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See how Aspire compares to every business account in Hong Kong

We put the Aspire Business Account side by side with 26 local banks, digital banks, and global fintechs, weighing fees, FX, and how fast you can open. Pick any account for the full breakdown.

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Compare Aspire with your current account

Select a traditional bank, digital bank, or fintech solution to see how our features and pricing stack up.

Digital banks

New digital-first banks in Hong Kong

  • Elebank

    Digital banks

    Aspire vs Elebank Hong Kong

    Elebank Business Account is a HKMA-Licensed Virtual Bank (SME + Personal) offered by Elebank, who operates as a HKMA-Licensed Virtual Bank in Hong Kong.

    See comparison
  • Livi Bank

    Digital banks

    Aspire vs Livi Bank Hong Kong

    Livi Bank Business Account is a HKMA-Licensed Virtual Bank (SME + Personal) offered by Livi Bank, who operates as a HKMA-Licensed Virtual Bank in Hong Kong.

    See comparison
  • ZA Bank

    Digital banks

    Aspire vs ZA Bank Hong Kong

    ZA Bank Business Account is a business account services offered by ZA Bank, who operates as a HKMA-Licensed Virtual Bank in Hong Kong.

    See comparison

Hong Kong banks

Incumbent bank business accounts

  • Bank of Communications (HK)

    Banks

    Aspire vs Bank of Communications (HK) Hong Kong

    Bank of Communications (HK) Business Account is a Full-Service Commercial Bank (Bank of Communications HK arm) offered by Bank of Communications, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Bank of East Asia (BEA)

    Banks

    Aspire vs Bank of East Asia (BEA) Hong Kong

    Bank of East Asia (BEA) Business Account is a Full-Service Commercial Bank (largest independent HK bank) offered by Bank of East Asia (BEA), who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Chiyu Banking Corporation

    Banks

    Aspire vs Chiyu Banking Corporation Hong Kong

    Chiyu Banking Corporation Business Account is a Full-Service Commercial Bank (Bank of China Group; Fujian focus) offered by Chiyu Banking Corporation, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • CMB Wing Lung Bank

    Banks

    Aspire vs CMB Wing Lung Bank Hong Kong

    CMB Wing Lung Bank Business Account is a Full-Service Commercial Bank (China Merchants Bank; formerly Wing Lung) offered by CMB Wing Lung Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • ICBC (Asia)

    Banks

    Aspire vs ICBC (Asia) Hong Kong

    ICBC (Asia) Business Account is a Full-Service Commercial Bank (ICBC HK subsidiary) offered by ICBC (Asia), who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Nanyang Commercial Bank (NCB)

    Banks

    Aspire vs Nanyang Commercial Bank (NCB) Hong Kong

    Nanyang Commercial Bank (NCB) Business Account is a Full-Service Commercial Bank (subsidiary of Bank of China Group) offered by Nanyang Commercial Bank (NCB), who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Dah Sing Bank

    Banks

    Aspire vs Dah Sing Bank Hong Kong

    Dah Sing Bank Business Account is a Full-Service Commercial Bank (local HK bank) offered by Dah Sing Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Public Bank (HK)

    Banks

    Aspire vs Public Bank (HK) Hong Kong

    Public Bank (HK) Business Account is a Full-Service Commercial Bank (Malaysia Public Bank HK arm) offered by Public Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • OCBC Bank (HK)

    Banks

    Aspire vs OCBC Bank (HK) Hong Kong

    OCBC Bank (HK) Business Account is a Full-Service Commercial Bank (OCBC SG subsidiary; formerly Wing Hang) offered by OCBC Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • CCB (Asia)

    Banks

    Aspire vs CCB (Asia) Hong Kong

    CCB (Asia) Business Account is a Full-Service Commercial Bank (China Construction Bank HK arm) offered by CCB (Asia), who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • China CITIC Bank International

    Banks

    Aspire vs China CITIC Bank International Hong Kong

    China CITIC Bank International Business Account is a Full-Service Commercial Bank (CITIC Group HK subsidiary) offered by China CITIC Bank International, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Chong Hing Bank

    Banks

    Aspire vs Chong Hing Bank Hong Kong

    Chong Hing Bank Business Account is a Full-Service Commercial Bank (local HK bank) offered by Chong Hing Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Fubon Bank (HK)

    Banks

    Aspire vs Fubon Bank (HK) Hong Kong

    Fubon Bank (HK) Business Account is a Full-Service Commercial Bank (Taiwan Fubon Group) offered by Fubon Bank, who operates as a Regional / Mid-Tier Licensed Bank in Hong Kong.

    See comparison
  • Citibank (HK)

    Banks

    Aspire vs Citibank (HK) Hong Kong

    Citibank (HK) Business Account is a Full-Service Commercial Bank (Citi Group HK entity) offered by Citibank, who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison
  • Standard Chartered (HK)

    Banks

    Aspire vs Standard Chartered (HK) Hong Kong

    Standard Chartered (HK) Business Account is a Full-Service Commercial Bank (note-issuing; SC Group) offered by Standard Chartered, who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison
  • Hang Seng Bank

    Banks

    Aspire vs Hang Seng Bank Hong Kong

    Hang Seng Bank Business Account is a Full-Service Commercial Bank (HSBC subsidiary) offered by Hang Seng Bank, who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison
  • Bank of China (BOCHK)

    Banks

    Aspire vs Bank of China (BOCHK) Hong Kong

    Bank of China (BOCHK) Business Account is a Full-Service Commercial Bank (State-owned; note-issuing) offered by Bank of China (BOCHK), who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison
  • HSBC (HK)

    Banks

    Aspire vs HSBC (HK) Hong Kong

    HSBC (HK) Business Account is a Full-Service Commercial Bank (HK's largest bank) offered by HSBC, who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison
  • DBS (HK)

    Banks

    Aspire vs DBS (HK) Hong Kong

    DBS (HK) Business Account is a Full-Service Commercial Bank (HK Branch of DBS SG) offered by DBS, who operates as a Major International Bank (HKMA Licensed) in Hong Kong.

    See comparison

Global fintechs

Cross-border and multi-currency platforms

  • Verto

    Fintechs

    Aspire vs Verto Hong Kong

    Verto Business Account is a B2B Cross-Border Payments Platform (global, not HK-specific) offered by Verto, who operates as a Fintech / Payment Institution in Hong Kong.

    See comparison
  • Statrys (HK)

    Fintechs

    Aspire vs Statrys (HK) Hong Kong

    Statrys (HK) Business Account is a Fintech Multi-Currency Business Account (MSO-licensed HK) offered by Statrys, who operates as a Fintech / Payment Institution in Hong Kong.

    See comparison
  • Wise (HK)

    Fintechs

    Aspire vs Wise (HK) Hong Kong

    Wise (HK) Business Account is a Fintech Multi-Currency Business Account (FCA/global regulated) offered by Wise, who operates as a Fintech / Payment Institution in Hong Kong.

    See comparison
  • Airwallex (HK)

    Fintechs

    Aspire vs Airwallex (HK) Hong Kong

    Airwallex (HK) Business Account is a Fintech Multi-Currency Business Account (MSO; global) offered by Airwallex, who operates as a Fintech / Payment Institution in Hong Kong.

    See comparison

Stop comparing. Start with the account built for founders

No minimum balance, no borders, and nonstop support

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How to choose the right business account

Every account looks similar on the surface. These are the four things worth checking before you commit, and the four we weigh in every comparison below

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Account opening

Fully online application, minimal documents, and a clear answer in days rather than weeks.

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Transaction charges

What each local transfer, SWIFT payment and card spend actually costs you.

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Fees and balances

Monthly fees, initial deposit, and any minimum balance you have to keep parked.

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What else it does

Multi-currency accounts, corporate cards, expense controls, and accounting sync.

Opening an Aspire account is fast, easy and fully digital

  1. 1

    Fill in your business details

    Name, Business Registration Number (BRN), entity type, and business nature.

  2. 2

    Add your director details

    Directors and anyone holding over 25%.

  3. 3

    Verify your identity

    Verify with a selfie, done in one minute.

Registration takes under 10 minutes and follows three steps, all online. Most founders are up and running in about a day.

Create your account

Hear it first from our customers

  • Gregory Van

    Gregory Van

    CEO of Endowus

    “As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”

    Read the case study
    Saved per year
    $111,000
    Saved per year
    900hr
  • Chai Yang

    Chai Yang

    Finance Director

    “It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions.”

    Read the case study
    Saved per year
    $35,320
    Saved per year
    1,664hrs
  • Sagar Khatri

    Sagar Khatri

    Co-Founder at Multiplier

    “For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours.”

    Read the case study
    Saved per year
    $73,000
    Saved per year
    760hrs

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