The #1 digital business account for SMEs

The business account for entrepreneurs, by entrepreneurs. 100% digital, with free account opening and no monthly fees.

Built for SMEs

Find out why over 10,000 businesses and startups use Aspire to manage their finances

Smarter than a bank account

Get a unique account number to send and receive money, with time saving features and integrations

Increase your margins
with FX savings

Enjoy mid-market exchange rates with
low, transparent fees

Earn cashback on marketing & SaaS spend

1% cashback on qualified merchants like Facebook, Google, Shopify, and more

Works with your team

Enable multi-user access and manage your team expenses through card budgeting

Access working capital designed for small businesses

Fast & simple, unlock a line of credit up to S$300k from as low as 1%
1% cashback on following apps

Top features

In-app support

With personalized customer service

Save on FX rates

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience


Payment approval process

Expense management

With multiple employee cards

Bulk Payments

Send multiple transfers with ease
Coming soon

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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