[{"data":1,"prerenderedAt":2808},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":113,"cms-navigation":482,"cms-blog-post-template":1063,"cms-blog-post-latest":1120,"sanity-pjQyUm3hULIwRg4Si4dSZUK-zozIxVlkwNMQS8KWyEg":1157},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyChallengeLabel":22,"caseStudyClientLabel":23,"caseStudyCompanySizeLabel":24,"caseStudyCountryLabel":25,"caseStudyFoundedLabel":26,"caseStudyIndustryLabel":27,"caseStudySearchPlaceholder":15,"comingSoonLabel":28,"copyLinkLabel":29,"dataProtectionLabel":30,"downloadButtonLabel":31,"downloadSearchPlaceholder":15,"downloadsLabel":32,"emailPlaceholder":33,"errorPageBody":34,"errorPageBusinessAccountLabel":35,"errorPageCorporateCardLabel":36,"errorPageDestinationsHeading":37,"errorPageExpenseManagementLabel":38,"errorPageGlobalPaymentsLabel":39,"errorPageHeading":40,"errorPageHelpCentreLabel":41,"errorPageHomeLabel":42,"errorPageSupportBody":43,"errorPageSupportHeading":44,"errorPageSupportLinkLabel":45,"errorPageYieldLabel":46,"formErrorMessage":47,"formInvalidEmailMessage":48,"formInvalidPhoneMessage":49,"formInvalidUrlMessage":50,"formRequiredFieldMessage":51,"formSubmitLabel":52,"formSuccessMessage":53,"goToSlideLabel":54,"includedLabel":55,"languageHeading":56,"latestArticlesLabel":57,"launchpadBusinessLocationLabel":58,"launchpadCompanySizeLabel":59,"launchpadFoundedLabel":60,"launchpadHeadquarterLabel":61,"launchpadIndustryLabel":27,"learnMoreLabel":62,"legalEffectiveFromLabel":63,"legalLastUpdatedLabel":64,"loadMoreLabel":65,"mainNavigationLabel":66,"market":67,"marketNames":68,"mostPopularLabel":84,"nextSlideLabel":85,"notIncludedLabel":86,"optionsLabel":87,"previousSlideLabel":88,"pricingFirstPlanFeaturesLabel":89,"pricingUpgradePlanFeaturesLabel":90,"ratingLabel":91,"readCaseStudyLabel":92,"readingTimeLabel":93,"recommendedLabel":94,"regionHeading":95,"regionSelectorLabel":96,"savedPerYearLabel":97,"shareOnFacebookLabel":98,"shareOnLinkedinLabel":99,"shareOnXLabel":100,"sharePostLabel":101,"supportedByLabel":102,"tableOfContentsLabel":103,"titleBrandSuffix":104,"toggleMenuLabel":105,"videoMuteLabel":106,"videoPauseLabel":107,"videoPlayLabel":108,"videoSeekLabel":109,"videoSoundPrompt":110,"videoUnmuteLabel":111,"viewAllCategoriesLabel":112,"viewAllProductsLabel":112},"2026-08-14T19:39:43Z","uiStrings-US","MmHbXlH1BZkVyZmjxBeJBS","uiStrings","2026-09-25T05:24:47Z","All","Dismiss announcement","Back to Blog","Back to Customer Stories","Back to downloads","Frequently Asked Questions","Search","Sources","Summary","Aspire home","Breadcrumb","Customer Stories","After Aspire","Before Aspire","Company","Company size","Country","Founded","Industry","Coming soon","Copy link","Data protection:","Download now","Downloads","Enter your work email","The page you're looking for doesn't exist or has moved. Let's get you back on track.","Business accounts","Corporate cards","Popular destinations","Expense management","FX and payments","Page not found","Help centre","Back to homepage","Explore our Help Centre for detailed guides, step-by-step instructions, and more support topics.","Not finding what you need?","Go to Help Centre","Yield","Oops! Something went wrong while submitting the form.","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","Get Started","Redirecting...","Go to slide {index}","Included","Language","Latest articles","Business locations","Company Size","Founded in","Headquarter","Learn more","Effective from","Last updated","Load more","Main navigation","US",[69,73,75,78,81],{"_key":70,"_type":71,"label":72,"market":70},"SG","marketName","Singapore",{"_key":67,"_type":71,"label":74,"market":67},"United States",{"_key":76,"_type":71,"label":77,"market":76},"AU","Australia",{"_key":79,"_type":71,"label":80,"market":79},"HK","Hong Kong",{"_key":82,"_type":71,"label":83,"market":82},"NL","Netherlands","Most popular","Next","Not included","Options","Previous","What you get","Everything in {planName}, plus","{rating} out of {max} stars","Read the case study","{minutes}min read","Recommended","Region","Change country\u002Fregion","Saved per year","Share on Facebook","Share on LinkedIn","Share on X","Share this post","Supported by","On this page","Aspire US","Toggle menu","Mute","Pause","Play","Seek","Click for sound","Unmute","View all",{"_createdAt":4,"_id":114,"_rev":115,"_type":116,"_updatedAt":117,"announcementBar":118,"baseUrl":120,"defaultSeo":121,"footer":124,"footerLegalParagraphsRich":358,"market":67,"mobileApp":477,"siteName":480,"studioVersion":481},"siteSettings-US","N289tHSSyaNaoa1vsfjVjk","siteSettings","2026-09-30T08:04:34Z",{"enabled":119},false,"https:\u002F\u002Faspireapp.com",{"_type":122,"metaDescription":123},"seo","Multi currency business account, for start-ups & SMEs, to manage your company spends & expenses, accounts receivables & payables, invoices, bills, corporate cards & cross-border payments.",{"copyright":125,"legalParagraphs":126,"legalParagraphsRich":140,"socialLinks":341},"© 2026 AFT US LLC. All rights reserved.",[127,128,129,130,131,132,133,134,135,136,137,138,139],"1. AFT US LLC, d\u002Fb\u002Fa Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.","2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.","3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.67% annually on invested cash. Net yield numbers are as of Jun 10, 2026, and assumes invested balance greater than $500,000.","Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA \u002F SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.","The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.","Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.","This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.","Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.","Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.","Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.","1. Tax services are provided by KMK Ventures and not related to Column N.A.","^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.","*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.",[141,165,172,179,253,260,267,274,281,288,295,302,323],{"_key":142,"_type":143,"children":144,"markDefs":159,"style":164},"legal-0","block",[145,150,155],{"_key":146,"_type":147,"marks":148,"text":149},"legal-0-text-0","span",[],"1. AFT US LLC, d\u002Fb\u002Fa Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and ",{"_key":151,"_type":147,"marks":152,"text":154},"legal-0-link-0",[153],"legal-0-mark-0","Column's Sweep Program Network Banks",{"_key":156,"_type":147,"marks":157,"text":158},"legal-0-text-tail",[],". Certain conditions must be satisfied for pass-through FDIC insurance to apply.",[160],{"_key":153,"_type":161,"externalUrl":162,"linkType":163},"linkAnnotation","https:\u002F\u002Fcolumn.com\u002Flegal\u002Fsweep-program-network-banks","external","normal",{"_key":166,"_type":143,"children":167,"markDefs":171,"style":164},"legal-1",[168],{"_key":169,"_type":147,"marks":170,"text":128},"legal-1-text",[],[],{"_key":173,"_type":143,"children":174,"markDefs":178,"style":164},"legal-2",[175],{"_key":176,"_type":147,"marks":177,"text":129},"legal-2-text",[],[],{"_key":180,"_type":143,"children":181,"markDefs":240,"style":164},"legal-3",[182,186,191,195,200,204,209,213,218,222,227,231,236],{"_key":183,"_type":147,"marks":184,"text":185},"legal-3-text-0",[],"Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA \u002F SIPC. By opening an Aspire Treasury account, you agree to the ",{"_key":187,"_type":147,"marks":188,"text":190},"legal-3-link-0",[189],"legal-3-mark-0","AFT US Capital LLC Advisory Agreement",{"_key":192,"_type":147,"marks":193,"text":194},"legal-3-text-1",[],", ",{"_key":196,"_type":147,"marks":197,"text":199},"legal-3-link-1",[198],"legal-3-mark-1","Atomic Brokerage Account Agreement",{"_key":201,"_type":147,"marks":202,"text":203},"legal-3-text-2",[]," and ",{"_key":205,"_type":147,"marks":206,"text":208},"legal-3-link-2",[207],"legal-3-mark-2","Atomic Brokerage General Disclosures",{"_key":210,"_type":147,"marks":211,"text":212},"legal-3-text-3",[],", and acknowledge receipt of the ",{"_key":214,"_type":147,"marks":215,"text":217},"legal-3-link-3",[216],"legal-3-mark-3","Atomic Brokerage CRS",{"_key":219,"_type":147,"marks":220,"text":221},"legal-3-text-4",[]," and the ",{"_key":223,"_type":147,"marks":224,"text":226},"legal-3-link-4",[225],"legal-3-mark-4","Atomic Privacy Policy",{"_key":228,"_type":147,"marks":229,"text":230},"legal-3-text-5",[],". Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ",{"_key":232,"_type":147,"marks":233,"text":235},"legal-3-link-5",[234],"legal-3-mark-5","ADV Wrap Fee Brochure",{"_key":237,"_type":147,"marks":238,"text":239},"legal-3-text-tail",[],".",[241,243,245,247,249,251],{"_key":189,"_type":161,"externalUrl":242,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1g4nlExPqjPkT-gDT9g9eJhtG_jbMHtDp\u002Fview",{"_key":198,"_type":161,"externalUrl":244,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1rq9a7NMhhgUwKnBTM4_0fRFgFtzu7okh\u002Fview",{"_key":207,"_type":161,"externalUrl":246,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1b3eXz0ETTKiRKLEjDzGCLZX0WG6obm8G\u002Fview",{"_key":216,"_type":161,"externalUrl":248,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1m7MUVaHDdm_rjg7upCMbfeHU34cY52eS\u002Fview",{"_key":225,"_type":161,"externalUrl":250,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1VcARrLpEGqr8MUon6e8IiwwYq7OONIDe\u002Fview",{"_key":234,"_type":161,"externalUrl":252,"linkType":163},"https:\u002F\u002Fdrive.google.com\u002Ffile\u002Fd\u002F1LGJTN61Lw-ibnV2-RVusrorgPxOwbZtU\u002Fview",{"_key":254,"_type":143,"children":255,"markDefs":259,"style":164},"legal-4",[256],{"_key":257,"_type":147,"marks":258,"text":131},"legal-4-text",[],[],{"_key":261,"_type":143,"children":262,"markDefs":266,"style":164},"legal-5",[263],{"_key":264,"_type":147,"marks":265,"text":132},"legal-5-text",[],[],{"_key":268,"_type":143,"children":269,"markDefs":273,"style":164},"legal-6",[270],{"_key":271,"_type":147,"marks":272,"text":133},"legal-6-text",[],[],{"_key":275,"_type":143,"children":276,"markDefs":280,"style":164},"legal-7",[277],{"_key":278,"_type":147,"marks":279,"text":134},"legal-7-text",[],[],{"_key":282,"_type":143,"children":283,"markDefs":287,"style":164},"legal-8",[284],{"_key":285,"_type":147,"marks":286,"text":135},"legal-8-text",[],[],{"_key":289,"_type":143,"children":290,"markDefs":294,"style":164},"legal-9",[291],{"_key":292,"_type":147,"marks":293,"text":136},"legal-9-text",[],[],{"_key":296,"_type":143,"children":297,"markDefs":301,"style":164},"legal-10",[298],{"_key":299,"_type":147,"marks":300,"text":137},"legal-10-text",[],[],{"_key":303,"_type":143,"children":304,"markDefs":317,"style":164},"legal-11",[305,309,314],{"_key":306,"_type":147,"marks":307,"text":308},"legal-11-text-0",[],"^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy ",{"_key":310,"_type":147,"marks":311,"text":313},"legal-11-link-0",[312],"legal-11-mark-0","here",{"_key":315,"_type":147,"marks":316,"text":239},"legal-11-text-tail",[],[318],{"_key":312,"_type":161,"internal":319,"linkType":322},{"_ref":320,"_type":321},"legalPage-US-cashback-terms","reference","internal",{"_key":324,"_type":143,"children":325,"markDefs":337,"style":164},"legal-12",[326,330,334],{"_key":327,"_type":147,"marks":328,"text":329},"legal-12-text-0",[],"*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found ",{"_key":331,"_type":147,"marks":332,"text":313},"legal-12-link-0",[333],"legal-12-mark-0",{"_key":335,"_type":147,"marks":336,"text":239},"legal-12-text-tail",[],[338],{"_key":333,"_type":161,"internal":339,"linkType":322},{"_ref":340,"_type":321},"legalPage-US-aft-hk-limited-master-service-agreement",[342,348,353],{"_key":343,"_type":344,"label":345,"platform":346,"url":347},"social-linkedin","socialLink","Aspire on LinkedIn","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":349,"_type":344,"label":350,"platform":351,"url":352},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":354,"_type":344,"label":355,"platform":356,"url":357},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",[359,370,375,380,415,420,425,430,435,440,445,450,464],{"_key":142,"_type":143,"children":360,"markDefs":367,"style":164},[361,363,365],{"_key":146,"_type":147,"marks":362,"text":149},[],{"_key":151,"_type":147,"marks":364,"text":154},[153],{"_key":156,"_type":147,"marks":366,"text":158},[],[368],{"_key":153,"_type":161,"externalUrl":162,"internalTarget":369,"linkType":163},null,{"_key":166,"_type":143,"children":371,"markDefs":374,"style":164},[372],{"_key":169,"_type":147,"marks":373,"text":128},[],[],{"_key":173,"_type":143,"children":376,"markDefs":379,"style":164},[377],{"_key":176,"_type":147,"marks":378,"text":129},[],[],{"_key":180,"_type":143,"children":381,"markDefs":408,"style":164},[382,384,386,388,390,392,394,396,398,400,402,404,406],{"_key":183,"_type":147,"marks":383,"text":185},[],{"_key":187,"_type":147,"marks":385,"text":190},[189],{"_key":192,"_type":147,"marks":387,"text":194},[],{"_key":196,"_type":147,"marks":389,"text":199},[198],{"_key":201,"_type":147,"marks":391,"text":203},[],{"_key":205,"_type":147,"marks":393,"text":208},[207],{"_key":210,"_type":147,"marks":395,"text":212},[],{"_key":214,"_type":147,"marks":397,"text":217},[216],{"_key":219,"_type":147,"marks":399,"text":221},[],{"_key":223,"_type":147,"marks":401,"text":226},[225],{"_key":228,"_type":147,"marks":403,"text":230},[],{"_key":232,"_type":147,"marks":405,"text":235},[234],{"_key":237,"_type":147,"marks":407,"text":239},[],[409,410,411,412,413,414],{"_key":189,"_type":161,"externalUrl":242,"internalTarget":369,"linkType":163},{"_key":198,"_type":161,"externalUrl":244,"internalTarget":369,"linkType":163},{"_key":207,"_type":161,"externalUrl":246,"internalTarget":369,"linkType":163},{"_key":216,"_type":161,"externalUrl":248,"internalTarget":369,"linkType":163},{"_key":225,"_type":161,"externalUrl":250,"internalTarget":369,"linkType":163},{"_key":234,"_type":161,"externalUrl":252,"internalTarget":369,"linkType":163},{"_key":254,"_type":143,"children":416,"markDefs":419,"style":164},[417],{"_key":257,"_type":147,"marks":418,"text":131},[],[],{"_key":261,"_type":143,"children":421,"markDefs":424,"style":164},[422],{"_key":264,"_type":147,"marks":423,"text":132},[],[],{"_key":268,"_type":143,"children":426,"markDefs":429,"style":164},[427],{"_key":271,"_type":147,"marks":428,"text":133},[],[],{"_key":275,"_type":143,"children":431,"markDefs":434,"style":164},[432],{"_key":278,"_type":147,"marks":433,"text":134},[],[],{"_key":282,"_type":143,"children":436,"markDefs":439,"style":164},[437],{"_key":285,"_type":147,"marks":438,"text":135},[],[],{"_key":289,"_type":143,"children":441,"markDefs":444,"style":164},[442],{"_key":292,"_type":147,"marks":443,"text":136},[],[],{"_key":296,"_type":143,"children":446,"markDefs":449,"style":164},[447],{"_key":299,"_type":147,"marks":448,"text":137},[],[],{"_key":303,"_type":143,"children":451,"markDefs":458,"style":164},[452,454,456],{"_key":306,"_type":147,"marks":453,"text":308},[],{"_key":310,"_type":147,"marks":455,"text":313},[312],{"_key":315,"_type":147,"marks":457,"text":239},[],[459],{"_key":312,"_type":161,"internal":460,"internalTarget":461,"linkType":322},{"_ref":320,"_type":321},{"_type":462,"slug":463},"legalPage","cashback-terms",{"_key":324,"_type":143,"children":465,"markDefs":472,"style":164},[466,468,470],{"_key":327,"_type":147,"marks":467,"text":329},[],{"_key":331,"_type":147,"marks":469,"text":313},[333],{"_key":335,"_type":147,"marks":471,"text":239},[],[473],{"_key":333,"_type":161,"internal":474,"internalTarget":475,"linkType":322},{"_ref":340,"_type":321},{"_type":462,"slug":476},"aft-hk-limited-master-service-agreement",{"rating":478},{"value":479},4.5,"Aspire","2026.10.1",{"_createdAt":4,"_id":483,"_rev":484,"_type":485,"_updatedAt":486,"footerGroups":487,"getStartedLink":687,"header":690,"loginLink":714,"market":67,"megaMenu":717},"navigation-US","s8k3pIFJmZrTtV5XljWRgT","navigation","2026-10-01T04:56:31Z",[488,534,581,631,662],{"_key":489,"_type":490,"links":491,"title":533},"footer-products","footerGroup",[492,501,508,515,522,529],{"_key":493,"_type":494,"internal":495,"internalTarget":497,"label":500,"linkType":322},"fp-1","link",{"_ref":496,"_type":321},"page-US-business-account",{"_type":498,"slug":499},"page","business-account","Business Account",{"_key":502,"_type":494,"internal":503,"internalTarget":505,"label":507,"linkType":322},"fp-2",{"_ref":504,"_type":321},"page-US-corporate-card",{"_type":498,"slug":506},"corporate-card","Corporate Card",{"_key":509,"_type":494,"internal":510,"internalTarget":512,"label":514,"linkType":322},"fp-3",{"_ref":511,"_type":321},"page-US-global-payments",{"_type":498,"slug":513},"global-payments","Global Payments",{"_key":516,"_type":494,"internal":517,"internalTarget":519,"label":521,"linkType":322},"fp-4",{"_ref":518,"_type":321},"page-US-expense-management",{"_type":498,"slug":520},"expense-management","Expense Management",{"_key":523,"_type":494,"internal":524,"internalTarget":526,"label":528,"linkType":322},"fp-5",{"_ref":525,"_type":321},"page-US-integrations",{"_type":498,"slug":527},"integrations","Integrations",{"_key":530,"_type":494,"externalUrl":531,"internalTarget":369,"label":532,"linkType":163},"fp-6","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Ftreasury","Treasury & Yield","Products",{"_key":535,"_type":490,"links":536,"title":580},"footer-compare",[537,545,552,559,566,573],{"_key":538,"_type":494,"internal":539,"internalTarget":541,"label":544,"linkType":322},"fcm-1",{"_ref":540,"_type":321},"comparison-US-6a5a635f03d2067fe39a3801",{"_type":542,"slug":543},"comparison","aspire-business-account-vs-airwallex-business-account","Aspire vs Airwallex",{"_key":546,"_type":494,"internal":547,"internalTarget":549,"label":551,"linkType":322},"fcm-2",{"_ref":548,"_type":321},"comparison-US-6a5a61c87e9fb7715ab1e104",{"_type":542,"slug":550},"aspire-business-account-vs-brex-business-account","Aspire vs Brex",{"_key":553,"_type":494,"internal":554,"internalTarget":556,"label":558,"linkType":322},"fcm-3",{"_ref":555,"_type":321},"comparison-US-6a5a61bca9af5f2ce1a89e2f",{"_type":542,"slug":557},"aspire-business-account-vs-mercury-business-account","Aspire vs Mercury",{"_key":560,"_type":494,"internal":561,"internalTarget":563,"label":565,"linkType":322},"fcm-4",{"_ref":562,"_type":321},"comparison-US-6a5a61d7a9af5f2ce1a8a4c4",{"_type":542,"slug":564},"aspire-business-account-vs-rho-business-account","Aspire vs Rho",{"_key":567,"_type":494,"internal":568,"internalTarget":570,"label":572,"linkType":322},"fcm-5",{"_ref":569,"_type":321},"comparison-US-6a5a61e6f012a7dd306640cb",{"_type":542,"slug":571},"aspire-business-account-vs-relay-business-checking-account","Aspire vs Relay",{"_key":574,"_type":494,"internal":575,"internalTarget":577,"label":579,"linkType":322},"fcm-6",{"_ref":576,"_type":321},"comparison-US-6a5a61f44f45ffea5c6caff2",{"_type":542,"slug":578},"aspire-business-account-vs-novo-business-checking-account","Aspire vs Novo","Compare",{"_key":582,"_type":490,"links":583,"title":630},"footer-resources",[584,591,598,603,607,611,615,619,623],{"_key":585,"_type":494,"internal":586,"internalTarget":588,"label":590,"linkType":322},"fr-1",{"_ref":587,"_type":321},"page-US-blog",{"_type":498,"slug":589},"blog","Blog",{"_key":592,"_type":494,"internal":593,"internalTarget":595,"label":597,"linkType":322},"fr-2",{"_ref":594,"_type":321},"page-US-aspire-for-startups",{"_type":498,"slug":596},"aspire-for-startups","Aspire for Startups",{"_key":599,"_type":494,"externalUrl":600,"internalTarget":369,"label":601,"linkType":163,"openInNewTab":602},"fr-3","https:\u002F\u002Fhelp.aspireapp.com\u002Fus\u002Fen","FAQ",true,{"_key":604,"_type":494,"externalUrl":605,"internalTarget":369,"label":606,"linkType":163},"fr-4","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fbusiness-loan-calculator","Business Loan Calculator",{"_key":608,"_type":494,"externalUrl":609,"internalTarget":369,"label":610,"linkType":163},"fr-5","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fprofit-margin-calculator","Profit Margin Calculator",{"_key":612,"_type":494,"externalUrl":613,"internalTarget":369,"label":614,"linkType":163},"fr-6","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fburn-rate-calculator","Burn Rate Calculator",{"_key":616,"_type":494,"externalUrl":617,"internalTarget":369,"label":618,"linkType":163},"fr-7","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fstripe-fee-calculator","Stripe Fee Calculator",{"_key":620,"_type":494,"externalUrl":621,"internalTarget":369,"label":622,"linkType":163},"fr-8","https:\u002F\u002Faspireapp.com\u002Fen-us\u002Fcalculators\u002Fbreak-even-point-calculator","Break-even Calculator",{"_key":624,"_type":494,"internal":625,"internalTarget":627,"label":629,"linkType":322},"fr-9",{"_ref":626,"_type":321},"page-US-calculators-amazon-fee-calculator",{"_type":498,"slug":628},"calculators\u002Famazon-fee-calculator","Amazon Fee Calculator","Resources",{"_key":632,"_type":490,"links":633,"title":23},"footer-company",[634,641,648,655],{"_key":635,"_type":494,"internal":636,"internalTarget":638,"label":640,"linkType":322},"fc-1",{"_ref":637,"_type":321},"page-US-about-us",{"_type":498,"slug":639},"about-us","About Aspire",{"_key":642,"_type":494,"internal":643,"internalTarget":645,"label":647,"linkType":322},"fc-2",{"_ref":644,"_type":321},"page-US-contact-us",{"_type":498,"slug":646},"contact-us","Contact Us",{"_key":649,"_type":494,"internal":650,"internalTarget":652,"label":654,"linkType":322},"fc-3",{"_ref":651,"_type":321},"page-US-careers",{"_type":498,"slug":653},"careers","Careers",{"_key":656,"_type":494,"internal":657,"internalTarget":659,"label":661,"linkType":322},"fc-4",{"_ref":658,"_type":321},"page-US-partners",{"_type":498,"slug":660},"partners","Partner with Aspire",{"_key":663,"_type":490,"isLegal":602,"links":664,"title":686},"footer-legal",[665,672,679],{"_key":666,"_type":494,"internal":667,"internalTarget":669,"label":671,"linkType":322},"fl-1",{"_ref":668,"_type":321},"legalPage-US-privacy-policy",{"_type":462,"slug":670},"privacy-policy","Privacy Policy",{"_key":673,"_type":494,"internal":674,"internalTarget":676,"label":678,"linkType":322},"fl-2",{"_ref":675,"_type":321},"legalPage-US-terms-of-service",{"_type":462,"slug":677},"terms-of-service","Terms of Service",{"_key":680,"_type":494,"internal":681,"internalTarget":683,"label":685,"linkType":322},"fl-3",{"_ref":682,"_type":321},"page-US-complaints",{"_type":498,"slug":684},"complaints","Complaints Policy","Legal",{"_type":494,"externalUrl":688,"internalTarget":369,"label":689,"linkType":163,"openInNewTab":602},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson","Get started",[691,695,698,700,707],{"_key":692,"_type":494,"internalTarget":369,"label":693,"linkType":694},"nav-product","Product","none",{"_key":696,"_type":494,"internalTarget":369,"label":697,"linkType":694},"nav-solutions","Solutions",{"_key":699,"_type":494,"internalTarget":369,"label":630,"linkType":694},"nav-resources",{"_key":701,"_type":494,"internal":702,"internalTarget":704,"label":706,"linkType":322},"nav-pricing",{"_ref":703,"_type":321},"page-US-pricing",{"_type":498,"slug":705},"pricing","Pricing",{"_key":708,"_type":494,"internal":709,"internalTarget":711,"label":713,"linkType":322},"nav-incorporations",{"_ref":710,"_type":321},"page-US-launchpad",{"_type":498,"slug":712},"launchpad","Incorporations",{"_type":494,"externalUrl":715,"internalTarget":369,"label":716,"linkType":163,"openInNewTab":602},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","Login",[718,847,1007],{"_key":719,"_type":720,"columns":721,"featured":834,"label":693},"mm-product","megaMenuPanel",[722,747,781,809],{"_key":723,"_type":724,"links":725,"title":500},"mm-product-account","megaMenuColumn",[726,733,739],{"_key":727,"_type":728,"link":729},"mm-p-multicurrency","megaMenuLink",{"_type":494,"internal":730,"internalTarget":731,"label":732,"linkType":322},{"_ref":496,"_type":321},{"_type":498,"slug":499},"Multi-Currency",{"_key":734,"_type":728,"link":735},"mm-p-cards",{"_type":494,"internal":736,"internalTarget":737,"label":738,"linkType":322},{"_ref":504,"_type":321},{"_type":498,"slug":506},"Smart Cards",{"_key":740,"_type":728,"link":741},"mm-p-yield",{"_type":494,"internal":742,"internalTarget":744,"label":746,"linkType":322},{"_ref":743,"_type":321},"page-US-yield",{"_type":498,"slug":745},"yield","Yield\u002FTreasury",{"_key":748,"_type":724,"links":749,"title":780},"mm-product-cfo",[750,755,763,771],{"_key":751,"_type":728,"link":752},"mm-p-expense",{"_type":494,"internal":753,"internalTarget":754,"label":521,"linkType":322},{"_ref":518,"_type":321},{"_type":498,"slug":520},{"_key":756,"_type":728,"link":757},"mm-p-budgets",{"_type":494,"internal":758,"internalTarget":760,"label":762,"linkType":322},{"_ref":759,"_type":321},"page-US-budgets",{"_type":498,"slug":761},"budgets","Budget Management",{"_key":764,"_type":728,"link":765},"mm-p-receivable",{"_type":494,"internal":766,"internalTarget":768,"label":770,"linkType":322},{"_ref":767,"_type":321},"page-US-invoice-management",{"_type":498,"slug":769},"invoice-management","Accounts Receivable",{"_key":772,"_type":728,"badgeLabel":773,"link":774},"mm-p-procure","NEW",{"_type":494,"internal":775,"internalTarget":777,"label":779,"linkType":322},{"_ref":776,"_type":321},"page-US-procure-to-pay",{"_type":498,"slug":778},"procure-to-pay","Procure-to-pay","CFO Suites",{"_key":782,"_type":724,"badgeLabel":773,"links":783,"title":808},"mm-product-payroll",[784,792,800],{"_key":785,"_type":728,"link":786},"mm-p-payroll",{"_type":494,"internal":787,"internalTarget":789,"label":791,"linkType":322},{"_ref":788,"_type":321},"page-US-use-case-payroll",{"_type":498,"slug":790},"use-case\u002Fpayroll","Global Payroll",{"_key":793,"_type":728,"link":794},"mm-p-eor",{"_type":494,"internal":795,"internalTarget":797,"label":799,"linkType":322},{"_ref":796,"_type":321},"page-US-employer-of-record",{"_type":498,"slug":798},"employer-of-record","Employer of Record",{"_key":801,"_type":728,"link":802},"mm-p-contractors",{"_type":494,"internal":803,"internalTarget":805,"label":807,"linkType":322},{"_ref":804,"_type":321},"page-US-contractor-management-product",{"_type":498,"slug":806},"contractor-management-product","Contractors","Payroll & Hiring",{"_key":810,"_type":724,"links":811,"title":833},"mm-product-platform",[812,817,825],{"_key":813,"_type":728,"link":814},"mm-p-global-payments",{"_type":494,"internal":815,"internalTarget":816,"label":514,"linkType":322},{"_ref":511,"_type":321},{"_type":498,"slug":513},{"_key":818,"_type":728,"link":819},"mm-p-issuance",{"_type":494,"internal":820,"internalTarget":822,"label":824,"linkType":322},{"_ref":821,"_type":321},"page-US-issuance",{"_type":498,"slug":823},"issuance","Issuance",{"_key":826,"_type":728,"link":827},"mm-p-global-accounts",{"_type":494,"internal":828,"internalTarget":830,"label":832,"linkType":322},{"_ref":829,"_type":321},"page-US-global-account",{"_type":498,"slug":831},"global-account","Global Accounts","Platform",{"body":835,"eyebrow":836,"heading":837,"image":838,"link":844},"For businesses with complex operations that need a relationship manager.","Updates","Pricing that fits your business",{"_type":839,"alternativeText":840,"height":841,"url":842,"width":843},"imageUrl","The Aspire team",300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":494,"internal":845,"internalTarget":846,"label":837,"linkType":322},{"_ref":703,"_type":321},{"_type":498,"slug":705},{"_key":848,"_type":720,"columns":849,"featured":989,"label":697},"mm-solutions",[850,887,913,964],{"_key":851,"_type":724,"links":852,"title":886},"mm-solutions-industry",[853,862,870,878],{"_key":854,"_type":728,"link":855},"mm-s-consulting",{"_type":494,"internal":856,"internalTarget":858,"label":861,"linkType":322},{"_ref":857,"_type":321},"solution-US-consulting",{"_type":859,"slug":860},"solution","consulting","Consulting",{"_key":863,"_type":728,"link":864},"mm-s-ecommerce",{"_type":494,"internal":865,"internalTarget":867,"label":869,"linkType":322},{"_ref":866,"_type":321},"solution-US-ecommerce",{"_type":859,"slug":868},"ecommerce","eCommerce",{"_key":871,"_type":728,"link":872},"mm-s-marketing",{"_type":494,"internal":873,"internalTarget":875,"label":877,"linkType":322},{"_ref":874,"_type":321},"solution-US-marketing-agencies",{"_type":859,"slug":876},"marketing-agencies","Marketing Agencies",{"_key":879,"_type":728,"link":880},"mm-s-vc-firms",{"_type":494,"internal":881,"internalTarget":883,"label":885,"linkType":322},{"_ref":882,"_type":321},"solution-US-vc-funds",{"_type":859,"slug":884},"vc-funds","VC & Investment Firms","By Industry",{"_key":888,"_type":724,"links":889,"title":912},"mm-solutions-size",[890,896,904],{"_key":891,"_type":728,"link":892},"mm-s-startups",{"_type":494,"internal":893,"internalTarget":894,"label":895,"linkType":322},{"_ref":594,"_type":321},{"_type":498,"slug":596},"Startups",{"_key":897,"_type":728,"link":898},"mm-s-smes",{"_type":494,"internal":899,"internalTarget":901,"label":903,"linkType":322},{"_ref":900,"_type":321},"solution-US-sme",{"_type":859,"slug":902},"sme","SMEs",{"_key":905,"_type":728,"link":906},"mm-s-midsized",{"_type":494,"internal":907,"internalTarget":909,"label":911,"linkType":322},{"_ref":908,"_type":321},"solution-US-mid-sized-companies",{"_type":859,"slug":910},"mid-sized-companies","Mid-Sized","By Company Size",{"_key":914,"_type":724,"links":915,"title":963},"mm-solutions-partner",[916,924,931,939,947,955],{"_key":917,"_type":728,"link":918},"mm-s-accountants",{"_type":494,"internal":919,"internalTarget":921,"label":923,"linkType":322},{"_ref":920,"_type":321},"page-US-accountants",{"_type":498,"slug":922},"partners\u002Faccountants","Accountants",{"_key":925,"_type":728,"link":926},"mm-s-partners-ecommerce",{"_type":494,"internal":927,"internalTarget":929,"label":869,"linkType":322},{"_ref":928,"_type":321},"page-US-ecommerce-partners",{"_type":498,"slug":930},"partners\u002Fecommerce",{"_key":932,"_type":728,"link":933},"mm-s-corpsec",{"_type":494,"internal":934,"internalTarget":936,"label":938,"linkType":322},{"_ref":935,"_type":321},"page-US-corpsec",{"_type":498,"slug":937},"partners\u002Fcorpsec","CorpSec",{"_key":940,"_type":728,"link":941},"mm-s-vc-incubators",{"_type":494,"internal":942,"internalTarget":944,"label":946,"linkType":322},{"_ref":943,"_type":321},"page-US-vc-and-incubators",{"_type":498,"slug":945},"partners\u002Fvc-and-incubators","VC & Incubators",{"_key":948,"_type":728,"link":949},"mm-s-immigration",{"_type":494,"internal":950,"internalTarget":952,"label":954,"linkType":322},{"_ref":951,"_type":321},"page-US-immigration-and-legal",{"_type":498,"slug":953},"partners\u002Fimmigration-and-legal","Immigration and Legal",{"_key":956,"_type":728,"link":957},"mm-s-affiliates",{"_type":494,"internal":958,"internalTarget":960,"label":962,"linkType":322},{"_ref":959,"_type":321},"page-US-aspire-affiliate-program",{"_type":498,"slug":961},"partners\u002Faspire-affiliate-program","Affiliates","For Our Partners",{"_key":965,"_type":724,"links":966,"title":988},"mm-solutions-connectivity",[967,975,980],{"_key":968,"_type":728,"link":969},"mm-s-aspire-connect",{"_type":494,"internal":970,"internalTarget":972,"label":974,"linkType":322},{"_ref":971,"_type":321},"page-US-aspire-connect",{"_type":498,"slug":973},"aspire-connect","Aspire Connect",{"_key":976,"_type":728,"link":977},"mm-s-integrations",{"_type":494,"internal":978,"internalTarget":979,"label":528,"linkType":322},{"_ref":525,"_type":321},{"_type":498,"slug":527},{"_key":981,"_type":728,"badgeLabel":773,"link":982},"mm-s-mcp",{"_type":494,"internal":983,"internalTarget":985,"label":987,"linkType":322},{"_ref":984,"_type":321},"page-US-mcp",{"_type":498,"slug":986},"mcp","MCP","Connectivity & AI",{"body":990,"eyebrow":991,"link":992,"logo":995,"person":1000},"Aspire's global rails made it effortless to move funds internationally, control spend securely, and stay compliant without the paperwork chaos.","Customer Testimonials",{"_type":494,"externalUrl":993,"internalTarget":369,"label":994,"linkType":163},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","View all testimonials",{"_type":839,"alternativeText":996,"height":997,"url":998,"width":999},"ZenAdmin",254,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F4bcf6c55c33ccc2363463456a0b1597c\u002F6aa8b8521ee748f0c243dc8c_zen-admin-dark.png",1233,{"image":1001,"name":1005,"role":1006},{"_type":839,"alternativeText":1002,"height":1003,"url":1004,"width":1003},"Yoan Kamalski, CEO and Founder",800,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffa6ed3c2965538289bec3174bf0cd300\u002F68c79879a35bb17fefd4c974_124d082c1d5b8501b8279a1c9d9cd48df3a4e8b4.webp","Yoan Kamalski","CEO and Founder",{"_key":1008,"_type":720,"columns":1009,"featured":1058,"label":630},"mm-resources",[1010,1032,1044],{"_key":1011,"_type":724,"links":1012,"title":1031},"mm-resources-knowledge",[1013,1019,1027],{"_key":1014,"_type":728,"link":1015},"mm-r-blogs",{"_type":494,"internal":1016,"internalTarget":1017,"label":1018,"linkType":322},{"_ref":587,"_type":321},{"_type":498,"slug":589},"Blogs",{"_key":1020,"_type":728,"link":1021},"mm-r-downloads",{"_type":494,"internal":1022,"internalTarget":1024,"label":1026,"linkType":322},{"_ref":1023,"_type":321},"page-US-downloads",{"_type":498,"slug":1025},"downloads","Reports & Insights",{"_key":1028,"_type":728,"link":1029},"mm-r-faqs",{"_type":494,"externalUrl":600,"internalTarget":369,"label":1030,"linkType":163,"openInNewTab":602},"FAQs","Knowledge Hub",{"_key":1033,"_type":724,"links":1034,"title":1043},"mm-resources-benefits",[1035],{"_key":1036,"_type":728,"link":1037},"mm-r-rewards",{"_type":494,"internal":1038,"internalTarget":1040,"label":1042,"linkType":322},{"_ref":1039,"_type":321},"page-US-rewards",{"_type":498,"slug":1041},"rewards","Perks & Rewards","Benefits",{"_key":1045,"_type":724,"links":1046,"title":1057},"mm-resources-about",[1047,1052],{"_key":1048,"_type":728,"link":1049},"mm-r-about",{"_type":494,"internal":1050,"internalTarget":1051,"label":640,"linkType":322},{"_ref":637,"_type":321},{"_type":498,"slug":639},{"_key":1053,"_type":728,"link":1054},"mm-r-partner",{"_type":494,"internal":1055,"internalTarget":1056,"label":661,"linkType":322},{"_ref":658,"_type":321},{"_type":498,"slug":660},"About",{"body":990,"eyebrow":991,"link":1059,"logo":1060,"person":1061},{"_type":494,"externalUrl":993,"internalTarget":369,"label":994,"linkType":163},{"_type":839,"alternativeText":996,"height":997,"url":998,"width":999},{"image":1062,"name":1005,"role":1006},{"_type":839,"alternativeText":1002,"height":1003,"url":1004,"width":1003},{"_createdAt":1064,"_id":1065,"_rev":484,"_type":1066,"_updatedAt":486,"asideCta":1067,"bottomCta":1075,"disclaimer":1080,"market":67,"midCta":1109},"2026-08-20T02:48:18Z","blogPostTemplate-US","blogPostTemplate",{"heading":1068,"image":1069,"link":1074},"Open your business account with Aspire",{"_type":839,"alternativeText":1070,"height":1071,"url":1072,"width":1073},"The Aspire account dashboard open on a laptop",141,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F071d2f9e0cef8a5afa0be380c0915d1f\u002F6a2c4df682d5b7a2e840452a_blog-post-template-02.png",306,{"_type":494,"externalUrl":688,"label":689,"linkType":163},{"heading":1076,"link":1077},"Start your journey with Aspire",{"_type":494,"externalUrl":1078,"label":1079,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Ftalk-to-sales","Talk to Sales",[1081],{"_key":1082,"_type":143,"children":1083,"markDefs":1104,"style":164},"2c8d61d0-456",[1084,1088,1092,1096,1100],{"_key":1085,"_type":147,"marks":1086,"text":1087},"us-disclaimer-lead",[],"This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our ’",{"_key":1089,"_type":147,"marks":1090,"text":678},"us-disclaimer-terms-text",[1091],"us-disclaimer-terms",{"_key":1093,"_type":147,"marks":1094,"text":1095},"us-disclaimer-middle",[],"’ and ’",{"_key":1097,"_type":147,"marks":1098,"text":706},"us-disclaimer-pricing-text",[1099],"us-disclaimer-pricing",{"_key":1101,"_type":147,"marks":1102,"text":1103},"us-disclaimer-tail",[],"’ pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.",[1105,1107],{"_key":1091,"_type":161,"externalUrl":1106,"linkType":163},"\u002Ftnc\u002Fterms-of-service",{"_key":1099,"_type":161,"externalUrl":1108,"linkType":163},"\u002Fpricing",{"body":1110,"eyebrow":1111,"heading":1112,"image":1113,"link":1118},"Find out how Aspire can help you speed up your end-to-end finance processes from payments to expense management.","Aspire Launchpad","Supercharge your finance operations with Aspire",{"_type":839,"alternativeText":1114,"height":1115,"url":1116,"width":1117},"A person writing in a notebook with a laptop open on their lap",1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":494,"externalUrl":1078,"label":1119,"linkType":163},"Talk to sales",[1121,1132,1142,1150],{"_id":1122,"category":1123,"coverImage":1124,"description":1129,"publishedAt":1130,"slug":1131,"title":1125},"blogPost-US-6aa81a483e59c62453c01185",{"slug":499,"title":500},{"_type":839,"alternativeText":1125,"height":1126,"url":1127,"width":1128},"Live Oak business checking account: features, fees & alternatives",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F2e3bbd20decf4974b8b8b686735f8a80\u002Fbendigo-business-account-review_social.jpeg",1200,"Live Oak Bank business checking review: features, fees, account types, and how it compares to Mercury, Brex, and traditional banks for small businesses.","2026-09-15T08:57:46.000Z","live-oak-business-checking-review",{"_id":1133,"category":1134,"coverImage":1137,"description":1140,"publishedAt":1130,"slug":1141,"title":1138},"blogPost-US-6aa81a59e4f3608f5cec03b8",{"slug":1135,"title":1136},"business-advice","Business Advice",{"_type":839,"alternativeText":1138,"height":1126,"url":1139,"width":1128},"Employer of Record (EOR): what it is, how it works, and when to use one","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F6147e455bb5e4c6ffda7d53c3569254e\u002Fbest-free-business-checking-accounts_cover.jpeg","An Employer of Record (EOR) lets you hire and pay talent abroad without a local entity. Learn how an EOR works, EOR vs PEO, and when to use one.","employer-of-record-explained",{"_id":1143,"category":1144,"coverImage":1145,"description":1148,"publishedAt":1130,"slug":1149,"title":1146},"blogPost-US-6aa81a68c2c53cbc3bb042b8",{"slug":1135,"title":1136},{"_type":839,"alternativeText":1146,"height":1126,"url":1147,"width":1128},"7 best Relay alternatives for US businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F45a3793a2077cf974d93432a942211d6\u002Fbest-airwallex-alternatives-businesses-australia_cover.jpeg","Searching for a Relay alternative? Compare Aspire, Bluevine, and Mercury on interest rates, lending, cash deposits, and international payments.","best-relay-alternatives-business",{"_id":1151,"category":1152,"coverImage":1153,"description":1155,"publishedAt":1130,"slug":1156,"title":1154},"blogPost-US-6aa81a758628de3e92b2045b",{"slug":499,"title":500},{"_type":839,"alternativeText":1154,"height":1126,"url":1127,"width":1128},"Capital One business checking account review: Fees and requirements","Compare Capital One's Basic, Enhanced and Premier business checking accounts, including monthly fees, cash deposits and account-opening requirements.","capital-one-business",{"data":1158,"sourceMap":-1},{"_id":1159,"_updatedAt":1160,"alternates":1161,"areSourcesShown":602,"author":1163,"body":1172,"category":2712,"coverImage":2715,"excerpt":2718,"faq":369,"intro":2751,"isFaqShown":119,"isSummaryShown":602,"isVideoShown":119,"publishedAt":2770,"reviewer":369,"seo":2771,"slug":2775,"sources":2776,"title":2716,"video":369},"blogPost-US-6a7dea83654325e7eb172921","2026-09-24T08:43:58Z",[1162],{"canonicalUrl":369,"isNoIndex":369,"language":369,"market":67,"pathPrefix":369},{"avatar":1164,"bio":1168,"doesServePage":602,"linkedinUrl":1169,"name":1165,"role":1170,"slug":1171,"twitterUrl":369},{"_type":839,"alternativeText":1165,"height":1166,"url":1167,"width":1166},"Bintang Lestada",400,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fa6164cd637e0a8e94f3e668ed9c1662f\u002F6a338b8dcdce1a7be82c0d58_bintang-lestada.webp","Bintang is a seasoned writer specialising in fintech, agtech, politics, and pop culture. With a writing history at VICE ASIA, Letterboxd, Whiteboard Journal and other reputable organisations, Bintang leverages their broad range of experiences to resources that educate audiences, build trust, and support business growth.","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fbintanglestada\u002F","Writer","bintang-lestada",[1173,1182,1190,1198,1217,1226,1245,1260,1272,1284,1296,1308,1320,1332,1344,1356,1368,1380,1388,1396,1404,1412,1420,1428,1436,1444,1452,1460,1468,1476,1617,1625,1640,1648,1656,1664,1672,1680,1688,1696,1704,1712,1720,1728,1736,1744,1752,1760,1768,1776,1784,1792,1800,1808,1816,1824,1832,1840,1848,1856,1864,1883,1891,1899,1907,1915,1923,1931,1950,1958,1966,1974,1982,1990,1998,2006,2014,2022,2030,2038,2046,2054,2066,2078,2086,2105,2112,2124,2136,2144,2152,2159,2170,2182,2190,2198,2205,2250,2262,2270,2278,2290,2302,2314,2326,2338,2350,2358,2378,2386,2417,2425,2433,2441,2449,2457,2475,2494,2502,2510,2518,2526,2534,2542,2550,2585,2592,2600,2608,2616,2624,2632,2640,2648,2656,2664,2672,2680,2688,2696,2704],{"_key":1174,"_type":143,"children":1175,"markDefs":1180,"style":1181},"k3",[1176],{"_key":1177,"_type":147,"marks":1178,"text":1179},"k2",[],"What is business expense management",[],"h2",{"_key":1183,"_type":143,"children":1184,"markDefs":1189,"style":164},"k7",[1185],{"_key":1186,"_type":147,"marks":1187,"text":1188},"k6",[],"Business expense management is the process of recording, tracking, approving, reimbursing, and reporting company expenses to maintain financial control. It combines the policies, workflows, and tools that help finance teams monitor spending, enforce company policies, and produce accurate financial reports.",[],{"_key":1191,"_type":143,"children":1192,"markDefs":1197,"style":164},"k11",[1193],{"_key":1194,"_type":147,"marks":1195,"text":1196},"k10",[],"At the center of this process is business expenses tracking. It's the practice of recording and categorizing every business expense, so finance teams can see where company funds are going. Without accurate tracking, approvals, reimbursements, budgeting, and reporting become more difficult to manage.",[],{"_key":1199,"_type":143,"children":1200,"markDefs":1214,"style":164},"k20",[1201,1205,1210],{"_key":1202,"_type":147,"marks":1203,"text":1204},"k17",[],"While the terms are often used interchangeably, corporate expense tracking is only one part of ",{"_key":1206,"_type":147,"marks":1207,"text":1209},"k18",[1208],"k13","business expense management",{"_key":1211,"_type":147,"marks":1212,"text":1213},"k19",[],". Tracking captures and organizes expenses, while expense management covers policies, approvals, reimbursements, reconciliation, and analysis.",[1215],{"_key":1208,"_type":161,"externalUrl":1216,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Frecurring-business-expenses-management",{"_key":1218,"_type":143,"children":1219,"markDefs":1224,"style":1225},"k24",[1220],{"_key":1221,"_type":147,"marks":1222,"text":1223},"k23",[],"What corporate expenses businesses should track",[],"h3",{"_key":1227,"_type":143,"children":1228,"markDefs":1242,"style":164},"k33",[1229,1233,1238],{"_key":1230,"_type":147,"marks":1231,"text":1232},"k30",[],"Every business has different spending patterns, but most finance teams should consistently track the following ",{"_key":1234,"_type":147,"marks":1235,"text":1237},"k31",[1236],"k26","expense categories",{"_key":1239,"_type":147,"marks":1240,"text":1241},"k32",[],":",[1243],{"_key":1236,"_type":161,"externalUrl":1244,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbusiness-expense-categories",{"_key":1246,"_type":143,"children":1247,"level":1257,"listItem":1258,"markDefs":1259,"style":164},"k39",[1248,1253],{"_key":1249,"_type":147,"marks":1250,"text":1252},"k37",[1251],"strong","Employee travel:",{"_key":1254,"_type":147,"marks":1255,"text":1256},"k38",[]," Airfare, hotels, rideshares, parking, and other travel-related costs",1,"bullet",[],{"_key":1261,"_type":143,"children":1262,"level":1257,"listItem":1258,"markDefs":1271,"style":164},"k45",[1263,1267],{"_key":1264,"_type":147,"marks":1265,"text":1266},"k43",[1251],"Meals and entertainment:",{"_key":1268,"_type":147,"marks":1269,"text":1270},"k44",[]," Client meetings, team meals, and other eligible business hospitality expenses",[],{"_key":1273,"_type":143,"children":1274,"level":1257,"listItem":1258,"markDefs":1283,"style":164},"k51",[1275,1279],{"_key":1276,"_type":147,"marks":1277,"text":1278},"k49",[1251],"Office supplies:",{"_key":1280,"_type":147,"marks":1281,"text":1282},"k50",[]," Everyday purchases such as stationery, printers, furniture, and workplace equipment",[],{"_key":1285,"_type":143,"children":1286,"level":1257,"listItem":1258,"markDefs":1295,"style":164},"k57",[1287,1291],{"_key":1288,"_type":147,"marks":1289,"text":1290},"k55",[1251],"Software and SaaS subscriptions:",{"_key":1292,"_type":147,"marks":1293,"text":1294},"k56",[]," Recurring payments for productivity, finance, collaboration, and security tools",[],{"_key":1297,"_type":143,"children":1298,"level":1257,"listItem":1258,"markDefs":1307,"style":164},"k63",[1299,1303],{"_key":1300,"_type":147,"marks":1301,"text":1302},"k61",[1251],"Marketing and advertising:",{"_key":1304,"_type":147,"marks":1305,"text":1306},"k62",[]," Digital advertising, events, content production, sponsorships, and campaign expenses",[],{"_key":1309,"_type":143,"children":1310,"level":1257,"listItem":1258,"markDefs":1319,"style":164},"k69",[1311,1315],{"_key":1312,"_type":147,"marks":1313,"text":1314},"k67",[1251],"Professional services:",{"_key":1316,"_type":147,"marks":1317,"text":1318},"k68",[]," Legal, accounting, consulting, and other external advisory fees",[],{"_key":1321,"_type":143,"children":1322,"level":1257,"listItem":1258,"markDefs":1331,"style":164},"k75",[1323,1327],{"_key":1324,"_type":147,"marks":1325,"text":1326},"k73",[1251],"Contractor payments:",{"_key":1328,"_type":147,"marks":1329,"text":1330},"k74",[]," Payments made to freelancers and independent contractors for project-based work",[],{"_key":1333,"_type":143,"children":1334,"level":1257,"listItem":1258,"markDefs":1343,"style":164},"k81",[1335,1339],{"_key":1336,"_type":147,"marks":1337,"text":1338},"k79",[1251],"Equipment purchases:",{"_key":1340,"_type":147,"marks":1341,"text":1342},"k80",[]," Computers, monitors, mobile devices, and other business equipment",[],{"_key":1345,"_type":143,"children":1346,"level":1257,"listItem":1258,"markDefs":1355,"style":164},"k87",[1347,1351],{"_key":1348,"_type":147,"marks":1349,"text":1350},"k85",[1251],"Utilities:",{"_key":1352,"_type":147,"marks":1353,"text":1354},"k86",[]," Internet, phone services, electricity, and other operational expenses",[],{"_key":1357,"_type":143,"children":1358,"level":1257,"listItem":1258,"markDefs":1367,"style":164},"k93",[1359,1363],{"_key":1360,"_type":147,"marks":1361,"text":1362},"k91",[1251],"Client expenses:",{"_key":1364,"_type":147,"marks":1365,"text":1366},"k92",[]," Costs incurred while serving or meeting with clients that are reimbursable under company policy",[],{"_key":1369,"_type":143,"children":1370,"level":1257,"listItem":1258,"markDefs":1379,"style":164},"k99",[1371,1375],{"_key":1372,"_type":147,"marks":1373,"text":1374},"k97",[1251],"Mileage and transportation:",{"_key":1376,"_type":147,"marks":1377,"text":1378},"k98",[]," Mileage reimbursements, public transportation, tolls, and other local travel expenses",[],{"_key":1381,"_type":143,"children":1382,"markDefs":1387,"style":164},"k103",[1383],{"_key":1384,"_type":147,"marks":1385,"text":1386},"k102",[],"Using the same expense categories across every transaction keeps financial records consistent and helps you get more value from a company expense tracker. That consistency makes budgeting, reporting, audits, and tax preparation easier.",[],{"_key":1389,"_type":143,"children":1390,"markDefs":1395,"style":1181},"k107",[1391],{"_key":1392,"_type":147,"marks":1393,"text":1394},"k106",[],"How expense tracking supports tax preparation and audit readiness",[],{"_key":1397,"_type":143,"children":1398,"markDefs":1403,"style":164},"k111",[1399],{"_key":1400,"_type":147,"marks":1401,"text":1402},"k110",[],"Well-organized expense records make tax preparation and audits more efficient. When every transaction is categorized consistently and supported by the right documentation, finance teams can prepare reports with greater accuracy and confidence.",[],{"_key":1405,"_type":143,"children":1406,"markDefs":1411,"style":164},"k115",[1407],{"_key":1408,"_type":147,"marks":1409,"text":1410},"k114",[],"This helps finance teams:",[],{"_key":1413,"_type":143,"children":1414,"level":1257,"listItem":1258,"markDefs":1419,"style":164},"k119",[1415],{"_key":1416,"_type":147,"marks":1417,"text":1418},"k118",[],"Identify deductible business expenses more easily.",[],{"_key":1421,"_type":143,"children":1422,"level":1257,"listItem":1258,"markDefs":1427,"style":164},"k123",[1423],{"_key":1424,"_type":147,"marks":1425,"text":1426},"k122",[],"Reconcile transactions against bank and card statements.",[],{"_key":1429,"_type":143,"children":1430,"level":1257,"listItem":1258,"markDefs":1435,"style":164},"k127",[1431],{"_key":1432,"_type":147,"marks":1433,"text":1434},"k126",[],"Prepare financial records needed for tax filing.",[],{"_key":1437,"_type":143,"children":1438,"level":1257,"listItem":1258,"markDefs":1443,"style":164},"k131",[1439],{"_key":1440,"_type":147,"marks":1441,"text":1442},"k130",[],"Keep receipts, invoices, and supporting documents linked to each expense.",[],{"_key":1445,"_type":143,"children":1446,"level":1257,"listItem":1258,"markDefs":1451,"style":164},"k135",[1447],{"_key":1448,"_type":147,"marks":1449,"text":1450},"k134",[],"Maintain a clear audit trail with expense categories, approvals, and transaction records.",[],{"_key":1453,"_type":143,"children":1454,"markDefs":1459,"style":164},"k139",[1455],{"_key":1456,"_type":147,"marks":1457,"text":1458},"k138",[],"Consistent expense tracking throughout the year gives finance teams reliable financial records when it's time to file taxes or respond to an audit.",[],{"_key":1461,"_type":143,"children":1462,"markDefs":1467,"style":1225},"k143",[1463],{"_key":1464,"_type":147,"marks":1465,"text":1466},"k142",[],"Manual vs. automated expense tracking workflow",[],{"_key":1469,"_type":143,"children":1470,"markDefs":1475,"style":164},"k147",[1471],{"_key":1472,"_type":147,"marks":1473,"text":1474},"k146",[],"The way expenses are tracked has a direct impact on reporting accuracy, approval speed, and the amount of manual work required from finance teams. While many companies start with spreadsheets, growing transaction volumes often make automated workflows more practical.",[],{"_key":1477,"_type":1478,"columnHeaders":1479,"hasColumnTitles":602,"hasRowTitles":119,"rows":1487},"k148","richTableBlock",[1480,1485],{"_key":1481,"_type":1482,"cellIndex":1483,"title":1484},"k1","columnHeader",0,"Manual expense tracking",{"_key":1177,"_type":1482,"cellIndex":1257,"title":1486},"Automated expense tracking",[1488,1511,1532,1553,1575,1596],{"_key":1174,"_type":1489,"cells":1490},"row",[1491,1503],{"_key":1492,"_type":1493,"content":1494},"k4","richTableCell",[1495],{"_key":1496,"_type":143,"children":1497,"markDefs":1502,"style":164},"k47",[1498],{"_key":1499,"_type":147,"marks":1500,"text":1501},"k46",[],"Employees save receipts and submit expense reports manually.",[],{"_key":1183,"_type":1493,"content":1504},[1505],{"_key":1280,"_type":143,"children":1506,"markDefs":1510,"style":164},[1507],{"_key":1276,"_type":147,"marks":1508,"text":1509},[],"Employees upload receipts or submit expenses through a centralized platform.",[],{"_key":1194,"_type":1489,"cells":1512},[1513,1523],{"_key":1191,"_type":1493,"content":1514},[1515],{"_key":1516,"_type":143,"children":1517,"markDefs":1522,"style":164},"k53",[1518],{"_key":1519,"_type":147,"marks":1520,"text":1521},"k52",[],"Finance teams review and categorize each expense individually.",[],{"_key":1524,"_type":1493,"content":1525},"k14",[1526],{"_key":1292,"_type":143,"children":1527,"markDefs":1531,"style":164},[1528],{"_key":1288,"_type":147,"marks":1529,"text":1530},[],"Expenses are categorized automatically or with minimal manual review.",[],{"_key":1202,"_type":1489,"cells":1533},[1534,1544],{"_key":1206,"_type":1493,"content":1535},[1536],{"_key":1537,"_type":143,"children":1538,"markDefs":1543,"style":164},"k59",[1539],{"_key":1540,"_type":147,"marks":1541,"text":1542},"k58",[],"Approvals are handled through email or spreadsheets.",[],{"_key":1545,"_type":1493,"content":1546},"k21",[1547],{"_key":1304,"_type":143,"children":1548,"markDefs":1552,"style":164},[1549],{"_key":1300,"_type":147,"marks":1550,"text":1551},[],"Approval workflows follow predefined policies and routing rules.",[],{"_key":1218,"_type":1489,"cells":1554},[1555,1566],{"_key":1556,"_type":1493,"content":1557},"k25",[1558],{"_key":1559,"_type":143,"children":1560,"markDefs":1565,"style":164},"k65",[1561],{"_key":1562,"_type":147,"marks":1563,"text":1564},"k64",[],"Transactions are reconciled manually with bank and card statements.",[],{"_key":1567,"_type":1493,"content":1568},"k28",[1569],{"_key":1316,"_type":143,"children":1570,"markDefs":1574,"style":164},[1571],{"_key":1312,"_type":147,"marks":1572,"text":1573},[],"Expenses sync with business accounts, corporate cards, and accounting software.",[],{"_key":1234,"_type":1489,"cells":1576},[1577,1587],{"_key":1239,"_type":1493,"content":1578},[1579],{"_key":1580,"_type":143,"children":1581,"markDefs":1586,"style":164},"k71",[1582],{"_key":1583,"_type":147,"marks":1584,"text":1585},"k70",[],"Reports are prepared by consolidating data from multiple sources.",[],{"_key":1588,"_type":1493,"content":1589},"k35",[1590],{"_key":1328,"_type":143,"children":1591,"markDefs":1595,"style":164},[1592],{"_key":1324,"_type":147,"marks":1593,"text":1594},[],"Real-time dashboards and reports are generated automatically.",[],{"_key":1254,"_type":1489,"cells":1597},[1598,1608],{"_key":1246,"_type":1493,"content":1599},[1600],{"_key":1601,"_type":143,"children":1602,"markDefs":1607,"style":164},"k77",[1603],{"_key":1604,"_type":147,"marks":1605,"text":1606},"k76",[],"Higher risk of missing receipts, duplicate entries, and data errors.",[],{"_key":1609,"_type":1493,"content":1610},"k42",[1611],{"_key":1340,"_type":143,"children":1612,"markDefs":1616,"style":164},[1613],{"_key":1336,"_type":147,"marks":1614,"text":1615},[],"Standardized workflows improve consistency and reduce manual errors.",[],{"_key":1618,"_type":143,"children":1619,"markDefs":1624,"style":164},"k152",[1620],{"_key":1621,"_type":147,"marks":1622,"text":1623},"k151",[],"For companies with a small number of monthly transactions, manual tracking may be sufficient. As spending grows across teams, automated workflows help finance teams maintain accurate records, enforce expense policies, and reduce routine administrative work.",[],{"_key":1626,"_type":143,"children":1627,"markDefs":1637,"style":164},"k159",[1628,1633],{"_key":1629,"_type":147,"marks":1630,"text":1632},"k157",[1631],"k153","Gartner's Finance Symposium 2026 survey",{"_key":1634,"_type":147,"marks":1635,"text":1636},"k158",[]," found that 66% of finance organizations using AI identified greater efficiency and productivity as a key benefit, reinforcing the operational advantages of automating finance workflows where possible.",[1638],{"_key":1631,"_type":161,"externalUrl":1639,"linkType":163},"https:\u002F\u002Fwww.gartner.com\u002Fen\u002Fnewsroom\u002Fpress-releases\u002F2026-05-28-gartner-says-cfos-must-stop-mistaking-finance-ai-deployment-for-value-creation",{"_key":1641,"_type":143,"children":1642,"markDefs":1647,"style":1181},"k163",[1643],{"_key":1644,"_type":147,"marks":1645,"text":1646},"k162",[],"How to track corporate expenses effectively",[],{"_key":1649,"_type":143,"children":1650,"markDefs":1655,"style":164},"k167",[1651],{"_key":1652,"_type":147,"marks":1653,"text":1654},"k166",[],"Successful corporate expense tracking relies on clear policies, standardized processes, and consistent oversight to maintain accurate financial records.",[],{"_key":1657,"_type":143,"children":1658,"markDefs":1663,"style":164},"k171",[1659],{"_key":1660,"_type":147,"marks":1661,"text":1662},"k170",[],"Here's a five-step framework that helps finance teams build a scalable approach to tracking business expenses.",[],{"_key":1665,"_type":143,"children":1666,"markDefs":1671,"style":1225},"k175",[1667],{"_key":1668,"_type":147,"marks":1669,"text":1670},"k174",[],"Step 1: Create a clear expense policy",[],{"_key":1673,"_type":143,"children":1674,"markDefs":1679,"style":164},"k179",[1675],{"_key":1676,"_type":147,"marks":1677,"text":1678},"k178",[],"A well-defined expense policy sets expectations before any spending occurs. It helps employees understand what's covered, what documentation is required, and how expenses should be submitted, reducing unnecessary back-and-forth for both employees and finance teams.",[],{"_key":1681,"_type":143,"children":1682,"markDefs":1687,"style":164},"k183",[1683],{"_key":1684,"_type":147,"marks":1685,"text":1686},"k182",[],"Your policy should clearly define:",[],{"_key":1689,"_type":143,"children":1690,"level":1257,"listItem":1258,"markDefs":1695,"style":164},"k187",[1691],{"_key":1692,"_type":147,"marks":1693,"text":1694},"k186",[],"Eligible and non-eligible business expenses",[],{"_key":1697,"_type":143,"children":1698,"level":1257,"listItem":1258,"markDefs":1703,"style":164},"k191",[1699],{"_key":1700,"_type":147,"marks":1701,"text":1702},"k190",[],"Spending limits for different teams or roles",[],{"_key":1705,"_type":143,"children":1706,"level":1257,"listItem":1258,"markDefs":1711,"style":164},"k195",[1707],{"_key":1708,"_type":147,"marks":1709,"text":1710},"k194",[],"Required documentation, such as receipts or invoices",[],{"_key":1713,"_type":143,"children":1714,"level":1257,"listItem":1258,"markDefs":1719,"style":164},"k199",[1715],{"_key":1716,"_type":147,"marks":1717,"text":1718},"k198",[],"Approval rules for higher-value purchases",[],{"_key":1721,"_type":143,"children":1722,"level":1257,"listItem":1258,"markDefs":1727,"style":164},"k203",[1723],{"_key":1724,"_type":147,"marks":1725,"text":1726},"k202",[],"Reimbursement timelines and submission deadlines",[],{"_key":1729,"_type":143,"children":1730,"markDefs":1735,"style":164},"k207",[1731],{"_key":1732,"_type":147,"marks":1733,"text":1734},"k206",[],"Software works best when approval rules and expense policies are already defined. Without them, finance teams still end up reviewing exceptions manually.",[],{"_key":1737,"_type":143,"children":1738,"markDefs":1743,"style":1225},"k211",[1739],{"_key":1740,"_type":147,"marks":1741,"text":1742},"k210",[],"Step 2: Standardize expense categories",[],{"_key":1745,"_type":143,"children":1746,"markDefs":1751,"style":164},"k215",[1747],{"_key":1748,"_type":147,"marks":1749,"text":1750},"k214",[],"Consistent expense categories make financial data more useful. A standardized framework should include:",[],{"_key":1753,"_type":143,"children":1754,"level":1257,"listItem":1258,"markDefs":1759,"style":164},"k219",[1755],{"_key":1756,"_type":147,"marks":1757,"text":1758},"k218",[],"Department-specific expense categories",[],{"_key":1761,"_type":143,"children":1762,"level":1257,"listItem":1258,"markDefs":1767,"style":164},"k223",[1763],{"_key":1764,"_type":147,"marks":1765,"text":1766},"k222",[],"General ledger mapping for accounting",[],{"_key":1769,"_type":143,"children":1770,"level":1257,"listItem":1258,"markDefs":1775,"style":164},"k227",[1771],{"_key":1772,"_type":147,"marks":1773,"text":1774},"k226",[],"Consistent tax treatment where applicable",[],{"_key":1777,"_type":143,"children":1778,"level":1257,"listItem":1258,"markDefs":1783,"style":164},"k231",[1779],{"_key":1780,"_type":147,"marks":1781,"text":1782},"k230",[],"Budget reporting aligned to business functions",[],{"_key":1785,"_type":143,"children":1786,"level":1257,"listItem":1258,"markDefs":1791,"style":164},"k235",[1787],{"_key":1788,"_type":147,"marks":1789,"text":1790},"k234",[],"Standardized coding across all expense submissions",[],{"_key":1793,"_type":143,"children":1794,"markDefs":1799,"style":1225},"k239",[1795],{"_key":1796,"_type":147,"marks":1797,"text":1798},"k238",[],"Step 3: Capture expenses in real time",[],{"_key":1801,"_type":143,"children":1802,"markDefs":1807,"style":164},"k243",[1803],{"_key":1804,"_type":147,"marks":1805,"text":1806},"k242",[],"Receipts are easiest to lose when employees submit expenses days or weeks after a purchase. Capturing expenses as they're incurred keeps records current instead of rebuilding them at month-end.",[],{"_key":1809,"_type":143,"children":1810,"markDefs":1815,"style":164},"k247",[1811],{"_key":1812,"_type":147,"marks":1813,"text":1814},"k246",[],"Modern business expense tracker software helps simplify this process by supporting:",[],{"_key":1817,"_type":143,"children":1818,"level":1257,"listItem":1258,"markDefs":1823,"style":164},"k251",[1819],{"_key":1820,"_type":147,"marks":1821,"text":1822},"k250",[],"Mobile receipt uploads",[],{"_key":1825,"_type":143,"children":1826,"level":1257,"listItem":1258,"markDefs":1831,"style":164},"k255",[1827],{"_key":1828,"_type":147,"marks":1829,"text":1830},"k254",[],"OCR receipt scanning that extracts key transaction details, with finance review for exceptions or unclear receipts",[],{"_key":1833,"_type":143,"children":1834,"level":1257,"listItem":1258,"markDefs":1839,"style":164},"k259",[1835],{"_key":1836,"_type":147,"marks":1837,"text":1838},"k258",[],"Automatic capture of corporate card transactions",[],{"_key":1841,"_type":143,"children":1842,"level":1257,"listItem":1258,"markDefs":1847,"style":164},"k263",[1843],{"_key":1844,"_type":147,"marks":1845,"text":1846},"k262",[],"Automatic expense categorization based on predefined rules",[],{"_key":1849,"_type":143,"children":1850,"level":1257,"listItem":1258,"markDefs":1855,"style":164},"k267",[1851],{"_key":1852,"_type":147,"marks":1853,"text":1854},"k266",[],"Secure digital records that are easy to retrieve during audits",[],{"_key":1857,"_type":143,"children":1858,"markDefs":1863,"style":1225},"k271",[1859],{"_key":1860,"_type":147,"marks":1861,"text":1862},"k270",[],"Step 4: Automate approvals and reimbursements",[],{"_key":1865,"_type":143,"children":1866,"markDefs":1880,"style":164},"k280",[1867,1871,1876],{"_key":1868,"_type":147,"marks":1869,"text":1870},"k277",[],"Instead of routing expenses through emails or spreadsheets, automated workflows send each request to the right approver and keep reimbursements moving. In fact, ",{"_key":1872,"_type":147,"marks":1873,"text":1875},"k278",[1874],"k273","Deloitte's Q4 2025 CFO Signals Survey",{"_key":1877,"_type":147,"marks":1878,"text":1879},"k279",[]," found that 49% of CFOs identified automating processes to free employees for higher-value work as their top finance talent priority for 2026.",[1881],{"_key":1874,"_type":161,"externalUrl":1882,"linkType":163},"https:\u002F\u002Fwww.deloitte.com\u002Fus\u002Fen\u002Fabout\u002Fpress-room\u002Fdeloitte-q4-2025-cfo-signals-survey.html",{"_key":1884,"_type":143,"children":1885,"markDefs":1890,"style":164},"k284",[1886],{"_key":1887,"_type":147,"marks":1888,"text":1889},"k283",[],"Typical automation includes:",[],{"_key":1892,"_type":143,"children":1893,"level":1257,"listItem":1258,"markDefs":1898,"style":164},"k288",[1894],{"_key":1895,"_type":147,"marks":1896,"text":1897},"k287",[],"Multi-level approval workflows",[],{"_key":1900,"_type":143,"children":1901,"level":1257,"listItem":1258,"markDefs":1906,"style":164},"k292",[1902],{"_key":1903,"_type":147,"marks":1904,"text":1905},"k291",[],"Policy enforcement based on predefined rules",[],{"_key":1908,"_type":143,"children":1909,"level":1257,"listItem":1258,"markDefs":1914,"style":164},"k296",[1910],{"_key":1911,"_type":147,"marks":1912,"text":1913},"k295",[],"Automatic routing to managers or finance teams",[],{"_key":1916,"_type":143,"children":1917,"level":1257,"listItem":1258,"markDefs":1922,"style":164},"k300",[1918],{"_key":1919,"_type":147,"marks":1920,"text":1921},"k299",[],"Faster employee reimbursements",[],{"_key":1924,"_type":143,"children":1925,"level":1257,"listItem":1258,"markDefs":1930,"style":164},"k304",[1926],{"_key":1927,"_type":147,"marks":1928,"text":1929},"k303",[],"Corporate card reconciliation alongside submitted expenses",[],{"_key":1932,"_type":143,"children":1933,"markDefs":1947,"style":164},"k313",[1934,1938,1943],{"_key":1935,"_type":147,"marks":1936,"text":1937},"k310",[],"These capabilities are typically delivered through dedicated ",{"_key":1939,"_type":147,"marks":1940,"text":1942},"k311",[1941],"k306","expense management software",{"_key":1944,"_type":147,"marks":1945,"text":1946},"k312",[]," rather than spreadsheets, making approval processes easier to scale while reducing administrative effort.",[1948],{"_key":1941,"_type":161,"externalUrl":1949,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbest-expense-management-software",{"_key":1951,"_type":143,"children":1952,"markDefs":1957,"style":1225},"k317",[1953],{"_key":1954,"_type":147,"marks":1955,"text":1956},"k316",[],"Step 5: Monitor spending with real-time reporting",[],{"_key":1959,"_type":143,"children":1960,"markDefs":1965,"style":164},"k321",[1961],{"_key":1962,"_type":147,"marks":1963,"text":1964},"k320",[],"Finance teams should have continuous visibility into spending patterns. Real-time reporting helps them:",[],{"_key":1967,"_type":143,"children":1968,"level":1257,"listItem":1258,"markDefs":1973,"style":164},"k325",[1969],{"_key":1970,"_type":147,"marks":1971,"text":1972},"k324",[],"Monitor spending through centralized dashboards",[],{"_key":1975,"_type":143,"children":1976,"level":1257,"listItem":1258,"markDefs":1981,"style":164},"k329",[1977],{"_key":1978,"_type":147,"marks":1979,"text":1980},"k328",[],"Track department budgets against actual expenses",[],{"_key":1983,"_type":143,"children":1984,"level":1257,"listItem":1258,"markDefs":1989,"style":164},"k333",[1985],{"_key":1986,"_type":147,"marks":1987,"text":1988},"k332",[],"Identify spending trends before they become budget issues",[],{"_key":1991,"_type":143,"children":1992,"level":1257,"listItem":1258,"markDefs":1997,"style":164},"k337",[1993],{"_key":1994,"_type":147,"marks":1995,"text":1996},"k336",[],"Improve cash flow visibility with up-to-date expense data",[],{"_key":1999,"_type":143,"children":2000,"level":1257,"listItem":1258,"markDefs":2005,"style":164},"k341",[2001],{"_key":2002,"_type":147,"marks":2003,"text":2004},"k340",[],"Simplify month-end reporting and financial close",[],{"_key":2007,"_type":143,"children":2008,"markDefs":2013,"style":164},"k345",[2009],{"_key":2010,"_type":147,"marks":2011,"text":2012},"k344",[],"The next decision is choosing software that fits the way your finance team already works, rather than adding another disconnected tool.",[],{"_key":2015,"_type":143,"children":2016,"markDefs":2021,"style":1181},"k349",[2017],{"_key":2018,"_type":147,"marks":2019,"text":2020},"k348",[],"Types of expense management software",[],{"_key":2023,"_type":143,"children":2024,"markDefs":2029,"style":164},"k353",[2025],{"_key":2026,"_type":147,"marks":2027,"text":2028},"k352",[],"There are multiple types of expense management software available, and the right choice depends on your company's size, finance workflows, and level of automation needed.",[],{"_key":2031,"_type":143,"children":2032,"markDefs":2037,"style":1225},"k357",[2033],{"_key":2034,"_type":147,"marks":2035,"text":2036},"k356",[],"1. Basic expense trackers",[],{"_key":2039,"_type":143,"children":2040,"markDefs":2045,"style":164},"k361",[2041],{"_key":2042,"_type":147,"marks":2043,"text":2044},"k360",[],"If expenses mainly involve collecting receipts and reimbursing employees, a basic expense tracker may be all you need. Most tools in this category focus on expense reports rather than broader spend management.",[],{"_key":2047,"_type":143,"children":2048,"markDefs":2053,"style":164},"k365",[2049],{"_key":2050,"_type":147,"marks":2051,"text":2052},"k364",[],"Examples:",[],{"_key":2055,"_type":143,"children":2056,"level":1257,"listItem":1258,"markDefs":2065,"style":164},"k371",[2057,2061],{"_key":2058,"_type":147,"marks":2059,"text":2060},"k369",[1251],"Expensify",{"_key":2062,"_type":147,"marks":2063,"text":2064},"k370",[],": Works well for businesses whose primary requirement is expense reporting and reimbursements. Pricing starts at USD $5 per member\u002Fmonth.",[],{"_key":2067,"_type":143,"children":2068,"level":1257,"listItem":1258,"markDefs":2077,"style":164},"k377",[2069,2073],{"_key":2070,"_type":147,"marks":2071,"text":2072},"k375",[1251],"Zoho Expense",{"_key":2074,"_type":147,"marks":2075,"text":2076},"k376",[],": Works well for businesses that also need travel expense management without moving to a broader finance platform. A free plan is available, with paid plans starting at USD $5 per user\u002Fmonth.",[],{"_key":2079,"_type":143,"children":2080,"markDefs":2085,"style":1225},"k381",[2081],{"_key":2082,"_type":147,"marks":2083,"text":2084},"k380",[],"2. Accounting software with expense tracking",[],{"_key":2087,"_type":143,"children":2088,"markDefs":2102,"style":164},"k390",[2089,2093,2098],{"_key":2090,"_type":147,"marks":2091,"text":2092},"k387",[],"Rather than introducing another finance tool, many businesses use the expense tracking features already built into their ",{"_key":2094,"_type":147,"marks":2095,"text":2097},"k388",[2096],"k383","accounting software",{"_key":2099,"_type":147,"marks":2100,"text":2101},"k389",[],". This works well when bookkeeping remains the primary focus.",[2103],{"_key":2096,"_type":161,"externalUrl":2104,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Fbest-ai-tools-for-accounting",{"_key":2106,"_type":143,"children":2107,"markDefs":2111,"style":164},"k394",[2108],{"_key":2109,"_type":147,"marks":2110,"text":2052},"k393",[],[],{"_key":2113,"_type":143,"children":2114,"level":1257,"listItem":1258,"markDefs":2123,"style":164},"k400",[2115,2119],{"_key":2116,"_type":147,"marks":2117,"text":2118},"k398",[1251],"QuickBooks Online:",{"_key":2120,"_type":147,"marks":2121,"text":2122},"k399",[]," If you're already using QuickBooks for accounting, built-in expense tracking may be enough for day-to-day expense management. Pricing starts at around USD $35\u002Fmonth, depending on the plan.",[],{"_key":2125,"_type":143,"children":2126,"level":1257,"listItem":1258,"markDefs":2135,"style":164},"k406",[2127,2131],{"_key":2128,"_type":147,"marks":2129,"text":2130},"k404",[1251],"Xero",{"_key":2132,"_type":147,"marks":2133,"text":2134},"k405",[],": Businesses already using Xero can manage expense claims without adding a separate expense tracking tool. Pricing starts at around USD $20\u002Fmonth, depending on the plan.",[],{"_key":2137,"_type":143,"children":2138,"markDefs":2143,"style":1225},"k410",[2139],{"_key":2140,"_type":147,"marks":2141,"text":2142},"k409",[],"3. Dedicated expense management software",[],{"_key":2145,"_type":143,"children":2146,"markDefs":2151,"style":164},"k414",[2147],{"_key":2148,"_type":147,"marks":2149,"text":2150},"k413",[],"Unlike accounting software with basic expense tracking, dedicated time and expense management software is purpose-built for expense reporting and approvals. OCR receipt scanning, policy controls, virtual cards, and accounting integrations are standard features on many platforms.",[],{"_key":2153,"_type":143,"children":2154,"markDefs":2158,"style":164},"k418",[2155],{"_key":2156,"_type":147,"marks":2157,"text":2052},"k417",[],[],{"_key":2160,"_type":143,"children":2161,"level":1257,"listItem":1258,"markDefs":2169,"style":164},"k424",[2162,2165],{"_key":2163,"_type":147,"marks":2164,"text":2060},"k422",[1251],{"_key":2166,"_type":147,"marks":2167,"text":2168},"k423",[],": A dedicated expense management platform for receipt capture, approvals, and reimbursements. Pricing starts at USD $5 per member\u002Fmonth.",[],{"_key":2171,"_type":143,"children":2172,"level":1257,"listItem":1258,"markDefs":2181,"style":164},"k430",[2173,2177],{"_key":2174,"_type":147,"marks":2175,"text":2176},"k428",[1251],"Ramp:",{"_key":2178,"_type":147,"marks":2179,"text":2180},"k429",[]," Built around corporate cards and spend management, with expense management and accounting automation included. Core expense management is free, with revenue generated through its financial products.",[],{"_key":2183,"_type":143,"children":2184,"markDefs":2189,"style":1225},"k434",[2185],{"_key":2186,"_type":147,"marks":2187,"text":2188},"k433",[],"4. All-in-one finance platforms",[],{"_key":2191,"_type":143,"children":2192,"markDefs":2197,"style":164},"k438",[2193],{"_key":2194,"_type":147,"marks":2195,"text":2196},"k437",[],"Rather than using separate tools for banking, expense management, budgeting, and reporting, all-in-one finance platforms bring those functions together. This approach is often a better fit for growing finance teams with more complex finance operations.",[],{"_key":2199,"_type":143,"children":2200,"markDefs":2204,"style":164},"k442",[2201],{"_key":2202,"_type":147,"marks":2203,"text":2052},"k441",[],[],{"_key":2206,"_type":143,"children":2207,"level":1257,"listItem":1258,"markDefs":2245,"style":164},"k464",[2208,2211,2215,2220,2225,2229,2233,2236,2241],{"_key":2209,"_type":147,"marks":2210,"text":480},"k455",[1251],{"_key":2212,"_type":147,"marks":2213,"text":2214},"k456",[],": Combines a ",{"_key":2216,"_type":147,"marks":2217,"text":2219},"k457",[2218],"k445","multi-currency business account",{"_key":2221,"_type":147,"marks":2222,"text":2224},"k458",[2223],"sup","1",{"_key":2226,"_type":147,"marks":2227,"text":2228},"k459",[],", corporate cards",{"_key":2230,"_type":147,"marks":2231,"text":2232},"k460",[2223],"2",{"_key":2234,"_type":147,"marks":2235,"text":194},"k461",[],{"_key":2237,"_type":147,"marks":2238,"text":2240},"k462",[2239],"k451","expense management",{"_key":2242,"_type":147,"marks":2243,"text":2244},"k463",[],", budgets, and accounting integrations. US business accounts have a USD $0 setup fee, a USD $0 monthly fee, and a USD $0 minimum balance.",[2246,2248],{"_key":2218,"_type":161,"externalUrl":2247,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fbusiness-account",{"_key":2239,"_type":161,"externalUrl":2249,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fexpense-management",{"_key":2251,"_type":143,"children":2252,"level":1257,"listItem":1258,"markDefs":2261,"style":164},"k470",[2253,2257],{"_key":2254,"_type":147,"marks":2255,"text":2256},"k468",[1251],"Brex",{"_key":2258,"_type":147,"marks":2259,"text":2260},"k469",[],": Offers corporate cards, expense management, travel, and spend controls for scaling companies. Pricing is custom-based on products and business requirements.",[],{"_key":2263,"_type":143,"children":2264,"markDefs":2269,"style":1181},"k474",[2265],{"_key":2266,"_type":147,"marks":2267,"text":2268},"k473",[],"Common business expense tracking mistakes to avoid",[],{"_key":2271,"_type":143,"children":2272,"markDefs":2277,"style":164},"k478",[2273],{"_key":2274,"_type":147,"marks":2275,"text":2276},"k477",[],"Even with a defined process, small gaps in expense tracking can create reporting errors, delays, and compliance challenges. Reviewing these common mistakes can help finance teams build a more reliable expense management process.",[],{"_key":2279,"_type":143,"children":2280,"level":1257,"listItem":1258,"markDefs":2289,"style":164},"k484",[2281,2285],{"_key":2282,"_type":147,"marks":2283,"text":2284},"k482",[1251],"Using inconsistent expense categories:",{"_key":2286,"_type":147,"marks":2287,"text":2288},"k483",[]," Different teams classifying similar expenses differently makes reporting, budgeting, and financial analysis less accurate.",[],{"_key":2291,"_type":143,"children":2292,"level":1257,"listItem":1258,"markDefs":2301,"style":164},"k490",[2293,2297],{"_key":2294,"_type":147,"marks":2295,"text":2296},"k488",[1251],"Missing receipts and supporting documents:",{"_key":2298,"_type":147,"marks":2299,"text":2300},"k489",[]," Incomplete records make it harder to verify expenses during reconciliations, tax preparation, and audits.",[],{"_key":2303,"_type":143,"children":2304,"level":1257,"listItem":1258,"markDefs":2313,"style":164},"k496",[2305,2309],{"_key":2306,"_type":147,"marks":2307,"text":2308},"k494",[1251],"Delaying expense submissions:",{"_key":2310,"_type":147,"marks":2311,"text":2312},"k495",[]," Waiting until the end of the month increases the risk of missing transactions, forgotten expenses, and reporting delays.",[],{"_key":2315,"_type":143,"children":2316,"level":1257,"listItem":1258,"markDefs":2325,"style":164},"k502",[2317,2321],{"_key":2318,"_type":147,"marks":2319,"text":2320},"k500",[1251],"Relying on manual approvals:",{"_key":2322,"_type":147,"marks":2323,"text":2324},"k501",[]," Email-based approvals and spreadsheets can slow reimbursements and make it difficult to maintain a clear approval history.",[],{"_key":2327,"_type":143,"children":2328,"level":1257,"listItem":1258,"markDefs":2337,"style":164},"k508",[2329,2333],{"_key":2330,"_type":147,"marks":2331,"text":2332},"k506",[1251],"Failing to enforce expense policies:",{"_key":2334,"_type":147,"marks":2335,"text":2336},"k507",[]," Without standardized policies, teams may submit expenses that don't meet company guidelines or require additional review.",[],{"_key":2339,"_type":143,"children":2340,"level":1257,"listItem":1258,"markDefs":2349,"style":164},"k514",[2341,2345],{"_key":2342,"_type":147,"marks":2343,"text":2344},"k512",[1251],"Not reviewing expense data regularly:",{"_key":2346,"_type":147,"marks":2347,"text":2348},"k513",[]," Regular reviews help identify unusual spending patterns, duplicate transactions, and opportunities to improve budget control.",[],{"_key":2351,"_type":143,"children":2352,"markDefs":2357,"style":1181},"k518",[2353],{"_key":2354,"_type":147,"marks":2355,"text":2356},"k517",[],"How Aspire simplifies corporate expense tracking",[],{"_key":2359,"_type":143,"children":2360,"markDefs":2376,"style":164},"k529",[2361,2365,2369,2372],{"_key":2362,"_type":147,"marks":2363,"text":2364},"k525",[],"Standalone expense trackers solve one part of the problem. Growing finance teams often need spending, approvals, reporting, and accounting to work together. ",{"_key":2366,"_type":147,"marks":2367,"text":480},"k526",[2368],"k520",{"_key":2370,"_type":147,"marks":2371,"text":2224},"k527",[2223],{"_key":2373,"_type":147,"marks":2374,"text":2375},"k528",[]," combines those capabilities in a single platform.",[2377],{"_key":2368,"_type":161,"externalUrl":2249,"linkType":163},{"_key":2379,"_type":143,"children":2380,"markDefs":2385,"style":1225},"k533",[2381],{"_key":2382,"_type":147,"marks":2383,"text":2384},"k532",[],"Centralize business expense tracking",[],{"_key":2387,"_type":143,"children":2388,"markDefs":2413,"style":164},"k549",[2389,2393,2396,2400,2405,2409],{"_key":2390,"_type":147,"marks":2391,"text":2392},"k543",[],"Aspire brings together business accounts",{"_key":2394,"_type":147,"marks":2395,"text":2224},"k544",[2223],{"_key":2397,"_type":147,"marks":2398,"text":2399},"k545",[],", unlimited virtual ",{"_key":2401,"_type":147,"marks":2402,"text":2404},"k546",[2403],"k537","corporate cards",{"_key":2406,"_type":147,"marks":2407,"text":2232},"k547",[2408,2223],"k539",{"_key":2410,"_type":147,"marks":2411,"text":2412},"k548",[],", expense management, budgets, and reporting in a single platform. Finance teams can track spending, manage cards, and monitor budgets without switching between different systems.",[2414,2416],{"_key":2403,"_type":161,"externalUrl":2415,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fcorporate-card",{"_key":2408,"_type":161,"externalUrl":2415,"linkType":163},{"_key":2418,"_type":143,"children":2419,"markDefs":2424,"style":1225},"k553",[2420],{"_key":2421,"_type":147,"marks":2422,"text":2423},"k552",[],"Automate approvals and reimbursements",[],{"_key":2426,"_type":143,"children":2427,"markDefs":2432,"style":164},"k557",[2428],{"_key":2429,"_type":147,"marks":2430,"text":2431},"k556",[],"Employees can upload receipts as soon as they make a purchase. Approval rules then route each submission to the appropriate reviewer, while built-in policy controls and automated reimbursements keep expense processing moving without unnecessary follow-ups.",[],{"_key":2434,"_type":143,"children":2435,"markDefs":2440,"style":1225},"k561",[2436],{"_key":2437,"_type":147,"marks":2438,"text":2439},"k560",[],"Gain real-time visibility into company spending",[],{"_key":2442,"_type":143,"children":2443,"markDefs":2448,"style":164},"k565",[2444],{"_key":2445,"_type":147,"marks":2446,"text":2447},"k564",[],"Live dashboards provide visibility into company spending, department budgets, and card activity as transactions happen. Finance teams can monitor spend, enforce budgets, and identify trends throughout the month instead of waiting for month-end reports.",[],{"_key":2450,"_type":143,"children":2451,"markDefs":2456,"style":1225},"k569",[2452],{"_key":2453,"_type":147,"marks":2454,"text":2455},"k568",[],"Simplify accounting and financial reporting",[],{"_key":2458,"_type":143,"children":2459,"markDefs":2472,"style":164},"k578",[2460,2464,2469],{"_key":2461,"_type":147,"marks":2462,"text":2463},"k575",[],"QuickBooks, Xero, and other accounting platforms connect directly with Aspire, keeping transaction data in sync and reducing manual reconciliation. Finance teams can close their books 2x faster with ",{"_key":2465,"_type":147,"marks":2466,"text":2468},"k576",[2467],"k571","accounting automations",{"_key":2470,"_type":147,"marks":2471,"text":239},"k577",[],[2473],{"_key":2467,"_type":161,"externalUrl":2474,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fblog\u002Faccounting-automation",{"_key":2476,"_type":143,"children":2477,"markDefs":2491,"style":164},"k587",[2478,2482,2487],{"_key":2479,"_type":147,"marks":2480,"text":2481},"k584",[],"The value of connected reporting is likely to increase as finance technology evolves. ",{"_key":2483,"_type":147,"marks":2484,"text":2486},"k585",[2485],"k580","Gartner predicts",{"_key":2488,"_type":147,"marks":2489,"text":2490},"k586",[]," that organizations using cloud ERP systems with embedded AI assistants could achieve a 30% faster financial close by 2028, reinforcing the long-term benefits of integrating expense management with accounting and reporting workflows.",[2492],{"_key":2485,"_type":161,"externalUrl":2493,"linkType":163},"https:\u002F\u002Fwww.gartner.com\u002Fen\u002Fnewsroom\u002Fpress-releases\u002F2026-02-24-gartner-predicts-embedded-ai-in-cloud-erp-applications-will-drive-a-30-percent-faster-financial-close-by-2028",{"_key":2495,"_type":143,"children":2496,"markDefs":2501,"style":1181},"k591",[2497],{"_key":2498,"_type":147,"marks":2499,"text":2500},"k590",[],"Take control of your business expenses with smarter tracking",[],{"_key":2503,"_type":143,"children":2504,"markDefs":2509,"style":164},"k595",[2505],{"_key":2506,"_type":147,"marks":2507,"text":2508},"k594",[],"Before choosing an expense management solution, review how your current process performs in day-to-day operations. Consider whether your finance team can:",[],{"_key":2511,"_type":143,"children":2512,"level":1257,"listItem":1258,"markDefs":2517,"style":164},"k599",[2513],{"_key":2514,"_type":147,"marks":2515,"text":2516},"k598",[],"Track expenses as they occur instead of at month-end",[],{"_key":2519,"_type":143,"children":2520,"level":1257,"listItem":1258,"markDefs":2525,"style":164},"k603",[2521],{"_key":2522,"_type":147,"marks":2523,"text":2524},"k602",[],"Enforce approval policies consistently",[],{"_key":2527,"_type":143,"children":2528,"level":1257,"listItem":1258,"markDefs":2533,"style":164},"k607",[2529],{"_key":2530,"_type":147,"marks":2531,"text":2532},"k606",[],"Access real-time spending data across teams",[],{"_key":2535,"_type":143,"children":2536,"level":1257,"listItem":1258,"markDefs":2541,"style":164},"k611",[2537],{"_key":2538,"_type":147,"marks":2539,"text":2540},"k610",[],"Reconcile transactions without duplicate data entry",[],{"_key":2543,"_type":143,"children":2544,"level":1257,"listItem":1258,"markDefs":2549,"style":164},"k615",[2545],{"_key":2546,"_type":147,"marks":2547,"text":2548},"k614",[],"Generate accurate reports without relying on spreadsheets",[],{"_key":2551,"_type":143,"children":2552,"markDefs":2580,"style":164},"k633",[2553,2557,2560,2564,2567,2571,2576],{"_key":2554,"_type":147,"marks":2555,"text":480},"k626",[2556],"k616",{"_key":2558,"_type":147,"marks":2559,"text":2224},"k627",[2223],{"_key":2561,"_type":147,"marks":2562,"text":2563},"k628",[]," brings together a multi-currency business account",{"_key":2565,"_type":147,"marks":2566,"text":2224},"k629",[2223],{"_key":2568,"_type":147,"marks":2569,"text":2570},"k630",[],", corporate cards², expense management, budgeting, and ",{"_key":2572,"_type":147,"marks":2573,"text":2575},"k631",[2574],"k622","accounting integrations",{"_key":2577,"_type":147,"marks":2578,"text":2579},"k632",[]," in one platform, helping finance teams manage business spending from a single place.",[2581,2583],{"_key":2556,"_type":161,"externalUrl":2582,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus",{"_key":2574,"_type":161,"externalUrl":2584,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus\u002Fintegrations",{"_key":2586,"_type":143,"children":2587,"markDefs":2591,"style":1181},"k637",[2588],{"_key":2589,"_type":147,"marks":2590,"text":1030},"k636",[],[],{"_key":2593,"_type":143,"children":2594,"markDefs":2599,"style":1225},"k641",[2595],{"_key":2596,"_type":147,"marks":2597,"text":2598},"k640",[],"1. Can you track business expenses in a spreadsheet?",[],{"_key":2601,"_type":143,"children":2602,"markDefs":2607,"style":164},"k645",[2603],{"_key":2604,"_type":147,"marks":2605,"text":2606},"k644",[],"Only till you have a small team and only a handful of monthly expenses. Once approvals, reimbursements, or recurring subscriptions become harder to manage, spreadsheets often require extensive maintenance.",[],{"_key":2609,"_type":143,"children":2610,"markDefs":2615,"style":1225},"k649",[2611],{"_key":2612,"_type":147,"marks":2613,"text":2614},"k648",[],"2. What features should expense management software include?",[],{"_key":2617,"_type":143,"children":2618,"markDefs":2623,"style":164},"k653",[2619],{"_key":2620,"_type":147,"marks":2621,"text":2622},"k652",[],"For small teams, expense management software should include receipt capture, approval workflows, accounting integrations, and reporting capabilities. Larger finance teams may also benefit from OCR scanning, corporate cards, spend controls, budget tracking, and automated reimbursements.",[],{"_key":2625,"_type":143,"children":2626,"markDefs":2631,"style":1225},"k657",[2627],{"_key":2628,"_type":147,"marks":2629,"text":2630},"k656",[],"3. Do corporate cards replace employee reimbursements?",[],{"_key":2633,"_type":143,"children":2634,"markDefs":2639,"style":164},"k661",[2635],{"_key":2636,"_type":147,"marks":2637,"text":2638},"k660",[],"Not entirely. Corporate cards help reduce the number of out-of-pocket purchases employees need to claim, but reimbursements are still needed for expenses that can't be paid directly with a company card.",[],{"_key":2641,"_type":143,"children":2642,"markDefs":2647,"style":1225},"k665",[2643],{"_key":2644,"_type":147,"marks":2645,"text":2646},"k664",[],"4. Does expense management software work with accounting software?",[],{"_key":2649,"_type":143,"children":2650,"markDefs":2655,"style":164},"k669",[2651],{"_key":2652,"_type":147,"marks":2653,"text":2654},"k668",[],"Most modern platforms connect with accounting systems like Xero and QuickBooks to sync approved expenses and transaction data automatically, reducing duplicate entries and making reconciliation faster.",[],{"_key":2657,"_type":143,"children":2658,"markDefs":2663,"style":1225},"k673",[2659],{"_key":2660,"_type":147,"marks":2661,"text":2662},"k672",[],"5. When should a business switch from spreadsheets to expense management software?",[],{"_key":2665,"_type":143,"children":2666,"markDefs":2671,"style":164},"k677",[2667],{"_key":2668,"_type":147,"marks":2669,"text":2670},"k676",[],"When approvals involve multiple people or expenses become harder to track consistently, it is easier for businesses to maintain dedicated software than a spreadsheet.",[],{"_key":2673,"_type":143,"children":2674,"markDefs":2679,"style":1225},"k681",[2675],{"_key":2676,"_type":147,"marks":2677,"text":2678},"k680",[],"6. What's the difference between expense management and spend management?",[],{"_key":2681,"_type":143,"children":2682,"markDefs":2687,"style":164},"k685",[2683],{"_key":2684,"_type":147,"marks":2685,"text":2686},"k684",[],"Expense management focuses on recording, approving, reimbursing, and reporting business expenses, whereas spend management has a broader scope, covering purchasing, procurement, vendor payments, and company-wide spending controls.",[],{"_key":2689,"_type":143,"children":2690,"markDefs":2695,"style":1181},"k689",[2691],{"_key":2692,"_type":147,"marks":2693,"text":2694},"k688",[],"Disclaimer:",[],{"_key":2697,"_type":143,"children":2698,"markDefs":2703,"style":164},"k693",[2699],{"_key":2700,"_type":147,"marks":2701,"text":2702},"k692",[],"1. Aspire is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. EUR, GBP, CAD, HKD, CNY, SGD, JPY, AUD, NZD, CHF, NOK, and SEK accounts are provided by AFT HK Limited (\"Aspire HK\"), which is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC.",[],{"_key":2705,"_type":143,"children":2706,"markDefs":2711,"style":164},"k697",[2707],{"_key":2708,"_type":147,"marks":2709,"text":2710},"k696",[],"2. The AFT Secured Commercial Charge Card is issued by Column N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.",[],{"slug":2713,"title":2714},"guides","Guides",{"_type":839,"alternativeText":2716,"height":1126,"url":2717,"width":1128},"Corporate expense tracking: A complete guide for finance teams","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F1d87706894d0454df70e95f2cf6e320a\u002Fshared_cover_1d877068.jpeg",[2719,2725,2732,2739,2745],{"_key":1177,"_type":143,"children":2720,"level":1257,"listItem":1258,"markDefs":2724,"style":164},[2721],{"_key":1481,"_type":147,"marks":2722,"text":2723},[],"Corporate expense tracking is most effective when it's supported by clear policies, standardized expense categories, automated approvals, and real-time reporting",[],{"_key":2726,"_type":143,"children":2727,"level":1257,"listItem":1258,"markDefs":2731,"style":164},"k5",[2728],{"_key":1492,"_type":147,"marks":2729,"text":2730},[],"Manual spreadsheets work for simple workflows, but become difficult to manage as transaction volumes, teams, and approval processes grow",[],{"_key":2733,"_type":143,"children":2734,"level":1257,"listItem":1258,"markDefs":2738,"style":164},"k8",[2735],{"_key":1183,"_type":147,"marks":2736,"text":2737},[],"Choose expense management software based on your finance workflows, and consider automation, reporting, integrations, and scalability",[],{"_key":1191,"_type":143,"children":2740,"level":1257,"listItem":1258,"markDefs":2744,"style":164},[2741],{"_key":1194,"_type":147,"marks":2742,"text":2743},[],"Growing finance teams often benefit from integrated finance platforms that combine business accounts, corporate cards, expense management, budgeting, and accounting integrations in one place",[],{"_key":1524,"_type":143,"children":2746,"level":1257,"listItem":1258,"markDefs":2750,"style":164},[2747],{"_key":1208,"_type":147,"marks":2748,"text":2749},[],"The right expense management solution should help finance teams spend less time on administration and more time on budgeting, reporting, and strategic financial planning",[],[2752,2758,2764],{"_key":1177,"_type":143,"children":2753,"markDefs":2757,"style":164},[2754],{"_key":1481,"_type":147,"marks":2755,"text":2756},[],"Effective corporate expense tracking creates a structured workflow that captures expenses in real time, routes them through approval processes, and gives finance teams a clear view of where company money is being spent.",[],{"_key":2726,"_type":143,"children":2759,"markDefs":2763,"style":164},[2760],{"_key":1492,"_type":147,"marks":2761,"text":2762},[],"Manual spreadsheets often struggle to keep pace, making automation increasingly important for maintaining accuracy and operational efficiency.",[],{"_key":2733,"_type":143,"children":2765,"markDefs":2769,"style":164},[2766],{"_key":1183,"_type":147,"marks":2767,"text":2768},[],"Before exploring how to track business expenses effectively and the software that supports it, it's worth understanding how corporate expense tracking fits into the broader business expense management process.",[],"2026-08-13T16:02:12.601Z",{"_type":122,"metaDescription":2772,"metaTitle":2773,"socialShareImageUrl":2774},"Discover how to track corporate expenses, automate approvals, and choose the right expense management software for your finance team.","Corporate expense tracking: A guide for finance teams",{"_type":839,"alternativeText":2716,"height":1126,"url":2717,"width":1128},"corporate-expense-tracking",[2777,2784,2790,2796,2802],{"_key":1177,"_type":143,"children":2778,"level":1257,"listItem":2782,"markDefs":2783,"style":164},[2779],{"_key":1481,"_type":147,"marks":2780,"text":2781},[],"1. https:\u002F\u002Fwww.gartner.com\u002Fen\u002Fnewsroom\u002Fpress-releases\u002F2026-05-28-gartner-says-cfos-must-stop-mistaking-finance-ai-deployment-for-value-creation","number",[],{"_key":2726,"_type":143,"children":2785,"level":1257,"listItem":2782,"markDefs":2789,"style":164},[2786],{"_key":1492,"_type":147,"marks":2787,"text":2788},[],"(May 28, 2026)",[],{"_key":2733,"_type":143,"children":2791,"level":1257,"listItem":2782,"markDefs":2795,"style":164},[2792],{"_key":1183,"_type":147,"marks":2793,"text":2794},[],"2. https:\u002F\u002Fwww.deloitte.com\u002Fus\u002Fen\u002Fabout\u002Fpress-room\u002Fdeloitte-q4-2025-cfo-signals-survey.html (January 13, 2026)",[],{"_key":1191,"_type":143,"children":2797,"level":1257,"listItem":2782,"markDefs":2801,"style":164},[2798],{"_key":1194,"_type":147,"marks":2799,"text":2800},[],"3. https:\u002F\u002Fwww.gartner.com\u002Fen\u002Fnewsroom\u002Fpress-releases\u002F2026-02-24-gartner-predicts-embedded-ai-in-cloud-erp-applications-will-drive-a-30-percent-faster-financial-close-by-2028",[],{"_key":1524,"_type":143,"children":2803,"level":1257,"listItem":2782,"markDefs":2807,"style":164},[2804],{"_key":1208,"_type":147,"marks":2805,"text":2806},[],"(February 24,2026)",[],1790850639607]