[{"data":1,"prerenderedAt":2317},["ShallowReactive",2],{"cms-ui-strings":3,"cms-site-settings":108,"cms-navigation":162,"cms-blog-post-template":772,"cms-blog-post-latest":833,"cms-blog-post:severance-pay":875},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":8,"allProvidersLabel":9,"announcementDismissLabel":10,"backToBlogLabel":11,"backToCaseStudiesLabel":12,"backToDownloadsLabel":13,"blogFaqLabel":14,"blogSearchPlaceholder":15,"blogSourcesLabel":16,"blogSummaryLabel":17,"brandHomeLabel":18,"breadcrumbNavigationLabel":19,"caseStudiesLabel":20,"caseStudyApproachLabel":21,"caseStudyBeforeAndAfterSectionLabel":22,"caseStudyChallengeLabel":23,"caseStudyClientLabel":24,"caseStudyCompanyInfoSectionLabel":25,"caseStudyCompanySizeLabel":26,"caseStudyCountryLabel":27,"caseStudyFocusLabel":28,"caseStudyFoundedLabel":29,"caseStudyFounderLabel":30,"caseStudyIndustryLabel":31,"caseStudySavePerYearSectionLabel":32,"caseStudySearchPlaceholder":15,"caseStudyWebsiteLabel":33,"chartDataTableHideLabel":34,"chartDataTableShowLabel":35,"comingSoonLabel":36,"copyLinkLabel":37,"dataProtectionLabel":38,"downloadButtonLabel":39,"downloadSearchPlaceholder":15,"downloadsLabel":40,"emailPlaceholder":41,"formErrorMessage":42,"formInvalidEmailMessage":43,"formInvalidPhoneMessage":44,"formInvalidUrlMessage":45,"formRequiredFieldMessage":46,"formSubmitLabel":47,"formSuccessMessage":48,"goToSlideLabel":49,"includedLabel":50,"language":51,"languageHeading":52,"latestArticlesLabel":53,"launchpadBusinessLocationLabel":54,"launchpadCompanySizeLabel":26,"launchpadFoundedLabel":55,"launchpadHeadquarterLabel":56,"launchpadIndustryLabel":31,"learnMoreLabel":57,"legalEffectiveFromLabel":58,"legalLastUpdatedLabel":59,"loadMoreLabel":60,"mainNavigationLabel":61,"market":62,"marketNames":63,"mostPopularLabel":79,"nextSlideLabel":80,"notIncludedLabel":81,"optionsLabel":82,"previousSlideLabel":83,"pricingFirstPlanFeaturesLabel":84,"pricingUpgradePlanFeaturesLabel":85,"ratingLabel":86,"readCaseStudyLabel":87,"readingTimeLabel":88,"recommendedLabel":89,"regionHeading":90,"regionSelectorLabel":91,"savedPerYearLabel":92,"shareOnFacebookLabel":93,"shareOnLinkedinLabel":94,"shareOnXLabel":95,"sharePostLabel":96,"supportedByLabel":97,"tableOfContentsLabel":98,"titleBrandSuffix":99,"toggleMenuLabel":100,"videoMuteLabel":101,"videoPauseLabel":102,"videoPlayLabel":103,"videoSeekLabel":104,"videoSoundPrompt":105,"videoUnmuteLabel":106,"viewAllCategoriesLabel":107,"viewAllProductsLabel":107},"2026-08-19T09:49:11Z","uiStrings-HK-zh-HK","0YKpiHcLUDtAprmSVETGRo","uiStrings","2026-10-07T09:18:02Z","All","Dismiss announcement","Back to Blog","返回案例分析","返回下載頁面","Frequently Asked Questions","Search","Sources","Summary","Aspire home","導覽路徑","Customer Stories","在使用Aspire後","使用Aspire前後","在使用Aspire前","公司","公司資料","公司規模","國家","案例研究","創立於","創辦人","行業","每年節省","網頁","隱藏數據表","顯示數據表","Coming soon","Copy link","Data protection:","立即下載","Downloads","輸入你的公司電郵","出了點問題，請再試一次。","Email must be formatted correctly.","Please enter a valid phone number.","Please enter a valid website address.","Please complete this required field.","立即免費開戶","Thank you! Your submission has been received!","Go to slide {index}","Included","zh-HK","Language","最新文章","營業地點","成立於","總部","了解更多","Effective from","Last updated","Load more","Main navigation","HK",[64,68,71,74,76],{"_key":65,"_type":66,"label":67,"market":65},"SG","marketName","新加坡",{"_key":69,"_type":66,"label":70,"market":69},"US","美國",{"_key":72,"_type":66,"label":73,"market":72},"AU","澳洲",{"_key":62,"_type":66,"label":75,"market":62},"香港",{"_key":77,"_type":66,"label":78,"market":77},"NL","荷蘭","Most popular","Next","Not included","Options","Previous","計劃內容","包含 {planName} 計劃所有功能，另享：","{rating} out of {max} stars","查閱案例研究","{minutes} min read","Recommended","Region","Change country\u002Fregion","每年可節省","Share on Facebook","Share on LinkedIn","Share on X","分享此帖文","Supported by","目錄","Aspire Hong Kong","Toggle menu","靜音","暫停","播放","播放進度","按此開啟聲音","取消靜音","View all",{"_createdAt":109,"_id":110,"_rev":111,"_type":112,"_updatedAt":113,"announcementBar":114,"baseUrl":123,"defaultSeo":124,"defaultSocialShareImageUrl":129,"footer":134,"footerLegalParagraphsRich":156,"language":51,"market":62,"mobileApp":157,"siteName":160,"studioVersion":161},"2026-08-19T09:49:08Z","siteSettings-HK-zh-HK","1za1AgGXrJWIU5rVtuzGqU","siteSettings","2026-09-30T04:44:27Z",{"enabled":115,"link":116,"text":122},true,{"_type":117,"internal":118,"label":57,"linkType":121},"link",{"_ref":119,"_type":120},"page-HK-aspire-for-startups-zh-HK","reference","internal","🚀 Aspire 初創方案: 尊享高達 HK$12,000 現金回贈，優先開戶，並加入創辦人專屬社群。","https:\u002F\u002Faspireapp.com",{"_type":125,"metaDescription":126,"metaTitle":127,"noIndex":128},"seo","專為企業打造的智能金融平台！全面支援本地轉帳網絡與全球匯款低至 0.18% 匯率優勢。整合公司戶口、批量匯款與公司 Visa 卡開支管理等功能，無縫串接主流會計軟體，讓企業營運效率翻倍！","Aspire：一站式企業金融平台｜全球匯款低至 0.18%",false,{"_type":130,"alternativeText":127,"height":131,"url":132,"width":133},"imageUrl",630,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F85140fd22c0db3172ae945de0be80088\u002F6a10208767972cc962cd715f_Website-Preview.webp",1200,{"copyright":135,"legalParagraphs":136,"socialLinks":139},"© 2025 AFT HK Ltd. 版權所有。",[137,138],"AFT HK Limited註冊於香港（75317450-000），並由香港海關和稅務部門頒發金錢服務經營者牌照。","收益帳戶由 AFT HK Treasury Limited（「AFT Treasury」）於香港提供。AFT Treasury 已獲 Securities and Futures Commission（證監會）發牌（中央編號：BWA638），可從事第 1 類（證券交易）、第 4 類（就證券提供意見）及第 9 類（資產管理）受規管活動。目前，AFT Treasury 僅向客戶提供第 1 類及第 4 類服務，並計劃於未來提供第 9 類服務。",[140,146,151],{"_key":141,"_type":142,"label":143,"platform":144,"url":145},"social-linkedin","socialLink","Aspire on Linkedin","linkedin","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Faspireapp-global\u002F",{"_key":147,"_type":142,"label":148,"platform":149,"url":150},"social-instagram","Aspire on Instagram","instagram","https:\u002F\u002Fwww.instagram.com\u002Faspireapp.global\u002F",{"_key":152,"_type":142,"label":153,"platform":154,"url":155},"social-x","Aspire on X","x","https:\u002F\u002Fx.com\u002Faspireappglobal",null,{"rating":158},{"value":159},4.5,"Aspire","2026.10.8",{"_createdAt":163,"_id":164,"_rev":165,"_type":166,"_updatedAt":167,"footerGroups":168,"getStartedLink":448,"header":450,"language":51,"loginLink":465,"market":62,"megaMenu":468},"2026-08-19T09:49:10Z","navigation-HK-zh-HK","N1G5rtOZj8187JlhVSibFh","navigation","2026-10-07T09:24:24Z",[169,203,256,303,393,422],{"_key":170,"_type":171,"links":172,"title":202},"footer-x","footerGroup",[173,181,188,195],{"_key":174,"_type":117,"internal":175,"internalTarget":177,"label":180,"linkType":121},"f-x-0",{"_ref":176,"_type":120},"page-HK-business-account-zh-HK",{"_type":178,"slug":179},"page","business-account","商業賬戶",{"_key":182,"_type":117,"internal":183,"internalTarget":185,"label":187,"linkType":121},"f-x-1",{"_ref":184,"_type":120},"page-HK-corporate-card-zh-HK",{"_type":178,"slug":186},"corporate-card","公司卡",{"_key":189,"_type":117,"internal":190,"internalTarget":192,"label":194,"linkType":121},"f-x-2",{"_ref":191,"_type":120},"page-HK-global-payments-zh-HK",{"_type":178,"slug":193},"global-payments","環球付款和外匯",{"_key":196,"_type":117,"internal":197,"internalTarget":199,"label":201,"linkType":121},"f-x-3",{"_ref":198,"_type":120},"page-HK-expense-management-zh-HK",{"_type":178,"slug":200},"expense-management","開支管理","產品",{"_key":170,"_type":171,"links":204,"title":255},[205,211,217,223,229,236,243,250],{"_key":174,"_type":117,"internal":206,"internalTarget":208,"label":210,"linkType":121},{"_ref":207,"_type":120},"page-HK-bulk-payments-zh-HK",{"_type":178,"slug":209},"bulk-payments","批量付款",{"_key":182,"_type":117,"internal":212,"internalTarget":214,"label":216,"linkType":121},{"_ref":213,"_type":120},"page-HK-budgets-zh-HK",{"_type":178,"slug":215},"budgets","預算管理",{"_key":189,"_type":117,"internal":218,"internalTarget":220,"label":222,"linkType":121},{"_ref":219,"_type":120},"page-HK-employee-claims-zh-HK",{"_type":178,"slug":221},"employee-claims","員工報銷",{"_key":196,"_type":117,"internal":224,"internalTarget":226,"label":228,"linkType":121},{"_ref":225,"_type":120},"page-HK-multi-user-access-zh-HK",{"_type":178,"slug":227},"multi-user-access","團隊權限設定",{"_key":230,"_type":117,"internal":231,"internalTarget":233,"label":235,"linkType":121},"f-invoice-4",{"_ref":232,"_type":120},"page-HK-invoice-management-zh-HK",{"_type":178,"slug":234},"invoice-management","發票管理 (Invoice)",{"_key":237,"_type":117,"internal":238,"internalTarget":240,"label":242,"linkType":121},"f-ar-5",{"_ref":239,"_type":120},"page-HK-receivable-management-zh-HK",{"_type":178,"slug":241},"receivable-management","應收賬款管理 (AR)",{"_key":244,"_type":117,"internal":245,"internalTarget":247,"label":249,"linkType":121},"f-ap-6",{"_ref":246,"_type":120},"page-HK-payable-management-zh-HK",{"_type":178,"slug":248},"payable-management","應付帳款管理 (AP)",{"_key":251,"_type":117,"internal":252,"internalTarget":253,"label":254,"linkType":121},"f-x-7",{"_ref":176,"_type":120},{"_type":178,"slug":179},"匯款至內地","產品特色",{"_key":257,"_type":171,"links":258,"title":302},"footer-invoice-ar-ap",[259,267,274,281,288,295],{"_key":260,"_type":117,"internal":261,"internalTarget":263,"label":266,"linkType":121},"f-aspire-vs-airwallex-0",{"_ref":262,"_type":120},"comparison-HK-aspire-vs-airwallex-zh-HK",{"_type":264,"slug":265},"comparison","aspire-vs-airwallex","Aspire vs Airwallex",{"_key":268,"_type":117,"internal":269,"internalTarget":271,"label":273,"linkType":121},"f-aspire-vs-1",{"_ref":270,"_type":120},"comparison-HK-aspire-vs-traditional-banks-zh-HK",{"_type":264,"slug":272},"aspire-vs-traditional-banks","Aspire vs 傳統銀行",{"_key":275,"_type":117,"internal":276,"internalTarget":278,"label":280,"linkType":121},"f-aspire-vs-2",{"_ref":277,"_type":120},"comparison-HK-aspire-vs-hang-seng-zh-HK",{"_type":264,"slug":279},"aspire-vs-hang-seng","Aspire vs 恒生銀行",{"_key":282,"_type":117,"internal":283,"internalTarget":285,"label":287,"linkType":121},"f-aspire-vs-3",{"_ref":284,"_type":120},"comparison-HK-aspire-vs-hsbc-zh-HK",{"_type":264,"slug":286},"aspire-vs-hsbc","Aspire vs 匯豐銀行",{"_key":289,"_type":117,"internal":290,"internalTarget":292,"label":294,"linkType":121},"f-aspire-vs-statrys-4",{"_ref":291,"_type":120},"comparison-HK-aspire-vs-statrys-zh-HK",{"_type":264,"slug":293},"aspire-vs-statrys","Aspire vs Statrys",{"_key":296,"_type":117,"internal":297,"internalTarget":299,"label":301,"linkType":121},"f-aspire-vs-wise-5",{"_ref":298,"_type":120},"comparison-HK-aspire-vs-wise-zh-HK",{"_type":264,"slug":300},"aspire-vs-wise","Aspire vs Wise","方案對比",{"_key":304,"_type":171,"links":305,"title":392},"footer-aspire-vs-airwallexaspire-vs",[306,312,319,325,331,336,343,350,357,364,371,378,385],{"_key":174,"_type":117,"internal":307,"internalTarget":309,"label":311,"linkType":121},{"_ref":308,"_type":120},"page-HK-blog-zh-HK",{"_type":178,"slug":310},"blog","部落格",{"_key":313,"_type":117,"internal":314,"internalTarget":316,"label":318,"linkType":121},"f-aspire-launchpad-1",{"_ref":315,"_type":120},"page-HK-launchpad-zh-HK",{"_type":178,"slug":317},"launchpad","Aspire Launchpad",{"_key":320,"_type":117,"internal":321,"internalTarget":322,"label":324,"linkType":121},"f-aspire-for-startups-2",{"_ref":119,"_type":120},{"_type":178,"slug":323},"aspire-for-startups","Aspire for Startups",{"_key":196,"_type":117,"internal":326,"internalTarget":328,"label":330,"linkType":121},{"_ref":327,"_type":120},"page-HK-case-studies-zh-HK",{"_type":178,"slug":329},"case-studies","客戶故事",{"_key":332,"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"f-x-4","https:\u002F\u002Fhelp.aspireapp.com\u002Fhk\u002Fzh-TW\u002F","常見問題","external",{"_key":337,"_type":117,"internal":338,"internalTarget":340,"label":342,"linkType":121},"f-amazon-5",{"_ref":339,"_type":120},"page-HK-calculator-amazon-seller-fees-calculator-zh-HK",{"_type":178,"slug":341},"calculator\u002Famazon-seller-fees-calculator","Amazon 費用計算機",{"_key":344,"_type":117,"internal":345,"internalTarget":347,"label":349,"linkType":121},"f-mpf-6",{"_ref":346,"_type":120},"page-HK-mpf-calculator-zh-HK",{"_type":178,"slug":348},"mpf-calculator","MPF 計算機",{"_key":351,"_type":117,"internal":352,"internalTarget":354,"label":356,"linkType":121},"f-2025-26-7",{"_ref":353,"_type":120},"page-HK-calculators-corporate-tax-calculator-zh-HK",{"_type":178,"slug":355},"calculators\u002Fcorporate-tax-calculator","利得稅計算機 2025\u002F26",{"_key":358,"_type":117,"internal":359,"internalTarget":361,"label":363,"linkType":121},"f-x-8",{"_ref":360,"_type":120},"page-HK-calculators-apr-conversion-calculator-zh-HK",{"_type":178,"slug":362},"calculators\u002Fapr-conversion-calculator","月平息換算實際年利率計算機",{"_key":365,"_type":117,"internal":366,"internalTarget":368,"label":370,"linkType":121},"f-x-9",{"_ref":367,"_type":120},"page-HK-calculators-loan-calculator-zh-HK",{"_type":178,"slug":369},"calculators\u002Floan-calculator","個人\u002F商業貸款還款計算機",{"_key":372,"_type":117,"internal":373,"internalTarget":375,"label":377,"linkType":121},"f-burn-rate-10",{"_ref":374,"_type":120},"page-HK-calculators-burn-rate-calculator-zh-HK",{"_type":178,"slug":376},"calculators\u002Fburn-rate-calculator","初創燒錢率 (Burn Rate) 計算機",{"_key":379,"_type":117,"internal":380,"internalTarget":382,"label":384,"linkType":121},"f-x-11",{"_ref":381,"_type":120},"page-HK-calculators-cheque-writing-tool-zh-HK",{"_type":178,"slug":383},"calculators\u002Fcheque-writing-tool","支票金額大寫轉換器",{"_key":386,"_type":117,"internal":387,"internalTarget":389,"label":391,"linkType":121},"f-profit-margin-12",{"_ref":388,"_type":120},"page-HK-calculators-profit-margin-calculator-zh-HK",{"_type":178,"slug":390},"calculators\u002Fprofit-margin-calculator","毛利率 (Profit Margin) 計算機","資源",{"_key":394,"_type":171,"links":395,"title":24},"footer-aspire-launchpadaspire-for-s",[396,403,409,416],{"_key":397,"_type":117,"internal":398,"internalTarget":400,"label":402,"linkType":121},"f-aspire-0",{"_ref":399,"_type":120},"page-HK-about-us-zh-HK",{"_type":178,"slug":401},"about-us","關於 Aspire",{"_key":182,"_type":117,"internal":404,"internalTarget":406,"label":408,"linkType":121},{"_ref":405,"_type":120},"page-HK-contact-us-zh-HK",{"_type":178,"slug":407},"contact-us","聯絡資料",{"_key":410,"_type":117,"internal":411,"internalTarget":413,"label":415,"linkType":121},"f-aspire-3",{"_ref":412,"_type":120},"page-HK-partners-zh-HK",{"_type":178,"slug":414},"partners","成為 Aspire 的夥伴",{"_key":332,"_type":117,"internal":417,"internalTarget":419,"label":421,"linkType":121},{"_ref":418,"_type":120},"page-HK-newsroom-zh-HK",{"_type":178,"slug":420},"newsroom","新聞中心",{"_key":423,"_type":171,"isLegal":115,"links":424,"title":447},"footer-legal",[425,433,440],{"_key":426,"_type":117,"internal":427,"internalTarget":429,"label":432,"linkType":121,"openInNewTab":128},"legal-privacy-policy",{"_ref":428,"_type":120},"legalPage-HK-privacy-policy-zh-HK",{"_type":430,"slug":431},"legalPage","privacy-policy","隱私權政策",{"_key":434,"_type":117,"internal":435,"internalTarget":437,"label":439,"linkType":121,"openInNewTab":128},"legal-debit-card-terms-and-conditions",{"_ref":436,"_type":120},"legalPage-HK-debit-card-terms-and-conditions-zh-HK",{"_type":430,"slug":438},"debit-card-terms-and-conditions","條款與條件",{"_key":441,"_type":117,"internal":442,"internalTarget":444,"label":446,"linkType":121,"openInNewTab":128},"legal-complaints",{"_ref":443,"_type":120},"page-HK-complaints-zh-HK",{"_type":178,"slug":445},"complaints","投訴政策","Legal",{"_type":117,"externalUrl":449,"internalTarget":156,"label":47,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Fregister\u002Fperson",[451,454,456,457,463],{"_key":452,"_type":117,"internalTarget":156,"label":202,"linkType":453},"nav-x","none",{"_key":452,"_type":117,"internalTarget":156,"label":455,"linkType":453},"解決方案",{"_key":452,"_type":117,"internalTarget":156,"label":392,"linkType":453},{"_key":452,"_type":117,"internal":458,"internalTarget":460,"label":462,"linkType":121},{"_ref":459,"_type":120},"page-HK-pricing-zh-HK",{"_type":178,"slug":461},"pricing","價格",{"_key":452,"_type":117,"internalTarget":156,"label":464,"linkType":453},"全球業務佈局",{"_type":117,"externalUrl":466,"internalTarget":156,"label":467,"linkType":335,"openInNewTab":115},"https:\u002F\u002Fapp.aspireapp.com\u002Flogin","登入",[469,564,696,755],{"_key":470,"_type":471,"columns":472,"featured":553,"label":202},"mm-x","megaMenuPanel",[473,505,530],{"_key":474,"_type":475,"links":476,"title":180},"c-x-0","megaMenuColumn",[477,484,489,497],{"_key":478,"_type":479,"link":480},"l-x-0","megaMenuLink",{"_type":117,"internal":481,"internalTarget":482,"label":483,"linkType":121},{"_ref":176,"_type":120},{"_type":178,"slug":179},"多幣種帳戶",{"_key":485,"_type":479,"link":486},"l-x-1",{"_type":117,"internal":487,"internalTarget":488,"label":187,"linkType":121},{"_ref":184,"_type":120},{"_type":178,"slug":186},{"_key":490,"_type":479,"link":491},"l-x-2",{"_type":117,"internal":492,"internalTarget":494,"label":496,"linkType":121},{"_ref":493,"_type":120},"page-HK-yield-zh-HK",{"_type":178,"slug":495},"yield","收益帳戶",{"_key":498,"_type":479,"link":499},"l-x-3",{"_type":117,"internal":500,"internalTarget":502,"label":504,"linkType":121},{"_ref":501,"_type":120},"page-HK-use-case-payroll-zh-HK",{"_type":178,"slug":503},"use-case\u002Fpayroll","出糧戶口",{"_key":506,"_type":475,"links":507,"title":529},"c-cfo-1",[508,512,516,522],{"_key":478,"_type":479,"link":509},{"_type":117,"internal":510,"internalTarget":511,"label":201,"linkType":121},{"_ref":198,"_type":120},{"_type":178,"slug":200},{"_key":485,"_type":479,"link":513},{"_type":117,"internal":514,"internalTarget":515,"label":216,"linkType":121},{"_ref":213,"_type":120},{"_type":178,"slug":215},{"_key":517,"_type":479,"link":518},"l-ar-2",{"_type":117,"internal":519,"internalTarget":520,"label":521,"linkType":121},{"_ref":232,"_type":120},{"_type":178,"slug":234},"應收賬款 (AR)",{"_key":498,"_type":479,"link":523},{"_type":117,"internal":524,"internalTarget":526,"label":528,"linkType":121},{"_ref":525,"_type":120},"page-HK-employer-of-record-zh-HK",{"_type":178,"slug":527},"employer-of-record","人力資源代管","CFO 專區",{"_key":531,"_type":475,"links":532,"title":552},"c-x-2",[533,538,545],{"_key":478,"_type":479,"link":534},{"_type":117,"internal":535,"internalTarget":536,"label":537,"linkType":121},{"_ref":191,"_type":120},{"_type":178,"slug":193},"國際匯款及換匯",{"_key":485,"_type":479,"link":539},{"_type":117,"internal":540,"internalTarget":542,"label":544,"linkType":121},{"_ref":541,"_type":120},"page-HK-issuance-zh-HK",{"_type":178,"slug":543},"issuance","出卡服務",{"_key":490,"_type":479,"link":546},{"_type":117,"internal":547,"internalTarget":549,"label":551,"linkType":121},{"_ref":548,"_type":120},"page-HK-global-account-zh-HK",{"_type":178,"slug":550},"global-account","環球帳戶","平台功能",{"body":554,"eyebrow":555,"heading":556,"image":557,"link":561},"為日常營運複雜、且需要專屬客戶經理的企業而設","最新動態","適合您業務需要的價格計劃",{"_type":130,"decorative":115,"height":558,"url":559,"width":560},300,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F015a53c008534f6ca384d53f932a5b6b\u002F68fa072e9f0a363d784248dd_Frame-1707480689.webp",588,{"_type":117,"internal":562,"internalTarget":563,"label":556,"linkType":121},{"_ref":459,"_type":120},{"_type":178,"slug":461},{"_key":470,"_type":471,"columns":565,"featured":678,"label":455},[566,597,619,651],{"_key":474,"_type":475,"links":567,"title":31},[568,576,583,590],{"_key":478,"_type":479,"link":569},{"_type":117,"internal":570,"internalTarget":572,"label":575,"linkType":121},{"_ref":571,"_type":120},"solution-HK-consulting-zh-HK",{"_type":573,"slug":574},"solution","consulting","顧問公司",{"_key":485,"_type":479,"link":577},{"_type":117,"internal":578,"internalTarget":580,"label":582,"linkType":121},{"_ref":579,"_type":120},"solution-HK-ecommerce-zh-HK",{"_type":573,"slug":581},"ecommerce","電子商務",{"_key":490,"_type":479,"link":584},{"_type":117,"internal":585,"internalTarget":587,"label":589,"linkType":121},{"_ref":586,"_type":120},"solution-HK-marketing-agencies-zh-HK",{"_type":573,"slug":588},"marketing-agencies","市場營銷",{"_key":498,"_type":479,"link":591},{"_type":117,"internal":592,"internalTarget":594,"label":596,"linkType":121},{"_ref":593,"_type":120},"solution-HK-vc-funds-zh-HK",{"_type":573,"slug":595},"vc-funds","創投和投資公司",{"_key":598,"_type":475,"links":599,"title":24},"c-x-1",[600,605,612],{"_key":478,"_type":479,"link":601},{"_type":117,"internal":602,"internalTarget":603,"label":604,"linkType":121},{"_ref":119,"_type":120},{"_type":178,"slug":323},"初創",{"_key":485,"_type":479,"link":606},{"_type":117,"internal":607,"internalTarget":609,"label":611,"linkType":121},{"_ref":608,"_type":120},"solution-HK-sme-zh-HK",{"_type":573,"slug":610},"sme","中小企",{"_key":490,"_type":479,"link":613},{"_type":117,"internal":614,"internalTarget":616,"label":618,"linkType":121},{"_ref":615,"_type":120},"solution-HK-mid-sized-companies-zh-HK",{"_type":573,"slug":617},"mid-sized-companies","中型企業",{"_key":531,"_type":475,"links":620,"title":650},[621,628,634,642],{"_key":478,"_type":479,"link":622},{"_type":117,"internal":623,"internalTarget":625,"label":627,"linkType":121},{"_ref":624,"_type":120},"page-HK-aspire-for-accountants-zh-HK",{"_type":178,"slug":626},"partners\u002Faccountants","會計師事務所",{"_key":485,"_type":479,"link":629},{"_type":117,"internal":630,"internalTarget":632,"label":582,"linkType":121},{"_ref":631,"_type":120},"page-HK-partners-ecommerce-zh-HK",{"_type":178,"slug":633},"partners\u002Fecommerce",{"_key":635,"_type":479,"link":636},"l-corpsec-2",{"_type":117,"internal":637,"internalTarget":639,"label":641,"linkType":121},{"_ref":638,"_type":120},"page-HK-partners-corpsec-zh-HK",{"_type":178,"slug":640},"partners\u002Fcorpsec","公司秘書 (CorpSec)",{"_key":643,"_type":479,"link":644},"l-incubators-3",{"_type":117,"internal":645,"internalTarget":647,"label":649,"linkType":121},{"_ref":646,"_type":120},"page-HK-partners-vc-and-incubators-zh-HK",{"_type":178,"slug":648},"partners\u002Fvc-and-incubators","創投及孵化 (Incubators)","合作夥伴",{"_key":652,"_type":475,"links":653,"title":677},"c-x-3",[654,662,669],{"_key":655,"_type":479,"link":656},"l-aspire-connect-0",{"_type":117,"internal":657,"internalTarget":659,"label":661,"linkType":121},{"_ref":658,"_type":120},"page-HK-aspire-connect-zh-HK",{"_type":178,"slug":660},"aspire-connect","Aspire Connect",{"_key":485,"_type":479,"link":663},{"_type":117,"internal":664,"internalTarget":666,"label":668,"linkType":121},{"_ref":665,"_type":120},"page-HK-integrations-zh-HK",{"_type":178,"slug":667},"integrations","軟件平台整合",{"_key":670,"_type":479,"link":671},"l-aspire-api-2",{"_type":117,"internal":672,"internalTarget":674,"label":676,"linkType":121},{"_ref":673,"_type":120},"page-HK-api-zh-HK",{"_type":178,"slug":675},"api","Aspire API","系統連接",{"body":679,"eyebrow":680,"link":681,"logo":684,"person":689},"「開立Aspire賬戶的過程非常快捷且毫不費力…我很欣賞他們在整個過程中提供的優質服務，再者網上平台也非常容易使用，亦付有很好的功能。」","客戶評價",{"_type":117,"externalUrl":682,"internalTarget":156,"label":683,"linkType":335},"https:\u002F\u002Ftestimonial.to\u002Faspire-testimonials\u002Fall","查看所有客戶評價",{"_type":130,"alternativeText":685,"height":686,"url":687,"width":688},"Tech In Asia",2645,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F2ff0ffa9ddde696666b9864ea7a4e8ad\u002F69684e48dddb500cdb790e4d_techinasia.webp",14650,{"image":690,"name":694,"role":695},{"_type":130,"alternativeText":691,"height":692,"url":693,"width":692},"Latha Natarajan，Tech In Asia 財務總監",41,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Ffe034d0bece564c2cd527bcd337b3806\u002F66f1187b1b8b19ef066879f7_latha-natrajan-small.webp","Latha Natarajan","Tech In Asia 財務總監",{"_key":470,"_type":471,"columns":697,"featured":742,"label":392},[698,719,729],{"_key":474,"_type":475,"links":699,"title":718},[700,705,712,716],{"_key":478,"_type":479,"link":701},{"_type":117,"internal":702,"internalTarget":703,"label":704,"linkType":121},{"_ref":308,"_type":120},{"_type":178,"slug":310},"網誌",{"_key":485,"_type":479,"link":706},{"_type":117,"internal":707,"internalTarget":709,"label":711,"linkType":121},{"_ref":708,"_type":120},"page-HK-downloads-zh-HK",{"_type":178,"slug":710},"downloads","市場洞察報告",{"_key":490,"_type":479,"link":713},{"_type":117,"internal":714,"internalTarget":715,"label":330,"linkType":121},{"_ref":327,"_type":120},{"_type":178,"slug":329},{"_key":498,"_type":479,"link":717},{"_type":117,"externalUrl":333,"internalTarget":156,"label":334,"linkType":335},"實用資源",{"_key":598,"_type":475,"links":720,"title":728},[721],{"_key":478,"_type":479,"link":722},{"_type":117,"internal":723,"internalTarget":725,"label":727,"linkType":121},{"_ref":724,"_type":120},"page-HK-rewards-zh-HK",{"_type":178,"slug":726},"rewards","優惠和獎賞","優勢",{"_key":531,"_type":475,"links":730,"title":741},[731,736],{"_key":732,"_type":479,"link":733},"l-aspire-0",{"_type":117,"internal":734,"internalTarget":735,"label":402,"linkType":121},{"_ref":399,"_type":120},{"_type":178,"slug":401},{"_key":490,"_type":479,"link":737},{"_type":117,"internal":738,"internalTarget":739,"label":740,"linkType":121},{"_ref":412,"_type":120},{"_type":178,"slug":414},"成為合作夥伴","公司資訊",{"body":743,"eyebrow":330,"heading":744,"image":745,"link":749},"Zenyum 如何透過 Aspire 公司卡，讓員工有效地管理支出","Zenyum",{"_type":130,"alternativeText":744,"height":746,"url":747,"width":748},195,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F43bc3d3401709db93b2423684e24984c\u002F6a2693b7ff679ec1b695c852_66f22710a14d16852adf7a30_zenyum.webp",375,{"_type":117,"internal":750,"internalTarget":752,"label":744,"linkType":121},{"_ref":751,"_type":120},"caseStudy-HK-zenyum-zh-HK",{"_type":753,"slug":754},"caseStudy","zenyum",{"_key":470,"_type":471,"columns":756,"featured":156,"label":464},[757],{"_key":474,"_type":475,"links":758,"title":771},[759,766],{"_key":478,"_type":479,"link":760},{"_type":117,"internal":761,"internalTarget":763,"label":765,"linkType":121},{"_ref":762,"_type":120},"page-HK-launchpad-usbusiness-zh-HK",{"_type":178,"slug":764},"launchpad\u002Fusbusiness","進軍美國市場",{"_key":485,"_type":479,"link":767},{"_type":117,"internal":768,"internalTarget":769,"label":770,"linkType":121},{"_ref":315,"_type":120},{"_type":178,"slug":317},"拓展香港業務","",{"_createdAt":773,"_id":774,"_rev":775,"_type":776,"_updatedAt":777,"asideCta":778,"bottomCta":786,"disclaimer":792,"language":51,"market":62,"midCta":825},"2026-08-20T08:06:00Z","blogPostTemplate-HK-zh-HK","s8k3pIFJmZrTtV5XljWRgT","blogPostTemplate","2026-10-01T04:56:31Z",{"heading":779,"image":780,"link":784},"只需幾分鐘 即可開立你的 Aspire 商業戶口",{"_type":130,"alternativeText":160,"height":781,"url":782,"width":783},200,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fc76545453549b9687122cd1c3bcbf74c\u002F6a5d2ac2cf5561baa2f8fb85_Frame-1707480717.png",305,{"_type":117,"externalUrl":449,"label":785,"linkType":335,"openInNewTab":115},"立即開戶",{"body":787,"heading":788,"link":789},"免費開設帳戶","讓 Aspire 助您簡化全球商業匯款",{"_type":117,"externalUrl":790,"label":791,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Ftalk-to-sales","聯絡銷售團隊",[793],{"_key":794,"_type":795,"children":796,"markDefs":818,"style":824},"edd9baf3-253","block",[797,802,806,810,814],{"_key":798,"_type":799,"marks":800,"text":801},"40f743b2-a88-0a","span",[],"免責聲明：本部落格僅供一般參考，不構成財務、法律、稅務或專業建議。Aspire 的服務受我們「",{"_key":803,"_type":799,"marks":804,"text":439},"40f743b2-a88-0b",[805],"disclaimer-link-0",{"_key":807,"_type":799,"marks":808,"text":809},"40f743b2-a88-1a",[],"」和「",{"_key":811,"_type":799,"marks":812,"text":462},"40f743b2-a88-1b",[813],"disclaimer-link-1",{"_key":815,"_type":799,"marks":816,"text":817},"40f743b2-a88-end",[],"」頁面中規定的條款約束。我們不保證內容的準確性、完整性或及時性，並且過往結果不代表未來表現。在根據所提供資訊採取行動之前，請務必諮詢合資格的專業人士。",[819,822],{"_key":805,"_type":820,"externalUrl":821,"linkType":335},"linkAnnotation","\u002Ftnc\u002Fmaster-service-agreement",{"_key":813,"_type":820,"externalUrl":823,"linkType":335},"\u002Fpricing","normal",{"eyebrow":318,"heading":826,"image":827,"link":831},"使用 Aspire Launchpad 輕鬆助你香港創業",{"_type":130,"alternativeText":160,"height":828,"url":829,"width":830},1026,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002Fd84bbcbad1e6ba37331742538394d1b0\u002F69d5f2a347377654dbe286ac_blog-post-template-04-q70.webp",1048,{"_type":117,"externalUrl":790,"label":832,"linkType":335},"跟銷售人員聯絡",[834,846,857,865],{"_id":835,"category":836,"coverImage":838,"description":843,"publishedAt":844,"slug":845,"title":839},"blogPost-HK-aspire-yield-launch-zh-HK",{"slug":420,"title":837},"Newsroom",{"_type":130,"alternativeText":839,"height":840,"url":841,"width":842},"Aspire Yield 繼新加坡後進駐香港：助港企善用閒置營運資金賺取回報，資金最快翌日可靈活調動",629,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F21755e4c74893f44cb7105efb50d8109\u002Faspire-yield-launch_cover.png",1198,"繼新加坡後 Aspire Yield 正式登陸香港！助港企善用閒置營運資金賺取回報，支援多幣種管理且資金最快翌日可靈活調動，打造安全高效的企業理財方案","2026-09-14T00:00:00.000Z","aspire-yield-launch",{"_id":847,"category":848,"coverImage":851,"description":854,"publishedAt":855,"slug":856,"title":852},"blogPost-HK-flywire-guide-zh-HK",{"slug":849,"title":850},"e-commerce","E-commerce",{"_type":130,"alternativeText":852,"height":131,"url":853,"width":133},"Flywire 教學：3 大用途、手續費匯率計算與防詐指南","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fdbcf53a180fa7694c34aff0667d7fa0c\u002Fflywire-guide_cover.jpeg","完整拆解 Flywire 於學費、醫療及企業 B2B 付款的 3 大用途！比較銀行轉帳與信用卡手續費、匯率點差及到賬時間，並教你避開付款詐騙與延誤。","2026-09-04T00:00:00.000Z","flywire-guide",{"_id":858,"category":859,"coverImage":860,"description":863,"publishedAt":855,"slug":864,"title":861},"blogPost-HK-google-ads-pricing-billing-methods-zh-HK",{"slug":849,"title":850},{"_type":130,"alternativeText":861,"height":131,"url":862,"width":133},"Google Ads 收費教學：拆解 CPC\u002FCPM 模式與 3 大扣款模式","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002F6b8529e6ce5c4a9c28719538c72be1a3\u002Fgoogle-ads-pricing-billing-methods_cover.jpeg","剖析 Google Ads 廣告計費邏輯！帶你比較 CPC 與 CPM 模式的適用場景，掌握 3 種最新扣款與付款方式，並提供信用卡跨境交易手續費的避險指南。","google-ads-pricing-billing-methods",{"_id":866,"category":867,"coverImage":870,"description":873,"publishedAt":855,"slug":874,"title":871},"blogPost-HK-marketing-strategy-framework-guide-zh-HK",{"slug":868,"title":869},"guides","Guides",{"_type":130,"alternativeText":871,"height":131,"url":872,"width":133},"市場營銷策略教學：STP 定位、4P 組合與實務指標","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Fbfce2a56dd92d0cfcff38196d39163c8\u002Fmarketing-strategy-framework-guide_cover.jpeg","深入了解市場營銷策略框架！釐清 STP 與 4P 應用技巧，解析 CAC、LTV 等四大衡量指標，並提供香港中小企品牌定位公式與落地執行清單，輕鬆建立長遠品牌價值。","marketing-strategy-framework-guide",{"data":876,"sourceMap":-1},{"_id":877,"_updatedAt":878,"alternates":879,"areSourcesShown":115,"author":883,"body":893,"category":2233,"coverImage":2234,"excerpt":2237,"faq":156,"intro":2267,"isFaqShown":128,"isSummaryShown":115,"isVideoShown":128,"publishedAt":2274,"reviewer":156,"seo":2275,"slug":2277,"sources":2278,"title":2235,"video":156},"blogPost-HK-severance-pay-zh-HK","2026-09-24T08:35:09Z",[880,882],{"canonicalUrl":156,"isNoIndex":156,"language":881,"market":62,"pathPrefix":156},"en-HK",{"canonicalUrl":156,"isNoIndex":156,"language":51,"market":62,"pathPrefix":156},{"avatar":884,"bio":889,"doesServePage":115,"linkedinUrl":890,"name":885,"role":891,"slug":892,"twitterUrl":156},{"_type":130,"alternativeText":885,"height":886,"url":887,"width":888},"Galih Gumelar",2262,"https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fimages\u002F287881c633d9f9aa6975899b31cdb6e4\u002F659f55ddde7415e7fd2b0657_Galih-Gumelar.jpg",1984,"Galih 是一位資深作家，專注於宏觀經濟、商業、金融及政治領域。他曾為 CNN Indonesia、《雅加達郵報》以及其他多家知名媒體撰稿，擁有豐富的寫作經驗。憑藉廣泛的背景與視野，Galih 致力為有志創業者提供深入、有價值的資源。","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fgalih-gumelar-husni\u002F","撰稿人","galih-gumelar",[894,903,916,924,932,941,966,984,1000,1015,1023,1054,1066,1074,1092,1100,1108,1116,1130,1146,1154,1162,1170,1178,1193,1201,1221,1257,1265,1283,1301,1325,1340,1348,1360,1378,1398,1406,1414,1422,1430,1438,1446,1454,1485,1501,1520,1532,1544,1579,1587,1595,1610,1725,1733,1748,1756,1783,1792,1800,1812,1835,1847,1855,1871,1879,1886,1900,1911,1919,1965,2033,2099,2149,2161,2168,2177,2185,2193,2201,2209,2217,2225],{"_key":895,"_type":795,"children":896,"markDefs":901,"style":902},"k3",[897],{"_key":898,"_type":799,"marks":899,"text":900},"k2",[],"遣散費 (Severance Pay) 是什麼？",[],"h2",{"_key":904,"_type":795,"children":905,"markDefs":915,"style":824},"k9",[906,911],{"_key":907,"_type":799,"marks":908,"text":910},"k7",[909],"strong","遣散費（Severance Pay）",{"_key":912,"_type":799,"marks":913,"text":914},"k8",[]," 是根據香港《僱傭條例》規定，當僱員因「裁員」或「停工」而遭終止合約時，僱主必須支付的一項法定補償金。這項制度旨在為非自願離職的員工提供短期的財政支援，減輕其因失業帶來的衝擊。",[],{"_key":917,"_type":795,"children":918,"markDefs":923,"style":902},"k13",[919],{"_key":920,"_type":799,"marks":921,"text":922},"k12",[],"誰有權領取遣散費？",[],{"_key":925,"_type":795,"children":926,"markDefs":931,"style":824},"k17",[927],{"_key":928,"_type":799,"marks":929,"text":930},"k16",[],"在香港《僱傭條例》下，遣散費並非「離職即領」。僱員必須同時滿足以下三項核心條件，才有權獲得遣散費：",[],{"_key":933,"_type":795,"children":934,"markDefs":939,"style":940},"k21",[935],{"_key":936,"_type":799,"marks":937,"text":938},"k20",[],"1. 「468」連續性合約",[],"h3",{"_key":942,"_type":795,"children":943,"markDefs":965,"style":824},"k33",[944,948,952,956,961],{"_key":945,"_type":799,"marks":946,"text":947},"k28",[],"僱員必須連續受僱於同一僱主 ",{"_key":949,"_type":799,"marks":950,"text":951},"k29",[909],"4 星期或以上",{"_key":953,"_type":799,"marks":954,"text":955},"k30",[],"，並符合以下其中一項工時要求",{"_key":957,"_type":799,"marks":958,"text":960},"k31",[959],"sup","1",{"_key":962,"_type":799,"marks":963,"text":964},"k32",[],"：",[],{"_key":967,"_type":795,"children":968,"level":981,"listItem":982,"markDefs":983,"style":824},"k41",[969,973,977],{"_key":970,"_type":799,"marks":971,"text":972},"k38",[],"每星期工作",{"_key":974,"_type":799,"marks":975,"text":976},"k39",[909],"不少於 17 小時",{"_key":978,"_type":799,"marks":979,"text":980},"k40",[],"；或",1,"bullet",[],{"_key":985,"_type":795,"children":986,"level":981,"listItem":982,"markDefs":999,"style":824},"k49",[987,991,995],{"_key":988,"_type":799,"marks":989,"text":990},"k46",[],"在該星期連同之前的 3 個星期（共 4 星期期間），總工作時數",{"_key":992,"_type":799,"marks":993,"text":994},"k47",[909],"不少於 68 小時",{"_key":996,"_type":799,"marks":997,"text":998},"k48",[],"。",[],{"_key":1001,"_type":795,"children":1002,"markDefs":1014,"style":824},"k57",[1003,1007,1011],{"_key":1004,"_type":799,"marks":1005,"text":1006},"k54",[],"這項「468規則」適用於",{"_key":1008,"_type":799,"marks":1009,"text":1010},"k55",[909],"全職、兼職以及長期散工",{"_key":1012,"_type":799,"marks":1013,"text":998},"k56",[],[],{"_key":1016,"_type":795,"children":1017,"markDefs":1022,"style":940},"k61",[1018],{"_key":1019,"_type":799,"marks":1020,"text":1021},"k60",[],"2. 服務年資不少於 24 個月",[],{"_key":1024,"_type":795,"children":1025,"markDefs":1053,"style":824},"k77",[1026,1030,1034,1038,1042,1046,1050],{"_key":1027,"_type":799,"marks":1028,"text":1029},"k70",[],"這是領取遣散費的",{"_key":1031,"_type":799,"marks":1032,"text":1033},"k71",[909],"硬性門檻",{"_key":1035,"_type":799,"marks":1036,"text":1037},"k72",[],"。若",{"_key":1039,"_type":799,"marks":1040,"text":1041},"k73",[909],"服務年資不足 24 個月（即使 23 個月零 29 日），僱主在法律上無義務支付遣散",{"_key":1043,"_type":799,"marks":1044,"text":1045},"k74",[],"，但仍可能需支付代通知金",{"_key":1047,"_type":799,"marks":1048,"text":1049},"k75",[959],"2",{"_key":1051,"_type":799,"marks":1052,"text":998},"k76",[],[],{"_key":1055,"_type":795,"children":1056,"markDefs":1065,"style":824},"k83",[1057,1061],{"_key":1058,"_type":799,"marks":1059,"text":1060},"k81",[],"若",{"_key":1062,"_type":799,"marks":1063,"text":1064},"k82",[909],"服務年資達 5 年或以上，則可能涉及「長期服務金」的範疇，但僱員在同一情況下只能選擇其中一項，不可兼得。",[],{"_key":1067,"_type":795,"children":1068,"markDefs":1073,"style":940},"k86",[1069],{"_key":1070,"_type":799,"marks":1071,"text":1072},"k85",[],"3. 解僱原因必須為「裁員」或「停工」",[],{"_key":1075,"_type":795,"children":1076,"markDefs":1091,"style":824},"k96",[1077,1081,1085,1088],{"_key":1078,"_type":799,"marks":1079,"text":1080},"k92",[],"根據《僱傭條例》，",{"_key":1082,"_type":799,"marks":1083,"text":1084},"k93",[909],"裁員是指僱主因以下任何一項原因終止合約",{"_key":1086,"_type":799,"marks":1087,"text":1049},"k94",[959],{"_key":1089,"_type":799,"marks":1090,"text":964},"k95",[],[],{"_key":1093,"_type":795,"children":1094,"level":981,"listItem":982,"markDefs":1099,"style":824},"k100",[1095],{"_key":1096,"_type":799,"marks":1097,"text":1098},"k99",[],"結束或準備結束業務；",[],{"_key":1101,"_type":795,"children":1102,"level":981,"listItem":982,"markDefs":1107,"style":824},"k104",[1103],{"_key":1104,"_type":799,"marks":1105,"text":1106},"k103",[],"停止或準備停止經營僱員受僱的工作場所；",[],{"_key":1109,"_type":795,"children":1110,"level":981,"listItem":982,"markDefs":1115,"style":824},"k107",[1111],{"_key":1112,"_type":799,"marks":1113,"text":1114},"k106",[],"對僱員所擔任的工作，或在該工作場所對該類工作的需求縮減或預期會縮減（例如業務重組、自動化取代人工等）。",[],{"_key":1117,"_type":795,"children":1118,"markDefs":1129,"style":824},"k127",[1119,1123,1126],{"_key":1120,"_type":799,"marks":1121,"text":1122},"k121",[],"固定期限合約因上述裁員理由而不獲續約，亦視為符合資格",{"_key":1124,"_type":799,"marks":1125,"text":1049},"k122",[959],{"_key":1127,"_type":799,"marks":1128,"text":998},"k123",[],[],{"_key":1131,"_type":795,"children":1132,"markDefs":1145,"style":824},"k128",[1133,1137,1141],{"_key":1134,"_type":799,"marks":1135,"text":1136},"k124",[],"至於",{"_key":1138,"_type":799,"marks":1139,"text":1140},"k125",[909],"停工則主要適用於按件計薪或日薪的僱員（即報酬視乎僱主是否提供工作而定）",{"_key":1142,"_type":799,"marks":1143,"text":1144},"k126",[],"，定義如下：",[],{"_key":1147,"_type":795,"children":1148,"level":981,"listItem":982,"markDefs":1153,"style":824},"k132",[1149],{"_key":1150,"_type":799,"marks":1151,"text":1152},"k131",[],"在任何連續 4 個星期內，不獲僱主分配工作以及不獲支付工資的日數超過正常工作日數總和的一半；或",[],{"_key":1155,"_type":795,"children":1156,"level":981,"listItem":982,"markDefs":1161,"style":824},"k136",[1157],{"_key":1158,"_type":799,"marks":1159,"text":1160},"k135",[],"在連續 26 個星期內，不獲分配工作以及不獲支付工資的日數超過正常工作日數總和的三分之一。",[],{"_key":1163,"_type":795,"children":1164,"markDefs":1169,"style":824},"k140",[1165],{"_key":1166,"_type":799,"marks":1167,"text":1168},"k139",[],"上述正常工作日數並不包括閉廠、休息日、年假及法定假日等日數在內。",[],{"_key":1171,"_type":795,"children":1172,"markDefs":1177,"style":902},"k144",[1173],{"_key":1174,"_type":799,"marks":1175,"text":1176},"k143",[],"取消強積金對沖安排後：如何計算遣散費／長期服務金？",[],{"_key":1179,"_type":795,"children":1180,"markDefs":1192,"style":824},"k152",[1181,1185,1189],{"_key":1182,"_type":799,"marks":1183,"text":1184},"k149",[],"基於強積金對沖已在 2025 年 5 月 1 日取消，當大家計算在 2025 年 5 月 1 日前受僱的遣散費／長期服務金時，必須將服務年資分為兩部分計算",{"_key":1186,"_type":799,"marks":1187,"text":1188},"k150",[959],"3",{"_key":1190,"_type":799,"marks":1191,"text":964},"k151",[],[],{"_key":1194,"_type":795,"children":1195,"markDefs":1200,"style":824},"k156",[1196],{"_key":1197,"_type":799,"marks":1198,"text":1199},"k155",[909],"1. 第一部分：轉制前年資（截至 2025 年 4 月 30 日）",[],{"_key":1202,"_type":795,"children":1203,"level":981,"listItem":982,"markDefs":1220,"style":824},"k166",[1204,1208,1212,1216],{"_key":1205,"_type":799,"marks":1206,"text":1207},"k162",[909],"計算薪金",{"_key":1209,"_type":799,"marks":1210,"text":1211},"k163",[],"：若為月薪僱員，應採用",{"_key":1213,"_type":799,"marks":1214,"text":1215},"k164",[909],"轉制日（2025 年 5 月 1 日）前最後一個月的全月工資",{"_key":1217,"_type":799,"marks":1218,"text":1219},"k165",[],"計算；僱員亦可選擇以轉制日前最後 12 個月的每月平均工資計算。",[],{"_key":1222,"_type":795,"children":1223,"level":981,"listItem":982,"markDefs":1256,"style":824},"k184",[1224,1228,1232,1236,1240,1244,1248,1252],{"_key":1225,"_type":799,"marks":1226,"text":1227},"k176",[909],"對沖權利",{"_key":1229,"_type":799,"marks":1230,"text":1231},"k177",[],"：僱主",{"_key":1233,"_type":799,"marks":1234,"text":1235},"k178",[909],"保留對沖權利",{"_key":1237,"_type":799,"marks":1238,"text":1239},"k179",[],"。可利用僱主",{"_key":1241,"_type":799,"marks":1242,"text":1243},"k180",[909],"強制性供款",{"_key":1245,"_type":799,"marks":1246,"text":1247},"k181",[],"及",{"_key":1249,"_type":799,"marks":1250,"text":1251},"k182",[909],"自願性供款",{"_key":1253,"_type":799,"marks":1254,"text":1255},"k183",[],"所累積的整段權益，抵銷這部分的遣散費／長期服務金。",[],{"_key":1258,"_type":795,"children":1259,"markDefs":1264,"style":824},"k188",[1260],{"_key":1261,"_type":799,"marks":1262,"text":1263},"k187",[909],"2. 第二部分：轉制後年資（自 2025 年 5 月 1 日起）",[],{"_key":1266,"_type":795,"children":1267,"level":981,"listItem":982,"markDefs":1282,"style":824},"k198",[1268,1271,1274,1278],{"_key":1269,"_type":799,"marks":1270,"text":1207},"k194",[909],{"_key":1272,"_type":799,"marks":1273,"text":1211},"k195",[],{"_key":1275,"_type":799,"marks":1276,"text":1277},"k196",[909],"終止僱傭合約前最後一個月的全月工資",{"_key":1279,"_type":799,"marks":1280,"text":1281},"k197",[],"計算；僱員亦可選擇以終止僱傭前最後 12 個月的每月平均工資計算。",[],{"_key":1284,"_type":795,"children":1285,"level":981,"listItem":982,"markDefs":1300,"style":824},"k208",[1286,1289,1292,1296],{"_key":1287,"_type":799,"marks":1288,"text":1227},"k204",[909],{"_key":1290,"_type":799,"marks":1291,"text":964},"k205",[],{"_key":1293,"_type":799,"marks":1294,"text":1295},"k206",[909],"完全禁止使用強制性供款對沖",{"_key":1297,"_type":799,"marks":1298,"text":1299},"k207",[],"。僱主必須以公司資金全額支付（自願性供款仍可對沖）。",[],{"_key":1302,"_type":795,"children":1303,"markDefs":1324,"style":824},"k220",[1304,1308,1312,1316,1320],{"_key":1305,"_type":799,"marks":1306,"text":1307},"k215",[],"對於 ",{"_key":1309,"_type":799,"marks":1310,"text":1311},"k216",[909],"2025 年 5 月 1 日或之後才入職的新僱員",{"_key":1313,"_type":799,"marks":1314,"text":1315},"k217",[],"，整段服務年資均",{"_key":1317,"_type":799,"marks":1318,"text":1319},"k218",[909],"不可使用強制性強積金供款對沖",{"_key":1321,"_type":799,"marks":1322,"text":1323},"k219",[],"，直接以終止僱傭前最後一個月（或最後 12 個月平均）工資計算。",[],{"_key":1326,"_type":795,"children":1327,"markDefs":1337,"style":824},"k227",[1328,1332],{"_key":1329,"_type":799,"marks":1330,"text":1331},"k225",[],"延伸閱讀：",{"_key":1333,"_type":799,"marks":1334,"text":1336},"k226",[1335],"k222","快速簡易計算僱主及僱員的強積金供款",[1338],{"_key":1335,"_type":820,"externalUrl":1339,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fmpf-calculator",{"_key":1341,"_type":795,"children":1342,"markDefs":1347,"style":902},"k231",[1343],{"_key":1344,"_type":799,"marks":1345,"text":1346},"k230",[],"遣散費計算公式",[],{"_key":1349,"_type":795,"children":1350,"markDefs":1359,"style":824},"k237",[1351,1355],{"_key":1352,"_type":799,"marks":1353,"text":1354},"k235",[],"在香港，遣散費計算公式為：",{"_key":1356,"_type":799,"marks":1357,"text":1358},"k236",[909],"服務年資 × 最後一個月工資 × 月薪的三分之二",[],{"_key":1361,"_type":795,"children":1362,"markDefs":1377,"style":824},"k247",[1363,1367,1371,1374],{"_key":1364,"_type":799,"marks":1365,"text":1366},"k243",[],"計算月薪時，工資上限為 HK$22,500，其三分之二即每月最高可 ",{"_key":1368,"_type":799,"marks":1369,"text":1370},"k244",[909],"HK$15,000",{"_key":1372,"_type":799,"marks":1373,"text":1188},"k245",[909,959],{"_key":1375,"_type":799,"marks":1376,"text":998},"k246",[],[],{"_key":1379,"_type":795,"children":1380,"markDefs":1397,"style":824},"k257",[1381,1385,1389,1393],{"_key":1382,"_type":799,"marks":1383,"text":1384},"k253",[],"此外，",{"_key":1386,"_type":799,"marks":1387,"text":1388},"k254",[909],"遣散費／長期服務金的總額上限為HK$390,000",{"_key":1390,"_type":799,"marks":1391,"text":1392},"k255",[909,959],"3 ",{"_key":1394,"_type":799,"marks":1395,"text":1396},"k256",[909],"。若總額超出此上限，超出部分須從轉制後的部分扣減。",[],{"_key":1399,"_type":795,"children":1400,"markDefs":1405,"style":940},"k261",[1401],{"_key":1402,"_type":799,"marks":1403,"text":1404},"k260",[],"遣散費計算例子",[],{"_key":1407,"_type":795,"children":1408,"markDefs":1413,"style":824},"k265",[1409],{"_key":1410,"_type":799,"marks":1411,"text":1412},"k264",[],"假設員工 A 於 2021 年 5 月 1 日入職，2026 年 5 月 1 日因裁員離職。在 2025 年 4 月，他的月薪為HK$21,000；而在 2026 年 4 月，他的月薪為HK$24,000。",[],{"_key":1415,"_type":795,"children":1416,"markDefs":1421,"style":824},"k269",[1417],{"_key":1418,"_type":799,"marks":1419,"text":1420},"k268",[],"由於取消對沖安排，需將年資分為轉制前及轉制後兩部分計算。",[],{"_key":1423,"_type":795,"children":1424,"markDefs":1429,"style":824},"k273",[1425],{"_key":1426,"_type":799,"marks":1427,"text":1428},"k272",[],"轉制前 4 年的年資，以 2025 年 4 月的月薪 HK$21,000 計算，遣散費為 HK$21,000 × 2\u002F3 × 4 = HK$56,000，此部分僱主可使用強積金對沖。",[],{"_key":1431,"_type":795,"children":1432,"markDefs":1437,"style":824},"k277",[1433],{"_key":1434,"_type":799,"marks":1435,"text":1436},"k276",[],"轉制後 1 年的年資，則以最後一個月薪金計算，但受每月工資上限 HK$22,500 限制（因實際月薪 HK$24,000 已超出上限），因此金額為 HK$22,500 × 2\u002F3 × 1 = HK$15,000，此部分僱主必須以現金支付，不可對沖。",[],{"_key":1439,"_type":795,"children":1440,"markDefs":1445,"style":824},"k281",[1441],{"_key":1442,"_type":799,"marks":1443,"text":1444},"k280",[],"最終，員工 A 總共可獲得遣散費 HK$71,000，其中 HK$15,000 由公司以現金支付，其餘 HK$56,000 則由僱主從強積金受託人處申請對沖（若強積金供款足夠）。",[],{"_key":1447,"_type":795,"children":1448,"markDefs":1453,"style":902},"k285",[1449],{"_key":1450,"_type":799,"marks":1451,"text":1452},"k284",[],"取消強積金「對沖」安排資助計劃是甚麼？",[],{"_key":1455,"_type":795,"children":1456,"markDefs":1484,"style":824},"k301",[1457,1461,1465,1469,1473,1477,1480],{"_key":1458,"_type":799,"marks":1459,"text":1460},"k294",[],"取消強積金「對沖」安排於 ",{"_key":1462,"_type":799,"marks":1463,"text":1464},"k295",[909],"2025 年 5 月 1 日（轉制日）",{"_key":1466,"_type":799,"marks":1467,"text":1468},"k296",[],"正式實施。轉制日後，僱主",{"_key":1470,"_type":799,"marks":1471,"text":1472},"k297",[909],"不可",{"_key":1474,"_type":799,"marks":1475,"text":1476},"k298",[],"再使用強積金",{"_key":1478,"_type":799,"marks":1479,"text":1243},"k299",[909],{"_key":1481,"_type":799,"marks":1482,"text":1483},"k300",[],"的累算權益，對沖僱員在轉制日後服務年資所衍生的遣散費／長期服務金（轉制日前服務年資的部分仍可繼續對沖）。",[],{"_key":1486,"_type":795,"children":1487,"markDefs":1500,"style":824},"k309",[1488,1492,1496],{"_key":1489,"_type":799,"marks":1490,"text":1491},"k306",[],"為緩解僱主（特別是中小企業）的財政壓力，政府推出為期 ",{"_key":1493,"_type":799,"marks":1494,"text":1495},"k307",[909],"25 年",{"_key":1497,"_type":799,"marks":1498,"text":1499},"k308",[],"的「取消強積金『對沖』安排資助計劃」（總額超過 330 億元），分擔僱主就轉制後部分遣散費／長期服務金的支出。資助比率會按年逐步遞減，讓僱主逐步適應新安排。",[],{"_key":1502,"_type":795,"children":1503,"markDefs":1519,"style":824},"k319",[1504,1508,1512,1516],{"_key":1505,"_type":799,"marks":1506,"text":1507},"k315",[909],"資助計劃設有「 50 萬元界線」機制",{"_key":1509,"_type":799,"marks":1510,"text":1511},"k316",[],"（指僱主在同一資助年度內，所有個案累計支付的轉制後遣散費／長期服務金總額）",{"_key":1513,"_type":799,"marks":1514,"text":1515},"k317",[959],"4",{"_key":1517,"_type":799,"marks":1518,"text":964},"k318",[],[],{"_key":1521,"_type":795,"children":1522,"level":981,"listItem":982,"markDefs":1531,"style":824},"k325",[1523,1527],{"_key":1524,"_type":799,"marks":1525,"text":1526},"k323",[909],"界線內（≤ 50 萬元）",{"_key":1528,"_type":799,"marks":1529,"text":1530},"k324",[],"：享有較高資助比例。在首9年，每宗個案更設有僱主需負擔的「封頂」金額。若按指定負擔比率計算的金額超出封頂，僱主只需支付封頂金額，餘下部分由政府全數資助。",[],{"_key":1533,"_type":795,"children":1534,"level":981,"listItem":982,"markDefs":1543,"style":824},"k331",[1535,1539],{"_key":1536,"_type":799,"marks":1537,"text":1538},"k329",[909],"界線外（> 50 萬元）",{"_key":1540,"_type":799,"marks":1541,"text":1542},"k330",[],"：按指定（相對較低）的負擔比率計算，不設封頂金額，餘下部分由政府資助。",[],{"_key":1545,"_type":795,"children":1546,"markDefs":1576,"style":824},"k348",[1547,1551,1555,1559,1564,1568,1572],{"_key":1548,"_type":799,"marks":1549,"text":1550},"k341",[],"僱主須先按照《僱傭條例》向員工",{"_key":1552,"_type":799,"marks":1553,"text":1554},"k342",[909],"全額支付",{"_key":1556,"_type":799,"marks":1557,"text":1558},"k343",[],"遣散費／長期服務金，其後可透過",{"_key":1560,"_type":799,"marks":1561,"text":1563},"k344",[1562],"k335","「",{"_key":1565,"_type":799,"marks":1566,"text":1567},"k345",[1562,909],"援『沖』易",{"_key":1569,"_type":799,"marks":1570,"text":1571},"k346",[1562],"」網站",{"_key":1573,"_type":799,"marks":1574,"text":1575},"k347",[],"或其他指定渠道（電郵、傳真、郵寄或親身遞交）申請資助回扣。",[1577],{"_key":1562,"_type":820,"externalUrl":1578,"linkType":335},"https:\u002F\u002Fwww.offsettingsubsidy.gov.hk\u002F",{"_key":1580,"_type":795,"children":1581,"markDefs":1586,"style":902},"k352",[1582],{"_key":1583,"_type":799,"marks":1584,"text":1585},"k351",[],"僱主無力支付遣散費：僱員可如何求助？",[],{"_key":1588,"_type":795,"children":1589,"markDefs":1594,"style":824},"k356",[1590],{"_key":1591,"_type":799,"marks":1592,"text":1593},"k355",[],"若僱主無力償債（包括公司清盤、破產或結業），受影響僱員可向破產欠薪保障基金（俗稱「破欠基金」）申請特惠款項，作為重要的經濟援助。",[],{"_key":1596,"_type":795,"children":1597,"markDefs":1609,"style":824},"k364",[1598,1602,1606],{"_key":1599,"_type":799,"marks":1600,"text":1601},"k361",[],"以下是「破欠基金」特惠款項上限",{"_key":1603,"_type":799,"marks":1604,"text":1605},"k362",[959],"5",{"_key":1607,"_type":799,"marks":1608,"text":964},"k363",[],[],{"_key":1611,"_type":1612,"columnHeaders":1613,"hasColumnTitles":115,"hasRowTitles":128,"rows":1622},"k365","richTableBlock",[1614,1619],{"_key":1615,"_type":1616,"cellIndex":1617,"title":1618},"k366","columnHeader",0,"項目",{"_key":1620,"_type":1616,"cellIndex":981,"title":1621},"k367","最高限額",[1623,1650,1675,1700],{"_key":1624,"_type":1625,"cells":1626},"k368","row",[1627,1639],{"_key":1628,"_type":1629,"content":1630},"k369","richTableCell",[1631],{"_key":1632,"_type":795,"children":1633,"markDefs":1638,"style":824},"k398",[1634],{"_key":1635,"_type":799,"marks":1636,"text":1637},"k397",[],"遣散費",[],{"_key":1640,"_type":1629,"content":1641},"k372",[1642],{"_key":1643,"_type":795,"children":1644,"markDefs":1649,"style":824},"k401",[1645],{"_key":1646,"_type":799,"marks":1647,"text":1648},"k400",[],"首 $200,000 + 餘額的 50%",[],{"_key":1651,"_type":1625,"cells":1652},"k375",[1653,1664],{"_key":1654,"_type":1629,"content":1655},"k376",[1656],{"_key":1657,"_type":795,"children":1658,"markDefs":1663,"style":824},"k404",[1659],{"_key":1660,"_type":799,"marks":1661,"text":1662},"k403",[],"欠薪 (最多4個月)",[],{"_key":1665,"_type":1629,"content":1666},"k379",[1667],{"_key":1668,"_type":795,"children":1669,"markDefs":1674,"style":824},"k407",[1670],{"_key":1671,"_type":799,"marks":1672,"text":1673},"k406",[],"$80,000",[],{"_key":1676,"_type":1625,"cells":1677},"k382",[1678,1689],{"_key":1679,"_type":1629,"content":1680},"k383",[1681],{"_key":1682,"_type":795,"children":1683,"markDefs":1688,"style":824},"k410",[1684],{"_key":1685,"_type":799,"marks":1686,"text":1687},"k409",[],"代通知金 (最多1個月)",[],{"_key":1690,"_type":1629,"content":1691},"k386",[1692],{"_key":1693,"_type":795,"children":1694,"markDefs":1699,"style":824},"k413",[1695],{"_key":1696,"_type":799,"marks":1697,"text":1698},"k412",[],"$45,000",[],{"_key":1701,"_type":1625,"cells":1702},"k389",[1703,1714],{"_key":1704,"_type":1629,"content":1705},"k390",[1706],{"_key":1707,"_type":795,"children":1708,"markDefs":1713,"style":824},"k416",[1709],{"_key":1710,"_type":799,"marks":1711,"text":1712},"k415",[],"未放年假",[],{"_key":1715,"_type":1629,"content":1716},"k393",[1717],{"_key":1718,"_type":795,"children":1719,"markDefs":1724,"style":824},"k419",[1720],{"_key":1721,"_type":799,"marks":1722,"text":1723},"k418",[],"$26,000",[],{"_key":1726,"_type":795,"children":1727,"markDefs":1732,"style":902},"k423",[1728],{"_key":1729,"_type":799,"marks":1730,"text":1731},"k422",[],"收到遣散費後需要課税嗎？",[],{"_key":1734,"_type":795,"children":1735,"markDefs":1747,"style":824},"k431",[1736,1740,1744],{"_key":1737,"_type":799,"marks":1738,"text":1739},"k428",[],"遣散費的稅務處理與一般薪金不同，主要視乎是否屬於「法定金額」而定。根據《稅務條例》及稅務局一貫做法",{"_key":1741,"_type":799,"marks":1742,"text":1743},"k429",[959],"6",{"_key":1745,"_type":799,"marks":1746,"text":964},"k430",[],[],{"_key":1749,"_type":795,"children":1750,"markDefs":1755,"style":824},"k435",[1751],{"_key":1752,"_type":799,"marks":1753,"text":1754},"k434",[909],"薪俸稅處理原則：",[],{"_key":1757,"_type":795,"children":1758,"level":981,"listItem":982,"markDefs":1782,"style":824},"k449",[1759,1763,1767,1771,1775,1779],{"_key":1760,"_type":799,"marks":1761,"text":1762},"k443",[909],"法定遣散費免稅",{"_key":1764,"_type":799,"marks":1765,"text":1766},"k444",[],"：僱主按《僱傭條例》規定公式計算並支付的遣散費（或長期服務金），",{"_key":1768,"_type":799,"marks":1769,"text":1770},"k445",[909],"無須課繳薪俸稅",{"_key":1772,"_type":799,"marks":1773,"text":1774},"k446",[],"。 免稅金額為",{"_key":1776,"_type":799,"marks":1777,"text":1778},"k447",[909],"扣減以下項目後的淨額",{"_key":1780,"_type":799,"marks":1781,"text":964},"k448",[],[],{"_key":1784,"_type":795,"children":1785,"level":1790,"listItem":982,"markDefs":1791,"style":824},"k452",[1786],{"_key":1787,"_type":799,"marks":1788,"text":1789},"k451",[],"按服務年資支付的約滿酬金；",2,[],{"_key":1793,"_type":795,"children":1794,"level":1790,"listItem":982,"markDefs":1799,"style":824},"k455",[1795],{"_key":1796,"_type":799,"marks":1797,"text":1798},"k454",[],"職業退休計劃中歸因於僱主供款及相關投資回報的利益；",[],{"_key":1801,"_type":795,"children":1802,"level":1790,"listItem":982,"markDefs":1811,"style":824},"k460",[1803,1807],{"_key":1804,"_type":799,"marks":1805,"text":1806},"k458",[],"強積金計劃中僱主供款部分及相關投資回報的累算權益。",{"_key":1808,"_type":799,"marks":1809,"text":1810},"k459",[909],"‍",[],{"_key":1813,"_type":795,"children":1814,"level":981,"listItem":982,"markDefs":1834,"style":824},"k471",[1815,1819,1823,1827,1831],{"_key":1816,"_type":799,"marks":1817,"text":1818},"k466",[909],"超出法定金額的部分須課稅",{"_key":1820,"_type":799,"marks":1821,"text":1822},"k467",[],"：若僱主額外支付「特惠金」（ex-gratia payment）或遣散費總額超過法定應得金額，",{"_key":1824,"_type":799,"marks":1825,"text":1826},"k468",[909],"超出部分視為應課稅收入",{"_key":1828,"_type":799,"marks":1829,"text":1830},"k469",[],"，須申報薪俸稅。",{"_key":1832,"_type":799,"marks":1833,"text":1810},"k470",[909],[],{"_key":1836,"_type":795,"children":1837,"level":981,"listItem":982,"markDefs":1846,"style":824},"k477",[1838,1842],{"_key":1839,"_type":799,"marks":1840,"text":1841},"k475",[909],"破欠基金支付的遣散費",{"_key":1843,"_type":799,"marks":1844,"text":1845},"k476",[],"：同樣適用上述原則，由破產欠薪保障基金墊支的法定遣散費屬免稅款項。",[],{"_key":1848,"_type":795,"children":1849,"markDefs":1854,"style":824},"k481",[1850],{"_key":1851,"_type":799,"marks":1852,"text":1853},"k480",[909],"僱主及僱員的申報責任：",[],{"_key":1856,"_type":795,"children":1857,"level":981,"listItem":982,"markDefs":1870,"style":824},"k489",[1858,1862,1866],{"_key":1859,"_type":799,"marks":1860,"text":1861},"k486",[],"僱主只需在 IR56F 或 IR56G 表格申報",{"_key":1863,"_type":799,"marks":1864,"text":1865},"k487",[909],"應課稅部分",{"_key":1867,"_type":799,"marks":1868,"text":1869},"k488",[],"（即超出法定金額的部分），法定免稅淨額無需申報。",[],{"_key":1872,"_type":795,"children":1873,"level":981,"listItem":982,"markDefs":1878,"style":824},"k493",[1874],{"_key":1875,"_type":799,"marks":1876,"text":1877},"k492",[],"僱員在報稅表 BIR60 中亦只需申報應課稅部分，免稅淨額無需填報。",[],{"_key":1880,"_type":795,"children":1881,"markDefs":1885,"style":824},"k511",[1882],{"_key":1883,"_type":799,"marks":1884,"text":1331},"k507",[],[],{"_key":1887,"_type":795,"children":1888,"markDefs":1897,"style":824},"k512",[1889,1892],{"_key":1890,"_type":799,"marks":1891,"text":1810},"k508",[],{"_key":1893,"_type":799,"marks":1894,"text":1896},"k509",[1895],"k497","獨資公司報稅指南：一文拆解個人報稅表BIR60上報利得稅",[1898],{"_key":1895,"_type":820,"externalUrl":1899,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fsole-proprietorship-tax",{"_key":1901,"_type":795,"children":1902,"markDefs":1908,"style":824},"k513",[1903],{"_key":1904,"_type":799,"marks":1905,"text":1907},"k510",[1906],"k499","利得稅2025：中小企公司稅(有限＋無限) 懶人包＋扣稅策略",[1909],{"_key":1906,"_type":820,"externalUrl":1910,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fcorporate-tax-rate-in-hong-kong",{"_key":1912,"_type":795,"children":1913,"markDefs":1918,"style":902},"k517",[1914],{"_key":1915,"_type":799,"marks":1916,"text":1917},"k516",[],"Aspire 超越傳統戶口：一站式整合匯款、公司卡與會計自動化系統",[],{"_key":1920,"_type":795,"children":1921,"markDefs":1960,"style":824},"k539",[1922,1926,1930,1934,1938,1943,1947,1952,1956],{"_key":1923,"_type":799,"marks":1924,"text":1925},"k530",[909],"告別傳統銀行的繁瑣！",{"_key":1927,"_type":799,"marks":1928,"text":1929},"k531",[]," Aspire 為香港企業提供",{"_key":1931,"_type":799,"marks":1932,"text":1933},"k532",[909],"一站式解決方案",{"_key":1935,"_type":799,"marks":1936,"text":1937},"k533",[],"，將",{"_key":1939,"_type":799,"marks":1940,"text":1942},"k534",[1941,909],"k522","環球匯款",{"_key":1944,"_type":799,"marks":1945,"text":1946},"k535",[909],"、",{"_key":1948,"_type":799,"marks":1949,"text":1951},"k536",[1950,909],"k525","支出管理",{"_key":1953,"_type":799,"marks":1954,"text":1955},"k537",[909],"與會計自動化",{"_key":1957,"_type":799,"marks":1958,"text":1959},"k538",[],"完美整合於單一平台。只需一個帳戶，即可全面掌控企業財務：",[1961,1963],{"_key":1941,"_type":820,"externalUrl":1962,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fbusiness-account",{"_key":1950,"_type":820,"externalUrl":1964,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fexpense-management",{"_key":1966,"_type":795,"children":1967,"level":981,"listItem":982,"markDefs":2032,"style":824},"k573",[1968,1972,1976,1980,1984,1988,1992,1996,2000,2004,2008,2012,2016,2020,2024,2028],{"_key":1969,"_type":799,"marks":1970,"text":1971},"k557",[909],"一站式環球收付：",{"_key":1973,"_type":799,"marks":1974,"text":1975},"k558",[]," 全數碼開戶最快即日獲批。支援 ",{"_key":1977,"_type":799,"marks":1978,"text":1979},"k559",[909],"130+ 國家",{"_key":1981,"_type":799,"marks":1982,"text":1983},"k560",[],"及 ",{"_key":1985,"_type":799,"marks":1986,"text":1987},"k561",[909],"40 多種貨幣",{"_key":1989,"_type":799,"marks":1990,"text":1991},"k562",[],"，換匯點差低至 ",{"_key":1993,"_type":799,"marks":1994,"text":1995},"k563",[909],"0.18%",{"_key":1997,"_type":799,"marks":1998,"text":1999},"k564",[],"（成本比銀行低最多 ",{"_key":2001,"_type":799,"marks":2002,"text":2003},"k565",[909],"3 倍",{"_key":2005,"_type":799,"marks":2006,"text":2007},"k566",[],"）。除了內建 ",{"_key":2009,"_type":799,"marks":2010,"text":2011},"k567",[909],"FPS (免費) 及 CHATS",{"_key":2013,"_type":799,"marks":2014,"text":2015},"k568",[]," 確保本地收付與員工出糧（Payroll）準時到賬外，Aspire 更具備強大的",{"_key":2017,"_type":799,"marks":2018,"text":2019},"k569",[909],"本地轉賬網絡",{"_key":2021,"_type":799,"marks":2022,"text":2023},"k570",[],"——讓您能像本地人一樣在海外直接收款與匯款。相比傳統 SWIFT 電匯，本地轉賬不僅能",{"_key":2025,"_type":799,"marks":2026,"text":2027},"k571",[909],"免除層層中介行手續費",{"_key":2029,"_type":799,"marks":2030,"text":2031},"k572",[],"，更大幅縮短到賬時間，助您從源頭節省匯款開支。",[],{"_key":2034,"_type":795,"children":2035,"level":981,"listItem":982,"markDefs":2090,"style":824},"k605",[2036,2040,2044,2049,2053,2058,2062,2065,2069,2074,2077,2082,2086],{"_key":2037,"_type":799,"marks":2038,"text":2039},"k592",[909],"一站式支出控管：",{"_key":2041,"_type":799,"marks":2042,"text":2043},"k593",[]," 從創建",{"_key":2045,"_type":799,"marks":2046,"text":2048},"k594",[2047,909],"k576","發票 (Invoicing)",{"_key":2050,"_type":799,"marks":2051,"text":2052},"k595",[]," 到支付",{"_key":2054,"_type":799,"marks":2055,"text":2057},"k596",[2056,909],"k579","賬單 (Bills)",{"_key":2059,"_type":799,"marks":2060,"text":2061},"k597",[],"，流程全面自動化。您可以即時批出可調控的",{"_key":2063,"_type":799,"marks":2064,"text":187},"k598",[909],{"_key":2066,"_type":799,"marks":2067,"text":2068},"k599",[],"，配合拍照即報銷功能，讓員工開支自動分類。所有交易數據無縫對接 ",{"_key":2070,"_type":799,"marks":2071,"text":2073},"k600",[2072,909],"k584","Xero",{"_key":2075,"_type":799,"marks":2076,"text":1946},"k601",[909],{"_key":2078,"_type":799,"marks":2079,"text":2081},"k602",[2080,909],"k587","QuickBooks",{"_key":2083,"_type":799,"marks":2084,"text":2085},"k603",[909]," 及 NetSuite",{"_key":2087,"_type":799,"marks":2088,"text":2089},"k604",[],"，由發薪到對賬，一個平台徹底解決所有行政痛點。",[2091,2093,2095,2097],{"_key":2047,"_type":820,"externalUrl":2092,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Finvoice-management",{"_key":2056,"_type":820,"externalUrl":2094,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fbill-pay",{"_key":2072,"_type":820,"externalUrl":2096,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fxero-tutorial",{"_key":2080,"_type":820,"externalUrl":2098,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fblog\u002Fquickbook-online-tutorial",{"_key":2100,"_type":795,"children":2101,"level":981,"listItem":982,"markDefs":2144,"style":824},"k628",[2102,2106,2110,2114,2118,2123,2127,2132,2136,2140],{"_key":2103,"_type":799,"marks":2104,"text":2105},"k618",[909],"一站式營運回贈：",{"_key":2107,"_type":799,"marks":2108,"text":2109},"k619",[]," 將支出轉化為回報！憑卡在",{"_key":2111,"_type":799,"marks":2112,"text":2113},"k620",[909],"市場營銷、SaaS 訂閱",{"_key":2115,"_type":799,"marks":2116,"text":2117},"k621",[],"等指定開支上賺取 ",{"_key":2119,"_type":799,"marks":2120,"text":2122},"k622",[2121,909],"k610","1.2% 無上限現金回贈",{"_key":2124,"_type":799,"marks":2125,"text":2126},"k623",[],"。隨戶口更附送總值",{"_key":2128,"_type":799,"marks":2129,"text":2131},"k624",[2130],"k613","逾 ",{"_key":2133,"_type":799,"marks":2134,"text":2135},"k625",[2130,909],"50 萬美元",{"_key":2137,"_type":799,"marks":2138,"text":2139},"k626",[2130],"的商務獎賞",{"_key":2141,"_type":799,"marks":2142,"text":2143},"k627",[],"，涵蓋 Google Workspace、Slack 等工具，從源頭回贈您的營運成本。",[2145,2147],{"_key":2121,"_type":820,"externalUrl":2146,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Fcashback",{"_key":2130,"_type":820,"externalUrl":2148,"linkType":335},"https:\u002F\u002Faspireapp.com\u002Fzh-HK\u002Frewards",{"_key":2150,"_type":795,"children":2151,"markDefs":2160,"style":824},"k634",[2152,2156],{"_key":2153,"_type":799,"marks":2154,"text":2155},"k632",[909],"立即免費開立賬戶",{"_key":2157,"_type":799,"marks":2158,"text":2159},"k633",[],"，體驗比傳統銀行更靈活、更智能的企業理財方案，加速你的業務成長！",[],{"_key":2162,"_type":795,"children":2163,"markDefs":2167,"style":902},"k638",[2164],{"_key":2165,"_type":799,"marks":2166,"text":334},"k637",[],[],{"_key":2169,"_type":795,"children":2170,"markDefs":2175,"style":2176},"k642",[2171],{"_key":2172,"_type":799,"marks":2173,"text":2174},"k641",[],"若員工決定自行離職，是否仍具備申請遣散費的資格？",[],"h4",{"_key":2178,"_type":795,"children":2179,"markDefs":2184,"style":824},"k646",[2180],{"_key":2181,"_type":799,"marks":2182,"text":2183},"k645",[],"否。遣散費的法定前提是「被動離職」，即僱主因裁員、停工或業務結束而解僱僱員。自願辭職、因嚴重過失被即時解僱，或合約期滿後僱主提出不遜於原約條件的續約但遭僱員拒絕，均不符合領取資格。",[],{"_key":2186,"_type":795,"children":2187,"markDefs":2192,"style":2176},"k650",[2188],{"_key":2189,"_type":799,"marks":2190,"text":2191},"k649",[],"2025 年 5 月 1 日後的自願性供款還能對沖嗎？",[],{"_key":2194,"_type":795,"children":2195,"markDefs":2200,"style":824},"k654",[2196],{"_key":2197,"_type":799,"marks":2198,"text":2199},"k653",[],"新法例僅禁止僱主以「強制性供款」的累算權益對沖遣散費／長期服務金。若僱主一直為員工提供「自願性供款」（Voluntary Contribution），這部分的累算權益不論在 2025 年 5 月 1 日轉制日前後，仍可用來全數抵銷遣散費。",[],{"_key":2202,"_type":795,"children":2203,"markDefs":2208,"style":2176},"k658",[2204],{"_key":2205,"_type":799,"marks":2206,"text":2207},"k657",[],"受僱剛好滿兩年，但在被終止合約後連同通知期內才滿兩年，可以獲取遣散費嗎？",[],{"_key":2210,"_type":795,"children":2211,"markDefs":2216,"style":824},"k662",[2212],{"_key":2213,"_type":799,"marks":2214,"text":2215},"k661",[],"服務年資的計算是截至受僱合約的實際終止日，即通知期屆滿之日。只要通知期最後一天剛好滿24個月，僱員即符合領取遣散費的法定年資要求。勞工處明確以合約終止日期計算連續性合約年期。",[],{"_key":2218,"_type":795,"children":2219,"markDefs":2224,"style":2176},"k666",[2220],{"_key":2221,"_type":799,"marks":2222,"text":2223},"k665",[],"公司搬遷後我不願意去新地點，算裁員嗎？",[],{"_key":2226,"_type":795,"children":2227,"markDefs":2232,"style":824},"k670",[2228],{"_key":2229,"_type":799,"marks":2230,"text":2231},"k669",[],"這取決於新舊地點距離及合約條款。若搬遷導致交通時間或成本大幅增加（如從柴灣搬到屯門），而僱傭合約無明確規定工作地點可變更，僱員拒絕前往可能被視為「推定解僱」（constructive dismissal），有機會被認定為裁員，從而申索遣散費。個案情況不同，強烈建議先向勞工處諮詢或尋求專業意見。",[],{"slug":868,"title":869},{"_type":130,"alternativeText":2235,"height":131,"url":2236,"width":133},"遣散費計算方法：領取資格、實際例子及 MPF 對沖取消安排 (2026)","https:\u002F\u002Fcdn.aspireapp.com\u002Fwebsites\u002Fblog\u002Ffe633f3ce11cd817eb629083a4f61807\u002Fshared_cover_fe633f3c.webp",[2238,2245,2253,2259],{"_key":898,"_type":795,"children":2239,"level":981,"listItem":982,"markDefs":2244,"style":824},[2240],{"_key":2241,"_type":799,"marks":2242,"text":2243},"k1",[],"領取遣散費的資格條件： 在香港《僱傭條例》下，僱員必須同時符合三項核心條件才可領取遣散費，包括「468」連續性合約（每週不少於17小時或4週總工時不少於68小時）、服務年資不少於24個月，以及解僱原因必須為「裁員」或「停工」。",[],{"_key":2246,"_type":795,"children":2247,"level":981,"listItem":982,"markDefs":2252,"style":824},"k5",[2248],{"_key":2249,"_type":799,"marks":2250,"text":2251},"k4",[],"取消強積金對沖安排後的計算方式： 2025年5月1日轉制日起，服務年資須分為轉制前及轉制後兩部分計算。轉制前以2025年4月最後一個月（或前12個月平均）月薪計算；轉制後則以終止合約前最後一個月（或前12個月平均）月薪計算。新入職僱員整段年資均不可對沖。",[],{"_key":912,"_type":795,"children":2254,"level":981,"listItem":982,"markDefs":2258,"style":824},[2255],{"_key":907,"_type":799,"marks":2256,"text":2257},[],"遣散費計算公式與上限： 公式為服務年資 ×（月薪 × 2\u002F3），法定金額免薪俸稅，超出部分或額外特惠金則須課稅。",[],{"_key":2260,"_type":795,"children":2261,"level":981,"listItem":982,"markDefs":2266,"style":824},"k11",[2262],{"_key":2263,"_type":799,"marks":2264,"text":2265},"k10",[],"政府資助計劃與破欠基金： 政府推出為期25年的「取消強積金對沖安排資助計劃」（總額逾330億元），按年遞減資助僱主轉制後部分的支出，設50萬元界線機制（界線內有封頂保障）。若僱主無力支付，僱員可向破產欠薪保障基金申請特惠款項（遣散費最高首HK$200,000 + 餘額50%、欠薪最高HK$80,000等）。",[],[2268],{"_key":898,"_type":795,"children":2269,"markDefs":2273,"style":824},[2270],{"_key":2241,"_type":799,"marks":2271,"text":2272},[],"取消強積金對沖後，現時香港的遣散費如何計算？本文將為大家講解領取資格，最新計算方法、公式，以及提供詳盡的分段計算實例，並列出相關政府資助計劃及破欠基金申請詳解，助你全面掌握最新勞工法例權益。",[],"2026-04-28T00:00:00.000Z",{"_type":125,"metaDescription":2272,"metaTitle":2235,"socialShareImageUrl":2276},{"_type":130,"alternativeText":2235,"height":131,"url":2236,"width":133},"severance-pay",[2279,2286,2292,2298,2304,2311],{"_key":898,"_type":795,"children":2280,"level":981,"listItem":2284,"markDefs":2285,"style":824},[2281],{"_key":2241,"_type":799,"marks":2282,"text":2283},[],"1823.gov.hk：甚麼是連續性合約？2026年1月18日起生效的新規定 (「468準則」)為何? - https:\u002F\u002Fwww.1823.gov.hk\u002Ftc\u002Ffaq\u002Fabout-eo-continuous-contract","number",[],{"_key":2246,"_type":795,"children":2287,"level":981,"listItem":2284,"markDefs":2291,"style":824},[2288],{"_key":2249,"_type":799,"marks":2289,"text":2290},[],"勞工處：香港法例第57章《僱傭條例》 - https:\u002F\u002Fwww.labour.gov.hk\u002Ftc\u002Ffaq\u002Fcap57l_whole.htm",[],{"_key":912,"_type":795,"children":2293,"level":981,"listItem":2284,"markDefs":2297,"style":824},[2294],{"_key":907,"_type":799,"marks":2295,"text":2296},[],"勞工處：第十一章：遣散費及長期服務金 - https:\u002F\u002Fwww.labour.gov.hk\u002Ftc\u002Fpublic\u002Fpdf\u002Fwcp\u002FConciseGuide\u002F11.pdf",[],{"_key":2260,"_type":795,"children":2299,"level":981,"listItem":2284,"markDefs":2303,"style":824},[2300],{"_key":2263,"_type":799,"marks":2301,"text":2302},[],"勞工處：取消強積金「對沖」安排資助計劃 - https:\u002F\u002Fwww.op.labour.gov.hk\u002Ftc\u002Fgovernment-scheme.html",[],{"_key":2305,"_type":795,"children":2306,"level":981,"listItem":2284,"markDefs":2310,"style":824},"k14",[2307],{"_key":917,"_type":799,"marks":2308,"text":2309},[],"勞工處：破產欠薪保障條例簡介及申請破產欠薪保障基金須知 - https:\u002F\u002Fwww.labour.gov.hk\u002Ftc\u002Fpublic\u002Fpdf\u002Fwsd\u002FPWIOGuide_tc.pdf",[],{"_key":925,"_type":795,"children":2312,"level":981,"listItem":2284,"markDefs":2316,"style":824},[2313],{"_key":928,"_type":799,"marks":2314,"text":2315},[],"香港政府一站通：須課税及不須課税的入息 - https:\u002F\u002Fwww.gov.hk\u002Ftc\u002Fresidents\u002Ftaxes\u002Fsalaries\u002Fsalariestax\u002Fchargeable\u002Findex.htm",[],1791455342383]