Aspire Business Account vs Statrys Business Account

Aspire Business Account vs Statrys Business Account key differences

Here's a side-by-side comparison of both accounts to highlight key differences and help you choose the best business account for your needs.

	Payment Services Institution	Major Payment Institution
Business account
Account type	Multi-Currency Business Account	Multi-Currency Business Account
Payment rails	Domestic: FAST, GIRO, MEPS, PayNow, Local TT International: ACH, SEPA, SWIFT, FPS	Domestic: FAST, MEPS International: SWIFT
Local collection accounts	8 currencies (SGD, USD, EUR, GBP, MYR, PHP, IDR, VND)	11 currencies (SGD, USD, HKD, EUR, GBP, CNY, JPY, CHF, AUD, NZD, CAD)
Batch payments	Supports in SGD, INR, USD, IDR, MYR, EUR, PHP, AUD, THB, VND	Not available
API	Yes	No
Expense management	Offered natively for free; full expense management: corporate cards, real-time spend tracking, approval workflows, employee claims & reimbursements, budget management, receipt upload, accounting integration	Basic monitoring only; card-based spend controls; free with account
Invoicing	Offered natively	Offered natively
Pricing and fees
Monthly fee	No monthly fee (Basic plan) / SGD $15 (Premium plan)	No monthly fee
Account set up fee	No account setup fee	No account setup fee
Minimum balance	No minimum balance required	No minimum balance required
Local transfer fee (sending)	PayNow, FAST, Recurring/ Scheduled Transfers, Local TT: Free	FAST: SGD $1.5 MEPS: SGD $15 Local Payment: SGD $4
International transfer fee (sending)	SWIFT: USD $15 (SHA), USD $30 (OUR)	SWIFT: SGD $20 Local Payment: SGD $4-8.5
Receiving payments fee	Local Receive: Free International Receive: SGD $35 for SGD account / USD $8 for other accounts via SWIFT	Local Receive: Free International Receive: SGD $5
FX markup	From 0.22%	From 0.1%
Global coverage
Supported currencies	30+ currencies: SGD, USD, EUR, GBP, AUD, CAD, HKD, JPY, INR, IDR + 20 currencies more	11 currencies: SGD, USD, HKD, CNY, EUR, GBP, CAD, JPY, AUD, NZD, CHF
Global payment network	130+ countries	120+ countries
Integrations and ecosystem
Integration with third-party apps	30+ integrations. Key apps: Amazon, Apple Pay, Xero, Info-Tech, Stripe	4 integrations. Key apps: Xero, Stripe, PayPal, Shopify Payments
Accounting software integrations	Integrates with 10+ softwares. Direct integration with Xero and Quickbooks	Integrates with Xero
E-commerce integration	Yes, with Shopify, Temu, Shopee, Amazon	No
ERP Integration	Yes	Yes
Support
Customer support	In-app live chat; email	In-app chat; phone; email

*Fees may vary, Comparison as of July 2026

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3 reasons why Aspire is better

Aspire is built to be your primary business account, helping you save more, earn more, and move faster in your day-to-day operations. Here's how Aspire stands out.

Multi-currency and international payments illustration

Pay in more currencies, open fewer accounts

Aspire's 30+ currency payment capability means you can handle most international transactions from one account, rather than maintaining separate banking relationships for each currency. Statry's supports only 11 currencies. For businesses adding vendors, clients, or employees in new markets, Aspire's 30+ currency coverage means you are unlikely to hit a currency wall as you grow.

Expense management and corporate cards illustration

Budget controls and spend approvals built in

Aspire's expense management features include budget thresholds, multi-level approval workflows, and real-time spend alerts, available without upgrading to a premium tier. For finance teams at growing companies, this means fewer tools to manage, less manual reconciliation, and real-time spending data without waiting for end-of-day exports. Aspire handles it natively.

Accounting and app integrations illustration

Accounting integrations built in

Aspire's native integrations with Xero, QuickBooks, and other accounting tools ensure your transaction data is always up to date, making month-end close faster and less error-prone. Statrys Business Account has fewer integrations, which can leave gaps in your financial workflow and require manual workarounds. When bank transactions flow automatically into your accounting software, the margin for entry errors shrinks considerably.

How Aspire works

Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:

Trusted banking foundation

Your money is safeguarded in Tier 1 banks like DBS Singapore, and backed by partnerships with Citibank, JPMorgan, and Visa. Get the security of traditional banking with the speed of modern fintech - all fully compliant with MAS regulations.

Seamless global payments

Send and receive payments in 30+ currencies across 130+ countries at market-leading rates. Our transparent fee structure means no surprises, while smart workflows streamline your operations from payroll to revenue collection.

AI-powered financial control

Take charge with intelligent tools built for modern business. From multi-level approvals to real-time fraud detection, automated reconciliation to comprehensive integrations - work smarter, not harder.

Frequently asked questions about Aspire Business Account vs Statrys Business Account

Choose Aspire over Statrys Business Account if your business needs more than just a multi-currency account. Aspire brings full expense management with corporate cards and approval workflows, a lower FX markup starting from 0.22%, and a broader integration ecosystem with 30+ connected apps, all in one platform. For finance teams that want to consolidate their stack and reduce the number of tools they manage, Aspire's breadth of functionality gives it a clear edge. <div

Statrys may suit businesses for whom FX cost is the primary consideration, its markup starting from 0.1% is lower than Aspire's 0.22%. It also includes phone support alongside in-app chat and email, which may appeal to businesses that prefer voice-based customer service. For businesses receiving frequent international SWIFT payments, Statrys charges SGD $5 per international receive can add up to significant savings. <div

Aspire has the broader platform: more transactable currencies, 30+ integrations, and a more complete expense management offering including batch payments and native invoicing. Statrys edges ahead on FX markup, starting from 0.1%, which benefits businesses making large cross-currency transfers. For Singapore businesses managing multi-function finance operations, Aspire is the stronger overall choice. <div

Both platforms are competitive on cost, with trade-offs depending on your payment mix. Aspire's local transfers are free, while Statrys charges per domestic transaction. Statrys has a lower FX markup at higher volumes, which benefits businesses making large cross-currency transfers. For businesses with a high volume of local payments, Aspire is the lower-cost option. For businesses making primarily large international transfers, Statrys' FX rate may deliver savings.

Hear it first from our customers

Gregory Van
CEO of Endowus
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
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Holly Qian
Head of Finance at First Page
“By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company’s marketing efforts were both effective and sustainable.”
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William Chong
Finance Director at Glints
“In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface.”
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Saved per year
860hrs