Issuance coming soon
Automate your card payments at scale with the Aspire API
Skip manual card issuance, prevent overspend, and eliminate reconciliation headaches with virtual cards built into your workflows.
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Spend smarter at scale
Get cards issued in seconds
Create unlimited virtual cards programmatically through our API and build card issuance into your existing workflows
Keep spending on track without the surprises
Set limits, lock merchants and categories, and get instant notifications on every transaction
Reconcile transactions at scale easily
Automatically sync transactions to QuickBooks, Xero, and more
Issue cards in seconds, automatically
Create unlimited virtual cards instantly through our API and integrate directly into your existing systems
Automate card issuance based on your business logic without manual requests or finance team bottlenecks
Scale from 10 to 10,000 cards without adding headcount or slowing down operations
Control every dollar in real-time
Define spending rules through our API that automatically enforces limits, merchant restrictions, and category controls
Get real-time visibility into every transaction with instant alerts on suspicious or out-of-policy spend
Prevent budget overruns with controls that block unauthorized purchases before they’re approved
Scale your payments, sync seamlessly to your books
Process thousands of card payments without manual data entry or reconciliation bottlenecks
Connect directly to QuickBooks, Xero, or NetSuite so every card payment flows to your books automatically
Reconcile transactions easily with native integrations — no manual entry, no mistakes
Start issuing cards via API today
FAQs about AspireX
We work with fintechs, financial institutions, platforms, marketplaces, Web3 companies, enterprises and SMEs.
Yes. We’re built to handle both fiat and stablecoin flows and have the ability to serve web3 businesses and financial institutions — OTCs, exchanges, on/off-ramps, and stablecoin issuers are core to who we serve. Stablecoin wallets, off-ramp, and card spend are launching soon.
Typical onboarding is two to four weeks. Some clients have gone live in a week. Integration is a single API across all products.
We hold payment licenses in tier-1 markets - SG, HK, AU, EU (NL), US and CA, with UK coming soon.
Card issuance is live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada are coming soon. Our collections and payout capabilities cover 100+ countries, with exceptionally strong coverage in APAC.
We’re a licensed entity in every market we operate in, with institutional-grade compliance, AML, and KYB processes. We handle the regulated complexity so you can focus on building. We are happy to discuss which model would work for your use case.
Modular and usage-based — pay only for the products you use, with volume-based discounts as you scale. Custom pricing available for enterprise volumes and integrated card programs. Every X account includes a sandbox, technical support, and a dedicated account manager. Speak to our team to find out more.