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When a product enters the US, the importing business pays a percentage of that product's declared value to the federal government. That part has not changed in over 200 years.",[],{"_key":1192,"_type":143,"children":1193,"markDefs":1198,"style":164},"k11",[1194],{"_key":1195,"_type":147,"marks":1196,"text":1197},"k10",[],"What has changed is how many tariffs can apply to a single shipment at the same time. 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Tariffs are part of landed cost, alongside freight, insurance, customs brokerage, and other import charges.",[],{"_key":1246,"_type":143,"children":1247,"markDefs":1252,"style":1182},"k37",[1248],{"_key":1249,"_type":147,"marks":1250,"text":1251},"k36",[1179],"How do tariffs work when your goods actually arrive",[],{"_key":1254,"_type":143,"children":1255,"level":1218,"listItem":1264,"markDefs":1265,"style":164},"k43",[1256,1260],{"_key":1257,"_type":147,"marks":1258,"text":1259},"k41",[1179],"Where tariffs are collected:",{"_key":1261,"_type":147,"marks":1262,"text":1263},"k42",[],"US Customs and Border Protection (CBP) collects tariffs at over 300 ports of entry. Your customs broker classifies each product using its Harmonized Tariff Schedule (HTS) code and files an entry with CBP. The rate depends on what the product is and where it was made. You pay the duty before CBP releases the goods","bullet",[],{"_key":1267,"_type":143,"children":1268,"level":1218,"listItem":1264,"markDefs":1277,"style":164},"k49",[1269,1273],{"_key":1270,"_type":147,"marks":1271,"text":1272},"k47",[1179],"Classification is where most mistakes happen:",{"_key":1274,"_type":147,"marks":1275,"text":1276},"k48",[]," Your HTS code determines your base rate, and a small difference in classification can mean a 15 to 20 percentage point swing in what you owe. \"Finished steel article\" and \"steel derivative\" are not the same rate. If your broker gets this wrong, you either overpay and file for a refund or underpay and face a penalty audit. 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If your business relies on frequent small shipments from Chinese suppliers, this change alone may have restructured your cost model",[1311],{"_key":1304,"_type":161,"externalUrl":1312,"linkType":163},"https:\u002F\u002Fzonos.com\u002Fdocs\u002Fguides\u002Fus-tariff-changes",{"_key":1314,"_type":143,"children":1315,"markDefs":1320,"style":1182},"k70",[1316],{"_key":1317,"_type":147,"marks":1318,"text":1319},"k69",[1179],"What do current US tariff rates look like in 2026",[],{"_key":1322,"_type":143,"children":1323,"markDefs":1328,"style":164},"k74",[1324],{"_key":1325,"_type":147,"marks":1326,"text":1327},"k73",[],"The rates below reflect the tariff as of mid-2026. 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you a favor. Your import competitors are paying 10 to 50% more at the border, which means you can compete on price without reducing your own margins.",[],{"_key":1591,"_type":143,"children":1592,"level":1218,"listItem":1264,"markDefs":1601,"style":164},"k158",[1593,1597],{"_key":1594,"_type":147,"marks":1595,"text":1596},"k156",[1179],"You get time to scale before foreign competitors undercut you:",{"_key":1598,"_type":147,"marks":1599,"text":1600},"k157",[]," This one matters if you are at an early stage. Say you are launching a domestic electronics assembly line. Without tariffs, a factory in Shenzhen with 10 years of cost optimization would price you out immediately. 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That kind of diversification protects you from the next policy surprise, not just the current one",[],{"_key":1615,"_type":143,"children":1616,"markDefs":1621,"style":164},"k168",[1617],{"_key":1618,"_type":147,"marks":1619,"text":1620},"k167",[1179],"Where tariffs create real pain:",[],{"_key":1623,"_type":143,"children":1624,"level":1218,"listItem":1264,"markDefs":1633,"style":164},"k174",[1625,1629],{"_key":1626,"_type":147,"marks":1627,"text":1628},"k172",[1179],"You pay duties before you make a single sale:",{"_key":1630,"_type":147,"marks":1631,"text":1632},"k173",[]," If you are importing USD $5 million in goods at a 20% effective rate, that is USD $1 million in duties at the port. That cash is gone weeks before those products reach a customer. For a founder running lean on working capital, the problem is not the tariff rate. It is the timing",[],{"_key":1635,"_type":143,"children":1636,"level":1218,"listItem":1264,"markDefs":1645,"style":164},"k180",[1637,1641],{"_key":1638,"_type":147,"marks":1639,"text":1640},"k178",[1179],"Your customers are already stretched:",{"_key":1642,"_type":147,"marks":1643,"text":1644},"k179",[]," Even if your products are not directly tariffed, the people buying from you are spending more on groceries, fuel, and electronics. A DTC skincare brand might owe zero in duties, but if its customers are paying more for everything else, there is less budget left for a USD $45 serum",[],{"_key":1647,"_type":143,"children":1648,"level":1218,"listItem":1264,"markDefs":1657,"style":164},"k186",[1649,1653],{"_key":1650,"_type":147,"marks":1651,"text":1652},"k184",[1179],"Trading partners hit back:",{"_key":1654,"_type":147,"marks":1655,"text":1656},"k185",[]," When the US raises tariffs, other countries return the favor. If you are a US food brand selling into the EU or Canada, retaliatory counter-tariffs can price your products off shelves abroad. You end up paying more to import your inputs and earning less on your exports at the same time",[],{"_key":1659,"_type":143,"children":1660,"markDefs":1665,"style":1182},"k190",[1661],{"_key":1662,"_type":147,"marks":1663,"text":1664},"k189",[1179],"Why tariffs are a cash flow problem, not just a cost problem",[],{"_key":1667,"_type":143,"children":1668,"markDefs":1673,"style":164},"k194",[1669],{"_key":1670,"_type":147,"marks":1671,"text":1672},"k193",[],"Most tariff coverage treats this as a pricing issue. Costs go up, so prices go up. But if you stop at the question of what are tariffs and only think about rates, you miss the bigger operational issue. For founders managing international operations, the deeper challenge is cash flow timing.",[],{"_key":1675,"_type":143,"children":1676,"markDefs":1681,"style":164},"k198",[1677],{"_key":1678,"_type":147,"marks":1679,"text":1680},"k197",[],"Tariff duties are paid upfront, at the port, before you take possession of your goods. If you are importing a large shipment and the effective rate just increased by 10 percentage points, that is a high unplanned cash outflow that takes weeks or months before you invoice your customer. For businesses operating on thin margins or in the middle of a growth sprint, that timing mismatch can force difficult decisions: delay a shipment, draw down reserves, or take on short-term debt to cover the gap.",[],{"_key":1683,"_type":143,"children":1684,"markDefs":1708,"style":164},"k212",[1685,1689,1694,1699,1704],{"_key":1686,"_type":147,"marks":1687,"text":1688},"k207",[],"This is where your financial infrastructure matters. If you are managing vendor payments across multiple currencies and countries, you need to see exactly where your cash is at any given moment, especially when a tariff shift changes your outflow by 5 or 6 figures. Aspire's",{"_key":1690,"_type":147,"marks":1691,"text":1693},"k208",[1692],"sup","1",{"_key":1695,"_type":147,"marks":1696,"text":1698},"k209",[1697],"k201"," multi-currency* ",{"_key":1700,"_type":147,"marks":1701,"text":1703},"k210",[1702],"k203","business account",{"_key":1705,"_type":147,"marks":1706,"text":1707},"k211",[]," is built for this kind of cross-border complexity. You can manage payments in 98+ currencies across 130+ countries, set budget controls by category, and track every transaction in real time so that a tariff change does not become a cash crisis.",[1709,1711],{"_key":1697,"_type":161,"externalUrl":1710,"linkType":163},"https:\u002F\u002Faspireapp.com\u002Fus",{"_key":1702,"_type":161,"externalUrl":1710,"linkType":163},{"_key":1713,"_type":143,"children":1714,"markDefs":1719,"style":164},"k216",[1715],{"_key":1716,"_type":147,"marks":1717,"text":1718},"k215",[1179],"Frequently asked questions",[],{"_key":1721,"_type":143,"children":1722,"level":1218,"listItem":1219,"markDefs":1727,"style":164},"k220",[1723],{"_key":1724,"_type":147,"marks":1725,"text":1726},"k219",[],"How are tariffs collected at US ports?",[],{"_key":1729,"_type":143,"children":1730,"markDefs":1735,"style":164},"k224",[1731],{"_key":1732,"_type":147,"marks":1733,"text":1734},"k223",[],"CBP collects duties at over 300 ports of entry, where your customs broker files an entry based on your product's HTS code and country of origin, and you pay the assessed duty before the goods are released, typically within 10 working days of the entry date.",[],{"_key":1737,"_type":143,"children":1738,"level":1218,"listItem":1219,"markDefs":1743,"style":164},"k228",[1739],{"_key":1740,"_type":147,"marks":1741,"text":1742},"k227",[],"Who actually pays tariffs, and can I negotiate the rate?",[],{"_key":1745,"_type":143,"children":1746,"markDefs":1751,"style":164},"k232",[1747],{"_key":1748,"_type":147,"marks":1749,"text":1750},"k231",[],"The US importing business pays the full duty to CBP, and while you cannot negotiate the rate itself, you can lower your effective rate by sourcing from countries with trade agreements like USMCA, ensuring correct HTS classification, or qualifying for product-specific exemptions.",[],{"_key":1753,"_type":143,"children":1754,"level":1218,"listItem":1219,"markDefs":1759,"style":164},"k236",[1755],{"_key":1756,"_type":147,"marks":1757,"text":1758},"k235",[],"If the Section 122 surcharge expires in July 2026, what happens to my costs?",[],{"_key":1761,"_type":143,"children":1762,"markDefs":1767,"style":164},"k240",[1763],{"_key":1764,"_type":147,"marks":1765,"text":1766},"k239",[],"Imports not covered by Section 232 or Section 301 would revert to their base MFN rate, but the administration could extend, replace, or raise the surcharge, so build your forecasts with at least 2 scenarios.",[],{"_key":1769,"_type":143,"children":1770,"level":1218,"listItem":1219,"markDefs":1775,"style":164},"k244",[1771],{"_key":1772,"_type":147,"marks":1773,"text":1774},"k243",[],"What is tariff stacking, and why does it matter?",[],{"_key":1777,"_type":143,"children":1778,"markDefs":1783,"style":164},"k248",[1779],{"_key":1780,"_type":147,"marks":1781,"text":1782},"k247",[],"Tariff stacking is when multiple programs like Section 301, Section 232, and the base MFN duty all apply to the same shipment at once, which is how a single import of Chinese steel parts can reach an effective rate of 78% even though no individual tariff is that high.",[],{"_key":1785,"_type":143,"children":1786,"level":1218,"listItem":1219,"markDefs":1791,"style":164},"k252",[1787],{"_key":1788,"_type":147,"marks":1789,"text":1790},"k251",[],"Are the IEEPA tariff refunds actually happening?",[],{"_key":1793,"_type":143,"children":1794,"markDefs":1799,"style":164},"k256",[1795],{"_key":1796,"_type":147,"marks":1797,"text":1798},"k255",[],"Yes, CBP opened the CAPE refund portal after the Supreme Court's February 2026 ruling, covering an estimated USD $166 billion in duties paid by over 330,000 businesses between April 2025 and February 2026, so check your customs records and file if you imported during that period.",[],{"slug":1135,"title":1136},{"_type":839,"alternativeText":1802,"height":1126,"url":1803,"width":1128},"What are tariffs and how they work and impact US businesses in 2026","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F91663a2cde3796790aa332fdbe9a25d5\u002Ftariffs-explained_cover.jpeg",[1805,1812,1820,1827,1833,1840],{"_key":1177,"_type":143,"children":1806,"level":1218,"listItem":1264,"markDefs":1811,"style":164},[1807],{"_key":1808,"_type":147,"marks":1809,"text":1810},"k1",[],"A tariff is a tax that the US government charges on goods imported from other countries, calculated as a percentage of the product's declared value or as a fixed amount per unit",[],{"_key":1813,"_type":143,"children":1814,"level":1218,"listItem":1264,"markDefs":1819,"style":164},"k5",[1815],{"_key":1816,"_type":147,"marks":1817,"text":1818},"k4",[],"When your shipment arrives at a US port, your customs broker classifies the product, files an entry with CBP, and you pay the duty before the goods are released. The importer pays, not the foreign country or the overseas seller",[],{"_key":1821,"_type":143,"children":1822,"level":1218,"listItem":1264,"markDefs":1826,"style":164},"k8",[1823],{"_key":1184,"_type":147,"marks":1824,"text":1825},[],"Multiple tariff programs can stack on a single shipment, pushing effective rates far above the headline number (Chinese steel parts, for instance, can reach 78%)",[],{"_key":1192,"_type":143,"children":1828,"level":1218,"listItem":1264,"markDefs":1832,"style":164},[1829],{"_key":1195,"_type":147,"marks":1830,"text":1831},[],"Classification errors by your customs broker can swing your duty bill by 15 to 20 percentage points, making broker selection one of the highest-leverage decisions for first-time importers",[],{"_key":1203,"_type":143,"children":1834,"level":1218,"listItem":1264,"markDefs":1839,"style":164},[1835],{"_key":1836,"_type":147,"marks":1837,"text":1838},"k13",[],"Current rates range from 0% for USMCA-eligible imports to 50% for steel, aluminum, and copper, with a 10% global surcharge set to expire around July 2026",[],{"_key":1841,"_type":143,"children":1842,"level":1218,"listItem":1264,"markDefs":1847,"style":164},"k17",[1843],{"_key":1844,"_type":147,"marks":1845,"text":1846},"k16",[],"The biggest operational risk for founders is not the tariff rate itself but the cash flow timing gap, since duties are paid weeks before those goods generate any revenue",[],[1849,1855,1861],{"_key":1177,"_type":143,"children":1850,"markDefs":1854,"style":164},[1851],{"_key":1808,"_type":147,"marks":1852,"text":1853},[],"You do not need to be an economist to feel the impact of tariffs. If you have ever opened a customs invoice and found a duty charge that was double what you budgeted for, or watched your landed cost jump overnight because a new Section 232 order went into effect, you already understand what tariffs do to a business. The definition is simple. The operational reality is not.",[],{"_key":1813,"_type":143,"children":1856,"markDefs":1860,"style":164},[1857],{"_key":1816,"_type":147,"marks":1858,"text":1859},[],"Since early 2025, the US tariff environment has gone through more changes than most founders can track. Rates spiked to levels not seen since the 1930s, a Supreme Court ruling invalidated an entire category of tariffs, and the administration replaced them with a new legal mechanism within days. For anyone running cross-border operations, that volatility is not background noise. It is a variable in your P&L.",[],{"_key":1821,"_type":143,"children":1862,"markDefs":1866,"style":164},[1863],{"_key":1184,"_type":147,"marks":1864,"text":1865},[],"In this blog, we break down what are tariffs, how they actually work when your goods hit the port, what the current rates look like in 2026, and where the real risks and opportunities sit for US businesses that import or export.",[],"2026-08-05T06:54:57.087Z",{"_type":122,"metaDescription":1869,"metaTitle":1870,"socialShareImageUrl":1871},"Learn what tariffs are, how they are collected at US ports, current 2026 rates, and how tariff stacking and cash flow timing affect importing businesses.","What are tariffs? Rates, risks, and what to expect in 2026",{"_type":839,"alternativeText":1802,"height":1126,"url":1872,"width":1128},"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F91663a2cde3796790aa332fdbe9a25d5\u002Ftariffs-explained_social.jpeg","tariffs-explained",[1875,1881,1887,1893],{"_key":1177,"_type":143,"children":1876,"level":1218,"listItem":1219,"markDefs":1880,"style":164},[1877],{"_key":1808,"_type":147,"marks":1878,"text":1879},[],"https:\u002F\u002Fzonos.com\u002Fdocs\u002Fguides\u002Fus-tariff-changes - August 2025",[],{"_key":1813,"_type":143,"children":1882,"level":1218,"listItem":1219,"markDefs":1886,"style":164},[1883],{"_key":1816,"_type":147,"marks":1884,"text":1885},[],"https:\u002F\u002Ftaxfoundation.org\u002Fresearch\u002Fall\u002Ffederal\u002Ftrump-tariffs-trade-war\u002F - May 5, 2026",[],{"_key":1821,"_type":143,"children":1888,"level":1218,"listItem":1219,"markDefs":1892,"style":164},[1889],{"_key":1184,"_type":147,"marks":1890,"text":1891},[],"https:\u002F\u002Fbudgetlab.yale.edu\u002Fresearch\u002Fstate-us-tariffs-april-8-2026 - April 8, 2026",[],{"_key":1192,"_type":143,"children":1894,"level":1218,"listItem":1219,"markDefs":1898,"style":164},[1895],{"_key":1195,"_type":147,"marks":1896,"text":1897},[],"https:\u002F\u002Fbudgetmodel.wharton.upenn.edu\u002Fp\u002F2026-06-16-effective-tariff-rates-and-revenues-updated-june-16-2026\u002F - June 16, 2026",[],1790850639055]