link":774},"mm-p-procure","NEW",{"_type":494,"internal":775,"internalTarget":777,"label":779,"linkType":322},{"_ref":776,"_type":321},"page-US-procure-to-pay",{"_type":498,"slug":778},"procure-to-pay","Procure-to-pay","CFO Suites",{"_key":782,"_type":724,"badgeLabel":773,"links":783,"title":808},"mm-product-payroll",[784,792,800],{"_key":785,"_type":728,"link":786},"mm-p-payroll",{"_type":494,"internal":787,"internalTarget":789,"label":791,"linkType":322},{"_ref":788,"_type":321},"page-US-use-case-payroll",{"_type":498,"slug":790},"use-case\u002Fpayroll","Global Payroll",{"_key":793,"_type":728,"link":794},"mm-p-eor",{"_type":494,"internal":795,"internalTarget":797,"label":799,"linkType":322},{"_ref":796,"_type":321},"page-US-employer-of-record",{"_type":498,"slug":798},"employer-of-record","Employer of Record",{"_key":801,"_type":728,"link":802},"mm-p-contractors",{"_type":494,"internal":803,"internalTarget":805,"label":807,"linkType":322},{"_ref":804,"_type":321},"page-US-contractor-management-product",{"_type":498,"slug":806},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":810,"_type":724,"links":811,"title":833},"mm-product-platform",[812,817,825],{"_key":813,"_type":728,"link":814},"mm-p-global-payments",{"_type":494,"internal":815,"internalTarget":816,"label":514,"linkType":322},{"_ref":511,"_type":321},{"_type":498,"slug":513},{"_key":818,"_type":728,"link":819},"mm-p-issuance",{"_type":494,"internal":820,"internalTarget":822,"label":824,"linkType":322},{"_ref":821,"_type":321},"page-US-issuance",{"_type":498,"slug":823},"issuance","Issuance",{"_key":826,"_type":728,"link":827},"mm-p-global-accounts",{"_type":494,"internal":828,"internalTarget":830,"label":832,"linkType":322},{"_ref":829,"_type":321},"page-US-global-account",{"_type":498,"slug":831},"global-account","Global Accounts","Platform",{"body":835,"eyebrow":836,"heading":837,"image":838,"link":844},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":839,"alternativeText":840,"height":841,"url":842,"width":843},"imageUrl","The Aspire team",300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":494,"internal":845,"internalTarget":846,"label":837,"linkType":322},{"_ref":703,"_type":321},{"_type":498,"slug":705},{"_key":848,"_type":720,"columns":849,"featured":989,"label":697},"mm-solutions",[850,887,913,964],{"_key":851,"_type":724,"links":852,"title":886},"mm-solutions-industry",[853,862,870,878],{"_key":854,"_type":728,"link":855},"mm-s-consulting",{"_type":494,"internal":856,"internalTarget":858,"label":861,"linkType":322},{"_ref":857,"_type":321},"solution-US-consulting",{"_type":859,"slug":860},"solution","consulting","Consulting",{"_key":863,"_type":728,"link":864},"mm-s-ecommerce",{"_type":494,"internal":865,"internalTarget":867,"label":869,"linkType":322},{"_ref":866,"_type":321},"solution-US-ecommerce",{"_type":859,"slug":868},"ecommerce","eCommerce",{"_key":871,"_type":728,"link":872},"mm-s-marketing",{"_type":494,"internal":873,"internalTarget":875,"label":877,"linkType":322},{"_ref":874,"_type":321},"solution-US-marketing-agencies",{"_type":859,"slug":876},"marketing-agencies","Marketing Agencies",{"_key":879,"_type":728,"link":880},"mm-s-vc-firms",{"_type":494,"internal":881,"internalTarget":883,"label":885,"linkType":322},{"_ref":882,"_type":321},"solution-US-vc-funds",{"_type":859,"slug":884},"vc-funds","VC & Investment Firms","By Industry",{"_key":888,"_type":724,"links":889,"title":912},"mm-solutions-size",[890,896,904],{"_key":891,"_type":728,"link":892},"mm-s-startups",{"_type":494,"internal":893,"internalTarget":894,"label":895,"linkType":322},{"_ref":594,"_type":321},{"_type":498,"slug":596},"Startups",{"_key":897,"_type":728,"link":898},"mm-s-smes",{"_type":494,"internal":899,"internalTarget":901,"label":903,"linkType":322},{"_ref":900,"_type":321},"solution-US-sme",{"_type":859,"slug":902},"sme","SMEs",{"_key":905,"_type":728,"link":906},"mm-s-midsized",{"_type":494,"internal":907,"internalTarget":909,"label":911,"linkType":322},{"_ref":908,"_type":321},"solution-US-mid-sized-companies",{"_type":859,"slug":910},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":914,"_type":724,"links":915,"title":963},"mm-solutions-partner",[916,924,931,939,947,955],{"_key":917,"_type":728,"link":918},"mm-s-accountants",{"_type":494,"internal":919,"internalTarget":921,"label":923,"linkType":322},{"_ref":920,"_type":321},"page-US-accountants",{"_type":498,"slug":922},"partners\u002Faccountants","Accountants",{"_key":925,"_type":728,"link":926},"mm-s-partners-ecommerce",{"_type":494,"internal":927,"internalTarget":929,"label":869,"linkType":322},{"_ref":928,"_type":321},"page-US-ecommerce-partners",{"_type":498,"slug":930},"partners\u002Fecommerce",{"_key":932,"_type":728,"link":933},"mm-s-corpsec",{"_type":494,"internal":934,"internalTarget":936,"label":938,"linkType":322},{"_ref":935,"_type":321},"page-US-corpsec",{"_type":498,"slug":937},"partners\u002Fcorpsec","CorpSec",{"_key":940,"_type":728,"link":941},"mm-s-vc-incubators",{"_type":494,"internal":942,"internalTarget":944,"label":946,"linkType":322},{"_ref":943,"_type":321},"page-US-vc-and-incubators",{"_type":498,"slug":945},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":948,"_type":728,"link":949},"mm-s-immigration",{"_type":494,"internal":950,"internalTarget":952,"label":954,"linkType":322},{"_ref":951,"_type":321},"page-US-immigration-and-legal",{"_type":498,"slug":953},"partners\u002Fimmigration-and-legal","Immigration and Legal",{"_key":956,"_type":728,"link":957},"mm-s-affiliates",{"_type":494,"internal":958,"internalTarget":960,"label":962,"linkType":322},{"_ref":959,"_type":321},"page-US-aspire-affiliate-program",{"_type":498,"slug":961},"partners\u002Faspire-affiliate-program","Affiliates","For Our Partners",{"_key":965,"_type":724,"links":966,"title":988},"mm-solutions-connectivity",[967,975,980],{"_key":968,"_type":728,"link":969},"mm-s-aspire-connect",{"_type":494,"internal":970,"internalTarget":972,"label":974,"linkType":322},{"_ref":971,"_type":321},"page-US-aspire-connect",{"_type":498,"slug":973},"aspire-connect","Aspire Connect",{"_key":976,"_type":728,"link":977},"mm-s-integrations",{"_type":494,"internal":978,"internalTarget":979,"label":528,"linkType":322},{"_ref":525,"_type":321},{"_type":498,"slug":527},{"_key":981,"_type":728,"badgeLabel":773,"link":982},"mm-s-mcp",{"_type":494,"internal":983,"internalTarget":985,"label":987,"linkType":322},{"_ref":984,"_type":321},"page-US-mcp",{"_type":498,"slug":986},"mcp","MCP","Connectivity & AI",{"body":990,"eyebrow":991,"link":992,"logo":995,"person":1000},"Aspire's global rails made it effortless to move funds internationally, control spend securely, and stay compliant without the paperwork chaos.","Customer Testimonials",{"_type":494,"externalUrl":993,"internalTarget":369,"label":994,"linkType":163},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":839,"alternativeText":996,"height":997,"url":998,"width":999},"ZenAdmin",254,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4bcf6c55c33ccc2363463456a0b1597c\u002F6aa8b8521ee748f0c243dc8c_zen-admin-dark.png",1233,{"image":1001,"name":1005,"role":1006},{"_type":839,"alternativeText":1002,"height":1003,"url":1004,"width":1003},"Yoan Kamalski, CEO and Founder",800,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffa6ed3c2965538289bec3174bf0cd300\u002F68c79879a35bb17fefd4c974_124d082c1d5b8501b8279a1c9d9cd48df3a4e8b4.webp","Yoan Kamalski","CEO and Founder",{"_key":1008,"_type":720,"columns":1009,"featured":1058,"label":630},"mm-resources",[1010,1032,1044],{"_key":1011,"_type":724,"links":1012,"title":1031},"mm-resources-knowledge",[1013,1019,1027],{"_key":1014,"_type":728,"link":1015},"mm-r-blogs",{"_type":494,"internal":1016,"internalTarget":1017,"label":1018,"linkType":322},{"_ref":587,"_type":321},{"_type":498,"slug":589},"Blogs",{"_key":1020,"_type":728,"link":1021},"mm-r-downloads",{"_type":494,"internal":1022,"internalTarget":1024,"label":1026,"linkType":322},{"_ref":1023,"_type":321},"page-US-downloads",{"_type":498,"slug":1025},"downloads","Reports & Insights",{"_key":1028,"_type":728,"link":1029},"mm-r-faqs",{"_type":494,"externalUrl":600,"internalTarget":369,"label":1030,"linkType":163,"openInNewTab":602},"FAQs","Knowledge Hub",{"_key":1033,"_type":724,"links":1034,"title":1043},"mm-resources-benefits",[1035],{"_key":1036,"_type":728,"link":1037},"mm-r-rewards",{"_type":494,"internal":1038,"internalTarget":1040,"label":1042,"linkType":322},{"_ref":1039,"_type":321},"page-US-rewards",{"_type":498,"slug":1041},"rewards","Perks & Rewards","Benefits",{"_key":1045,"_type":724,"links":1046,"title":1057},"mm-resources-about",[1047,1052],{"_key":1048,"_type":728,"link":1049},"mm-r-about",{"_type":494,"internal":1050,"internalTarget":1051,"label":640,"linkType":322},{"_ref":637,"_type":321},{"_type":498,"slug":639},{"_key":1053,"_type":728,"link":1054},"mm-r-partner",{"_type":494,"internal":1055,"internalTarget":1056,"label":661,"linkType":322},{"_ref":658,"_type":321},{"_type":498,"slug":660},"About",{"body":990,"eyebrow":991,"link":1059,"logo":1060,"person":1061},{"_type":494,"externalUrl":993,"internalTarget":369,"label":994,"linkType":163},{"_type":839,"alternativeText":996,"height":997,"url":998,"width":999},{"image":1062,"name":1005,"role":1006},{"_type":839,"alternativeText":1002,"height":1003,"url":1004,"width":1003},{"_createdAt":1064,"_id":1065,"_rev":484,"_type":1066,"_updatedAt":486,"asideCta":1067,"bottomCta":1075,"disclaimer":1080,"market":67,"midCta":1109},"2026-08-20T02:48:18Z","blogPostTemplate-US","blogPostTemplate",{"heading":1068,"image":1069,"link":1074},"Open your business account with Aspire",{"_type":839,"alternativeText":1070,"height":1071,"url":1072,"width":1073},"The Aspire account dashboard open on a laptop",141,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F071d2f9e0cef8a5afa0be380c0915d1f\u002F6a2c4df682d5b7a2e840452a_blog-post-template-02.png",306,{"_type":494,"externalUrl":688,"label":689,"linkType":163},{"heading":1076,"link":1077},"Start your journey with Aspire",{"_type":494,"externalUrl":1078,"label":1079,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Ftalk-to-sales","Talk to Sales",[1081],{"_key":1082,"_type":143,"children":1083,"markDefs":1104,"style":164},"2c8d61d0-456",[1084,1088,1092,1096,1100],{"_key":1085,"_type":147,"marks":1086,"text":1087},"us-disclaimer-lead",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our ’",{"_key":1089,"_type":147,"marks":1090,"text":678},"us-disclaimer-terms-text",[1091],"us-disclaimer-terms",{"_key":1093,"_type":147,"marks":1094,"text":1095},"us-disclaimer-middle",[],"’ and ’",{"_key":1097,"_type":147,"marks":1098,"text":706},"us-disclaimer-pricing-text",[1099],"us-disclaimer-pricing",{"_key":1101,"_type":147,"marks":1102,"text":1103},"us-disclaimer-tail",[],"’ pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1105,1107],{"_key":1091,"_type":161,"externalUrl":1106,"linkType":163},"\u002Ftnc\u002Fterms-of-service",{"_key":1099,"_type":161,"externalUrl":1108,"linkType":163},"\u002Fpricing",{"body":1110,"eyebrow":1111,"heading":1112,"image":1113,"link":1118},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Aspire Launchpad","Supercharge your finance operations with Aspire",{"_type":839,"alternativeText":1114,"height":1115,"url":1116,"width":1117},"A person writing in a notebook with a laptop open on their lap",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":494,"externalUrl":1078,"label":1119,"linkType":163},"Talk to sales",[1121,1132,1142,1150],{"_id":1122,"category":1123,"coverImage":1124,"description":1129,"publishedAt":1130,"slug":1131,"title":1125},"blogPost-US-6aa81a483e59c62453c01185",{"slug":499,"title":500},{"_type":839,"alternativeText":1125,"height":1126,"url":1127,"width":1128},"Live Oak business checking account: features, fees & alternatives",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F2e3bbd20decf4974b8b8b686735f8a80\u002Fbendigo-business-account-review_social.jpeg",1200,"Live Oak Bank business checking review: features, fees, account types, and how it compares to Mercury, Brex, and traditional banks for small businesses.","2026-09-15T08:57:46.000Z","live-oak-business-checking-review",{"_id":1133,"category":1134,"coverImage":1137,"description":1140,"publishedAt":1130,"slug":1141,"title":1138},"blogPost-US-6aa81a59e4f3608f5cec03b8",{"slug":1135,"title":1136},"business-advice","Business Advice",{"_type":839,"alternativeText":1138,"height":1126,"url":1139,"width":1128},"Employer of Record (EOR): what it is, how it works, and when to use one","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F6147e455bb5e4c6ffda7d53c3569254e\u002Fbest-free-business-checking-accounts_cover.jpeg","An Employer of Record (EOR) lets you hire and pay talent abroad without a local entity. Learn how an EOR works, EOR vs PEO, and when to use one.","employer-of-record-explained",{"_id":1143,"category":1144,"coverImage":1145,"description":1148,"publishedAt":1130,"slug":1149,"title":1146},"blogPost-US-6aa81a68c2c53cbc3bb042b8",{"slug":1135,"title":1136},{"_type":839,"alternativeText":1146,"height":1126,"url":1147,"width":1128},"7 best Relay alternatives for US businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F45a3793a2077cf974d93432a942211d6\u002Fbest-airwallex-alternatives-businesses-australia_cover.jpeg","Searching for a Relay alternative? Compare Aspire, Bluevine, and Mercury on interest rates, lending, cash deposits, and international payments.","best-relay-alternatives-business",{"_id":1151,"category":1152,"coverImage":1153,"description":1155,"publishedAt":1130,"slug":1156,"title":1154},"blogPost-US-6aa81a758628de3e92b2045b",{"slug":499,"title":500},{"_type":839,"alternativeText":1154,"height":1126,"url":1127,"width":1128},"Capital One business checking account review: Fees and requirements","Compare Capital One's Basic, Enhanced and Premier business checking accounts, including monthly fees, cash deposits and account-opening requirements.","capital-one-business",{"data":1158,"sourceMap":-1},{"_id":1159,"_updatedAt":1160,"alternates":1161,"areSourcesShown":602,"author":1163,"body":1171,"category":3558,"coverImage":3559,"excerpt":3562,"faq":3599,"intro":3600,"isFaqShown":602,"isSummaryShown":602,"isVideoShown":119,"publishedAt":3620,"reviewer":369,"seo":3621,"slug":3625,"sources":3626,"title":3560,"video":369},"blogPost-US-69a06e6fb91cf14fcd9f15f4","2026-09-24T08:42:03Z",[1162],{"canonicalUrl":369,"isNoIndex":369,"language":369,"market":67,"pathPrefix":369},{"avatar":1164,"bio":1168,"doesServePage":602,"linkedinUrl":369,"name":1165,"role":1169,"slug":1170,"twitterUrl":369},{"_type":839,"alternativeText":1165,"height":1166,"url":1167,"width":1166},"Content Team",200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F86ff03aff2924bca230240f846d9cf9d\u002F64bf33dd57b2eb45b3869b97_Circle.png","Content team at Aspire is a society of seasoned writers & experts specialising in finance, technology and SaaS space. With 50+ years of collective experience, they help make business finance more profitable for readers. They write about finance tools, finance insights, industry trends, tactical guides to grow your business & also all things Aspire.","Aspire editorial","content-team",[1172,1181,1191,1210,1218,1226,1234,1654,1666,1675,1685,1703,1711,1720,1736,1743,1750,1757,1765,1775,1786,1796,1803,1814,1825,1832,1839,1846,1853,1860,1867,1874,1881,1888,1895,1905,1920,1926,1932,1938,1944,1950,1956,1962,1968,1973,1983,1992,2001,2006,2016,2026,2032,2039,2046,2052,2059,2065,2072,2079,2086,2094,2102,2110,2121,2140,2148,2155,2163,2171,2179,2187,2195,2202,2213,2225,2237,2244,2255,2267,2274,2282,2290,2298,2306,2313,2321,2329,2337,2345,2353,2364,2383,2391,2398,2406,2414,2422,2430,2438,2446,2454,2462,2469,2481,2491,2502,2509,2519,2529,2536,2544,2552,2559,2567,2574,2581,2589,2597,2605,2613,2624,2643,2651,2658,2666,2681,2689,2697,2705,2713,2720,2731,2746,2753,2765,2777,2784,2792,2799,2814,2822,2829,2837,2845,2853,2861,2869,2880,2899,2907,2914,2922,2930,2938,2946,2954,2962,2970,2978,2985,2996,3006,3017,3024,3035,3045,3052,3060,3068,3076,3084,3091,3098,3106,3114,3122,3130,3141,3149,3157,3164,3172,3180,3188,3203,3211,3219,3226,3233,3241,3248,3258,3274,3285,3292,3303,3313,3320,3328,3336,3344,3351,3358,3366,3374,3381,3389,3397,3493,3501,3525,3550],{"_key":1173,"_type":143,"children":1174,"markDefs":1179,"style":1180},"k2",[1175],{"_key":1176,"_type":147,"marks":1177,"text":1178},"k1",[],"Why get a business credit card",[],"h2",{"_key":1182,"_type":143,"children":1183,"level":1188,"listItem":1189,"markDefs":1190,"style":164},"k5",[1184],{"_key":1185,"_type":147,"marks":1186,"text":1187},"k4",[],"A business credit card is designed to handle everyday operating expenses and is often one of the first financial tools a business sets up",1,"bullet",[],{"_key":1192,"_type":143,"children":1193,"level":1188,"listItem":1189,"markDefs":1207,"style":164},"k13",[1194,1198,1203],{"_key":1195,"_type":147,"marks":1196,"text":1197},"k10",[],"Unlike ",{"_key":1199,"_type":147,"marks":1200,"text":1202},"k11",[1201],"k7","personal cards, business credit cards",{"_key":1204,"_type":147,"marks":1205,"text":1206},"k12",[]," are built for how companies actually spend. They have a higher limit, control over spending, and clean integrations with several financing tools, such as QuickBooks or Xero",[1208],{"_key":1201,"_type":161,"externalUrl":1209,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbusiness-credit-card-vs-personal",{"_key":1211,"_type":143,"children":1212,"level":1188,"listItem":1189,"markDefs":1217,"style":164},"k16",[1213],{"_key":1214,"_type":147,"marks":1215,"text":1216},"k15",[],"The best business credit cards also act as short-term financing. You can pay for inventory, ads, or infrastructure before revenue comes in, smoothing cash flow as the business grows",[],{"_key":1219,"_type":143,"children":1220,"markDefs":1225,"style":1180},"k19",[1221],{"_key":1222,"_type":147,"marks":1223,"text":1224},"k18",[],"Best business credit cards in 2026",[],{"_key":1227,"_type":143,"children":1228,"markDefs":1233,"style":164},"k22",[1229],{"_key":1230,"_type":147,"marks":1231,"text":1232},"k21",[],"The best business credit cards are not all built for the same type of business. Some are better for cash back, some for travel rewards, some for no annual fee, and others for new businesses that need to build credit.",[],{"_key":1235,"_type":1236,"columnHeaders":1237,"hasColumnTitles":602,"hasRowTitles":119,"rows":1254},"k23","richTableBlock",[1238,1242,1244,1248,1251],{"_key":1176,"_type":1239,"cellIndex":1240,"title":1241},"columnHeader",0,"Business credit card",{"_key":1173,"_type":1239,"cellIndex":1188,"title":1243},"Best for",{"_key":1245,"_type":1239,"cellIndex":1246,"title":1247},"k3",2,"Annual fee",{"_key":1185,"_type":1239,"cellIndex":1249,"title":1250},3,"Rewards",{"_key":1182,"_type":1239,"cellIndex":1252,"title":1253},4,"APR \u002F repayment type",[1255,1311,1367,1424,1481,1538,1596],{"_key":1256,"_type":1257,"cells":1258},"k6","row",[1259,1271,1281,1291,1301],{"_key":1201,"_type":1260,"content":1261},"richTableCell",[1262],{"_key":1263,"_type":143,"children":1264,"markDefs":1270,"style":164},"k120",[1265],{"_key":1266,"_type":147,"marks":1267,"text":1269},"k119",[1268],"strong","Chase Ink Business Unlimited",[],{"_key":1195,"_type":1260,"content":1272},[1273],{"_key":1274,"_type":143,"children":1275,"markDefs":1280,"style":164},"k123",[1276],{"_key":1277,"_type":147,"marks":1278,"text":1279},"k122",[],"Simple cash back with no annual fee",[],{"_key":1192,"_type":1260,"content":1282},[1283],{"_key":1284,"_type":143,"children":1285,"markDefs":1290,"style":164},"k126",[1286],{"_key":1287,"_type":147,"marks":1288,"text":1289},"k125",[],"USD $0",[],{"_key":1211,"_type":1260,"content":1292},[1293],{"_key":1294,"_type":143,"children":1295,"markDefs":1300,"style":164},"k129",[1296],{"_key":1297,"_type":147,"marks":1298,"text":1299},"k128",[],"Unlimited 1.5% cash back",[],{"_key":1219,"_type":1260,"content":1302},[1303],{"_key":1304,"_type":143,"children":1305,"markDefs":1310,"style":164},"k132",[1306],{"_key":1307,"_type":147,"marks":1308,"text":1309},"k131",[],"0% intro APR may apply, then variable APR",[],{"_key":1227,"_type":1257,"cells":1312},[1313,1323,1334,1345,1356],{"_key":1235,"_type":1260,"content":1314},[1315],{"_key":1316,"_type":143,"children":1317,"markDefs":1322,"style":164},"k135",[1318],{"_key":1319,"_type":147,"marks":1320,"text":1321},"k134",[1268],"Capital One Spark Cash Plus",[],{"_key":1324,"_type":1260,"content":1325},"k26",[1326],{"_key":1327,"_type":143,"children":1328,"markDefs":1333,"style":164},"k138",[1329],{"_key":1330,"_type":147,"marks":1331,"text":1332},"k137",[],"Flat cash back for high monthly spend",[],{"_key":1335,"_type":1260,"content":1336},"k29",[1337],{"_key":1338,"_type":143,"children":1339,"markDefs":1344,"style":164},"k141",[1340],{"_key":1341,"_type":147,"marks":1342,"text":1343},"k140",[],"USD $150",[],{"_key":1346,"_type":1260,"content":1347},"k32",[1348],{"_key":1349,"_type":143,"children":1350,"markDefs":1355,"style":164},"k144",[1351],{"_key":1352,"_type":147,"marks":1353,"text":1354},"k143",[],"Unlimited 2% cash back",[],{"_key":1357,"_type":1260,"content":1358},"k35",[1359],{"_key":1360,"_type":143,"children":1361,"markDefs":1366,"style":164},"k147",[1362],{"_key":1363,"_type":147,"marks":1364,"text":1365},"k146",[],"Pay-in-full business credit card; partial balance carryover may be available with interest",[],{"_key":1368,"_type":1257,"cells":1369},"k38",[1370,1381,1392,1402,1413],{"_key":1371,"_type":1260,"content":1372},"k39",[1373],{"_key":1374,"_type":143,"children":1375,"markDefs":1380,"style":164},"k150",[1376],{"_key":1377,"_type":147,"marks":1378,"text":1379},"k149",[1268],"American Express Blue Business Plus",[],{"_key":1382,"_type":1260,"content":1383},"k42",[1384],{"_key":1385,"_type":143,"children":1386,"markDefs":1391,"style":164},"k153",[1387],{"_key":1388,"_type":147,"marks":1389,"text":1390},"k152",[],"Everyday spend with no annual fee",[],{"_key":1393,"_type":1260,"content":1394},"k45",[1395],{"_key":1396,"_type":143,"children":1397,"markDefs":1401,"style":164},"k156",[1398],{"_key":1399,"_type":147,"marks":1400,"text":1289},"k155",[],[],{"_key":1403,"_type":1260,"content":1404},"k48",[1405],{"_key":1406,"_type":143,"children":1407,"markDefs":1412,"style":164},"k159",[1408],{"_key":1409,"_type":147,"marks":1410,"text":1411},"k158",[],"2x points on eligible purchases, up to an annual cap",[],{"_key":1414,"_type":1260,"content":1415},"k51",[1416],{"_key":1417,"_type":143,"children":1418,"markDefs":1423,"style":164},"k162",[1419],{"_key":1420,"_type":147,"marks":1421,"text":1422},"k161",[],"Variable APR",[],{"_key":1425,"_type":1257,"cells":1426},"k54",[1427,1438,1449,1459,1470],{"_key":1428,"_type":1260,"content":1429},"k55",[1430],{"_key":1431,"_type":143,"children":1432,"markDefs":1437,"style":164},"k165",[1433],{"_key":1434,"_type":147,"marks":1435,"text":1436},"k164",[1268],"Wells Fargo Signify Business Cash Card",[],{"_key":1439,"_type":1260,"content":1440},"k58",[1441],{"_key":1442,"_type":143,"children":1443,"markDefs":1448,"style":164},"k168",[1444],{"_key":1445,"_type":147,"marks":1446,"text":1447},"k167",[],"Unlimited flat-rate cash rewards",[],{"_key":1450,"_type":1260,"content":1451},"k61",[1452],{"_key":1453,"_type":143,"children":1454,"markDefs":1458,"style":164},"k171",[1455],{"_key":1456,"_type":147,"marks":1457,"text":1289},"k170",[],[],{"_key":1460,"_type":1260,"content":1461},"k64",[1462],{"_key":1463,"_type":143,"children":1464,"markDefs":1469,"style":164},"k174",[1465],{"_key":1466,"_type":147,"marks":1467,"text":1468},"k173",[],"Unlimited 2% cash rewards",[],{"_key":1471,"_type":1260,"content":1472},"k67",[1473],{"_key":1474,"_type":143,"children":1475,"markDefs":1480,"style":164},"k177",[1476],{"_key":1477,"_type":147,"marks":1478,"text":1479},"k176",[],"Intro APR may apply, then variable APR",[],{"_key":1482,"_type":1257,"cells":1483},"k70",[1484,1495,1506,1517,1528],{"_key":1485,"_type":1260,"content":1486},"k71",[1487],{"_key":1488,"_type":143,"children":1489,"markDefs":1494,"style":164},"k180",[1490],{"_key":1491,"_type":147,"marks":1492,"text":1493},"k179",[1268],"Valley Visa Secured",[],{"_key":1496,"_type":1260,"content":1497},"k74",[1498],{"_key":1499,"_type":143,"children":1500,"markDefs":1505,"style":164},"k183",[1501],{"_key":1502,"_type":147,"marks":1503,"text":1504},"k182",[],"Building or rebuilding business credit",[],{"_key":1507,"_type":1260,"content":1508},"k77",[1509],{"_key":1510,"_type":143,"children":1511,"markDefs":1516,"style":164},"k186",[1512],{"_key":1513,"_type":147,"marks":1514,"text":1515},"k185",[],"USD $0–USD $95",[],{"_key":1518,"_type":1260,"content":1519},"k80",[1520],{"_key":1521,"_type":143,"children":1522,"markDefs":1527,"style":164},"k189",[1523],{"_key":1524,"_type":147,"marks":1525,"text":1526},"k188",[],"1% unlimited cash back",[],{"_key":1529,"_type":1260,"content":1530},"k83",[1531],{"_key":1532,"_type":143,"children":1533,"markDefs":1537,"style":164},"k192",[1534],{"_key":1535,"_type":147,"marks":1536,"text":1479},"k191",[],[],{"_key":1539,"_type":1257,"cells":1540},"k86",[1541,1552,1563,1574,1585],{"_key":1542,"_type":1260,"content":1543},"k87",[1544],{"_key":1545,"_type":143,"children":1546,"markDefs":1551,"style":164},"k195",[1547],{"_key":1548,"_type":147,"marks":1549,"text":1550},"k194",[1268],"Chase Ink Business Preferred",[],{"_key":1553,"_type":1260,"content":1554},"k90",[1555],{"_key":1556,"_type":143,"children":1557,"markDefs":1562,"style":164},"k198",[1558],{"_key":1559,"_type":147,"marks":1560,"text":1561},"k197",[],"Travel rewards and the strongest welcome bonus at this fee level",[],{"_key":1564,"_type":1260,"content":1565},"k93",[1566],{"_key":1567,"_type":143,"children":1568,"markDefs":1573,"style":164},"k201",[1569],{"_key":1570,"_type":147,"marks":1571,"text":1572},"k200",[],"USD $95",[],{"_key":1575,"_type":1260,"content":1576},"k96",[1577],{"_key":1578,"_type":143,"children":1579,"markDefs":1584,"style":164},"k204",[1580],{"_key":1581,"_type":147,"marks":1582,"text":1583},"k203",[],"3× points on travel, shipping, ads, internet, and phone (up to USD $150,000 annually); 1× on all other purchases",[],{"_key":1586,"_type":1260,"content":1587},"k99",[1588],{"_key":1589,"_type":143,"children":1590,"markDefs":1595,"style":164},"k207",[1591],{"_key":1592,"_type":147,"marks":1593,"text":1594},"k206",[],"No intro APR; 17.74%–26.74% variable",[],{"_key":1597,"_type":1257,"cells":1598},"k102",[1599,1610,1621,1632,1643],{"_key":1600,"_type":1260,"content":1601},"k103",[1602],{"_key":1603,"_type":143,"children":1604,"markDefs":1609,"style":164},"k210",[1605],{"_key":1606,"_type":147,"marks":1607,"text":1608},"k209",[1268],"Capital One Venture X Business",[],{"_key":1611,"_type":1260,"content":1612},"k106",[1613],{"_key":1614,"_type":143,"children":1615,"markDefs":1620,"style":164},"k213",[1616],{"_key":1617,"_type":147,"marks":1618,"text":1619},"k212",[],"Premium travel perks and lounge access for frequent business travellers",[],{"_key":1622,"_type":1260,"content":1623},"k109",[1624],{"_key":1625,"_type":143,"children":1626,"markDefs":1631,"style":164},"k216",[1627],{"_key":1628,"_type":147,"marks":1629,"text":1630},"k215",[],"USD $395",[],{"_key":1633,"_type":1260,"content":1634},"k112",[1635],{"_key":1636,"_type":143,"children":1637,"markDefs":1642,"style":164},"k219",[1638],{"_key":1639,"_type":147,"marks":1640,"text":1641},"k218",[],"10× miles on hotels and rental cars; 5× on flights (via Capital One Business Travel); 2× on all other purchases",[],{"_key":1644,"_type":1260,"content":1645},"k115",[1646],{"_key":1647,"_type":143,"children":1648,"markDefs":1653,"style":164},"k222",[1649],{"_key":1650,"_type":147,"marks":1651,"text":1652},"k221",[],"Pay-in-full charge card; no preset spending limit",[],{"_key":1655,"_type":143,"children":1656,"markDefs":1665,"style":164},"k28",[1657,1661],{"_key":1324,"_type":147,"marks":1658,"text":1660},[1268,1659],"em","Note:",{"_key":1662,"_type":147,"marks":1663,"text":1664},"k27",[1659]," All card information was verified against issuer websites in July 2026. APRs, fees, welcome offers, and rewards rates are subject to change. Confirm current terms directly with each issuer before applying. This content is for informational purposes only and does not constitute financial advice.",[],{"_key":1667,"_type":143,"children":1668,"markDefs":1673,"style":1674},"k34",[1669],{"_key":1670,"_type":147,"marks":1671,"text":1672},"k33",[],"1. Chase Ink Business Unlimited®",[],"h3",{"_key":1371,"_type":143,"children":1676,"markDefs":1684,"style":164},[1677,1681],{"_key":1678,"_type":147,"marks":1679,"text":1680},"k37",[1268],"Best for:",{"_key":1368,"_type":147,"marks":1682,"text":1683},[]," Simple flat cash back with a 0% intro APR, especially if you run an early-stage business",[],{"_key":1686,"_type":143,"children":1687,"markDefs":1700,"style":164},"k47",[1688,1692,1696],{"_key":1689,"_type":147,"marks":1690,"text":1691},"k44",[],"One of the ",{"_key":1393,"_type":147,"marks":1693,"text":1695},[1694],"k41","easiest business credit cards to get",{"_key":1697,"_type":147,"marks":1698,"text":1699},"k46",[]," in the Chase portfolio, the Ink Business Unlimited offers a flat 1.5% cash back on every purchase, no annual fee, and 0% intro APR for 12 months. Chase offers a USD $1000 cash-back after USD $8,000 in purchases in the first 4 months. The intro APR makes it a practical financing tool for early inventory or equipment purchases.",[1701],{"_key":1694,"_type":161,"externalUrl":1702,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Feasiest-business-credit-cards",{"_key":1704,"_type":143,"children":1705,"markDefs":1710,"style":164},"k50",[1706],{"_key":1707,"_type":147,"marks":1708,"text":1709},"k49",[],"If you're comparing no annual fee best business credit cards and want a single card that handles both rewards and financing, this is a strong choice.",[],{"_key":1712,"_type":143,"children":1713,"markDefs":1718,"style":1719},"k53",[1714],{"_key":1715,"_type":147,"marks":1716,"text":1717},"k52",[],"Features:",[],"h4",{"_key":1450,"_type":143,"children":1721,"level":1188,"listItem":1189,"markDefs":1733,"style":164},[1722,1725,1729],{"_key":1439,"_type":147,"marks":1723,"text":1724},[],"Unlimited ",{"_key":1726,"_type":147,"marks":1727,"text":1728},"k59",[1428],"1.5% cash back on all purchases",{"_key":1730,"_type":147,"marks":1731,"text":1732},"k60",[],"; no caps, no categories",[1734],{"_key":1428,"_type":161,"externalUrl":1735,"linkType":163},"https:\u002F\u002Fcreditcards.chase.com\u002Fbusiness-credit-cards\u002Fink\u002Funlimited",{"_key":1460,"_type":143,"children":1737,"level":1188,"listItem":1189,"markDefs":1742,"style":164},[1738],{"_key":1739,"_type":147,"marks":1740,"text":1741},"k63",[],"5% cash back on Lyft rides through September 2027",[],{"_key":1471,"_type":143,"children":1744,"level":1188,"listItem":1189,"markDefs":1749,"style":164},[1745],{"_key":1746,"_type":147,"marks":1747,"text":1748},"k66",[],"Free employee cards with spending controls",[],{"_key":1482,"_type":143,"children":1751,"level":1188,"listItem":1189,"markDefs":1756,"style":164},[1752],{"_key":1753,"_type":147,"marks":1754,"text":1755},"k69",[],"Redeem via Chase Ultimate Rewards (cash back, gift cards, travel)",[],{"_key":1758,"_type":143,"children":1759,"markDefs":1764,"style":1719},"k73",[1760],{"_key":1761,"_type":147,"marks":1762,"text":1763},"k72",[],"Pricing and APR",[],{"_key":1766,"_type":143,"children":1767,"level":1188,"listItem":1189,"markDefs":1774,"style":164},"k78",[1768,1772],{"_key":1769,"_type":147,"marks":1770,"text":1771},"k76",[1268],"Annual Fee: ",{"_key":1507,"_type":147,"marks":1773,"text":1289},[],[],{"_key":1529,"_type":143,"children":1776,"level":1188,"listItem":1189,"markDefs":1785,"style":164},[1777,1781],{"_key":1778,"_type":147,"marks":1779,"text":1780},"k81",[1268],"Intro APR: ",{"_key":1782,"_type":147,"marks":1783,"text":1784},"k82",[],"0% for 12 months",[],{"_key":1787,"_type":143,"children":1788,"level":1188,"listItem":1189,"markDefs":1795,"style":164},"k88",[1789,1792],{"_key":1539,"_type":147,"marks":1790,"text":1791},[1268],"Ongoing APR:",{"_key":1542,"_type":147,"marks":1793,"text":1794},[]," 16.74%–24.74% variable",[],{"_key":1797,"_type":143,"children":1798,"markDefs":1802,"style":1719},"k91",[1799],{"_key":1553,"_type":147,"marks":1800,"text":1801},[],"Requirements",[],{"_key":1575,"_type":143,"children":1804,"level":1188,"listItem":1189,"markDefs":1813,"style":164},[1805,1809],{"_key":1806,"_type":147,"marks":1807,"text":1808},"k94",[1268],"Credit score",{"_key":1810,"_type":147,"marks":1811,"text":1812},"k95",[],": 700+",[],{"_key":1815,"_type":143,"children":1816,"level":1188,"listItem":1189,"markDefs":1824,"style":164},"k101",[1817,1820],{"_key":1586,"_type":147,"marks":1818,"text":1819},[1268],"Personal guarantee:",{"_key":1821,"_type":147,"marks":1822,"text":1823},"k100",[]," Yes",[],{"_key":1826,"_type":143,"children":1827,"markDefs":1831,"style":1719},"k104",[1828],{"_key":1600,"_type":147,"marks":1829,"text":1830},[],"Pros",[],{"_key":1833,"_type":143,"children":1834,"level":1188,"listItem":1189,"markDefs":1838,"style":164},"k107",[1835],{"_key":1611,"_type":147,"marks":1836,"text":1837},[],"No annual fee",[],{"_key":1840,"_type":143,"children":1841,"level":1188,"listItem":1189,"markDefs":1845,"style":164},"k110",[1842],{"_key":1622,"_type":147,"marks":1843,"text":1844},[],"USD $1,000 limited-time welcome bonus is unusually strong for a USD $0-fee card",[],{"_key":1847,"_type":143,"children":1848,"level":1188,"listItem":1189,"markDefs":1852,"style":164},"k113",[1849],{"_key":1633,"_type":147,"marks":1850,"text":1851},[],"0% intro APR gives 12 months of interest-free financing",[],{"_key":1854,"_type":143,"children":1855,"level":1188,"listItem":1189,"markDefs":1859,"style":164},"k116",[1856],{"_key":1644,"_type":147,"marks":1857,"text":1858},[],"No category tracking required",[],{"_key":1266,"_type":143,"children":1861,"markDefs":1866,"style":1719},[1862],{"_key":1863,"_type":147,"marks":1864,"text":1865},"k118",[],"Cons",[],{"_key":1277,"_type":143,"children":1868,"level":1188,"listItem":1189,"markDefs":1873,"style":164},[1869],{"_key":1870,"_type":147,"marks":1871,"text":1872},"k121",[],"3% foreign transaction fee",[],{"_key":1287,"_type":143,"children":1875,"level":1188,"listItem":1189,"markDefs":1880,"style":164},[1876],{"_key":1877,"_type":147,"marks":1878,"text":1879},"k124",[],"Personal guarantee required",[],{"_key":1297,"_type":143,"children":1882,"level":1188,"listItem":1189,"markDefs":1887,"style":164},[1883],{"_key":1884,"_type":147,"marks":1885,"text":1886},"k127",[],"Cash back value is lower than transferable points alternatives",[],{"_key":1307,"_type":143,"children":1889,"markDefs":1894,"style":1674},[1890],{"_key":1891,"_type":147,"marks":1892,"text":1893},"k130",[],"2. Capital One Spark Cash Plus",[],{"_key":1896,"_type":143,"children":1897,"markDefs":1904,"style":164},"k136",[1898,1901],{"_key":1319,"_type":147,"marks":1899,"text":1900},[1268],"Best for: ",{"_key":1316,"_type":147,"marks":1902,"text":1903},[],"High-volume spenders who want uncapped 2% cash back and no spending limit",[],{"_key":1349,"_type":143,"children":1906,"markDefs":1917,"style":164},[1907,1910,1914],{"_key":1338,"_type":147,"marks":1908,"text":1909},[],"The Spark Cash Plus is a charge card built for businesses that run large monthly expenses through one card and want a clean, uncapped 2% back on everything. This is a card designed for scaling LLCs, not early-stage businesses. The ",{"_key":1911,"_type":147,"marks":1912,"text":1913},"k142",[1327],"USD $150 annual fee",{"_key":1352,"_type":147,"marks":1915,"text":1916},[]," is effectively waived if you hit USD $150,000 or more in annual spend at that threshold; the card earns USD $3,000 annually.",[1918],{"_key":1327,"_type":161,"externalUrl":1919,"linkType":163},"https:\u002F\u002Fwww.capitalone.com\u002Fsmall-business\u002Fcredit-cards\u002Fspark-cash-plus\u002F",{"_key":1360,"_type":143,"children":1921,"markDefs":1925,"style":164},[1922],{"_key":1363,"_type":147,"marks":1923,"text":1924},[],"The welcome bonus is among the richest available for a cash-back card: USD $2,000 after USD $30,000 in the first 3 months, plus an additional USD $2,000 for every USD $500,000 spent in year one.",[],{"_key":1374,"_type":143,"children":1927,"markDefs":1931,"style":1719},[1928],{"_key":1377,"_type":147,"marks":1929,"text":1930},[],"Features",[],{"_key":1385,"_type":143,"children":1933,"level":1188,"listItem":1189,"markDefs":1937,"style":164},[1934],{"_key":1388,"_type":147,"marks":1935,"text":1936},[],"5% cash back on hotels and rental cars booked through Capital One Business Travel",[],{"_key":1396,"_type":143,"children":1939,"level":1188,"listItem":1189,"markDefs":1943,"style":164},[1940],{"_key":1399,"_type":147,"marks":1941,"text":1942},[],"No preset spending limit (adapts to payment history and financial profile)",[],{"_key":1406,"_type":143,"children":1945,"level":1188,"listItem":1189,"markDefs":1949,"style":164},[1946],{"_key":1409,"_type":147,"marks":1947,"text":1948},[],"USD $150 annual fee refunded each year you spend USD $150,000 or more",[],{"_key":1417,"_type":143,"children":1951,"level":1188,"listItem":1189,"markDefs":1955,"style":164},[1952],{"_key":1420,"_type":147,"marks":1953,"text":1954},[],"Free employee and virtual cards",[],{"_key":1431,"_type":143,"children":1957,"level":1188,"listItem":1189,"markDefs":1961,"style":164},[1958],{"_key":1434,"_type":147,"marks":1959,"text":1960},[],"No foreign transaction fees",[],{"_key":1442,"_type":143,"children":1963,"level":1188,"listItem":1189,"markDefs":1967,"style":164},[1964],{"_key":1445,"_type":147,"marks":1965,"text":1966},[],"Pay Over Time option (introduced May 2026): carry a portion of your balance at 25.74% variable APR; remainder due in full",[],{"_key":1453,"_type":143,"children":1969,"markDefs":1972,"style":1719},[1970],{"_key":1456,"_type":147,"marks":1971,"text":1763},[],[],{"_key":1477,"_type":143,"children":1974,"level":1188,"listItem":1189,"markDefs":1982,"style":164},[1975,1978],{"_key":1463,"_type":147,"marks":1976,"text":1977},[1268],"Annual fee: ",{"_key":1979,"_type":147,"marks":1980,"text":1981},"k175",[],"USD $150 (refundable at USD $150K+ spend)",[],{"_key":1984,"_type":143,"children":1985,"level":1188,"listItem":1189,"markDefs":1991,"style":164},"k181",[1986,1988],{"_key":1491,"_type":147,"marks":1987,"text":1780},[1268],{"_key":1488,"_type":147,"marks":1989,"text":1990},[],"None",[],{"_key":1510,"_type":143,"children":1993,"level":1188,"listItem":1189,"markDefs":2000,"style":164},[1994,1997],{"_key":1995,"_type":147,"marks":1996,"text":1791},"k184",[1268],{"_key":1513,"_type":147,"marks":1998,"text":1999},[]," 25.74% variable (Pay Over Time only)",[],{"_key":1521,"_type":143,"children":2002,"markDefs":2005,"style":1719},[2003],{"_key":1524,"_type":147,"marks":2004,"text":1801},[],[],{"_key":1548,"_type":143,"children":2007,"level":1188,"listItem":1189,"markDefs":2015,"style":164},[2008,2011],{"_key":1532,"_type":147,"marks":2009,"text":2010},[1268],"Credit score:",{"_key":2012,"_type":147,"marks":2013,"text":2014},"k193",[]," 700+",[],{"_key":2017,"_type":143,"children":2018,"level":1188,"listItem":1189,"markDefs":2025,"style":164},"k199",[2019,2022],{"_key":1559,"_type":147,"marks":2020,"text":2021},[1268],"Personal guarantee: ",{"_key":1556,"_type":147,"marks":2023,"text":2024},[],"Yes",[],{"_key":2027,"_type":143,"children":2028,"markDefs":2031,"style":1719},"k202",[2029],{"_key":1567,"_type":147,"marks":2030,"text":1830},[],[],{"_key":2033,"_type":143,"children":2034,"level":1188,"listItem":1189,"markDefs":2038,"style":164},"k205",[2035],{"_key":1578,"_type":147,"marks":2036,"text":2037},[],"Unlimited 2% cash back; no caps, no categories",[],{"_key":2040,"_type":143,"children":2041,"level":1188,"listItem":1189,"markDefs":2045,"style":164},"k208",[2042],{"_key":1589,"_type":147,"marks":2043,"text":2044},[],"Annual fee refunded for high spenders",[],{"_key":2047,"_type":143,"children":2048,"level":1188,"listItem":1189,"markDefs":2051,"style":164},"k211",[2049],{"_key":1603,"_type":147,"marks":2050,"text":1960},[],[],{"_key":2053,"_type":143,"children":2054,"level":1188,"listItem":1189,"markDefs":2058,"style":164},"k214",[2055],{"_key":1614,"_type":147,"marks":2056,"text":2057},[],"No preset spending limit scales with business",[],{"_key":2060,"_type":143,"children":2061,"markDefs":2064,"style":1719},"k217",[2062],{"_key":1625,"_type":147,"marks":2063,"text":1865},[],[],{"_key":2066,"_type":143,"children":2067,"level":1188,"listItem":1189,"markDefs":2071,"style":164},"k220",[2068],{"_key":1636,"_type":147,"marks":2069,"text":2070},[],"The USD $150 annual fee isn't refunded unless you hit USD $150K in spend",[],{"_key":2073,"_type":143,"children":2074,"level":1188,"listItem":1189,"markDefs":2078,"style":164},"k223",[2075],{"_key":1647,"_type":147,"marks":2076,"text":2077},[],"The USD $30,000 spend requirement for the welcome bonus is steep for smaller businesses",[],{"_key":2080,"_type":143,"children":2081,"level":1188,"listItem":1189,"markDefs":2085,"style":164},"k226",[2082],{"_key":2083,"_type":147,"marks":2084,"text":1879},"k225",[],[],{"_key":2087,"_type":143,"children":2088,"level":1188,"listItem":1189,"markDefs":2093,"style":164},"k229",[2089],{"_key":2090,"_type":147,"marks":2091,"text":2092},"k228",[],"Less suitable for small businesses",[],{"_key":2095,"_type":143,"children":2096,"level":1188,"listItem":1189,"markDefs":2101,"style":164},"k232",[2097],{"_key":2098,"_type":147,"marks":2099,"text":2100},"k231",[],"2.99% late fee if balance not paid in full (outside Pay Over Time portion)",[],{"_key":2103,"_type":143,"children":2104,"markDefs":2109,"style":1674},"k235",[2105],{"_key":2106,"_type":147,"marks":2107,"text":2108},"k234",[],"3. American Express Blue Business Plus",[],{"_key":2111,"_type":143,"children":2112,"markDefs":2120,"style":164},"k240",[2113,2116],{"_key":2114,"_type":147,"marks":2115,"text":1680},"k238",[1268],{"_key":2117,"_type":147,"marks":2118,"text":2119},"k239",[]," Transferable travel points with no annual fee and spend under USD $50,000\u002Fyear",[],{"_key":2122,"_type":143,"children":2123,"markDefs":2137,"style":164},"k248",[2124,2128,2133],{"_key":2125,"_type":147,"marks":2126,"text":2127},"k245",[],"The Amex Blue Business Plus holds a rare position in the market: ",{"_key":2129,"_type":147,"marks":2130,"text":2132},"k246",[2131],"k242","2× Membership Rewards points on all purchases",{"_key":2134,"_type":147,"marks":2135,"text":2136},"k247",[]," with no annual fee. Most cards that earn at this rate either charge a fee or cap earnings at a much lower threshold. The USD $50,000 annual 2× cap makes it one of the best credit cards for small businesses, and the 0% intro APR for 12 months makes it a dual-purpose tool for both rewards and early financing.",[2138],{"_key":2131,"_type":161,"externalUrl":2139,"linkType":163},"https:\u002F\u002Fwww.americanexpress.com\u002Fus\u002Fcredit-cards\u002Fbusiness\u002Fbusiness-credit-cards\u002Famerican-express-blue-business-plus-credit-card-amex\u002F",{"_key":2141,"_type":143,"children":2142,"markDefs":2147,"style":164},"k251",[2143],{"_key":2144,"_type":147,"marks":2145,"text":2146},"k250",[],"This is one of the best no-annual-fee business credit cards for founders who want flexible travel points, but if cash back is the priority, this card is not the best fit.",[],{"_key":2149,"_type":143,"children":2150,"markDefs":2154,"style":1719},"k254",[2151],{"_key":2152,"_type":147,"marks":2153,"text":1930},"k253",[],[],{"_key":2156,"_type":143,"children":2157,"level":1188,"listItem":1189,"markDefs":2162,"style":164},"k257",[2158],{"_key":2159,"_type":147,"marks":2160,"text":2161},"k256",[],"2× Membership Rewards points on all eligible purchases up to USD $50,000 per calendar year; 1× thereafter",[],{"_key":2164,"_type":143,"children":2165,"level":1188,"listItem":1189,"markDefs":2170,"style":164},"k260",[2166],{"_key":2167,"_type":147,"marks":2168,"text":2169},"k259",[],"Free employee cards with individual spending controls",[],{"_key":2172,"_type":143,"children":2173,"level":1188,"listItem":1189,"markDefs":2178,"style":164},"k263",[2174],{"_key":2175,"_type":147,"marks":2176,"text":2177},"k262",[],"Access to Amex Membership Rewards transfer partners (Delta, Marriott, Hilton, and more)",[],{"_key":2180,"_type":143,"children":2181,"level":1188,"listItem":1189,"markDefs":2186,"style":164},"k266",[2182],{"_key":2183,"_type":147,"marks":2184,"text":2185},"k265",[],"QuickBooks and expense management integrations",[],{"_key":2188,"_type":143,"children":2189,"level":1188,"listItem":1189,"markDefs":2194,"style":164},"k269",[2190],{"_key":2191,"_type":147,"marks":2192,"text":2193},"k268",[],"Expanded buying power beyond stated limit (subject to approval)",[],{"_key":2196,"_type":143,"children":2197,"markDefs":2201,"style":1719},"k272",[2198],{"_key":2199,"_type":147,"marks":2200,"text":1763},"k271",[],[],{"_key":2203,"_type":143,"children":2204,"level":1188,"listItem":1189,"markDefs":2212,"style":164},"k277",[2205,2208],{"_key":2206,"_type":147,"marks":2207,"text":1247},"k275",[1268],{"_key":2209,"_type":147,"marks":2210,"text":2211},"k276",[],": None",[],{"_key":2214,"_type":143,"children":2215,"level":1188,"listItem":1189,"markDefs":2224,"style":164},"k282",[2216,2220],{"_key":2217,"_type":147,"marks":2218,"text":2219},"k280",[1268],"Intro APR:",{"_key":2221,"_type":147,"marks":2222,"text":2223},"k281",[]," 0% for 12 months",[],{"_key":2226,"_type":143,"children":2227,"level":1188,"listItem":1189,"markDefs":2236,"style":164},"k287",[2228,2232],{"_key":2229,"_type":147,"marks":2230,"text":2231},"k285",[1268],"Ongoing APR: ",{"_key":2233,"_type":147,"marks":2234,"text":2235},"k286",[],"16.74%–28.49% variable",[],{"_key":2238,"_type":143,"children":2239,"markDefs":2243,"style":1719},"k290",[2240],{"_key":2241,"_type":147,"marks":2242,"text":1801},"k289",[],[],{"_key":2245,"_type":143,"children":2246,"level":1188,"listItem":1189,"markDefs":2254,"style":164},"k295",[2247,2250],{"_key":2248,"_type":147,"marks":2249,"text":2010},"k293",[1268],{"_key":2251,"_type":147,"marks":2252,"text":2253},"k294",[]," 680+",[],{"_key":2256,"_type":143,"children":2257,"level":1188,"listItem":1189,"markDefs":2266,"style":164},"k300",[2258,2262],{"_key":2259,"_type":147,"marks":2260,"text":2261},"k298",[1268],"Personal guarantee",{"_key":2263,"_type":147,"marks":2264,"text":2265},"k299",[],": Yes",[],{"_key":2268,"_type":143,"children":2269,"markDefs":2273,"style":1719},"k303",[2270],{"_key":2271,"_type":147,"marks":2272,"text":1830},"k302",[],[],{"_key":2275,"_type":143,"children":2276,"level":1188,"listItem":1189,"markDefs":2281,"style":164},"k306",[2277],{"_key":2278,"_type":147,"marks":2279,"text":2280},"k305",[],"2× transferable points with no annual fee, which itself is a rare combination",[],{"_key":2283,"_type":143,"children":2284,"level":1188,"listItem":1189,"markDefs":2289,"style":164},"k309",[2285],{"_key":2286,"_type":147,"marks":2287,"text":2288},"k308",[],"0% intro APR is useful for early-stage financing",[],{"_key":2291,"_type":143,"children":2292,"level":1188,"listItem":1189,"markDefs":2297,"style":164},"k312",[2293],{"_key":2294,"_type":147,"marks":2295,"text":2296},"k311",[],"Points don't expire as long as the account is open",[],{"_key":2299,"_type":143,"children":2300,"level":1188,"listItem":1189,"markDefs":2305,"style":164},"k315",[2301],{"_key":2302,"_type":147,"marks":2303,"text":2304},"k314",[],"No annual fee makes it easy to keep long-term as a base card",[],{"_key":2307,"_type":143,"children":2308,"markDefs":2312,"style":1719},"k318",[2309],{"_key":2310,"_type":147,"marks":2311,"text":1865},"k317",[],[],{"_key":2314,"_type":143,"children":2315,"level":1188,"listItem":1189,"markDefs":2320,"style":164},"k321",[2316],{"_key":2317,"_type":147,"marks":2318,"text":2319},"k320",[],"2× earn rate drops to 1× after USD $50,000 in annual spend",[],{"_key":2322,"_type":143,"children":2323,"level":1188,"listItem":1189,"markDefs":2328,"style":164},"k324",[2324],{"_key":2325,"_type":147,"marks":2326,"text":2327},"k323",[],"2.7% foreign transaction fee",[],{"_key":2330,"_type":143,"children":2331,"level":1188,"listItem":1189,"markDefs":2336,"style":164},"k327",[2332],{"_key":2333,"_type":147,"marks":2334,"text":2335},"k326",[],"The welcome bonus is significantly smaller than most competitors",[],{"_key":2338,"_type":143,"children":2339,"level":1188,"listItem":1189,"markDefs":2344,"style":164},"k330",[2340],{"_key":2341,"_type":147,"marks":2342,"text":2343},"k329",[],"Membership Rewards points need partner transfers to maximize value — cash back redemption rate is only 0.6 cents\u002F point",[],{"_key":2346,"_type":143,"children":2347,"markDefs":2352,"style":1674},"k333",[2348],{"_key":2349,"_type":147,"marks":2350,"text":2351},"k332",[],"4. Wells Fargo Signify Business Cash® Card",[],{"_key":2354,"_type":143,"children":2355,"markDefs":2363,"style":164},"k338",[2356,2359],{"_key":2357,"_type":147,"marks":2358,"text":1900},"k336",[1268],{"_key":2360,"_type":147,"marks":2361,"text":2362},"k337",[],"Uncapped 2% cash back with no annual fee. It is one of the strongest flat-rate no-fee options in 2026.",[],{"_key":2365,"_type":143,"children":2366,"markDefs":2380,"style":164},"k346",[2367,2371,2376],{"_key":2368,"_type":147,"marks":2369,"text":2370},"k343",[],"The Wells Fargo Signify Business Cash currently sets the standard for no annual fee business credit cards. Unlimited 2% cash rewards on all purchases. It’s a combination previously only found on cards with annual fees. The ",{"_key":2372,"_type":147,"marks":2373,"text":2375},"k344",[2374],"k340","USD $500 welcome bonus",{"_key":2377,"_type":147,"marks":2378,"text":2379},"k345",[]," (after USD $5,000 in 3 months) and 0% intro APR for 12 months round out a card that outperforms most competing no-fee cash-back options on every measurable metric.",[2381],{"_key":2374,"_type":161,"externalUrl":2382,"linkType":163},"https:\u002F\u002Fcreditcards.wellsfargo.com\u002Fbusiness-credit-cards\u002Fsignify-business-cash-credit-card\u002F",{"_key":2384,"_type":143,"children":2385,"markDefs":2390,"style":164},"k349",[2386],{"_key":2387,"_type":147,"marks":2388,"text":2389},"k348",[],"It's worth noting that Wells Fargo approvals can be selective. For instance, prior banking relationships with Wells Fargo improve approval odds.",[],{"_key":2392,"_type":143,"children":2393,"markDefs":2397,"style":1719},"k352",[2394],{"_key":2395,"_type":147,"marks":2396,"text":1930},"k351",[],[],{"_key":2399,"_type":143,"children":2400,"level":1188,"listItem":1189,"markDefs":2405,"style":164},"k355",[2401],{"_key":2402,"_type":147,"marks":2403,"text":2404},"k354",[],"Unlimited 2% cash rewards on all business purchases",[],{"_key":2407,"_type":143,"children":2408,"level":1188,"listItem":1189,"markDefs":2413,"style":164},"k358",[2409],{"_key":2410,"_type":147,"marks":2411,"text":2412},"k357",[],"USD $500 cash rewards bonus after USD $5,000 in spend within 3 months",[],{"_key":2415,"_type":143,"children":2416,"level":1188,"listItem":1189,"markDefs":2421,"style":164},"k361",[2417],{"_key":2418,"_type":147,"marks":2419,"text":2420},"k360",[],"0% intro APR on purchases for 12 months from account opening",[],{"_key":2423,"_type":143,"children":2424,"level":1188,"listItem":1189,"markDefs":2429,"style":164},"k364",[2425],{"_key":2426,"_type":147,"marks":2427,"text":2428},"k363",[],"Free Priority Pass membership (pay-per-visit lounge fee applies — not complimentary access)",[],{"_key":2431,"_type":143,"children":2432,"level":1188,"listItem":1189,"markDefs":2437,"style":164},"k367",[2433],{"_key":2434,"_type":147,"marks":2435,"text":2436},"k366",[],"Travel Accident Insurance (up to USD $250,000)",[],{"_key":2439,"_type":143,"children":2440,"level":1188,"listItem":1189,"markDefs":2445,"style":164},"k370",[2441],{"_key":2442,"_type":147,"marks":2443,"text":2444},"k369",[],"Baggage Delay Reimbursement",[],{"_key":2447,"_type":143,"children":2448,"level":1188,"listItem":1189,"markDefs":2453,"style":164},"k373",[2449],{"_key":2450,"_type":147,"marks":2451,"text":2452},"k372",[],"Rental car coverage",[],{"_key":2455,"_type":143,"children":2456,"level":1188,"listItem":1189,"markDefs":2461,"style":164},"k376",[2457],{"_key":2458,"_type":147,"marks":2459,"text":2460},"k375",[],"Free employee cards",[],{"_key":2463,"_type":143,"children":2464,"markDefs":2468,"style":1719},"k379",[2465],{"_key":2466,"_type":147,"marks":2467,"text":1763},"k378",[],[],{"_key":2470,"_type":143,"children":2471,"level":1188,"listItem":1189,"markDefs":2480,"style":164},"k384",[2472,2476],{"_key":2473,"_type":147,"marks":2474,"text":2475},"k382",[1268],"Annual fee:",{"_key":2477,"_type":147,"marks":2478,"text":2479},"k383",[]," USD $0",[],{"_key":2482,"_type":143,"children":2483,"level":1188,"listItem":1189,"markDefs":2490,"style":164},"k389",[2484,2487],{"_key":2485,"_type":147,"marks":2486,"text":2219},"k387",[1268],{"_key":2488,"_type":147,"marks":2489,"text":2223},"k388",[],[],{"_key":2492,"_type":143,"children":2493,"level":1188,"listItem":1189,"markDefs":2501,"style":164},"k394",[2494,2497],{"_key":2495,"_type":147,"marks":2496,"text":2231},"k392",[1268],{"_key":2498,"_type":147,"marks":2499,"text":2500},"k393",[],"16.74%–24.74% variable",[],{"_key":2503,"_type":143,"children":2504,"markDefs":2508,"style":1719},"k397",[2505],{"_key":2506,"_type":147,"marks":2507,"text":1801},"k396",[],[],{"_key":2510,"_type":143,"children":2511,"level":1188,"listItem":1189,"markDefs":2518,"style":164},"k402",[2512,2515],{"_key":2513,"_type":147,"marks":2514,"text":1808},"k400",[1268],{"_key":2516,"_type":147,"marks":2517,"text":1812},"k401",[],[],{"_key":2520,"_type":143,"children":2521,"level":1188,"listItem":1189,"markDefs":2528,"style":164},"k407",[2522,2525],{"_key":2523,"_type":147,"marks":2524,"text":2021},"k405",[1268],{"_key":2526,"_type":147,"marks":2527,"text":2024},"k406",[],[],{"_key":2530,"_type":143,"children":2531,"markDefs":2535,"style":1719},"k410",[2532],{"_key":2533,"_type":147,"marks":2534,"text":1830},"k409",[],[],{"_key":2537,"_type":143,"children":2538,"level":1188,"listItem":1189,"markDefs":2543,"style":164},"k413",[2539],{"_key":2540,"_type":147,"marks":2541,"text":2542},"k412",[],"Unlimited 2% cash back with no cap, which is rare for a no-fee business card",[],{"_key":2545,"_type":143,"children":2546,"level":1188,"listItem":1189,"markDefs":2551,"style":164},"k416",[2547],{"_key":2548,"_type":147,"marks":2549,"text":2550},"k415",[],"USD $500 welcome bonus with a reachable spend requirement",[],{"_key":2553,"_type":143,"children":2554,"level":1188,"listItem":1189,"markDefs":2558,"style":164},"k419",[2555],{"_key":2556,"_type":147,"marks":2557,"text":2288},"k418",[],[],{"_key":2560,"_type":143,"children":2561,"level":1188,"listItem":1189,"markDefs":2566,"style":164},"k422",[2562],{"_key":2563,"_type":147,"marks":2564,"text":2565},"k421",[],"Travel protections are better than most cash-back cards at this fee level",[],{"_key":2568,"_type":143,"children":2569,"markDefs":2573,"style":1719},"k425",[2570],{"_key":2571,"_type":147,"marks":2572,"text":1865},"k424",[],[],{"_key":2575,"_type":143,"children":2576,"level":1188,"listItem":1189,"markDefs":2580,"style":164},"k428",[2577],{"_key":2578,"_type":147,"marks":2579,"text":1872},"k427",[],[],{"_key":2582,"_type":143,"children":2583,"level":1188,"listItem":1189,"markDefs":2588,"style":164},"k431",[2584],{"_key":2585,"_type":147,"marks":2586,"text":2587},"k430",[],"No purchase protection or extended warranty",[],{"_key":2590,"_type":143,"children":2591,"level":1188,"listItem":1189,"markDefs":2596,"style":164},"k434",[2592],{"_key":2593,"_type":147,"marks":2594,"text":2595},"k433",[],"Wells Fargo approval can require a prior banking relationship",[],{"_key":2598,"_type":143,"children":2599,"level":1188,"listItem":1189,"markDefs":2604,"style":164},"k437",[2600],{"_key":2601,"_type":147,"marks":2602,"text":2603},"k436",[],"Priority Pass is pay-per-visit, not complimentary lounge access",[],{"_key":2606,"_type":143,"children":2607,"markDefs":2612,"style":1674},"k440",[2608],{"_key":2609,"_type":147,"marks":2610,"text":2611},"k439",[],"5. Valley Visa® Secured Business Credit Card",[],{"_key":2614,"_type":143,"children":2615,"markDefs":2623,"style":164},"k445",[2616,2619],{"_key":2617,"_type":147,"marks":2618,"text":1900},"k443",[1268],{"_key":2620,"_type":147,"marks":2621,"text":2622},"k444",[],"If you are building business credit from scratch. It is one of the most favored business credit cards for bad credit or no credit",[],{"_key":2625,"_type":143,"children":2626,"markDefs":2640,"style":164},"k453",[2627,2631,2636],{"_key":2628,"_type":147,"marks":2629,"text":2630},"k450",[],"The Valley Secured Business Visa is a secured business credit card: your credit limit equals your security deposit. It's not a rewards card, a credit-building tool for new LLCs, sole proprietors with no business credit history, or founders whose personal credit doesn't qualify for unsecured cards. It reports to business credit bureaus, requires no personal credit check, and has ",{"_key":2632,"_type":147,"marks":2633,"text":2635},"k451",[2634],"k447","no personal guarantee",{"_key":2637,"_type":147,"marks":2638,"text":2639},"k452",[]," requirement.",[2641],{"_key":2634,"_type":161,"externalUrl":2642,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbusiness-credit-cards-with-no-personal-guarantee",{"_key":2644,"_type":143,"children":2645,"markDefs":2650,"style":164},"k456",[2646],{"_key":2647,"_type":147,"marks":2648,"text":2649},"k455",[],"If you're looking for the best business credit cards with no credit or business credit cards for bad credit, a secured card is typically your starting point before qualifying for anything on this list.",[],{"_key":2652,"_type":143,"children":2653,"markDefs":2657,"style":1719},"k459",[2654],{"_key":2655,"_type":147,"marks":2656,"text":1930},"k458",[],[],{"_key":2659,"_type":143,"children":2660,"level":1188,"listItem":1189,"markDefs":2665,"style":164},"k462",[2661],{"_key":2662,"_type":147,"marks":2663,"text":2664},"k461",[],"Credit limit equal to security deposit",[],{"_key":2667,"_type":143,"children":2668,"level":1188,"listItem":1189,"markDefs":2678,"style":164},"k468",[2669,2673],{"_key":2670,"_type":147,"marks":2671,"text":2672},"k466",[],"Reports to business credit bureaus, thus helping establish a ",{"_key":2674,"_type":147,"marks":2675,"text":2677},"k467",[2676],"k464","business credit profile",[2679],{"_key":2676,"_type":161,"externalUrl":2680,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbusiness-credit-score",{"_key":2682,"_type":143,"children":2683,"level":1188,"listItem":1189,"markDefs":2688,"style":164},"k471",[2684],{"_key":2685,"_type":147,"marks":2686,"text":2687},"k470",[],"No personal credit check required",[],{"_key":2690,"_type":143,"children":2691,"level":1188,"listItem":1189,"markDefs":2696,"style":164},"k474",[2692],{"_key":2693,"_type":147,"marks":2694,"text":2695},"k473",[],"No personal guarantee required",[],{"_key":2698,"_type":143,"children":2699,"level":1188,"listItem":1189,"markDefs":2704,"style":164},"k477",[2700],{"_key":2701,"_type":147,"marks":2702,"text":2703},"k476",[],"Basic expense tracking",[],{"_key":2706,"_type":143,"children":2707,"level":1188,"listItem":1189,"markDefs":2712,"style":164},"k480",[2708],{"_key":2709,"_type":147,"marks":2710,"text":2711},"k479",[],"Visa network acceptance globally",[],{"_key":2714,"_type":143,"children":2715,"markDefs":2719,"style":1719},"k483",[2716],{"_key":2717,"_type":147,"marks":2718,"text":1763},"k482",[],[],{"_key":2721,"_type":143,"children":2722,"level":1188,"listItem":1189,"markDefs":2730,"style":164},"k488",[2723,2726],{"_key":2724,"_type":147,"marks":2725,"text":1977},"k486",[1268],{"_key":2727,"_type":147,"marks":2728,"text":2729},"k487",[],"$0–$95 (varies by program)",[],{"_key":2732,"_type":143,"children":2733,"level":1188,"listItem":1189,"markDefs":2743,"style":164},"k494",[2734,2738],{"_key":2735,"_type":147,"marks":2736,"text":2737},"k492",[1268],"APR: ",{"_key":2739,"_type":147,"marks":2740,"text":2742},"k493",[2741],"k490","15%–27.25% variable",[2744],{"_key":2741,"_type":161,"externalUrl":2745,"linkType":163},"https:\u002F\u002Fvalley.com\u002Fcontent\u002Fdam\u002Fvalley\u002Fpdfs\u002Fbusiness-credit-card-rates-and-terms\u002FSecured%20Card%20disclosure-10-01-24-ADA.pdf",{"_key":2747,"_type":143,"children":2748,"markDefs":2752,"style":1719},"k497",[2749],{"_key":2750,"_type":147,"marks":2751,"text":1801},"k496",[],[],{"_key":2754,"_type":143,"children":2755,"level":1188,"listItem":1189,"markDefs":2764,"style":164},"k502",[2756,2760],{"_key":2757,"_type":147,"marks":2758,"text":2759},"k500",[1268],"Credit score: ",{"_key":2761,"_type":147,"marks":2762,"text":2763},"k501",[],"Low (usually not required)",[],{"_key":2766,"_type":143,"children":2767,"level":1188,"listItem":1189,"markDefs":2776,"style":164},"k507",[2768,2772],{"_key":2769,"_type":147,"marks":2770,"text":2771},"k505",[1268],"Security deposit: ",{"_key":2773,"_type":147,"marks":2774,"text":2775},"k506",[],"110% of your desired credit limit",[],{"_key":2778,"_type":143,"children":2779,"markDefs":2783,"style":1719},"k510",[2780],{"_key":2781,"_type":147,"marks":2782,"text":1830},"k509",[],[],{"_key":2785,"_type":143,"children":2786,"level":1188,"listItem":1189,"markDefs":2791,"style":164},"k513",[2787],{"_key":2788,"_type":147,"marks":2789,"text":2790},"k512",[],"No personal credit check makes it accessible to businesses with no credit history",[],{"_key":2793,"_type":143,"children":2794,"level":1188,"listItem":1189,"markDefs":2798,"style":164},"k516",[2795],{"_key":2796,"_type":147,"marks":2797,"text":2695},"k515",[],[],{"_key":2800,"_type":143,"children":2801,"level":1188,"listItem":1189,"markDefs":2811,"style":164},"k522",[2802,2806],{"_key":2803,"_type":147,"marks":2804,"text":2805},"k520",[],"Reports activity to business credit bureaus, building a formal ",{"_key":2807,"_type":147,"marks":2808,"text":2810},"k521",[2809],"k518","LLC credit profile",[2812],{"_key":2809,"_type":161,"externalUrl":2813,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fllc-credit-score-90c7d",{"_key":2815,"_type":143,"children":2816,"level":1188,"listItem":1189,"markDefs":2821,"style":164},"k525",[2817],{"_key":2818,"_type":147,"marks":2819,"text":2820},"k524",[],"Entry point when no unsecured card will approve you",[],{"_key":2823,"_type":143,"children":2824,"markDefs":2828,"style":1719},"k528",[2825],{"_key":2826,"_type":147,"marks":2827,"text":1865},"k527",[],[],{"_key":2830,"_type":143,"children":2831,"level":1188,"listItem":1189,"markDefs":2836,"style":164},"k531",[2832],{"_key":2833,"_type":147,"marks":2834,"text":2835},"k530",[],"Requires a security deposit that ties up working capital",[],{"_key":2838,"_type":143,"children":2839,"level":1188,"listItem":1189,"markDefs":2844,"style":164},"k534",[2840],{"_key":2841,"_type":147,"marks":2842,"text":2843},"k533",[],"Limited perks",[],{"_key":2846,"_type":143,"children":2847,"level":1188,"listItem":1189,"markDefs":2852,"style":164},"k537",[2848],{"_key":2849,"_type":147,"marks":2850,"text":2851},"k536",[],"Annual fee (variable) reduces the value on a card with no earn rate",[],{"_key":2854,"_type":143,"children":2855,"level":1188,"listItem":1189,"markDefs":2860,"style":164},"k540",[2856],{"_key":2857,"_type":147,"marks":2858,"text":2859},"k539",[],"No travel perks, no expense integrations, no accounting tools",[],{"_key":2862,"_type":143,"children":2863,"markDefs":2868,"style":1674},"k543",[2864],{"_key":2865,"_type":147,"marks":2866,"text":2867},"k542",[],"6. Chase Ink Business Preferred®",[],{"_key":2870,"_type":143,"children":2871,"markDefs":2879,"style":164},"k548",[2872,2875],{"_key":2873,"_type":147,"marks":2874,"text":1900},"k546",[1268],{"_key":2876,"_type":147,"marks":2877,"text":2878},"k547",[],"Travel rewards and the strongest welcome bonus in its fee tier.",[],{"_key":2881,"_type":143,"children":2882,"markDefs":2896,"style":164},"k556",[2883,2887,2892],{"_key":2884,"_type":147,"marks":2885,"text":2886},"k553",[],"The Chase Ink Business Preferred is the most rewarding annual fee business credit card for founders who travel and spend on digital ads. The 100,000-point welcome bonus, worth USD $1,000 in cash or USD $1,250 in travel through Chase Ultimate Rewards, is one of the strongest offers available at this price point. The ",{"_key":2888,"_type":147,"marks":2889,"text":2891},"k554",[2890],"k550","3× earn rate",{"_key":2893,"_type":147,"marks":2894,"text":2895},"k555",[]," covers the categories most small businesses hit every month: travel, shipping, digital advertising, and internet and phone services.",[2897],{"_key":2890,"_type":161,"externalUrl":2898,"linkType":163},"https:\u002F\u002Fcreditcards.chase.com\u002Fbusiness-credit-cards\u002Fink\u002Fbusiness-preferred",{"_key":2900,"_type":143,"children":2901,"markDefs":2906,"style":164},"k559",[2902],{"_key":2903,"_type":147,"marks":2904,"text":2905},"k558",[],"It is also one of the best business credit cards for travel expenses.",[],{"_key":2908,"_type":143,"children":2909,"markDefs":2913,"style":1719},"k562",[2910],{"_key":2911,"_type":147,"marks":2912,"text":1930},"k561",[],[],{"_key":2915,"_type":143,"children":2916,"level":1188,"listItem":1189,"markDefs":2921,"style":164},"k565",[2917],{"_key":2918,"_type":147,"marks":2919,"text":2920},"k564",[],"3× points on the first USD $150,000 in combined annual spend across travel, shipping, advertising, internet, cable, and phone",[],{"_key":2923,"_type":143,"children":2924,"level":1188,"listItem":1189,"markDefs":2929,"style":164},"k568",[2925],{"_key":2926,"_type":147,"marks":2927,"text":2928},"k567",[],"1× on all other purchases with no cap",[],{"_key":2931,"_type":143,"children":2932,"level":1188,"listItem":1189,"markDefs":2937,"style":164},"k571",[2933],{"_key":2934,"_type":147,"marks":2935,"text":2936},"k570",[],"5× on Lyft rides through September 2027",[],{"_key":2939,"_type":143,"children":2940,"level":1188,"listItem":1189,"markDefs":2945,"style":164},"k574",[2941],{"_key":2942,"_type":147,"marks":2943,"text":2944},"k573",[],"100,000-point welcome bonus after USD $8,000 in spend within 3 months",[],{"_key":2947,"_type":143,"children":2948,"level":1188,"listItem":1189,"markDefs":2953,"style":164},"k577",[2949],{"_key":2950,"_type":147,"marks":2951,"text":2952},"k576",[],"Points transfer 1:1 to 10+ airline and hotel partners, including United, Hyatt, Southwest, and British Airways",[],{"_key":2955,"_type":143,"children":2956,"level":1188,"listItem":1189,"markDefs":2961,"style":164},"k580",[2957],{"_key":2958,"_type":147,"marks":2959,"text":2960},"k579",[],"Cell phone protection up to USD $1,000 per claim when you pay your bill with the card",[],{"_key":2963,"_type":143,"children":2964,"level":1188,"listItem":1189,"markDefs":2969,"style":164},"k583",[2965],{"_key":2966,"_type":147,"marks":2967,"text":2968},"k582",[],"Trip cancellation and interruption insurance, purchase protection, and auto rental coverage",[],{"_key":2971,"_type":143,"children":2972,"level":1188,"listItem":1189,"markDefs":2977,"style":164},"k586",[2973],{"_key":2974,"_type":147,"marks":2975,"text":2976},"k585",[],"Free employee cards with individual spend limits",[],{"_key":2979,"_type":143,"children":2980,"markDefs":2984,"style":1719},"k589",[2981],{"_key":2982,"_type":147,"marks":2983,"text":1763},"k588",[],[],{"_key":2986,"_type":143,"children":2987,"level":1188,"listItem":1189,"markDefs":2995,"style":164},"k594",[2988,2991],{"_key":2989,"_type":147,"marks":2990,"text":2475},"k592",[1268],{"_key":2992,"_type":147,"marks":2993,"text":2994},"k593",[]," USD $95",[],{"_key":2997,"_type":143,"children":2998,"level":1188,"listItem":1189,"markDefs":3005,"style":164},"k599",[2999,3002],{"_key":3000,"_type":147,"marks":3001,"text":1780},"k597",[1268],{"_key":3003,"_type":147,"marks":3004,"text":1990},"k598",[],[],{"_key":3007,"_type":143,"children":3008,"level":1188,"listItem":1189,"markDefs":3016,"style":164},"k604",[3009,3012],{"_key":3010,"_type":147,"marks":3011,"text":2231},"k602",[1268],{"_key":3013,"_type":147,"marks":3014,"text":3015},"k603",[],"17.74%–26.74% variable",[],{"_key":3018,"_type":143,"children":3019,"markDefs":3023,"style":1719},"k607",[3020],{"_key":3021,"_type":147,"marks":3022,"text":1801},"k606",[],[],{"_key":3025,"_type":143,"children":3026,"level":1188,"listItem":1189,"markDefs":3034,"style":164},"k612",[3027,3030],{"_key":3028,"_type":147,"marks":3029,"text":2010},"k610",[1268],{"_key":3031,"_type":147,"marks":3032,"text":3033},"k611",[]," 690+",[],{"_key":3036,"_type":143,"children":3037,"level":1188,"listItem":1189,"markDefs":3044,"style":164},"k617",[3038,3041],{"_key":3039,"_type":147,"marks":3040,"text":1819},"k615",[1268],{"_key":3042,"_type":147,"marks":3043,"text":1823},"k616",[],[],{"_key":3046,"_type":143,"children":3047,"markDefs":3051,"style":1719},"k620",[3048],{"_key":3049,"_type":147,"marks":3050,"text":1830},"k619",[],[],{"_key":3053,"_type":143,"children":3054,"level":1188,"listItem":1189,"markDefs":3059,"style":164},"k623",[3055],{"_key":3056,"_type":147,"marks":3057,"text":3058},"k622",[],"Best-in-class welcome bonus for a USD $95 card",[],{"_key":3061,"_type":143,"children":3062,"level":1188,"listItem":1189,"markDefs":3067,"style":164},"k626",[3063],{"_key":3064,"_type":147,"marks":3065,"text":3066},"k625",[],"3× categories align with real business spend, not just travel",[],{"_key":3069,"_type":143,"children":3070,"level":1188,"listItem":1189,"markDefs":3075,"style":164},"k629",[3071],{"_key":3072,"_type":147,"marks":3073,"text":3074},"k628",[],"Points transfer to 10+ airline and hotel programmes for higher redemption value",[],{"_key":3077,"_type":143,"children":3078,"level":1188,"listItem":1189,"markDefs":3083,"style":164},"k632",[3079],{"_key":3080,"_type":147,"marks":3081,"text":3082},"k631",[],"Cell phone protection is a practical, often overlooked perk",[],{"_key":3085,"_type":143,"children":3086,"markDefs":3090,"style":1719},"k635",[3087],{"_key":3088,"_type":147,"marks":3089,"text":1865},"k634",[],[],{"_key":3092,"_type":143,"children":3093,"level":1188,"listItem":1189,"markDefs":3097,"style":164},"k638",[3094],{"_key":3095,"_type":147,"marks":3096,"text":1879},"k637",[],[],{"_key":3099,"_type":143,"children":3100,"level":1188,"listItem":1189,"markDefs":3105,"style":164},"k641",[3101],{"_key":3102,"_type":147,"marks":3103,"text":3104},"k640",[],"No intro APR, making it less useful as a financing tool",[],{"_key":3107,"_type":143,"children":3108,"level":1188,"listItem":1189,"markDefs":3113,"style":164},"k644",[3109],{"_key":3110,"_type":147,"marks":3111,"text":3112},"k643",[],"3× earn rate capped at USD $150,000 in combined annual spend",[],{"_key":3115,"_type":143,"children":3116,"level":1188,"listItem":1189,"markDefs":3121,"style":164},"k647",[3117],{"_key":3118,"_type":147,"marks":3119,"text":3120},"k646",[],"No lounge access or travel credits at this fee tier",[],{"_key":3123,"_type":143,"children":3124,"markDefs":3129,"style":1674},"k650",[3125],{"_key":3126,"_type":147,"marks":3127,"text":3128},"k649",[],"7. Capital One Venture X Business",[],{"_key":3131,"_type":143,"children":3132,"markDefs":3140,"style":164},"k655",[3133,3136],{"_key":3134,"_type":147,"marks":3135,"text":1900},"k653",[1268],{"_key":3137,"_type":147,"marks":3138,"text":3139},"k654",[],"Frequent business travellers who want lounge access and a meaningful annual travel credit.",[],{"_key":3142,"_type":143,"children":3143,"markDefs":3148,"style":164},"k658",[3144],{"_key":3145,"_type":147,"marks":3146,"text":3147},"k657",[],"The Capital One Venture X Business sits between mid-tier and premium: a USD $395 annual fee that comes with airport lounge access, a USD $300 annual travel credit via Capital One Business Travel, and one of the highest miles earn rates available on a business card. For founders who travel regularly, the lounge access and travel credit together can bring the effective net annual cost closer to USD $95, competitive with cards that offer far fewer benefits.",[],{"_key":3150,"_type":143,"children":3151,"markDefs":3156,"style":164},"k661",[3152],{"_key":3153,"_type":147,"marks":3154,"text":3155},"k660",[],"It operates as a charge card with no preset spending limit, and requires a personal guarantee.",[],{"_key":3158,"_type":143,"children":3159,"markDefs":3163,"style":1719},"k664",[3160],{"_key":3161,"_type":147,"marks":3162,"text":1930},"k663",[],[],{"_key":3165,"_type":143,"children":3166,"level":1188,"listItem":1189,"markDefs":3171,"style":164},"k667",[3167],{"_key":3168,"_type":147,"marks":3169,"text":3170},"k666",[],"10× miles on hotels and rental cars booked through Capital One Business Travel",[],{"_key":3173,"_type":143,"children":3174,"level":1188,"listItem":1189,"markDefs":3179,"style":164},"k670",[3175],{"_key":3176,"_type":147,"marks":3177,"text":3178},"k669",[],"5× miles on flights booked through Capital One Business Travel",[],{"_key":3181,"_type":143,"children":3182,"level":1188,"listItem":1189,"markDefs":3187,"style":164},"k673",[3183],{"_key":3184,"_type":147,"marks":3185,"text":3186},"k672",[],"2× miles on all other purchases",[],{"_key":3189,"_type":143,"children":3190,"level":1188,"listItem":1189,"markDefs":3200,"style":164},"k679",[3191,3196],{"_key":3192,"_type":147,"marks":3193,"text":3195},"k677",[3194],"k674","USD $300 annual travel credit",{"_key":3197,"_type":147,"marks":3198,"text":3199},"k678",[]," (applied to bookings via Capital One Business Travel)",[3201],{"_key":3194,"_type":161,"externalUrl":3202,"linkType":163},"https:\u002F\u002Fwww.capitalone.com\u002Fsmall-business\u002Fcredit-cards\u002Fventure-x-business\u002F",{"_key":3204,"_type":143,"children":3205,"level":1188,"listItem":1189,"markDefs":3210,"style":164},"k682",[3206],{"_key":3207,"_type":147,"marks":3208,"text":3209},"k681",[],"Airport lounge access through Capital One Lounges and Priority Pass Select",[],{"_key":3212,"_type":143,"children":3213,"level":1188,"listItem":1189,"markDefs":3218,"style":164},"k685",[3214],{"_key":3215,"_type":147,"marks":3216,"text":3217},"k684",[],"No preset spending limit",[],{"_key":3220,"_type":143,"children":3221,"level":1188,"listItem":1189,"markDefs":3225,"style":164},"k688",[3222],{"_key":3223,"_type":147,"marks":3224,"text":2460},"k687",[],[],{"_key":3227,"_type":143,"children":3228,"level":1188,"listItem":1189,"markDefs":3232,"style":164},"k691",[3229],{"_key":3230,"_type":147,"marks":3231,"text":1960},"k690",[],[],{"_key":3234,"_type":143,"children":3235,"level":1188,"listItem":1189,"markDefs":3240,"style":164},"k694",[3236],{"_key":3237,"_type":147,"marks":3238,"text":3239},"k693",[],"Global Entry or TSA PreCheck statement credit up to USD $120 every 4 years",[],{"_key":3242,"_type":143,"children":3243,"markDefs":3247,"style":1719},"k697",[3244],{"_key":3245,"_type":147,"marks":3246,"text":1763},"k696",[],[],{"_key":3249,"_type":143,"children":3250,"level":1188,"listItem":1189,"markDefs":3257,"style":164},"k702",[3251,3254],{"_key":3252,"_type":147,"marks":3253,"text":1977},"k700",[1268],{"_key":3255,"_type":147,"marks":3256,"text":1630},"k701",[],[],{"_key":3259,"_type":143,"children":3260,"level":1188,"listItem":1189,"markDefs":3273,"style":164},"k709",[3261,3265,3269],{"_key":3262,"_type":147,"marks":3263,"text":3264},"k706",[],"I",{"_key":3266,"_type":147,"marks":3267,"text":3268},"k707",[1268],"ntro APR:",{"_key":3270,"_type":147,"marks":3271,"text":3272},"k708",[]," None",[],{"_key":3275,"_type":143,"children":3276,"level":1188,"listItem":1189,"markDefs":3284,"style":164},"k714",[3277,3280],{"_key":3278,"_type":147,"marks":3279,"text":2231},"k712",[1268],{"_key":3281,"_type":147,"marks":3282,"text":3283},"k713",[],"N\u002FA (charge card — balance due in full each month)",[],{"_key":3286,"_type":143,"children":3287,"markDefs":3291,"style":1719},"k717",[3288],{"_key":3289,"_type":147,"marks":3290,"text":1801},"k716",[],[],{"_key":3293,"_type":143,"children":3294,"level":1188,"listItem":1189,"markDefs":3302,"style":164},"k722",[3295,3298],{"_key":3296,"_type":147,"marks":3297,"text":2759},"k720",[1268],{"_key":3299,"_type":147,"marks":3300,"text":3301},"k721",[],"720+",[],{"_key":3304,"_type":143,"children":3305,"level":1188,"listItem":1189,"markDefs":3312,"style":164},"k727",[3306,3309],{"_key":3307,"_type":147,"marks":3308,"text":2021},"k725",[1268],{"_key":3310,"_type":147,"marks":3311,"text":2024},"k726",[],[],{"_key":3314,"_type":143,"children":3315,"markDefs":3319,"style":1719},"k730",[3316],{"_key":3317,"_type":147,"marks":3318,"text":1830},"k729",[],[],{"_key":3321,"_type":143,"children":3322,"level":1188,"listItem":1189,"markDefs":3327,"style":164},"k733",[3323],{"_key":3324,"_type":147,"marks":3325,"text":3326},"k732",[],"Lounge access is a genuine differentiator at this fee level",[],{"_key":3329,"_type":143,"children":3330,"level":1188,"listItem":1189,"markDefs":3335,"style":164},"k736",[3331],{"_key":3332,"_type":147,"marks":3333,"text":3334},"k735",[],"USD $300 travel credit reduces the effective annual cost to approximately USD $95 for regular portal users",[],{"_key":3337,"_type":143,"children":3338,"level":1188,"listItem":1189,"markDefs":3343,"style":164},"k739",[3339],{"_key":3340,"_type":147,"marks":3341,"text":3342},"k738",[],"10× and 5× rates on Capital One Business Travel bookings are among the highest available",[],{"_key":3345,"_type":143,"children":3346,"level":1188,"listItem":1189,"markDefs":3350,"style":164},"k742",[3347],{"_key":3348,"_type":147,"marks":3349,"text":1960},"k741",[],[],{"_key":3352,"_type":143,"children":3353,"markDefs":3357,"style":1719},"k745",[3354],{"_key":3355,"_type":147,"marks":3356,"text":1865},"k744",[],[],{"_key":3359,"_type":143,"children":3360,"level":1188,"listItem":1189,"markDefs":3365,"style":164},"k748",[3361],{"_key":3362,"_type":147,"marks":3363,"text":3364},"k747",[],"Welcome bonus requires USD $30,000 in spend within 3 months, which is a high bar for many small businesses",[],{"_key":3367,"_type":143,"children":3368,"level":1188,"listItem":1189,"markDefs":3373,"style":164},"k751",[3369],{"_key":3370,"_type":147,"marks":3371,"text":3372},"k750",[],"Full rewards value requires booking through Capital One's travel portal rather than directly with airlines or hotels",[],{"_key":3375,"_type":143,"children":3376,"level":1188,"listItem":1189,"markDefs":3380,"style":164},"k754",[3377],{"_key":3378,"_type":147,"marks":3379,"text":1879},"k753",[],[],{"_key":3382,"_type":143,"children":3383,"level":1188,"listItem":1189,"markDefs":3388,"style":164},"k757",[3384],{"_key":3385,"_type":147,"marks":3386,"text":3387},"k756",[],"Premium perks only deliver full value for frequent travellers",[],{"_key":3390,"_type":143,"children":3391,"markDefs":3396,"style":1180},"k760",[3392],{"_key":3393,"_type":147,"marks":3394,"text":3395},"k759",[],"Compare business credit cards: Which card fits your business stage",[],{"_key":3398,"_type":1236,"columnHeaders":3399,"hasColumnTitles":602,"hasRowTitles":119,"rows":3406},"k761",[3400,3402,3404],{"_key":1176,"_type":1239,"cellIndex":1240,"title":3401},"Business stage",{"_key":1173,"_type":1239,"cellIndex":1188,"title":3403},"What to prioritize",{"_key":1245,"_type":1239,"cellIndex":1246,"title":3405},"Best options",[3407,3435,3462],{"_key":1185,"_type":1257,"cells":3408},[3409,3418,3427],{"_key":1182,"_type":1260,"content":3410},[3411],{"_key":3412,"_type":143,"children":3413,"markDefs":3417,"style":164},"k36",[3414],{"_key":1357,"_type":147,"marks":3415,"text":3416},[1268],"New LLCs and businesses with no credit history",[],{"_key":3419,"_type":1260,"content":3420},"k8",[3421],{"_key":1371,"_type":143,"children":3422,"markDefs":3426,"style":164},[3423],{"_key":1368,"_type":147,"marks":3424,"text":3425},[],"Access and credit building. The goal is getting approved without putting personal credit at risk, while actively building a business credit profile",[],{"_key":1199,"_type":1260,"content":3428},[3429],{"_key":1382,"_type":143,"children":3430,"markDefs":3434,"style":164},[3431],{"_key":1694,"_type":147,"marks":3432,"text":3433},[],"Valley Visa® Secured Business Credit Card, Chase Ink Business Unlimited, or Chase Ink Business Preferred®",[],{"_key":3436,"_type":1257,"cells":3437},"k14",[3438,3446,3454],{"_key":1214,"_type":1260,"content":3439},[3440],{"_key":1393,"_type":143,"children":3441,"markDefs":3445,"style":164},[3442],{"_key":1689,"_type":147,"marks":3443,"text":3444},[1268],"Early-stage businesses (operational but not yet scaling)",[],{"_key":1222,"_type":1260,"content":3447},[3448],{"_key":1403,"_type":143,"children":3449,"markDefs":3453,"style":164},[3450],{"_key":1686,"_type":147,"marks":3451,"text":3452},[],"Financing flexibility and low-cost rewards. At this stage, managing cash flow matters more than maximizing earn rates",[],{"_key":1230,"_type":1260,"content":3455},[3456],{"_key":1414,"_type":143,"children":3457,"markDefs":3461,"style":164},[3458],{"_key":1704,"_type":147,"marks":3459,"text":3460},[],"Chase Ink Business Unlimited or American Express Blue Business Plus",[],{"_key":3463,"_type":1257,"cells":3464},"k24",[3465,3474,3484],{"_key":3466,"_type":1260,"content":3467},"k25",[3468],{"_key":1425,"_type":143,"children":3469,"markDefs":3473,"style":164},[3470],{"_key":1712,"_type":147,"marks":3471,"text":3472},[1268],"Growth-stage businesses with consistent monthly spend",[],{"_key":1655,"_type":1260,"content":3475},[3476],{"_key":3477,"_type":143,"children":3478,"markDefs":3483,"style":164},"k57",[3479],{"_key":3480,"_type":147,"marks":3481,"text":3482},"k56",[],"Maximizing returns on spend that's already happening. The priority shifts from access to optimization",[],{"_key":3485,"_type":1260,"content":3486},"k31",[3487],{"_key":1730,"_type":143,"children":3488,"markDefs":3492,"style":164},[3489],{"_key":1726,"_type":147,"marks":3490,"text":3491},[],"Wells Fargo Signify Business Cash, Capital One Venture X Business, or Capital One Spark Cash Plus",[],{"_key":3494,"_type":143,"children":3495,"markDefs":3500,"style":1180},"k764",[3496],{"_key":3497,"_type":147,"marks":3498,"text":3499},"k763",[],"Where Aspire fits if you do not need a traditional business credit card",[],{"_key":3502,"_type":143,"children":3503,"markDefs":3522,"style":164},"k774",[3504,3508,3513,3518],{"_key":3505,"_type":147,"marks":3506,"text":3507},"k770",[],"If your priority is a revolving credit line, APR flexibility, or credit-card rewards, a traditional business credit card may be the right fit. But if your bigger problem is controlling team spend, issuing ",{"_key":3509,"_type":147,"marks":3510,"text":3512},"k771",[3511],"k766","instant virtual cards",{"_key":3514,"_type":147,"marks":3515,"text":3517},"k772",[3516],"sup","2",{"_key":3519,"_type":147,"marks":3520,"text":3521},"k773",[],", tracking expenses, and reducing reconciliation work, a corporate card and spend management platform may be more relevant.",[3523],{"_key":3511,"_type":161,"externalUrl":3524,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fvirtual-business-credit-card",{"_key":3526,"_type":143,"children":3527,"markDefs":3547,"style":164},"k786",[3528,3532,3535,3539,3543],{"_key":3529,"_type":147,"marks":3530,"text":480},"k781",[3531],"k775",{"_key":3533,"_type":147,"marks":3534,"text":3517},"k782",[3531,3516],{"_key":3536,"_type":147,"marks":3537,"text":3538},"k783",[]," is",{"_key":3540,"_type":147,"marks":3541,"text":3542},"k784",[1268,1659]," not",{"_key":3544,"_type":147,"marks":3545,"text":3546},"k785",[]," a traditional US business credit card in the same way as Chase or American Express. It is better treated as a corporate card for businesses that want card-based spending controls, visibility, and accounting workflows rather than a conventional credit card comparison option. You can also earn 1.5% unlimited cashback^ on every spend.",[3548],{"_key":3531,"_type":161,"externalUrl":3549,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fcorporate-card",{"_key":3551,"_type":143,"children":3552,"markDefs":3557,"style":164},"k790",[3553],{"_key":3554,"_type":147,"marks":3555,"text":3556},"k789",[],"The best business credit cards help you borrow, earn rewards, or manage credit. A corporate card helps you control how money leaves the business. Founders comparing both should decide whether they need credit access first or spend control first.",[],{"slug":506,"title":507},{"_type":839,"alternativeText":3560,"height":1126,"url":3561,"width":1128},"Best business credit cards for LLCs & small businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F20f84fa01e185ab1f6a7b171ea9c3fbf\u002Fshared_cover_20f84fa0.webp",[3563,3569,3575,3581,3587],{"_key":1173,"_type":143,"children":3564,"level":1188,"listItem":1189,"markDefs":3568,"style":164},[3565],{"_key":1176,"_type":147,"marks":3566,"text":3567},[],"A business credit card is one of the first financial tools your LLC needs. It separates personal and business finances, builds your business credit profile, and acts as short-term financing before revenue stabilizes",[],{"_key":1182,"_type":143,"children":3570,"level":1188,"listItem":1189,"markDefs":3574,"style":164},[3571],{"_key":1185,"_type":147,"marks":3572,"text":3573},[],"Most small business credit cards still require a personal guarantee and a credit score of 700+. If you're starting from zero, a secured card like the Valley Visa gets you in without risking your personal credit",[],{"_key":3419,"_type":143,"children":3576,"level":1188,"listItem":1189,"markDefs":3580,"style":164},[3577],{"_key":1201,"_type":147,"marks":3578,"text":3579},[],"Some of the best business credit cards on this list charge no annual fee and two of them earn 2% cash back on everything. You don't need to pay to get a strong card",[],{"_key":1199,"_type":143,"children":3582,"level":1188,"listItem":1189,"markDefs":3586,"style":164},[3583],{"_key":1195,"_type":147,"marks":3584,"text":3585},[],"The right card depends on where your business is: new businesses need access and credit building, early-stage businesses need financing flexibility, and growth-stage businesses need to maximize returns on consistent spend",[],{"_key":1222,"_type":143,"children":3588,"level":1188,"listItem":1189,"markDefs":3598,"style":164},[3589,3592,3594],{"_key":1214,"_type":147,"marks":3590,"text":3591},[],"If your bigger problem isn't credit access but controlling team spend, tracking expenses in real time, and cutting reconciliation work, a corporate card like Aspire",{"_key":1211,"_type":147,"marks":3593,"text":3517},[3516],{"_key":3595,"_type":147,"marks":3596,"text":3597},"k17",[]," may be a better fit than a traditional business credit card",[],{"heading":14,"items":369},[3601,3607,3613],{"_key":1245,"_type":143,"children":3602,"markDefs":3606,"style":164},[3603],{"_key":1173,"_type":147,"marks":3604,"text":3605},[],"As a founder of an LLC or an early-stage business, your credit card becomes your most useful tool. More than a payment method, it is a part of your overall financial foundation. It helps you draw a boundary between your personal and business finances and keeps your operations clean as you grow.",[],{"_key":1256,"_type":143,"children":3608,"markDefs":3612,"style":164},[3609],{"_key":1182,"_type":147,"marks":3610,"text":3611},[],"When you choose the best business credit cards in 2026, the reliability factor is as important as rewards. The right choice depends on your credit profile, repayment habits, monthly spend, accounting workflow, and how much control you need over team expenses.",[],{"_key":3614,"_type":143,"children":3615,"markDefs":3619,"style":164},"k9",[3616],{"_key":3419,"_type":147,"marks":3617,"text":3618},[],"We will cover the 5 best business credit cards for LLCs and small businesses: Chase Ink Business Unlimited, Capital One Spark Cash Plus, American Express Blue Business Plus, Wells Fargo Signify Business Cash Card, and Valley Visa Secured Business Credit Card.",[],"2026-08-14T10:17:48.777Z",{"_type":122,"metaDescription":3622,"metaTitle":3623,"socialShareImageUrl":3624},"Learn about the best business credit cards in the US, their key features, requirements, pros, cons, annual fee and pricing.","6 Best business credit cards for LLCs and small businesses",{"_type":839,"alternativeText":3560,"height":1126,"url":3561,"width":1128},"best-business-credit-cards",[3627,3637,3646,3656,3665,3673,3682,3692,3700],{"_key":1182,"_type":143,"children":3628,"level":1188,"listItem":1189,"markDefs":3635,"style":164},[3629,3632],{"_key":1245,"_type":147,"marks":3630,"text":1735},[3631],"k0",{"_key":1185,"_type":147,"marks":3633,"text":3634},[],"  (July 12, 2026)",[3636],{"_key":3631,"_type":161,"externalUrl":1735,"linkType":163},{"_key":1199,"_type":143,"children":3638,"level":1188,"listItem":1189,"markDefs":3644,"style":164},[3639,3641],{"_key":3614,"_type":147,"marks":3640,"text":1919},[1256],{"_key":1195,"_type":147,"marks":3642,"text":3643},[]," (July 12, 2026)",[3645],{"_key":1256,"_type":161,"externalUrl":1919,"linkType":163},{"_key":3595,"_type":143,"children":3647,"level":1188,"listItem":1189,"markDefs":3654,"style":164},[3648,3651],{"_key":1214,"_type":147,"marks":3649,"text":3650},[1204],"https:\u002F\u002Fwww.capitalone.com\u002Flearn-grow\u002Fbusiness-resources\u002Fcapital-one-spark-cash-plus-vs-spark-cash\u002F",{"_key":1211,"_type":147,"marks":3652,"text":3653},[],"  (January 8, 2026)",[3655],{"_key":1204,"_type":161,"externalUrl":3650,"linkType":163},{"_key":1235,"_type":143,"children":3657,"level":1188,"listItem":1189,"markDefs":3663,"style":164},[3658,3661],{"_key":1230,"_type":147,"marks":3659,"text":3660},[1222],"https:\u002F\u002Fwww.capitalone.com\u002Fsmall-business\u002Fcredit-cards\u002Fcharge-cards\u002F",{"_key":1227,"_type":147,"marks":3662,"text":3634},[],[3664],{"_key":1222,"_type":161,"externalUrl":3660,"linkType":163},{"_key":1335,"_type":143,"children":3666,"level":1188,"listItem":1189,"markDefs":3671,"style":164},[3667,3669],{"_key":1662,"_type":147,"marks":3668,"text":2139},[3463],{"_key":1655,"_type":147,"marks":3670,"text":3634},[],[3672],{"_key":3463,"_type":161,"externalUrl":2139,"linkType":163},{"_key":1357,"_type":143,"children":3674,"level":1188,"listItem":1189,"markDefs":3680,"style":164},[3675,3678],{"_key":1670,"_type":147,"marks":3676,"text":2382},[3677],"k30",{"_key":1667,"_type":147,"marks":3679,"text":3643},[],[3681],{"_key":3677,"_type":161,"externalUrl":2382,"linkType":163},{"_key":1694,"_type":143,"children":3683,"level":1188,"listItem":1189,"markDefs":3690,"style":164},[3684,3687],{"_key":1371,"_type":147,"marks":3685,"text":3686},[3412],"https:\u002F\u002Fwww.valley.com\u002Fbusiness\u002Fbusiness-credit-cards",{"_key":3688,"_type":147,"marks":3689,"text":3643},"k40",[],[3691],{"_key":3412,"_type":161,"externalUrl":3686,"linkType":163},{"_key":1686,"_type":143,"children":3693,"level":1188,"listItem":1189,"markDefs":3698,"style":164},[3694,3696],{"_key":1393,"_type":147,"marks":3695,"text":2745},[1382],{"_key":1697,"_type":147,"marks":3697,"text":3634},[],[3699],{"_key":1382,"_type":161,"externalUrl":2745,"linkType":163},{"_key":1712,"_type":143,"children":3701,"level":1188,"listItem":1189,"markDefs":3706,"style":164},[3702,3704],{"_key":1414,"_type":147,"marks":3703,"text":2139},[1403],{"_key":1715,"_type":147,"marks":3705,"text":3634},[],[3707],{"_key":1403,"_type":161,"externalUrl":2139,"linkType":163},1790850622403]