The #1 digital business account for Foreign Directors

100% online account opening, no branch visit required. No minimum deposit or monthly fees.

Built for Foreign Directors

Find out why over 10,000 businesses and startups use Aspire to manage their finances

100% online account opening

No physical branch visit required. Open an account in 5 minutes

Send and receive money from any bank account

Get your own unique bank account just like any bank. Multi-currency accounts coming soon

Save on international transaction fees

Spend at the mid-market exchange rate, with low transparent fees

Save time with smart features and integrations

Auto-spend categorisation, scheduled and bulk payments, integrated with Xero, and more

Access working capital designed for small businesses

Fast, simple, and available to foreign directors. Unlock a line of credit up to S$300k from as low as 1%
1% cashback on following apps

Top features

In-app support

With personalized customer service

Save on FX rates

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience

Maker-checker

Payment approval process

Expense management

With multiple employee cards

Bulk Payments

Send multiple transfers with ease
Coming soon

Exceptional customer service! Easy account opening 24/7 with no branch visit required. The virtual account and card have been extremely helpful for our operations in Singapore. I've already recommended Aspire to friends who have asked us.

Alexander Petersen

Co-Founder & CEO, Laiba

Exceptional customer service! Easy account opening 24/7 with no branch visit required. The virtual account and card have been extremely helpful for our operations in Singapore.

Alexander Petersen

Founder & CEO, MyCash

Commonly asked questions

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

What documents do I need to submit to apply?

All you'll need is your director’s identity document (Passport, EP, DP, Work Pass, or NRIC). Alternatively, you can apply via MyInfo (Singpass)

Do I need to be physically present to open an Aspire Account?

No, you can open your account 100% online. No physical branch visit required.

How long will it take for my account to be approved?

Accounts with all required documentation are approved within a few working hours. Should we need additional documents, Aspire will reach out. Upon approval, you will be able to use your account and card to transact immediately.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees. We take a transparent approach towards transaction pricing, which you can view here.

How is the money in my account secured?

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following guidelines set out by the Monetary Authority of Singapore (MAS).

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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