[{"data":1,"prerenderedAt":2772},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":108,"cms-navigation":162,"cms-blog-post-template":772,"cms-blog-post-latest":833,"cms-blog-post:hsbc-wire-transfer":875},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyBeforeAndAfterSectionLabel":22,"caseStudyChallengeLabel":23,"caseStudyClientLabel":24,"caseStudyCompanyInfoSectionLabel":25,"caseStudyCompanySizeLabel":26,"caseStudyCountryLabel":27,"caseStudyFocusLabel":28,"caseStudyFoundedLabel":29,"caseStudyFounderLabel":30,"caseStudyIndustryLabel":31,"caseStudySavePerYearSectionLabel":32,"caseStudySearchPlaceholder":15,"caseStudyWebsiteLabel":33,"chartDataTableHideLabel":34,"chartDataTableShowLabel":35,"comingSoonLabel":36,"copyLinkLabel":37,"dataProtectionLabel":38,"downloadButtonLabel":39,"downloadSearchPlaceholder":15,"downloadsLabel":40,"emailPlaceholder":41,"formErrorMessage":42,"formInvalidEmailMessage":43,"formInvalidPhoneMessage":44,"formInvalidUrlMessage":45,"formRequiredFieldMessage":46,"formSubmitLabel":47,"formSuccessMessage":48,"goToSlideLabel":49,"includedLabel":50,"language":51,"languageHeading":52,"latestArticlesLabel":53,"launchpadBusinessLocationLabel":54,"launchpadCompanySizeLabel":26,"launchpadFoundedLabel":55,"launchpadHeadquarterLabel":56,"launchpadIndustryLabel":31,"learnMoreLabel":57,"legalEffectiveFromLabel":58,"legalLastUpdatedLabel":59,"loadMoreLabel":60,"mainNavigationLabel":61,"market":62,"marketNames":63,"mostPopularLabel":79,"nextSlideLabel":80,"notIncludedLabel":81,"optionsLabel":82,"previousSlideLabel":83,"pricingFirstPlanFeaturesLabel":84,"pricingUpgradePlanFeaturesLabel":85,"ratingLabel":86,"readCaseStudyLabel":87,"readingTimeLabel":88,"recommendedLabel":89,"regionHeading":90,"regionSelectorLabel":91,"savedPerYearLabel":92,"shareOnFacebookLabel":93,"shareOnLinkedinLabel":94,"shareOnXLabel":95,"sharePostLabel":96,"supportedByLabel":97,"tableOfContentsLabel":98,"titleBrandSuffix":99,"toggleMenuLabel":100,"videoMuteLabel":101,"videoPauseLabel":102,"videoPlayLabel":103,"videoSeekLabel":104,"videoSoundPrompt":105,"videoUnmuteLabel":106,"viewAllCategoriesLabel":107,"viewAllProductsLabel":107},"2026-08-19T09:49:11Z","uiStrings-HK-zh-HK","0YKpiHcLUDtAprmSVETGRo","uiStrings","2026-10-07T09:18:02Z","All","Dismiss announcement","Back to Blog","返回案例分析","返回下載頁面","Frequently Asked Questions","Search","Sources","Summary","Aspire home","導覽路徑","Customer Stories","在使用Aspire後","使用Aspire前後","在使用Aspire前","公司","公司資料","公司規模","國家","案例研究","創立於","創辦人","行業","每年節省","網頁","隱藏數據表","顯示數據表","Coming soon","Copy link","Data protection:","立即下載","Downloads","輸入你的公司電郵","出了點問題，請再試一次。","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","立即免費開戶","Thank you! Your submission has been received!","Go to slide {index}","Included","zh-HK","Language","最新文章","營業地點","成立於","總部","了解更多","Effective from","Last updated","Load more","Main navigation","HK",[64,68,71,74,76],{"_key":65,"_type":66,"label":67,"market":65},"SG","marketName","新加坡",{"_key":69,"_type":66,"label":70,"market":69},"US","美國",{"_key":72,"_type":66,"label":73,"market":72},"AU","澳洲",{"_key":62,"_type":66,"label":75,"market":62},"香港",{"_key":77,"_type":66,"label":78,"market":77},"NL","荷蘭","Most popular","Next","Not included","Options","Previous","計劃內容","包含 {planName} 計劃所有功能，另享：","{rating} out of {max} stars","查閱案例研究","{minutes} min read","Recommended","Region","Change country\u002Fregion","每年可節省","Share on Facebook","Share on LinkedIn","Share on X","分享此帖文","Supported by","目錄","Aspire Hong Kong","Toggle menu","靜音","暫停","播放","播放進度","按此開啟聲音","取消靜音","View all",{"_createdAt":109,"_id":110,"_rev":111,"_type":112,"_updatedAt":113,"announcementBar":114,"baseUrl":123,"defaultSeo":124,"defaultSocialShareImageUrl":129,"footer":134,"footerLegalParagraphsRich":156,"language":51,"market":62,"mobileApp":157,"siteName":160,"studioVersion":161},"2026-08-19T09:49:08Z","siteSettings-HK-zh-HK","1za1AgGXrJWIU5rVtuzGqU","siteSettings","2026-09-30T04:44:27Z",{"enabled":115,"link":116,"text":122},true,{"_type":117,"internal":118,"label":57,"linkType":121},"link",{"_ref":119,"_type":120},"page-HK-aspire-for-startups-zh-HK","reference","internal","🚀 Aspire 初創方案: 尊享高達 HK$12,000 現金回贈，優先開戶，並加入創辦人專屬社群。","https:\u002F\u002Faspireapp.com",{"_type":125,"metaDescription":126,"metaTitle":127,"noIndex":128},"seo","專為企業打造的智能金融平台！全面支援本地轉帳網絡與全球匯款低至 0.18% 匯率優勢。整合公司戶口、批量匯款與公司 Visa 卡開支管理等功能，無縫串接主流會計軟體，讓企業營運效率翻倍！","Aspire：一站式企業金融平台｜全球匯款低至 0.18%",false,{"_type":130,"alternativeText":127,"height":131,"url":132,"width":133},"imageUrl",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F85140fd22c0db3172ae945de0be80088\u002F6a10208767972cc962cd715f_Website-Preview.webp",1200,{"copyright":135,"legalParagraphs":136,"socialLinks":139},"© 2025 AFT HK Ltd. 版權所有。",[137,138],"AFT HK Limited註冊於香港（75317450-000），並由香港海關和稅務部門頒發金錢服務經營者牌照。","收益帳戶由 AFT HK Treasury Limited（「AFT Treasury」）於香港提供。AFT Treasury 已獲 Securities and Futures Commission（證監會）發牌（中央編號：BWA638），可從事第 1 類（證券交易）、第 4 類（就證券提供意見）及第 9 類（資產管理）受規管活動。目前，AFT Treasury 僅向客戶提供第 1 類及第 4 類服務，並計劃於未來提供第 9 類服務。",[140,146,151],{"_key":141,"_type":142,"label":143,"platform":144,"url":145},"social-linkedin","socialLink","Aspire on Linkedin","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":147,"_type":142,"label":148,"platform":149,"url":150},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":152,"_type":142,"label":153,"platform":154,"url":155},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",null,{"rating":158},{"value":159},4.5,"Aspire","2026.10.8",{"_createdAt":163,"_id":164,"_rev":165,"_type":166,"_updatedAt":167,"footerGroups":168,"getStartedLink":448,"header":450,"language":51,"loginLink":465,"market":62,"megaMenu":468},"2026-08-19T09:49:10Z","navigation-HK-zh-HK","N1G5rtOZj8187JlhVSibFh","navigation","2026-10-07T09:24:24Z",[169,203,256,303,393,422],{"_key":170,"_type":171,"links":172,"title":202},"footer-x","footerGroup",[173,181,188,195],{"_key":174,"_type":117,"internal":175,"internalTarget":177,"label":180,"linkType":121},"f-x-0",{"_ref":176,"_type":120},"page-HK-business-account-zh-HK",{"_type":178,"slug":179},"page","business-account","商業賬戶",{"_key":182,"_type":117,"internal":183,"internalTarget":185,"label":187,"linkType":121},"f-x-1",{"_ref":184,"_type":120},"page-HK-corporate-card-zh-HK",{"_type":178,"slug":186},"corporate-card","公司卡",{"_key":189,"_type":117,"internal":190,"internalTarget":192,"label":194,"linkType":121},"f-x-2",{"_ref":191,"_type":120},"page-HK-global-payments-zh-HK",{"_type":178,"slug":193},"global-payments","環球付款和外匯",{"_key":196,"_type":117,"internal":197,"internalTarget":199,"label":201,"linkType":121},"f-x-3",{"_ref":198,"_type":120},"page-HK-expense-management-zh-HK",{"_type":178,"slug":200},"expense-management","開支管理","產品",{"_key":170,"_type":171,"links":204,"title":255},[205,211,217,223,229,236,243,250],{"_key":174,"_type":117,"internal":206,"internalTarget":208,"label":210,"linkType":121},{"_ref":207,"_type":120},"page-HK-bulk-payments-zh-HK",{"_type":178,"slug":209},"bulk-payments","批量付款",{"_key":182,"_type":117,"internal":212,"internalTarget":214,"label":216,"linkType":121},{"_ref":213,"_type":120},"page-HK-budgets-zh-HK",{"_type":178,"slug":215},"budgets","預算管理",{"_key":189,"_type":117,"internal":218,"internalTarget":220,"label":222,"linkType":121},{"_ref":219,"_type":120},"page-HK-employee-claims-zh-HK",{"_type":178,"slug":221},"employee-claims","員工報銷",{"_key":196,"_type":117,"internal":224,"internalTarget":226,"label":228,"linkType":121},{"_ref":225,"_type":120},"page-HK-multi-user-access-zh-HK",{"_type":178,"slug":227},"multi-user-access","團隊權限設定",{"_key":230,"_type":117,"internal":231,"internalTarget":233,"label":235,"linkType":121},"f-invoice-4",{"_ref":232,"_type":120},"page-HK-invoice-management-zh-HK",{"_type":178,"slug":234},"invoice-management","發票管理 (Invoice)",{"_key":237,"_type":117,"internal":238,"internalTarget":240,"label":242,"linkType":121},"f-ar-5",{"_ref":239,"_type":120},"page-HK-receivable-management-zh-HK",{"_type":178,"slug":241},"receivable-management","應收賬款管理 (AR)",{"_key":244,"_type":117,"internal":245,"internalTarget":247,"label":249,"linkType":121},"f-ap-6",{"_ref":246,"_type":120},"page-HK-payable-management-zh-HK",{"_type":178,"slug":248},"payable-management","應付帳款管理 (AP)",{"_key":251,"_type":117,"internal":252,"internalTarget":253,"label":254,"linkType":121},"f-x-7",{"_ref":176,"_type":120},{"_type":178,"slug":179},"匯款至內地","產品特色",{"_key":257,"_type":171,"links":258,"title":302},"footer-invoice-ar-ap",[259,267,274,281,288,295],{"_key":260,"_type":117,"internal":261,"internalTarget":263,"label":266,"linkType":121},"f-aspire-vs-airwallex-0",{"_ref":262,"_type":120},"comparison-HK-aspire-vs-airwallex-zh-HK",{"_type":264,"slug":265},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":268,"_type":117,"internal":269,"internalTarget":271,"label":273,"linkType":121},"f-aspire-vs-1",{"_ref":270,"_type":120},"comparison-HK-aspire-vs-traditional-banks-zh-HK",{"_type":264,"slug":272},"aspire-vs-traditional-banks","Aspire vs 傳統銀行",{"_key":275,"_type":117,"internal":276,"internalTarget":278,"label":280,"linkType":121},"f-aspire-vs-2",{"_ref":277,"_type":120},"comparison-HK-aspire-vs-hang-seng-zh-HK",{"_type":264,"slug":279},"aspire-vs-hang-seng","Aspire vs 恒生銀行",{"_key":282,"_type":117,"internal":283,"internalTarget":285,"label":287,"linkType":121},"f-aspire-vs-3",{"_ref":284,"_type":120},"comparison-HK-aspire-vs-hsbc-zh-HK",{"_type":264,"slug":286},"aspire-vs-hsbc","Aspire vs 匯豐銀行",{"_key":289,"_type":117,"internal":290,"internalTarget":292,"label":294,"linkType":121},"f-aspire-vs-statrys-4",{"_ref":291,"_type":120},"comparison-HK-aspire-vs-statrys-zh-HK",{"_type":264,"slug":293},"aspire-vs-statrys","Aspire vs Statrys",{"_key":296,"_type":117,"internal":297,"internalTarget":299,"label":301,"linkType":121},"f-aspire-vs-wise-5",{"_ref":298,"_type":120},"comparison-HK-aspire-vs-wise-zh-HK",{"_type":264,"slug":300},"aspire-vs-wise","Aspire vs Wise","方案對比",{"_key":304,"_type":171,"links":305,"title":392},"footer-aspire-vs-airwallexaspire-vs",[306,312,319,325,331,336,343,350,357,364,371,378,385],{"_key":174,"_type":117,"internal":307,"internalTarget":309,"label":311,"linkType":121},{"_ref":308,"_type":120},"page-HK-blog-zh-HK",{"_type":178,"slug":310},"blog","部落格",{"_key":313,"_type":117,"internal":314,"internalTarget":316,"label":318,"linkType":121},"f-aspire-launchpad-1",{"_ref":315,"_type":120},"page-HK-launchpad-zh-HK",{"_type":178,"slug":317},"launchpad","Aspire Launchpad",{"_key":320,"_type":117,"internal":321,"internalTarget":322,"label":324,"linkType":121},"f-aspire-for-startups-2",{"_ref":119,"_type":120},{"_type":178,"slug":323},"aspire-for-startups","Aspire for Startups",{"_key":196,"_type":117,"internal":326,"internalTarget":328,"label":330,"linkType":121},{"_ref":327,"_type":120},"page-HK-case-studies-zh-HK",{"_type":178,"slug":329},"case-studies","客戶故事",{"_key":332,"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"f-x-4","https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fzh-TW\u002F","常見問題","external",{"_key":337,"_type":117,"internal":338,"internalTarget":340,"label":342,"linkType":121},"f-amazon-5",{"_ref":339,"_type":120},"page-HK-calculator-amazon-seller-fees-calculator-zh-HK",{"_type":178,"slug":341},"calculator\u002Famazon-seller-fees-calculator","Amazon 費用計算機",{"_key":344,"_type":117,"internal":345,"internalTarget":347,"label":349,"linkType":121},"f-mpf-6",{"_ref":346,"_type":120},"page-HK-mpf-calculator-zh-HK",{"_type":178,"slug":348},"mpf-calculator","MPF 計算機",{"_key":351,"_type":117,"internal":352,"internalTarget":354,"label":356,"linkType":121},"f-2025-26-7",{"_ref":353,"_type":120},"page-HK-calculators-corporate-tax-calculator-zh-HK",{"_type":178,"slug":355},"calculators\u002Fcorporate-tax-calculator","利得稅計算機 2025\u002F26",{"_key":358,"_type":117,"internal":359,"internalTarget":361,"label":363,"linkType":121},"f-x-8",{"_ref":360,"_type":120},"page-HK-calculators-apr-conversion-calculator-zh-HK",{"_type":178,"slug":362},"calculators\u002Fapr-conversion-calculator","月平息換算實際年利率計算機",{"_key":365,"_type":117,"internal":366,"internalTarget":368,"label":370,"linkType":121},"f-x-9",{"_ref":367,"_type":120},"page-HK-calculators-loan-calculator-zh-HK",{"_type":178,"slug":369},"calculators\u002Floan-calculator","個人\u002F商業貸款還款計算機",{"_key":372,"_type":117,"internal":373,"internalTarget":375,"label":377,"linkType":121},"f-burn-rate-10",{"_ref":374,"_type":120},"page-HK-calculators-burn-rate-calculator-zh-HK",{"_type":178,"slug":376},"calculators\u002Fburn-rate-calculator","初創燒錢率 (Burn Rate) 計算機",{"_key":379,"_type":117,"internal":380,"internalTarget":382,"label":384,"linkType":121},"f-x-11",{"_ref":381,"_type":120},"page-HK-calculators-cheque-writing-tool-zh-HK",{"_type":178,"slug":383},"calculators\u002Fcheque-writing-tool","支票金額大寫轉換器",{"_key":386,"_type":117,"internal":387,"internalTarget":389,"label":391,"linkType":121},"f-profit-margin-12",{"_ref":388,"_type":120},"page-HK-calculators-profit-margin-calculator-zh-HK",{"_type":178,"slug":390},"calculators\u002Fprofit-margin-calculator","毛利率 (Profit Margin) 計算機","資源",{"_key":394,"_type":171,"links":395,"title":24},"footer-aspire-launchpadaspire-for-s",[396,403,409,416],{"_key":397,"_type":117,"internal":398,"internalTarget":400,"label":402,"linkType":121},"f-aspire-0",{"_ref":399,"_type":120},"page-HK-about-us-zh-HK",{"_type":178,"slug":401},"about-us","關於 Aspire",{"_key":182,"_type":117,"internal":404,"internalTarget":406,"label":408,"linkType":121},{"_ref":405,"_type":120},"page-HK-contact-us-zh-HK",{"_type":178,"slug":407},"contact-us","聯絡資料",{"_key":410,"_type":117,"internal":411,"internalTarget":413,"label":415,"linkType":121},"f-aspire-3",{"_ref":412,"_type":120},"page-HK-partners-zh-HK",{"_type":178,"slug":414},"partners","成為 Aspire 的夥伴",{"_key":332,"_type":117,"internal":417,"internalTarget":419,"label":421,"linkType":121},{"_ref":418,"_type":120},"page-HK-newsroom-zh-HK",{"_type":178,"slug":420},"newsroom","新聞中心",{"_key":423,"_type":171,"isLegal":115,"links":424,"title":447},"footer-legal",[425,433,440],{"_key":426,"_type":117,"internal":427,"internalTarget":429,"label":432,"linkType":121,"openInNewTab":128},"legal-privacy-policy",{"_ref":428,"_type":120},"legalPage-HK-privacy-policy-zh-HK",{"_type":430,"slug":431},"legalPage","privacy-policy","隱私權政策",{"_key":434,"_type":117,"internal":435,"internalTarget":437,"label":439,"linkType":121,"openInNewTab":128},"legal-debit-card-terms-and-conditions",{"_ref":436,"_type":120},"legalPage-HK-debit-card-terms-and-conditions-zh-HK",{"_type":430,"slug":438},"debit-card-terms-and-conditions","條款與條件",{"_key":441,"_type":117,"internal":442,"internalTarget":444,"label":446,"linkType":121,"openInNewTab":128},"legal-complaints",{"_ref":443,"_type":120},"page-HK-complaints-zh-HK",{"_type":178,"slug":445},"complaints","投訴政策","Legal",{"_type":117,"externalUrl":449,"internalTarget":156,"label":47,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[451,454,456,457,463],{"_key":452,"_type":117,"internalTarget":156,"label":202,"linkType":453},"nav-x","none",{"_key":452,"_type":117,"internalTarget":156,"label":455,"linkType":453},"解決方案",{"_key":452,"_type":117,"internalTarget":156,"label":392,"linkType":453},{"_key":452,"_type":117,"internal":458,"internalTarget":460,"label":462,"linkType":121},{"_ref":459,"_type":120},"page-HK-pricing-zh-HK",{"_type":178,"slug":461},"pricing","價格",{"_key":452,"_type":117,"internalTarget":156,"label":464,"linkType":453},"全球業務佈局",{"_type":117,"externalUrl":466,"internalTarget":156,"label":467,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","登入",[469,564,696,755],{"_key":470,"_type":471,"columns":472,"featured":553,"label":202},"mm-x","megaMenuPanel",[473,505,530],{"_key":474,"_type":475,"links":476,"title":180},"c-x-0","megaMenuColumn",[477,484,489,497],{"_key":478,"_type":479,"link":480},"l-x-0","megaMenuLink",{"_type":117,"internal":481,"internalTarget":482,"label":483,"linkType":121},{"_ref":176,"_type":120},{"_type":178,"slug":179},"多幣種帳戶",{"_key":485,"_type":479,"link":486},"l-x-1",{"_type":117,"internal":487,"internalTarget":488,"label":187,"linkType":121},{"_ref":184,"_type":120},{"_type":178,"slug":186},{"_key":490,"_type":479,"link":491},"l-x-2",{"_type":117,"internal":492,"internalTarget":494,"label":496,"linkType":121},{"_ref":493,"_type":120},"page-HK-yield-zh-HK",{"_type":178,"slug":495},"yield","收益帳戶",{"_key":498,"_type":479,"link":499},"l-x-3",{"_type":117,"internal":500,"internalTarget":502,"label":504,"linkType":121},{"_ref":501,"_type":120},"page-HK-use-case-payroll-zh-HK",{"_type":178,"slug":503},"use-case\u002Fpayroll","出糧戶口",{"_key":506,"_type":475,"links":507,"title":529},"c-cfo-1",[508,512,516,522],{"_key":478,"_type":479,"link":509},{"_type":117,"internal":510,"internalTarget":511,"label":201,"linkType":121},{"_ref":198,"_type":120},{"_type":178,"slug":200},{"_key":485,"_type":479,"link":513},{"_type":117,"internal":514,"internalTarget":515,"label":216,"linkType":121},{"_ref":213,"_type":120},{"_type":178,"slug":215},{"_key":517,"_type":479,"link":518},"l-ar-2",{"_type":117,"internal":519,"internalTarget":520,"label":521,"linkType":121},{"_ref":232,"_type":120},{"_type":178,"slug":234},"應收賬款 (AR)",{"_key":498,"_type":479,"link":523},{"_type":117,"internal":524,"internalTarget":526,"label":528,"linkType":121},{"_ref":525,"_type":120},"page-HK-employer-of-record-zh-HK",{"_type":178,"slug":527},"employer-of-record","人力資源代管","CFO 專區",{"_key":531,"_type":475,"links":532,"title":552},"c-x-2",[533,538,545],{"_key":478,"_type":479,"link":534},{"_type":117,"internal":535,"internalTarget":536,"label":537,"linkType":121},{"_ref":191,"_type":120},{"_type":178,"slug":193},"國際匯款及換匯",{"_key":485,"_type":479,"link":539},{"_type":117,"internal":540,"internalTarget":542,"label":544,"linkType":121},{"_ref":541,"_type":120},"page-HK-issuance-zh-HK",{"_type":178,"slug":543},"issuance","出卡服務",{"_key":490,"_type":479,"link":546},{"_type":117,"internal":547,"internalTarget":549,"label":551,"linkType":121},{"_ref":548,"_type":120},"page-HK-global-account-zh-HK",{"_type":178,"slug":550},"global-account","環球帳戶","平台功能",{"body":554,"eyebrow":555,"heading":556,"image":557,"link":561},"為日常營運複雜、且需要專屬客戶經理的企業而設","最新動態","適合您業務需要的價格計劃",{"_type":130,"decorative":115,"height":558,"url":559,"width":560},300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":117,"internal":562,"internalTarget":563,"label":556,"linkType":121},{"_ref":459,"_type":120},{"_type":178,"slug":461},{"_key":470,"_type":471,"columns":565,"featured":678,"label":455},[566,597,619,651],{"_key":474,"_type":475,"links":567,"title":31},[568,576,583,590],{"_key":478,"_type":479,"link":569},{"_type":117,"internal":570,"internalTarget":572,"label":575,"linkType":121},{"_ref":571,"_type":120},"solution-HK-consulting-zh-HK",{"_type":573,"slug":574},"solution","consulting","顧問公司",{"_key":485,"_type":479,"link":577},{"_type":117,"internal":578,"internalTarget":580,"label":582,"linkType":121},{"_ref":579,"_type":120},"solution-HK-ecommerce-zh-HK",{"_type":573,"slug":581},"ecommerce","電子商務",{"_key":490,"_type":479,"link":584},{"_type":117,"internal":585,"internalTarget":587,"label":589,"linkType":121},{"_ref":586,"_type":120},"solution-HK-marketing-agencies-zh-HK",{"_type":573,"slug":588},"marketing-agencies","市場營銷",{"_key":498,"_type":479,"link":591},{"_type":117,"internal":592,"internalTarget":594,"label":596,"linkType":121},{"_ref":593,"_type":120},"solution-HK-vc-funds-zh-HK",{"_type":573,"slug":595},"vc-funds","創投和投資公司",{"_key":598,"_type":475,"links":599,"title":24},"c-x-1",[600,605,612],{"_key":478,"_type":479,"link":601},{"_type":117,"internal":602,"internalTarget":603,"label":604,"linkType":121},{"_ref":119,"_type":120},{"_type":178,"slug":323},"初創",{"_key":485,"_type":479,"link":606},{"_type":117,"internal":607,"internalTarget":609,"label":611,"linkType":121},{"_ref":608,"_type":120},"solution-HK-sme-zh-HK",{"_type":573,"slug":610},"sme","中小企",{"_key":490,"_type":479,"link":613},{"_type":117,"internal":614,"internalTarget":616,"label":618,"linkType":121},{"_ref":615,"_type":120},"solution-HK-mid-sized-companies-zh-HK",{"_type":573,"slug":617},"mid-sized-companies","中型企業",{"_key":531,"_type":475,"links":620,"title":650},[621,628,634,642],{"_key":478,"_type":479,"link":622},{"_type":117,"internal":623,"internalTarget":625,"label":627,"linkType":121},{"_ref":624,"_type":120},"page-HK-aspire-for-accountants-zh-HK",{"_type":178,"slug":626},"partners\u002Faccountants","會計師事務所",{"_key":485,"_type":479,"link":629},{"_type":117,"internal":630,"internalTarget":632,"label":582,"linkType":121},{"_ref":631,"_type":120},"page-HK-partners-ecommerce-zh-HK",{"_type":178,"slug":633},"partners\u002Fecommerce",{"_key":635,"_type":479,"link":636},"l-corpsec-2",{"_type":117,"internal":637,"internalTarget":639,"label":641,"linkType":121},{"_ref":638,"_type":120},"page-HK-partners-corpsec-zh-HK",{"_type":178,"slug":640},"partners\u002Fcorpsec","公司秘書 (CorpSec)",{"_key":643,"_type":479,"link":644},"l-incubators-3",{"_type":117,"internal":645,"internalTarget":647,"label":649,"linkType":121},{"_ref":646,"_type":120},"page-HK-partners-vc-and-incubators-zh-HK",{"_type":178,"slug":648},"partners\u002Fvc-and-incubators","創投及孵化 (Incubators)","合作夥伴",{"_key":652,"_type":475,"links":653,"title":677},"c-x-3",[654,662,669],{"_key":655,"_type":479,"link":656},"l-aspire-connect-0",{"_type":117,"internal":657,"internalTarget":659,"label":661,"linkType":121},{"_ref":658,"_type":120},"page-HK-aspire-connect-zh-HK",{"_type":178,"slug":660},"aspire-connect","Aspire Connect",{"_key":485,"_type":479,"link":663},{"_type":117,"internal":664,"internalTarget":666,"label":668,"linkType":121},{"_ref":665,"_type":120},"page-HK-integrations-zh-HK",{"_type":178,"slug":667},"integrations","軟件平台整合",{"_key":670,"_type":479,"link":671},"l-aspire-api-2",{"_type":117,"internal":672,"internalTarget":674,"label":676,"linkType":121},{"_ref":673,"_type":120},"page-HK-api-zh-HK",{"_type":178,"slug":675},"api","Aspire API","系統連接",{"body":679,"eyebrow":680,"link":681,"logo":684,"person":689},"「開立Aspire賬戶的過程非常快捷且毫不費力…我很欣賞他們在整個過程中提供的優質服務，再者網上平台也非常容易使用，亦付有很好的功能。」","客戶評價",{"_type":117,"externalUrl":682,"internalTarget":156,"label":683,"linkType":335},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","查看所有客戶評價",{"_type":130,"alternativeText":685,"height":686,"url":687,"width":688},"Tech In Asia",2645,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F69684e48dddb500cdb790e4d_techinasia.webp",14650,{"image":690,"name":694,"role":695},{"_type":130,"alternativeText":691,"height":692,"url":693,"width":692},"Latha Natarajan，Tech In Asia 財務總監",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F66f1187b1b8b19ef066879f7_latha-natrajan-small.webp","Latha Natarajan","Tech In Asia 財務總監",{"_key":470,"_type":471,"columns":697,"featured":742,"label":392},[698,719,729],{"_key":474,"_type":475,"links":699,"title":718},[700,705,712,716],{"_key":478,"_type":479,"link":701},{"_type":117,"internal":702,"internalTarget":703,"label":704,"linkType":121},{"_ref":308,"_type":120},{"_type":178,"slug":310},"網誌",{"_key":485,"_type":479,"link":706},{"_type":117,"internal":707,"internalTarget":709,"label":711,"linkType":121},{"_ref":708,"_type":120},"page-HK-downloads-zh-HK",{"_type":178,"slug":710},"downloads","市場洞察報告",{"_key":490,"_type":479,"link":713},{"_type":117,"internal":714,"internalTarget":715,"label":330,"linkType":121},{"_ref":327,"_type":120},{"_type":178,"slug":329},{"_key":498,"_type":479,"link":717},{"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"實用資源",{"_key":598,"_type":475,"links":720,"title":728},[721],{"_key":478,"_type":479,"link":722},{"_type":117,"internal":723,"internalTarget":725,"label":727,"linkType":121},{"_ref":724,"_type":120},"page-HK-rewards-zh-HK",{"_type":178,"slug":726},"rewards","優惠和獎賞","優勢",{"_key":531,"_type":475,"links":730,"title":741},[731,736],{"_key":732,"_type":479,"link":733},"l-aspire-0",{"_type":117,"internal":734,"internalTarget":735,"label":402,"linkType":121},{"_ref":399,"_type":120},{"_type":178,"slug":401},{"_key":490,"_type":479,"link":737},{"_type":117,"internal":738,"internalTarget":739,"label":740,"linkType":121},{"_ref":412,"_type":120},{"_type":178,"slug":414},"成為合作夥伴","公司資訊",{"body":743,"eyebrow":330,"heading":744,"image":745,"link":749},"Zenyum 如何透過 Aspire 公司卡，讓員工有效地管理支出","Zenyum",{"_type":130,"alternativeText":744,"height":746,"url":747,"width":748},195,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F43bc3d3401709db93b2423684e24984c\u002F6a2693b7ff679ec1b695c852_66f22710a14d16852adf7a30_zenyum.webp",375,{"_type":117,"internal":750,"internalTarget":752,"label":744,"linkType":121},{"_ref":751,"_type":120},"caseStudy-HK-zenyum-zh-HK",{"_type":753,"slug":754},"caseStudy","zenyum",{"_key":470,"_type":471,"columns":756,"featured":156,"label":464},[757],{"_key":474,"_type":475,"links":758,"title":771},[759,766],{"_key":478,"_type":479,"link":760},{"_type":117,"internal":761,"internalTarget":763,"label":765,"linkType":121},{"_ref":762,"_type":120},"page-HK-launchpad-usbusiness-zh-HK",{"_type":178,"slug":764},"launchpad\u002Fusbusiness","進軍美國市場",{"_key":485,"_type":479,"link":767},{"_type":117,"internal":768,"internalTarget":769,"label":770,"linkType":121},{"_ref":315,"_type":120},{"_type":178,"slug":317},"拓展香港業務","",{"_createdAt":773,"_id":774,"_rev":775,"_type":776,"_updatedAt":777,"asideCta":778,"bottomCta":786,"disclaimer":792,"language":51,"market":62,"midCta":825},"2026-08-20T08:06:00Z","blogPostTemplate-HK-zh-HK","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":779,"image":780,"link":784},"只需幾分鐘 即可開立你的 Aspire 商業戶口",{"_type":130,"alternativeText":160,"height":781,"url":782,"width":783},200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d2ac2cf5561baa2f8fb85_Frame-1707480717.png",305,{"_type":117,"externalUrl":449,"label":785,"linkType":335,"openInNewTab":115},"立即開戶",{"body":787,"heading":788,"link":789},"免費開設帳戶","讓 Aspire 助您簡化全球商業匯款",{"_type":117,"externalUrl":790,"label":791,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Ftalk-to-sales","聯絡銷售團隊",[793],{"_key":794,"_type":795,"children":796,"markDefs":818,"style":824},"edd9baf3-253","block",[797,802,806,810,814],{"_key":798,"_type":799,"marks":800,"text":801},"40f743b2-a88-0a","span",[],"免責聲明：本部落格僅供一般參考，不構成財務、法律、稅務或專業建議。Aspire 的服務受我們「",{"_key":803,"_type":799,"marks":804,"text":439},"40f743b2-a88-0b",[805],"disclaimer-link-0",{"_key":807,"_type":799,"marks":808,"text":809},"40f743b2-a88-1a",[],"」和「",{"_key":811,"_type":799,"marks":812,"text":462},"40f743b2-a88-1b",[813],"disclaimer-link-1",{"_key":815,"_type":799,"marks":816,"text":817},"40f743b2-a88-end",[],"」頁面中規定的條款約束。我們不保證內容的準確性、完整性或及時性，並且過往結果不代表未來表現。在根據所提供資訊採取行動之前，請務必諮詢合資格的專業人士。",[819,822],{"_key":805,"_type":820,"externalUrl":821,"linkType":335},"linkAnnotation","\u002Ftnc\u002Fmaster-service-agreement",{"_key":813,"_type":820,"externalUrl":823,"linkType":335},"\u002Fpricing","normal",{"eyebrow":318,"heading":826,"image":827,"link":831},"使用 Aspire Launchpad 輕鬆助你香港創業",{"_type":130,"alternativeText":160,"height":828,"url":829,"width":830},1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":117,"externalUrl":790,"label":832,"linkType":335},"跟銷售人員聯絡",[834,846,857,865],{"_id":835,"category":836,"coverImage":838,"description":843,"publishedAt":844,"slug":845,"title":839},"blogPost-HK-aspire-yield-launch-zh-HK",{"slug":420,"title":837},"Newsroom",{"_type":130,"alternativeText":839,"height":840,"url":841,"width":842},"Aspire Yield 繼新加坡後進駐香港：助港企善用閒置營運資金賺取回報，資金最快翌日可靈活調動",629,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F21755e4c74893f44cb7105efb50d8109\u002Faspire-yield-launch_cover.png",1198,"繼新加坡後 Aspire Yield 正式登陸香港！助港企善用閒置營運資金賺取回報，支援多幣種管理且資金最快翌日可靈活調動，打造安全高效的企業理財方案","2026-09-14T00:00:00.000Z","aspire-yield-launch",{"_id":847,"category":848,"coverImage":851,"description":854,"publishedAt":855,"slug":856,"title":852},"blogPost-HK-flywire-guide-zh-HK",{"slug":849,"title":850},"e-commerce","E-commerce",{"_type":130,"alternativeText":852,"height":131,"url":853,"width":133},"Flywire 教學：3 大用途、手續費匯率計算與防詐指南","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fdbcf53a180fa7694c34aff0667d7fa0c\u002Fflywire-guide_cover.jpeg","完整拆解 Flywire 於學費、醫療及企業 B2B 付款的 3 大用途！比較銀行轉帳與信用卡手續費、匯率點差及到賬時間，並教你避開付款詐騙與延誤。","2026-09-04T00:00:00.000Z","flywire-guide",{"_id":858,"category":859,"coverImage":860,"description":863,"publishedAt":855,"slug":864,"title":861},"blogPost-HK-google-ads-pricing-billing-methods-zh-HK",{"slug":849,"title":850},{"_type":130,"alternativeText":861,"height":131,"url":862,"width":133},"Google Ads 收費教學：拆解 CPC\u002FCPM 模式與 3 大扣款模式","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6b8529e6ce5c4a9c28719538c72be1a3\u002Fgoogle-ads-pricing-billing-methods_cover.jpeg","剖析 Google Ads 廣告計費邏輯！帶你比較 CPC 與 CPM 模式的適用場景，掌握 3 種最新扣款與付款方式，並提供信用卡跨境交易手續費的避險指南。","google-ads-pricing-billing-methods",{"_id":866,"category":867,"coverImage":870,"description":873,"publishedAt":855,"slug":874,"title":871},"blogPost-HK-marketing-strategy-framework-guide-zh-HK",{"slug":868,"title":869},"guides","Guides",{"_type":130,"alternativeText":871,"height":131,"url":872,"width":133},"市場營銷策略教學：STP 定位、4P 組合與實務指標","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fbfce2a56dd92d0cfcff38196d39163c8\u002Fmarketing-strategy-framework-guide_cover.jpeg","深入了解市場營銷策略框架！釐清 STP 與 4P 應用技巧，解析 CAC、LTV 等四大衡量指標，並提供香港中小企品牌定位公式與落地執行清單，輕鬆建立長遠品牌價值。","marketing-strategy-framework-guide",{"data":876,"sourceMap":-1},{"_id":877,"_updatedAt":878,"alternates":879,"areSourcesShown":115,"author":883,"body":893,"category":2671,"coverImage":2672,"excerpt":2675,"faq":156,"intro":2698,"isFaqShown":128,"isSummaryShown":115,"isVideoShown":128,"publishedAt":2705,"reviewer":156,"seo":2706,"slug":2709,"sources":2710,"title":2673,"video":156},"blogPost-HK-hsbc-wire-transfer-zh-HK","2026-09-24T08:33:55Z",[880,882],{"canonicalUrl":156,"isNoIndex":156,"language":881,"market":62,"pathPrefix":156},"en-HK",{"canonicalUrl":156,"isNoIndex":156,"language":51,"market":62,"pathPrefix":156},{"avatar":884,"bio":889,"doesServePage":115,"linkedinUrl":890,"name":885,"role":891,"slug":892,"twitterUrl":156},{"_type":130,"alternativeText":885,"height":886,"url":887,"width":888},"Galih Gumelar",2262,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F287881c633d9f9aa6975899b31cdb6e4\u002F659f55ddde7415e7fd2b0657_Galih-Gumelar.jpg",1984,"Galih 是一位資深作家，專注於宏觀經濟、商業、金融及政治領域。他曾為 CNN Indonesia、《雅加達郵報》以及其他多家知名媒體撰稿，擁有豐富的寫作經驗。憑藉廣泛的背景與視野，Galih 致力為有志創業者提供深入、有價值的資源。","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fgalih-gumelar-husni\u002F","撰稿人","galih-gumelar",[894,903,912,929,937,945,960,976,984,992,1000,1008,1016,1032,1040,1304,1312,1320,1479,1487,1495,1503,1511,1519,1539,1547,1555,1563,1571,1579,1587,1595,1603,1611,1619,1627,1635,1643,1651,1659,1667,1675,1683,1691,1699,1707,1715,1724,1732,1740,1748,1756,1764,1772,1780,1788,1796,1804,1812,1946,1965,1984,1992,2000,2016,2031,2166,2174,2182,2190,2198,2206,2214,2222,2230,2238,2246,2441,2449,2457,2477,2482,2512,2520,2528,2536,2544,2573,2580,2588,2596,2604,2623,2631,2639,2647,2655,2663],{"_key":895,"_type":795,"children":896,"markDefs":901,"style":902},"k3",[897],{"_key":898,"_type":799,"marks":899,"text":900},"k2",[],"HSBC 電匯的特點",[],"h2",{"_key":904,"_type":795,"children":905,"markDefs":910,"style":911},"k7",[906],{"_key":907,"_type":799,"marks":908,"text":909},"k6",[],"覆蓋全球的SWIFT網絡",[],"h3",{"_key":913,"_type":795,"children":914,"markDefs":928,"style":824},"k15",[915,919,924],{"_key":916,"_type":799,"marks":917,"text":918},"k12",[],"香港滙豐銀行電匯服務透過龐大的SWIFT網絡，支援超過40種貨幣轉賬至全球逾200個國家及地區，提供廣泛的國際資金轉移覆蓋範圍",{"_key":920,"_type":799,"marks":921,"text":923},"k13",[922],"sup","1",{"_key":925,"_type":799,"marks":926,"text":927},"k14",[],"。此服務確保資金能安全、可靠地抵達指定收款人帳戶，適用於個人及企業客戶的跨境支付需求。客戶可透過滙豐網上理財、流動應用程式、分行或電話理財渠道辦理，操作靈活多樣。​",[],{"_key":930,"_type":795,"children":931,"markDefs":936,"style":824},"k19",[932],{"_key":933,"_type":799,"marks":934,"text":935},"k18",[],"此外，電匯服務整合環球付款追蹤功能，讓發款人隨時掌握轉賬進度，提升透明度及管理效率。對於卓越理財或環球私人銀行客戶，此服務更享有專屬支援，確保高價值交易順利完成。相較傳統郵寄匯款，電匯大幅縮短處理時間，通常於1 - 5個工作日內到帳，滿足緊急資金需求。​",[],{"_key":938,"_type":795,"children":939,"markDefs":944,"style":911},"k23",[940],{"_key":941,"_type":799,"marks":942,"text":943},"k22",[],"50+國家環球資金轉賬",[],{"_key":946,"_type":795,"children":947,"markDefs":959,"style":824},"k31",[948,952,955],{"_key":949,"_type":799,"marks":950,"text":951},"k28",[],"滙豐客戶可透過流動理財應用程式或網上平台，以當地貨幣向逾 50 個國家進行環球資金轉賬，猶如本地轉帳般簡單",{"_key":953,"_type":799,"marks":954,"text":923},"k29",[922],{"_key":956,"_type":799,"marks":957,"text":958},"k30",[],"。只需數次點擊，即可完成指示輸入，無需親臨分行，節省時間及行政成本。",[],{"_key":961,"_type":795,"children":962,"markDefs":975,"style":824},"k39",[963,967,971],{"_key":964,"_type":799,"marks":965,"text":966},"k36",[],"服務支援中文輸入及收款人附言功能，確保訊息精準傳遞至海外收款人，提升溝通效率。即時外幣兌換率顯示，讓客戶於提交前評估最佳時機，避免匯率波動風險。每日跨境轉賬總限額高達HK$3,000,000",{"_key":968,"_type":799,"marks":969,"text":970},"k37",[922],"2",{"_key":972,"_type":799,"marks":973,"text":974},"k38",[],"，滿足大額交易需求，基於保安預設限額可靈活調整。",[],{"_key":977,"_type":795,"children":978,"markDefs":983,"style":911},"k43",[979],{"_key":980,"_type":799,"marks":981,"text":982},"k42",[],"費用透明與追蹤保障",[],{"_key":985,"_type":795,"children":986,"markDefs":991,"style":824},"k47",[987],{"_key":988,"_type":799,"marks":989,"text":990},"k46",[],"滙豐電匯費用結構清晰透明，網上理財基本手續費僅HK$70，分行則為HK$145至HK$260，另可能涉及海外銀行代理費用。修改、查詢或取消每筆收取HK$275，客戶於辦理前即可預覽總成本，避免隱藏收費。環球私人銀行或卓越理財尊尚客戶特定轉賬全免，顯著降低高端用戶負擔。​",[],{"_key":993,"_type":795,"children":994,"markDefs":999,"style":824},"k51",[995],{"_key":996,"_type":799,"marks":997,"text":998},"k50",[],"付款追蹤服務為核心保障，客戶透過應用程式實時監控進度，從提交至到帳全流程可視化，提升信心。收取電匯時，滙豐戶口豁免本地手續費，惟海外銀行或收取額外費用，建議發款人選擇「由匯款人支付」以控制支出。支援70多種貨幣及多渠道操作，確保可靠性。",[],{"_key":1001,"_type":795,"children":1002,"markDefs":1007,"style":902},"k55",[1003],{"_key":1004,"_type":799,"marks":1005,"text":1006},"k54",[],"HSBC 電匯手續費",[],{"_key":1009,"_type":795,"children":1010,"markDefs":1015,"style":824},"k59",[1011],{"_key":1012,"_type":799,"marks":1013,"text":1014},"k58",[],"一般而言，HSBC 電匯涉及三類主要成本︰電匯手續費、以及海外中介銀行或收款銀行收取的「海外銀行費」。",[],{"_key":1017,"_type":795,"children":1018,"markDefs":1031,"style":824},"k67",[1019,1023,1027],{"_key":1020,"_type":799,"marks":1021,"text":1022},"k64",[],"以下將為大家講解個人及商業用戶 HSBC 電匯收費",{"_key":1024,"_type":799,"marks":1025,"text":1026},"k65",[922],"3,4",{"_key":1028,"_type":799,"marks":1029,"text":1030},"k66",[],"：",[],{"_key":1033,"_type":795,"children":1034,"markDefs":1039,"style":911},"k71",[1035],{"_key":1036,"_type":799,"marks":1037,"text":1038},"k70",[],"個人用戶",[],{"_key":1041,"_type":1042,"columnHeaders":1043,"hasColumnTitles":115,"hasRowTitles":128,"rows":1057},"k72","richTableBlock",[1044,1049,1053],{"_key":1045,"_type":1046,"cellIndex":1047,"title":1048},"k73","columnHeader",0,"匯款途徑",{"_key":1050,"_type":1046,"cellIndex":1051,"title":1052},"k74",1,"滙豐One",{"_key":1054,"_type":1046,"cellIndex":1055,"title":1056},"k75",2,"滙豐卓越理財、滙豐卓越理財尊尚、滙豐環球私人銀行",[1058,1095,1129,1164,1200,1235,1270],{"_key":1059,"_type":1060,"cells":1061},"k76","row",[1062,1074,1085],{"_key":1063,"_type":1064,"content":1065},"k77","richTableCell",[1066],{"_key":1067,"_type":795,"children":1068,"markDefs":1073,"style":824},"k148",[1069],{"_key":1070,"_type":799,"marks":1071,"text":1072},"k147",[],"以人民幣電匯至中國內地滙豐集團成員╱分行",[],{"_key":1075,"_type":1064,"content":1076},"k80",[1077],{"_key":1078,"_type":795,"children":1079,"markDefs":1084,"style":824},"k151",[1080],{"_key":1081,"_type":799,"marks":1082,"text":1083},"k150",[],"豁免",[],{"_key":1086,"_type":1064,"content":1087},"k83",[1088],{"_key":1089,"_type":795,"children":1090,"markDefs":1094,"style":824},"k154",[1091],{"_key":1092,"_type":799,"marks":1093,"text":1083},"k153",[],[],{"_key":1096,"_type":1060,"cells":1097},"k86",[1098,1109,1119],{"_key":1099,"_type":1064,"content":1100},"k87",[1101],{"_key":1102,"_type":795,"children":1103,"markDefs":1108,"style":824},"k157",[1104],{"_key":1105,"_type":799,"marks":1106,"text":1107},"k156",[],"以人民幣透過跨境理財通電匯至中國內地",[],{"_key":1110,"_type":1064,"content":1111},"k90",[1112],{"_key":1113,"_type":795,"children":1114,"markDefs":1118,"style":824},"k160",[1115],{"_key":1116,"_type":799,"marks":1117,"text":1083},"k159",[],[],{"_key":1120,"_type":1064,"content":1121},"k93",[1122],{"_key":1123,"_type":795,"children":1124,"markDefs":1128,"style":824},"k163",[1125],{"_key":1126,"_type":799,"marks":1127,"text":1083},"k162",[],[],{"_key":1130,"_type":1060,"cells":1131},"k96",[1132,1143,1154],{"_key":1133,"_type":1064,"content":1134},"k97",[1135],{"_key":1136,"_type":795,"children":1137,"markDefs":1142,"style":824},"k166",[1138],{"_key":1139,"_type":799,"marks":1140,"text":1141},"k165",[],"以當地貨幣匯款至指定目的地",[],{"_key":1144,"_type":1064,"content":1145},"k100",[1146],{"_key":1147,"_type":795,"children":1148,"markDefs":1153,"style":824},"k169",[1149],{"_key":1150,"_type":799,"marks":1151,"text":1152},"k168",[],"HK$70",[],{"_key":1155,"_type":1064,"content":1156},"k103",[1157],{"_key":1158,"_type":795,"children":1159,"markDefs":1163,"style":824},"k172",[1160],{"_key":1161,"_type":799,"marks":1162,"text":1083},"k171",[],[],{"_key":1165,"_type":1060,"cells":1166},"k106",[1167,1178,1189],{"_key":1168,"_type":1064,"content":1169},"k107",[1170],{"_key":1171,"_type":795,"children":1172,"markDefs":1177,"style":824},"k175",[1173],{"_key":1174,"_type":799,"marks":1175,"text":1176},"k174",[],"電匯服務（分行）",[],{"_key":1179,"_type":1064,"content":1180},"k110",[1181],{"_key":1182,"_type":795,"children":1183,"markDefs":1188,"style":824},"k178",[1184],{"_key":1185,"_type":799,"marks":1186,"text":1187},"k177",[],"HK$230／每次",[],{"_key":1190,"_type":1064,"content":1191},"k113",[1192],{"_key":1193,"_type":795,"children":1194,"markDefs":1199,"style":824},"k181",[1195],{"_key":1196,"_type":799,"marks":1197,"text":1198},"k180",[],"HK$145 - HK$210／每次",[],{"_key":1201,"_type":1060,"cells":1202},"k116",[1203,1214,1225],{"_key":1204,"_type":1064,"content":1205},"k117",[1206],{"_key":1207,"_type":795,"children":1208,"markDefs":1213,"style":824},"k184",[1209],{"_key":1210,"_type":799,"marks":1211,"text":1212},"k183",[],"處理非使用本行指定表格作付款指示或處理經圖文傳真遞交指示（如獲本行接納）的額外費用",[],{"_key":1215,"_type":1064,"content":1216},"k120",[1217],{"_key":1218,"_type":795,"children":1219,"markDefs":1224,"style":824},"k187",[1220],{"_key":1221,"_type":799,"marks":1222,"text":1223},"k186",[],"HK$165",[],{"_key":1226,"_type":1064,"content":1227},"k123",[1228],{"_key":1229,"_type":795,"children":1230,"markDefs":1234,"style":824},"k190",[1231],{"_key":1232,"_type":799,"marks":1233,"text":1223},"k189",[],[],{"_key":1236,"_type":1060,"cells":1237},"k126",[1238,1249,1260],{"_key":1239,"_type":1064,"content":1240},"k127",[1241],{"_key":1242,"_type":795,"children":1243,"markDefs":1248,"style":824},"k193",[1244],{"_key":1245,"_type":799,"marks":1246,"text":1247},"k192",[],"每次修改╱查詢╱取消╱退回",[],{"_key":1250,"_type":1064,"content":1251},"k130",[1252],{"_key":1253,"_type":795,"children":1254,"markDefs":1259,"style":824},"k196",[1255],{"_key":1256,"_type":799,"marks":1257,"text":1258},"k195",[],"HK$275／每次，另加海外銀行徵收的費用",[],{"_key":1261,"_type":1064,"content":1262},"k133",[1263],{"_key":1264,"_type":795,"children":1265,"markDefs":1269,"style":824},"k199",[1266],{"_key":1267,"_type":799,"marks":1268,"text":1258},"k198",[],[],{"_key":1271,"_type":1060,"cells":1272},"k136",[1273,1284,1294],{"_key":1274,"_type":1064,"content":1275},"k137",[1276],{"_key":1277,"_type":795,"children":1278,"markDefs":1283,"style":824},"k202",[1279],{"_key":1280,"_type":799,"marks":1281,"text":1282},"k201",[],"環球轉賬至你的海外個人滙豐戶口或第三方滙豐戶口",[],{"_key":1285,"_type":1064,"content":1286},"k140",[1287],{"_key":1288,"_type":795,"children":1289,"markDefs":1293,"style":824},"k205",[1290],{"_key":1291,"_type":799,"marks":1292,"text":1083},"k204",[],[],{"_key":1295,"_type":1064,"content":1296},"k143",[1297],{"_key":1298,"_type":795,"children":1299,"markDefs":1303,"style":824},"k208",[1300],{"_key":1301,"_type":799,"marks":1302,"text":1083},"k207",[],[],{"_key":1305,"_type":795,"children":1306,"markDefs":1311,"style":911},"k212",[1307],{"_key":1308,"_type":799,"marks":1309,"text":1310},"k211",[],"商業用戶",[],{"_key":1313,"_type":795,"children":1314,"markDefs":1319,"style":824},"k216",[1315],{"_key":1316,"_type":799,"marks":1317,"text":1318},"k215",[],"透過滙豐財資網／商務「網上理財」服務匯出匯款的費用如下：",[],{"_key":1321,"_type":1042,"columnHeaders":1322,"hasColumnTitles":115,"hasRowTitles":128,"rows":1329},"k217",[1323,1326],{"_key":1324,"_type":1046,"cellIndex":1047,"title":1325},"k218","收費項目",{"_key":1327,"_type":1046,"cellIndex":1051,"title":1328},"k219","收費",[1330,1355,1380,1405,1430,1454],{"_key":1331,"_type":1060,"cells":1332},"k220",[1333,1344],{"_key":1334,"_type":1064,"content":1335},"k221",[1336],{"_key":1337,"_type":795,"children":1338,"markDefs":1343,"style":824},"k264",[1339],{"_key":1340,"_type":799,"marks":1341,"text":1342},"k263",[],"每張發出的電匯（付款詳情在 140 個英文字母以內）- 匯款至中國內地滙豐集團成員",[],{"_key":1345,"_type":1064,"content":1346},"k224",[1347],{"_key":1348,"_type":795,"children":1349,"markDefs":1354,"style":824},"k267",[1350],{"_key":1351,"_type":799,"marks":1352,"text":1353},"k266",[],"HK$100",[],{"_key":1356,"_type":1060,"cells":1357},"k227",[1358,1369],{"_key":1359,"_type":1064,"content":1360},"k228",[1361],{"_key":1362,"_type":795,"children":1363,"markDefs":1368,"style":824},"k270",[1364],{"_key":1365,"_type":799,"marks":1366,"text":1367},"k269",[],"每張發出的電匯（付款詳情在 140 個英文字母以內）- 其他匯出電匯",[],{"_key":1370,"_type":1064,"content":1371},"k231",[1372],{"_key":1373,"_type":795,"children":1374,"markDefs":1379,"style":824},"k273",[1375],{"_key":1376,"_type":799,"marks":1377,"text":1378},"k272",[],"HK$125",[],{"_key":1381,"_type":1060,"cells":1382},"k234",[1383,1394],{"_key":1384,"_type":1064,"content":1385},"k235",[1386],{"_key":1387,"_type":795,"children":1388,"markDefs":1393,"style":824},"k276",[1389],{"_key":1390,"_type":799,"marks":1391,"text":1392},"k275",[],"因款項不足而取消的申請指示",[],{"_key":1395,"_type":1064,"content":1396},"k238",[1397],{"_key":1398,"_type":795,"children":1399,"markDefs":1404,"style":824},"k279",[1400],{"_key":1401,"_type":799,"marks":1402,"text":1403},"k278",[],"HK$150／每項",[],{"_key":1406,"_type":1060,"cells":1407},"k241",[1408,1419],{"_key":1409,"_type":1064,"content":1410},"k242",[1411],{"_key":1412,"_type":795,"children":1413,"markDefs":1418,"style":824},"k282",[1414],{"_key":1415,"_type":799,"marks":1416,"text":1417},"k281",[],"修改／查詢／退回電匯",[],{"_key":1420,"_type":1064,"content":1421},"k245",[1422],{"_key":1423,"_type":795,"children":1424,"markDefs":1429,"style":824},"k285",[1425],{"_key":1426,"_type":799,"marks":1427,"text":1428},"k284",[],"HK$250／每次，另加海外銀行徵收的費用",[],{"_key":1431,"_type":1060,"cells":1432},"k248",[1433,1444],{"_key":1434,"_type":1064,"content":1435},"k249",[1436],{"_key":1437,"_type":795,"children":1438,"markDefs":1443,"style":824},"k288",[1439],{"_key":1440,"_type":799,"marks":1441,"text":1442},"k287",[],"取消電匯（透過滙豐財資網／商務「網上理財」服務）",[],{"_key":1445,"_type":1064,"content":1446},"k252",[1447],{"_key":1448,"_type":795,"children":1449,"markDefs":1453,"style":824},"k291",[1450],{"_key":1451,"_type":799,"marks":1452,"text":1428},"k290",[],[],{"_key":1455,"_type":1060,"cells":1456},"k255",[1457,1468],{"_key":1458,"_type":1064,"content":1459},"k256",[1460],{"_key":1461,"_type":795,"children":1462,"markDefs":1467,"style":824},"k294",[1463],{"_key":1464,"_type":799,"marks":1465,"text":1466},"k293",[],"取消電匯（透過滙豐銀行指定表格）",[],{"_key":1469,"_type":1064,"content":1470},"k259",[1471],{"_key":1472,"_type":795,"children":1473,"markDefs":1478,"style":824},"k297",[1474],{"_key":1475,"_type":799,"marks":1476,"text":1477},"k296",[],"HK$350／每次，另加海外銀行徵收的費用",[],{"_key":1480,"_type":795,"children":1481,"markDefs":1486,"style":824},"k301",[1482],{"_key":1483,"_type":799,"marks":1484,"text":1485},"k300",[],"以網上理財或流動理財發出外幣電匯，相比親身到分行，通常可享有較低的電匯手續費，傳統企業戶口一般每筆匯出電匯會收取固定港幣手續費。",[],{"_key":1488,"_type":795,"children":1489,"markDefs":1494,"style":902},"k305",[1490],{"_key":1491,"_type":799,"marks":1492,"text":1493},"k304",[],"中小企如何使用 HSBC 外幣電匯匯款至海外？",[],{"_key":1496,"_type":795,"children":1497,"markDefs":1502,"style":824},"k309",[1498],{"_key":1499,"_type":799,"marks":1500,"text":1501},"k308",[],"若公司需向海外供應商或平台付款，通常先於 HSBC 商務「網上理財」或Business Express流動應用程式建立受益人並驗證收款資料，接著選擇付款貨幣與賬戶來源，如Swift\u002F銀行辨識碼(BIC)，確認匯款路徑與費用承擔模式(OUR\u002FSHA\u002FBEN)，再於截匯時間前提交指示。企業若希望節省匯率成本，可選擇市場波動較小的時機先行將港元兌換至外幣賬戶，然後再進行匯款；如涉及中國內地或特定司法管轄區，則需特別留意目的地監管規定、付款用途備註及收款人KYC要求。",[],{"_key":1504,"_type":795,"children":1505,"markDefs":1510,"style":902},"k313",[1506],{"_key":1507,"_type":799,"marks":1508,"text":1509},"k312",[],"如何在 HSBC 電匯？",[],{"_key":1512,"_type":795,"children":1513,"markDefs":1518,"style":911},"k317",[1514],{"_key":1515,"_type":799,"marks":1516,"text":1517},"k316",[],"個人戶口：滙豐個人網上理財",[],{"_key":1520,"_type":795,"children":1521,"level":1051,"listItem":1535,"markDefs":1536,"style":824},"k326",[1522,1526,1531],{"_key":1523,"_type":799,"marks":1524,"text":1525},"k323",[],"登入系統：前往",{"_key":1527,"_type":799,"marks":1528,"text":1530},"k324",[1529],"k319","滙豐個人網上理財",{"_key":1532,"_type":799,"marks":1533,"text":1534},"k325",[],"，輸入用戶名、密碼及流動保安編碼（或保安裝置）。","number",[1537],{"_key":1529,"_type":820,"externalUrl":1538,"linkType":335},"https:\u002F\u002Fwww.hsbc.com.hk\u002Fzh-hk\u002Fways-to-bank\u002Finternet\u002F",{"_key":1540,"_type":795,"children":1541,"level":1051,"listItem":1535,"markDefs":1546,"style":824},"k330",[1542],{"_key":1543,"_type":799,"marks":1544,"text":1545},"k329",[],"進入轉賬頁面：點選「付款及轉賬」 > 「海外轉賬」 > 「Global payments to other accounts」（全球付款至其他戶口）。",[],{"_key":1548,"_type":795,"children":1549,"level":1051,"listItem":1535,"markDefs":1554,"style":824},"k334",[1550],{"_key":1551,"_type":799,"marks":1552,"text":1553},"k333",[],"新增或選擇受款人：輸入或選擇受款人資料（若首次，需驗證身分，可能需額外認證）。",[],{"_key":1556,"_type":795,"children":1557,"level":1051,"listItem":1535,"markDefs":1562,"style":824},"k338",[1558],{"_key":1559,"_type":799,"marks":1560,"text":1561},"k337",[],"輸入轉賬詳情：選擇付款戶口、轉賬金額、貨幣、匯率（可查看即時匯率）、轉賬日期及目的。確認費用及匯率。",[],{"_key":1564,"_type":795,"children":1565,"level":1051,"listItem":1535,"markDefs":1570,"style":824},"k342",[1566],{"_key":1567,"_type":799,"marks":1568,"text":1569},"k341",[],"驗證及提交：使用流動保安編碼或短訊驗證碼確認交易。提交後，系統會發送確認電郵。",[],{"_key":1572,"_type":795,"children":1573,"level":1051,"listItem":1535,"markDefs":1578,"style":824},"k346",[1574],{"_key":1575,"_type":799,"marks":1576,"text":1577},"k345",[],"追蹤狀態：於「付款及轉賬」 > 「交易記錄」查看進度。",[],{"_key":1580,"_type":795,"children":1581,"markDefs":1586,"style":824},"k350",[1582],{"_key":1583,"_type":799,"marks":1584,"text":1585},"k349",[],"若轉至滙豐戶口，可使用「滙豐環球轉賬」免費服務。",[],{"_key":1588,"_type":795,"children":1589,"markDefs":1594,"style":911},"k354",[1590],{"_key":1591,"_type":799,"marks":1592,"text":1593},"k353",[],"個人戶口：流動理財",[],{"_key":1596,"_type":795,"children":1597,"level":1051,"listItem":1535,"markDefs":1602,"style":824},"k358",[1598],{"_key":1599,"_type":799,"marks":1600,"text":1601},"k357",[],"登入 HSBC HK App，使用用戶名、密碼及流動保安編碼登入。",[],{"_key":1604,"_type":795,"children":1605,"level":1051,"listItem":1535,"markDefs":1610,"style":824},"k362",[1606],{"_key":1607,"_type":799,"marks":1608,"text":1609},"k361",[],"進入轉賬頁面：點選「付款及轉賬」>「海外轉賬」或「轉賬及繳費」>「其他環球轉賬」\u002F「Anywhere globally」。",[],{"_key":1612,"_type":795,"children":1613,"level":1051,"listItem":1535,"markDefs":1618,"style":824},"k366",[1614],{"_key":1615,"_type":799,"marks":1616,"text":1617},"k365",[],"新增或選擇受款人：輸入受款人資料（支援掃描文件新增），或從通訊錄選擇。首次新增需額外驗證。",[],{"_key":1620,"_type":795,"children":1621,"level":1051,"listItem":1535,"markDefs":1626,"style":824},"k370",[1622],{"_key":1623,"_type":799,"marks":1624,"text":1625},"k369",[],"輸入轉賬詳情：選擇付款戶口、金額、貨幣及目的地。App會自動建議最佳路徑（電匯或本地軌道），顯示匯率及預計到賬時間。",[],{"_key":1628,"_type":795,"children":1629,"level":1051,"listItem":1535,"markDefs":1634,"style":824},"k374",[1630],{"_key":1631,"_type":799,"marks":1632,"text":1633},"k373",[],"確認及提交：檢查費用、匯率及目的，使用生物認證（指紋\u002F面容）或保安編碼驗證。提交後即時通知。",[],{"_key":1636,"_type":795,"children":1637,"level":1051,"listItem":1535,"markDefs":1642,"style":824},"k378",[1638],{"_key":1639,"_type":799,"marks":1640,"text":1641},"k377",[],"追蹤狀態：於「交易」分頁查看實時進度，或設定推播通知。",[],{"_key":1644,"_type":795,"children":1645,"markDefs":1650,"style":911},"k382",[1646],{"_key":1647,"_type":799,"marks":1648,"text":1649},"k381",[],"商業戶口：HSBC 商務「網上理財」／Business Express App",[],{"_key":1652,"_type":795,"children":1653,"level":1051,"listItem":1535,"markDefs":1658,"style":824},"k386",[1654],{"_key":1655,"_type":799,"marks":1656,"text":1657},"k385",[],"登入 HSBC 商務「網上理財」或Business Express App，選擇「電匯」。",[],{"_key":1660,"_type":795,"children":1661,"level":1051,"listItem":1535,"markDefs":1666,"style":824},"k390",[1662],{"_key":1663,"_type":799,"marks":1664,"text":1665},"k389",[],"新增或選取受益人，輸入SWIFT\u002FBIC、收款銀行名稱與地址、收款人公司名稱與賬號或IBAN。",[],{"_key":1668,"_type":795,"children":1669,"level":1051,"listItem":1535,"markDefs":1674,"style":824},"k394",[1670],{"_key":1671,"_type":799,"marks":1672,"text":1673},"k393",[],"選擇付款貨幣與支付賬戶，檢視實時牌價或自備外幣餘額。",[],{"_key":1676,"_type":795,"children":1677,"level":1051,"listItem":1535,"markDefs":1682,"style":824},"k398",[1678],{"_key":1679,"_type":799,"marks":1680,"text":1681},"k397",[],"設定費用承擔模式(OUR\u002FSHA\u002FBEN)，填寫付款用途與發票\u002F訂單參考。",[],{"_key":1684,"_type":795,"children":1685,"level":1051,"listItem":1535,"markDefs":1690,"style":824},"k402",[1686],{"_key":1687,"_type":799,"marks":1688,"text":1689},"k401",[],"核對金額與截匯時間，最後確定提交。",[],{"_key":1692,"_type":795,"children":1693,"markDefs":1698,"style":902},"k406",[1694],{"_key":1695,"_type":799,"marks":1696,"text":1697},"k405",[],"HSBC 電匯所需資料",[],{"_key":1700,"_type":795,"children":1701,"markDefs":1706,"style":824},"k410",[1702],{"_key":1703,"_type":799,"marks":1704,"text":1705},"k409",[],"HSBC 電匯（國際匯款）所需的主要資料包括：",[],{"_key":1708,"_type":795,"children":1709,"markDefs":1714,"style":824},"k414",[1710],{"_key":1711,"_type":799,"marks":1712,"text":1713},"k413",[],"付款人資料：",[],{"_key":1716,"_type":795,"children":1717,"level":1051,"listItem":1722,"markDefs":1723,"style":824},"k418",[1718],{"_key":1719,"_type":799,"marks":1720,"text":1721},"k417",[],"付款戶口號碼、貨幣及類別。","bullet",[],{"_key":1725,"_type":795,"children":1726,"level":1051,"listItem":1722,"markDefs":1731,"style":824},"k422",[1727],{"_key":1728,"_type":799,"marks":1729,"text":1730},"k421",[],"付款人全名及地址（確保與銀行紀錄一致）。",[],{"_key":1733,"_type":795,"children":1734,"level":1051,"listItem":1722,"markDefs":1739,"style":824},"k426",[1735],{"_key":1736,"_type":799,"marks":1737,"text":1738},"k425",[],"身份證明文件（如適用）和充足戶口餘額。",[],{"_key":1741,"_type":795,"children":1742,"markDefs":1747,"style":824},"k430",[1743],{"_key":1744,"_type":799,"marks":1745,"text":1746},"k429",[],"受款人及銀行資料",[],{"_key":1749,"_type":795,"children":1750,"level":1051,"listItem":1722,"markDefs":1755,"style":824},"k434",[1751],{"_key":1752,"_type":799,"marks":1753,"text":1754},"k433",[],"受款人全名、地址及聯絡方式。",[],{"_key":1757,"_type":795,"children":1758,"level":1051,"listItem":1722,"markDefs":1763,"style":824},"k438",[1759],{"_key":1760,"_type":799,"marks":1761,"text":1762},"k437",[],"收款銀行名稱、地址及SWIFT／BIC代碼。",[],{"_key":1765,"_type":795,"children":1766,"level":1051,"listItem":1722,"markDefs":1771,"style":824},"k442",[1767],{"_key":1768,"_type":799,"marks":1769,"text":1770},"k441",[],"收款帳戶號碼或IBAN。",[],{"_key":1773,"_type":795,"children":1774,"markDefs":1779,"style":824},"k446",[1775],{"_key":1776,"_type":799,"marks":1777,"text":1778},"k445",[],"匯款詳情",[],{"_key":1781,"_type":795,"children":1782,"level":1051,"listItem":1722,"markDefs":1787,"style":824},"k450",[1783],{"_key":1784,"_type":799,"marks":1785,"text":1786},"k449",[],"匯款貨幣、金額及扣賬日期。",[],{"_key":1789,"_type":795,"children":1790,"level":1051,"listItem":1722,"markDefs":1795,"style":824},"k454",[1791],{"_key":1792,"_type":799,"marks":1793,"text":1794},"k453",[],"費用支付方式：OUR（付款人全付）、SHA（分擔）或BEN（受款人全付）。",[],{"_key":1797,"_type":795,"children":1798,"level":1051,"listItem":1722,"markDefs":1803,"style":824},"k458",[1799],{"_key":1800,"_type":799,"marks":1801,"text":1802},"k457",[],"匯款目的（如購買房產需提供合約或發票）",[],{"_key":1805,"_type":795,"children":1806,"markDefs":1811,"style":824},"k462",[1807],{"_key":1808,"_type":799,"marks":1809,"text":1810},"k461",[],"如你匯款至特定的國家，還要提供一些額外資料：",[],{"_key":1813,"_type":1042,"columnHeaders":1814,"hasColumnTitles":115,"hasRowTitles":128,"rows":1821},"k463",[1815,1818],{"_key":1816,"_type":1046,"cellIndex":1047,"title":1817},"k464","收款人所在國家",{"_key":1819,"_type":1046,"cellIndex":1051,"title":1820},"k465","所需資料／特別要求",[1822,1846,1871,1896,1921],{"_key":1823,"_type":1060,"cells":1824},"k466",[1825,1835],{"_key":1826,"_type":1064,"content":1827},"k467",[1828],{"_key":1829,"_type":795,"children":1830,"markDefs":1834,"style":824},"k503",[1831],{"_key":1832,"_type":799,"marks":1833,"text":70},"k502",[],[],{"_key":1836,"_type":1064,"content":1837},"k470",[1838],{"_key":1839,"_type":795,"children":1840,"markDefs":1845,"style":824},"k506",[1841],{"_key":1842,"_type":799,"marks":1843,"text":1844},"k505",[],"9位數的聯邦儲備系統通訊網誌號碼（Fedwire\u002FABA Routing Number）經紐約結算所（New York CHIP）進行的匯款需另外提供美國銀行業間清算系統會員編號（CHIPS UID No.）",[],{"_key":1847,"_type":1060,"cells":1848},"k473",[1849,1860],{"_key":1850,"_type":1064,"content":1851},"k474",[1852],{"_key":1853,"_type":795,"children":1854,"markDefs":1859,"style":824},"k509",[1855],{"_key":1856,"_type":799,"marks":1857,"text":1858},"k508",[],"英國",[],{"_key":1861,"_type":1064,"content":1862},"k477",[1863],{"_key":1864,"_type":795,"children":1865,"markDefs":1870,"style":824},"k512",[1866],{"_key":1867,"_type":799,"marks":1868,"text":1869},"k511",[],"6位數銀行代碼（Sort Code）",[],{"_key":1872,"_type":1060,"cells":1873},"k480",[1874,1885],{"_key":1875,"_type":1064,"content":1876},"k481",[1877],{"_key":1878,"_type":795,"children":1879,"markDefs":1884,"style":824},"k515",[1880],{"_key":1881,"_type":799,"marks":1882,"text":1883},"k514",[],"歐盟國家（EU）或歐洲經濟區（EEA）",[],{"_key":1886,"_type":1064,"content":1887},"k484",[1888],{"_key":1889,"_type":795,"children":1890,"markDefs":1895,"style":824},"k518",[1891],{"_key":1892,"_type":799,"marks":1893,"text":1894},"k517",[],"收款銀行的銀行辨識碼 (BIC)收款人的國際銀行戶口號碼（IBAN）",[],{"_key":1897,"_type":1060,"cells":1898},"k487",[1899,1910],{"_key":1900,"_type":1064,"content":1901},"k488",[1902],{"_key":1903,"_type":795,"children":1904,"markDefs":1909,"style":824},"k521",[1905],{"_key":1906,"_type":799,"marks":1907,"text":1908},"k520",[],"中國（人民幣匯款）",[],{"_key":1911,"_type":1064,"content":1912},"k491",[1913],{"_key":1914,"_type":795,"children":1915,"markDefs":1920,"style":824},"k524",[1916],{"_key":1917,"_type":799,"marks":1918,"text":1919},"k523",[],"SWIFT 地址或12位國家現代化支付系統（CNAPS）編號匯款目的",[],{"_key":1922,"_type":1060,"cells":1923},"k494",[1924,1935],{"_key":1925,"_type":1064,"content":1926},"k495",[1927],{"_key":1928,"_type":795,"children":1929,"markDefs":1934,"style":824},"k527",[1930],{"_key":1931,"_type":799,"marks":1932,"text":1933},"k526",[],"印度（印度盧比匯款）",[],{"_key":1936,"_type":1064,"content":1937},"k498",[1938],{"_key":1939,"_type":795,"children":1940,"markDefs":1945,"style":824},"k530",[1941],{"_key":1942,"_type":799,"marks":1943,"text":1944},"k529",[],"印度財務保安編號（IFSC）匯款目的",[],{"_key":1947,"_type":795,"children":1948,"markDefs":1962,"style":824},"k539",[1949,1953,1958],{"_key":1950,"_type":799,"marks":1951,"text":1952},"k536",[],"若資料不完整或",{"_key":1954,"_type":799,"marks":1955,"text":1957},"k537",[1956],"k532","SWIFT代碼",{"_key":1959,"_type":799,"marks":1960,"text":1961},"k538",[],"輸入有誤，有機會導致電匯被退回或延遲，多付一次退匯及修改手續費，增加整體匯款成本。",[1963],{"_key":1956,"_type":820,"externalUrl":1964,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Funderstanding-swift-code",{"_key":1966,"_type":795,"children":1967,"markDefs":1981,"style":824},"k548",[1968,1972,1977],{"_key":1969,"_type":799,"marks":1970,"text":1971},"k545",[],"》》》延伸工具：",{"_key":1973,"_type":799,"marks":1974,"text":1976},"k546",[1975],"k541","SWIFT Code 全球查詢工具",{"_key":1978,"_type":799,"marks":1979,"text":1980},"k547",[]," (英文版)",[1982],{"_key":1975,"_type":820,"externalUrl":1983,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fswift-code-checker\u002F",{"_key":1985,"_type":795,"children":1986,"markDefs":1991,"style":902},"k552",[1987],{"_key":1988,"_type":799,"marks":1989,"text":1990},"k551",[],"HSBC 電匯截匯時間",[],{"_key":1993,"_type":795,"children":1994,"markDefs":1999,"style":824},"k556",[1995],{"_key":1996,"_type":799,"marks":1997,"text":1998},"k555",[],"HSBC 匯出電匯的截匯時間會因不同辦理途徑而有所不同。",[],{"_key":2001,"_type":795,"children":2002,"markDefs":2015,"style":824},"k564",[2003,2007,2011],{"_key":2004,"_type":799,"marks":2005,"text":2006},"k561",[],"在個人網上理財或流動理財提交的海外匯款交易，只會在指定時間內（星期一至五上午8時15分至下午5時55分，以及星期六上午8時15分至上午11時55分）處理",{"_key":2008,"_type":799,"marks":2009,"text":2010},"k562",[922],"5",{"_key":2012,"_type":799,"marks":2013,"text":2014},"k563",[],"。",[],{"_key":2017,"_type":795,"children":2018,"markDefs":2030,"style":824},"k572",[2019,2023,2027],{"_key":2020,"_type":799,"marks":2021,"text":2022},"k569",[],"如是商務「網上理財」服務、滙豐財資網、商業電話理財、商業客戶服務中心\u002F滙豐分行，電匯截匯時間如下",{"_key":2024,"_type":799,"marks":2025,"text":2026},"k570",[922],"7",{"_key":2028,"_type":799,"marks":2029,"text":1030},"k571",[],[],{"_key":2032,"_type":1042,"columnHeaders":2033,"hasColumnTitles":115,"hasRowTitles":128,"rows":2051},"k573",[2034,2037,2040,2043,2047],{"_key":2035,"_type":1046,"cellIndex":1047,"title":2036},"k574","工作日",{"_key":2038,"_type":1046,"cellIndex":1051,"title":2039},"k575","商務「網上理財」服務",{"_key":2041,"_type":1046,"cellIndex":1055,"title":2042},"k576","滙豐財資網",{"_key":2044,"_type":1046,"cellIndex":2045,"title":2046},"k577",3,"商業電話理財",{"_key":2048,"_type":1046,"cellIndex":2049,"title":2050},"k578",4,"商業客戶服務中心／滙豐分行",[2052,2109],{"_key":2053,"_type":1060,"cells":2054},"k579",[2055,2066,2077,2087,2098],{"_key":2056,"_type":1064,"content":2057},"k580",[2058],{"_key":2059,"_type":795,"children":2060,"markDefs":2065,"style":824},"k613",[2061],{"_key":2062,"_type":799,"marks":2063,"text":2064},"k612",[],"星期一至五",[],{"_key":2067,"_type":1064,"content":2068},"k583",[2069],{"_key":2070,"_type":795,"children":2071,"markDefs":2076,"style":824},"k616",[2072],{"_key":2073,"_type":799,"marks":2074,"text":2075},"k615",[],"18:00*",[],{"_key":2078,"_type":1064,"content":2079},"k586",[2080],{"_key":2081,"_type":795,"children":2082,"markDefs":2086,"style":824},"k619",[2083],{"_key":2084,"_type":799,"marks":2085,"text":2075},"k618",[],[],{"_key":2088,"_type":1064,"content":2089},"k589",[2090],{"_key":2091,"_type":795,"children":2092,"markDefs":2097,"style":824},"k622",[2093],{"_key":2094,"_type":799,"marks":2095,"text":2096},"k621",[],"不適用",[],{"_key":2099,"_type":1064,"content":2100},"k592",[2101],{"_key":2102,"_type":795,"children":2103,"markDefs":2108,"style":824},"k625",[2104],{"_key":2105,"_type":799,"marks":2106,"text":2107},"k624",[],"14:00以人民幣電匯至中國內地16:00以非人民幣電匯",[],{"_key":2110,"_type":1060,"cells":2111},"k595",[2112,2123,2134,2145,2155],{"_key":2113,"_type":1064,"content":2114},"k596",[2115],{"_key":2116,"_type":795,"children":2117,"markDefs":2122,"style":824},"k628",[2118],{"_key":2119,"_type":799,"marks":2120,"text":2121},"k627",[],"星期六",[],{"_key":2124,"_type":1064,"content":2125},"k599",[2126],{"_key":2127,"_type":795,"children":2128,"markDefs":2133,"style":824},"k631",[2129],{"_key":2130,"_type":799,"marks":2131,"text":2132},"k630",[],"11:55",[],{"_key":2135,"_type":1064,"content":2136},"k602",[2137],{"_key":2138,"_type":795,"children":2139,"markDefs":2144,"style":824},"k634",[2140],{"_key":2141,"_type":799,"marks":2142,"text":2143},"k633",[],"10:00",[],{"_key":2146,"_type":1064,"content":2147},"k605",[2148],{"_key":2149,"_type":795,"children":2150,"markDefs":2154,"style":824},"k637",[2151],{"_key":2152,"_type":799,"marks":2153,"text":2096},"k636",[],[],{"_key":2156,"_type":1064,"content":2157},"k608",[2158],{"_key":2159,"_type":795,"children":2160,"markDefs":2165,"style":824},"k640",[2161],{"_key":2162,"_type":799,"marks":2163,"text":2164},"k639",[],"10:30",[],{"_key":2167,"_type":795,"children":2168,"markDefs":2173,"style":824},"k644",[2169],{"_key":2170,"_type":799,"marks":2171,"text":2172},"k643",[],"*匯款至中國內地及台灣的滙豐戶口，服務指示截止時間為16:30。匯款至內地指定城市的交通銀行戶口，服務指示截止時間為16:00。",[],{"_key":2175,"_type":795,"children":2176,"markDefs":2181,"style":902},"k648",[2177],{"_key":2178,"_type":799,"marks":2179,"text":2180},"k647",[],"如何用 HSBC 收取海外匯款？",[],{"_key":2183,"_type":795,"children":2184,"markDefs":2189,"style":824},"k652",[2185],{"_key":2186,"_type":799,"marks":2187,"text":2188},"k651",[],"如從海外匯款到 HSBC ，你需提供 HSBC 入賬戶口的資料：",[],{"_key":2191,"_type":795,"children":2192,"level":1051,"listItem":1722,"markDefs":2197,"style":824},"k656",[2193],{"_key":2194,"_type":799,"marks":2195,"text":2196},"k655",[],"SWIFT\u002FBIC代碼：HSBCHKHHHKH（滙豐香港總行通用代碼）。",[],{"_key":2199,"_type":795,"children":2200,"level":1051,"listItem":1722,"markDefs":2205,"style":824},"k660",[2201],{"_key":2202,"_type":799,"marks":2203,"text":2204},"k659",[],"銀行名稱：The Hongkong and Shanghai Banking Corporation Limited。",[],{"_key":2207,"_type":795,"children":2208,"level":1051,"listItem":1722,"markDefs":2213,"style":824},"k664",[2209],{"_key":2210,"_type":799,"marks":2211,"text":2212},"k663",[],"銀行地址：Head Office, 1 Queen’s Road Central, Hong Kong。",[],{"_key":2215,"_type":795,"children":2216,"level":1051,"listItem":1722,"markDefs":2221,"style":824},"k668",[2217],{"_key":2218,"_type":799,"marks":2219,"text":2220},"k667",[],"收款人資料：戶口持有人全名（與戶口登記一致）、10或12位戶口號碼（首3位為分行編號）",[],{"_key":2223,"_type":795,"children":2224,"markDefs":2229,"style":902},"k672",[2225],{"_key":2226,"_type":799,"marks":2227,"text":2228},"k671",[],"HSBC VS Aspire：邊間好？",[],{"_key":2231,"_type":795,"children":2232,"markDefs":2237,"style":824},"k676",[2233],{"_key":2234,"_type":799,"marks":2235,"text":2236},"k675",[],"使用 HSBC 電匯時，企業實際支付的總成本很大部分隱藏在匯率之中，因此即使表面上電匯手續費不是太高，若匯率較市場中間價相差太多，累積成本仍然可觀。一般來說，銀行電匯牌價通常於銀行市場中間價上加入一定匯差，簡單來說，在 HSBC 兌換後實際可得外幣金額，很大機會少過採用更接近市場中間價的其他匯款服務商。這種換匯成本，對經常支付大額供應商款項的中小企來說影響尤為明顯。",[],{"_key":2239,"_type":795,"children":2240,"markDefs":2245,"style":824},"k680",[2241],{"_key":2242,"_type":799,"marks":2243,"text":2244},"k679",[],"因此，有部分人會選用24小時隨時網上匯款的匯款平台（如Aspire），以捉緊最佳匯率。以下將為大家比較 HSBC 及Aspire的匯率：",[],{"_key":2247,"_type":1042,"columnHeaders":2248,"hasColumnTitles":115,"hasRowTitles":128,"rows":2257},"k681",[2249,2252,2255],{"_key":2250,"_type":1046,"cellIndex":1047,"title":2251},"k682","匯款平台",{"_key":2253,"_type":1046,"cellIndex":1051,"title":2254},"k683","HSBC",{"_key":2256,"_type":1046,"cellIndex":1055,"title":160},"k684",[2258,2294,2330,2370,2405],{"_key":2259,"_type":1060,"cells":2260},"k685",[2261,2272,2283],{"_key":2262,"_type":1064,"content":2263},"k686",[2264],{"_key":2265,"_type":795,"children":2266,"markDefs":2271,"style":824},"k738",[2267],{"_key":2268,"_type":799,"marks":2269,"text":2270},"k737",[],"支援貨幣",[],{"_key":2273,"_type":1064,"content":2274},"k689",[2275],{"_key":2276,"_type":795,"children":2277,"markDefs":2282,"style":824},"k741",[2278],{"_key":2279,"_type":799,"marks":2280,"text":2281},"k740",[],"超過 40 種",[],{"_key":2284,"_type":1064,"content":2285},"k692",[2286],{"_key":2287,"_type":795,"children":2288,"markDefs":2293,"style":824},"k744",[2289],{"_key":2290,"_type":799,"marks":2291,"text":2292},"k743",[],"超過 30 種",[],{"_key":2295,"_type":1060,"cells":2296},"k695",[2297,2308,2319],{"_key":2298,"_type":1064,"content":2299},"k696",[2300],{"_key":2301,"_type":795,"children":2302,"markDefs":2307,"style":824},"k747",[2303],{"_key":2304,"_type":799,"marks":2305,"text":2306},"k746",[],"覆蓋國家及地區",[],{"_key":2309,"_type":1064,"content":2310},"k699",[2311],{"_key":2312,"_type":795,"children":2313,"markDefs":2318,"style":824},"k750",[2314],{"_key":2315,"_type":799,"marks":2316,"text":2317},"k749",[],"全球 200 多個國家及地區",[],{"_key":2320,"_type":1064,"content":2321},"k702",[2322],{"_key":2323,"_type":795,"children":2324,"markDefs":2329,"style":824},"k753",[2325],{"_key":2326,"_type":799,"marks":2327,"text":2328},"k752",[],"超過 130 個",[],{"_key":2331,"_type":1060,"cells":2332},"k705",[2333,2344,2359],{"_key":2334,"_type":1064,"content":2335},"k706",[2336],{"_key":2337,"_type":795,"children":2338,"markDefs":2343,"style":824},"k756",[2339],{"_key":2340,"_type":799,"marks":2341,"text":2342},"k755",[],"到賬速度",[],{"_key":2345,"_type":1064,"content":2346},"k709",[2347],{"_key":2348,"_type":795,"children":2349,"markDefs":2358,"style":824},"k761",[2350,2354],{"_key":2351,"_type":799,"marks":2352,"text":2353},"k759",[],"環球付款：1 - 5個工作日電匯：8個亞太區國家的港幣及美元即日到帳；官網無提供其他地區資料",{"_key":2355,"_type":799,"marks":2356,"text":2357},"k760",[922],"8,9",[],{"_key":2360,"_type":1064,"content":2361},"k713",[2362],{"_key":2363,"_type":795,"children":2364,"markDefs":2369,"style":824},"k764",[2365],{"_key":2366,"_type":799,"marks":2367,"text":2368},"k763",[],"國際匯款服務：即日轉賬SWIFT：2 - 3 個工作天",[],{"_key":2371,"_type":1060,"cells":2372},"k716",[2373,2383,2394],{"_key":2374,"_type":1064,"content":2375},"k717",[2376],{"_key":2377,"_type":795,"children":2378,"markDefs":2382,"style":824},"k767",[2379],{"_key":2380,"_type":799,"marks":2381,"text":1328},"k766",[],[],{"_key":2384,"_type":1064,"content":2385},"k720",[2386],{"_key":2387,"_type":795,"children":2388,"markDefs":2393,"style":824},"k770",[2389],{"_key":2390,"_type":799,"marks":2391,"text":2392},"k769",[],"匯出匯款：豁免 - HK$230，視匯款方法及目的地而定海外代理銀行費用：視匯款貨幣及目的地而定",[],{"_key":2395,"_type":1064,"content":2396},"k723",[2397],{"_key":2398,"_type":795,"children":2399,"markDefs":2404,"style":824},"k773",[2400],{"_key":2401,"_type":799,"marks":2402,"text":2403},"k772",[],"匯款匯率：低至 0.18%SWIFT 匯款費用：USD$ 15(SHA)USD$ 30(OURS)",[],{"_key":2406,"_type":1060,"cells":2407},"k726",[2408,2419,2430],{"_key":2409,"_type":1064,"content":2410},"k727",[2411],{"_key":2412,"_type":795,"children":2413,"markDefs":2418,"style":824},"k776",[2414],{"_key":2415,"_type":799,"marks":2416,"text":2417},"k775",[],"匯率",[],{"_key":2420,"_type":1064,"content":2421},"k730",[2422],{"_key":2423,"_type":795,"children":2424,"markDefs":2429,"style":824},"k779",[2425],{"_key":2426,"_type":799,"marks":2427,"text":2428},"k778",[],"銀行市場中間價+銀行自訂價差",[],{"_key":2431,"_type":1064,"content":2432},"k733",[2433],{"_key":2434,"_type":795,"children":2435,"markDefs":2440,"style":824},"k782",[2436],{"_key":2437,"_type":799,"marks":2438,"text":2439},"k781",[],"市場中間匯率，比銀行低3倍",[],{"_key":2442,"_type":795,"children":2443,"markDefs":2448,"style":824},"k786",[2444],{"_key":2445,"_type":799,"marks":2446,"text":2447},"k785",[],"雖然 HSBC 在支援貨幣及覆蓋國家及地區方面較具優勢，但 Aspire 在到帳時間較 HSBC 較快，最快即日內完成。而且收費更為透明，同時可提供比銀行低3倍的匯率，有助企業更易預算成本，有效提升資金管理效率。",[],{"_key":2450,"_type":795,"children":2451,"markDefs":2456,"style":902},"k790",[2452],{"_key":2453,"_type":799,"marks":2454,"text":2455},"k789",[],"選擇一站式環球匯款方案 Aspire：節省匯款成本，國際匯款更快更抵！",[],{"_key":2458,"_type":795,"children":2459,"markDefs":2474,"style":824},"k798",[2460,2465,2470],{"_key":2461,"_type":799,"marks":2462,"text":2464},"k795",[2463],"strong","告別傳統銀行的繁瑣！ 透過 Aspire ",{"_key":2466,"_type":799,"marks":2467,"text":2469},"k796",[2468,2463],"k792","多貨幣商業帳戶",{"_key":2471,"_type":799,"marks":2472,"text":2473},"k797",[2463],"，企業可隨時收款與付款，毋須多次兌匯轉賬，節省大量手續費與時間！",[2475],{"_key":2468,"_type":820,"externalUrl":2476,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fbusiness-account",{"_key":2478,"_type":130,"height":2479,"position":2480,"url":2481,"width":133},"k799",900,"fullWidth","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fb45fb238a04190435f977ecc48715d41\u002Fshared-hk_body_shared-body_1.webp",{"_key":2483,"_type":795,"children":2484,"markDefs":2507,"style":824},"k813",[2485,2489,2494,2498,2503],{"_key":2486,"_type":799,"marks":2487,"text":2488},"k808",[],"Aspire 平台支援免費轉數快（FPS）及 ",{"_key":2490,"_type":799,"marks":2491,"text":2493},"k809",[2492],"k801","CHATS",{"_key":2495,"_type":799,"marks":2496,"text":2497},"k810",[],"，確保本地轉賬及員工出糧準時到賬。同時，Aspire 提供",{"_key":2499,"_type":799,"marks":2500,"text":2502},"k811",[2501],"k804","全球匯款方案",{"_key":2504,"_type":799,"marks":2505,"text":2506},"k812",[],"，讓企業能以更低匯率進行國際匯款，從源頭上節省你的匯款費用。",[2508,2510],{"_key":2492,"_type":820,"externalUrl":2509,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fchats-transfer",{"_key":2501,"_type":820,"externalUrl":2511,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fglobal-payments",{"_key":2513,"_type":795,"children":2514,"level":1051,"listItem":1722,"markDefs":2519,"style":824},"k817",[2515],{"_key":2516,"_type":799,"marks":2517,"text":2518},"k816",[],"更低的手續費：只需 USD 8起，便可選用低成本的SWIFT付款服務，國際匯款手續費可低高達3倍，顯著節省成本。",[],{"_key":2521,"_type":795,"children":2522,"level":1051,"listItem":1722,"markDefs":2527,"style":824},"k821",[2523],{"_key":2524,"_type":799,"marks":2525,"text":2526},"k820",[],"更多貨幣選擇：支持超過30種主要貨幣，滿足全球匯款需求。",[],{"_key":2529,"_type":795,"children":2530,"level":1051,"listItem":1722,"markDefs":2535,"style":824},"k825",[2531],{"_key":2532,"_type":799,"marks":2533,"text":2534},"k824",[],"更快捷的付款處理：Aspire 提供即日轉賬服務，匯款速度更快，服務覆蓋超過130個國家。",[],{"_key":2537,"_type":795,"children":2538,"level":1051,"listItem":1722,"markDefs":2543,"style":824},"k829",[2539],{"_key":2540,"_type":799,"marks":2541,"text":2542},"k828",[],"開設多貨幣帳戶：企業可隨時收取及繳付外幣，毋須多次兌匯轉賬，節省大量手續費。",[],{"_key":2545,"_type":795,"children":2546,"markDefs":2568,"style":824},"k843",[2547,2551,2555,2559,2564],{"_key":2548,"_type":799,"marks":2549,"text":2550},"k838",[],"此外，你可使用",{"_key":2552,"_type":799,"marks":2553,"text":187},"k839",[2554],"k831",{"_key":2556,"_type":799,"marks":2557,"text":2558},"k840",[],"碌卡埋單，在市場營銷、SaaS 訂閱等指定開支上最高賺取 1% 現金回贈。這些回贈會每月自動存入你的賬戶，真正將您的營運成本轉化為持續回報。結合",{"_key":2560,"_type":799,"marks":2561,"text":2563},"k841",[2562],"k834","開支管理工具",{"_key":2565,"_type":799,"marks":2566,"text":2567},"k842",[],"，即時追蹤報銷與收據，從此告別雜亂單據和對賬。立即免費開立賬戶，體驗比傳統銀行更靈活、更智能的理財方案，加速你的業務成長！",[2569,2571],{"_key":2554,"_type":820,"externalUrl":2570,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fcorporate-card",{"_key":2562,"_type":820,"externalUrl":2572,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fexpense-management",{"_key":2574,"_type":795,"children":2575,"markDefs":2579,"style":902},"k847",[2576],{"_key":2577,"_type":799,"marks":2578,"text":334},"k846",[],[],{"_key":2581,"_type":795,"children":2582,"markDefs":2587,"style":911},"k851",[2583],{"_key":2584,"_type":799,"marks":2585,"text":2586},"k850",[],"香港中小企在HSBC如何電匯？",[],{"_key":2589,"_type":795,"children":2590,"markDefs":2595,"style":824},"k855",[2591],{"_key":2592,"_type":799,"marks":2593,"text":2594},"k854",[],"先於商業網上理財新增受益人與SWIFT資料，選定貨幣與費用承擔模式，於截匯前提交並經雙人授權。若頻密付款，可建立範本並開啟限額管控，降低錯誤與費用。",[],{"_key":2597,"_type":795,"children":2598,"markDefs":2603,"style":911},"k859",[2599],{"_key":2600,"_type":799,"marks":2601,"text":2602},"k858",[],"HSBC外幣電匯轉帳所需時間？",[],{"_key":2605,"_type":795,"children":2606,"markDefs":2620,"style":824},"k868",[2607,2611,2616],{"_key":2608,"_type":799,"marks":2609,"text":2610},"k865",[],"HSBC外幣",{"_key":2612,"_type":799,"marks":2613,"text":2615},"k866",[2614],"k861","電匯",{"_key":2617,"_type":799,"marks":2618,"text":2619},"k867",[],"至8個亞太區國家的港幣及美元，能夠做到即日到帳。這些地區包括中國、台灣、澳門、新加坡、馬來西亞、韓國、日本、澳洲。至於其他地區的到帳時間，HSBC官網並未提供相關資訊。",[2621],{"_key":2614,"_type":820,"externalUrl":2622,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fwhat-is-a-wire-transfer",{"_key":2624,"_type":795,"children":2625,"markDefs":2630,"style":911},"k872",[2626],{"_key":2627,"_type":799,"marks":2628,"text":2629},"k871",[],"HSBC電匯有上限嗎？",[],{"_key":2632,"_type":795,"children":2633,"markDefs":2638,"style":824},"k876",[2634],{"_key":2635,"_type":799,"marks":2636,"text":2637},"k875",[],"HSBC企業網上銀行的電匯服務通常會設有每筆及每日最高限額，以保障帳戶安全，企業可按需要向銀行申請調整上限，惟批核與否會視乎公司背景及風險評估。",[],{"_key":2640,"_type":795,"children":2641,"markDefs":2646,"style":911},"k880",[2642],{"_key":2643,"_type":799,"marks":2644,"text":2645},"k879",[],"HSBC電匯收取哪些手續費？",[],{"_key":2648,"_type":795,"children":2649,"markDefs":2654,"style":824},"k884",[2650],{"_key":2651,"_type":799,"marks":2652,"text":2653},"k883",[],"HSBC電匯包含匯出手續費、代理行費（按OUR／SHA／BEN）、收款行入賬費、匯率差價與更改／追討附加費。企業在網上匯出款項通常較分行便宜，且截匯時間亦較遲。",[],{"_key":2656,"_type":795,"children":2657,"markDefs":2662,"style":911},"k888",[2658],{"_key":2659,"_type":799,"marks":2660,"text":2661},"k887",[],"HSBC外幣電匯價高嗎？",[],{"_key":2664,"_type":795,"children":2665,"markDefs":2670,"style":824},"k892",[2666],{"_key":2667,"_type":799,"marks":2668,"text":2669},"k891",[],"HSBC電匯的表面手續費未必特別高，但由於銀行電匯匯率通常略高於市場中間價，對於經常性大額外幣付款時，累積匯率成本可能遠高於用戶想像。因此，外幣收支頻繁的企業，特別是以USD、EUR或GBP作結算的電商及貿易商，若能把電匯改由匯率比銀行低3倍的Aspire處理，並利用多幣種帳戶直接收取及支付外幣，可節省匯差支出。",[],{"slug":868,"title":869},{"_type":130,"alternativeText":2673,"height":131,"url":2674,"width":133},"HSBC 電匯教學：中小企電匯流程、手續費、匯率及限制一覽","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fa22f56b75e070fbd16b3c30c5b29fcc3\u002Fshared-hk-a22f56b7_cover_shared-cover-business.jpeg",[2676,2683,2691],{"_key":898,"_type":795,"children":2677,"level":1051,"listItem":1722,"markDefs":2682,"style":824},[2678],{"_key":2679,"_type":799,"marks":2680,"text":2681},"k1",[],"電匯主要成本結構：HSBC電匯總成本包含三大部分──表面電匯手續費（網上HK$125\u002F筆）、匯率差價（隱藏於銀行牌價，影響最大），以及海外中介\u002F收款銀行費用（視OUR\u002FSHA\u002FBEN模式而定，最高可達數百港幣）。",[],{"_key":2684,"_type":795,"children":2685,"level":1051,"listItem":1722,"markDefs":2690,"style":824},"k5",[2686],{"_key":2687,"_type":799,"marks":2688,"text":2689},"k4",[],"網上理財最划算操作方式：中小企應優先使用HSBC商務「網上理財」或Business Express App發出電匯，手續費最低（HK$125），截匯時間最晚（周一至五下午6時），並可事先將港幣換成外幣存入多幣種戶口，再以自有外幣匯出，以避開即時換匯的劣勢匯率。",[],{"_key":2692,"_type":795,"children":2693,"level":1051,"listItem":1722,"markDefs":2697,"style":824},"k8",[2694],{"_key":904,"_type":799,"marks":2695,"text":2696},[],"實際到帳時間與限制：港幣及美元匯往中國、台灣、澳門、新加坡、馬來西亞、韓國、日本、澳洲可即日到帳；其他地區通常1-5個工作天。需注意截匯時間、周末假期不處理、特定國家（如中國內地）需詳細填寫付款用途及發票號碼，否則易被退匯並額外收取HK$150-250修改費。",[],[2699],{"_key":898,"_type":795,"children":2700,"markDefs":2704,"style":824},[2701],{"_key":2679,"_type":799,"marks":2702,"text":2703},[],"HSBC 電匯是香港中小企熱門的跨境付款方式之一，但當中涉及的電匯手續費、匯率差價、截匯時間等多重營運及行政成本，長遠累積下來就會蠶食利潤，特別是經常以USD、EUR等外幣向海外供應商、合作夥伴付款的電商及跨境貿易公司。本文將剖析HSBC電匯收費、流程、時間及限制，並比較 Aspire 新一代跨境收付方案如何幫助中小企減低外幣匯款成本，提升國際付款效率。",[],"2026-01-08T00:00:00.000Z",{"_type":125,"metaDescription":2707,"metaTitle":2673,"socialShareImageUrl":2708},"想知道 HSBC 電匯向海外付款好唔好？本文整理 HSBC 電匯收費、匯率、截匯時間及流程，並比較 Aspire 一站式多幣種商業戶口如何幫中小企減低國際匯款成本，提升USD、EUR等外幣付款效率。",{"_type":130,"alternativeText":2673,"height":131,"url":2674,"width":133},"hsbc-wire-transfer",[2711,2717,2723,2729,2737,2743,2751,2758,2764],{"_key":898,"_type":795,"children":2712,"level":1051,"listItem":1722,"markDefs":2716,"style":824},[2713],{"_key":2679,"_type":799,"marks":2714,"text":2715},[],"滙豐銀行：環球付款 - https:\u002F\u002Fwww.hsbc.com.hk\u002Fzh-hk\u002Ftransfer-payments\u002Fproducts\u002Finternational\u002F",[],{"_key":2684,"_type":795,"children":2718,"level":1051,"listItem":1722,"markDefs":2722,"style":824},[2719],{"_key":2687,"_type":799,"marks":2720,"text":2721},[],"滙豐銀行：每日轉賬及繳費限額 - https:\u002F\u002Fwww.hsbc.com.hk\u002Fzh-hk\u002Ftransfer-payments\u002Flimits\u002F",[],{"_key":2692,"_type":795,"children":2724,"level":1051,"listItem":1722,"markDefs":2728,"style":824},[2725],{"_key":904,"_type":799,"marks":2726,"text":2727},[],"滙豐銀行：滙豐銀行服務及財富管理客戶服務費用 - https:\u002F\u002Fwww.hsbc.com.hk\u002Fzh-hk\u002Ffees\u002F",[],{"_key":2730,"_type":795,"children":2731,"level":1051,"listItem":1722,"markDefs":2736,"style":824},"k11",[2732],{"_key":2733,"_type":799,"marks":2734,"text":2735},"k10",[],"滙豐銀行：商業銀行服務收費 - https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fregulations\u002Fcommercial-tariffs",[],{"_key":925,"_type":795,"children":2738,"level":1051,"listItem":1722,"markDefs":2742,"style":824},[2739],{"_key":920,"_type":799,"marks":2740,"text":2741},[],"滙豐銀行：滙豐網上理財常見問題 - https:\u002F\u002Fwww.hsbc.com.hk\u002Fzh-hk\u002Fdigital\u002Fonline-banking-faq\u002F",[],{"_key":2744,"_type":795,"children":2745,"level":1051,"listItem":1722,"markDefs":2750,"style":824},"k17",[2746],{"_key":2747,"_type":799,"marks":2748,"text":2749},"k16",[],"滙豐銀行：電匯 - https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fproducts\u002Ftelegraphic-transfer",[],{"_key":2752,"_type":795,"children":2753,"level":1051,"listItem":1722,"markDefs":2757,"style":824},"k20",[2754],{"_key":930,"_type":799,"marks":2755,"text":2756},[],"滙豐銀行：服務指示截止時間 - https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fregulations\u002Fservices-cut-off-time",[],{"_key":938,"_type":795,"children":2759,"level":1051,"listItem":1722,"markDefs":2763,"style":824},[2760],{"_key":941,"_type":799,"marks":2761,"text":2762},[],"滙豐銀行：亞太區即日匯款服務 - https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fproducts\u002Fasia-pacific-same-day-remittance-services",[],{"_key":2765,"_type":795,"children":2766,"level":1051,"listItem":1722,"markDefs":2771,"style":824},"k26",[2767],{"_key":2768,"_type":799,"marks":2769,"text":2770},"k25",[],"滙豐銀行：即時外幣兌換 - https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fproducts\u002Fforeign-exchange-spot-fx",[],1791455338233]