Pricing

Benefits that scale as you do

Transparent pricing, no hidden fees. Upgrade anytime for more savings and benefits.

Basic

Everything you need to manage and scale your business globally

SGD $0per month
Get started

What you get

  • Business accounts

    Multi-currency accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND

    Local and international account details

  • Payments and FX

    Send and receive in 30+ currencies across 130+ countries

    Low FX rates that beat most providers

  • Corporate cards

    1% cashback on ad and SaaS spend

    Virtual and physical cards for your team

  • Expense management

    Real-time spend control and visibility

    Reimbursements and approval workflows

  • Yield

    Up to 3.42% p.a. on USD and 1.02% p.a. on SGD

    No minimums, next business day liquidity

Premium

Smarter savings, VIP support, and exclusive perks.

SGD $15per month
Get upgraded

Everything in Basic, plus

  • Payments and FX

    5 free outbound international transfers per month

    Cheaper FX fees on up to SGD $13,000 per month

  • Corporate cards

    Up to 300 free virtual cards

    One free metal card (coming soon)

    Earn up to 1.2%

  • Yield

    Up to 3.67% p.a.* on USD and 1.27% p.a.* on SGD

  • Other benefits

    24/7 VIP support with expert agents

    Extra partner discounts on business tools and travel

    Invites to founder events

*The return rates are based on 7-day performance (USD rate as of 12 November 2026, SGD rate as of 12 November 2026), after deducting Aspire’s service fees. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. This investment product is non-capital guaranteed and is not a deposit product. All investments are subject to investment risks, including the risk that you may lose all or part of your principal invested amount. Past performance is not an indicator of future performance. View the fund's historical performance for USD here and SGD here.

Get more from Aspire. Check our Custom Plans

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Compare features

BasicGet startedPremiumGet upgraded
Business Account
Multi-currency accounts8 currencies8 currencies
Yield
Aspire fee0.5%0.25%
Payments & FX
FX rateSend: From 0.46%0% on first SGD $13,000
International transfersIncluded5 free outbound transfers worth up to USD $75/month
Local TransfersIncludedIncluded
Bulk TransfersIncludedIncluded
GIROIncludedIncluded
Cards
Cashback1% on ads and SaaS spend1.2% on all eligible business spend
Virtual CardsUp to 200Up to 300
Physical Cards1 free per user1 free per user
Metal cards (coming soon)Not included1 free per account
International spendIncludedIncluded
ATM withdrawalsIncludedIncluded
Card controlsIncludedIncluded
Team Management
Spend users5 free users SGD $4 per additional spend user/month10 free users SGD $4 per additional spend user/month
Software
InvoicesIncludedIncluded
BillsIncludedIncluded
BudgetsIncludedIncluded
ClaimsIncludedIncluded
AnalyticsIncludedIncluded
IntegrationsIncludedIncluded
ProcurementAvailable on requestAvailable on request
APIsAvailable upon requestAvailable upon request
AINot includedComing soon
Support
24/7 SupportIncludedIncluded
AI chatbot accessIncludedIncluded
Priority live chatNot includedIncluded
Expert Email SupportNot includedIncluded
Rewards
Partner rewardsStandard discountsMore partners, extra discounts worth up to SGD $600 per month
Access to founder eventsInvitation onlyIncluded

Hear it first from our customers

  • Gregory Van

    Gregory Van

    CEO of Endowus

    “As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”

    Read the case study
    Saved per year
    $111,000
    Saved per year
    900hr
  • Holly Qian

    Holly Qian

    Head of Finance at First Page

    “By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company’s marketing efforts were both effective and sustainable.”

    Read the case study
    Saved per year
    $80,405
    Saved per year
    2,834hrs
  • William Chong

    William Chong

    Finance Director at Glints

    “In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface.”

    Read the case study
    Saved per year
    $28,037
    Saved per year
    860hrs

FAQs

No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.

No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.

Aspire adheres to strict compliance standards, use advanced encryption technology. Your funds are safeguarded with Tier 1 bank like DBS Singapore, in full compliance with the Payment Services Act 2019 (PSA) under the Monetary Authority of Singapore (MAS). Aspire Group also takes pride in partnering with global regulated financial institutions including Citibank, JPMorgan and Visa.

For more information, check out how Aspire works.

Opening an Aspire account is quick and hassle-free. Our account opening can be as fast as 1 day, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.

Start your journey with Aspire

Open your free account

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