Grow your business funds with Yield

Your Yield Account is integrated with your Aspire Business Account, allowing you to seamlessly invest your idle funds anytime.

Your funds are invested in relatively low-risk money market funds managed by Fullerton Fund Management, established in 2003 and headquartered in Singapore. Fullerton is part of Seviora, an independent asset management group owned by Temasek.

For SGD, your funds are invested in the Fullerton SGD Cash Fund Class A

For USD, your funds are invested in the Fullerton USD Cash Fund Class A

You can visit the Fullerton website to learn more about the securities held by the interest-earning funds, including factsheets, prospectus and latest performance.

You’ll get updates on the net asset value of and returns on your investments, with next-business-day access to your money whenever needed.

Yield is currently available only to businesses incorporated in Singapore that qualify as active Non-Financial Entities (NFE).  It is not available to companies with U.S. Persons or financial institutions and investment companies.

Learn more about eligibility for Yield

Yield invests your funds in relatively low-risk money market funds managed by Fullerton Fund Management. These funds primarily hold short-term, high-quality financial products such as T-bills.

That said, all investments carry some level of risk. The value of your investment may fluctuate, and any past performance is not a guarantee of future or likely returns.

We provide you real-time visibility of your earnings and the option of withdrawing your funds at any time with next-business-day access.

No, you can invest any amount in Yield and get quick access to your funds on the next business day (for redemption requests placed before cut-off time).

Yield includes two types of annual fees — charged separately by Aspire and the fund manager.

Aspire fee:

• USD: 0.50%, SGD: 0.50%
• This is charged monthly and will be deducted from your Business Account on the 1st of every month. If there aren’t enough funds there, it’ll be deducted from your Yield Account.

Fund manager’s fee:

• USD: 0.16%, SGD: 0.16%
• This is paid out of the Fund’s assets, reflected in the net asset value of the Fund and you won’t see it charged as a separate fee.

USD Yield is coming soon. If you’re an eligible Aspire customer, we’re notify you as soon as it’s available for your account.