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Capital One 360 is the consumer banking brand, and business customers use Capital One's small business checking lineup instead, which consists of Basic, Enhanced, and Premier.",[],{"_key":3267,"_type":143,"children":3268,"markDefs":3273,"style":1406},"k1096",[3269],{"_key":3270,"_type":147,"marks":3271,"text":3272},"k1095",[1178],"Can I open a Capital One business account online, or do I need a branch?",[],{"_key":3275,"_type":143,"children":3276,"markDefs":3281,"style":164},"k1100",[3277],{"_key":3278,"_type":147,"marks":3279,"text":3280},"k1099",[],"You can open a Capital One business account online if you're applying for Basic Checking or Enhanced Checking. 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Confirm the final account-opening disclosure during the application, particularly for Premier.",[],{"_key":3299,"_type":143,"children":3300,"markDefs":3305,"style":1406},"k1112",[3301],{"_key":3302,"_type":147,"marks":3303,"text":3304},"k1111",[1178],"Does a Capital One business account earn interest?",[],{"_key":3307,"_type":143,"children":3308,"markDefs":3313,"style":164},"k1116",[3309],{"_key":3310,"_type":147,"marks":3311,"text":3312},"k1115",[],"No. All three tiers state in their disclosure that the account doesn't pay interest and doesn't earn rewards. 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Enhanced Checking holders can also run up to two Basic accounts with the monthly fee waived on each.",[],{"_key":3331,"_type":143,"children":3332,"markDefs":3337,"style":1406},"k1128",[3333],{"_key":3334,"_type":147,"marks":3335,"text":3336},"k1127",[1178],"Does Capital One business checking come with a debit card?",[],{"_key":3339,"_type":143,"children":3340,"markDefs":3345,"style":164},"k1132",[3341],{"_key":3342,"_type":147,"marks":3343,"text":3344},"k1131",[],"Yes, and it's included at no extra cost with all three tiers. Cards arrive by mail after your account opens, and you can order additional cards for employees through your account settings. If a card is lost or stolen, Capital One replaces it at no charge.",[],{"_key":3347,"_type":143,"children":3348,"markDefs":3353,"style":1406},"k1136",[3349],{"_key":3350,"_type":147,"marks":3351,"text":3352},"k1135",[1178],"Does Capital One business checking support Zelle?",[],{"_key":3355,"_type":143,"children":3356,"markDefs":3361,"style":164},"k1140",[3357],{"_key":3358,"_type":147,"marks":3359,"text":3360},"k1139",[],"No, not for your business account. Capital One's Zelle is meant for personal use only, so you can't use it to send or receive payments for your business. If you need to move money for work, stick to ACH, or wires.",[],{"slug":499,"title":500},{"_type":839,"alternativeText":1154,"height":1126,"url":1127,"width":1128},[3365,3372,3379,3387,3393,3401],{"_key":1176,"_type":143,"children":3366,"level":1244,"listItem":3019,"markDefs":3371,"style":164},[3367],{"_key":3368,"_type":147,"marks":3369,"text":3370},"k1",[],"Capital One offers three business checking tiers: Basic at USD $15 a month, Enhanced at USD $35, and Premier at USD $99, with the monthly fee waived at average balances of USD $2,000, USD $25,000, and USD $100,000",[],{"_key":1192,"_type":143,"children":3373,"level":1244,"listItem":3019,"markDefs":3378,"style":164},[3374],{"_key":3375,"_type":147,"marks":3376,"text":3377},"k4",[],"Basic suits lower-balance businesses running mostly digital transactions, Enhanced suits businesses with heavier cash deposits or frequent domestic wires, and Premier suits higher-volume businesses that need treasury tools and a banker-managed relationship",[],{"_key":3380,"_type":143,"children":3381,"level":1244,"listItem":3019,"markDefs":3386,"style":164},"k8",[3382],{"_key":3383,"_type":147,"marks":3384,"text":3385},"k7",[],"Before any monthly-fee waiver, four outgoing domestic wires cost USD $115 on Basic against USD $35 on Enhanced, because Enhanced includes five free outgoing domestic wires a month",[],{"_key":1195,"_type":143,"children":3388,"level":1244,"listItem":3019,"markDefs":3392,"style":164},[3389],{"_key":1190,"_type":147,"marks":3390,"text":3391},[],"Cash terms differ sharply, with Basic charging USD $1 per USD $1,000 above USD $5,000 a month with a teller, Enhanced charging nothing, and Premier charging USD $5 per deposit ticket, though cash deposited at Capital One and eligible Allpoint ATMs avoids those teller charges",[],{"_key":3394,"_type":143,"children":3395,"level":1244,"listItem":3019,"markDefs":3400,"style":164},"k14",[3396],{"_key":3397,"_type":147,"marks":3398,"text":3399},"k13",[],"Basic and Enhanced open online, but Premier is only available through a dedicated Capital One business banker and can't be opened online or at a branch",[],{"_key":3402,"_type":143,"children":3403,"level":1244,"listItem":3019,"markDefs":3407,"style":164},"k17",[3404],{"_key":1202,"_type":147,"marks":3405,"text":3406},[],"Capital One states that its business checking accounts aren't intended for commercial clients with annual sales above USD $10 million, and that such clients may be converted to another product",[],[3409,3415,3421],{"_key":1176,"_type":143,"children":3410,"markDefs":3414,"style":164},[3411],{"_key":3368,"_type":147,"marks":3412,"text":3413},[],"Capital One currently offers three small-business checking tiers: Basic, Enhanced, and Premier. 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