Calculate employer and employee MPF payments in seconds
Enter one month of relevant income and see what each side owes, with the statutory floor and cap already applied.
Understanding MPF in Hong Kong
Under Hong Kong law, Mandatory Provident Fund contributions are required for nearly all employees who meet basic criteria.
Who is required to contribute?
- Aged 18 to 64
- Working full-time or part-time
- Earning at least HK$7,100 per month
- Employed for 60 days or more
Employers are legally responsible for enrolling eligible employees in a registered MPF scheme within the first 60 days of employment.
Contribution rates
Both the employee and the employer contribute 5% of the employee’s monthly relevant income, each capped at HK$1,500 a month. Below the minimum income the employee is exempt, but the employer still contributes.
Self-employed persons
A freelancer, consultant or sole proprietor contributes 5% of net relevant income, monthly or annually, against the same HK$1,500 monthly — or HK$18,000 annual — cap. Base the figure on the income declared to the Inland Revenue Department.
Frequently asked questions about MPF in Hong Kong
MPF is calculated as 5% of an employee’s monthly relevant income, matched by the employer, with both capped at HK$1,500 a month.
You are exempt if you are under 18 or over 65, if you earn less than HK$7,100 a month, or if you are a non-Hong Kong resident on a short-term visa.
Yes. Where the bonus is contractual or regularly paid it qualifies as relevant income and is included in the calculation.
Both employee and employer contributions are capped at HK$1,500 a month each, regardless of salary above HK$30,000.
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