Compare
Aspire Business Account vs Statrys (HK) Business Account Hong Kong (2026)
Aspire offers zero monthly charges, market-leading FX rates starting from 0.18%, and unlimited 1.2% cashback on all spend, making it the smarter choice over Statrys.
About Aspire
Aspire Business Account is a Fintech Multi-Currency Business Account (MSO-licensed) offered by Aspire, who operates as a Fintech / Payment Institution in Hong Kong.
About Statrys
Statrys (HK) Business Account is a Fintech Multi-Currency Business Account (MSO-licensed HK) offered by Statrys, who operates as a Fintech / Payment Institution in Hong Kong.
Aspire vs Statrys (HK) key differences
Here's a side-by-side comparison of Aspire and Statrys (HK) to highlight key differences and help you choose the best business account for your needs.
| Fintech / Payment Institution | Fintech / Payment Institution | |
|---|---|---|
| Business account | ||
| Account type | Fintech Multi-Currency Business Account (MSO-licensed) | Fintech Multi-Currency Business Account (MSO-licensed HK) |
| Multi-currency wallets | 13 currencies. HKD, SGD, EUR, GBP, USD, etc | 11 currencies, HKD, USD, EUR, GBP, CNY, SGD, CAD, JPY, AUD, NZD, and CHF |
| Local account details (receive like a local) | FPS for HKD, local HKD/USD/CNY/etc | Collect HKD & CNY: free, send HKD & CNY: HK$5 |
| Batch payments | Via Bulk Payment | Not offered |
| Invoicing | Via Invoice feature | Via Invoicing Software |
| Expense management | Via corporate cards + real-time expense tracking | Not a primary feature |
| API access | Via native Open API | Not offered |
| Integrations and ecosystem | ||
| Accounting software integrations | Via Xero, Stripe, Quickbooks | Via Xero |
| ERP integration | Not offered | Not offered |
| E-commerce integration | Via Tiktok, Shopee, Amazon, Lazada, Carousell, Temu, etc | Via Stripe, PayPal, and Shopify |
| Third-party apps | Via Xero etc | Via Xero, Paypal, Shopify, Stripe |
| Pricing and fees | ||
| Monthly fee | Basic: HK$0, Premium: HK$99 (Until 31 Dec 2026) | No |
| Account setup fee | Free | No |
| Domestic transfer fee | Free | HKD & RMB: HK$5 |
| International transfer fee | Receive via SWIFT: HK$60, send via SWIFT: SHA USD $15, OURS USD $30 (or equivalent in HKD and CNY) | HK$85 |
| FX markup | From 0.18% | From 0.1-0.15% |
| Receiving payments fee | Free (local HKD via FPS) | Local collect: free, collect: HK$60 |
| Minimum balance | Free | No |
| Global coverage | ||
| Supported currencies | 13 currencies. HKD, SGD, EUR, GBP, USD, etc | 11 currencies, HKD, USD, EUR, GBP, CNY, SGD, CAD, JPY, AUD, NZD, and CHF |
| Countries served | Hong Kong, Singapore, India, US, Australia; international businesses via HK entity | Hong Kong, Singapore, or the British Virgin Islands |
| Support and services | ||
| Customer support | Dedicated account manager + phone + email; HK team in-office; Aspire HK company registration + accounting also offered | Email + phone + Whatsapp. Only for HK & Singapore |
Business account
Integrations and ecosystem
Pricing and fees
Global coverage
Support and services*Fees may vary, Comparison as of July 2026
Trusted by 50,000+ modern businesses
4.5 rating
3 reasons why Aspire is better
Aspire is built to be your primary business account, helping you save more, earn more, and move faster in your day-to-day operations. Here's how Aspire stands out.
Transparent fees, no guesswork
Aspire charges no monthly fees and offers market-leading FX rates when sending or receiving payments. Statrys applies a HKD 88 monthly fee if usage conditions aren’t met, penalizing you for inactivity.
Unlimited 1.2% cashback on all spend
Aspire rewards business growth with unlimited 1.2% cashback^ on all spend. Statrys offers no cashback, missing out on real savings for active spenders.
Support that moves at your speed
Get issues resolved fast with support that speaks your language—literally. Enjoy 24/7 English support, plus Cantonese, and Mandarin during business hours via the Aspire App, WhatsApp, or Email.
Run your finances from one place
Open a multi-currency business account with no monthly fee, built-in invoicing, and real-time expense tracking.
How Aspire works
Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:
Trusted banking foundation
Your funds are safeguarded by licensed financial institutions in full compliance with Hong Kong’s Money Service Operator (MSO) regulatory standards and follows strict data security protocols to ensure your business finances are protected every step of the way.
Seamless global payments
Aspire makes it easy to send and receive payments across 130+ countries in 40+ currencies. With access to local rails and major card networks, businesses benefit from competitive exchange rates, faster transfers, and zero hidden fees—built to support your international operations without the usual friction.
AI-powered financial control
Gain full visibility and control over your business finances with Aspire’s smart tools. From automated reconciliation and multi-level approvals to real-time spend tracking and accounting integrations, Aspire helps modern finance teams streamline operations and stay audit-ready at all times.
Our investors
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Frequently asked questions about Aspire vs Statrys (HK)
Aspire is a better fit for startups and growing businesses that want transparent pricing, market-leading FX rates, and automation tools. If you value unlimited virtual cards, cashback rewards, and no monthly fees, Aspire is the smarter choice.
Statrys may appeal to businesses that prefer a traditional banking-like feel or those focused primarily on HKD-based operations. Its FX and card features are more limited but could suit companies with simpler needs.
Aspire provides more flexibility and value for businesses that prioritize cost-efficiency, modern tools, and scalability. With lower FX costs, unlimited cards, and cashback, Aspire is built for long-term growth.
Aspire offers more value for money, with zero monthly fees, market-leading FX rates starting from 0.18%, and unlimited 1.2% cashback^ on all spend. Statrys charges a monthly fee unless certain usage conditions are met and offers no cashback.
Aspire offers multi-channel support via live chat, WhatsApp, and email, with English available 24/7 and additional language support in Mandarin and Cantonese during business hours. Statrys provides weekday-only support, which may be limiting for fast-moving teams.
Hear it first from our customers
Gregory Van
CEO of Endowus
Read the case study“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
- Saved per year
- $111,000
- Saved per year
- 900hr
Chai Yang
Finance Director
Read the case study“It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions.”
- Saved per year
- $35,320
- Saved per year
- 1,664hrs
Sagar Khatri
Co-Founder at Multiplier
Read the case study“For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours.”
- Saved per year
- $73,000
- Saved per year
- 760hrs
Start your journey with Aspire
Open your free account