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FPS，不能綁定個人戶口。",[],{"_key":912,"_type":795,"children":2338,"level":941,"listItem":942,"markDefs":2342,"style":824},[2339],{"_key":915,"_type":799,"marks":2340,"text":2341},[],"銀行收費模式多樣（按筆、按百分比或月費套餐）。企業應主動向銀行查詢最新的官方收費表，切勿假設推廣期的豁免會永久持續。",[],{"_key":2344,"_type":795,"children":2345,"level":941,"listItem":942,"markDefs":2350,"style":824},"k14",[2346],{"_key":2347,"_type":799,"marks":2348,"text":2349},"k13",[],"由於 FPS 轉賬即時到賬且幾乎無法撤回，企業付款前必須仔細核對系統顯示的「部分遮蔽收款人名稱」，以防失誤或詐騙。",[],{"_key":933,"_type":795,"children":2352,"level":941,"listItem":942,"markDefs":2356,"style":824},[2353],{"_key":924,"_type":799,"marks":2354,"text":2355},[],"除了傳統銀行，企業亦可選擇 Aspire 等金融科技平台。Aspire 同樣整合了 FPS 功能，並提供更快的開戶流程和更具競爭力的收費方案。",[],[2358],{"_key":907,"_type":795,"children":2359,"markDefs":2367,"style":824},[2360,2363,2365],{"_key":895,"_type":799,"marks":2361,"text":2362},[],"許多企業以為公司 FPS 服務與個人 FPS 一樣免費，但在申請後才發現銀行收取手續費。究竟公司 FPS 服務的真正成本是多少？不同銀行 (包括傳統及虛擬銀行) 的收費模式有何分別？本文將為您揭開 FPS 公司戶口的收費真相，從登記綁定識別代號開始，到設置 QR Code 商戶收款，全面比較各種方案的成本與效益，幫助您在享受即時支付便利的同時，做出最具成本效益的選擇",{"_key":2326,"_type":799,"marks":2364,"text":936},[935],{"_key":2323,"_type":799,"marks":2366,"text":940},[],[],"2026-04-16T00:00:00.000Z",{"_type":125,"metaDescription":2370,"metaTitle":2312,"socialShareImageUrl":2371},"想為公司戶口申請轉數快 (FPS)？本文詳解公司FPS登記步驟、主流銀行收費比較、QR Code 收款教學，助您即時提升收款效率。",{"_type":130,"alternativeText":2312,"height":131,"url":2313,"width":133},"set-up-business-fps",[2374,2380,2386,2392,2398,2404,2410,2417,2425,2431,2439,2446,2452,2460,2466,2473],{"_key":898,"_type":795,"children":2375,"level":941,"listItem":942,"markDefs":2379,"style":824},[2376],{"_key":2318,"_type":799,"marks":2377,"text":2378},[],"Hong Kong Monetary Authority (HKMA). Faster Payment System (FPS). Retrieved from https:\u002F\u002Fwww.hkma.gov.hk\u002Feng\u002Fkey-functions\u002Finternational-financial-centre\u002Ffinancial-market-infrastructure\u002Ffaster-payment-system-fps\u002F",[],{"_key":2323,"_type":795,"children":2381,"level":941,"listItem":942,"markDefs":2385,"style":824},[2382],{"_key":2326,"_type":799,"marks":2383,"text":2384},[],"Hong Kong Interbank Clearing Limited (HKICL). FPS – Overview. Retrieved from https:\u002F\u002Ffps.hkicl.com.hk\u002Feng\u002Ffps\u002Fabout_fps\u002Foverview.php",[],{"_key":2331,"_type":795,"children":2387,"level":941,"listItem":942,"markDefs":2391,"style":824},[2388],{"_key":904,"_type":799,"marks":2389,"text":2390},[],"HKICL. Participants – FPS. Retrieved from https:\u002F\u002Ffps.hkicl.com.hk\u002Feng\u002Ffps\u002Fabout_fps\u002Fparticipant.php",[],{"_key":912,"_type":795,"children":2393,"level":941,"listItem":942,"markDefs":2397,"style":824},[2394],{"_key":915,"_type":799,"marks":2395,"text":2396},[],"HKMA. Implementation Guideline: Common QR Code for Retail Payments in Hong Kong. Retrieved from https:\u002F\u002Fwww.hkma.gov.hk\u002Fmedia\u002Feng\u002Fdoc\u002Fkey-functions\u002Ffinancial-infrastructure\u002Finfrastructure\u002Fretail-payment-initiatives\u002FImplementation_Guideline_on_Common_QR_Code.pdf",[],{"_key":2344,"_type":795,"children":2399,"level":941,"listItem":942,"markDefs":2403,"style":824},[2400],{"_key":2347,"_type":799,"marks":2401,"text":2402},[],"HKICL. Merchants – Overview (FPS Identifier). Retrieved from https:\u002F\u002Ffps.hkicl.com.hk\u002Feng\u002Ffps\u002Fmerchants\u002Foverview.php",[],{"_key":933,"_type":795,"children":2405,"level":941,"listItem":942,"markDefs":2409,"style":824},[2406],{"_key":924,"_type":799,"marks":2407,"text":2408},[],"Hang Seng Bank. FAQ – Faster Payment System (FPS) – Addressing Services (Business). Retrieved from https:\u002F\u002Fwww.hangseng.com\u002Fen-hk\u002Fbusiness\u002Fcontentservices\u002Fbib_faq\u002Ffaq\u002Ffaq02fpsadd\u002F",[],{"_key":2411,"_type":795,"children":2412,"level":941,"listItem":942,"markDefs":2416,"style":824},"k20",[2413],{"_key":921,"_type":799,"marks":2414,"text":2415},[],"HKMA. Smart Consumers – Faster Payment System (steps & masked name). Retrieved from https:\u002F\u002Fwww.hkma.gov.hk\u002Feng\u002Fsmart-consumers\u002Ffaster-payment-system\u002F",[],{"_key":2418,"_type":795,"children":2419,"level":941,"listItem":942,"markDefs":2424,"style":824},"k23",[2420],{"_key":2421,"_type":799,"marks":2422,"text":2423},"k22",[],"Bank of China (Hong Kong). Internet Banking Help – Faster Payment System (masked payee name). Retrieved from https:\u002F\u002Fits.bochk.com\u002Fbanking\u002FadaptiveTransfer\u002Fhelp\u002Fibs_fps_help_boc_e.html",[],{"_key":956,"_type":795,"children":2426,"level":941,"listItem":942,"markDefs":2430,"style":824},[2427],{"_key":952,"_type":799,"marks":2428,"text":2429},[],"HSBC Commercial Banking (繁中). 「轉數快」支付系統（Business）。Retrieved from https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fzh-hk\u002Fproducts\u002Ffaster-payment-system",[],{"_key":2432,"_type":795,"children":2433,"level":941,"listItem":942,"markDefs":2438,"style":824},"k29",[2434],{"_key":2435,"_type":799,"marks":2436,"text":2437},"k28",[],"HSBC Commercial Banking. HSBC Business Collect（含 FPS\u002FPromptPay、API）。Retrieved from https:\u002F\u002Fwww.business.hsbc.com.hk\u002Fen-gb\u002Fproducts\u002Fhsbc-business-collect",[],{"_key":2440,"_type":795,"children":2441,"level":941,"listItem":942,"markDefs":2445,"style":824},"k32",[2442],{"_key":960,"_type":799,"marks":2443,"text":2444},[],"ZA Bank. 〖轉數快登記〗與〖轉數快商業登記〗的區別（商戶收款 0.6%）。Retrieved from https:\u002F\u002Fbank.za.group\u002Fhk\u002Fsupport\u002Fdetails?FAQ=the-difference-between-FPS-Registration-and-FPS-Merchant-Registration&PFAQ=business-transfer-service&title=Business",[],{"_key":968,"_type":795,"children":2447,"level":941,"listItem":942,"markDefs":2451,"style":824},[2448],{"_key":971,"_type":799,"marks":2449,"text":2450},[],"Hang Seng Bank. FAQ – Faster Payment System (FPS) – Fund Transfer (Business). Retrieved from https:\u002F\u002Fwww.hangseng.com\u002Fen-hk\u002Fbusiness\u002Fcontentservices\u002Fbib_faq\u002Ffaq\u002Ffaq02fpsft\u002F",[],{"_key":2453,"_type":795,"children":2454,"level":941,"listItem":942,"markDefs":2459,"style":824},"k38",[2455],{"_key":2456,"_type":799,"marks":2457,"text":2458},"k37",[],"HKICL. Merchants – Frequently Asked Questions. Retrieved from https:\u002F\u002Ffps.hkicl.com.hk\u002Feng\u002Ffps\u002Fmerchants\u002Ffrequently_asked_questions.php",[],{"_key":987,"_type":795,"children":2461,"level":941,"listItem":942,"markDefs":2465,"style":824},[2462],{"_key":979,"_type":799,"marks":2463,"text":2464},[],"Aspire Help Centre. Paying Salaries & MPF contributions（FPS\u002FCHATS）。Retrieved from https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fen\u002Farticles\u002F10799495-paying-salaries-mpf-contributions",[],{"_key":2467,"_type":795,"children":2468,"level":941,"listItem":942,"markDefs":2472,"style":824},"k44",[2469],{"_key":976,"_type":799,"marks":2470,"text":2471},[],"Aspire Help Centre. Guide to Receiving Local Transfers to Aspire HKD Account. Retrieved from https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fen\u002Farticles\u002F11553390-guide-to-receiving-local-transfers-to-aspire-hkd-account",[],{"_key":2474,"_type":795,"children":2475,"level":941,"listItem":942,"markDefs":2480,"style":824},"k47",[2476],{"_key":2477,"_type":799,"marks":2478,"text":2479},"k46",[],"Bank of China (Hong Kong). FPS x PromptPay QR Payment – Terms & Conditions (PDF). Retrieved from https:\u002F\u002Fwww.bochk.com\u002Fdam\u002Fcreditcard\u002Fpromptpay_tnc_en.pdf",[],1791455342342]