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Aspire Business Account vs Sleek Business Account

Aspire is a full-stack finance platform for startups, SMEs, and mid-sized companies, covering accounts, cards, payments, and expense management. Sleek is primarily a corporate services provider handling incorporation, accounting, and compliance, with business banking integrated into its startup ecosystem. Here's how they compare.

Aspire

About Aspire

Aspire Business Account is a Multi-Currency Business Account offered by Aspire, who operates as a Payment Services Institution in Singapore.

Sleek

About Sleek

Sleek Business Account is a Multi-Currency Business Account offered by Sleek, who operates as a Major Payment Institution in Singapore.

Aspire Business Account vs Sleek Business Account key differences

Here's a side-by-side comparison of both accounts to highlight key differences and help you choose the best business account for your needs.

AspirePayment Services Institution
SleekMajor Payment Institution

Account type
Multi-Currency Business Account
Multi-Currency Business Account
Payment rails
Domestic: FAST, GIRO, MEPS, PayNow, Local TT International: ACH, SEPA, SWIFT, FPS
Domestic: FAST, PayNow, GIRO (incoming only) International: SWIFT
Local collection accounts
8 currencies (SGD, USD, EUR, GBP, MYR, PHP, IDR, VND)
30+ currencies (SGD, USD, EUR, GBP, AUD, CAD, HKD, JPY, NZD, NOK, SEK, CHF etc)
Batch payments
Supports in SGD, INR, USD, IDR, MYR, EUR, PHP, AUD, THB, VND
Not publicly disclosed
API
Yes
Yes via SleekBooks
Expense management
Offered natively for free; full expense management: corporate cards, real-time spend tracking, approval workflows, employee claims & reimbursements, budget management, receipt upload, accounting integration
Partially offered; expense tracking via SleekBooks (their integrated accounting platform), receipt submission, and ledger management; accounting-led; paid via subscriptions
Invoicing
Offered natively
Offered natively

Monthly fee
No monthly fee (Basic plan) / SGD $15 (Premium plan)
No monthly fee
Account set up fee
No account setup fee
No account setup fee
Minimum balance
No minimum balance required
No minimum balance required
Local transfer fee (sending)
PayNow, FAST, Recurring/ Scheduled Transfers, Local TT: Free
Not publicly disclosed
International transfer fee (sending)
SWIFT: USD $15 (SHA), USD $30 (OUR)
Not publicly disclosed
Receiving payments fee
Local Receive: Free International Receive: SGD $35 for SGD account / USD $8 for other accounts via SWIFT
Not publicly disclosed
FX markup
From 0.22%
Not publicly disclosed

Supported currencies
30+ currencies: SGD, USD, EUR, GBP, AUD, CAD, HKD, JPY, INR, IDR + 20 currencies more
30+ currencies: SGD, USD, EUR, GBP, AUD, HKD, CAD, JPY, CHF, NZD + 2 currencies more
Global payment network
130+ countries
120+ countries

Integration with third-party apps
30+ integrations. Key apps: Amazon, Apple Pay, Xero, Info-Tech, Stripe
1 integration. Key app: Xero
Accounting software integrations
Integrates with 10+ softwares. Direct integration with Xero and Quickbooks
Integrates with Xero
E-commerce integration
Yes, with Shopify, Temu, Shopee, Amazon
No
ERP Integration
Yes
Not publicly disclosed

Customer support
In-app live chat; email
In-app chat; phone; email; WhatsApp

*Fees may vary, Comparison as of July 2026

Trusted by 50,000+ modern businesses

4.5 rating

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3 reasons why Aspire is better

Aspire is built to be your primary business account, helping you save more, earn more, and move faster in your day-to-day operations. Here's how Aspire stands out.

FX transparency and cost illustration

No hidden FX markup

Aspire's FX pricing is transparent by design, with a disclosed markup starting from 0.22%, removing the guesswork that comes with accounts that don't publish their spread. Sleek Business Account does not publicly disclose its FX rates, making it harder to plan and compare the true cost of international payments. Transparent pricing is a core part of Aspire's approach, because businesses deserve to know exactly what they're paying.

Accounting and app integrations illustration

An integration layer that ties your banking to your business tools

Aspire's 30+ native integrations act as the connective tissue between your banking and your broader finance stack, keeping data flowing automatically without manual work. Sleek Business Account has fewer integrations, which can leave gaps in your financial workflow and require manual workarounds. For finance teams focused on efficiency, Aspire's broader integration library is a practical advantage.

All-in-one finance platform illustration

Operational efficiency, not just payments

Aspire is designed to reduce the total number of finance tools a growing business needs, combining banking, payments, expense management, and invoicing in a single platform. Sleek Business Account serves a different segment with a different focus. For businesses that want a single platform to manage accounts, payments, expenses, and integrations, Aspire is purpose-built for that journey.

How Aspire works

Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:

Trusted banking foundation

Trusted banking foundation

Your money is safeguarded in Tier 1 banks like DBS Singapore, and backed by partnerships with Citibank, JPMorgan, and Visa. Get the security of traditional banking with the speed of modern fintech - all fully compliant with MAS regulations.

Seamless global payments

Seamless global payments

Send and receive payments in 30+ currencies across 130+ countries at market-leading rates. Our transparent fee structure means no surprises, while smart workflows streamline your operations from payroll to revenue collection.

AI-powered financial control

AI-powered financial control

Take charge with intelligent tools built for modern business. From multi-level approvals to real-time fraud detection, automated reconciliation to comprehensive integrations - work smarter, not harder.

Run your finances from one place

Open a multi-currency business account with no monthly fee, built-in invoicing, and real-time expense tracking.

Frequently asked questions about Aspire Business Account vs Sleek Business Account

Choose Aspire over Sleek Business Account if your business needs more than just a multi-currency account. Aspire brings a broader integration ecosystem with 30+ connected apps, native invoicing, and deep integrations with Xero, Shopify, and more, all in one platform. For finance teams that want to consolidate their stack and reduce the number of tools they manage, Aspire's breadth of functionality gives it a clear edge. <div

Sleek suits businesses that are already using Sleek's incorporation, accounting, or compliance services in Singapore, as the Business Account integrates naturally with their SleekBooks platform. If your company is incorporated through Sleek and managed by their team, adding the Sleek Business Account creates a consolidated experience across corporate secretarial, accounting, and banking. It's a natural extension of an existing Sleek relationship rather than a standalone banking solution. <div

Sleek Business Account works best as part of Sleek's broader corporate services package. As a standalone account, its pricing is entirely undisclosed, integrations are limited to Xero, and batch payments are not listed. Aspire's pricing is fully published, covers 30+ integrations, and its expense management runs independently of any service subscription. For businesses comparing accounts on standalone merit, Aspire is more transparent and more capable. <div

Aspire offers better value on a like-for-like basis. Sleek's pricing is entirely undisclosed, meaning a cost comparison cannot be completed without a direct conversation. Aspire's full fee schedule is publicly available before signup, enabling businesses to evaluate costs independently. Sleek offers value for businesses already using its broader corporate services package, where the account is bundled with secretarial and accounting tools.

Hear it first from our customers

Gregory Van

Gregory Van

CEO of Endowus

“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”

Read the case study
$111,000

Saved per year

900hr

Saved per year

Holly Qian

Holly Qian

Head of Finance at First Page

“By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company’s marketing efforts were both effective and sustainable.”

Read the case study
$80,405

Saved per year

2,834hrs

Saved per year

William Chong

William Chong

Finance Director at Glints

“In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface.”

Read the case study
$28,037

Saved per year

860hrs

Saved per year

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