The smartest, most rewarding corporate cards for your growing business
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Empower your team & scale faster with Aspire corporate cards
Empower your team
Stay in control
Reduce paperwork
![virtual cards](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/621dbfd8baeeb4256953d025_startup-usp-4%402x%20(11).webp)
Issue unlimited virtual corporate cards to your team instantly
![real time](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/64815581c8e2ed2234c4dd2e_SG-Payables-BulkPayments-221108%402x%20(5).webp)
Gain real-time control and visibility of business spends on your card
![receipt](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/648155ce2bddba5bb5214fe2_SG-Payables-BulkPayments-221108%402x%20(6).webp)
Say goodbye to receipt chasing
![fx fees](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/624bc2bd289aa4c0091343d9_ecomm-usp-2%402x%20(4).webp)
Save on FX fees, with the best multicurrency corporate card
![cashback](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/621dc06e75dc1fe94d541a42_Group%20124220340%402x.webp)
Earn cashback on your digital corporate spend
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Integrated with your accounting software
![nodeflair](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/611df38793e36447ca83aa73_nodeflair-profile.webp)
Our employees move faster and feel more empowered to make purchasing decisions, and that's had a noticeable positive effect on our company culture
Co-Founder of NodeFlair
Read Case Study
![](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/6583b9e103669c04fedd2661_Group%201242152428%20(2).webp)
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corporate card out there
![](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/648158048e41f40e20b7ab64_aspire-cards%203.webp)
![](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/648153e69183c6fd9b5b544d_image%20233.webp)
Understanding corporate cards & how they impact your business
Corporate cards make it simple for employees to spend on behalf of the company without paying it out of their own pockets and waiting for reimbursements later. For businesses, it allows them to track expenditures with ease, set limits on card spending, and delegate spending while having control. Corporate cards are also specifically designed to provide numerous rewards and benefits for the company as well as its employees which makes corporate cards very profitable for businesses.
To whom should you issue corporate cards?
The modern approach to issuing corporate cards is by understanding the needs at a role level. Employees in certain roles such as sales, client servicing, purchase or marketing department often tend to spend money on behalf of the company. Also, certain designations like mid-level managers who meet with clients regularly, or need to make business trips frequently on behalf of the company are potential candidates to issue a corporate card to.
Benefits of issuing corporate cards to your employees
Who offers corporate cards in Singapore?
However, if you are a start-up or a growing business, chances are you may not meet the eligibility criteria for most of these banks or find their charges to be expensive for your liking. You can consider opting for Aspire multi-currency account for global payments which offers you marketing-leading FX rates without any initial deposits or minimum balance requirements. Read our article on the best corporate cards in Singapore for quick and easy comparison.
Choosing a corporate card for your business
How to apply for a Corporate card in Singapore
Applying for digital cards, such as Aspire corporate card, is much simpler since you can complete the whole process online. For instance, to apply for an Aspire card, you simply need to open an Aspire business account, submit documents online, and you will receive approval for your cards.
FAQs about Aspire corporate cards
Is Aspire corporate card a credit or debit card?
Aspire corporate cards are debit cards. We also have Aspire Advance cards, which is a corporate card with a credit line.
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What are the card exchange rates?
At Aspire, we want you to pay the lowest rates in the market.
- Zero card activation fees
- Zero card transaction fees
- Best exchange rates, upto 3x cheaper than banks
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
How does the cashback work?
All Aspire cardholders will enjoy a minimum cashback of 1% on qualified spending (online marketing & SaaS).
Our cashback promos are designed to help your business thrive, so take advantage of them!
Cashbacks are computed automatically at the end of each month based on your digital marketing & SaaS expenses. The cashback is then deposited into your business account by the 1st week of next month.
You will receive a separate email notification when the cashback has been processed.
PS: You can find out more about our cashback promotions here.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
Can I create multiple cards?
You can create multiple cards for directors, employees, and even external individuals such as your accountant at no additional costs.
When issuing an Aspire card to an individual user, you can also name the card for specific company expenses (i.e.Facebook advertising expenses).
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
How do I give an Aspire card to other users?
As an Admin, you can issue virtual cards to employees with spend limits at no additional costs. For employees already on Aspire, Admins can issue cards in the following ways:
1. Click on Debit cards to access your company cards page
2. Click on the "+ New card" button to initiate card creation
3. Select the user that you would like to create a card for and complete the required fields
4. Card is created immediately
You can issue cards during the invitation flow. Do note that Admins will not be able to issue to other account Admins, they can issue a card on their own. Please note, Cards for account Admins (directors) will be created automatically upon account activation.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
Can I get a physical card?
Yes. With Aspire, you can now get a physical card at your doorstep.Please note that:
- Cards tagged to an Advance Limit can't be used for ATM withdrawal
- Cards tagged to the SGD/USD account can be used for ATM withdrawals only outside of Singapore (a fee of SGD 5 is charged for every withdrawal)
- The first card per user is FREE! Subsequent cards for the same user are charged with a 15 SGD processing fee
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All-in-one finance OS for your business
Empower your business finance with powerful features
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