The #1 digital business account for New Businesses

The business account for entrepreneurs, by entrepreneurs. Free to open with no minimum deposit or monthly fees.

We’re not a bank, we’re better

Open an account in 5 minutes

Get an account number and virtual card instantly upon approval. Manage it all from your fingertips

No hidden fees

Get started for free and enjoy the lowest fees in the market with transparent pricing

Fully safeguarded

Your funds are kept segregated in a trust account in accordance with the Payment Services Act, following MAS guidelines

Built for New Businesses

Find out why over thousands of new startups use Aspire as their one and only business account

Smarter than a bank account

Get a unique account number to send and receive money, with time saving features and integrations

Save time with smart features and integrations

Auto-spend categorisation, scheduled and bulk payments, integrated with Xero, and more

Increase your margins
with FX savings

Enjoy mid-market exchange rates with
low, transparent fees

Earn cashback on marketing & SaaS spend

1% cashback on qualified merchants like Facebook, Google, Shopify, and more

Access working capital designed for small businesses

Fast & simple, unlock a line of credit up to S$300k from as low as 1%
1% cashback on following apps

Top features

In-app support

With personalized customer service

Save on FX rates

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience


Payment approval process

Expense management

With multiple employee cards

Bulk Payments

Send multiple transfers with ease
Coming soon

We love that we only pay for what we use with Aspire’s flexible line of credit. It gave us full control and allowed us to invest on-demand and boosted our sales just when we needed it.


Owner, Enjoy Eating House

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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