Yield

通过 Aspire 收益账户，让企业资金稳步增长

以美元和港元获取收益，无最低门槛，并可在下一个工作日灵活提取资金，随时配合业务需求。
立即开始
Aspire Yield 是与富敦资金管理公司（Fullerton Fund Management）合作提供的产品。富敦隶属于 Seviora，后者是由Temasek 控股的独立资产管理集团。相关资金投资于风险相对较低的货币市场基金，旨在在产生回报的同时保障本金安全

以美元及港元资金赚取更高回報

3.61%*
高达
未扣除 Aspire 每年 0.5% 服务费
2.11%*
高達
未扣除 Aspire 每年 0.5% 服务费

*收益率基于截至 2026 年 6 月 10 日的 7 天表现计算，未扣除 Aspire 服务费。收益率並非對未來表現的保證。正收益率並不保證正回報。投資涉及風險。回报并非保证，为基于年度潜在增长的预测。您的资金可能面临风险。过往表现不代表未来表现。美元及港元基金的 1 年历史表现请参考相关链接。

This is how much you could earn

Boost your SGD gains with every dollar put in. Get a sneak peek of your potential returns.
+ SGD 2,363per year
Balance
SGD 60.20K
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*The return rates are based on 7-day performance as of 2nd Feb 2026, before deducting Aspire’s service fees. They do not guarantee future growth. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. Your capital may be at risk. Past performance is not an indicator of future performance. View the fund's 1-year historical performance here.

保障资金安全

在 Aspire，我们致力于帮助您在控制风险的同时提升资金回報，让您专注拓展业务。

投资安全可靠

您的资金将投资于由领先基金管理机构管理的货币市场基金，并可定期查看投资的资产净值及收益表现。

随时灵活调动

收益账户与 Aspire 企业账户无缝整合，让您随时调配资金并进行投资。

从首笔资金开始

无最低投资门槛，灵活管理并增值您的资金。

随时提取资金

闲置资金可获取回报，并支持下一个工作日随时转回企业账户用于业务支出。

Cash out anytime

Earn returns on spare cash with next business day liquidity or move funds back to your Business Account for your business expenses whenever needed. All within your Aspire account.

Hear it first from our customers

Bhavana Ravindran
Founder and CEO
“We’ve tried a other fintech accounts, and honestly, most overcomplicate things. Aspire Yield is refreshingly simple: no minimums, no hidden terms, and no pressure to ‘invest’ in something risky. Just move cash in, and it does its things.”
Read the case study
Tym Armstrong
Co-Founder at Forgettable
“Before Aspire Yield, we’d shuffle cash between banks every month just to earn interest - endless paperwork an time deposits. now our spare funds stay in Aspire, earning high returns automatically. It’s seamless, no extra work, and always accessible.”
Read the case study
Field Pickering
Managing Partner, Private Markets Group
“Before Aspire Yield, founders had limited options. Earning returns meant locking up cash for a minimum of 3, 6, or even 12 months, for early-stage businesses that need access to funds every day, that trade-off often meant missing out on opportunities. Aspire Yield changed this, allowing businesses to earn returns while maintaining next-day liquidity, a simple idea with a significant impact.”
Read the case study

Aspire 收益账户常见问题

Aspire 收益账户如何运作？

您的收益账户与 Aspire 企业账户整合，讓您随时投资闲置资金。

  • 美元资金投资于 富兰克林美元短期货币市场基金
  • 港元资金投资于 泰康开泰港元货币市场基金

您可查看美元及港元基金的 1 年历史表现。

您将持续获得资产净值及投资回报更新，并可在需要时于下一个工作日提取资金。

谁可以使用 Aspire 收益账户？

Aspire 收益账户仅适用于在香港注册成立且符合“活跃非金融实体（NFE）”资格的企业。不适用于包含美国人士的公司，以及金融机构或投资公司。

Aspire 收益账户收费如何？

将根据客户每月收益账户的总资产规模收取小额服务费

是否有锁定期？可以立即提取资金吗

您可随时从收益账户提取资金。如在相关货币市场基金的截止时间前提交赎回指示，资金将在下一个工作日转入您的 Aspire 企业账户。

是否有最低投资金额？

没有。您可投资任意金额，并可在下一个工作日提取（适用于截止时间前的赎回申请）。