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Higher rates are primarily accessible through specific balance tiers, linking premium checking accounts, or moving funds into time-deposit products like Certificates of Deposit (CDs)",[],{"_key":1951,"_type":143,"children":1952,"level":1188,"listItem":1189,"markDefs":1956,"style":164},"k244",[1953],{"_key":1954,"_type":147,"marks":1955,"text":1666},"k243",[1622],[],{"_key":1958,"_type":143,"children":1959,"markDefs":1964,"style":164},"k248",[1960],{"_key":1961,"_type":147,"marks":1962,"text":1963},"k247",[],"Like most major banks, Wells Fargo offers credit cards with rewards, introductory APR promotions, and cashback options.",[],{"_key":1966,"_type":143,"children":1967,"level":1188,"listItem":1189,"markDefs":1972,"style":164},"k252",[1968],{"_key":1969,"_type":147,"marks":1970,"text":1971},"k251",[1622],"Business lending",[],{"_key":1974,"_type":143,"children":1975,"markDefs":1980,"style":164},"k256",[1976],{"_key":1977,"_type":147,"marks":1978,"text":1979},"k255",[],"Wells Fargo provides a wide range of lending services, including SBA loans, equipment financing, and commercial real estate lending.",[],{"_key":1982,"_type":143,"children":1983,"markDefs":1987,"style":1608},"k260",[1984],{"_key":1985,"_type":147,"marks":1986,"text":1693},"k259",[],[],{"_key":1989,"_type":143,"children":1990,"level":1188,"listItem":1189,"markDefs":1995,"style":164},"k264",[1991],{"_key":1992,"_type":147,"marks":1993,"text":1994},"k263",[],"Strong SBA lending presence",[],{"_key":1997,"_type":143,"children":1998,"level":1188,"listItem":1189,"markDefs":2003,"style":164},"k268",[1999],{"_key":2000,"_type":147,"marks":2001,"text":2002},"k267",[],"Nationwide branch coverage",[],{"_key":2005,"_type":143,"children":2006,"markDefs":2010,"style":1608},"k271",[2007],{"_key":2008,"_type":147,"marks":2009,"text":1726},"k270",[],[],{"_key":2012,"_type":143,"children":2013,"level":1188,"listItem":1189,"markDefs":2018,"style":164},"k275",[2014],{"_key":2015,"_type":147,"marks":2016,"text":2017},"k274",[],"Monthly maintenance fee unless you maintain the minimum balance",[],{"_key":2020,"_type":143,"children":2021,"level":1188,"listItem":1189,"markDefs":2026,"style":164},"k279",[2022],{"_key":2023,"_type":147,"marks":2024,"text":2025},"k278",[],"Traditional lending approval timelines",[],{"_key":2028,"_type":143,"children":2029,"level":1188,"listItem":1189,"markDefs":2034,"style":164},"k283",[2030],{"_key":2031,"_type":147,"marks":2032,"text":2033},"k282",[],"Limited automation features",[],{"_key":2036,"_type":143,"children":2037,"level":1188,"listItem":1189,"markDefs":2042,"style":164},"k287",[2038],{"_key":2039,"_type":147,"marks":2040,"text":2041},"k286",[],"International transfers handled mostly through wires",[],{"_key":2044,"_type":143,"children":2045,"markDefs":2050,"style":1608},"k291",[2046],{"_key":2047,"_type":147,"marks":2048,"text":2049},"k290",[],"Wells Fargo pricing",[],{"_key":2052,"_type":143,"children":2053,"markDefs":2058,"style":164},"k295",[2054],{"_key":2055,"_type":147,"marks":2056,"text":2057},"k294",[],"Unlike some banks that package services into tiers, Wells Fargo often structures pricing through individual service fees.",[],{"_key":2060,"_type":143,"children":2061,"level":1188,"listItem":1189,"markDefs":2070,"style":164},"k301",[2062,2066],{"_key":2063,"_type":147,"marks":2064,"text":2065},"k299",[1622],"ATM withdrawals: ",{"_key":2067,"_type":147,"marks":2068,"text":2069},"k300",[],"Using a non-Wells Fargo ATM within the United States may cost around USD $3 per transaction, depending on the account type.",[],{"_key":2072,"_type":143,"children":2073,"level":1188,"listItem":1189,"markDefs":2082,"style":164},"k307",[2074,2078],{"_key":2075,"_type":147,"marks":2076,"text":2077},"k305",[1622],"Cashier’s checks: ",{"_key":2079,"_type":147,"marks":2080,"text":2081},"k306",[],"Cashier’s checks can cost around USD $10 per check, with additional delivery fees if ordered online.",[],{"_key":2084,"_type":143,"children":2085,"level":1188,"listItem":1189,"markDefs":2094,"style":164},"k313",[2086,2090],{"_key":2087,"_type":147,"marks":2088,"text":2089},"k311",[1622],"Money orders: ",{"_key":2091,"_type":147,"marks":2092,"text":2093},"k312",[],"Money orders are typically priced around USD $5 each.",[],{"_key":2096,"_type":143,"children":2097,"level":1188,"listItem":1189,"markDefs":2106,"style":164},"k318",[2098,2102],{"_key":2099,"_type":147,"marks":2100,"text":2101},"k316",[1622],"Overdraft fees: ",{"_key":2103,"_type":147,"marks":2104,"text":2105},"k317",[],"Overdraft charges may reach USD $35 per item, depending on the account structure.",[],{"_key":2108,"_type":143,"children":2109,"markDefs":2114,"style":1608},"k322",[2110],{"_key":2111,"_type":147,"marks":2112,"text":2113},"k321",[],"So, is Wells Fargo a good bank? 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