New from Aspire
Your business account should work as hard as you do
Earn more on idle cash, spend smarter across currencies, and keep more of what you earn. All in one Aspire account.
Trusted by 50,000+ modern businesses
4.5 rating
Every dollar can do more with Aspire
New ways to earn more from idle cash, spend smarter across currencies and keep more of what you earn
Why pay fees elsewhere?
Other providers take a cut on transfers or charge deposit fees. Aspire doesn’t, and every dollar you keep still works for you.
 | Other business accounts | |
|---|---|---|
| Deposit fees | $0, always | Up to 0.3% |
| Outbound transfer fees | $0 via FPS | Up to USD $5 per transfer via FPS |
| Cashback on card spend | 1.2%^ uncapped on eligible spend | Capped, or new-customer only |
| Yield returns (after fees) | HKD 2.24*% p.a. USD 3.38*% p.a.with Premium plan | HKD: From 2.10% p.a. USD: From 3.36% p.a. |
*The yield is based on 7-day performance as of 1st Sep 2026, after deducting Aspire’s service fees. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. Your capital may be at risk. Past performance is not an indicator of future performance. View the fund's 1-year historical performance for USD here and HKD here.
Pricing based on publicly available information as of Sep 2026.
Extend the runway of your business funds
Turn idle cash into daily returns without locking your money away.
Earn up to 3.63%* p.a. on USD and 2.49%* p.a. on HKD (before fees)
Grow surplus cash with daily returns credited automatically
Access your funds on the next business day with no lock-ins or minimum balances
Enjoy 50% off yield fees with Premium
*The yield is based on 7-day performance as of 1st Sep 2026, before deducting Aspire’s service fees. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. Your capital may be at risk. Past performance is not an indicator of future performance. View the fund's 1-year historical performance for USD here and HKD here.
Spend globally, save on FX
Spend directly from 13 currencies, avoid unnecessary FX costs, and earn rewards on every eligible transaction.
Earn market-leading 1.2%^ uncapped cashback on eligible spend
Enjoy one of the widest currency coverages for business cards in Hong Kong
Control team spending with instant card issuance and built-in limits
*Supported currencies: HKD, CNY, USD, GBP, EUR, AUD, CAD, CHF, JPY, NOK, NZD, SEK, SGD
Unlock the best of Aspire
For businesses that have outgrown the basics. Enjoy preferential pricing, lower fees and exclusive perks designed to help you save more as you scale.
Save up to HK$1,500 per month for just HK$399.
What you’ll get:
5 free international transfers every month
Free FX on the first HK$80,000 monthly
50% savings on Aspire Yield fees
Free metal card (coming)
And more exclusive perks
One account. Zero barriers.
No minimum balance, no borders, and nonstop support.
Hear it first from our customers
Gregory Van
CEO of Endowus
Read the case study“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
- Saved per year
- $111,000
- Saved per year
- 900hr
Chai Yang
Finance Director
Read the case study“It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions.”
- Saved per year
- $35,320
- Saved per year
- 1,664hrs
Sagar Khatri
Co-Founder at Multiplier
Read the case study“For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours.”
- Saved per year
- $73,000
- Saved per year
- 760hrs
Start your journey with Aspire
Open your free account