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Frequently asked questions on receiving payments with Aspire
Aspire makes it easy and cost-efficient to get paid. There are no fees to receive local payments via FAST, PayNow, or other domestic rails. For international transfers, FX fees start from just 0.7%, and SWIFT transfers from USD $8.
With low and no monthly account fees, Aspire helps you keep more of what you earn.
Aspire supports fast, reliable settlement for both local and international payments:
- Local transfers (e.g. SGD via FAST or PayNow): typically settle instantly
- Same-currency overseas transfers using Aspire’s local account details (e.g. USD from a U.S. bank to your Aspire USD account): settle in 1–2 business days
- SWIFT transfers (cross-border payments via global banking networks): settle in 1–5 business days, depending on currency and sender bank
Aspire helps you access your revenue sooner, so you can manage cash flow, pay suppliers, and grow without delays.
Yes. Aspire supports payouts from leading platforms like Amazon, Stripe, TikTok, Shopee, and more.
You can use local account details in the same currencies to help your payouts arrive faster, with no fees.
If you're receiving funds in other currencies, Aspire can still accept them via SWIFT, which may involve additional fees, currency conversion charges, and longer processing times.
Aspire helps your business receive revenue across borders, simply, securely, and efficiently.
Yes. Aspire lets you receive, hold, and manage funds in multiple currencies, such as USD, EUR, GBP, SGD, and more.
Aspire supports a wide range of payment methods so your clients can pay you in the way that works best for them, locally or globally.
You can receive payments through:
- Local transfers like FAST and PayNow (for SGD)
- Cards and digital wallets, including Visa, Mastercard, Apple Pay, Google Pay, GrabPay, Alipay, and WeChat Pay
- Local currency payments to your Aspire accounts in USD, GBP, EUR, and SGD (using local rails such as ACH, and SEPA)
- International payments in 30+ currencies via SWIFT
Aspire gives your clients flexibility while helping you receive payments faster and with lower fees.
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