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With a writing history at VICE ASIA, Letterboxd, Whiteboard Journal and other reputable organisations, Bintang leverages their broad range of experiences to resources that educate audiences, build trust, and support business growth.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fbintanglestada\u002F","Writer","bintang-lestada",[1173,1182,1190,1199,1207,1217,1225,1233,1241,1249,1257,1265,1273,1281,1289,1297,1305,1313,1321,1329,1337,1345,1364,1372,1385,1397,1409,1417,1425,1433,1441,1449,1468,1476,1484,1492,1500,1508,1516,1524,1532,1540,1548,1556,1564,1572,1580,1720,1728,1736,1744,1756,1768,1780,1792,1804,1812,1820,2009,2017,2025,2033,2045,2057,2069,2081,2089,2097,2105,2113,2121,2129,2141,2149,2157,2168,2179,2190,2201,2208,2215,2223,2231,2239,2247,2258,2266,2274,2285,2296,2318,2329,2336,2344,2352,2360,2368,2380,2431,2449,2460,2478,2489,2497,2504,2512,2520,2528,2536,2547,2558,2569,2580,2587,2595,2603,2611,2619,2630,2638,2647,2666,2674,2682,2690,2698,2706,2714,2722,2730,2742,2750,2758,3062,3070,3078,3086,3094,3102,3110,3118,3126,3134,3142,3150,3158,3166,3174,3182,3190],{"_key":1174,"_type":143,"children":1175,"markDefs":1180,"style":1181},"k3",[1176],{"_key":1177,"_type":147,"marks":1178,"text":1179},"k2",[],"What are fuel cards for small businesses",[],"h2",{"_key":1183,"_type":143,"children":1184,"markDefs":1189,"style":164},"k7",[1185],{"_key":1186,"_type":147,"marks":1187,"text":1188},"k6",[],"Fuel can become a significant expense when employees spend a lot of time driving for work. 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vehicles",[],{"_key":1989,"_type":1599,"content":1990},"k366",[1991],{"_key":1992,"_type":143,"children":1993,"markDefs":1997,"style":164},"k413",[1994],{"_key":1995,"_type":147,"marks":1996,"text":1263},"k412",[],[],{"_key":1999,"_type":1599,"content":2000},"k369",[2001],{"_key":2002,"_type":143,"children":2003,"markDefs":2008,"style":164},"k416",[2004],{"_key":2005,"_type":147,"marks":2006,"text":2007},"k415",[],"Broader coverage can ensure employees can pay for both conventional fuel and EV charging when needed.",[],{"_key":2010,"_type":143,"children":2011,"markDefs":2016,"style":1181},"k420",[2012],{"_key":2013,"_type":147,"marks":2014,"text":2015},"k419",[],"Best fuel cards for small businesses",[],{"_key":2018,"_type":143,"children":2019,"markDefs":2024,"style":1198},"k424",[2020],{"_key":2021,"_type":147,"marks":2022,"text":2023},"k423",[],"AtoB fuel card",[],{"_key":2026,"_type":143,"children":2027,"markDefs":2032,"style":164},"k428",[2028],{"_key":2029,"_type":147,"marks":2030,"text":2031},"k427",[],"AtoB stands out among fuel cards for small businesses for its broad acceptance and flexibility across different types of vehicles. The card can be used anywhere Mastercard is accepted in the U.S. and supports gas, diesel, and EV charging, making it useful for mixed fleets. 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There is also a USD $35 setup fee.",[],{"_key":2058,"_type":143,"children":2059,"markDefs":2068,"style":164},"k446",[2060,2064],{"_key":2061,"_type":147,"marks":2062,"text":2063},"k444",[1378],"Discounts:",{"_key":2065,"_type":147,"marks":2066,"text":2067},"k445",[]," Diesel purchases average around USD $0.42 in savings per gallon, with some participating locations offering as much as USD $2.00 off. Regular unleaded purchases average USD $0.05 in savings per gallon. Actual savings may vary depending on the location and purchase.",[],{"_key":2070,"_type":143,"children":2071,"markDefs":2080,"style":164},"k452",[2072,2076],{"_key":2073,"_type":147,"marks":2074,"text":2075},"k450",[1378],"Example:",{"_key":2077,"_type":147,"marks":2078,"text":2079},"k451",[]," Say you have 5 vehicles, and each uses about 150 gallons of regular unleaded every month. At an average gas price of USD $3.5 per gallon:",[],{"_key":2082,"_type":143,"children":2083,"level":1214,"listItem":1215,"markDefs":2088,"style":164},"k456",[2084],{"_key":2085,"_type":147,"marks":2086,"text":2087},"k455",[],"Total monthly fuel: 5 × 150 = 750 gallons",[],{"_key":2090,"_type":143,"children":2091,"level":1214,"listItem":1215,"markDefs":2096,"style":164},"k460",[2092],{"_key":2093,"_type":147,"marks":2094,"text":2095},"k459",[],"Monthly fuel spend: 750 × USD $3.5 = USD $2625",[],{"_key":2098,"_type":143,"children":2099,"level":1214,"listItem":1215,"markDefs":2104,"style":164},"k464",[2100],{"_key":2101,"_type":147,"marks":2102,"text":2103},"k463",[],"Fuel savings: 750 × USD $0.05 = USD $37.5",[],{"_key":2106,"_type":143,"children":2107,"level":1214,"listItem":1215,"markDefs":2112,"style":164},"k468",[2108],{"_key":2109,"_type":147,"marks":2110,"text":2111},"k467",[],"Cost of 5 AtoB Unlimited cards: 5 × USD $3 = USD $15",[],{"_key":2114,"_type":143,"children":2115,"level":1214,"listItem":1215,"markDefs":2120,"style":164},"k472",[2116],{"_key":2117,"_type":147,"marks":2118,"text":2119},"k471",[],"Net monthly savings: USD $37.5 − USD $15 = USD $22.5",[],{"_key":2122,"_type":143,"children":2123,"markDefs":2128,"style":164},"k476",[2124],{"_key":2125,"_type":147,"marks":2126,"text":2127},"k475",[],"That would leave the business with around USD $22.5 in net monthly savings, or USD $270 over a year, assuming the same usage and discount.",[],{"_key":2130,"_type":143,"children":2131,"markDefs":2140,"style":164},"k482",[2132,2136],{"_key":2133,"_type":147,"marks":2134,"text":2135},"k480",[1378],"Note:",{"_key":2137,"_type":147,"marks":2138,"text":2139},"k481",[]," This example uses a USD $0.05-per-gallon discount for illustration. 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Its GPS protection can flag fuel purchases that don't match a vehicle's location, giving businesses another way to spot transactions.",[],{"_key":2158,"_type":143,"children":2159,"markDefs":2167,"style":164},"k496",[2160,2163],{"_key":2161,"_type":147,"marks":2162,"text":2039},"k494",[1378],{"_key":2164,"_type":147,"marks":2165,"text":2166},"k495",[]," Coast is available to businesses set up as corporations, LLCs, or partnerships.",[],{"_key":2169,"_type":143,"children":2170,"markDefs":2178,"style":164},"k502",[2171,2174],{"_key":2172,"_type":147,"marks":2173,"text":2051},"k500",[1378],{"_key":2175,"_type":147,"marks":2176,"text":2177},"k501",[]," Coast costs USD $4 per user per month.",[],{"_key":2180,"_type":143,"children":2181,"markDefs":2189,"style":164},"k508",[2182,2185],{"_key":2183,"_type":147,"marks":2184,"text":2063},"k506",[1378],{"_key":2186,"_type":147,"marks":2187,"text":2188},"k507",[]," Fuel purchases earn between USD $0.03 and USD $0.09 off per gallon, while other eligible spending earns 1% cash back. You’ll also earn a USD $0.01-per-gallon rebate at exempt stations that accept Visa cards.",[],{"_key":2191,"_type":143,"children":2192,"markDefs":2200,"style":164},"k514",[2193,2196],{"_key":2194,"_type":147,"marks":2195,"text":2075},"k512",[1378],{"_key":2197,"_type":147,"marks":2198,"text":2199},"k513",[]," Say you have 5 vehicles, each using 150 gallons of gas per month, at an average price of USD $3.5 per gallon:",[],{"_key":2202,"_type":143,"children":2203,"level":1214,"listItem":1215,"markDefs":2207,"style":164},"k518",[2204],{"_key":2205,"_type":147,"marks":2206,"text":2087},"k517",[],[],{"_key":2209,"_type":143,"children":2210,"level":1214,"listItem":1215,"markDefs":2214,"style":164},"k522",[2211],{"_key":2212,"_type":147,"marks":2213,"text":2095},"k521",[],[],{"_key":2216,"_type":143,"children":2217,"level":1214,"listItem":1215,"markDefs":2222,"style":164},"k526",[2218],{"_key":2219,"_type":147,"marks":2220,"text":2221},"k525",[],"Average fuel savings: 750 × USD $0.06 = USD $45",[],{"_key":2224,"_type":143,"children":2225,"level":1214,"listItem":1215,"markDefs":2230,"style":164},"k530",[2226],{"_key":2227,"_type":147,"marks":2228,"text":2229},"k529",[],"Cost of 5 Coast users: 5 × USD $4 = USD $20",[],{"_key":2232,"_type":143,"children":2233,"level":1214,"listItem":1215,"markDefs":2238,"style":164},"k534",[2234],{"_key":2235,"_type":147,"marks":2236,"text":2237},"k533",[],"Net monthly fuel savings: USD $45 − USD $20 = USD $25",[],{"_key":2240,"_type":143,"children":2241,"markDefs":2246,"style":164},"k538",[2242],{"_key":2243,"_type":147,"marks":2244,"text":2245},"k537",[],"That works out to USD $300 in net fuel savings per year, assuming the same fuel usage and average discount.",[],{"_key":2248,"_type":143,"children":2249,"markDefs":2257,"style":164},"k544",[2250,2253],{"_key":2251,"_type":147,"marks":2252,"text":2135},"k542",[1378],{"_key":2254,"_type":147,"marks":2255,"text":2256},"k543",[]," This example assumes a USD $0.06-per-gallon discount for illustration. Coast discounts can range from USD $0.03 to USD $0.09 per gallon, so actual savings will vary.",[],{"_key":2259,"_type":143,"children":2260,"markDefs":2265,"style":1198},"k548",[2261],{"_key":2262,"_type":147,"marks":2263,"text":2264},"k547",[],"Shell Business Card",[],{"_key":2267,"_type":143,"children":2268,"markDefs":2273,"style":164},"k552",[2269],{"_key":2270,"_type":147,"marks":2271,"text":2272},"k551",[],"If Shell is already where your employees tend to fill up, the Shell Card Business can keep things pretty simple for a business gas card. The card is tied to Shell's network of more than 12,000 locations across the U.S. Businesses can also track fuel spending and get maintenance discounts at participating Jiffy Lube locations.",[],{"_key":2275,"_type":143,"children":2276,"markDefs":2284,"style":164},"k558",[2277,2280],{"_key":2278,"_type":147,"marks":2279,"text":2039},"k556",[1378],{"_key":2281,"_type":147,"marks":2282,"text":2283},"k557",[]," Shell doesn't publicly list specific business-entity requirements. Applications are subject to credit approval and the account terms.",[],{"_key":2286,"_type":143,"children":2287,"markDefs":2295,"style":164},"k564",[2288,2291],{"_key":2289,"_type":147,"marks":2290,"text":2051},"k562",[1378],{"_key":2292,"_type":147,"marks":2293,"text":2294},"k563",[]," There are no setup, monthly, or annual card fees.",[],{"_key":2297,"_type":143,"children":2298,"markDefs":2315,"style":164},"k575",[2299,2302,2306,2311],{"_key":2300,"_type":147,"marks":2301,"text":2063},"k571",[1378],{"_key":2303,"_type":147,"marks":2304,"text":2305},"k572",[]," You can earn tiered rebates of up to a maximum of USD $0.06 per gallon at Shell locations, along with ",{"_key":2307,"_type":147,"marks":2308,"text":2310},"k573",[2309],"k567","15% off",{"_key":2312,"_type":147,"marks":2313,"text":2314},"k574",[]," eligible maintenance services at participating Jiffy Lube locations.",[2316],{"_key":2309,"_type":161,"externalUrl":2317,"linkType":163},"https:\u002F\u002Fwww.businessfleetsolutions.com\u002Ffuel-card\u002Fshell-card-business\u002F",{"_key":2319,"_type":143,"children":2320,"markDefs":2328,"style":164},"k581",[2321,2324],{"_key":2322,"_type":147,"marks":2323,"text":2075},"k579",[1378],{"_key":2325,"_type":147,"marks":2326,"text":2327},"k580",[]," Say you have 5 vehicles, each using 150 gallons of gas per month:",[],{"_key":2330,"_type":143,"children":2331,"level":1214,"listItem":1215,"markDefs":2335,"style":164},"k585",[2332],{"_key":2333,"_type":147,"marks":2334,"text":2087},"k584",[],[],{"_key":2337,"_type":143,"children":2338,"level":1214,"listItem":1215,"markDefs":2343,"style":164},"k589",[2339],{"_key":2340,"_type":147,"marks":2341,"text":2342},"k588",[],"Maximum fuel rebate: 750 × USD $0.06 = USD $45",[],{"_key":2345,"_type":143,"children":2346,"level":1214,"listItem":1215,"markDefs":2351,"style":164},"k593",[2347],{"_key":2348,"_type":147,"marks":2349,"text":2350},"k592",[],"Monthly card fee: USD $0",[],{"_key":2353,"_type":143,"children":2354,"level":1214,"listItem":1215,"markDefs":2359,"style":164},"k597",[2355],{"_key":2356,"_type":147,"marks":2357,"text":2358},"k596",[],"Net monthly savings: USD $45 − USD $0 = USD $45",[],{"_key":2361,"_type":143,"children":2362,"markDefs":2367,"style":164},"k601",[2363],{"_key":2364,"_type":147,"marks":2365,"text":2366},"k600",[],"At the maximum rebate, that's USD $540 in annual fuel savings, assuming the same fuel usage and rebate tier.",[],{"_key":2369,"_type":143,"children":2370,"markDefs":2379,"style":1198},"k607",[2371,2374],{"_key":2372,"_type":147,"marks":2373,"text":480},"k605",[],{"_key":2375,"_type":147,"marks":2376,"text":2378},"k606",[2377],"sup","1",[],{"_key":2381,"_type":143,"children":2382,"markDefs":2424,"style":164},"k633",[2383,2386,2389,2393,2398,2402,2406,2411,2415,2420],{"_key":2384,"_type":147,"marks":2385,"text":480},"k623",[],{"_key":2387,"_type":147,"marks":2388,"text":2378},"k624",[2377],{"_key":2390,"_type":147,"marks":2391,"text":2392},"k625",[]," takes a broader approach to fuel spending than a typical fuel card for small business. Its ",{"_key":2394,"_type":147,"marks":2395,"text":2397},"k626",[2396],"k611","corporate card",{"_key":2399,"_type":147,"marks":2400,"text":2401},"k627",[2377],"2",{"_key":2403,"_type":147,"marks":2404,"text":2405},"k628",[]," can be merchant-locked to fuel-related businesses when needed, while still being available for other business purchases. It is a ",{"_key":2407,"_type":147,"marks":2408,"text":2410},"k629",[2409],"k615","business card",{"_key":2412,"_type":147,"marks":2413,"text":2401},"k630",[2414,2377],"k617",{"_key":2416,"_type":147,"marks":2417,"text":2419},"k631",[2418],"k619"," with no personal guarantee",{"_key":2421,"_type":147,"marks":2422,"text":2423},"k632",[],", with a collateral deposit backing it for an equivalent spending limit. Helping founders keep business spending separate from their personal finances.",[2425,2427,2429,2430],{"_key":2396,"_type":161,"externalUrl":2426,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fcorporate-card",{"_key":2409,"_type":161,"externalUrl":2428,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbusiness-credit-cards-with-no-personal-guarantee",{"_key":2414,"_type":161,"externalUrl":2428,"linkType":163},{"_key":2418,"_type":161,"externalUrl":2428,"linkType":163},{"_key":2432,"_type":143,"children":2433,"markDefs":2448,"style":164},"k643",[2434,2437,2441,2444],{"_key":2435,"_type":147,"marks":2436,"text":2039},"k639",[1378],{"_key":2438,"_type":147,"marks":2439,"text":2440},"k640",[]," Available to qualifying US-incorporated businesses that meet Aspire's",{"_key":2442,"_type":147,"marks":2443,"text":2378},"k641",[2377],{"_key":2445,"_type":147,"marks":2446,"text":2447},"k642",[]," application requirements.",[],{"_key":2450,"_type":143,"children":2451,"markDefs":2459,"style":164},"k649",[2452,2455],{"_key":2453,"_type":147,"marks":2454,"text":2051},"k647",[1378],{"_key":2456,"_type":147,"marks":2457,"text":2458},"k648",[]," The basic plan has no monthly fee, with virtual employee cards available at no extra cost.",[],{"_key":2461,"_type":143,"children":2462,"markDefs":2477,"style":164},"k659",[2463,2466,2470,2473],{"_key":2464,"_type":147,"marks":2465,"text":2063},"k655",[1378],{"_key":2467,"_type":147,"marks":2468,"text":2469},"k656",[]," Aspire",{"_key":2471,"_type":147,"marks":2472,"text":2378},"k657",[2377],{"_key":2474,"_type":147,"marks":2475,"text":2476},"k658",[]," provides 1.5%^ cash back on eligible card spending.",[],{"_key":2479,"_type":143,"children":2480,"markDefs":2488,"style":164},"k665",[2481,2484],{"_key":2482,"_type":147,"marks":2483,"text":2075},"k663",[1378],{"_key":2485,"_type":147,"marks":2486,"text":2487},"k664",[]," Say you spend USD $2625 a month on fuel and the full expense qualifies for the 1.5%^ cash back:",[],{"_key":2490,"_type":143,"children":2491,"level":1214,"listItem":1215,"markDefs":2496,"style":164},"k669",[2492],{"_key":2493,"_type":147,"marks":2494,"text":2495},"k668",[],"Monthly cash back: USD $2625 × 1.5%^ = USD $39.38",[],{"_key":2498,"_type":143,"children":2499,"level":1214,"listItem":1215,"markDefs":2503,"style":164},"k673",[2500],{"_key":2501,"_type":147,"marks":2502,"text":2350},"k672",[],[],{"_key":2505,"_type":143,"children":2506,"level":1214,"listItem":1215,"markDefs":2511,"style":164},"k677",[2507],{"_key":2508,"_type":147,"marks":2509,"text":2510},"k676",[],"Net monthly cash back: USD $39.38",[],{"_key":2513,"_type":143,"children":2514,"level":1214,"listItem":1215,"markDefs":2519,"style":164},"k681",[2515],{"_key":2516,"_type":147,"marks":2517,"text":2518},"k680",[],"Annual cash back: USD $39.38 × 12 = USD $472.56",[],{"_key":2521,"_type":143,"children":2522,"markDefs":2527,"style":1198},"k685",[2523],{"_key":2524,"_type":147,"marks":2525,"text":2526},"k684",[],"WEX Fleet FlexCard",[],{"_key":2529,"_type":143,"children":2530,"markDefs":2535,"style":164},"k689",[2531],{"_key":2532,"_type":147,"marks":2533,"text":2534},"k688",[],"WEX gives businesses access to their nation-wide network of 45,000 stations, with its WEX EDGE savings network offering additional savings at participating locations. The FlexCard also gives businesses the option to pay their balance in full or carry it over, which can help when monthly fuel costs vary.",[],{"_key":2537,"_type":143,"children":2538,"markDefs":2546,"style":164},"k695",[2539,2542],{"_key":2540,"_type":147,"marks":2541,"text":2039},"k693",[1378],{"_key":2543,"_type":147,"marks":2544,"text":2545},"k694",[]," Eligibility can vary based on your business and credit profile, with WEX recommending that businesses consider their fleet size when choosing a card.",[],{"_key":2548,"_type":143,"children":2549,"markDefs":2557,"style":164},"k701",[2550,2553],{"_key":2551,"_type":147,"marks":2552,"text":2051},"k699",[1378],{"_key":2554,"_type":147,"marks":2555,"text":2556},"k700",[]," The WEX Fleet FlexCard costs USD $2 per card per month.",[],{"_key":2559,"_type":143,"children":2560,"markDefs":2568,"style":164},"k707",[2561,2564],{"_key":2562,"_type":147,"marks":2563,"text":2063},"k705",[1378],{"_key":2565,"_type":147,"marks":2566,"text":2567},"k706",[]," You can save between USD $0.03 to USD $0.15 per gallon through the WEX EDGE savings network, and USD $0.01 to USD $0.03 per gallon while outside the network.",[],{"_key":2570,"_type":143,"children":2571,"markDefs":2579,"style":164},"k713",[2572,2575],{"_key":2573,"_type":147,"marks":2574,"text":2075},"k711",[1378],{"_key":2576,"_type":147,"marks":2577,"text":2578},"k712",[]," Say you have 5 vehicles, each using 150 gallons of gas per month, and all 750 gallons qualify for the maximum WEX EDGE rebate:",[],{"_key":2581,"_type":143,"children":2582,"level":1214,"listItem":1215,"markDefs":2586,"style":164},"k717",[2583],{"_key":2584,"_type":147,"marks":2585,"text":2087},"k716",[],[],{"_key":2588,"_type":143,"children":2589,"level":1214,"listItem":1215,"markDefs":2594,"style":164},"k721",[2590],{"_key":2591,"_type":147,"marks":2592,"text":2593},"k720",[],"Fuel savings: 750 × USD $0.15 = USD $112.5",[],{"_key":2596,"_type":143,"children":2597,"level":1214,"listItem":1215,"markDefs":2602,"style":164},"k725",[2598],{"_key":2599,"_type":147,"marks":2600,"text":2601},"k724",[],"Monthly card cost: 5 × USD $2 = USD $10",[],{"_key":2604,"_type":143,"children":2605,"level":1214,"listItem":1215,"markDefs":2610,"style":164},"k729",[2606],{"_key":2607,"_type":147,"marks":2608,"text":2609},"k728",[],"Net monthly savings: USD $112.5 − USD $10 = USD $102.5",[],{"_key":2612,"_type":143,"children":2613,"markDefs":2618,"style":164},"k733",[2614],{"_key":2615,"_type":147,"marks":2616,"text":2617},"k732",[],"That would come to USD $1,230 in net annual savings, assuming the same fuel usage and maximum rebate throughout the year.",[],{"_key":2620,"_type":143,"children":2621,"markDefs":2629,"style":164},"k739",[2622,2625],{"_key":2623,"_type":147,"marks":2624,"text":2135},"k737",[1378],{"_key":2626,"_type":147,"marks":2627,"text":2628},"k738",[]," This example assumes the maximum USD $0.15-per-gallon WEX EDGE rebate. Actual savings vary by location and fuel volume.",[],{"_key":2631,"_type":143,"children":2632,"markDefs":2637,"style":1181},"k743",[2633],{"_key":2634,"_type":147,"marks":2635,"text":2636},"k742",[],"How to choose the best fuel card for your small business",[],{"_key":2639,"_type":143,"children":2640,"level":1214,"listItem":2645,"markDefs":2646,"style":164},"k747",[2641],{"_key":2642,"_type":147,"marks":2643,"text":2644},"k746",[],"Calculate how much you actually spend on fuel","number",[],{"_key":2648,"_type":143,"children":2649,"markDefs":2663,"style":164},"k756",[2650,2654,2659],{"_key":2651,"_type":147,"marks":2652,"text":2653},"k753",[],"Start with your actual annual fuel spend, then calculate each card's potential rewards or fuel discounts after fees. ",{"_key":2655,"_type":147,"marks":2656,"text":2658},"k754",[2657],"k749","A no-cost card isn't automatically better",{"_key":2660,"_type":147,"marks":2661,"text":2662},"k755",[]," if a fee-based card earns enough rewards to offset its cost.",[2664],{"_key":2657,"_type":161,"externalUrl":2665,"linkType":163},"https:\u002F\u002Fwww.nerdwallet.com\u002Fcredit-cards\u002Flearn\u002Fhow-to-choose-a-gas-credit-card",{"_key":2667,"_type":143,"children":2668,"markDefs":2673,"style":164},"k760",[2669],{"_key":2670,"_type":147,"marks":2671,"text":2672},"k759",[],"For example: Let’s say we’re comparing 2 cards; card A with 1.5% cash back and no fees, card B with 1.5% cash back but USD $150 in fees:",[],{"_key":2675,"_type":143,"children":2676,"level":1214,"listItem":1215,"markDefs":2681,"style":164},"k764",[2677],{"_key":2678,"_type":147,"marks":2679,"text":2680},"k763",[],"Annual fuel spend: USD $12,000",[],{"_key":2683,"_type":143,"children":2684,"level":1214,"listItem":1215,"markDefs":2689,"style":164},"k768",[2685],{"_key":2686,"_type":147,"marks":2687,"text":2688},"k767",[],"Card A: 1.5% cash back = USD $12,000 × 1.5% = USD $180 in net rewards",[],{"_key":2691,"_type":143,"children":2692,"level":1214,"listItem":1215,"markDefs":2697,"style":164},"k772",[2693],{"_key":2694,"_type":147,"marks":2695,"text":2696},"k771",[],"Card B: 1.5% cash back − USD $150 (annual fees) = USD $180 − USD $150 = USD $30 in net rewards",[],{"_key":2699,"_type":143,"children":2700,"markDefs":2705,"style":164},"k776",[2701],{"_key":2702,"_type":147,"marks":2703,"text":2704},"k775",[],"So card A produces $150 more net rewards in this example.",[],{"_key":2707,"_type":143,"children":2708,"markDefs":2713,"style":164},"k780",[2709],{"_key":2710,"_type":147,"marks":2711,"text":2712},"k779",[],"Want to know how much you need to spend for the rewards to cover the fee?",[],{"_key":2715,"_type":143,"children":2716,"markDefs":2721,"style":164},"k784",[2717],{"_key":2718,"_type":147,"marks":2719,"text":2720},"k783",[1378],"For percentage cash back:",[],{"_key":2723,"_type":143,"children":2724,"markDefs":2729,"style":164},"k788",[2725],{"_key":2726,"_type":147,"marks":2727,"text":2728},"k787",[],"Annual fee ÷ cash back rate = break-even annual fuel spend",[],{"_key":2731,"_type":143,"children":2732,"markDefs":2741,"style":164},"k794",[2733,2737],{"_key":2734,"_type":147,"marks":2735,"text":2736},"k792",[1378],"For per-gallon rebates:",{"_key":2738,"_type":147,"marks":2739,"text":2740},"k793",[],"Annual fee ÷ rebate per gallon = break-even gallons",[],{"_key":2743,"_type":143,"children":2744,"markDefs":2749,"style":164},"k798",[2745],{"_key":2746,"_type":147,"marks":2747,"text":2748},"k797",[],"If you want to estimate the equivalent fuel spend, multiply the break-even gallons by an assumed fuel price:",[],{"_key":2751,"_type":143,"children":2752,"markDefs":2757,"style":164},"k802",[2753],{"_key":2754,"_type":147,"marks":2755,"text":2756},"k801",[],"Break-even gallons × assumed fuel price = illustrative break-even fuel spend",[],{"_key":2759,"_type":1582,"columnHeaders":2760,"hasColumnTitles":602,"hasRowTitles":119,"rows":2778},"k803",[2761,2764,2767,2770,2774],{"_key":2762,"_type":1586,"cellIndex":1587,"title":2763},"k804","Card",{"_key":2765,"_type":1586,"cellIndex":1214,"title":2766},"k805","Annual card fees (5 cards)",{"_key":2768,"_type":1586,"cellIndex":1831,"title":2769},"k806","Reward structure",{"_key":2771,"_type":1586,"cellIndex":2772,"title":2773},"k807",3,"Break-even calculation",{"_key":2775,"_type":1586,"cellIndex":2776,"title":2777},"k808",4,"Illustrative break-even fuel 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