[{"data":1,"prerenderedAt":2416},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":108,"cms-navigation":162,"cms-blog-post-template":772,"cms-blog-post-latest":833,"cms-blog-post:foreign-exchange-controls":875},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyBeforeAndAfterSectionLabel":22,"caseStudyChallengeLabel":23,"caseStudyClientLabel":24,"caseStudyCompanyInfoSectionLabel":25,"caseStudyCompanySizeLabel":26,"caseStudyCountryLabel":27,"caseStudyFocusLabel":28,"caseStudyFoundedLabel":29,"caseStudyFounderLabel":30,"caseStudyIndustryLabel":31,"caseStudySavePerYearSectionLabel":32,"caseStudySearchPlaceholder":15,"caseStudyWebsiteLabel":33,"chartDataTableHideLabel":34,"chartDataTableShowLabel":35,"comingSoonLabel":36,"copyLinkLabel":37,"dataProtectionLabel":38,"downloadButtonLabel":39,"downloadSearchPlaceholder":15,"downloadsLabel":40,"emailPlaceholder":41,"formErrorMessage":42,"formInvalidEmailMessage":43,"formInvalidPhoneMessage":44,"formInvalidUrlMessage":45,"formRequiredFieldMessage":46,"formSubmitLabel":47,"formSuccessMessage":48,"goToSlideLabel":49,"includedLabel":50,"language":51,"languageHeading":52,"latestArticlesLabel":53,"launchpadBusinessLocationLabel":54,"launchpadCompanySizeLabel":26,"launchpadFoundedLabel":55,"launchpadHeadquarterLabel":56,"launchpadIndustryLabel":31,"learnMoreLabel":57,"legalEffectiveFromLabel":58,"legalLastUpdatedLabel":59,"loadMoreLabel":60,"mainNavigationLabel":61,"market":62,"marketNames":63,"mostPopularLabel":79,"nextSlideLabel":80,"notIncludedLabel":81,"optionsLabel":82,"previousSlideLabel":83,"pricingFirstPlanFeaturesLabel":84,"pricingUpgradePlanFeaturesLabel":85,"ratingLabel":86,"readCaseStudyLabel":87,"readingTimeLabel":88,"recommendedLabel":89,"regionHeading":90,"regionSelectorLabel":91,"savedPerYearLabel":92,"shareOnFacebookLabel":93,"shareOnLinkedinLabel":94,"shareOnXLabel":95,"sharePostLabel":96,"supportedByLabel":97,"tableOfContentsLabel":98,"titleBrandSuffix":99,"toggleMenuLabel":100,"videoMuteLabel":101,"videoPauseLabel":102,"videoPlayLabel":103,"videoSeekLabel":104,"videoSoundPrompt":105,"videoUnmuteLabel":106,"viewAllCategoriesLabel":107,"viewAllProductsLabel":107},"2026-08-19T09:49:11Z","uiStrings-HK-zh-HK","0YKpiHcLUDtAprmSVETGRo","uiStrings","2026-10-07T09:18:02Z","All","Dismiss announcement","Back to Blog","返回案例分析","返回下載頁面","Frequently Asked Questions","Search","Sources","Summary","Aspire home","導覽路徑","Customer Stories","在使用Aspire後","使用Aspire前後","在使用Aspire前","公司","公司資料","公司規模","國家","案例研究","創立於","創辦人","行業","每年節省","網頁","隱藏數據表","顯示數據表","Coming soon","Copy link","Data protection:","立即下載","Downloads","輸入你的公司電郵","出了點問題，請再試一次。","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","立即免費開戶","Thank you! Your submission has been received!","Go to slide {index}","Included","zh-HK","Language","最新文章","營業地點","成立於","總部","了解更多","Effective from","Last updated","Load more","Main navigation","HK",[64,68,71,74,76],{"_key":65,"_type":66,"label":67,"market":65},"SG","marketName","新加坡",{"_key":69,"_type":66,"label":70,"market":69},"US","美國",{"_key":72,"_type":66,"label":73,"market":72},"AU","澳洲",{"_key":62,"_type":66,"label":75,"market":62},"香港",{"_key":77,"_type":66,"label":78,"market":77},"NL","荷蘭","Most popular","Next","Not included","Options","Previous","計劃內容","包含 {planName} 計劃所有功能，另享：","{rating} out of {max} stars","查閱案例研究","{minutes} min read","Recommended","Region","Change country\u002Fregion","每年可節省","Share on Facebook","Share on LinkedIn","Share on X","分享此帖文","Supported by","目錄","Aspire Hong Kong","Toggle menu","靜音","暫停","播放","播放進度","按此開啟聲音","取消靜音","View all",{"_createdAt":109,"_id":110,"_rev":111,"_type":112,"_updatedAt":113,"announcementBar":114,"baseUrl":123,"defaultSeo":124,"defaultSocialShareImageUrl":129,"footer":134,"footerLegalParagraphsRich":156,"language":51,"market":62,"mobileApp":157,"siteName":160,"studioVersion":161},"2026-08-19T09:49:08Z","siteSettings-HK-zh-HK","1za1AgGXrJWIU5rVtuzGqU","siteSettings","2026-09-30T04:44:27Z",{"enabled":115,"link":116,"text":122},true,{"_type":117,"internal":118,"label":57,"linkType":121},"link",{"_ref":119,"_type":120},"page-HK-aspire-for-startups-zh-HK","reference","internal","🚀 Aspire 初創方案: 尊享高達 HK$12,000 現金回贈，優先開戶，並加入創辦人專屬社群。","https:\u002F\u002Faspireapp.com",{"_type":125,"metaDescription":126,"metaTitle":127,"noIndex":128},"seo","專為企業打造的智能金融平台！全面支援本地轉帳網絡與全球匯款低至 0.18% 匯率優勢。整合公司戶口、批量匯款與公司 Visa 卡開支管理等功能，無縫串接主流會計軟體，讓企業營運效率翻倍！","Aspire：一站式企業金融平台｜全球匯款低至 0.18%",false,{"_type":130,"alternativeText":127,"height":131,"url":132,"width":133},"imageUrl",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F85140fd22c0db3172ae945de0be80088\u002F6a10208767972cc962cd715f_Website-Preview.webp",1200,{"copyright":135,"legalParagraphs":136,"socialLinks":139},"© 2025 AFT HK Ltd. 版權所有。",[137,138],"AFT HK Limited註冊於香港（75317450-000），並由香港海關和稅務部門頒發金錢服務經營者牌照。","收益帳戶由 AFT HK Treasury Limited（「AFT Treasury」）於香港提供。AFT Treasury 已獲 Securities and Futures Commission（證監會）發牌（中央編號：BWA638），可從事第 1 類（證券交易）、第 4 類（就證券提供意見）及第 9 類（資產管理）受規管活動。目前，AFT Treasury 僅向客戶提供第 1 類及第 4 類服務，並計劃於未來提供第 9 類服務。",[140,146,151],{"_key":141,"_type":142,"label":143,"platform":144,"url":145},"social-linkedin","socialLink","Aspire on Linkedin","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":147,"_type":142,"label":148,"platform":149,"url":150},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":152,"_type":142,"label":153,"platform":154,"url":155},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",null,{"rating":158},{"value":159},4.5,"Aspire","2026.10.8",{"_createdAt":163,"_id":164,"_rev":165,"_type":166,"_updatedAt":167,"footerGroups":168,"getStartedLink":448,"header":450,"language":51,"loginLink":465,"market":62,"megaMenu":468},"2026-08-19T09:49:10Z","navigation-HK-zh-HK","N1G5rtOZj8187JlhVSibFh","navigation","2026-10-07T09:24:24Z",[169,203,256,303,393,422],{"_key":170,"_type":171,"links":172,"title":202},"footer-x","footerGroup",[173,181,188,195],{"_key":174,"_type":117,"internal":175,"internalTarget":177,"label":180,"linkType":121},"f-x-0",{"_ref":176,"_type":120},"page-HK-business-account-zh-HK",{"_type":178,"slug":179},"page","business-account","商業賬戶",{"_key":182,"_type":117,"internal":183,"internalTarget":185,"label":187,"linkType":121},"f-x-1",{"_ref":184,"_type":120},"page-HK-corporate-card-zh-HK",{"_type":178,"slug":186},"corporate-card","公司卡",{"_key":189,"_type":117,"internal":190,"internalTarget":192,"label":194,"linkType":121},"f-x-2",{"_ref":191,"_type":120},"page-HK-global-payments-zh-HK",{"_type":178,"slug":193},"global-payments","環球付款和外匯",{"_key":196,"_type":117,"internal":197,"internalTarget":199,"label":201,"linkType":121},"f-x-3",{"_ref":198,"_type":120},"page-HK-expense-management-zh-HK",{"_type":178,"slug":200},"expense-management","開支管理","產品",{"_key":170,"_type":171,"links":204,"title":255},[205,211,217,223,229,236,243,250],{"_key":174,"_type":117,"internal":206,"internalTarget":208,"label":210,"linkType":121},{"_ref":207,"_type":120},"page-HK-bulk-payments-zh-HK",{"_type":178,"slug":209},"bulk-payments","批量付款",{"_key":182,"_type":117,"internal":212,"internalTarget":214,"label":216,"linkType":121},{"_ref":213,"_type":120},"page-HK-budgets-zh-HK",{"_type":178,"slug":215},"budgets","預算管理",{"_key":189,"_type":117,"internal":218,"internalTarget":220,"label":222,"linkType":121},{"_ref":219,"_type":120},"page-HK-employee-claims-zh-HK",{"_type":178,"slug":221},"employee-claims","員工報銷",{"_key":196,"_type":117,"internal":224,"internalTarget":226,"label":228,"linkType":121},{"_ref":225,"_type":120},"page-HK-multi-user-access-zh-HK",{"_type":178,"slug":227},"multi-user-access","團隊權限設定",{"_key":230,"_type":117,"internal":231,"internalTarget":233,"label":235,"linkType":121},"f-invoice-4",{"_ref":232,"_type":120},"page-HK-invoice-management-zh-HK",{"_type":178,"slug":234},"invoice-management","發票管理 (Invoice)",{"_key":237,"_type":117,"internal":238,"internalTarget":240,"label":242,"linkType":121},"f-ar-5",{"_ref":239,"_type":120},"page-HK-receivable-management-zh-HK",{"_type":178,"slug":241},"receivable-management","應收賬款管理 (AR)",{"_key":244,"_type":117,"internal":245,"internalTarget":247,"label":249,"linkType":121},"f-ap-6",{"_ref":246,"_type":120},"page-HK-payable-management-zh-HK",{"_type":178,"slug":248},"payable-management","應付帳款管理 (AP)",{"_key":251,"_type":117,"internal":252,"internalTarget":253,"label":254,"linkType":121},"f-x-7",{"_ref":176,"_type":120},{"_type":178,"slug":179},"匯款至內地","產品特色",{"_key":257,"_type":171,"links":258,"title":302},"footer-invoice-ar-ap",[259,267,274,281,288,295],{"_key":260,"_type":117,"internal":261,"internalTarget":263,"label":266,"linkType":121},"f-aspire-vs-airwallex-0",{"_ref":262,"_type":120},"comparison-HK-aspire-vs-airwallex-zh-HK",{"_type":264,"slug":265},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":268,"_type":117,"internal":269,"internalTarget":271,"label":273,"linkType":121},"f-aspire-vs-1",{"_ref":270,"_type":120},"comparison-HK-aspire-vs-traditional-banks-zh-HK",{"_type":264,"slug":272},"aspire-vs-traditional-banks","Aspire vs 傳統銀行",{"_key":275,"_type":117,"internal":276,"internalTarget":278,"label":280,"linkType":121},"f-aspire-vs-2",{"_ref":277,"_type":120},"comparison-HK-aspire-vs-hang-seng-zh-HK",{"_type":264,"slug":279},"aspire-vs-hang-seng","Aspire vs 恒生銀行",{"_key":282,"_type":117,"internal":283,"internalTarget":285,"label":287,"linkType":121},"f-aspire-vs-3",{"_ref":284,"_type":120},"comparison-HK-aspire-vs-hsbc-zh-HK",{"_type":264,"slug":286},"aspire-vs-hsbc","Aspire vs 匯豐銀行",{"_key":289,"_type":117,"internal":290,"internalTarget":292,"label":294,"linkType":121},"f-aspire-vs-statrys-4",{"_ref":291,"_type":120},"comparison-HK-aspire-vs-statrys-zh-HK",{"_type":264,"slug":293},"aspire-vs-statrys","Aspire vs Statrys",{"_key":296,"_type":117,"internal":297,"internalTarget":299,"label":301,"linkType":121},"f-aspire-vs-wise-5",{"_ref":298,"_type":120},"comparison-HK-aspire-vs-wise-zh-HK",{"_type":264,"slug":300},"aspire-vs-wise","Aspire vs Wise","方案對比",{"_key":304,"_type":171,"links":305,"title":392},"footer-aspire-vs-airwallexaspire-vs",[306,312,319,325,331,336,343,350,357,364,371,378,385],{"_key":174,"_type":117,"internal":307,"internalTarget":309,"label":311,"linkType":121},{"_ref":308,"_type":120},"page-HK-blog-zh-HK",{"_type":178,"slug":310},"blog","部落格",{"_key":313,"_type":117,"internal":314,"internalTarget":316,"label":318,"linkType":121},"f-aspire-launchpad-1",{"_ref":315,"_type":120},"page-HK-launchpad-zh-HK",{"_type":178,"slug":317},"launchpad","Aspire Launchpad",{"_key":320,"_type":117,"internal":321,"internalTarget":322,"label":324,"linkType":121},"f-aspire-for-startups-2",{"_ref":119,"_type":120},{"_type":178,"slug":323},"aspire-for-startups","Aspire for Startups",{"_key":196,"_type":117,"internal":326,"internalTarget":328,"label":330,"linkType":121},{"_ref":327,"_type":120},"page-HK-case-studies-zh-HK",{"_type":178,"slug":329},"case-studies","客戶故事",{"_key":332,"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"f-x-4","https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fzh-TW\u002F","常見問題","external",{"_key":337,"_type":117,"internal":338,"internalTarget":340,"label":342,"linkType":121},"f-amazon-5",{"_ref":339,"_type":120},"page-HK-calculator-amazon-seller-fees-calculator-zh-HK",{"_type":178,"slug":341},"calculator\u002Famazon-seller-fees-calculator","Amazon 費用計算機",{"_key":344,"_type":117,"internal":345,"internalTarget":347,"label":349,"linkType":121},"f-mpf-6",{"_ref":346,"_type":120},"page-HK-mpf-calculator-zh-HK",{"_type":178,"slug":348},"mpf-calculator","MPF 計算機",{"_key":351,"_type":117,"internal":352,"internalTarget":354,"label":356,"linkType":121},"f-2025-26-7",{"_ref":353,"_type":120},"page-HK-calculators-corporate-tax-calculator-zh-HK",{"_type":178,"slug":355},"calculators\u002Fcorporate-tax-calculator","利得稅計算機 2025\u002F26",{"_key":358,"_type":117,"internal":359,"internalTarget":361,"label":363,"linkType":121},"f-x-8",{"_ref":360,"_type":120},"page-HK-calculators-apr-conversion-calculator-zh-HK",{"_type":178,"slug":362},"calculators\u002Fapr-conversion-calculator","月平息換算實際年利率計算機",{"_key":365,"_type":117,"internal":366,"internalTarget":368,"label":370,"linkType":121},"f-x-9",{"_ref":367,"_type":120},"page-HK-calculators-loan-calculator-zh-HK",{"_type":178,"slug":369},"calculators\u002Floan-calculator","個人\u002F商業貸款還款計算機",{"_key":372,"_type":117,"internal":373,"internalTarget":375,"label":377,"linkType":121},"f-burn-rate-10",{"_ref":374,"_type":120},"page-HK-calculators-burn-rate-calculator-zh-HK",{"_type":178,"slug":376},"calculators\u002Fburn-rate-calculator","初創燒錢率 (Burn Rate) 計算機",{"_key":379,"_type":117,"internal":380,"internalTarget":382,"label":384,"linkType":121},"f-x-11",{"_ref":381,"_type":120},"page-HK-calculators-cheque-writing-tool-zh-HK",{"_type":178,"slug":383},"calculators\u002Fcheque-writing-tool","支票金額大寫轉換器",{"_key":386,"_type":117,"internal":387,"internalTarget":389,"label":391,"linkType":121},"f-profit-margin-12",{"_ref":388,"_type":120},"page-HK-calculators-profit-margin-calculator-zh-HK",{"_type":178,"slug":390},"calculators\u002Fprofit-margin-calculator","毛利率 (Profit Margin) 計算機","資源",{"_key":394,"_type":171,"links":395,"title":24},"footer-aspire-launchpadaspire-for-s",[396,403,409,416],{"_key":397,"_type":117,"internal":398,"internalTarget":400,"label":402,"linkType":121},"f-aspire-0",{"_ref":399,"_type":120},"page-HK-about-us-zh-HK",{"_type":178,"slug":401},"about-us","關於 Aspire",{"_key":182,"_type":117,"internal":404,"internalTarget":406,"label":408,"linkType":121},{"_ref":405,"_type":120},"page-HK-contact-us-zh-HK",{"_type":178,"slug":407},"contact-us","聯絡資料",{"_key":410,"_type":117,"internal":411,"internalTarget":413,"label":415,"linkType":121},"f-aspire-3",{"_ref":412,"_type":120},"page-HK-partners-zh-HK",{"_type":178,"slug":414},"partners","成為 Aspire 的夥伴",{"_key":332,"_type":117,"internal":417,"internalTarget":419,"label":421,"linkType":121},{"_ref":418,"_type":120},"page-HK-newsroom-zh-HK",{"_type":178,"slug":420},"newsroom","新聞中心",{"_key":423,"_type":171,"isLegal":115,"links":424,"title":447},"footer-legal",[425,433,440],{"_key":426,"_type":117,"internal":427,"internalTarget":429,"label":432,"linkType":121,"openInNewTab":128},"legal-privacy-policy",{"_ref":428,"_type":120},"legalPage-HK-privacy-policy-zh-HK",{"_type":430,"slug":431},"legalPage","privacy-policy","隱私權政策",{"_key":434,"_type":117,"internal":435,"internalTarget":437,"label":439,"linkType":121,"openInNewTab":128},"legal-debit-card-terms-and-conditions",{"_ref":436,"_type":120},"legalPage-HK-debit-card-terms-and-conditions-zh-HK",{"_type":430,"slug":438},"debit-card-terms-and-conditions","條款與條件",{"_key":441,"_type":117,"internal":442,"internalTarget":444,"label":446,"linkType":121,"openInNewTab":128},"legal-complaints",{"_ref":443,"_type":120},"page-HK-complaints-zh-HK",{"_type":178,"slug":445},"complaints","投訴政策","Legal",{"_type":117,"externalUrl":449,"internalTarget":156,"label":47,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[451,454,456,457,463],{"_key":452,"_type":117,"internalTarget":156,"label":202,"linkType":453},"nav-x","none",{"_key":452,"_type":117,"internalTarget":156,"label":455,"linkType":453},"解決方案",{"_key":452,"_type":117,"internalTarget":156,"label":392,"linkType":453},{"_key":452,"_type":117,"internal":458,"internalTarget":460,"label":462,"linkType":121},{"_ref":459,"_type":120},"page-HK-pricing-zh-HK",{"_type":178,"slug":461},"pricing","價格",{"_key":452,"_type":117,"internalTarget":156,"label":464,"linkType":453},"全球業務佈局",{"_type":117,"externalUrl":466,"internalTarget":156,"label":467,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","登入",[469,564,696,755],{"_key":470,"_type":471,"columns":472,"featured":553,"label":202},"mm-x","megaMenuPanel",[473,505,530],{"_key":474,"_type":475,"links":476,"title":180},"c-x-0","megaMenuColumn",[477,484,489,497],{"_key":478,"_type":479,"link":480},"l-x-0","megaMenuLink",{"_type":117,"internal":481,"internalTarget":482,"label":483,"linkType":121},{"_ref":176,"_type":120},{"_type":178,"slug":179},"多幣種帳戶",{"_key":485,"_type":479,"link":486},"l-x-1",{"_type":117,"internal":487,"internalTarget":488,"label":187,"linkType":121},{"_ref":184,"_type":120},{"_type":178,"slug":186},{"_key":490,"_type":479,"link":491},"l-x-2",{"_type":117,"internal":492,"internalTarget":494,"label":496,"linkType":121},{"_ref":493,"_type":120},"page-HK-yield-zh-HK",{"_type":178,"slug":495},"yield","收益帳戶",{"_key":498,"_type":479,"link":499},"l-x-3",{"_type":117,"internal":500,"internalTarget":502,"label":504,"linkType":121},{"_ref":501,"_type":120},"page-HK-use-case-payroll-zh-HK",{"_type":178,"slug":503},"use-case\u002Fpayroll","出糧戶口",{"_key":506,"_type":475,"links":507,"title":529},"c-cfo-1",[508,512,516,522],{"_key":478,"_type":479,"link":509},{"_type":117,"internal":510,"internalTarget":511,"label":201,"linkType":121},{"_ref":198,"_type":120},{"_type":178,"slug":200},{"_key":485,"_type":479,"link":513},{"_type":117,"internal":514,"internalTarget":515,"label":216,"linkType":121},{"_ref":213,"_type":120},{"_type":178,"slug":215},{"_key":517,"_type":479,"link":518},"l-ar-2",{"_type":117,"internal":519,"internalTarget":520,"label":521,"linkType":121},{"_ref":232,"_type":120},{"_type":178,"slug":234},"應收賬款 (AR)",{"_key":498,"_type":479,"link":523},{"_type":117,"internal":524,"internalTarget":526,"label":528,"linkType":121},{"_ref":525,"_type":120},"page-HK-employer-of-record-zh-HK",{"_type":178,"slug":527},"employer-of-record","人力資源代管","CFO 專區",{"_key":531,"_type":475,"links":532,"title":552},"c-x-2",[533,538,545],{"_key":478,"_type":479,"link":534},{"_type":117,"internal":535,"internalTarget":536,"label":537,"linkType":121},{"_ref":191,"_type":120},{"_type":178,"slug":193},"國際匯款及換匯",{"_key":485,"_type":479,"link":539},{"_type":117,"internal":540,"internalTarget":542,"label":544,"linkType":121},{"_ref":541,"_type":120},"page-HK-issuance-zh-HK",{"_type":178,"slug":543},"issuance","出卡服務",{"_key":490,"_type":479,"link":546},{"_type":117,"internal":547,"internalTarget":549,"label":551,"linkType":121},{"_ref":548,"_type":120},"page-HK-global-account-zh-HK",{"_type":178,"slug":550},"global-account","環球帳戶","平台功能",{"body":554,"eyebrow":555,"heading":556,"image":557,"link":561},"為日常營運複雜、且需要專屬客戶經理的企業而設","最新動態","適合您業務需要的價格計劃",{"_type":130,"decorative":115,"height":558,"url":559,"width":560},300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":117,"internal":562,"internalTarget":563,"label":556,"linkType":121},{"_ref":459,"_type":120},{"_type":178,"slug":461},{"_key":470,"_type":471,"columns":565,"featured":678,"label":455},[566,597,619,651],{"_key":474,"_type":475,"links":567,"title":31},[568,576,583,590],{"_key":478,"_type":479,"link":569},{"_type":117,"internal":570,"internalTarget":572,"label":575,"linkType":121},{"_ref":571,"_type":120},"solution-HK-consulting-zh-HK",{"_type":573,"slug":574},"solution","consulting","顧問公司",{"_key":485,"_type":479,"link":577},{"_type":117,"internal":578,"internalTarget":580,"label":582,"linkType":121},{"_ref":579,"_type":120},"solution-HK-ecommerce-zh-HK",{"_type":573,"slug":581},"ecommerce","電子商務",{"_key":490,"_type":479,"link":584},{"_type":117,"internal":585,"internalTarget":587,"label":589,"linkType":121},{"_ref":586,"_type":120},"solution-HK-marketing-agencies-zh-HK",{"_type":573,"slug":588},"marketing-agencies","市場營銷",{"_key":498,"_type":479,"link":591},{"_type":117,"internal":592,"internalTarget":594,"label":596,"linkType":121},{"_ref":593,"_type":120},"solution-HK-vc-funds-zh-HK",{"_type":573,"slug":595},"vc-funds","創投和投資公司",{"_key":598,"_type":475,"links":599,"title":24},"c-x-1",[600,605,612],{"_key":478,"_type":479,"link":601},{"_type":117,"internal":602,"internalTarget":603,"label":604,"linkType":121},{"_ref":119,"_type":120},{"_type":178,"slug":323},"初創",{"_key":485,"_type":479,"link":606},{"_type":117,"internal":607,"internalTarget":609,"label":611,"linkType":121},{"_ref":608,"_type":120},"solution-HK-sme-zh-HK",{"_type":573,"slug":610},"sme","中小企",{"_key":490,"_type":479,"link":613},{"_type":117,"internal":614,"internalTarget":616,"label":618,"linkType":121},{"_ref":615,"_type":120},"solution-HK-mid-sized-companies-zh-HK",{"_type":573,"slug":617},"mid-sized-companies","中型企業",{"_key":531,"_type":475,"links":620,"title":650},[621,628,634,642],{"_key":478,"_type":479,"link":622},{"_type":117,"internal":623,"internalTarget":625,"label":627,"linkType":121},{"_ref":624,"_type":120},"page-HK-aspire-for-accountants-zh-HK",{"_type":178,"slug":626},"partners\u002Faccountants","會計師事務所",{"_key":485,"_type":479,"link":629},{"_type":117,"internal":630,"internalTarget":632,"label":582,"linkType":121},{"_ref":631,"_type":120},"page-HK-partners-ecommerce-zh-HK",{"_type":178,"slug":633},"partners\u002Fecommerce",{"_key":635,"_type":479,"link":636},"l-corpsec-2",{"_type":117,"internal":637,"internalTarget":639,"label":641,"linkType":121},{"_ref":638,"_type":120},"page-HK-partners-corpsec-zh-HK",{"_type":178,"slug":640},"partners\u002Fcorpsec","公司秘書 (CorpSec)",{"_key":643,"_type":479,"link":644},"l-incubators-3",{"_type":117,"internal":645,"internalTarget":647,"label":649,"linkType":121},{"_ref":646,"_type":120},"page-HK-partners-vc-and-incubators-zh-HK",{"_type":178,"slug":648},"partners\u002Fvc-and-incubators","創投及孵化 (Incubators)","合作夥伴",{"_key":652,"_type":475,"links":653,"title":677},"c-x-3",[654,662,669],{"_key":655,"_type":479,"link":656},"l-aspire-connect-0",{"_type":117,"internal":657,"internalTarget":659,"label":661,"linkType":121},{"_ref":658,"_type":120},"page-HK-aspire-connect-zh-HK",{"_type":178,"slug":660},"aspire-connect","Aspire Connect",{"_key":485,"_type":479,"link":663},{"_type":117,"internal":664,"internalTarget":666,"label":668,"linkType":121},{"_ref":665,"_type":120},"page-HK-integrations-zh-HK",{"_type":178,"slug":667},"integrations","軟件平台整合",{"_key":670,"_type":479,"link":671},"l-aspire-api-2",{"_type":117,"internal":672,"internalTarget":674,"label":676,"linkType":121},{"_ref":673,"_type":120},"page-HK-api-zh-HK",{"_type":178,"slug":675},"api","Aspire API","系統連接",{"body":679,"eyebrow":680,"link":681,"logo":684,"person":689},"「開立Aspire賬戶的過程非常快捷且毫不費力…我很欣賞他們在整個過程中提供的優質服務，再者網上平台也非常容易使用，亦付有很好的功能。」","客戶評價",{"_type":117,"externalUrl":682,"internalTarget":156,"label":683,"linkType":335},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","查看所有客戶評價",{"_type":130,"alternativeText":685,"height":686,"url":687,"width":688},"Tech In Asia",2645,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F69684e48dddb500cdb790e4d_techinasia.webp",14650,{"image":690,"name":694,"role":695},{"_type":130,"alternativeText":691,"height":692,"url":693,"width":692},"Latha Natarajan，Tech In Asia 財務總監",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F66f1187b1b8b19ef066879f7_latha-natrajan-small.webp","Latha Natarajan","Tech In Asia 財務總監",{"_key":470,"_type":471,"columns":697,"featured":742,"label":392},[698,719,729],{"_key":474,"_type":475,"links":699,"title":718},[700,705,712,716],{"_key":478,"_type":479,"link":701},{"_type":117,"internal":702,"internalTarget":703,"label":704,"linkType":121},{"_ref":308,"_type":120},{"_type":178,"slug":310},"網誌",{"_key":485,"_type":479,"link":706},{"_type":117,"internal":707,"internalTarget":709,"label":711,"linkType":121},{"_ref":708,"_type":120},"page-HK-downloads-zh-HK",{"_type":178,"slug":710},"downloads","市場洞察報告",{"_key":490,"_type":479,"link":713},{"_type":117,"internal":714,"internalTarget":715,"label":330,"linkType":121},{"_ref":327,"_type":120},{"_type":178,"slug":329},{"_key":498,"_type":479,"link":717},{"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"實用資源",{"_key":598,"_type":475,"links":720,"title":728},[721],{"_key":478,"_type":479,"link":722},{"_type":117,"internal":723,"internalTarget":725,"label":727,"linkType":121},{"_ref":724,"_type":120},"page-HK-rewards-zh-HK",{"_type":178,"slug":726},"rewards","優惠和獎賞","優勢",{"_key":531,"_type":475,"links":730,"title":741},[731,736],{"_key":732,"_type":479,"link":733},"l-aspire-0",{"_type":117,"internal":734,"internalTarget":735,"label":402,"linkType":121},{"_ref":399,"_type":120},{"_type":178,"slug":401},{"_key":490,"_type":479,"link":737},{"_type":117,"internal":738,"internalTarget":739,"label":740,"linkType":121},{"_ref":412,"_type":120},{"_type":178,"slug":414},"成為合作夥伴","公司資訊",{"body":743,"eyebrow":330,"heading":744,"image":745,"link":749},"Zenyum 如何透過 Aspire 公司卡，讓員工有效地管理支出","Zenyum",{"_type":130,"alternativeText":744,"height":746,"url":747,"width":748},195,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F43bc3d3401709db93b2423684e24984c\u002F6a2693b7ff679ec1b695c852_66f22710a14d16852adf7a30_zenyum.webp",375,{"_type":117,"internal":750,"internalTarget":752,"label":744,"linkType":121},{"_ref":751,"_type":120},"caseStudy-HK-zenyum-zh-HK",{"_type":753,"slug":754},"caseStudy","zenyum",{"_key":470,"_type":471,"columns":756,"featured":156,"label":464},[757],{"_key":474,"_type":475,"links":758,"title":771},[759,766],{"_key":478,"_type":479,"link":760},{"_type":117,"internal":761,"internalTarget":763,"label":765,"linkType":121},{"_ref":762,"_type":120},"page-HK-launchpad-usbusiness-zh-HK",{"_type":178,"slug":764},"launchpad\u002Fusbusiness","進軍美國市場",{"_key":485,"_type":479,"link":767},{"_type":117,"internal":768,"internalTarget":769,"label":770,"linkType":121},{"_ref":315,"_type":120},{"_type":178,"slug":317},"拓展香港業務","",{"_createdAt":773,"_id":774,"_rev":775,"_type":776,"_updatedAt":777,"asideCta":778,"bottomCta":786,"disclaimer":792,"language":51,"market":62,"midCta":825},"2026-08-20T08:06:00Z","blogPostTemplate-HK-zh-HK","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":779,"image":780,"link":784},"只需幾分鐘 即可開立你的 Aspire 商業戶口",{"_type":130,"alternativeText":160,"height":781,"url":782,"width":783},200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d2ac2cf5561baa2f8fb85_Frame-1707480717.png",305,{"_type":117,"externalUrl":449,"label":785,"linkType":335,"openInNewTab":115},"立即開戶",{"body":787,"heading":788,"link":789},"免費開設帳戶","讓 Aspire 助您簡化全球商業匯款",{"_type":117,"externalUrl":790,"label":791,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Ftalk-to-sales","聯絡銷售團隊",[793],{"_key":794,"_type":795,"children":796,"markDefs":818,"style":824},"edd9baf3-253","block",[797,802,806,810,814],{"_key":798,"_type":799,"marks":800,"text":801},"40f743b2-a88-0a","span",[],"免責聲明：本部落格僅供一般參考，不構成財務、法律、稅務或專業建議。Aspire 的服務受我們「",{"_key":803,"_type":799,"marks":804,"text":439},"40f743b2-a88-0b",[805],"disclaimer-link-0",{"_key":807,"_type":799,"marks":808,"text":809},"40f743b2-a88-1a",[],"」和「",{"_key":811,"_type":799,"marks":812,"text":462},"40f743b2-a88-1b",[813],"disclaimer-link-1",{"_key":815,"_type":799,"marks":816,"text":817},"40f743b2-a88-end",[],"」頁面中規定的條款約束。我們不保證內容的準確性、完整性或及時性，並且過往結果不代表未來表現。在根據所提供資訊採取行動之前，請務必諮詢合資格的專業人士。",[819,822],{"_key":805,"_type":820,"externalUrl":821,"linkType":335},"linkAnnotation","\u002Ftnc\u002Fmaster-service-agreement",{"_key":813,"_type":820,"externalUrl":823,"linkType":335},"\u002Fpricing","normal",{"eyebrow":318,"heading":826,"image":827,"link":831},"使用 Aspire Launchpad 輕鬆助你香港創業",{"_type":130,"alternativeText":160,"height":828,"url":829,"width":830},1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":117,"externalUrl":790,"label":832,"linkType":335},"跟銷售人員聯絡",[834,846,857,865],{"_id":835,"category":836,"coverImage":838,"description":843,"publishedAt":844,"slug":845,"title":839},"blogPost-HK-aspire-yield-launch-zh-HK",{"slug":420,"title":837},"Newsroom",{"_type":130,"alternativeText":839,"height":840,"url":841,"width":842},"Aspire Yield 繼新加坡後進駐香港：助港企善用閒置營運資金賺取回報，資金最快翌日可靈活調動",629,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F21755e4c74893f44cb7105efb50d8109\u002Faspire-yield-launch_cover.png",1198,"繼新加坡後 Aspire Yield 正式登陸香港！助港企善用閒置營運資金賺取回報，支援多幣種管理且資金最快翌日可靈活調動，打造安全高效的企業理財方案","2026-09-14T00:00:00.000Z","aspire-yield-launch",{"_id":847,"category":848,"coverImage":851,"description":854,"publishedAt":855,"slug":856,"title":852},"blogPost-HK-flywire-guide-zh-HK",{"slug":849,"title":850},"e-commerce","E-commerce",{"_type":130,"alternativeText":852,"height":131,"url":853,"width":133},"Flywire 教學：3 大用途、手續費匯率計算與防詐指南","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fdbcf53a180fa7694c34aff0667d7fa0c\u002Fflywire-guide_cover.jpeg","完整拆解 Flywire 於學費、醫療及企業 B2B 付款的 3 大用途！比較銀行轉帳與信用卡手續費、匯率點差及到賬時間，並教你避開付款詐騙與延誤。","2026-09-04T00:00:00.000Z","flywire-guide",{"_id":858,"category":859,"coverImage":860,"description":863,"publishedAt":855,"slug":864,"title":861},"blogPost-HK-google-ads-pricing-billing-methods-zh-HK",{"slug":849,"title":850},{"_type":130,"alternativeText":861,"height":131,"url":862,"width":133},"Google Ads 收費教學：拆解 CPC\u002FCPM 模式與 3 大扣款模式","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6b8529e6ce5c4a9c28719538c72be1a3\u002Fgoogle-ads-pricing-billing-methods_cover.jpeg","剖析 Google Ads 廣告計費邏輯！帶你比較 CPC 與 CPM 模式的適用場景，掌握 3 種最新扣款與付款方式，並提供信用卡跨境交易手續費的避險指南。","google-ads-pricing-billing-methods",{"_id":866,"category":867,"coverImage":870,"description":873,"publishedAt":855,"slug":874,"title":871},"blogPost-HK-marketing-strategy-framework-guide-zh-HK",{"slug":868,"title":869},"guides","Guides",{"_type":130,"alternativeText":871,"height":131,"url":872,"width":133},"市場營銷策略教學：STP 定位、4P 組合與實務指標","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fbfce2a56dd92d0cfcff38196d39163c8\u002Fmarketing-strategy-framework-guide_cover.jpeg","深入了解市場營銷策略框架！釐清 STP 與 4P 應用技巧，解析 CAC、LTV 等四大衡量指標，並提供香港中小企品牌定位公式與落地執行清單，輕鬆建立長遠品牌價值。","marketing-strategy-framework-guide",{"data":876,"sourceMap":-1},{"_id":877,"_updatedAt":878,"alternates":879,"areSourcesShown":115,"author":881,"body":891,"category":2296,"coverImage":2299,"excerpt":2302,"faq":156,"intro":2332,"isFaqShown":128,"isSummaryShown":115,"isVideoShown":128,"publishedAt":2345,"reviewer":156,"seo":2346,"slug":2349,"sources":2350,"title":2300,"video":156},"blogPost-HK-foreign-exchange-controls-zh-HK","2026-09-24T08:32:57Z",[880],{"canonicalUrl":156,"isNoIndex":156,"language":51,"market":62,"pathPrefix":156},{"avatar":882,"bio":887,"doesServePage":115,"linkedinUrl":888,"name":883,"role":889,"slug":890,"twitterUrl":156},{"_type":130,"alternativeText":883,"height":884,"url":885,"width":886},"Galih Gumelar",2262,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F287881c633d9f9aa6975899b31cdb6e4\u002F659f55ddde7415e7fd2b0657_Galih-Gumelar.jpg",1984,"Galih 是一位資深作家，專注於宏觀經濟、商業、金融及政治領域。他曾為 CNN Indonesia、《雅加達郵報》以及其他多家知名媒體撰稿，擁有豐富的寫作經驗。憑藉廣泛的背景與視野，Galih 致力為有志創業者提供深入、有價值的資源。","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fgalih-gumelar-husni\u002F","撰稿人","galih-gumelar",[892,902,914,922,931,939,1031,1043,1051,1063,1075,1083,1095,1107,1115,1127,1139,1147,1159,1167,1179,1187,1344,1352,1364,1376,1388,1396,1408,1421,1433,1445,1453,1465,1494,1506,1529,1537,1549,1561,1589,1601,1609,1621,1629,1641,1653,1661,1669,1754,1766,1778,1786,1798,1810,1821,1829,1841,1853,1865,1877,1889,1901,1909,1921,2081,2089,2123,2151,2185,2216,2224,2232,2240,2248,2256,2264,2272,2280,2288],{"_key":893,"_type":795,"children":894,"markDefs":900,"style":901},"k3",[895],{"_key":896,"_type":799,"marks":897,"text":899},"k2",[898],"strong","外匯管制是什麼？企業匯款前必須了解的基本概念",[],"h2",{"_key":903,"_type":795,"children":904,"markDefs":913,"style":824},"k9",[905,909],{"_key":906,"_type":799,"marks":907,"text":908},"k7",[898],"外匯管制是指一國政府對本國居民買賣外幣、資金跨境轉移所實施的限制性措施。",{"_key":910,"_type":799,"marks":911,"text":912},"k8",[]," 這套機制的目的，通常是穩定匯率、平衡國際收支，或防止資金在短期內大量流出。",[],{"_key":915,"_type":795,"children":916,"markDefs":921,"style":824},"k13",[917],{"_key":918,"_type":799,"marks":919,"text":920},"k12",[],"對從事跨境業務的企業而言，外匯管制並非抽象的宏觀政策，而是實際影響一筆匯款能否順利完成的關鍵因素。無論是向海外供應商付款，還是收取境外客戶的款項，只要交易對手所在地設有外匯管制，企業就必須按照當地規則行事。",[],{"_key":923,"_type":795,"children":924,"markDefs":929,"style":930},"k17",[925],{"_key":926,"_type":799,"marks":927,"text":928},"k16",[898],"兩種管制形式：數量管制與價格管制",[],"h3",{"_key":932,"_type":795,"children":933,"markDefs":938,"style":824},"k21",[934],{"_key":935,"_type":799,"marks":936,"text":937},"k20",[],"外匯管制在操作上主要分為兩種形式，企業理解這組分類，有助判斷自己的匯款究竟會受哪一種方式影響。",[],{"_key":940,"_type":941,"columnHeaders":942,"hasColumnTitles":115,"hasRowTitles":128,"rows":956},"k22","richTableBlock",[943,948,952],{"_key":944,"_type":945,"cellIndex":946,"title":947},"k23","columnHeader",0,"管制類型",{"_key":949,"_type":945,"cellIndex":950,"title":951},"k24",1,"運作方式",{"_key":953,"_type":945,"cellIndex":954,"title":955},"k25",2,"對企業的實際意義",[957,995],{"_key":958,"_type":959,"cells":960},"k26","row",[961,973,984],{"_key":962,"_type":963,"content":964},"k27","richTableCell",[965],{"_key":966,"_type":795,"children":967,"markDefs":972,"style":824},"k48",[968],{"_key":969,"_type":799,"marks":970,"text":971},"k47",[],"數量管制",[],{"_key":974,"_type":963,"content":975},"k30",[976],{"_key":977,"_type":795,"children":978,"markDefs":983,"style":824},"k51",[979],{"_key":980,"_type":799,"marks":981,"text":982},"k50",[],"外匯管理機構直接限制外匯買賣的總量或分配",[],{"_key":985,"_type":963,"content":986},"k33",[987],{"_key":988,"_type":795,"children":989,"markDefs":994,"style":824},"k54",[990],{"_key":991,"_type":799,"marks":992,"text":993},"k53",[],"匯款有硬性上限，超額部分須額外審批",[],{"_key":996,"_type":959,"cells":997},"k36",[998,1009,1020],{"_key":999,"_type":963,"content":1000},"k37",[1001],{"_key":1002,"_type":795,"children":1003,"markDefs":1008,"style":824},"k57",[1004],{"_key":1005,"_type":799,"marks":1006,"text":1007},"k56",[],"價格管制",[],{"_key":1010,"_type":963,"content":1011},"k40",[1012],{"_key":1013,"_type":795,"children":1014,"markDefs":1019,"style":824},"k60",[1015],{"_key":1016,"_type":799,"marks":1017,"text":1018},"k59",[],"透過複匯率制度或匯率差價，間接影響換匯成本",[],{"_key":1021,"_type":963,"content":1022},"k43",[1023],{"_key":1024,"_type":795,"children":1025,"markDefs":1030,"style":824},"k63",[1026],{"_key":1027,"_type":799,"marks":1028,"text":1029},"k62",[],"反映在匯率之上，企業不知不覺承受更高換匯成本",[],{"_key":1032,"_type":795,"children":1033,"markDefs":1042,"style":824},"k69",[1034,1038],{"_key":1035,"_type":799,"marks":1036,"text":1037},"k67",[898],"從執行方式劃分，管制亦可分為直接管制與間接管制。",{"_key":1039,"_type":799,"marks":1040,"text":1041},"k68",[]," 直接管制由政府部門對外匯交易作出強制性干預，例如硬性規定結匯用途；間接管制則透過緩衝基金或市場操作，影響外匯供求而非直接下令。",[],{"_key":1044,"_type":795,"children":1045,"markDefs":1050,"style":930},"k73",[1046],{"_key":1047,"_type":799,"marks":1048,"text":1049},"k72",[898],"力度變化：管制並非一成不變",[],{"_key":1052,"_type":795,"children":1053,"markDefs":1062,"style":824},"k79",[1054,1058],{"_key":1055,"_type":799,"marks":1056,"text":1057},"k77",[898],"外匯管制的力度，會因應一國的經濟狀況而調整。",{"_key":1059,"_type":799,"marks":1060,"text":1061},"k78",[]," 政府在國際收支承受壓力，或匯率短期內出現劇烈波動時，往往會收緊管制；經濟穩定時，部分管制措施則可能逐步放寬。",[],{"_key":1064,"_type":795,"children":1065,"markDefs":1074,"style":824},"k85",[1066,1070],{"_key":1067,"_type":799,"marks":1068,"text":1069},"k83",[898],"企業因此不能單靠一次查詢，就假設某地的規則永久不變。",{"_key":1071,"_type":799,"marks":1072,"text":1073},"k84",[]," 定期覆核交易對手所在地的最新規定，是跨境業務營運中不可或缺的一環，尤其是與新興市場的長期合作夥伴。",[],{"_key":1076,"_type":795,"children":1077,"markDefs":1082,"style":901},"k89",[1078],{"_key":1079,"_type":799,"marks":1080,"text":1081},"k88",[898],"香港有外匯管制嗎？由《基本法》第 112 條講起",[],{"_key":1084,"_type":795,"children":1085,"markDefs":1094,"style":824},"k95",[1086,1090],{"_key":1087,"_type":799,"marks":1088,"text":1089},"k93",[898],"香港特別行政區不實行外匯管制政策。",{"_key":1091,"_type":799,"marks":1092,"text":1093},"k94",[]," 這並非坊間說法，而是《中華人民共和國香港特別行政區基本法》第 112 條的明文規定：香港特別行政區不實行外匯管制政策，港幣自由兌換，繼續開放外匯、黃金、證券、期貨等市場，香港特別行政區政府保障資金的流動和進出自由。",[],{"_key":1096,"_type":795,"children":1097,"markDefs":1106,"style":824},"k101",[1098,1102],{"_key":1099,"_type":799,"marks":1100,"text":1101},"k99",[898],"香港金融管理局亦明確指出，香港屬於高度外向及開放型經濟體系，不設外匯管制。",{"_key":1103,"_type":799,"marks":1104,"text":1105},"k100",[]," 企業無論收款或匯款，都不會因為香港本地法規而受到資金流動限制，這正是香港作為國際付款樞紐的核心優勢。",[],{"_key":1108,"_type":795,"children":1109,"markDefs":1114,"style":930},"k105",[1110],{"_key":1111,"_type":799,"marks":1112,"text":1113},"k104",[898],"聯繫匯率制度：無管制下如何穩定港元",[],{"_key":1116,"_type":795,"children":1117,"markDefs":1126,"style":824},"k111",[1118,1122],{"_key":1119,"_type":799,"marks":1120,"text":1121},"k109",[898],"沒有外匯管制，不代表港元匯率沒有穩定機制。",{"_key":1123,"_type":799,"marks":1124,"text":1125},"k110",[]," 香港自 1983 年 10 月 17 日起實行聯繫匯率制度，透過貨幣發行局安排，將港元匯率維持在 7.8 港元兌 1 美元左右的水平。",[],{"_key":1128,"_type":795,"children":1129,"markDefs":1138,"style":824},"k117",[1130,1134],{"_key":1131,"_type":799,"marks":1132,"text":1133},"k115",[898],"這套制度的運作，是靠貨幣發行必須有百分之百的美元儲備支持，而非透過限制資金進出。",{"_key":1135,"_type":799,"marks":1136,"text":1137},"k116",[]," 企業處理跨境付款時，真正需要留意的匯率風險，來自交易對手貨幣本身的波動，而非港元制度。",[],{"_key":1140,"_type":795,"children":1141,"markDefs":1146,"style":930},"k121",[1142],{"_key":1143,"_type":799,"marks":1144,"text":1145},"k120",[898],"常見誤解：香港與內地規則的分別",[],{"_key":1148,"_type":795,"children":1149,"markDefs":1158,"style":824},"k127",[1150,1154],{"_key":1151,"_type":799,"marks":1152,"text":1153},"k125",[898],"不少企業將香港與內地的金融政策混淆，誤以為兩地規則相同。",{"_key":1155,"_type":799,"marks":1156,"text":1157},"k126",[]," 事實上，兩者屬於完全不同的監管體系。只要交易對手身處實行外匯管制的地區，該地區的規則依然會適用於這筆交易，企業必須同時理解自己所在地與收款地兩套制度。",[],{"_key":1160,"_type":795,"children":1161,"markDefs":1166,"style":901},"k131",[1162],{"_key":1163,"_type":799,"marks":1164,"text":1165},"k130",[898],"外匯管制如何具體影響一筆國際匯款？",[],{"_key":1168,"_type":795,"children":1169,"markDefs":1178,"style":824},"k137",[1170,1174],{"_key":1171,"_type":799,"marks":1172,"text":1173},"k135",[898],"外匯管制對匯款的影響，並非單一層面，而是同時體現在四個環節。",{"_key":1175,"_type":799,"marks":1176,"text":1177},"k136",[]," 企業如果只留意其中一兩項，很容易在其餘環節上遇到阻滯。",[],{"_key":1180,"_type":795,"children":1181,"markDefs":1186,"style":824},"k141",[1182],{"_key":1183,"_type":799,"marks":1184,"text":1185},"k140",[],"下表整理受外匯管制地區與不設外匯管制地區之間，一筆國際匯款的典型差異：",[],{"_key":1188,"_type":941,"columnHeaders":1189,"hasColumnTitles":115,"hasRowTitles":128,"rows":1199},"k142",[1190,1193,1196],{"_key":1191,"_type":945,"cellIndex":946,"title":1192},"k143","比較項目",{"_key":1194,"_type":945,"cellIndex":950,"title":1195},"k144","不設外匯管制地區（如香港、美國）",{"_key":1197,"_type":945,"cellIndex":954,"title":1198},"k145","受外匯管制地區（如中國內地）",[1200,1236,1272,1308],{"_key":1201,"_type":959,"cells":1202},"k146",[1203,1214,1225],{"_key":1204,"_type":963,"content":1205},"k147",[1206],{"_key":1207,"_type":795,"children":1208,"markDefs":1213,"style":824},"k188",[1209],{"_key":1210,"_type":799,"marks":1211,"text":1212},"k187",[],"匯款額度",[],{"_key":1215,"_type":963,"content":1216},"k150",[1217],{"_key":1218,"_type":795,"children":1219,"markDefs":1224,"style":824},"k191",[1220],{"_key":1221,"_type":799,"marks":1222,"text":1223},"k190",[],"一般無硬性年度上限",[],{"_key":1226,"_type":963,"content":1227},"k153",[1228],{"_key":1229,"_type":795,"children":1230,"markDefs":1235,"style":824},"k194",[1231],{"_key":1232,"_type":799,"marks":1233,"text":1234},"k193",[],"個人年度結匯額度為等值 5 萬美元；企業匯款原則上無絕對限額，但超過等值 5 萬美元須提交交易憑證",[],{"_key":1237,"_type":959,"cells":1238},"k156",[1239,1250,1261],{"_key":1240,"_type":963,"content":1241},"k157",[1242],{"_key":1243,"_type":795,"children":1244,"markDefs":1249,"style":824},"k197",[1245],{"_key":1246,"_type":799,"marks":1247,"text":1248},"k196",[],"所需文件",[],{"_key":1251,"_type":963,"content":1252},"k160",[1253],{"_key":1254,"_type":795,"children":1255,"markDefs":1260,"style":824},"k200",[1256],{"_key":1257,"_type":799,"marks":1258,"text":1259},"k199",[],"標準收款人資料及銀行代碼",[],{"_key":1262,"_type":963,"content":1263},"k163",[1264],{"_key":1265,"_type":795,"children":1266,"markDefs":1271,"style":824},"k203",[1267],{"_key":1268,"_type":799,"marks":1269,"text":1270},"k202",[],"須額外提交貿易合約、發票等真實性證明",[],{"_key":1273,"_type":959,"cells":1274},"k166",[1275,1286,1297],{"_key":1276,"_type":963,"content":1277},"k167",[1278],{"_key":1279,"_type":795,"children":1280,"markDefs":1285,"style":824},"k206",[1281],{"_key":1282,"_type":799,"marks":1283,"text":1284},"k205",[],"審批時間",[],{"_key":1287,"_type":963,"content":1288},"k170",[1289],{"_key":1290,"_type":795,"children":1291,"markDefs":1296,"style":824},"k209",[1292],{"_key":1293,"_type":799,"marks":1294,"text":1295},"k208",[],"標準電匯通常 2 至 4 個工作天到賬",[],{"_key":1298,"_type":963,"content":1299},"k173",[1300],{"_key":1301,"_type":795,"children":1302,"markDefs":1307,"style":824},"k212",[1303],{"_key":1304,"_type":799,"marks":1305,"text":1306},"k211",[],"標準電匯同樣約 2 至 4 個工作天，但超過門檻金額須經指定系統登記及人手審查，額外增加數個工作天甚至更長",[],{"_key":1309,"_type":959,"cells":1310},"k176",[1311,1322,1333],{"_key":1312,"_type":963,"content":1313},"k177",[1314],{"_key":1315,"_type":795,"children":1316,"markDefs":1321,"style":824},"k215",[1317],{"_key":1318,"_type":799,"marks":1319,"text":1320},"k214",[],"匯率成本",[],{"_key":1323,"_type":963,"content":1324},"k180",[1325],{"_key":1326,"_type":795,"children":1327,"markDefs":1332,"style":824},"k218",[1328],{"_key":1329,"_type":799,"marks":1330,"text":1331},"k217",[],"反映市場匯率及平台點差",[],{"_key":1334,"_type":963,"content":1335},"k183",[1336],{"_key":1337,"_type":795,"children":1338,"markDefs":1343,"style":824},"k221",[1339],{"_key":1340,"_type":799,"marks":1341,"text":1342},"k220",[],"在岸與離岸匯率可能存在明顯價差",[],{"_key":1345,"_type":795,"children":1346,"markDefs":1351,"style":930},"k225",[1347],{"_key":1348,"_type":799,"marks":1349,"text":1350},"k224",[898],"額度限制：為何會拖慢匯款",[],{"_key":1353,"_type":795,"children":1354,"markDefs":1363,"style":824},"k231",[1355,1359],{"_key":1356,"_type":799,"marks":1357,"text":1358},"k229",[898],"額度限制是外匯管制最直接的體現。",{"_key":1360,"_type":799,"marks":1361,"text":1362},"k230",[]," 以中國內地為例，個人結匯及購匯均實行年度總額管理，年度總額為每人每年等值 5 萬美元，並須以有效身份證件在銀行辦理。",[],{"_key":1365,"_type":795,"children":1366,"markDefs":1375,"style":824},"k237",[1367,1371],{"_key":1368,"_type":799,"marks":1369,"text":1370},"k235",[898],"一旦匯款金額超過這個門檻，流程就不再是簡單的銀行轉賬。",{"_key":1372,"_type":799,"marks":1373,"text":1374},"k236",[]," 以商業匯款為例，當單次匯款超過等值 5 萬美元時，內地收款方須按《服務貿易外匯管理指引》提交合約或發票，作為解付的依據。",[],{"_key":1377,"_type":795,"children":1378,"markDefs":1387,"style":824},"k243",[1379,1383],{"_key":1380,"_type":799,"marks":1381,"text":1382},"k241",[898],"企業處理大額轉賬時，宜提前確認收款方是否已備妥相關證明",{"_key":1384,"_type":799,"marks":1385,"text":1386},"k242",[],"，避免款項在最後一步被卡住。若遇上延遲銀行轉帳的情況，額度審查往往是其中一個常見原因。",[],{"_key":1389,"_type":795,"children":1390,"markDefs":1395,"style":930},"k247",[1391],{"_key":1392,"_type":799,"marks":1393,"text":1394},"k246",[898],"拆細匯款規避額度：一個真實但違法的風險",[],{"_key":1397,"_type":795,"children":1398,"markDefs":1407,"style":824},"k253",[1399,1403],{"_key":1400,"_type":799,"marks":1401,"text":1402},"k251",[898],"部分企業或財務人員可能會考慮將一筆大額匯款拆分成多筆細額匯款，分開處理以避開申報門檻。",{"_key":1404,"_type":799,"marks":1405,"text":1406},"k252",[]," 這種做法在反洗錢術語中稱為「structuring」或「分層」，在香港及大部分司法管轄區均屬違法行為。",[],{"_key":1409,"_type":795,"children":1410,"level":950,"listItem":1419,"markDefs":1420,"style":824},"k259",[1411,1415],{"_key":1412,"_type":799,"marks":1413,"text":1414},"k257",[898],"法律依據",{"_key":1416,"_type":799,"marks":1417,"text":1418},"k258",[],"：香港《販毒（追討得益）條例》（第 405 章）及《有組織及嚴重罪行條例》（第 455 章）規定，任何人如知道或有合理理由相信某筆資金屬犯罪得益而仍處理該筆資金，即屬清洗黑錢罪行。","bullet",[],{"_key":1422,"_type":795,"children":1423,"level":950,"listItem":1419,"markDefs":1432,"style":824},"k265",[1424,1428],{"_key":1425,"_type":799,"marks":1426,"text":1427},"k263",[898],"實際後果",{"_key":1429,"_type":799,"marks":1430,"text":1431},"k264",[],"：銀行的反洗錢監控系統本身就設計來偵測異常的拆細交易模式，刻意拆分反而更容易觸發可疑交易舉報，導致帳戶被凍結，甚至面臨刑事調查。",[],{"_key":1434,"_type":795,"children":1435,"level":950,"listItem":1419,"markDefs":1444,"style":824},"k271",[1436,1440],{"_key":1437,"_type":799,"marks":1438,"text":1439},"k269",[898],"正確做法",{"_key":1441,"_type":799,"marks":1442,"text":1443},"k270",[],"：如確實需要匯出超過額度的資金，應備妥相關證明文件透過正常申報流程處理。內地監管機構同樣視「螞蟻搬家」式拆分匯款為違規行為。",[],{"_key":1446,"_type":795,"children":1447,"markDefs":1452,"style":930},"k275",[1448],{"_key":1449,"_type":799,"marks":1450,"text":1451},"k274",[898],"匯率點差：外匯管制如何推高成本",[],{"_key":1454,"_type":795,"children":1455,"markDefs":1464,"style":824},"k281",[1456,1460],{"_key":1457,"_type":799,"marks":1458,"text":1459},"k279",[898],"外匯管制還會透過匯率機制，間接推高企業的匯款成本",{"_key":1461,"_type":799,"marks":1462,"text":1463},"k280",[],"，這一點常被忽略，卻往往是最實質的隱藏開支。",[],{"_key":1466,"_type":795,"children":1467,"markDefs":1490,"style":824},"k295",[1468,1472,1476,1481,1486],{"_key":1469,"_type":799,"marks":1470,"text":1471},"k290",[898],"以人民幣為例，在岸人民幣（CNY）受內地外匯管制約束，與離岸人民幣（CNH）之間經常出現匯率差異。",{"_key":1473,"_type":799,"marks":1474,"text":1475},"k291",[]," 企業首次匯出境外人民幣時，內地收款公司須經結算銀行在「人民幣跨境收付信息管理系統」登記，這套機制本身就是管制的一部分。若想進一步了解兩種人民幣匯率的實際分別，可參考",{"_key":1477,"_type":799,"marks":1478,"text":1480},"k292",[1479],"k284"," ",{"_key":1482,"_type":799,"marks":1483,"text":1485},"k293",[1484],"k286","CNH 與 CNY 的分別",{"_key":1487,"_type":799,"marks":1488,"text":1489},"k294",[],"一文。",[1491,1493],{"_key":1479,"_type":820,"externalUrl":1492,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fcnh-vs-cny",{"_key":1484,"_type":820,"externalUrl":1492,"linkType":335},{"_key":1495,"_type":795,"children":1496,"markDefs":1505,"style":824},"k301",[1497,1501],{"_key":1498,"_type":799,"marks":1499,"text":1500},"k299",[898],"具體數字例子：",{"_key":1502,"_type":799,"marks":1503,"text":1504},"k300",[]," 假設某企業需向內地供應商支付 500,000 元人民幣貨款，若當日在岸人民幣（CNY）匯率為 1 美元兌 7.18 人民幣，而離岸人民幣（CNH）市場報價為 1 美元兌 7.21 人民幣，兩者價差約 300 點子。企業若選用 CNH 而非 CNY 結算，實際多付的成本，換算後可達數千港元。",[],{"_key":1507,"_type":795,"children":1508,"markDefs":1526,"style":824},"k312",[1509,1513,1517,1522],{"_key":1510,"_type":799,"marks":1511,"text":1512},"k308",[898],"企業處理中港兩地跨境收付款時",{"_key":1514,"_type":799,"marks":1515,"text":1516},"k309",[],"，可參考",{"_key":1518,"_type":799,"marks":1519,"text":1521},"k310",[1520],"k304","中港跨境收款指南",{"_key":1523,"_type":799,"marks":1524,"text":1525},"k311",[],"一文，了解個人與企業方案的具體分別。",[1527],{"_key":1520,"_type":820,"externalUrl":1528,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fcross-border-payment-connect",{"_key":1530,"_type":795,"children":1531,"markDefs":1536,"style":930},"k316",[1532],{"_key":1533,"_type":799,"marks":1534,"text":1535},"k315",[898],"審批文件：具體要求有哪些",[],{"_key":1538,"_type":795,"children":1539,"markDefs":1548,"style":824},"k322",[1540,1544],{"_key":1541,"_type":799,"marks":1542,"text":1543},"k320",[898],"外匯管制之下，銀行要求的文件遠不止一般的收款人資料。",{"_key":1545,"_type":799,"marks":1546,"text":1547},"k321",[]," 企業需要提供的憑證，通常按交易性質而有所不同，缺一項都可能導致解付延誤。",[],{"_key":1550,"_type":795,"children":1551,"level":950,"listItem":1419,"markDefs":1560,"style":824},"k328",[1552,1556],{"_key":1553,"_type":799,"marks":1554,"text":1555},"k326",[898],"貿易合約及發票",{"_key":1557,"_type":799,"marks":1558,"text":1559},"k327",[],"：證明匯款屬於真實貨物或服務交易，而非資本項目下的資金調動。銀行會核對合約金額與匯款金額是否一致，任何差異都可能觸發人手審查，延長整體處理時間。",[],{"_key":1562,"_type":795,"children":1563,"level":950,"listItem":1419,"markDefs":1585,"style":824},"k342",[1564,1568,1572,1576,1581],{"_key":1565,"_type":799,"marks":1566,"text":1567},"k337",[898],"身份及公司證明文件",{"_key":1569,"_type":799,"marks":1570,"text":1571},"k338",[],"：包括商業登記證、公司註冊證書及授權簽署人身份證明，用以確認匯款方與收款方的真實身份，減低洗錢及詐騙風險。銀行在合規框架下有責任進行客戶盡職審查，可參考",{"_key":1573,"_type":799,"marks":1574,"text":1480},"k339",[1575],"k331",{"_key":1577,"_type":799,"marks":1578,"text":1580},"k340",[1579],"k333","KYC 是什麼意思",{"_key":1582,"_type":799,"marks":1583,"text":1584},"k341",[],"一文了解基本要求，提前準備相關文件。",[1586,1588],{"_key":1575,"_type":820,"externalUrl":1587,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fwhat-is-kyc",{"_key":1579,"_type":820,"externalUrl":1587,"linkType":335},{"_key":1590,"_type":795,"children":1591,"level":950,"listItem":1419,"markDefs":1600,"style":824},"k348",[1592,1596],{"_key":1593,"_type":799,"marks":1594,"text":1595},"k346",[898],"資金用途聲明",{"_key":1597,"_type":799,"marks":1598,"text":1599},"k347",[],"：部分地區要求提供資金最終用途的書面說明，例如採購原材料、支付服務費或償還貸款，讓監管機構有依據判斷交易是否合規。",[],{"_key":1602,"_type":795,"children":1603,"markDefs":1608,"style":901},"k352",[1604],{"_key":1605,"_type":799,"marks":1606,"text":1607},"k351",[898],"哪些情況香港企業要特別留意外匯管制？",[],{"_key":1610,"_type":795,"children":1611,"markDefs":1620,"style":824},"k358",[1612,1616],{"_key":1613,"_type":799,"marks":1614,"text":1615},"k356",[898],"並非所有跨境匯款都會遇到外匯管制。",{"_key":1617,"_type":799,"marks":1618,"text":1619},"k357",[]," 企業真正需要提高警覺的，是與受管制地區之間的資金往來，尤其是以下 3 類場景。",[],{"_key":1622,"_type":795,"children":1623,"markDefs":1628,"style":930},"k362",[1624],{"_key":1625,"_type":799,"marks":1626,"text":1627},"k361",[898],"中港兩地商業匯款",[],{"_key":1630,"_type":795,"children":1631,"markDefs":1640,"style":824},"k368",[1632,1636],{"_key":1633,"_type":799,"marks":1634,"text":1635},"k366",[898],"中國內地實施嚴格的跨境資金監管，企業處理跨境人民幣或外幣結算時，必須提供合法憑證。",{"_key":1637,"_type":799,"marks":1638,"text":1639},"k367",[]," 香港公司賬戶匯款人民幣至內地公司賬戶，原則上並無絕對限額，但在法規上設有申報門檻，當單次匯款超過等值 5 萬美元時，收款企業須根據《服務貿易外匯管理指引》提交交易憑證。",[],{"_key":1642,"_type":795,"children":1643,"markDefs":1652,"style":824},"k374",[1644,1648],{"_key":1645,"_type":799,"marks":1646,"text":1647},"k372",[898],"香港本身沒有外匯管制，香港居民及機構接收境外匯款，不需要向本地當局申報。",{"_key":1649,"_type":799,"marks":1650,"text":1651},"k373",[]," 然而，內地一方在匯出款項時，仍受中國外匯管理規定約束。",[],{"_key":1654,"_type":795,"children":1655,"markDefs":1660,"style":930},"k378",[1656],{"_key":1657,"_type":799,"marks":1658,"text":1659},"k377",[898],"台灣：額度上調但申報門檻仍在",[],{"_key":1662,"_type":795,"children":1663,"markDefs":1668,"style":824},"k382",[1664],{"_key":1665,"_type":799,"marks":1666,"text":1667},"k381",[898],"台灣的外匯管制近年持續放寬。",[],{"_key":1670,"_type":941,"columnHeaders":1671,"hasColumnTitles":115,"hasRowTitles":128,"rows":1681},"k383",[1672,1675,1678],{"_key":1673,"_type":945,"cellIndex":946,"title":1674},"k384","項目",{"_key":1676,"_type":945,"cellIndex":950,"title":1677},"k385","2024 年 11 月前",{"_key":1679,"_type":945,"cellIndex":954,"title":1680},"k386","2024 年 11 月 1 日起",[1682,1718],{"_key":1683,"_type":959,"cells":1684},"k387",[1685,1696,1707],{"_key":1686,"_type":963,"content":1687},"k388",[1688],{"_key":1689,"_type":795,"children":1690,"markDefs":1695,"style":824},"k409",[1691],{"_key":1692,"_type":799,"marks":1693,"text":1694},"k408",[],"個人及團體年度累積結匯金額",[],{"_key":1697,"_type":963,"content":1698},"k391",[1699],{"_key":1700,"_type":795,"children":1701,"markDefs":1706,"style":824},"k412",[1702],{"_key":1703,"_type":799,"marks":1704,"text":1705},"k411",[],"500 萬美元",[],{"_key":1708,"_type":963,"content":1709},"k394",[1710],{"_key":1711,"_type":795,"children":1712,"markDefs":1717,"style":824},"k415",[1713],{"_key":1714,"_type":799,"marks":1715,"text":1716},"k414",[],"1,000 萬美元",[],{"_key":1719,"_type":959,"cells":1720},"k397",[1721,1732,1743],{"_key":1722,"_type":963,"content":1723},"k398",[1724],{"_key":1725,"_type":795,"children":1726,"markDefs":1731,"style":824},"k418",[1727],{"_key":1728,"_type":799,"marks":1729,"text":1730},"k417",[],"公司或行號年度累積結匯金額",[],{"_key":1733,"_type":963,"content":1734},"k401",[1735],{"_key":1736,"_type":795,"children":1737,"markDefs":1742,"style":824},"k421",[1738],{"_key":1739,"_type":799,"marks":1740,"text":1741},"k420",[],"5,000 萬美元",[],{"_key":1744,"_type":963,"content":1745},"k404",[1746],{"_key":1747,"_type":795,"children":1748,"markDefs":1753,"style":824},"k424",[1749],{"_key":1750,"_type":799,"marks":1751,"text":1752},"k423",[],"1 億美元",[],{"_key":1755,"_type":795,"children":1756,"markDefs":1765,"style":824},"k430",[1757,1761],{"_key":1758,"_type":799,"marks":1759,"text":1760},"k428",[898],"即使額度大幅調高，涉及新台幣兌換的資金進出，只要單筆結匯金額達等值新台幣 50 萬元以上，仍須依《外匯收支或交易申報辦法》辦理申報。",{"_key":1762,"_type":799,"marks":1763,"text":1764},"k429",[]," 企業若單筆結匯達到公司 100 萬美元、個人 50 萬美元的門檻，須另行檢附合約及核准函等證明文件，才能完成結匯。",[],{"_key":1767,"_type":795,"children":1768,"markDefs":1777,"style":824},"k436",[1769,1773],{"_key":1770,"_type":799,"marks":1771,"text":1772},"k434",[898],"具體例子：",{"_key":1774,"_type":799,"marks":1775,"text":1776},"k435",[]," 假設一間香港貿易公司需向台灣供應商支付等值 80 萬美元的貨款，由於金額超過公司 100 萬美元門檻以下但接近此水平，企業應提前確認台灣收款方是否已備妥合約及相關核准文件；若金額進一步提高至超過 100 萬美元，台灣供應商將須額外向銀行提交核准函，處理時間亦會相應延長。",[],{"_key":1779,"_type":795,"children":1780,"markDefs":1785,"style":930},"k440",[1781],{"_key":1782,"_type":799,"marks":1783,"text":1784},"k439",[898],"東南亞：規則寬鬆程度不一，須逐一核實",[],{"_key":1787,"_type":795,"children":1788,"markDefs":1797,"style":824},"k446",[1789,1793],{"_key":1790,"_type":799,"marks":1791,"text":1792},"k444",[898],"東南亞各國的外匯管制寬鬆程度差異甚大，企業不宜以單一市場的經驗類推其他地區。",{"_key":1794,"_type":799,"marks":1795,"text":1796},"k445",[]," 以越南為例，當地屬於外匯管制相對嚴格的市場，外資企業將外幣匯入或匯出越南，均須提供合約、發票或海關單據等交易憑證；若涉及中長期外債，更須取得越南國家銀行的核准函。",[],{"_key":1799,"_type":795,"children":1800,"markDefs":1809,"style":824},"k452",[1801,1805],{"_key":1802,"_type":799,"marks":1803,"text":1804},"k450",[898],"企業拓展越南等新興市場業務前，宜先向當地銀行或專業顧問確認具體規則",{"_key":1806,"_type":799,"marks":1807,"text":1808},"k451",[],"，包括利潤匯出所需的預先通知期，以及境內機構經常項目收益是否須即時調回。貿然假設規則與其他市場相同，容易令匯款在最後一步卡住。",[],{"_key":1811,"_type":795,"children":1812,"markDefs":1820,"style":824},"k458",[1813,1816],{"_key":1814,"_type":799,"marks":1815,"text":1772},"k456",[898],{"_key":1817,"_type":799,"marks":1818,"text":1819},"k457",[]," 假設一間香港製造企業在越南設有生產基地，需要將當地子公司的利潤匯回香港總部。企業必須先備妥完稅證明、財務報表及利潤分配決議等文件，向越南國家銀行申報，整個流程通常需要額外數星期時間，遠較一般跨境貿易付款複雜。企業如果沒有提前規劃這個時間差，容易打亂總部的現金流預測。",[],{"_key":1822,"_type":795,"children":1823,"markDefs":1828,"style":901},"k462",[1824],{"_key":1825,"_type":799,"marks":1826,"text":1827},"k461",[898],"如果匯款已經被卡住或退回，應該怎樣做？",[],{"_key":1830,"_type":795,"children":1831,"markDefs":1840,"style":824},"k468",[1832,1836],{"_key":1833,"_type":799,"marks":1834,"text":1835},"k466",[898],"即使事前準備充足，一筆匯款仍然有可能因文件不齊、資料不符，或觸發銀行的人手審查而被暫停甚至退回。",{"_key":1837,"_type":799,"marks":1838,"text":1839},"k467",[]," 面對這種情況，企業可以按以下步驟跟進：",[],{"_key":1842,"_type":795,"children":1843,"level":950,"listItem":1419,"markDefs":1852,"style":824},"k474",[1844,1848],{"_key":1845,"_type":799,"marks":1846,"text":1847},"k472",[898],"聯絡匯出行確認原因",{"_key":1849,"_type":799,"marks":1850,"text":1851},"k473",[],"：主動致電或親身查詢，不要被動等待系統通知。",[],{"_key":1854,"_type":795,"children":1855,"level":950,"listItem":1419,"markDefs":1864,"style":824},"k480",[1856,1860],{"_key":1857,"_type":799,"marks":1858,"text":1859},"k478",[898],"核對收款方文件進度",{"_key":1861,"_type":799,"marks":1862,"text":1863},"k479",[],"：延誤往往源於收款方未及時提交合約、發票等證明，而非匯款方本身。",[],{"_key":1866,"_type":795,"children":1867,"level":950,"listItem":1419,"markDefs":1876,"style":824},"k486",[1868,1872],{"_key":1869,"_type":799,"marks":1870,"text":1871},"k484",[898],"確認用途說明是否一致",{"_key":1873,"_type":799,"marks":1874,"text":1875},"k485",[],"：用途描述與合約金額或性質不符，容易觸發額外核實。",[],{"_key":1878,"_type":795,"children":1879,"level":950,"listItem":1419,"markDefs":1888,"style":824},"k492",[1880,1884],{"_key":1881,"_type":799,"marks":1882,"text":1883},"k490",[898],"了解退款流程及費用",{"_key":1885,"_type":799,"marks":1886,"text":1887},"k491",[],"：確認退款會否扣除已產生的手續費，以及重新匯款是否需要重交文件。",[],{"_key":1890,"_type":795,"children":1891,"level":950,"listItem":1419,"markDefs":1900,"style":824},"k498",[1892,1896],{"_key":1893,"_type":799,"marks":1894,"text":1895},"k496",[898],"為時效敏感付款預留緩衝",{"_key":1897,"_type":799,"marks":1898,"text":1899},"k497",[],"：涉及尾款、關稅或明確到期日的付款，應將審查延誤計算在內。",[],{"_key":1902,"_type":795,"children":1903,"markDefs":1908,"style":901},"k502",[1904],{"_key":1905,"_type":799,"marks":1906,"text":1907},"k501",[898],"企業如何應對外匯管制，降低匯款成本與風險？",[],{"_key":1910,"_type":795,"children":1911,"markDefs":1920,"style":824},"k508",[1912,1916],{"_key":1913,"_type":799,"marks":1914,"text":1915},"k506",[898],"面對外匯管制帶來的額度、文件與匯率挑戰，企業並非只能被動等待銀行處理。",{"_key":1917,"_type":799,"marks":1918,"text":1919},"k507",[]," 以下做法可在匯款前大幅降低延誤與額外成本的風險。",[],{"_key":1922,"_type":941,"columnHeaders":1923,"hasColumnTitles":115,"hasRowTitles":128,"rows":1930},"k509",[1924,1927],{"_key":1925,"_type":945,"cellIndex":946,"title":1926},"k510","做法",{"_key":1928,"_type":945,"cellIndex":950,"title":1929},"k511","具體內容",[1931,1956,1981,2006,2031,2056],{"_key":1932,"_type":959,"cells":1933},"k512",[1934,1945],{"_key":1935,"_type":963,"content":1936},"k513",[1937],{"_key":1938,"_type":795,"children":1939,"markDefs":1944,"style":824},"k556",[1940],{"_key":1941,"_type":799,"marks":1942,"text":1943},"k555",[],"提前備妥合規文件",[],{"_key":1946,"_type":963,"content":1947},"k516",[1948],{"_key":1949,"_type":795,"children":1950,"markDefs":1955,"style":824},"k559",[1951],{"_key":1952,"_type":799,"marks":1953,"text":1954},"k558",[],"匯款前主動向收款方確認對方所在地要求，準備貿易合約、發票等真實性證明。文件齊備與否，直接決定款項能否一次過解付",[],{"_key":1957,"_type":959,"cells":1958},"k519",[1959,1970],{"_key":1960,"_type":963,"content":1961},"k520",[1962],{"_key":1963,"_type":795,"children":1964,"markDefs":1969,"style":824},"k562",[1965],{"_key":1966,"_type":799,"marks":1967,"text":1968},"k561",[],"掌握各地額度上限",[],{"_key":1971,"_type":963,"content":1972},"k523",[1973],{"_key":1974,"_type":795,"children":1975,"markDefs":1980,"style":824},"k565",[1976],{"_key":1977,"_type":799,"marks":1978,"text":1979},"k564",[],"建立內部清單記錄主要交易對手所在地的年度或單筆門檻，定期覆核，避免依賴過時資訊",[],{"_key":1982,"_type":959,"cells":1983},"k526",[1984,1995],{"_key":1985,"_type":963,"content":1986},"k527",[1987],{"_key":1988,"_type":795,"children":1989,"markDefs":1994,"style":824},"k568",[1990],{"_key":1991,"_type":799,"marks":1992,"text":1993},"k567",[],"選擇匯率透明的平台",[],{"_key":1996,"_type":963,"content":1997},"k530",[1998],{"_key":1999,"_type":795,"children":2000,"markDefs":2005,"style":824},"k571",[2001],{"_key":2002,"_type":799,"marks":2003,"text":2004},"k570",[],"比較不同渠道的收費，選擇點差透明、能實時查閱匯率的平台，降低隱藏成本",[],{"_key":2007,"_type":959,"cells":2008},"k533",[2009,2020],{"_key":2010,"_type":963,"content":2011},"k534",[2012],{"_key":2013,"_type":795,"children":2014,"markDefs":2019,"style":824},"k574",[2015],{"_key":2016,"_type":799,"marks":2017,"text":2018},"k573",[],"善用避險工具",[],{"_key":2021,"_type":963,"content":2022},"k537",[2023],{"_key":2024,"_type":795,"children":2025,"markDefs":2030,"style":824},"k577",[2026],{"_key":2027,"_type":799,"marks":2028,"text":2029},"k576",[],"長期以受管制貨幣結算的貿易企業，可考慮遠期外匯合約，於簽約時預先鎖定未來匯率",[],{"_key":2032,"_type":959,"cells":2033},"k540",[2034,2045],{"_key":2035,"_type":963,"content":2036},"k541",[2037],{"_key":2038,"_type":795,"children":2039,"markDefs":2044,"style":824},"k580",[2040],{"_key":2041,"_type":799,"marks":2042,"text":2043},"k579",[],"善用多幣種賬戶",[],{"_key":2046,"_type":963,"content":2047},"k544",[2048],{"_key":2049,"_type":795,"children":2050,"markDefs":2055,"style":824},"k583",[2051],{"_key":2052,"_type":799,"marks":2053,"text":2054},"k582",[],"同時持有多種貨幣結餘，靈活選擇兌換時機，減少不必要的重複換匯成本",[],{"_key":2057,"_type":959,"cells":2058},"k547",[2059,2070],{"_key":2060,"_type":963,"content":2061},"k548",[2062],{"_key":2063,"_type":795,"children":2064,"markDefs":2069,"style":824},"k586",[2065],{"_key":2066,"_type":799,"marks":2067,"text":2068},"k585",[],"提前完成 KYC 及反洗錢審查",[],{"_key":2071,"_type":963,"content":2072},"k551",[2073],{"_key":2074,"_type":795,"children":2075,"markDefs":2080,"style":824},"k589",[2076],{"_key":2077,"_type":799,"marks":2078,"text":2079},"k588",[],"提前了解常見審查重點並備妥資金來源證明，加快跨境收款流程，減低帳戶被凍結的風險",[],{"_key":2082,"_type":795,"children":2083,"markDefs":2088,"style":901},"k593",[2084],{"_key":2085,"_type":799,"marks":2086,"text":2087},"k592",[898],"Aspire 超越傳統戶口：一站式整合匯款、公司卡與會計自動化系統",[],{"_key":2090,"_type":795,"children":2091,"markDefs":2118,"style":824},"k609",[2092,2096,2100,2105,2109,2114],{"_key":2093,"_type":799,"marks":2094,"text":2095},"k603",[898],"告別傳統銀行的繁瑣！",{"_key":2097,"_type":799,"marks":2098,"text":2099},"k604",[]," Aspire 為香港企業提供一站式解決方案，將",{"_key":2101,"_type":799,"marks":2102,"text":2104},"k605",[2103],"k596","環球匯款",{"_key":2106,"_type":799,"marks":2107,"text":2108},"k606",[],"、",{"_key":2110,"_type":799,"marks":2111,"text":2113},"k607",[2112],"k599","支出管理",{"_key":2115,"_type":799,"marks":2116,"text":2117},"k608",[],"與會計自動化完美整合於單一平台。只需一個帳戶，即可全面掌控企業財務：",[2119,2121],{"_key":2103,"_type":820,"externalUrl":2120,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fbusiness-account",{"_key":2112,"_type":820,"externalUrl":2122,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fexpense-management",{"_key":2124,"_type":795,"children":2125,"level":950,"listItem":1419,"markDefs":2150,"style":824},"k623",[2126,2130,2134,2138,2142,2146],{"_key":2127,"_type":799,"marks":2128,"text":2129},"k617",[898],"一站式環球收付",{"_key":2131,"_type":799,"marks":2132,"text":2133},"k618",[],"：",{"_key":2135,"_type":799,"marks":2136,"text":2137},"k619",[898],"全數碼開戶最快即日獲批。支援 130+ 國家及 40 多種貨幣，換匯點差低至 0.18%（成本比銀行低最多 3 倍）",{"_key":2139,"_type":799,"marks":2140,"text":2141},"k620",[],"。除了內建 FPS（免費）及 CHATS 確保本地收付與員工出糧（Payroll）準時到賬外，",{"_key":2143,"_type":799,"marks":2144,"text":2145},"k621",[898],"Aspire 更具備強大的本地轉賬網絡",{"_key":2147,"_type":799,"marks":2148,"text":2149},"k622",[],"，讓你能像本地人一樣在海外直接收款與匯款。相比傳統 SWIFT 電匯，本地轉賬不僅能免除層層中介行手續費，更能縮短因合規審查而延長的到賬時間，助你從源頭節省匯款開支與時間成本。",[],{"_key":2152,"_type":795,"children":2153,"level":950,"listItem":1419,"markDefs":2182,"style":824},"k640",[2154,2158,2161,2165,2169,2173,2178],{"_key":2155,"_type":799,"marks":2156,"text":2157},"k633",[898],"一站式支出控管",{"_key":2159,"_type":799,"marks":2160,"text":2133},"k634",[],{"_key":2162,"_type":799,"marks":2163,"text":2164},"k635",[898],"從創建發票（Invoicing）到支付賬單（Bills），流程全面自動化。",{"_key":2166,"_type":799,"marks":2167,"text":2168},"k636",[],"你可以即時批出",{"_key":2170,"_type":799,"marks":2171,"text":2172},"k637",[898],"可調控的 ",{"_key":2174,"_type":799,"marks":2175,"text":2177},"k638",[2176,898],"k629","Visa 公司卡",{"_key":2179,"_type":799,"marks":2180,"text":2181},"k639",[],"，配合拍照即報銷功能，讓員工開支自動分類。所有交易數據無縫對接 Xero、QuickBooks 及 NetSuite，由發薪到對賬，一個平台徹底解決所有行政痛點。",[2183],{"_key":2176,"_type":820,"externalUrl":2184,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fcorporate-card",{"_key":2186,"_type":795,"children":2187,"level":950,"listItem":1419,"markDefs":2213,"style":824},"k655",[2188,2192,2196,2200,2204,2209],{"_key":2189,"_type":799,"marks":2190,"text":2191},"k649",[898],"一站式營運回贈",{"_key":2193,"_type":799,"marks":2194,"text":2195},"k650",[],"：將支出轉化為回報！憑卡消費即享 ",{"_key":2197,"_type":799,"marks":2198,"text":2199},"k651",[898],"1.2% 無上限現金回贈",{"_key":2201,"_type":799,"marks":2202,"text":2203},"k652",[],"，涵蓋大部分營運及商業開支。隨戶口更附送總值",{"_key":2205,"_type":799,"marks":2206,"text":2208},"k653",[2207],"k645","逾 50 萬美元的商務獎賞",{"_key":2210,"_type":799,"marks":2211,"text":2212},"k654",[],"，涵蓋 Google Workspace、Slack 等工具，從源頭回贈你的營運成本。",[2214],{"_key":2207,"_type":820,"externalUrl":2215,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Frewards",{"_key":2217,"_type":795,"children":2218,"markDefs":2223,"style":824},"k659",[2219],{"_key":2220,"_type":799,"marks":2221,"text":2222},"k658",[898],"立即免費開立賬戶，體驗比傳統銀行更靈活、更智能的企業理財方案，加速你的業務成長！",[],{"_key":2225,"_type":795,"children":2226,"markDefs":2231,"style":901},"k663",[2227],{"_key":2228,"_type":799,"marks":2229,"text":2230},"k662",[898],"常見問題 FAQ",[],{"_key":2233,"_type":795,"children":2234,"markDefs":2239,"style":930},"k667",[2235],{"_key":2236,"_type":799,"marks":2237,"text":2238},"k666",[898],"香港有外匯管制嗎？",[],{"_key":2241,"_type":795,"children":2242,"markDefs":2247,"style":824},"k671",[2243],{"_key":2244,"_type":799,"marks":2245,"text":2246},"k670",[],"沒有。香港特別行政區不實行外匯管制政策，這項保障明文寫入《基本法》第 112 條，資金可自由進出，港元亦可自由兌換。企業無論收款或匯款，均不會因香港本地法規而受到限制，但仍須留意交易對手所在地是否設有外匯管制。",[],{"_key":2249,"_type":795,"children":2250,"markDefs":2255,"style":930},"k675",[2251],{"_key":2252,"_type":799,"marks":2253,"text":2254},"k674",[898],"外匯管制如何影響匯款成本？",[],{"_key":2257,"_type":795,"children":2258,"markDefs":2263,"style":824},"k679",[2259],{"_key":2260,"_type":799,"marks":2261,"text":2262},"k678",[],"外匯管制主要透過額度限制、文件審批、審批時間及匯率點差四個層面推高成本。其中匯率點差最容易被忽略，銀行在處理受管制貨幣時，通常會收取較闊的點差，令企業實際支付的成本高於表面匯率。",[],{"_key":2265,"_type":795,"children":2266,"markDefs":2271,"style":930},"k683",[2267],{"_key":2268,"_type":799,"marks":2269,"text":2270},"k682",[898],"企業匯款與個人匯款的外匯管制規則是否一樣？",[],{"_key":2273,"_type":795,"children":2274,"markDefs":2279,"style":824},"k687",[2275],{"_key":2276,"_type":799,"marks":2277,"text":2278},"k686",[],"不一定。以中國內地為例，個人結匯額度為每年 5 萬美元的硬性上限；企業匯款原則上沒有絕對限額，但單次超過等值 5 萬美元就須提交貿易合約或發票等真實性證明。企業處理相關業務前，應先確認自己屬於哪一類，避免誤用個人額度的規則。",[],{"_key":2281,"_type":795,"children":2282,"markDefs":2287,"style":930},"k691",[2283],{"_key":2284,"_type":799,"marks":2285,"text":2286},"k690",[898],"如果一筆匯款已經被銀行暫停或退回，應該如何處理？",[],{"_key":2289,"_type":795,"children":2290,"markDefs":2295,"style":824},"k695",[2291],{"_key":2292,"_type":799,"marks":2293,"text":2294},"k694",[],"首先應直接聯絡匯出行確認具體原因，同時核對收款方是否已提交所需文件，因為延誤有時源於收款方而非匯款方。企業亦應確認匯款用途說明是否清晰一致，並向銀行了解退款流程及可能涉及的費用。對於時效敏感的付款，建議提前預留緩衝時間，以應對可能出現的審查延誤。",[],{"slug":2297,"title":2298},"payments","Payments",{"_type":130,"alternativeText":2300,"height":131,"url":2301,"width":133},"香港有外匯管制嗎？看懂跨境匯款額度、文件與手續費","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Ff2b54f52fc97e3c87a98713e7043843e\u002Fshared-hk-zh-hk-f2b54f52_cover_shared-cover.jpeg",[2303,2310,2318,2324],{"_key":896,"_type":795,"children":2304,"level":950,"listItem":1419,"markDefs":2309,"style":824},[2305],{"_key":2306,"_type":799,"marks":2307,"text":2308},"k1",[],"外匯管制的本質：外匯管制是一國政府對外幣買賣及跨境資金流動實施的限制性措施，主要分為數量管制與價格管制兩大類型。它並非稅項，而是一套行政與審批機制，直接決定企業能否按時、低成本完成一筆國際匯款。企業若忽略這套機制，容易在匯款途中被要求補交文件，甚至被銀行退款。",[],{"_key":2311,"_type":795,"children":2312,"level":950,"listItem":1419,"markDefs":2317,"style":824},"k5",[2313],{"_key":2314,"_type":799,"marks":2315,"text":2316},"k4",[],"香港的特殊地位：香港是少數完全不設外匯管制的經濟體，這項保障明文寫入《基本法》第 112 條。香港憑藉聯繫匯率制度，在無管制的前提下維持港元穩定。企業必須清楚分辨「香港的規則」與「交易對手所在地的規則」，避免將兩套制度混淆。",[],{"_key":910,"_type":795,"children":2319,"level":950,"listItem":1419,"markDefs":2323,"style":824},[2320],{"_key":906,"_type":799,"marks":2321,"text":2322},[],"對國際匯款的四層實際影響：外匯管制透過額度限制、文件審批、到賬時間及匯率點差四個層面，直接推高匯款成本並拖慢流程。本文會用具體數字例子，說明這四層機制如何在一筆真實交易中疊加影響。",[],{"_key":2325,"_type":795,"children":2326,"level":950,"listItem":1419,"markDefs":2331,"style":824},"k11",[2327],{"_key":2328,"_type":799,"marks":2329,"text":2330},"k10",[],"企業應對策略：面對受管制地區的匯款需求，企業須提前準備合規文件、掌握額度上限，並選擇匯率透明的平台以降低點差損耗。文章最後提供一套實務清單，助財務團隊在下一次跨境匯款前做好準備。",[],[2333,2339],{"_key":896,"_type":795,"children":2334,"markDefs":2338,"style":824},[2335],{"_key":2306,"_type":799,"marks":2336,"text":2337},[],"外匯管制並非抽象的宏觀經濟政策，而是直接決定你的每一筆國際匯款能否順利到賬、甚至影響企業換匯成本的實體規則。雖然香港本身依據《基本法》享有資金自由進出、無外匯管制的優勢，但只要你的交易對手身處中國內地、台灣、東南亞或印度等實施不同程度管制的地區，該地的外匯法規就會對你的交易產生約束。",[],{"_key":2311,"_type":795,"children":2340,"markDefs":2344,"style":824},[2341],{"_key":2314,"_type":799,"marks":2342,"text":2343},[],"本文將為你全面拆解外匯管制的運作機制、數量與價格管制的差別，並整理中港台及熱門市場的最新申報額度與文件要求，協助你合規避開匯款陷阱，讓企業資金調配更加高效！",[],"2026-08-28T00:00:00.000Z",{"_type":125,"metaDescription":2347,"metaTitle":2300,"socialShareImageUrl":2348},"拆解外匯管制運作原理！比較中港台及東南亞外匯額度限制、審批文件要求與隱藏點差成本。教你合規處理跨境匯款，避開拆單違法風險，加速資金到賬。",{"_type":130,"alternativeText":2300,"height":131,"url":2301,"width":133},"foreign-exchange-controls",[2351,2358,2364,2370,2376,2383,2389,2396,2402,2408],{"_key":896,"_type":795,"children":2352,"level":950,"listItem":2356,"markDefs":2357,"style":824},[2353],{"_key":2306,"_type":799,"marks":2354,"text":2355},[],"中華人民共和國香港特別行政區基本法 — 第一百一十二條：https:\u002F\u002Fwww.basiclaw.gov.hk\u002Ftc\u002Fbasiclaw\u002Fchapter5.html","number",[],{"_key":2311,"_type":795,"children":2359,"level":950,"listItem":2356,"markDefs":2363,"style":824},[2360],{"_key":2314,"_type":799,"marks":2361,"text":2362},[],"香港金融管理局 — 貨幣：https:\u002F\u002Fwww.hkma.gov.hk\u002Fchi\u002Fkey-functions\u002Fmoney\u002F",[],{"_key":910,"_type":795,"children":2365,"level":950,"listItem":2356,"markDefs":2369,"style":824},[2366],{"_key":906,"_type":799,"marks":2367,"text":2368},[],"國家外匯管理局 — 個人外匯管理辦法實施細則：https:\u002F\u002Fwww.safe.gov.cn\u002F",[],{"_key":2325,"_type":795,"children":2371,"level":950,"listItem":2356,"markDefs":2375,"style":824},[2372],{"_key":2328,"_type":799,"marks":2373,"text":2374},[],"中國人民銀行 — 服務貿易外匯管理指引：https:\u002F\u002Fwww.pbc.gov.cn\u002F",[],{"_key":2377,"_type":795,"children":2378,"level":950,"listItem":2356,"markDefs":2382,"style":824},"k14",[2379],{"_key":915,"_type":799,"marks":2380,"text":2381},[],"中華民國中央銀行 — 調高國人每年累積結匯金額新聞稿：https:\u002F\u002Fwww.cbc.gov.tw\u002Ftw\u002Fcp-302-178539-47467-1.html",[],{"_key":923,"_type":795,"children":2384,"level":950,"listItem":2356,"markDefs":2388,"style":824},[2385],{"_key":926,"_type":799,"marks":2386,"text":2387},[],"全國法規資料庫 — 外匯收支或交易申報辦法：https:\u002F\u002Flaw.moj.gov.tw\u002FLawClass\u002FLawAll.aspx?pcode=G0450009",[],{"_key":935,"_type":795,"children":2390,"level":950,"listItem":2356,"markDefs":2395,"style":824},[2391],{"_key":2392,"_type":799,"marks":2393,"text":2394},"k19",[],"中華民國中央銀行 — 常見問答：有關央行對資金匯出、入之相關規定為何：https:\u002F\u002Fwww.cbc.gov.tw\u002Ftw\u002Fcp-2139-101135-49647-1.html",[],{"_key":944,"_type":795,"children":2397,"level":950,"listItem":2356,"markDefs":2401,"style":824},[2398],{"_key":940,"_type":799,"marks":2399,"text":2400},[],"State Bank of Vietnam（越南國家銀行）：https:\u002F\u002Fsbv.gov.vn\u002F",[],{"_key":958,"_type":795,"children":2403,"level":950,"listItem":2356,"markDefs":2407,"style":824},[2404],{"_key":953,"_type":799,"marks":2405,"text":2406},[],"Reserve Bank of India — Liberalised Remittance Scheme：https:\u002F\u002Fwww.rbi.org.in\u002F",[],{"_key":2409,"_type":795,"children":2410,"level":950,"listItem":2356,"markDefs":2415,"style":824},"k29",[2411],{"_key":2412,"_type":799,"marks":2413,"text":2414},"k28",[],"香港法例第 405 章《販毒（追討得益）條例》及第 455 章《有組織及嚴重罪行條例》：https:\u002F\u002Fwww.elegislation.gov.hk\u002F",[],1791455334805]