How to find your tax file number (TFN) in Australia

Bintang Lestada
Summary
Already have your TFN? Checking myGov or your tax records can help you find your TFN in minutes
Never had a TFN? Apply online via the ATO website; processing times vary by your circumstances, so check the ATO's TFN application page for current timelines
Lost your TFN? Recover it through myGov, your old ATO records, or by contacting the ATO
Keep it safe: Store separately from other financial documents; don't share unnecessarily; use myGov to monitor any activity linked to your TFN
Why it matters: You'll need your TFN for employment, lodging tax returns, managing superannuation, and claiming government benefits or services
Your tax file number is straightforward to find if you've already got one. If you've never had one, the process is different. This guide explains how to find an existing TFN, what to do if you've never had one, and how the process works if you're applying from overseas. All cover what to expect and what actually stops the process.
What is a TFN
The tax file number (TFN) is your personal reference number for Australia's tax and superannuation systems. It's 9 digits and stays with you for life. You'll need it when you start a job, file a tax return, claim government payments, apply for an ABN, or manage superannuation.
How to find your TFN
Start here: Do you already have a TFN but can't find the number? Have you never had one? Or are you applying from outside Australia? Your answer determines what you do next.
Scenario 1: You've had a TFN before but lost the number
The fastest way to recover a lost TFN is through myGov or old documents. Contacting the ATO is the escalation route if those don't work.
Step 1: Try myGov
- Go to my.gov.au and sign in. Register if you don't have an account
- If you haven't linked the ATO yet, complete the linking process
- Select the ATO from your linked services
- Select "Find my TFN"
- Your TFN will display on screen. Make a note of it and store it securely
Speed: Generally instant once your myGov account is set up and linked to the ATO. First-time linking may take a few minutes.
Struggling with myGov? See the detailed FAQ section below for step-by-step instructions on setting up an account and signing in.
Step 2: Search old documents if myGov isn't working
If you can't access myGov or didn't find your TFN, check:
- Notice of Assessment from ATO. The ATO prints your TFN at the top
- Payment summaries from past employers. Your employer may list your TFN on your payment summary
- Superannuation account statements
- Any ATO correspondence
Step 3: Contact the ATO if Steps 1 and 2 don't work
Call ATO. Have your full name, date of birth, and current address ready. They can retrieve your TFN if you've had one before.
For contact options, see the ATO's contact page.
Scenario 2: You've never had a TFN
If you've never had a TFN before, you'll apply through the ATO. The application method depends on your circumstances.
Visit the ATO's TFN application page
- Go to the ATO's TFN application page
- The ATO will guide you through the application method based on your residency status, age, visa type, and other individual circumstances
- Provide the identity documents your situation requires
- Submit your application
Processing time: Varies depending on your circumstances. Check the ATO's application page for current timelines.
Friction point: Documents in another language
If your documents are in a language other than English, you'll need a written translation certified by an authorized translation service. The ATO's application guidance includes information on approved translators and NAATI-certified services. Check the relevant ATO application page for your pathway.
Scenario 3: Applying from overseas
If you already have a TFN (recovery from overseas)
You can find your existing TFN through ATO online services via myGov from anywhere in the world. If you can't access your myGov account, use myGov's sign-in and recovery process, you can recover your account online through phone, SMS, email, or identity verification.
If you've never had a TFN (applying from overseas)
The ATO has a dedicated application process for overseas residents. Identity verification requirements vary by country and circumstance; some countries can use apostilles or consular certification, while others may have different requirements.
For detailed guidance on which application route applies to you, refer to the ATO's overseas TFN application guidance.
Certifying identity documents
The ATO maintains a list of approved certifiers, including legal practitioners, registered medical practitioners, judges, Justices of the Peace, ministers of religion with authority to celebrate marriage, police officers, bank, building society, or credit union officers with at least five years of service, sheriffs' officers, and Commissioners of Declarations in Queensland.
For the complete and current list, see the ATO's approved-certifier page.
Note: Tax agents can’t certify documents for TFN applications, even if they're registered tax practitioners.
Within Australia
| Certifier | ATO requirements |
|---|---|
| Justice of the Peace (JP) | Available in most towns; many volunteer |
| Medical Practitioner | Must have general or specialist registration with the Medical Board of Australia |
| Legal Practitioner | Includes solicitors and barristers |
| Bank, building society, or credit union officer with at least five years of service | Must have 5+ years of service at an institution |
| Police Officer | An approved certifier under ATO requirements |
| Minister of Religion approved | Must have authority to celebrate marriage |
| Tax agent | Tax agents can’t certify documents for TFN applications |
| Sheriff's officer | An approved certifier under ATO requirements |
| Commissioner of Declarations | Queensland only; approved under Queensland's declaratory authority |
Outside Australia
If you're overseas, your proof-of-identity options depend on your country and the ATO's current requirements. The ATO's overseas applicants page outlines which certifiers and documents it will accept.
Before arranging certification, refer to the ATO's overseas proof-of-identity requirements to confirm:
- Which certifiers does the ATO accept in your country?
- What documents do you need?
- Any specific format or certification requirements?
Possible certifiers (verify with ATO first):
- Notary Public: Verify the ATO accepts notarial certification in your country
- Australian diplomatic missions: staff may certify documents in person; contact your nearest mission directly
- Apostille, used for Hague Convention countries; check if the ATO accepts this format for your situation
- NAATI-Certified Translator. You only need this if your documents aren’t in English; verify the translator is on the NAATI register
Don’t assume any certifier is acceptable without confirming with the ATO first, as requirements vary significantly by country and document type.
Note: Australian consular staff can certify photocopies of original proof-of-identity documents. However, consular staff can’t issue TFNs or receive/transmit your application.
Your certifier must sight the original and copy, certify the copy as a true and correct copy, and provide their name, contact number, qualification, registration number (if relevant), and certification date.
If your country is a party to the Hague Apostille Convention, the ATO may accept copies of certain public documents bearing an apostille. Check the ATO's current requirements for your documents and country.
Translation requirement (if documents aren't in English)
Documents not in English require a written translation certified by an authorized translation service.
- If you're in Australia: The ATO directs you to NAATI-certified translation services
- If you're outside Australia: Contact your nearest Australian embassy, high commission, or consulate for approved translation services in your location
For current overseas TFN application instructions applicable to your country and situation, see the ATO's overseas TFN application guidance.
Timelines, costs, and what to expect
| Path | Best for | Key points |
|---|---|---|
| myGov lookup | Already have a TFN; active myGov account | Fastest if you can sign in. If you've lost myGov access, use the sign-in recovery process first. |
| Document search | Already have a TFN; can access old records | It's free and immediate if you find the document. Speed depends on document availability. |
| Online application | First-time TFN applicant | Processing time varies by application route. Check the ATO's TFN application page for your situation. |
| Paper application (NAT 1432) | Can’t access online services; overseas applicant | Processing takes up to 28 days after the ATO receives your completed application and required documents. |
Next steps based on your situation
| Your situation | Next step |
|---|---|
| You already have a TFN but can't find the number | Check myGov (if you have account access), old tax documents, or ATO correspondence |
| You've never had a TFN | Visit the ATO's TFN application page to find the application route for your circumstances |
| You can't access myGov | Use myGov's sign-in and recovery process |
| You're living outside Australia | Visit the ATO's overseas TFN application guidance for your situation |
| You want to get your documents certified | Confirm your certifier is on the ATO's approved-certifier list before your appointment |
| You have documents in a language other than English | They require certified translation. See the ATO's overseas TFN guidance for approved translation services in your location |
| You can’t find any old documents with your TFN | Try myGov (if you have an account) or contact the ATO directly |
| You lost your original identity documents after submitting certified copies | Keep your original identity documents in a secure place after they have been sighted and copied |
Why your TFN matters
If you start employment without providing your TFN, your employer must withhold tax at the highest rate up to 47% unless you either claim an exemption or advise that you've applied for or inquired about a TFN. Learn more about PAYG withholding obligations to understand what happens if you delay providing your TFN.
If you notify your employer that you've applied for a TFN or made an inquiry with the ATO, you have 28 days to provide your TFN before the higher withholding rate applies.
Better approach: Get your TFN before your first pay date if possible. If you can't, notify your employer immediately that you've applied or inquired; this process gives you time to obtain it without the cash flow impact of higher withholding. Learn more about withholding implications and how to provide your TFN correctly to avoid this scenario.
Safeguarding your TFN
Your TFN contains sensitive information. What you should do:
Keep it safe: Store a copy of your TFN in a secure place, such as a password-protected document, rather than writing it down.
Only provide your TFN when you're dealing with an organization that is legitimately entitled to request or use it. Legitimate recipients include employers, the ATO, banks and financial institutions, Services Australia, registered tax agents, superannuation funds, and higher-education providers.
If you're unsure whether an organization should have your TFN, ask them why they need it before providing it.
If you suspect your TFN has been misused
If you suspect your TFN has been misused, contact the ATO's Client Identity Support Centre.
On applications: Do not put your TFN on public documents or in unsecured emails.
Final thoughts: Your TFN is just the start
Your TFN is straightforward to find if you've had one before; check myGov, old documents, or ATO correspondence. If you've misplaced it and can't find it anywhere, contact the ATO directly. If you have never had one, the ATO's application page will guide you through the right process for your circumstances.
Once you have your TFN, the next steps you take will depend on your situation:
- For employment: Provide your TFN to your employer to avoid high tax withholding
- For business: If you're starting a business, first decide on your business structure (sole trader, company, etc.), then register for an ABN. Learn how to register for an ABN so you can move forward with setting up your business
Keep your TFN secure and only share it with legitimate organizations. If you suspect misuse, contact the ATO's Client Identity Support Centre.
This blog is for general information only and does not constitute financial, legal, tax, or professional advice. Aspire’s services are subject to the terms outlined in our 'Terms of Service' and 'Pricing' pages. We make no guarantees as to the accuracy, completeness, or timeliness of the content, and past results do not indicate future performance. Always consult a qualified professional before acting on any information provided.

Bintang Lestada
Writer
Bintang is a seasoned writer specialising in fintech, agtech, politics, and pop culture. With a writing history at VICE ASIA, Letterboxd, Whiteboard Journal and other reputable organisations, Bintang leverages their broad range of experiences to resources that educate audiences, build trust, and support business growth.
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