Earn unlimited cashback with the most rewarding card for businesses
![Cashback hero image](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/66595d1bdb797e5f157bb70d_Artwork.png)
Earn 1% cashback on digital marketing spends
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c4cbb6b4ca7969e31d3_5f800da3b44adee659580f94_facebook-logo-p-500%202.webp)
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c97e5e86f72b747e09d_5f800da3b44adee659580f94_facebook-logo-p-500%202%20(1).webp)
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d263ab00fc85be832d8_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(9).webp)
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d3e3d54950eec5d7bba_5f800da3b44adee659580f94_facebook-logo-p-500%202%20(2).webp)
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d6c69bae3bdf47b0eb7_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(11).webp)
![digital marketing companies logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e5d9012737410ce16da_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(21).webp)
Earn 1% cashback on software-as-a-service spends
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c1b9393ad5db0669e8e_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(2).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5bdb98b5b6f9e913aa09_5f800da3b44adee659580f94_facebook-logo-p-500%201.webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c00d722e54d1aeb25d4_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(1).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c359393ad05e3669f26_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(3).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c60e08ab26825f449b8_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(4).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5c7f2319e27d77b7b4eb_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(5).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5cc5e08ab28176f44b3d_60a1ceaa67b05ef57246956f_GoogleG_FullColor_96px.webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5cdcd238157512f4f792_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(6).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5cfb342539ab2b671aeb_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(7).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d12b71355e3e25414fc_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(8).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d53e7b206bb737592e9_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(10).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d6c69bae3bdf47b0eb7_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(11).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d7da114b21c4f712b24_5f800da3b44adee659580f94_facebook-logo-p-500%202%20(3).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5d9616c20ff77d23f5d4_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(12).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5dac824234025824796d_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(13).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/645b61fb227d4a36c92ca7f4_Group%201242149909.webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5dbf9baa9d262f9f1861_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(14).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5dd482423445d3247a78_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(15).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5de93d506c787c660f83_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(16).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e0012433a2d03064075_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(17).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e182e5c4b3b8f3953b7_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(18).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e461f3e662a4a5e26b5_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(20).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e739baa9dafea9f1c85_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(22).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5eaaffb97d137784c593_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(23).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5ebea114b2d6b57135eb_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(24).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5ed9038f0d2e36248174_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(25).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5ef298b5b6167613ce97_61bdd119729efa6eeface6ed_Zoho%20logo%20svg%201.webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5f082cc029e0c2137c30_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(26).webp)
![SaaS company logo](https://cdn.prod.website-files.com/5ed5c5ca6170c967e304ff11/624d5e2f12433a73280640d9_5f800da3b44adee659580f94_facebook-logo-p-500%201%20(19).webp)
How to earn cashback
![Card icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/62206f7a511e8a26fa0fd172_Group%2012352.webp)
Get the Card
![Dollar icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/61a9e64b0a661173e3d19a98_Money%402x.webp)
Pay with Aspire
![track icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/62206fb50d547c67ac6a73f3_Control.webp)
Track the Cashback
Use Aspire cashback cards to earn cashback on services you're already paying for
The average business saves S$5,280 a year on international spend and cashback earned.
FX Spend
up to 3x cheaper than banksMonthly spend
![usd icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/611df86ac7bda0f130d599f6_usd-icon.webp)
USD
S$ 300
![euro icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/611df747c7bda07a0fd598c1_euro-icon.webp)
EUR
S$ 300
Cashback
1% on marketing and SaaS
Monthly spend
![fb logo](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5f800a7d74b1d7fcfee085aa_facebook-logo.webp)
Facebook Ads
S$ 300
![G ads logo](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/611df856851525f9a9a74004_google-leads-logo.png)
Google Ads
S$ 300
SaaS
Subscriptions
S$ 300
![Merchant icon](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/62f4ce842130ef39dee12ef1_5f2781225fd66edbccbc355b_SaaS%201.webp)
Ecomm Merchant Spend
S$ 300
TOTAL YEARLY SAVINGS
S$ 2,500
What is a cashback & what are cashback cards?
How cashback cards work in Singapore?
Typical percentages fall between 0.5% and 1%, although they might be lower or higher depending on the card issuer, card type, and your desired spending. On all eligible transactions, some cards offer flat-rate cashback incentives; other cards have a tiered system. You must spend at least the minimum amount each month specified by your cashback card in order to receive your cashback at the end of the month.
How much cashback can you earn?
Consider whether you can get benefits from a programme without altering your regular spending patterns before committing. If so, you'll probably be able to get your money back without going over your budget. If not, look for a programme that better fits the spending patterns of your company.
For each category, the majority of cashback cards impose a cashback cap. There can also be a monthly cap on the overall amount of cashback. There are cards that offer cashback and have no cashback cap too. You can earn higher cashback if you look into these elements carefully.
What type of purchase is eligible to earn cashback?
For example, Aspire corporate cards offer up to 1% cashback on online marketing and software as a service goods, which are crucial to any firm. These include marketing channels like Facebook, Google, LinkedIn, TikTok, and others, as well as tools like Microsoft 365, Hubspot, Intercom, Slack, Mail Chimp, Notion and others.
You must meet the minimum spend criteria to obtain rewards on your purchases with many cashback cards. If you don't spend much, consider cashback cards with no minimum spend. Also, keep in mind the maximum cashback amount, beyond which no cashback will be provided even if you spend more.
Who offers cashback cards in Singapore?
However, if you are a start-up or a growing business, you may not meet the eligibility criteria for most of these banks, or you may find them too expensive. Consider the Aspire Cashback Card, which provides all of the benefits while having less stringent eligibility criteria and highly relevant rewards. For a quick and easy comparison, read our article on the best business cashback cards in Singapore.
How to choose the best cashback card for your business?
Cashback cards in Singapore – should your business have one?
What should you look out for when using a cashback card?
When using a cashback card, always be cognizant of the following things:
- The categories with the highest cashback rates
- The categories with the lowest cashback rates
- Cashback limit for each category you are spending on
- What is the necessary minimum spend to obtain cashback
- Cashback cap for the month and balance that is unutilized
- Is cashback awarded on a statement or calendar month basis
- Monthly breakdown of the annual and other fees, if any to be paid
How to apply for a corporate cashback card in Singapore
Applying for digital cards, such as the Aspire corporate card, is much easier because the entire procedure may be completed online. To apply for an Aspire card, for example, you simply open an Aspire business account (Free for new businesses), submit documentation online, and your cards will be approved.
What are virtual/digital card and how can you get one?
When applying for virtual cards, follow the card issuer's instructions on how to locate your virtual card once it has been accepted.
Frequently asked questions about Aspire Cashbacks
What transactions qualify for cashback?
Listed below are Online Marketing and Software-As-A-Service merchants. If you are transacting with additional non-listed merchants, please let us know and we will consider adding them to the list.
Online Marketing Merchants:
- Facebook Advertising
- Google Advertising
- LinkedIn Advertising
- Microsoft Advertising
Software-As-A-Service (SaaS) Merchants:
- Adobe
- Amazon Web Services
- Active Campaign
- Canva
- Freshworks
- GoDaddy
- Google Suite
- Hellosign
- Hubspot
- Intercom
- Mailchimp
- Microsoft365
- Mixpanel
- Notion
- Quickbooks
- Salesforce
- Segment
- Sendgrid
- Shopify
- SignNow
- Slack
- Twilio
- Typeform
- Wix
- Xero
- Zoom
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
How does the cashback work?
All Aspire cardholders will enjoy a minimum cashback of 1% on qualified spending (online marketing & SaaS).
Our cashback promos are designed to help your business thrive, so take advantage of them!
Cashbacks are computed automatically at the end of each month based on your digital marketing & SaaS expenses. The cashback is then deposited into your business account by the 1st week of next month.
You will receive a separate email notification when the cashback has been processed.
PS: You can find out more about our cashback promotions here.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
Frequently asked questions about Cashbacks
Who gives the best cashback?
Aspire offers 1% uncapped cashback on Marketing and SaaS spends made with your Aspire corporate debit cards as compared to 0.3% offered by traditional banks. Check our blog article Best Business Cashback Cards in Singapore.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
How do you maximise cash back?
You can maximise cashback by making all the purchases, applicable for that cashback, using the card of the institution that provides the cashback.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
Is cashback a good idea?
Cashback allows you to earn cash on the spends you make using your credit or debit cards. Not claiming cashback will be similar to leaving money on the table - definitely a bad idea!
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
What is a cashback card?
A cashback is a debit or credit card that allows you to earn back a portion of your spends.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
Is cashback card a debit card?
A cashback card can be a debit or a credit card. Different financial institutions have different forms of cashback cards.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
What is an example of cashback?
Consider a Marketing Agency that actively uses the Aspire Corporate Cashback Card to cover all digital marketing expenses. The Aspire cashback card earns 1% cashback on eligible purchases, including Google Ads and Facebook Ads.
During the last quarterly campaign launch, the agency spent $10,000 on Google Ads and $5,000 on Facebook Ads, for a total of $15,000 in digital advertising expenditure.
This resulted in earning $150 cashback (1% of $15,000 = $150), which the Marketing Agency can then leverage to reduce future digital marketing costs or enhance operational efficiency. The cashback also gives the agency financial flexibility, allowing it to manage budgets and maintain long-term growth.
![cross](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/5eda222b4bc6a54f0a0f14c7_faq%20toggle.webp)
All-in-one finance OS for your business
Empower your business finance with powerful features
![budgets](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1edd707d7479213bb07d_Group%201242149917.webp)
![budgets](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1edd707d7479213bb07d_Group%201242149917.webp)
![card](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1eda20daa94eb217e768_Group%201242149917%20(1).webp)
![card](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1eda20daa94eb217e768_Group%201242149917%20(1).webp)
![claims](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1ed869bf64b84c3f5303_Group%201242149917%20(2).webp)
![claims](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1ed869bf64b84c3f5303_Group%201242149917%20(2).webp)
![approval](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1ed5e055f03e2dd37369_Group%201242149917%20(3).webp)
![approval](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1ed5e055f03e2dd37369_Group%201242149917%20(3).webp)
![invoice](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fb4e157a026ffa27d84_Group%201242149917%20(4).webp)
![invoice](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fb4e157a026ffa27d84_Group%201242149917%20(4).webp)
![bill pay](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fb1b609f376b5ab7ede_Group%201242149906.webp)
![bill pay](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fb1b609f376b5ab7ede_Group%201242149906.webp)
![bulk payment](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fae9057b7ecbdf1d236_Group%201242149908.webp)
![bulk payment](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fae9057b7ecbdf1d236_Group%201242149908.webp)
![int payment](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fa9359e1d5543a2141b_Group%201242149910.webp)
![int payment](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b1fa9359e1d5543a2141b_Group%201242149910.webp)
![feat image](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b209c370cfa328d755304_Group%201242149911.webp)
![feat image](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b209c370cfa328d755304_Group%201242149911.webp)
![rewards](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b209ae157a098d0a28640_Group%201242149912.webp)
![rewards](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b209ae157a098d0a28640_Group%201242149912.webp)
![accounting](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b20989d37fd3d0fb58e5e_Group%201242149913.webp)
![accounting](https://cdn.prod.website-files.com/5ed5b60be1889f546024ada0/637b20989d37fd3d0fb58e5e_Group%201242149913.webp)